v3.26.1
Note 18 - Operating Segmentation - Results of Reportable Operating Segments (Details) - CAD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Jul. 31, 2026
Jul. 31, 2025
Jul. 31, 2026
Jul. 31, 2025
Oct. 31, 2025
Statement Line Items [Line Items]          
Net interest income $ 36,773 $ 29,779 $ 106,333 $ 83,535  
Non-interest income 2,036 1,804 7,283 6,014  
Total revenue 38,809 31,583 113,616 89,549  
Provision for (recovery of) credit losses (229) 1,181 899 3,094  
Revenue less provision for credit loss 39,038 30,402 112,717 86,455  
Non-interest expenses:          
Salaries and benefits 12,088 10,099 33,673 27,868  
General and administrative 10,701 9,717 33,468 21,926  
Premises and equipment 2,373 1,833 6,053 5,070  
Noninterest expense 25,162 21,649 73,194 54,864  
Income (loss) before income taxes 13,876 8,753 39,523 31,591  
Income tax provision 3,816 2,171 10,869 8,337  
Net income (loss) 10,060 6,582 28,654 23,254  
Total assets 6,875,238 5,477,489 6,875,238 5,477,489 $ 5,808,475
Total liabilities 6,309,673 4,949,347 6,309,673 4,949,347 $ 5,275,802
Net interest income 36,773 29,779 106,333 83,535  
Non-interest income 2,036 1,804 7,283 6,014  
Total revenue 38,809 31,583 113,616 89,549  
Provision for (recovery of) credit losses (229) 1,181 899 3,094  
Revenue less provision for credit loss 39,038 30,402 112,717 86,455  
Operating segments [member] | Digital Banking Canada [member]          
Statement Line Items [Line Items]          
Net interest income 27,472 26,656 82,347 75,866  
Non-interest income 93 (37) 942 210  
Total revenue 27,565 26,619 83,289 76,076  
Provision for (recovery of) credit losses 5 1,201 1,181 3,188  
Revenue less provision for credit loss 27,560 25,418 82,108 72,888  
Non-interest expenses:          
Salaries and benefits 8,527 7,214 22,533 18,339  
General and administrative 9,288 8,636 30,490 18,619  
Premises and equipment 875 898 2,747 2,748  
Noninterest expense 18,690 16,748 55,770 39,706  
Income (loss) before income taxes 8,870 8,670 26,338 33,182  
Income tax provision 2,291 2,150 6,951 8,698  
Net income (loss) 6,579 6,520 19,387 24,484  
Total assets 5,513,067 5,124,771 5,513,067 5,124,771  
Total liabilities 5,223,535 4,790,738 5,223,535 4,790,738  
Net interest income 27,472 26,656 82,347 75,866  
Non-interest income 93 (37) 942 210  
Total revenue 27,565 26,619 83,289 76,076  
Provision for (recovery of) credit losses 5 1,201 1,181 3,188  
Revenue less provision for credit loss 27,560 25,418 82,108 72,888  
Operating segments [member] | Digital Banking USA [member]          
Statement Line Items [Line Items]          
Net interest income 9,301 3,123 23,986 7,669  
Non-interest income 2 (7) (13) (24)  
Total revenue 9,303 3,116 23,973 7,645  
Provision for (recovery of) credit losses (234) (20) (282) (94)  
Revenue less provision for credit loss 9,537 3,136 24,255 7,739  
Non-interest expenses:          
Salaries and benefits 1,743 1,174 5,546 3,802  
General and administrative 1,249 1,163 2,563 2,560  
Premises and equipment 1,009 186 1,637 399  
Noninterest expense 4,001 2,523 9,746 6,761  
Income (loss) before income taxes 5,536 613 14,509 978  
Income tax provision 1,591 176 4,170 305  
Net income (loss) 3,945 437 10,339 673  
Total assets 1,355,667 348,389 1,355,667 348,389  
Total liabilities 1,084,336 155,228 1,084,336 155,228  
Net interest income 9,301 3,123 23,986 7,669  
Non-interest income 2 (7) (13) (24)  
Total revenue 9,303 3,116 23,973 7,645  
Provision for (recovery of) credit losses (234) (20) (282) (94)  
Revenue less provision for credit loss 9,537 3,136 24,255 7,739  
Operating segments [member] | Digital Meteor [Member]          
Statement Line Items [Line Items]          
Net interest income 0 0 0 0  
Non-interest income 413 622 1,690 1,533  
Total revenue 413 622 1,690 1,533  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss 413 622 1,690 1,533  
Non-interest expenses:          
Salaries and benefits 192 214 570 684  
General and administrative 28 47 100 434  
Premises and equipment 31 373 133 544  
Noninterest expense 251 634 803 1,662  
Income (loss) before income taxes 162 (12) 887 (129)  
Income tax provision 48 (35) 242 (33)  
Net income (loss) 114 23 645 (96)  
Total assets 11,095 11,543 11,095 11,543  
Total liabilities 321 9,491 321 9,491  
Net interest income 0 0 0 0  
Non-interest income 413 622 1,690 1,533  
Total revenue 413 622 1,690 1,533  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss 413 622 1,690 1,533  
Operating segments [member] | Cybersecurity segment [member]          
Statement Line Items [Line Items]          
Net interest income 0 0 0 0  
Non-interest income 1,875 1,569 5,700 5,347  
Total revenue 1,875 1,569 5,700 5,347  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss 1,875 1,569 5,700 5,347  
Non-interest expenses:          
Salaries and benefits 1,626 1,497 5,024 5,043  
General and administrative 483 214 1,351 1,365  
Premises and equipment 458 376 1,536 1,379  
Noninterest expense 2,567 2,087 7,911 7,787  
Income (loss) before income taxes (692) (518) (2,211) (2,440)  
Income tax provision (114) (120) (494) (633)  
Net income (loss) (578) (398) (1,717) (1,807)  
Total assets 15,999 25,015 15,999 25,015  
Total liabilities 29,407 19,410 29,407 19,410  
Net interest income 0 0 0 0  
Non-interest income 1,875 1,569 5,700 5,347  
Total revenue 1,875 1,569 5,700 5,347  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss 1,875 1,569 5,700 5,347  
Elimination of intersegment amounts [member]          
Statement Line Items [Line Items]          
Net interest income 0 0 0 0  
Non-interest income (347) (343) (1,036) (1,052)  
Total revenue (347) (343) (1,036) (1,052)  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss (347) (343) (1,036) (1,052)  
Non-interest expenses:          
Salaries and benefits 0 0 0 0  
General and administrative (347) (343) (1,036) (1,052)  
Premises and equipment 0 0 0 0  
Noninterest expense (347) (343) (1,036) (1,052)  
Income (loss) before income taxes 0 0 0 0  
Income tax provision 0 0 0 0  
Net income (loss) 0 0 0 0  
Total assets (20,590) (32,229) (20,590) (32,229)  
Total liabilities (27,926) (25,520) (27,926) (25,520)  
Net interest income 0 0 0 0  
Non-interest income (347) (343) (1,036) (1,052)  
Total revenue (347) (343) (1,036) (1,052)  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss $ (347) $ (343) $ (1,036) $ (1,052)