v3.26.1
Note 5 - Credit Assets, Net of Allowance for Credit Losses - Reconciliation of ECL Allowance by Lending Asset Category (Details) - CAD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 9 Months Ended
Jul. 31, 2026
Jul. 31, 2025
Jul. 31, 2026
Jul. 31, 2025
Statement Line Items [Line Items]        
Provision for (recovery of) credit losses     $ 899 $ 3,094
Loans [member] | Provision for credit commitments [member]        
Statement Line Items [Line Items]        
Balance     7,279  
Balance $ 8,114 $ 6,037 8,114 6,037
Loans [member] | Provision for credit commitments [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 6,699 3,000 5,431 783
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (18) 981 1,250 3,198
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses (18) 981 1,250 3,198
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 6,681 3,981 6,681 3,981
Loans [member] | Provision for credit commitments [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 1,643 1,958 1,848 2,520
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (282) 450 (455) 165
Credit asset originations 125 501 404 512
Derecognitions and maturities (55) (752) (300) (782)
Provision for (recovery of) credit losses (212) 200 (351) (104)
Write-offs 0 (102) (56) (361)
Recoveries 0 0 0 0
Balance 1,433 2,056 1,433 2,056
Foreign currency impact 2 1 (8) 2
Loans [member] | Provision for credit commitments [member] | Stage 1 [member]        
Statement Line Items [Line Items]        
Balance     4,679  
Balance 4,011 4,434 4,011 4,434
Loans [member] | Provision for credit commitments [member] | Stage 1 [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 3,243 2,360 3,187 783
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (375) 336 (319) 1,913
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses (375) 336 (319) 1,913
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 2,868 2,696 2,868 2,696
Loans [member] | Provision for credit commitments [member] | Stage 1 [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 1,361 1,400 1,493 2,213
Transfer in (out) to Stage 1 (59) (236) (206) (633)
Transfer in (out) to Stage 2 21 234 165 380
Transfer in (out) to Stage 3 0 0 1 0
Net remeasurement of loss allowance (213) 15 (419) (322)
Credit asset originations 74 501 278 541
Derecognitions and maturities (43) (77) (107) (91)
Provision for (recovery of) credit losses (220) 438 (288) (124)
Write-offs 0 (102) (56) (361)
Recoveries 0 0 0 0
Balance 1,143 1,738 1,143 1,738
Foreign currency impact 2 4 (6) 12
Loans [member] | Provision for credit commitments [member] | Stage 2 [member]        
Statement Line Items [Line Items]        
Balance     426  
Balance 304 399 304 399
Loans [member] | Provision for credit commitments [member] | Stage 2 [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 64 611 72 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (50) (529) (58) 82
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses (50) (529) (58) 82
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 14 82 14 82
Loans [member] | Provision for credit commitments [member] | Stage 2 [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 281 557 354 306
Transfer in (out) to Stage 1 59 236 206 633
Transfer in (out) to Stage 2 (21) (234) (165) (380)
Transfer in (out) to Stage 3 0 0 0 (43)
Net remeasurement of loss allowance (68) 435 (35) 530
Credit asset originations 51 0 126 (29)
Derecognitions and maturities (12) (675) (193) (691)
Provision for (recovery of) credit losses 9 (238) (62) 20
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 290 317 290 317
Foreign currency impact 0 (3) (2) (10)
Loans [member] | Provision for credit commitments [member] | Financial instruments credit-impaired [member]        
Statement Line Items [Line Items]        
Balance 3,799 1,204 3,799 1,204
Loans [member] | Provision for credit commitments [member] | Financial instruments credit-impaired [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 3,392 29 2,172 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 407 1,174 1,627 1,203
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 407 1,174 1,627 1,203
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 3,799 1,203 3,799 1,203
Loans [member] | Provision for credit commitments [member] | Financial instruments credit-impaired [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 1 1 2 1
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 (1) 43
Net remeasurement of loss allowance (1) 0 (1) (43)
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses (1) 0 (2) 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 0 1 0 1
Foreign currency impact $ 0 $ 0 $ 0 $ 0