v3.26.1
Note 5 - Credit Assets, Net of Allowance for Credit Losses - Summary of Loan, ECL, and EL Amounts by Lending Asset Category (Details) - Loans [member] - CAD ($)
$ in Thousands
Jul. 31, 2026
Apr. 30, 2026
Oct. 31, 2025
Jul. 31, 2025
Jan. 31, 2025
Oct. 31, 2024
Statement Line Items [Line Items]            
Principal amount $ 6,141,432   $ 5,050,239 $ 4,761,518    
EL % 0.13%   0.14%      
Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 8,114   $ 7,279 6,037    
Stage 1 [member]            
Statement Line Items [Line Items]            
Principal amount $ 5,855,025   $ 4,872,623      
EL % 0.07%   0.10%      
Stage 1 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 4,011   $ 4,679 4,434    
Stage 2 [member]            
Statement Line Items [Line Items]            
Principal amount $ 271,707   $ 130,743      
EL % 0.11%   0.33%      
Stage 2 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 304   $ 426 399    
Stage 3 [member]            
Statement Line Items [Line Items]            
Principal amount $ 14,700   $ 46,873      
EL % 25.84%   4.64%      
Stage 3 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 3,799   $ 2,174      
Receivable purchase program [member]            
Statement Line Items [Line Items]            
Principal amount $ 5,207,241   $ 4,043,007      
EL % 0.13%   0.13%      
Receivable purchase program [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 6,681 $ 6,699 $ 5,431 3,981 $ 3,000 $ 783
Receivable purchase program [member] | Stage 1 [member]            
Statement Line Items [Line Items]            
Principal amount $ 5,177,081   $ 4,017,931      
EL % 0.06%   0.08%      
Receivable purchase program [member] | Stage 1 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 2,868 3,243 $ 3,187 2,696 2,360 783
Receivable purchase program [member] | Stage 2 [member]            
Statement Line Items [Line Items]            
Principal amount $ 23,559   $ 17,516      
EL % 0.06%   0.41%      
Receivable purchase program [member] | Stage 2 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 14 64 $ 72 82 611 0
Receivable purchase program [member] | Stage 3 [member]            
Statement Line Items [Line Items]            
Principal amount $ 6,601   $ 7,560      
EL % 57.55%   28.73%      
Receivable purchase program [member] | Stage 3 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 3,799   $ 2,172      
Multi-family residential loans and other [member]            
Statement Line Items [Line Items]            
Principal amount $ 934,191   $ 1,007,232 1,041,076    
EL % 0.15%   0.18%      
Multi-family residential loans and other [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 1,433 1,643 $ 1,848 2,056 1,958 2,520
Multi-family residential loans and other [member] | Stage 1 [member]            
Statement Line Items [Line Items]            
Principal amount $ 677,944   $ 854,692      
EL % 0.17%   0.17%      
Multi-family residential loans and other [member] | Stage 1 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 1,143 1,361 $ 1,493 1,738 1,400 2,213
Multi-family residential loans and other [member] | Stage 2 [member]            
Statement Line Items [Line Items]            
Principal amount $ 248,148   $ 113,227      
EL % 0.12%   0.31%      
Multi-family residential loans and other [member] | Stage 2 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 290 $ 281 $ 354 $ 317 $ 557 $ 306
Multi-family residential loans and other [member] | Stage 3 [member]            
Statement Line Items [Line Items]            
Principal amount $ 8,099   $ 39,313      
EL % 0.00%   0.00%      
Multi-family residential loans and other [member] | Stage 3 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 0   $ 1