Borrowings (Tables)

9 Months Ended

Jul. 31, 2026

Schedule of Notes Payable and Short-term Borrowings, Including the Current Portion of Long-term Debt

Notes payable, short-term borrowings, including the current portion of long-term debt, and long-term debt were as follows:


	As of
	July 31, 2026		October 31, 2025
	In millions
Current portion of long-term debt(1)	$	2,137	$	3,796
Commercial paper	622		681
Notes payable to banks, lines of credit and other	142		132
Total notes payable and short-term borrowings	2,901		4,609
Long-term debt	17,343		17,756
Total	$	20,244	$	22,365

(1) As of July 31, 2026 and October 31, 2025, the Current portion of long-term debt, net of discount and issuance costs, included $0.9 billion and $1.2 billion respectively, both associated with the asset-backed debt securities issued by the Company.