Exhibit 99.2 N YS E : E QB K Equity Bancshares Lincoln Bancorp August 2026 Merger with Lincoln Savings Bank September 3, 2026

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Forward Looking Statements This presentation contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended and are intended to be covered by the safe harbor provisions provided by the Private Securities Litigation Reform Act of 1995, as amended. These forward-looking statements reflect the current views of Equity’s management with respect to, among other things, future events and Equity’s financial performance. These statements are often, but not always, made through the use of words or phrases such as “may,” “should,” “could,” “predict,” “potential,” “believe,” “will likely result,” “expect,” “continue,” “will,” “anticipate,” “seek,” “estimate,” “intend,” “plan,” “project,” “forecast,” “goal,” “target,” “would” and “outlook,” or the negative variations of those words or other comparable words of a future or forward-looking nature. These forward-looking statements are not historical facts, and are based on current expectations, estimates and projections about Equity’s industry, management’s beliefs and certain assumptions made by management, many of which, by their nature, are inherently uncertain and beyond Equity’s control. Accordingly, Equity cautions you that any such forward-looking statements are not guarantees of future performance and are subject to risks, assumptions and uncertainties that are difficult to predict. Although Equity believes that the expectations reflected in these forward-looking statements are reasonable as of the date made, actual results may prove to be materially different from the results expressed or implied by the forward-looking statements. Factors that could cause actual results to differ materially from Equity’s expectations include competition from other financial institutions and bank holding companies; the effects of and changes in trade, monetary and fiscal policies and laws, including interest rate policies of the Federal Reserve Board; changes in the demand for loans; fluctuations in value of collateral and loan reserves; inflation, interest rate, market and monetary fluctuations; changes in consumer spending, borrowing and savings habits; and acquisitions and integration of acquired businesses; and similar variables. The foregoing list of factors is not exhaustive. In addition, the following factors, among others, related to the transaction between Equity and Lincoln could cause actual outcomes and results to differ materially from forward-looking statements or historical performance: the possibility that the anticipated benefits of the transaction will not be realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of the two companies or as a result of the strength of the economy and competitive factors in the areas where companies do business; the possibility that the transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events; Lincoln and Equity’s ability to obtain required governmental approvals of the proposed transaction on the timeline expected, or at all, and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company after the closing of the proposed transaction or adversely affect the expected benefits of the proposed transaction; the failure to obtain the necessary approvals by the shareholders of Lincoln; the failure to satisfy other conditions to completion of the proposed merger, or any unexpected delay in closing the proposed transaction or the occurrence of any event, change or other circumstances that could give rise to the termination of the merger agreement; diversion of management’s attention from ongoing business operations and opportunities; potential adverse reactions or changes to business or employee relationships, including those resulting from the completion of the transaction; the business, economic and political conditions in the markets in which the parties operate; the risk that the proposed combination could have an adverse effect the parties’ ability to retain customers and retain or hire key personnel and maintain relationships with customers; the risk that the combination may be more difficult, time-consuming or expensive than anticipated; and other factors that may affect future results of Equity. For discussion of these and other risks that may cause actual results to differ from expectations, please refer to “Cautionary Note Regarding Forward-Looking Statements” and “Risk Factors” in Equity’s Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 6, 2026, as amended, and any updates to those risk factors set forth in Equity’s subsequent Quarterly Reports on Form 10-Q or Current Reports on Form 8-K. If one or more events related to these or other risks or uncertainties materialize, or if Equity’s underlying assumptions prove to be incorrect, actual results may differ materially from what Equity anticipates. Accordingly, you should not place undue reliance on any such forward- looking statements. Any forward-looking statement speaks only as of the date on which it is made, and Equity does not undertake any obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise. New risks and uncertainties arise from time to time and it is not possible for us to predict those events or how they may affect us. In addition, Equity cannot assess the impact of each factor on Equity’s business or the extent to which any factor, or combination of factors, may cause actual results to differ materially from those contained in any forward-looking statements. All forward-looking statements, expressed or implied, included in this presentation are expressly qualified in their entirety by this cautionary statement. This cautionary statement should also be considered in connection with any subsequent written or oral forward-looking statements that Equity or persons acting on Equity’s behalf may issue. NO OFFER OR SOLICITATION This communication is for informational purposes only and is not intended to and does not constitute an offer to subscribe for, buy or sell, or the solicitation of an offer to subscribe for, buy or sell, or an invitation to subscribe for, buy or sell any securities or a solicitation of any vote or approval in any jurisdiction, nor shall there be any sale, issuance or transfer of securities in any jurisdiction in which such offer, invitation, sale or solicitation would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. No offer of securities shall be made except by means of a prospectus meeting the requirements of Section 10 of the Securities Act, and otherwise in accordance with applicable law. NON-GAAP FINANCIAL MEASURES This presentation contains certain non-GAAP financial measures intended to supplement, not substitute for, comparable GAAP measures. Reconciliations of non-GAAP financial measures to GAAP financial measures are provided at the end of this presentation. Numbers in the presentation may not sum due to rounding. 2

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Transaction Highlights & Strategic Rationale Equity Bancshares, Inc. (NYSE: EQBK) has agreed to acquire Lincoln Bancorp At a Glance • Lincoln Bancorp is the bank holding company for Lincoln Savings Bank, a community bank headquartered in Reinbeck, Iowa – Established Iowa banking franchise serving communities for 120+ years, operating 16 locations across Central and Northeast Iowa • The transaction joins two relationship-based operating philosophies, supported by compatible cultures and a deep dedication to the customers and communities it serves Builds Scale & Establishes a Presence in Attractive Iowa Markets • Establishes a meaningful presence in Des Moines and Waterloo-Cedar Falls, two of the largest MSAs in Iowa • Provides strong core deposit base in a key focus market and a springboard for growth that complements EQBK’s legacy Midwest footprint • Positions EQBK for further bolt-on M&A across Iowa, with >200 banks in Iowa under $2 billion in assets (including 86 between $300 million and $2 billion in assets) 1 Financially Attractive Combination • Meaningful EPS accretion of 5 .1 % an d 7 .5 % o n 2 0 2 7 E an d 2 0 2 8 E, respectively, assuming conservative cost savings of ~30% with 50% realized in 2027 and 75% in 2028 • TBV dilution of 3.8% and TBV earnback estimated at 2.6 years • Attractive pay-to-trade ratio of 70% • Maintain strong pro forma regulatory capital ratios Disciplined M&A Approach & Proven Execution • Iowa footprint enhances strategic direction of EQBK’s established M&A framework – Marks EQBK’s 15th announced full bank transaction since 2015 – Creates a platform to extend and enhance the model Lincoln has built – Structured well within EQBK’s proven merger metrics and disciplined approach to drive shareholder value creation – Comprehensive due diligence process with 70% of the total loan portfolio reviewed with no concentration concerns 1) Estimated financial impact is presented for illustrative purposes only. Includes purchase accounting marks and transaction-related expenses as well as reduction of excess liquidity on combined balance sheet; see Appendix for Pro Forma reconciliations. Pro Forma data is subject to various assumptions and uncertainties. See disclaimer Forward Looking Statements and slide 6 for key financial assumptions 3

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK 1 Compelling Pro Forma Financial Impact Pro Forma Balance Sheet Highlights $9.1B $6.7B $7.7B TOTAL ASSETS TOTAL LOANS TOTAL DEPOSITS Earnings Impact 5.1% | $0.27 7.5% | $0.42 2027E EPS IMPACT 2028E EPS IMPACT Iowa Nebraska Tangible Book Value Impact (3.8%) 2.6 Years TBV DILUTION TBV EARNBACK Kansas Missouri Pro Forma Consolidated Capital At Close EQBK Lincoln Oklahoma Arkansas 8.6% 9.0% 10.6% 13.4% TCE / TA LEVERAGE RATIO CET1 TRBC 1) Estimated financial impact is presented for illustrative purposes only. Includes purchase accounting marks and transaction-related expenses as well as reduction of excess liquidity on combined balance sheet; see Appendix for Pro Forma reconciliations. Pro Forma data is subject to various assumptions and uncertainties. See disclaimer Forward Looking Statements and slide 6 for key financial assumptions 4

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Complementary Loan & Deposit Profiles 1 Pro Forma Cons. & Other Cons. & Other 2% 2% C&D C&D C&D C&I Agri. 5% 12% 13% 20% Agri. C&I Agri. C&I 4% 5% 18% 5% 18% Ag RE Ag RE Ag RE 9% 8% 8% $5.4B $1.2B $6.6B Yield: 5.84% Yield: 6.56% Yield: 6.72% CRE 30% CRE CRE Res. RE Res. RE 29% Res. RE 29% 26% 27% 32% NIB NIB NIB Demand Demand Demand 16% 19% 19% IB IB IB Demand Savings & Demand Demand Savings & Savings & 27% MMDA 24% 23% $6.3B $1.5B $7.8B MMDA MMDA 27% 30% 31% Cost: 1.90% Cost: 2.29% Cost: 1.98% Time Time Time Deposits Deposits Deposits 27% 27% 30% Source: S&P Global Market Intelligence; Data per bank-level regulatory filings as of 6/30/2026 5 1) Excludes purchase accounting adjustments Deposit Composition Loan Composition

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Transaction Overview & Assumptions 1 1 •• T To ot ta all d de ea all v va allu ue e o of f a ap pp pr ro ox xiim ma at te elly y $ $1 12 23 3. .8 8 m miilllliio on n −− S St to oc ck k: : 1 1. .8 89 9 m miilllliio on n s sh ha ar re es s iis ss su ue ed d t to o L Liin nc co olln n •• P Pr ro o f fo or rm ma a o ow wn ne er rs sh hiip p: : 9 91 1. .6 6% % E EQ QB BK K / / 8 8. .4 4% % L Liin nc co olln n −− C Ca as sh h: : $ $2 29 9. .5 5 m miilllliio on n iin n t to ot ta all c ca as sh h c co on ns siid de er ra at tiio on n Pricing 2 2 •• P Pr riic ce e t to o T Ta an ng giib blle e B Bo oo ok k V Va allu ue e: : 1 1. .0 05 5x x 3 3 •• P Pr riic ce e t to o 2 20 02 27 7E E + + C Co os st t S Sa av viin ng gs s: : 5 5. .9 9x x 4 4 •• C Co or re e D De ep po os siit t P Pr re em miiu um m: : 0 0. .4 49 9% % •• P Pa ay y- -t to o- -t tr ra ad de e R Ra at tiio o: : 7 70 0% % 5 5 •• 1 1. .5 5% % o or r $ $1 18 8. .0 0 m miilllliio on n g gr ro os ss s llo oa an n c cr re ed diit t d diis sc co ou un nt t •• 2 2. .3 3% % llo oa an n iin nt te er re es st t r ra at te e m ma ar rk k, , o or r ( ($ $2 27 7. .8 8) ) m miilllliio on n Balance Sheet •• 0 0. .0 01 1% % t tiim me e d de ep po os siit t iin nt te er re es st t r ra at te e m ma ar rk k, , o or r ( ($ $0 0. .0 03 3) ) m miilllliio on n Marks •• ( ($ $7 7. .4 4) ) m miilllliio on n o of f f fa aiir r v va allu ue e m ma ar rk ks s t to o o ot th he er r a as ss se et ts s 6 6 •• 2 2. .0 0% % c co or re e d de ep po os siit t iin nt ta an ng giib blle e, , o or r $ $2 20 0. .7 7 m miilllliio on n •• E Es st tiim ma at te ed d c co os st t s sa av viin ng gs s o of f a ap pp pr ro ox xiim ma at te elly y 3 30 0% % o of f L Liin nc co olln n''s s c co on ns so olliid da at te ed d n no on n- -iin nt te er re es st t e ex xp pe en ns se e Cost Savings & •• P Ph ha as se ed d- -iin n 5 50 0% % iin n 2 20 02 27 7 a an nd d 7 75 5% % iin n 2 20 02 28 8; ; 1 10 00 0% % t th he er re ea af ft te er r Merger Charges •• A Ap pp pr ro ox xiim ma at te elly y $ $2 23 3. .7 7 m miilllliio on n o of f p pr re e- -t ta ax x m me er rg ge er r c ch ha ar rg ge es s •• A An nt tiic ciip pa at te ed d c cllo os siin ng g iin n t th he e f fo ou ur rt th h q qu ua ar rt te er r o of f 2 20 02 26 6 •• L Liin nc co olln n S Sa av viin ng gs s B Ba an nk k e ex xp pe ec ct te ed d t to o c co on nv ve er rt t a an nd d iin nt te eg gr ra at te e iin nt to o E Eq qu uiit ty y B Ba an nk k iin n t th he e s se ec co on nd d Other q qu ua ar rt te er r o of f 2 20 02 27 7 Considerations •• C Cu us st to om ma ar ry y r re eg gu ulla at to or ry y a an nd d s sh ha ar re eh ho olld de er r a ap pp pr ro ov va alls s •• N No o b br ra an nc ch h c cllo os su ur re es s o or r c co on ns so olliid da at tiio on ns s 1) Based on EQBK spot price of $49.85 as of 9/2/2026 2) Based on Lincoln stated consolidated tangible common equity as of 6/30/2026 3) Assumes cost savings are fully phased in 4) Core deposit premium equal to transaction value minus Lincoln consolidated tangible common equity as a percentage of core deposits. Core deposits defined as total deposits less time deposits greater than $100,000 5) See page 7 for depiction of potential credit adjustments to consideration 6) Core deposits defined as total deposits less time deposits 6

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK 1 Pro Forma Results at Different Credit Marks 2 Total Credit Mark $38.3M $28.2M $18.0M Transaction Price Per Share of Lincoln $14.47 $15.58 $16.68 Price / Tangible Book Value Per Share 0.91x 0.98x 1.05x Implied Transaction Pricing & Multiples Price / 2027E + Cost Savings 5.11x 5.50x 5.89x Pay to Trade Ratio 60.9% 65.6% 70.2% Credit Mark % -3.13% -2.30% -1.47% Total Credit Mark Credit Mark ($000’s) ($38,330) ($28,165) ($18,000) Assumptions Lincoln Pro Forma Ownership 7.4% 7.9% 8.4% EQBK TBV Dilution at Close -4.20% -4.02% -3.84% Pro Forma Financial EQBK 2028E EPS Accretion +8.78% +8.12% +7.46% Impact TBV Earnback (Crossover Method) 2.52 years 2.57 years 2.61 years Pro Forma TCE / TA 8.5% 8.6% 8.6% Pro Forma Leverage Ratio 9.0% 9.1% 9.1% Pro Forma Capital Impact at Close Pro Forma Tier 1 Ratio 11.0% 11.1% 11.2% Pro Forma Risk-Based Ratio 13.4% 13.5% 13.5% 1) Based on EQBK spot price of $49.85 as of 9/2/2026; Assumes closing date as of Q4 2026; Transaction multiples not adjusted for purchase accounting 2) Credit mark imbedded in pro forma expectations summarized on slide 6. Included in the definitive merger agreement was a schedule of loans with identified credit marks of $20.3M. If unresolved prior to the effective date, there would be an adjustment to consideration equal to the after-tax cost of the additional mark. If partially resolved there would be an associated price adjustment. The above table depicts a range of scenarios from 7 zero resolution to full resolution.

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Lincoln Savings Bank | Company Overview 1 Company Highlights Presence in Attractive Iowa Markets Deposits in Market • Founded in 1902 Number of Market Share MSA Rank Institution Branches ($M) (%) Headquartered in Reinbeck, IA • • Operates 16 branches in Central and Northeast Iowa 1 FSB Financial Services (IA) 6 $ 1,071 22.2% 2 Lincoln Bancorp (IA) 4 761 15.8% Waterloo- 3 First of Waverly Corp. (IA) 5 494 10.2% Cedar Falls, IA 4 PSB Corp. (IA) 4 320 6 .6% $1.7B $1.2B $1.5B ~81% 5 GNB Bancorp. (IA) 4 210 4 .4% Total Total Total Loans / Assets Loans Deposits Deposits 1 BTC Financial Corp. (IA) 12 $ 4,426 16.5% 2 West Bancorp. (IA) 6 2,562 9 .5% Des Moines- 3 QCR Holdings Inc. (IL) 10 1,272 4 .7% West Des ü Successfully expands EQBK’s franchise 4 Albrecht Financial Svcs Inc. (IA) 6 553 2 .1% Moines, IA 5 Bank Iowa Corp. (IA) 6 512 1 .9% into attractive Iowa markets 9 Lincoln Bancorp (IA) 4 387 1 .4% Sticky In-Market Deposit Franchise Lincoln Savings Bank Branch 8% 16% Waterloo-Cedar ~ ~1 16 6% % Falls MSA 22% NIB Deposits 27% ~ ~2 2. .3 3% % Cost of Total Deposits 27% Des Moines MSA 8 8. .8 8 years NIB Demand LOCATIONS Retail Time (<$250k) Weighted Avg. Account Age NOW & Other Trans. Jumbo Time (>$250k) Savings & MMDA Source: S&P Global Market Intelligence Note: Bank-level data at or for the quarter ended 6/30/2026 8 1) Deposit market share data as of 6/30/2025 based on FDIC Summary of Deposits filing. Only includes banks with less than $10 billion in total assets

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Targeted Expansion Into Iowa Markets D De es s M Mo oi in ne es s H Hi ig gh hl li ig gh ht ts s & & T To op p E Em mp pl lo oy ye er rs s W Wa at te er rl lo oo o- -C Ce ed da ar r F Fa al ll ls s H Hi ig gh hl li ig gh ht ts s & & T To op p E Em mp pl lo oy ye er rs s T o p M i d - S i z e d M e t r o f o r B e s t P l a c e s t o L i v e i n I o w a #2 E c o n o m i c D e v e l o p m e n t #9 ( W a t e r l o o ) ( S i t e S e l e c t i o n M a g a z i n e – 2 0 2 5 ) ( U . S . N e w s & W o r l d R e p o r t – 2 0 2 6 ) T o t a l P o p u l a t i o n G r o w t h C e d a r F a l l s L i v a b i l i t y S c o r e Top ~7% S i n c e 2 0 2 0 N a t i o n a l l y 5% ( F e d e r a l R e s e r v e E c o n o m i c D a t a ) ( A r e a V i b e s – 2 0 2 6 ) C o s t o f L i v i n g & H o u s i n g G r a d e M o s t L i v a b l e C i t y i n t h e U . S . #3 A+ f o r C e d a r F a l l s ( R e a d e r ’ s D i g e s t – 2 0 2 5 ) ( A r e a V i b e s – 2 0 2 6 ) nd Iowa Becomes EQBK’s 2 Largest Market by Deposits #6 $1.5B 5.17% Iowa Iowa Iowa Iowa 20% Market Rank Deposits Market Share Kansas 32% •• E En nh ha an nc ce es s f fo oo ot tp pr ri in nt t a an nd d e es st ta ab bl li is sh he es s E EQ QB BK K a as s a a t to op p I Io ow wa a d de ep po os si it t f fr ra an nc ch hi is se e Arkansas 4% Deposits by •• S Se er rv ve es s a as s a a p pl la at tf fo or rm m f fo or r c co on nt ti in nu ue ed d c co on ns so ol li id da at ti io on n w wi it th h > >2 20 00 0 I Io ow wa a b ba an nk ks s u un nd de er r $ $2 2 Market b bi il ll li io on n i in n a as ss se et ts s ( (i in nc cl lu ud di in ng g 8 86 6 b ba an nk ks s b be et tw we ee en n $ $3 30 00 0 m mi il ll li io on n a an nd d $ $2 2 b bi il ll li io on n i in n a as ss se et ts s) ) Missouri 13% •• E En na ab bl le es s r re el la at ti io on ns sh hi ip p b bu ui il ld di in ng g a an nd d e ex xp pa an nd de ed d w wa al ll le et t s sh ha ar re e a ac cr ro os ss s m ma aj jo or r I Io ow wa a M MS SA As s Oklahoma Nebraska 17% 14% •• A Ad dd ds s m me ea an ni in ng gf fu ul l s sc ca al le e i in n a a s st tr ra at te eg gi ic c f fo oc cu us s m ma ar rk ke et t Source: S&P Global Market Intelligence; U.S. Census Bureau; Greater Des Moines Partnership; Reader’s Digest, FRED, Site Selection Magazine, U.S. News & World Report, AreaVibes 9 Note: Iowa market rank is based on counties with a EQBK / Lincoln physical presence

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK A Clear, Actionable Opportunity in Iowa Scarce Universe of Iowa Targets • Of Iowa’s 86 banks and thrifts that fall within EQBK’s target $300 million – $2 billion asset range, 19 have a presence in Des Moines nd – Iowa’s 2 largest MSA rd • Lincoln is the 3 target in Iowa > $1.5 billion in assets to be 223 acquired since 2000 Banks and Thrifts Headquartered in Iowa Des Moines MSA Market Presence • Lincoln ranked in the top percentile for deposit market share in the Des Moines MSA, reflecting an established franchise in one of 86 the state’s most attractive growth markets $300 Million - $2 Billion in Total Assets Accelerates an Entry Already Underway • Transforms EQBK’s existing loan production presence into a scaled deposit franchise, giving current and prospective Iowa customers a committed and full-service partner 19 Market Presence in Des Moines MSA Well-Positioned For Future Opportunities • EQBK strengthens its position as a preferred acquirer in the Midwest, with the talent and infrastructure in place across legacy and new markets to drive organic growth Source: S&P Global Market Intelligence 10 Note: Excludes pending merger targets from count

Company Profile

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Equity Bancshares, Inc.| NYSE: EQBK Overview $7.7B $5.4B $6.3B $1.022B 1 Assets Loans Deposits Market Cap WICHITA 9.07% 11.84% 14.66% 2 HEADQUARTERS TCE/TA CET 1 TRBC Strategic Execution Of Acquisitions $5.52 10.98% 27.20% EQBK Growth Since Inception CORE EPS CAGR ASSET CAGR M o s t R e c e n t A c q u i s i t i o n : SINCE IPO SINCE IPO F r o n t i e r B a n k M e r g e r C l o s e d o n J a n u a r y 1 , 2 0 2 6 $5.08 $9.1B 4 Core Earnings Per Share $7.7B $1.59 $1.6B SCALE $380M 14 START-UP GROWTH C o m p l e te d B a n k A c q u i s i t i o n s 4 a c q u i s i ti o n s 4 a c q u i s i ti o n s S I NCE I P O 2002 2008 2015 2026 1) Market Cap as of 9/2/2026 Est. IPO 2) Non-GAAP Financial Measure. Refer to the Non-GAAP reconciliation at the end of this presentation 12 3) Compound Annual Growth Rate is pro forma as of 2026 year-end with the inclusion of Lincoln Savings Bank 4) 2026 EPS estimate is based on street consensus. EPS inclusive of Lincoln is 2027 consensus estimate plus the impact of the transaction ($0.27)

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Equity Bancshares, Inc.| Leadership Team Brad Elliott Rick Sems Chris Navratil Julie Huber Chairman & CEO Chief Executive Officer Chief Financial Officer Chief Operating Officer Equity Bancshares, Inc. Equity Bank Founded Equity Bank in 2002 and has led the organization to Equity Bank CEO since May 2024, having joined as President Chief Financial Officer since August 2023. Previously served Chief Operating Officer since May 2024. Held a variety of nearly $8B in assets through disciplined organic growth and in May 2023. Prior to Equity, Rick served as Chief Banking as Bank CFO and spent seven years within the Financial senior leadership roles at Equity Bank overseeing over a dozen strategic acquisitions. Named a 2018 EY Officer of First Bank in St. Louis and as President & CEO of Institution Audit Practice at Crowe LLP, bringing rigorous operations, HR, compliance, and sales and training. Served Entrepreneur of the Year National Finalist and recognized as Reliance Bank, bringing deep commercial banking leadership financial reporting and regulatory expertise to the executive as the primary integration lead for each of the bank's Most Influential CEO by the Wichita Business Journal in 2014. to the organization. team. acquisitions. Brett Reber Krzysztof Slupkowski David Pass General Counsel Chief Credit Officer Chief Information Officer Prior to joining Equity Bank, served as Managing Member of Chief Credit Officer since September 2023. Previously Previously served in senior IT leadership positions at UMB Wise & Reber, L.C. Brett has practiced corporate and served as Metro Market CCO at Equity Bank since 2018 and Financial Corporation and CoBiz Financial, overseeing business law for more than 30 years, providing legal counsel held various credit leadership roles at Commerce technology strategy, core systems, and digital infrastructure Bancshares, bringing strong portfolio risk discipline to the across the full spectrum of the bank's corporate, regulatory, across complex multi-bank organizations. organization. and transactional matters. 13

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Our Value Proposition Organic Growth Our guiding principles and Strategic Mergers & Acquisitions commitment to entrepreneurial spirit Disciplined Credit Standards are part of our longstanding framework for Effective Balance Sheet & Capital Management delivering shareholder value EPS & Tangible Book Value Growth 14

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Record of M&A Execution American Community Eastman Cache City Bank & Kansasland Frontier Rockhold First Ind. Prairie State Kansas Bank Adams Dairy Almena State NBC Corp. of First National Holdings, Trust Bancshares, Holdings, Bancorp. Corp. Bancshares Corporation Bancshares State Bank Bancshares, Oklahoma Bancshares Bancshares Inc. Company Inc. LLC Inc. Total Assets $135 $463 $147 $261 $325 $322 $111 $157 $71 $781 $406 $52 $903 $1,400 ($m) Ann. Date 7/28/2015 7/14/2016 10/20/2016 7/17/2017 7/17/2017 12/18/2017 12/18/2017 6/12/2018 10/23/2020 5/17/2021 12/6/2023 4/22/2024 4/2/2025 9/2/2025 Days to 1 73 119 141 116 116 137 137 72 N/A 137 65 70 90 120 Close Days to At Close At Close At Close At Close At Close At Close At Close 54 85 At Close 92 54 52 44 Convert Pricing Multiples P / TBV 1.05x 1.53x 1.40x 1.76x 1.77x 1.41x 1.53x 1.41x N/A 1.11x 1.27x NM 1.45x 1.23x Core Deposit 0.8% 6.7% 6.6% 9.8% 11.0% 6.3% 7.7% 6.1% 1.0% 1.2% 2.8% NM 4.0% 2.9% Premium Transaction Impact EPS 11% 26% 5% 9% 7% 3% 1% 5% 2% 16% 12% 1% 4.6% 7.7% Impact TBV Accretive (9%) (1%) (3%) (2%) (2%) (1%) (2.8%) Accretive (3.7%) (3.4%) (0.03%) (5.0%) (3.9%) Impact TBV Bargain Bargain 3.5 yrs 1.4 yrs 2.8 yrs 2.8 yrs 2.8 yrs 2.7 yrs 2.8 yrs 2.9 yrs 1.3 yrs 0.3 yrs 2.8 yrs 2.8 yrs Earnback Purchase Purchase Note: Transaction impact assumes cost savings are fully realized 1) FDIC deal closed on date of announcement 15

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Metro Markets Equity Bank's metro markets pair nationally ranked livability with diverse, durable economies; spanning corporate headquarters, aerospace, energy, financial services, and capital-city employment anchors. K A N S A S O K L A H O M A W I C H I T A O M A H A L I N C O L N T U L S A D E S M O I N E S C I T Y C I T Y ~665K $73.1K ~1M $91.3K ~354K $79.5K ~817K $69.7K ~2.3M $89.5K ~1.5M $76.7K ~760K $85.4K M a r k e t M e d i a n M a r k e t M e d i a n M a r k e t M e d i a n M a r k e t M e d i a n M a r k e t M e d i a n M a r k e t M e d i a n M a r k e t M e d i a n P o p u l a t i o n H H I I n c o m e P o p u l a t i o n H H I I n c o m e P o p u l a t i o n H H I I n c o m e P o p u l a t i o n H H I I n c o m e P o p u l a t i o n H H I I n c o m e P o p u l a t i o n H H I I n c o m e P o p u l a t i o n H H I I n c o m e 9.40% 12.56% 8.10% 11.88% 10.93% 9.82% 9.96% 5.45% 3.85% 3.29% 2.16% 2.73% 3.13% 2.05% 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 2026 - 2031 Population HHI Growth Population HHI Growth Population HHI Growth Population HHI Growth Population HHI Growth Population HHI Growth Population HHI Growth Growth Growth Growth Growth Growth Growth Growth #10 #4 #6 #2 #6 #3 #1 B e s t S t a t e B e s t M e t r o M o s t L i v a b l e B e s t C i t i e s B e s t C i t i e s B e s t C i t i e s B e s t C i t i e s C a p i t a l t o f o r G r a d u a t e s C i t y i n t h e U S t o L i v e I n t o M o v e T o t o L i v e I n t o M o v e T o L i v e I n ( W a l l S t r e e t ( R e a d e r s ( N i c h e ) ( F o r b e s ) ( W a l l e t H u b ) ( U S N e w s ) J o u r n a l ) D i g e s t ) ( F o r b e s ) C O M P A N I E S H E A D Q U A R T E R E D & L A R G E S T E M P L O Y E R S Source: S&P Global Market Intelligence and Claritas. Demographic data is provided by Claritas based primarily on US Census data. Niche, Forbes, US News & World Report, WalletHub. 16

Appendix

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Comprehensive Due Diligence • Thorough review of key operating areas of the bank over multiple months • Carried out by EQBK team members and leadership across multiple verticals, with deep acquisition and integration experience PROCESS • Detailed credit review OVERVIEW • 70% of total loans • 78% coverage of commercial portfolio • 100% coverage of classified / non-performing / special mentions Due Diligence Scope Credit Quality Finance & Accounting Commercial Lending Operations Information Technology Risk Management Treasury Audit Regulatory Legal Human Resources Compliance 18

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Goodwill and TBV Reconciliation Tangible Book Value Reconciliation ($M) At Close Goodwill Reconciliation ($M) At Close Total Consideration EQBK Common Equity 874.0 $123.8 Lincoln Tangible Common Equity Less: Goodwill and Intangibles 136.1 116.6 Less: Deal Charges Attributable to Lincoln EQBK Tangible Common Equity $737.9 (11.9) Lincoln Tangible Common Equity Merger Adjustments $104.6 FMV Adjustments Stock Consideration to Lincoln 94.3 Loan Rate Mark Goodwill (27.8) (29.8) Loan Credit Mark Core Deposit Intangible (18.0) (20.7) Reversal of ALLL Deal Charges 18.7 (6.9) Other Balance Sheet Related Marks Pro Forma Tangible Common Equity (7.4) $774.9 Core Deposit Intangible 20.7 EQBK Standalone Shares Outstanding 20.6 Total FMV Adjustments ($13.8) EQBK Standalone TBV Per Share $35.86 Tax Adjustments Pro Forma Shares Outstanding 22.5 Deferred Tax Assets / (Liabilities) 3.1 Pro Forma TBV Per Share $34.48 After Tax FMV Adjustments ($10.7) Fair Value of Net Assets Acquired $93.9 TBVPS Accretion / (Dilution) ($) ($1.38) Goodwill Created $29.8 TBVPS Accretion / (Dilution) (%) (3.8%) Pro Forma Tangible Assets $8,964.2 Pro Forma TCE / TA 8.64% Note: Estimated financial impact is presented for illustrative purposes only. Includes purchase accounting marks and transaction related expenses; Pro Forma data is subject to various assumptions and uncertainties. See disclaimer Forward Looking Statements and slide 6 for key financial assumptions 19

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Non-GAAP reconciliations Cal cu la t i o n s o f t an gi b le co m m on e q ui t y a nd rel at e d m e a su re s ($ in thousands, except per share data) Quarter Ended June 30, March 31, December 31, September 30, June 30, 2026 2026 2025 2025 2025 Total stockholder's equity $827,258 $817,610 $732,054 $711,892 $635,636 Goodwill (105,356) (104,958) (82,101) (77,573) (53,101) Core deposit intangibles, net (28,296) (30,536) (21,634) (22,895) (12,908) Naming rights, net (5,553) (5,629) (5,703) (5,778) (5,852) Tangible Common Equity $688,053 $676,487 $622,616 $605,646 $563,775 Common shares outstanding at period end 20,567,009 20,767,023 18,944,987 19,111,084 17,527,191 Diluted common shares outstanding at period end 20,811,448 20,946,924 19,196,160 19,279,741 17,680,489 Book value per common share $40.22 $39.37 $38.64 $37.25 $36.27 Tangible book value per common share $33.45 $32.58 $32.86 $31.69 $32.17 Tangible book value per diluted common share $33.06 $32.30 $32.43 $31.41 $31.89 Total assets $7,725,621 $7,667,370 $6,373,172 $6,365,631 $5,373,837 Goodwill (105,356) (104,958) (82,101) (77,573) (53,101) Core deposit intangibles, net (28,296) (30,536) (21,634) (22,895) (12,908) Naming rights, net (5,553) (5,629) (5,703) (5,778) (5,852) Tangible assets $7,586,416 $7,526,247 $6,263,734 $6,259,385 $5,301,976 Total stockholders' equity to total assets 10.71% 10.66% 11.49% 11.18% 11.83% Tangible common equity to tangible assets 9.07% 8.99% 9.94% 9.68% 10.63% 20

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Non-GAAP reconciliations Cal cu la t i o n s o f ret ur n o n ave ra ge t an gi b le com m o n eq u i t y an d e ffic ie nc y r at i o ($ in thousands, except per share data) Quarter Ended June 30, March 31, December 31, September 30, June 30, 2026 2026 2025 2025 2025 Total average stockholders' equity $725,651 $715,319 $627,103 $824,633 $841,838 Average intangible assets (108,779) (95,046) (72,406) (140,081) (141,742) Average tangible common equity $684,552 $700,096 $616,872 $620,273 $554,697 Net income (loss) allocable to common stockholders 26,439 16,966 22,084 (29,663) 15,264 Net gain on acquisition - - - - - Net (gain) loss on securities transactions (154) 53,352 (12) 1,213 108 Merger expenses 1,481 6,163 355 133 5,725 Loss on debt extinguishment - - - - 1,361 Day 2 Merger provision - 6,099 - 6,228 - Amortization of intangible assets 1,390 1,312 1,145 2,369 2,056 Tax effect of intangible assets amortization (571) (14,082) (598) (780) (2,937) Core net income (loss) allocable to common stockholders $24,230 $23,310 $17,515 $29,374 $28,017 Return on total average stockholders' equity (ROAE) annualized 12.86% 8.17% 12.07% (16.45)% 9.76% Average tangible common equity $616,872 $620,273 $554,697 $684,552 $700,096 Average impact from core earnings adjustments 1,468 2,476 1,073 26,487 1,126 Core average tangible common equity $686,020 $702,572 $617,945 $646,760 $555,823 Return on total average tangible common equity (ROATCE) annualized 16.59% 10.77% 14.91% (18.31)% 11.69% Core return on total average tangible common equity (CROATCE) annualized 15.56% 14.30% 12.64% 17.17% 16.10% Non-interest expense $46,587 $49,082 $40,001 $46,885 $54,969 Merger expense (133) (5,725) (1,481) (6,163) (355) Amortization of intangible assets (2,369) (2,056) (1,390) (1,312) (1,145) Loss on debt extinguishment - - (1,361) - - Adjusted non-interest expense $43,716 $41,607 $37,140 $44,383 $47,188 Net interest income $63,502 $62,485 $49,802 $73,872 $73,664 Non-interest income 8,058 9,487 9,532 (44,479) 8,589 Net gains (losses) from securities transactions 1,213 108 (154) 53,352 (12) Adjusted non-interest income $9,378 $8,873 $8,577 $9,271 $9,595 Net interest income plus adjusted non-interest income $72,880 $71,358 $58,379 $83,143 $83,259 Non-interest expense to net interest income plus non-interest income 63.79% 272.59% 68.51% 57.23% 66.11% Efficiency ratio 59.98% 58.31% 63.62% 53.38% 56.68% Average Assets $6,141,284 $6,085,064 $5,206,950 $7,330,174 $7,451,709 Core non-interest expense to average assets 2.43% 2.57% 2.82% 2.71% 2.86% 21

Equity Bancshares, Inc. | Merger Investor Presentation NYSE: EQBK Non-GAAP reconciliations Cal cu la t i o n s o f ret ur n o n ave ra ge a s se t s , aver ag e eq u i t y an d o p er at i n g i nco m e ($ in thousands, except per share data) Quarter Ended June 30, March 31, December 31, September 30, June 30, 2026 2026 2025 2025 2025 Net income (loss) allocable to common stockholders 26,439 16,966 22,084 (29,663) 15,264 Amortization of intangible assets 2,369 2,056 1,390 1,312 1,145 Tax effect of adjustments (497) (432) (292) (276) (240) Adjusted net income allocable to common stockholders $28,311 $18,590 $23,182 $(28,627) $16,169 Net (gain) loss on securities transactions 1,213 108 (154) 52,352 (12) Merger expenses 133 5,725 1,481 6,163 355 Loss on debt extinguishment 0 - - - 1,361 Day 2 Merger provision 0 6,099 - 6,228 - Tax effect of adjustments (283) (2,505) (279) (13,806) (358) Core net income (loss) allocable to common stockholders $29,374 $28,017 $24,230 $23,310 $17,515 Total average assets $7,330,174 $7,451,709 $6,141,284 $6,085,064 $5,206,950 Total average stockholders' equity $824,633 $841,838 $725,651 $715,319 $627,103 Weighted Average Diluted Shares 20,825,444 21,263,164 19,235,412 19,129,726 17,651,298 Diluted earnings (loss) per share $1.27 $0.80 $1.15 $(1.55) $0.86 Core earnings (loss) per diluted share $1.41 $1.32 $1.26 $1.21 $0.99 Return on average assets (ROAA) annualized 1.45% 0.92% 1.43% (1.93)% 1.18% Core return on average assets annualized 1.61% 1.52% 1.57% 1.51% 1.35% Return on average equity (ROAE) 12.86% 8.17% 12.07% (16.45)% 9.76% Core return on average equity 14.26% 13.41% 13.23% 12.47% 11.18% 22

investor.equitybank.com