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time when we publish a new Supplement. This Supplement has no specified end date. If we change one or more of the Benefit Terms, we will
publish a new Supplement that will supersede this Supplement. We will publish any changes to the Benefit Terms at least seven calendar
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Income Deferral Rates, Waiting Period, and Benefit Charge (collectively known as &#x201c;Benefit Terms&#x201d;) that are effective beginning
on the date of the Supplement disclosed above. Once a Supplement is effective, it will remain in effect until it is superseded at any
time when we publish a new Supplement. This Supplement has no specified end date. If we change one or more of the Benefit Terms, we will
publish a new Supplement that will supersede this Supplement. We will publish any changes to the Benefit Terms at least seven calendar
days before they take effect on our website and on EDGAR at www.sec.gov under Form N-4 File Number 333-288862.&lt;/p&gt;</vip:OperationOfBenefitTextBlock>
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