<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by Broadridge Transform (tm) - http://www.broadridge.com -->
<!-- Created: Tue Sep 01 00:28:13 UTC 2026 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="https://xbrl.sec.gov/vip/2026/vip-2026.xsd#N4" roleURI="http://xbrl.sec.gov/vip/role/N4"/>
  <presentationLink xlink:role="http://xbrl.sec.gov/vip/role/N4" xlink:type="extended">
    <loc xlink:type="locator" xlink:label="vip_AllBenefitsMember" xlink:href="https://xbrl.sec.gov/vip/2026/vip-2026.xsd#vip_AllBenefitsMember"/>
    <loc xlink:type="locator" xlink:label="IndexLinkedVariableIncomeBenefitMember" xlink:href="plic-20251231.xsd#plic_IndexLinkedVariableIncomeBenefitMember"/>
<!-- [WMV7][i1pPyfRC+JRnOuY2tOPkheLv2+M1rHCXA27I4u1gLVHGe2ZvM6fb0si8VXCrbjJxYlSr9bjetEKBblaJR0JutwKCREe8NFmbIzNs+eOJa8hdnL4GlFqfHyp507CLzPM5Ak9tT2HUw4/7pghH4q1Ogx5A2cpZPK+A/qPOayIgrDUPBnCc7TuO54/X6mQ3ajjh2JQ/Pqw3OUrWgIU25SkIh/L5ffjVctnKlModMXuNWpCzxL7BmkBOlAxvF66mEBWUBdh++8sWThkozChmfEO9/nfHM+hXOk6P4I9jMZcZC1oAmHvVdWoKRzJ4rqBO+NnhAgvyJnQhVekCVHD/N+TC3K9iOtYnmnGsLYnrv14CDH+U/W1BzAxqTHZBSbrmS+DbiMS9Dw==] CSR-->
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="vip_AllBenefitsMember" xlink:to="IndexLinkedVariableIncomeBenefitMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </presentationLink>
</linkbase>
