Client Name:
     
Client Project Name:
SEMT 2026-11
   
Start - End Dates:
4/16/2026 - 8/21/2026
 
Deal Loan Count:
199
   
       
ATR QM Upload
     
       
Loans in Report:
199
   

Loan Number
Deal
Seller Loan Number
Original Principal Balance
State
Loan Level ATR/QM Status
Verification Safe Harbor (VSH)?
Lender Provided ATR/QM Worksheet
Initial Lender ATR/QM Status
Application Date
Borrower 1 Citizenship
Borrower 2 Citizenship
Borrowers Qualified Through a Non-Resident Alien Program
Occupancy
Property Type
Number of Units
Loan Type
Exempt Loan Product Type
Exempt Loan Housing Agency
Community Housing Development
Credit Under Economic Stabilization Act Of 2008
Refinance Of Non-Standard Mortgage
Higher Priced Covered Transaction
State Prepay Exceptions
Loan Purpose
Loan Term Exceeds 30 Years
Interest Only Feature
Negative Amortization
Balloon Payment
Prepay Penalty Flag
Prepayment Penalty Type
Prohibited Prepayment Penalty
Exceeds Points And Fees
Exceeds DTI Limit
Lien Position
APR
QM Calculated DTI Adherence
QM Lenders DTI Adherence
QM Fee Adherence - Total Charges %
QM Fee Adherence - Lenders Fee %
Fannie Mae Eligible
Freddie Mac Eligible
VA Guaranty Eligible
FHA Insured Eligible
USDA Guarantee Eligible
Rural Housing Service Insured Eligible
QM - Expected Income Or Assets For DTI
QM - Current Employment Status For DTI
QM - Monthly Payment On Subject Loan For DTI
QM - Monthly Payment On Additional Loan For DTI
QM - Monthly Payment Mortgage Related Obligations
QM - Current Debt Obligations Alimony and Child Support for DTI
QM - Monthly DTI Ratio Or Residual Income
One or more Verification Safe Harbor Guidelines used?
Current/Reasonably Expected Income or Assets per Guideline used?
Current Debt Obligations, Alimony & Child Support per Guideline used?
Monthly DTI (includes monthly payment on subject loan and simultaneous loans)
Monthly Residual Income per guideline used?
Compensating Factors used for QM determination documented before closing?
ATR - Guidelines Provided to Document Approach
ATR - Current And Expected Income And Assets
ATR - Current Employment Status
ATR - Mortgage Payment Obligation
ATR - Mortgage Payment on Simultaneous Transaction
ATR - Payment For Mortgage Related Obligations
ATR - Debt Obligations Including Alimony and Child Support
ATR - Monthly DTI Ratio or Residual Income
ATR - Consumer Credit History
ATR Lenders - DTI (Back)
ATR Calculated DTI (Back)
QM Lender Value DTI (Back)
QM Calculated DTI (Back)
Initial DTI (Back)
DTI Qualifying (Back)
Residual Income Analysis in File
Residual Income Guidelines
Did Loan Meet Guidelines
Residual Income Amount
Asset Depletion
Asset Depletion Months Amortized
Asset Utilization
Partial Asset Depletion
Short Sale
Short Sale Date
Deed In Lieu
Deed In Lieu Date
QRM Flag
Borrower 2 Guarantor Flag
Borrower 2 Personal Guaranty Recourse to Borrower
Borrower 3 Guarantor Flag
Borrower 3 Personal Guaranty Recourse to Borrower
Borrower 4 Guarantor Flag
Borrower 4 Personal Guaranty Recourse to Borrower
Borrower 1 Paystub Flag
Borrower 1 Paystub Number of Months
Borrower 2 Paystub Flag
Borrower 2 Paystub Number of Months
Borrower 3 Paystub Flag
Borrower 3 Paystub Number of Months
Borrower 4 Paystub Flag
Borrower 4 Paystub Number of Months
Borrower 1 W2 Flag
Borrower 1 W2 Number of Months
Borrower 2 W2 Flag
Borrower 2 W2 Number of Months
Borrower 3 W2 Flag
Borrower 3 W2 Number of Months
Borrower 4 W2 Flag
Borrower 4 W2 Number of Months
Borrower 1 Personal Tax Return Flag
Borrower 1 Personal Tax Return Number of Months
Borrower 2 Personal Tax Return Flag
Borrower 2 Personal Tax Return Number of Months
Borrower 3 Personal Tax Return Flag
Borrower 3 Personal Tax Return Number of Months
Borrower 4 Personal Tax Return Flag
Borrower 4 Personal Tax Return Number of Months
Borrower 1 Business Tax Return Flag
Borrower 1 Business Tax Return Number of Months
Borrower 2 Business Tax Return Flag
Borrower 2 Business Tax Return Number of Months
Borrower 3 Business Tax Return Flag
Borrower 3 Business Tax Return Number of Months
Borrower 4 Business Tax Return Flag
Borrower 4 Business Tax Return Number of Months
Borrower 1 Verbal VOE Flag
Borrower 1 Verbal VOE Number of Months
Borrower 2 Verbal VOE Flag
Borrower 2 Verbal VOE Number of Months
Borrower 3 Verbal VOE Flag
Borrower 3 Verbal VOE Number of Months
Borrower 4 Verbal VOE Flag
Borrower 4 Verbal VOE Number of Months
Borrower 1 Written VOE Flag
Borrower 1 Written VOE Form
Borrower 1 Written VOE Number of Months
Borrower 2 Written VOE Flag
Borrower 2 Written VOE Form
Borrower 2 Written VOE Number of Months
Borrower 3 Written VOE Flag
Borrower 3 Written VOE Form
Borrower 3 Written VOE Number of Months
Borrower 4 Written VOE Flag
Borrower 4 Written VOE Form
Borrower 4 Written VOE Number of Months
Borrower 1 P&L Flag
Borrower 1 P&L Prepared By
Borrower 1 P&L Number of Months
Borrower 2 P&L Flag
Borrower 2 P&L Prepared By
Borrower 2 P&L Number of Months
Borrower 3 P&L Flag
Borrower 3 P&L Prepared By
Borrower 3 P&L Number of Months
Borrower 4 P&L Flag
Borrower 4 P&L Prepared By
Borrower 4 P&L Number of Months
Borrower 1 Lease Agreement Flag
Borrower 1 Lease Agreement Number of Months
Borrower 2 Lease Agreement Flag
Borrower 2 Lease Agreement Number of Months
Borrower 3 Lease Agreement Flag
Borrower 3 Lease Agreement Number of Months
Borrower 4 Lease Agreement Flag
Borrower 4 Lease Agreement Number of Months
Equity Income Flag
Equity Income Amount
Equity Income Number of Months
Cross Collateralized Loan?
Is the Loan a Short-Term Rental?
DSCR with Rent Schedule Flag
DSCR with Rent Schedule Income Amount
DSCR with Lease Agreement Flag
DSCR with Lease Agreement Income Amount
DSCR %
DSCR Method Used
Borrower 1 CPA Letter with Income Flag
Borrower 1 CPA Letter with Income Number of Months
Borrower 1 CPA Letter without Income Flag
Borrower 1 CPA Letter without Income Number of Months
Borrower 2 CPA Letter with Income Flag
Borrower 2 CPA Letter with Income Number of Months
Borrower 2 CPA Letter without Income Flag
Borrower 2 CPA Letter without Income Number of Months
Borrower 3 CPA Letter with Income Flag
Borrower 3 CPA Letter with Income Number of Months
Borrower 3 CPA Letter without Income Flag
Borrower 3 CPA Letter without Income Number of Months
Borrower 4 CPA Letter with Income Flag
Borrower 4 CPA Letter with Income Number of Months
Borrower 4 CPA Letter without Income Flag
Borrower 4 CPA Letter without Income Number of Months
Borrower 1 Personal Bank Statements Flag
Borrower 1 Personal Bank Statements Number of Months
Borrower 2 Personal Bank Statements Flag
Borrower 2 Personal Bank Statements Number of Months
Borrower 3 Personal Bank Statements Flag
Borrower 3 Personal Bank Statements Number of Months
Borrower 4 Personal Bank Statements Flag
Borrower 4 Personal Bank Statements Number of Months
Borrower 1 Business Bank Statements Flag
Borrower 1 Business Bank Statements Number of Months
Borrower 2 Business Bank Statements Flag
Borrower 2 Business Bank Statements Number of Months
Borrower 3 Business Bank Statements Flag
Borrower 3 Business Bank Statements Number of Months
Borrower 4 Business Bank Statements Flag
Borrower 4 Business Bank Statements Number of Months
Borrower 1 Award Letter Flag
Borrower 1 Award Letter Number of Months
Borrower 2 Award Letter Flag
Borrower 2 Award Letter Number of Months
Borrower 3 Award Letter Flag
Borrower 3 Award Letter Number of Months
Borrower 4 Award Letter Flag
Borrower 4 Award Letter Number of Months
Borrower 1 Offer Letter Flag
Borrower 1 Offer Letter Number of Months
Borrower 2 Offer Letter Flag
Borrower 2 Offer Letter Number of Months
Borrower 3 Offer Letter Flag
Borrower 3 Offer Letter Number of Months
Borrower 4 Offer Letter Flag
Borrower 4 Offer Letter Number of Months
Borrower 1 IRS Transcripts - Tax Returns Flag
Borrower 1 IRS Transcripts - Tax Returns Number of Months
Borrower 1 IRS Transcripts - W2s Flag
Borrower 1 IRS Transcripts - W2s Number of Months
Borrower 2 IRS Transcripts - Tax Returns Flag
Borrower 2 IRS Transcripts - Tax Returns Number of Months
Borrower 2 IRS Transcripts - W2s Flag
Borrower 2 IRS Transcripts - W2s Number of Months
Borrower 3 IRS Transcripts - Tax Returns Flag
Borrower 3 IRS Transcripts - Tax Returns Number of Months
Borrower 3 IRS Transcripts - W2s Flag
Borrower 3 IRS Transcripts - W2s Number of Months
Borrower 4 IRS Transcripts - Tax Returns Flag
Borrower 4 IRS Transcripts - Tax Returns Number of Months
Borrower 4 IRS Transcripts - W2s Flag
Borrower 4 IRS Transcripts - W2s Number of Months
Borrower 1 Income Doc Type Summary
Borrower 2 Income Doc Type Summary
Borrower 3 Income Doc Type Summary
Borrower 4 Income Doc Type Summary
Borrower 1 Documentation Used to Determine Legal Residency
Borrower 2 Documentation Used to Determine Legal Residency
Borrower 3 Documentation Used to Determine Legal Residency
Borrower 4 Documentation Used to Determine Legal Residency
409040457
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.189
0.189
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.93
33.08
33.93
33.08
33.08
33.08
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409043586
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.124
0.124
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.8
39.8
39.8
39.8
39.8
39.8
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
3
Yes
Borrower
3
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 3 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
Business Tax Return - 24 months;
P & L - 3 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409043825
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Non-Permanent Resident Alien
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.295
0.295
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.54
34.61
35.54
34.61
34.61
34.61
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
26
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 26 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
Employment Authorization Document
(No Data)
(No Data)
(No Data)
409043923
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Permanent Resident Alien
Permanent Resident Alien
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.05
0.050
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.16
29.28
29.16
29.28
29.28
29.28
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Written VOE - 27 months
(No Data)
(No Data)
Green Card
Green Card
(No Data)
(No Data)
409045521
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.168
0.168
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.06
43.06
43.06
43.06
43.06
43.06
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
26
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 26 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409047604
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.138
1.409
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.29
43.2
44.29
43.2
43.2
43.2
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
25
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
25
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 36 months;
Paystub - 25 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 25 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409047610
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.273
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.43
34.43
34.43
34.43
34.43
34.43
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409049389
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.149
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.66
25.68
26.66
25.68
25.68
25.68
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409049733
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Exempt
1
XXXXX
No
No
0.735
0.649
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44
43.8
44
43.8
43.8
43.8
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
15
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 15 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409049784
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.137
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
19.5
18.52
19.5
18.52
18.52
18.52
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 36 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409049996
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
1.024
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.8
46.44
46.8
46.44
46.44
46.44
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409050051
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.52
46.78
45.52
46.78
46.78
46.78
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
27
Yes
FMNA 1005
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 27 months
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409050456
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.113
0.113
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.62
39.56
39.62
39.56
39.56
39.56
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409050739
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Exempt
1
XXXXX
No
No
0.187
0.187
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46
45.93
46
45.93
45.93
45.93
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409050748
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.096
0.096
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.85
41.85
41.85
41.85
41.85
41.85
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
4
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
40
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 4 months;
W2 - 24 months;
Written VOE - 40 months
Personal Bank Statements - 2 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409051566
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
ATR Risk: Non-QM - Lender did not document all ATR UW factors
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.182
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.6
49.6
49.6
49.6
49.6
49.6
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409051590
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.124
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.23
46.23
46.23
46.23
46.23
46.23
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409051804
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.162
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43
42.65
43
42.65
42.65
42.65
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 2 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409051997
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.186
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47
47
47
47
47
47
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Offer Letter - 36 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409052054
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.111
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.39
36.39
36.39
36.39
36.39
36.39
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409052339
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.007
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.1
37.22
37.1
37.22
37.22
37.22
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Offer Letter - 1 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409052484
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.103
0.103
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.59
41.45
41.59
41.45
41.45
41.45
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409052912
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.335
1.331
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.47
42.47
42.47
42.47
42.47
42.47
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
29
Yes
Independent Third Party (XXX, XXX etc)
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409053030
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.039
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.67
41.13
41.67
41.13
41.13
41.13
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
28
Yes
Independent Third Party (XXX, XXX etc)
16
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 28 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 16 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409053173
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.139
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
8.69
8.69
8.69
8.69
8.69
8.69
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
CPA Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months
CPA Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409053349
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.122
0.122
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.8
42.8
42.8
42.8
42.8
42.8
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
25
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 25 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 28 months
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409053994
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.168
0.168
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.39
41.39
41.39
41.39
41.39
41.39
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409054645
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.828
0.722
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
9.75
9.91
9.75
9.91
9.91
9.91
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057370
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Attached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
2.179
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.79
35.89
32.79
35.89
35.89
35.89
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
5
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 36 months;
CPA Letter - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 5 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057378
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.145
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.61
40.98
40.61
40.98
40.98
40.98
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
P & L - 6 months;
Personal Tax Return - 12 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057396
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.114
0.114
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.79
44.79
44.79
44.79
44.79
44.79
No
No
(No Data)
XXXXX
Yes
360
No
Yes
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057405
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.194
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.53
46.96
46.53
46.96
46.96
46.96
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057411
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.328
0.000
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40
39.99
40
39.99
39.99
39.99
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057494
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.301
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.72
24.18
24.72
24.18
24.18
24.18
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057500
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.17
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.71
35.57
35.71
35.57
35.57
35.57
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 29 months
Paystub - 1 months;
W2 - 12 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057524
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.197
0.087
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.96
42.91
42.96
42.91
42.91
42.91
No
No
(No Data)
XXXXX
Yes
360
No
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057525
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.251
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.16
36.4
34.16
36.4
36.4
36.4
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
29
Yes
FMNA 1005
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057534
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.183
0.183
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.47
29.47
29.47
29.47
29.47
29.47
No
No
(No Data)
XXXXX
Yes
360
Yes
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 24 months;
Personal Bank Statements - 2 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057585
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.612
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.88
21.63
24.88
21.63
21.63
21.63
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 12 months
1099 - 12 months;
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057588
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.117
0.117
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.17
27.84
26.17
27.84
27.84
27.84
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057596
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.215
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.3
25.64
25.3
25.64
25.64
25.64
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057597
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.162
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.65
29.65
29.65
29.65
29.65
29.65
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057616
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.145
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.24
45.2
45.24
45.2
45.2
45.2
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057625
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.143
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.69
40.78
36.69
40.78
40.78
40.78
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
12
Yes
24
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 12 months;
Paystub - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 12 months;
P & L - 6 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057627
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Attached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.29
41.38
41.29
41.38
41.38
41.38
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057634
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.119
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.71
39.45
39.71
39.45
39.45
39.45
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
17
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
P & L - 17 months;
Paystub - 1 months;
Personal Bank Statements - 12 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057635
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.213
0.213
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28
28.44
28
28.44
28.44
28.44
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057649
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.348
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
27.63
27.63
27.63
27.63
27.63
27.63
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
6
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 6 months
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057662
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
2.843
2.843
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.95
43.05
43.95
43.05
43.05
43.05
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
25
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 25 months;
W2 - 24 months;
Written VOE - 29 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057676
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.345
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39
38.72
39
38.72
38.72
38.72
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
21
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 21 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057684
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.296
0.000
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.39
32.71
32.39
32.71
32.71
32.71
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057703
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.205
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.05
48.05
48.05
48.05
48.05
48.05
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057705
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.136
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
20.69
20.69
20.69
20.69
20.69
20.69
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057712
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
1.695
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.85
44.85
44.85
44.85
44.85
44.85
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
18
Yes
29
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 18 months;
W2 - 24 months;
Written VOE - 18 months
Paystub - 29 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057719
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.293
0.214
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.6
36.6
36.6
36.6
36.6
36.6
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
3
Yes
3
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
26
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 3 months;
W2 - 24 months;
Written VOE - 26 months
Paystub - 3 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057731
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.313
0.241
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.75
39.16
38.75
39.16
39.16
39.16
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Personal Bank Statement for Retirement Income - 2 months
Personal Bank Statement for Retirement Income - 2 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057734
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.008
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38
38.5
8
38.5
38.5
38.5
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057744
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Exempt
1
XXXXX
No
No
0.246
1.278
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49
48.74
49
48.74
48.74
48.74
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057745
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.112
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.04
41.52
36.04
41.52
41.52
41.52
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
29
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 29 months;
W2 - 24 months;
Written VOE - 24 months
IRS Transcripts – Tax Return(s) - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057751
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
2.417
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47.31
45.2
47.31
45.2
45.2
45.2
No
Yes
Yes
XXXXX
Yes
360
Yes
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
3
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
CPA Letter - 1 months;
IRS Transcripts – Tax Return(s) - 36 months;
Paystub - 1 months;
Personal Bank Statements - 3 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057759
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
Yes
No
0.099
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.05
42.89
43.05
42.89
42.89
42.89
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
0
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
15
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 0 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 15 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057766
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.264
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.7
38.55
38.7
38.55
38.55
38.55
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409057770
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
1.056
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.87
49.87
49.87
49.87
49.87
49.87
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
25
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 25 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058057
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.186
0.186
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.64
32.72
32.64
32.72
32.72
32.72
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058060
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.292
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.53
49.54
49.53
49.54
49.54
49.54
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058068
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.155
0.155
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.55
24.8
24.55
24.8
24.8
24.8
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
Yes
36
Yes
24
No
(No Data)
No
(No Data)
Yes
36
Yes
36
No
(No Data)
No
(No Data)
Yes
36
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
17
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 36 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 17 months;
Personal Tax Return - 36 months;
W2 - 36 months
Business Tax Return - 36 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 2 months;
Personal Tax Return - 36 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058076
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.257
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.58
44.58
44.58
44.58
44.58
44.58
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058083
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.246
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.62
34.85
28.62
34.85
34.85
34.85
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 24 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058135
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
Permanent Resident Alien
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.29
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.93
23.65
35.93
23.65
23.65
23.65
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
5
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Offer Letter - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
1099 - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 5 months
(No Data)
(No Data)
(No Data)
Employment Authorization Document
(No Data)
(No Data)
409058154
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.184
0.184
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39
34.22
39
34.22
34.22
34.22
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058181
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.32
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.99
25.99
25.99
25.99
25.99
25.99
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058190
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.282
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.37
41.61
41.37
41.61
41.61
41.61
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058193
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.101
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.08
41.32
42.08
41.32
41.32
41.32
No
No
(No Data)
XXXXX
No
240
Yes
Yes
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 18 months
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058199
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.129
0.129
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28
25.68
28
25.68
25.68
25.68
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
P & L - 18 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058207
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.174
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
20.76
20.59
20.76
20.59
20.59
20.59
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 30 months
Paystub - 1 months;
W2 - 12 months;
Written VOE - 18 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058212
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.111
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.63
32.63
32.63
32.63
32.63
32.63
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058217
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.146
0.146
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.98
40.98
40.98
40.98
40.98
40.98
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 12 months;
Written VOE - 30 months
W2 - 12 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058220
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.198
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.29
45.29
45.29
45.29
45.29
45.29
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 6 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058222
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.076
0.076
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.7
38.72
39.7
38.72
38.72
38.72
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
36
Yes
36
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 36 months;
IRS Transcripts – Tax Return(s) - 36 months;
P & L - 18 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
IRS Transcripts – Tax Return(s) - 36 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058228
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.288
0.138
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.33
37.33
37.33
37.33
37.33
37.33
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058229
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.282
0.282
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.58
32.48
32.58
32.48
32.48
32.48
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058247
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.26
0.260
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42
42.32
42
42.32
42.32
42.32
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058248
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.292
0.292
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.88
46.87
46.88
46.87
46.87
46.87
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
25
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 25 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058252
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.136
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.33
36.89
40.33
36.89
36.89
36.89
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
36
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
5
Yes
Borrower
5
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 36 months;
P & L - 5 months;
Personal Tax Return - 24 months;
W2 - 24 months
Business Tax Return - 36 months;
P & L - 5 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058256
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.114
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.56
26.54
26.56
26.54
26.54
26.54
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 29 months
Paystub - 1 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058258
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
1.23
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.61
43.61
43.61
43.61
43.61
43.61
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
Award Letter - 12 months;
IRS Transcripts – W2(s) - 24 months
1099 - 12 months;
Award Letter - 12 months;
IRS Transcripts – W2(s) - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058260
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.129
0.129
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.64
44.64
44.64
44.64
44.64
44.64
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
16
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 16 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058269
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.075
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.97
49.69
49.97
49.69
49.69
49.69
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058280
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Permanent Resident Alien
Permanent Resident Alien
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.163
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.34
44.24
44.34
44.24
44.24
44.24
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
16
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 16 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
1-551 stamp
1-551 stamp
(No Data)
(No Data)
409058281
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.226
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.39
43.96
44.39
43.96
43.96
43.96
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
W2 - 12 months;
Written VOE - 30 months
W2 - 12 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
409058290
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.219
0.219
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.08
39.3
39.08
39.3
39.3
39.3
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058302
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.345
0.345
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.63
44.63
44.63
44.63
44.63
44.63
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
18
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Business Tax Return - 12 months;
P & L - 18 months;
Personal Tax Return - 12 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058310
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.817
1.291
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.21
24.66
24.21
24.66
24.66
24.66
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058312
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.832
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.67
42.67
42.67
42.67
42.67
42.67
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058343
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.403
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
15.35
15.13
15.35
15.13
15.13
15.13
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
29
Yes
1
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 29 months;
W2 - 24 months;
Written VOE - 30 months
Paystub - 1 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058353
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
2.925
2.925
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.26
39.51
41.26
39.51
39.51
39.51
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058356
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Exempt
1
XXXXX
No
No
0.161
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.39
48.4
48.37
48.4
48.4
48.4
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058362
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Permanent Resident Alien
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.232
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.34
43.35
43.34
43.35
43.35
43.35
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
Green Card
(No Data)
(No Data)
(No Data)
409058372
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.14
0.140
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.38
37.38
37.38
37.38
37.38
37.38
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058374
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.37
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.37
43.81
44.37
43.81
43.81
43.81
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Offer Letter - 1 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058380
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.232
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.45
25.64
25.45
25.64
25.64
25.64
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
1
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Offer Letter - 12 months;
W2 - 24 months;
Written VOE - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058388
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.843
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.45
42.46
42.45
42.46
42.46
42.46
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
IRS Transcripts – W2(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058398
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.224
0.000
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
23.51
23.29
23.51
23.29
23.29
23.29
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058399
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.179
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.27
41.27
41.27
41.27
41.27
41.27
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058403
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.082
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.28
42.33
42.28
42.33
42.33
42.33
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058413
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.144
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.74
39.74
39.74
39.74
39.74
39.74
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058419
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
2 Family
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.125
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.9
39.53
38.9
39.53
39.53
39.53
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058420
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.753
0.753
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.33
41.33
41.33
41.33
41.33
41.33
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058430
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.204
0.132
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32
32.14
32
32.14
32.14
32.14
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
20
Yes
Borrower
20
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 20 months;
Personal Tax Return - 12 months;
W2 - 24 months
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 20 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058441
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.154
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.16
41.17
41.16
41.17
41.17
41.17
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058731
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.228
0.413
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.38
41.39
41.38
41.39
41.39
41.39
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058734
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.259
1.245
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.85
37.42
37.85
37.42
37.42
37.42
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058738
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.947
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.74
39.75
39.74
39.75
39.75
39.75
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
28
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 28 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058760
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.847
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.59
47.61
48.59
47.61
47.61
47.61
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Other
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058763
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.22
0.220
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.46
36.21
41.46
36.21
36.21
36.21
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
3
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Personal Bank Statements - 3 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058768
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.291
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.65
40.65
40.65
40.65
40.65
40.65
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Personal Tax Return - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058782
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.443
0.000
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
20
20.05
20
20.05
20.05
20.05
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058794
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Exempt
1
XXXXX
No
No
1.111
1.111
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49
49.01
49
49.01
49.01
49.01
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
6
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 6 months;
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058799
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Attached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.186
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.04
40.05
40.04
40.05
40.05
40.05
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
IRS Transcripts – W2(s) - 12 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058824
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.229
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.64
49.52
49.64
49.52
49.52
49.52
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
30
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 30 months;
W2 - 24 months;
Written VOE - 30 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058825
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.291
0.291
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.62
37.46
37.62
37.46
37.46
37.46
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
29
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 29 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058838
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Non-Permanent Resident Alien
Non-Permanent Resident Alien
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.275
0.275
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.15
41.06
41.15
41.06
41.06
41.06
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
25
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 25 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 30 months
IRS Transcripts – Tax Return(s) - 24 months;
Offer Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
Work Visa
Work Visa
(No Data)
(No Data)
409058846
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.158
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.61
36.82
35.61
36.82
36.82
36.82
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Lease Agreement - 12 months;
Paystub - 1 months;
W2 - 24 months
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058970
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Second Home
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.321
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.2
26.19
29.2
26.19
26.19
26.19
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Personal Bank Statement for Retirement Income - 1 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409058975
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
2.066
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.08
42.08
42.08
42.08
42.08
42.08
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059018
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.295
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.53
32.53
32.53
32.53
32.53
32.53
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059034
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.691
Missing
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.37
33.37
33.37
33.37
33.37
33.37
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
29
Yes
5
No
(No Data)
No
(No Data)
Yes
12
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 29 months;
W2 - 12 months
Paystub - 5 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059042
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
Yes
0.151
0.151
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.51
43.45
40.51
43.45
43.45
43.45
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Offer Letter - 1 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059047
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.126
2.600
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.12
30.12
30.12
30.12
30.12
30.12
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059069
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.343
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.83
32.83
32.83
32.83
32.83
32.83
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059074
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Permanent Resident Alien
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.933
0.933
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
17.14
17.14
17.14
17.14
17.14
17.14
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Offer Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
Green Card
(No Data)
(No Data)
(No Data)
409059087
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.614
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.93
32.93
32.93
32.93
32.93
32.93
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059088
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.3
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.14
39.5
39.14
39.5
39.5
39.5
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059115
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.19
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.72
41.79
9.72
41.79
41.79
41.79
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059129
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.714
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.57
32.46
32.57
32.46
32.46
32.46
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059137
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.256
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.7
40.7
40.7
40.7
40.7
40.7
No
No
(No Data)
XXXXX
Yes
240
Yes
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Personal Bank Statements - 2 months
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059147
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.843
0.843
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
11
10.85
11
10.85
10.85
10.85
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059157
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.081
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.5
49.11
49.5
49.11
49.11
49.11
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
P & L - 6 months;
Personal Tax Return - 12 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059176
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.089
0.089
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.81
42.81
42.81
42.81
42.81
42.81
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059193
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.96
34.96
34.96
34.96
34.96
34.96
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059224
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.215
0.215
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37
36.71
37
36.71
36.71
36.71
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 12 months;
Paystub - 1 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059265
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.141
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.45
36.45
36.45
36.45
36.45
36.45
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059314
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.181
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.4
41.4
41.4
41.4
41.4
41.4
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059336
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.114
0.114
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.08
36.08
36.08
36.08
36.08
36.08
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
19
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 19 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059339
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.132
0.132
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.72
24.72
24.72
24.72
24.72
24.72
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059356
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.1
0.100
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.84
48.84
48.84
48.84
48.84
48.84
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
25
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 25 months;
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059384
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.09
0.090
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.71
35.72
35.71
35.72
35.72
35.72
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
26
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 26 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059391
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
High Rise Condo (9+)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.192
0.192
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.21
34.21
34.21
34.21
34.21
34.21
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059403
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.296
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.73
44.73
44.73
44.73
44.73
44.73
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059412
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.106
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.73
25.73
25.73
25.73
25.73
25.73
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
0
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Offer Letter - 1 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 0 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059424
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.101
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.42
31.43
31.42
31.43
31.43
31.43
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059429
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.212
0.212
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.04
43.66
46.04
43.66
43.66
43.66
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
Written VOE - 24 months
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059435
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Permanent Resident Alien
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
1.005
1.005
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.61
36.61
36.61
36.61
36.61
36.61
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
Green Card
(No Data)
(No Data)
(No Data)
409059475
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.151
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.99
31
30.99
31
31
31
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
30
Yes
30
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 30 months;
W2 - 24 months;
Written VOE - 30 months
Paystub - 30 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059646
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.562
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33
32.99
33
32.99
32.99
32.99
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Personal Tax Return - 12 months
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059654
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.227
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.2
36.2
36.2
36.2
36.2
36.2
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
29
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
53
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 29 months;
W2 - 24 months;
Written VOE - 53 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059657
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
2.05
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.57
46.24
46.57
46.24
46.24
46.24
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Business Tax Return - 24 months;
CPA Letter - 12 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059664
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.053
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.14
29.04
30.14
29.04
29.04
29.04
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059682
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.12
0.120
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.4
37.59
38.4
37.59
37.59
37.59
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
30
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 30 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059702
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Exempt
1
XXXXX
Yes
No
0.159
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44
42.37
44
42.37
42.37
42.37
No
No
(No Data)
XXXXX
Yes
240
Yes
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Bank Statements - 2 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059706
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.215
0.215
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.35
39.64
39.35
39.64
39.64
39.64
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
30
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 30 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059732
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.422
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.72
49.3
48.72
49.3
49.3
49.3
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Personal Bank Statement for Retirement Income - 24 months;
Personal Tax Return - 12 months
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 6 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059790
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Mid Rise Condo  (5-8)
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.802
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.34
41.29
41.34
41.29
41.29
41.29
No
No
(No Data)
XXXXX
No
360
No
Yes
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
5
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
P & L - 5 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059798
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.871
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.06
42.05
42.06
42.05
42.05
42.05
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059799
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.25
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
19.64
19.62
19.65
19.62
19.62
19.62
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
Business Tax Return - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059801
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.167
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.34
31.62
32.34
31.62
31.62
31.62
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059802
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.241
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.91
28.74
28.91
28.74
28.74
28.74
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059803
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.59
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.91
41
41.91
41
41
41
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059804
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.3
29.3
29.3
29.3
29.3
29.3
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Personal Tax Return - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059805
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.084
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.29
29.26
29.29
29.26
29.26
29.26
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
3
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 3 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059806
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.213
0.213
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.49
44.43
46.49
44.43
44.43
44.43
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059807
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.25
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.08
40.29
40.08
40.29
40.29
40.29
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059808
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Second Home
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.576
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
10.9
12.06
10.9
12.06
12.06
12.06
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059809
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Second Home
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.629
Not Applicable
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44
44.27
44
44.27
44.27
44.27
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059816
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Second Home
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.106
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.17
25.17
25.17
25.17
25.17
25.17
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059818
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.742
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
17.06
18.22
17.06
18.22
18.22
18.22
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 7 months;
Personal Tax Return - 24 months;
W2 - 12 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 7 months;
Personal Tax Return - 24 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059823
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.139
1.473
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.27
42.27
42.27
42.27
42.27
42.27
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059828
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
Yes
0.273
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.74
44.11
42.74
44.11
44.11
44.11
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059837
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.241
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.32
48.51
48.32
48.51
48.51
48.51
No
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059844
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.208
0.192
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30
30.26
30
30.26
30.26
30.26
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
29
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 29 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059860
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
1.229
1.229
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.21
44.14
44.21
44.14
44.14
44.14
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
36
Yes
36
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
17
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 17 months;
Paystub - 2 months;
Personal Tax Return - 24 months;
W2 - 36 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 2 months;
Personal Tax Return - 24 months;
W2 - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059869
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.198
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.39
29.07
29.39
29.07
29.07
29.07
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
Yes
Independent Third Party (XXX, XXX etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 12 months;
Written VOE - 24 months
W2 - 24 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059872
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.327
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.26
42.24
37.26
42.24
42.24
42.24
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059897
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.183
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.47
40.47
40.47
40.47
40.47
40.47
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
28
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
16
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 28 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 16 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409059898
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.024
0.024
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.09
28.31
28.09
28.31
28.31
28.31
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Tax Preparer
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
CPA Letter - 1 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 6 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409060221
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.268
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.56
41.56
41.56
41.56
41.56
41.56
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Offer Letter - 1 months;
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409060230
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
2.833
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
22.18
22.18
22.18
22.18
22.18
22.18
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409060527
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.949
0.949
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.98
42.98
42.98
42.98
42.98
42.98
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Offer Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409060557
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
2.678
1.030
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.57
38.31
38.57
38.31
38.31
38.31
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409060600
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.177
0.177
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.92
43.92
43.92
43.92
43.92
43.92
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
5
Yes
Borrower
5
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
IRS Transcripts – W2(s) - 12 months;
P & L - 5 months;
Paystub - 2 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 28 months
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 5 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409060618
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Rate and Term Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.993
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.56
39.53
39.56
39.53
39.53
39.53
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
6
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 6 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409060623
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
Permanent Resident Alien
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.16
0.462
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.94
49.8
49.94
49.8
49.8
49.8
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
Employment Authorization Document
(No Data)
(No Data)
(No Data)
409060983
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
Yes
1
XXXXX
No
No
0.134
0.256
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.5
45.42
45.5
45.42
45.42
45.42
Yes
Yes
Yes
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 2 months
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409061024
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.23
0.230
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.71
41.71
41.71
41.71
41.71
41.71
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
14
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Paystub - 1 months;
Personal Bank Statement for Retirement Income - 3 months;
Written VOE - 14 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409061061
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Attached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.381
Not Applicable
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
19
19.06
19
19.06
19.06
19.06
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
Offer Letter - 1 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409061146
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.085
0.085
No
Yes
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30
28.9
30
28.9
28.9
28.9
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Personal Bank Statements - 2 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409061194
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.22
0.219
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
23.08
23.03
23.08
23.03
23.03
23.03
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
1
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409061317
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.226
0.226
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.33
38.33
38.33
38.33
38.33
38.33
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (XXX, XXX etc)
30
Yes
Independent Third Party (XXX, XXX etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 30 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
409063916
XXXXX
XXXXX
XXXXX
XXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
XXXXX
Conventional
No
No
No
No
(No Data)
No
No
Purchase
No
No
No
No
No
(No Data)
(No Data)
No
No
1
XXXXX
Yes
Yes
0.172
0.000
Yes
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.64
42.84
42.64
42.84
42.84
42.84
No
No
(No Data)
XXXXX
No
0
(No Data)
No
No
XXXXX
No
XXXXX
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
28
Yes
Independent Third Party (XXX, XXX etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 28 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)