The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,405,223 33,384 SH SOLE 0 0 33,384
ABBVIE INC COM 00287Y109 482,266 1,936 SH SOLE 0 0 1,936
ADVANCED MICRO DEVICES INC COM 007903107 716,262 1,233 SH SOLE 0 0 1,233
ADVISORS INNER CIRCLE FD II FRON AS LARG ETF 00764Q579 36,290,088 1,162,129 SH SOLE 0 0 1,162,129
ADVISORS INNER CIRCLE FD II FRON AS RETU ETF 00764Q637 5,816,841 202,144 SH SOLE 0 0 202,144
ADVISORS INNER CIRCLE FD II FRON AS SMAL ETF 00764Q595 23,729,380 680,412 SH SOLE 0 0 680,412
ADVISORS INNER CIRCLE FD II FRON AS TOTA ETF 00764Q587 31,963,382 889,980 SH SOLE 0 0 889,980
ADVISORS INNER CIRCLE FD II FRON ASSE BD ETF 00764Q629 20,090,434 795,456 SH SOLE 0 0 795,456
ADVISORS INNER CIRCLE FD II FRON ASSE CR ETF 00764Q611 13,512,672 532,909 SH SOLE 0 0 532,909
ALPHABET INC CAP STK CL A 02079K305 1,414,779 3,959 SH SOLE 0 0 3,959
ALPHABET INC CAP STK CL C 02079K107 1,766,194 4,999 SH SOLE 0 0 4,999
AMAZON COM INC COM 023135106 1,958,201 8,272 SH SOLE 0 0 8,272
AMERICAN EXPRESS CO COM 025816109 364,295 1,077 SH SOLE 0 0 1,077
AMPHENOL CORP CL A 032095101 202,063 1,146 SH SOLE 0 0 1,146
APPLE INC COM 037833100 6,939,949 23,984 SH SOLE 0 0 23,984
APPLIED MATLS INC COM 038222105 375,191 519 SH SOLE 0 0 519
BANK OF AMER CORP COM 060505104 235,404 4,213 SH SOLE 0 0 4,213
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,083,845 2,166 SH SOLE 0 0 2,166
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 14,536,472 275,657 SH SOLE 0 0 275,657
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 8,747,803 239,011 SH SOLE 0 0 239,011
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 11,175,239 221,691 SH SOLE 0 0 221,691
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 9,282,502 330,927 SH SOLE 0 0 330,927
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 1,040,397 12,979 SH SOLE 0 0 12,979
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 8,567,517 198,612 SH SOLE 0 0 198,612
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 8,177,566 257,487 SH SOLE 0 0 257,487
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 27,859,618 409,297 SH SOLE 0 0 409,297
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 2,293,382 43,817 SH SOLE 0 0 43,817
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 8,335,467 165,748 SH SOLE 0 0 165,748
BOSTON SCIENTIFIC CORP COM 101137107 426,202 9,986 SH SOLE 0 0 9,986
BROADCOM INC COM 11135F101 974,882 2,602 SH SOLE 0 0 2,602
BUNGE GLOBAL SA COM SHS H11356104 1,115,969 10,456 SH SOLE 0 0 10,456
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 5,332,207 153,557 SH SOLE 0 0 153,557
CATERPILLAR INC COM 149123101 423,830 398 SH SOLE 0 0 398
CHEVRON CORPORATION COM 166764100 403,130 2,432 SH SOLE 0 0 2,432
CISCO SYS INC COM 17275R102 630,983 5,372 SH SOLE 0 0 5,372
COSTCO WHOLESALE CORPORATION COM 22160K105 449,378 480 SH SOLE 0 0 480
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682 464,339 9,500 SH SOLE 0 0 9,500
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 645,129 16,044 SH SOLE 0 0 16,044
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 234,747 4,505 SH SOLE 0 0 4,505
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 936,435 20,764 SH SOLE 0 0 20,764
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,315,958 31,902 SH SOLE 0 0 31,902
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 22,743,030 512,692 SH SOLE 0 0 512,692
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 240,002 2,929 SH SOLE 0 0 2,929
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,020,270 60,797 SH SOLE 0 0 60,797
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 2,977,452 63,853 SH SOLE 0 0 63,853
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6,050,909 164,248 SH SOLE 0 0 164,248
DONALDSON INC COM 257651109 1,095,602 12,205 SH SOLE 0 0 12,205
ECOLAB INC COM 278865100 373,337 1,340 SH SOLE 0 0 1,340
ELI LILLY & CO COM 532457108 810,082 677 SH SOLE 0 0 677
EXXON MOBIL CORP COM 30231G102 647,303 4,735 SH SOLE 0 0 4,735
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305 14,459,288 329,684 SH SOLE 0 0 329,684
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 441,221 1,545 SH SOLE 0 0 1,545
GE AEROSPACE COM NEW 369604301 250,735 671 SH SOLE 0 0 671
HEWLETT PACKARD ENTERPRISE C COM 42824C109 399,314 8,852 SH SOLE 0 0 8,852
HONEYWELL AEROSPACE INC COM *A* 43849R105 426,242 1,928 SH SOLE 0 0 1,928
HONEYWELL INTL INC COM *A* 438516205 431,679 1,928 SH SOLE 0 0 1,928
HP INC COM 40434L105 202,660 9,237 SH SOLE 0 0 9,237
INTUITIVE SURGICAL INC COM NEW 46120E602 561,126 1,411 SH SOLE 0 0 1,411
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 2,120,623 39,249 SH SOLE 0 0 39,249
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 456,979 8,194 SH SOLE 0 0 8,194
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,709,265 26,770 SH SOLE 0 0 26,770
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 313,444 9,416 SH SOLE 0 0 9,416
ISHARES GOLD TR ISHARES NEW 464285204 3,549,725 47,060 SH SOLE 0 0 47,060
ISHARES INC CORE MSCI EMKT 46434G103 18,656,151 225,212 SH SOLE 0 0 225,212
ISHARES INC EMNG MKTS EQT 46434G889 560,366 7,649 SH SOLE 0 0 7,649
ISHARES INC ESG AWR MSCI EM 46434G863 333,117 6,091 SH SOLE 0 0 6,091
ISHARES INC MSCI EMRG CHN 46434G764 679,170 6,639 SH SOLE 0 0 6,639
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,933,290 18,924 SH SOLE 0 0 18,924
ISHARES TR 10-20 YR TRS ETF 464288653 10,363,245 103,271 SH SOLE 0 0 103,271
ISHARES TR CORE MSCI EAFE 46432F842 1,435,069 14,859 SH SOLE 0 0 14,859
ISHARES TR CORE S&P MCP ETF 464287507 229,809 2,980 SH SOLE 0 0 2,980
ISHARES TR CORE S&P SCP ETF 464287804 1,154,989 7,788 SH SOLE 0 0 7,788
ISHARES TR CORE S&P TTL STK 464287150 1,103,402 6,717 SH SOLE 0 0 6,717
ISHARES TR CORE S&P US GWT 464287671 1,227,852 6,528 SH SOLE 0 0 6,528
ISHARES TR CORE S&P US VLU 464287663 1,007,542 9,147 SH SOLE 0 0 9,147
ISHARES TR CORE S&P500 ETF 464287200 74,170,860 98,908 SH SOLE 0 0 98,908
ISHARES TR CORE UNIVRSL USD 46434V613 54,314,253 1,177,018 SH SOLE 0 0 1,177,018
ISHARES TR CORE US AGGBD ET 464287226 1,782,880 18,013 SH SOLE 0 0 18,013
ISHARES TR EAFE GRWTH ETF 464288885 14,284,696 114,770 SH SOLE 0 0 114,770
ISHARES TR EAFE VALUE ETF 464288877 9,175,855 119,863 SH SOLE 0 0 119,863
ISHARES TR ESG ADVAN ETF 46436E619 274,039 6,307 SH SOLE 0 0 6,307
ISHARES TR ESG AWR MSCI USA 46435G425 1,410,672 8,619 SH SOLE 0 0 8,619
ISHARES TR ESG AWR US AGRGT 46435U549 1,031,073 21,748 SH SOLE 0 0 21,748
ISHARES TR ESG AWRE 1 5 YR 46435G243 392,018 15,687 SH SOLE 0 0 15,687
ISHARES TR ESG AWRE USD ETF 46435G193 808,308 34,914 SH SOLE 0 0 34,914
ISHARES TR ESG EAFE ETF 46436E759 252,108 2,980 SH SOLE 0 0 2,980
ISHARES TR ESG MSCI KLD ETF 464288570 630,788 4,430 SH SOLE 0 0 4,430
ISHARES TR ESG MSCI LEADR 46435U218 439,967 3,314 SH SOLE 0 0 3,314
ISHARES TR ESG MSCI USA ETF 46436E767 487,539 7,020 SH SOLE 0 0 7,020
ISHARES TR EUROPE ETF 464287861 595,476 8,174 SH SOLE 0 0 8,174
ISHARES TR EXPND TEC SC ETF 464287549 524,601 3,207 SH SOLE 0 0 3,207
ISHARES TR GLOBAL EQUITY 46434V316 1,254,573 21,332 SH SOLE 0 0 21,332
ISHARES TR LONG TERM MUNI 46438G448 4,915,840 96,086 SH SOLE 0 0 96,086
ISHARES TR MBS ETF 464288588 15,086,073 159,607 SH SOLE 0 0 159,607
ISHARES TR MORNINGSTAR VALU 464288109 232,143 2,293 SH SOLE 0 0 2,293
ISHARES TR MSCI INTL VLU FT 46435G409 733,648 17,543 SH SOLE 0 0 17,543
ISHARES TR MSCI USA MIN ETF 46429B697 248,978 2,599 SH SOLE 0 0 2,599
ISHARES TR MSCI USA MMENTM 46432F396 11,912,662 34,709 SH SOLE 0 0 34,709
ISHARES TR MSCI USA QLT FCT 46432F339 1,471,091 6,716 SH SOLE 0 0 6,716
ISHARES TR NATIONAL MUN ETF 464288414 7,480,292 69,459 SH SOLE 0 0 69,459
ISHARES TR RUS 1000 ETF 464287622 736,691 1,799 SH SOLE 0 0 1,799
ISHARES TR RUS 1000 GRW ETF 464287614 1,251,634 10,077 SH SOLE 0 0 10,077
ISHARES TR RUS 1000 VAL ETF 464287598 1,504,239 6,205 SH SOLE 0 0 6,205
ISHARES TR RUS MD CP GR ETF 464287481 391,793 2,676 SH SOLE 0 0 2,676
ISHARES TR RUS MDCP VAL ETF 464287473 207,067 1,258 SH SOLE 0 0 1,258
ISHARES TR RUS MID CAP ETF 464287499 371,889 3,371 SH SOLE 0 0 3,371
ISHARES TR RUS TP200 GR ETF 464289438 201,717 694 SH SOLE 0 0 694
ISHARES TR S&P 100 ETF 464287101 4,635,219 12,672 SH SOLE 0 0 12,672
ISHARES TR S&P 500 GRWT ETF 464287309 28,256,917 205,261 SH SOLE 0 0 205,261
ISHARES TR S&P 500 VAL ETF 464287408 23,983,920 105,567 SH SOLE 0 0 105,567
ISHARES TR SHRT NAT MUN ETF 464288158 2,304,413 21,644 SH SOLE 0 0 21,644
ISHARES TR SYSTEMATIC BD ET 46435U796 1,593,079 17,957 SH SOLE 0 0 17,957
ISHARES TR U.S. TECH ETF 464287721 1,573,415 6,238 SH SOLE 0 0 6,238
ISHARES TR US AER DEF ETF 464288760 346,568 1,406 SH SOLE 0 0 1,406
ISHARES TR US TREAS BD ETF 46429B267 14,995,997 658,297 SH SOLE 0 0 658,297
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 5,282,376 99,779 SH SOLE 0 0 99,779
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 13,161,272 134,552 SH SOLE 0 0 134,552
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 10,524,287 133,932 SH SOLE 0 0 133,932
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 15,226,692 237,797 SH SOLE 0 0 237,797
J P MORGAN EXCHANGE TRADED F BET USD HIG ETF 46641Q878 462,149 10,193 SH SOLE 0 0 10,193
J P MORGAN EXCHANGE TRADED F BETA US GRAD ETF 46641Q449 217,603 4,801 SH SOLE 0 0 4,801
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373 1,280,902 16,405 SH SOLE 0 0 16,405
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241 2,455,430 54,633 SH SOLE 0 0 54,633
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q290 528,413 6,073 SH SOLE 0 0 6,073
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q340 875,936 7,291 SH SOLE 0 0 7,291
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 14,532,516 110,161 SH SOLE 0 0 110,161
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 53,622,191 1,140,151 SH SOLE 0 0 1,140,151
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 365,066 5,815 SH SOLE 0 0 5,815
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 295,169 4,082 SH SOLE 0 0 4,082
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 241,597 1,945 SH SOLE 0 0 1,945
J P MORGAN EXCHANGE TRADED F GLOBAL SEL EQUIT 46654Q740 6,507,087 91,153 SH SOLE 0 0 91,153
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 5,758,897 84,919 SH SOLE 0 0 84,919
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 6,777,915 146,916 SH SOLE 0 0 146,916
J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324 634,460 7,278 SH SOLE 0 0 7,278
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 19,944,267 241,190 SH SOLE 0 0 241,190
J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL 46654Q757 891,313 9,693 SH SOLE 0 0 9,693
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118 4,160,091 53,206 SH SOLE 0 0 53,206
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 306,606 6,063 SH SOLE 0 0 6,063
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 260,397 3,047 SH SOLE 0 0 3,047
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 386,120 5,342 SH SOLE 0 0 5,342
J P MORGAN EXCHANGE TRADED F US RESEARCH ENHN 46654Q617 1,532,083 22,807 SH SOLE 0 0 22,807
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 633,547 10,804 SH SOLE 0 0 10,804
JOHNSON & JOHNSON COM 478160104 749,927 2,953 SH SOLE 0 0 2,953
JPMORGAN CHASE & CO COM 46625H100 590,846 1,805 SH SOLE 0 0 1,805
LAM RESEARCH CORP COM NEW 512807306 474,063 1,094 SH SOLE 0 0 1,094
LOCKHEED MARTIN CORP COM 539830109 209,757 412 SH SOLE 0 0 412
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695 941,782 82,721 SH SOLE 0 0 82,721
MASTERCARD INCORPORATED CL A 57636Q104 338,976 660 SH SOLE 0 0 660
MCKESSON CORP COM 58155Q103 294,684 390 SH SOLE 0 0 390
MERCK & CO INC COM 58933Y105 440,508 3,428 SH SOLE 0 0 3,428
META PLATFORMS INC CL A 30303M102 766,769 1,378 SH SOLE 0 0 1,378
MICRON TECHNOLOGY INC COM 595112103 805,694 698 SH SOLE 0 0 698
MICROSOFT CORP COM 594918104 2,339,995 6,275 SH SOLE 0 0 6,275
MORGAN STANLEY COM NEW 617446448 334,464 1,600 SH SOLE 0 0 1,600
NEXTERA ENERGY INC COM 65339F101 213,106 2,469 SH SOLE 0 0 2,469
NVIDIA CORPORATION COM 67066G104 3,873,333 19,481 SH SOLE 0 0 19,481
ORACLE CORP COM 68389X105 220,997 1,508 SH SOLE 0 0 1,508
OUSTER INC COM NEW 68989M202 565,869 9,051 SH SOLE 0 0 9,051
PALO ALTO NETWORKS INC COM 697435105 237,009 695 SH SOLE 0 0 695
PETROLEO BRASILEIRO S A SPONSORED ADR 71654V408 161,600 10,000 SH SOLE 0 0 10,000
PHILIP MORRIS INTL INC COM 718172109 295,502 1,634 SH SOLE 0 0 1,634
PIMCO ETF TR INV GRD CRP BD 72201R817 215,118 2,220 SH SOLE 0 0 2,220
PRINCIPAL EXCHANGE TRADED FD ACTIVE HIGH YL 74255Y102 4,609,423 240,529 SH SOLE 0 0 240,529
SALESFORCE INC COM 79466L302 222,457 1,420 SH SOLE 0 0 1,420
SANDISK CORP COM 80004C200 252,384 111 SH SOLE 0 0 111
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 206,936 5,707 SH SOLE 0 0 5,707
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 230,882 7,424 SH SOLE 0 0 7,424
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 911,880 23,959 SH SOLE 0 0 23,959
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,013,144 72,677 SH SOLE 0 0 72,677
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 711,092 29,457 SH SOLE 0 0 29,457
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 19,085,604 822,511 SH SOLE 0 0 822,511
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 370,982 11,699 SH SOLE 0 0 11,699
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 318,236 9,404 SH SOLE 0 0 9,404
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 220,537 1,390 SH SOLE 0 0 1,390
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 333,075 2,840 SH SOLE 0 0 2,840
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 252,235 4,705 SH SOLE 0 0 4,705
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 396,022 2,138 SH SOLE 0 0 2,138
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 2,775,243 25,793 SH SOLE 0 0 25,793
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 4,561,346 23,904 SH SOLE 0 0 23,904
SERVICENOW INC COM 81762P102 288,508 2,906 SH SOLE 0 0 2,906
SHOPIFY INC CL A SUB VTG SHS 82509L107 437,652 3,833 SH SOLE 0 0 3,833
SOLVENTUM CORP COM SHS 83444M101 855,131 11,084 SH SOLE 0 0 11,084
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 365,826 7,065 SH SOLE 0 0 7,065
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 242,225 4,807 SH SOLE 0 0 4,807
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 224,634 8,564 SH SOLE 0 0 8,564
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 233,865 9,164 SH SOLE 0 0 9,164
SPDR SERIES TRUST ST STR P500ETF 78464A854 261,446 2,975 SH SOLE 0 0 2,975
SPDR SERIES TRUST ST STR P500GRW 78464A409 1,211,376 10,180 SH SOLE 0 0 10,180
SPDR SERIES TRUST ST STR P500VAL 78464A508 1,035,596 17,036 SH SOLE 0 0 17,036
SPDR SERIES TRUST ST STR SP600 SML 78468R853 223,702 3,879 SH SOLE 0 0 3,879
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 203,121 272 SH SOLE 0 0 272
T ROWE PRICE EXCHANGE-TRADED PRICE DIV GRWT 87283Q404 223,577 4,560 SH SOLE 0 0 4,560
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 233,054 488 SH SOLE 0 0 488
TESLA INC COM 88160R101 914,628 2,175 SH SOLE 0 0 2,175
TEXAS INSTRS INC COM 882508104 224,213 752 SH SOLE 0 0 752
TJX COS INC NEW COM 872540109 251,782 1,676 SH SOLE 0 0 1,676
TRANE TECHNOLOGIES PLC SHS G8994E103 200,884 409 SH SOLE 0 0 409
UNITEDHEALTH GROUP INC COM 91324P102 3,005,593 7,231 SH SOLE 0 0 7,231
VANGUARD BD INDEX FDS INTERMED TERM 921937819 219,362 2,860 SH SOLE 0 0 2,860
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,664,415 36,296 SH SOLE 0 0 36,296
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 483,574 9,985 SH SOLE 0 0 9,985
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,202,146 9,311 SH SOLE 0 0 9,311
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 68,648,204 99,666 SH SOLE 0 0 99,666
VANGUARD INDEX FDS TOTAL STK MKT 922908769 570,684 1,542 SH SOLE 0 0 1,542
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 431,436 7,228 SH SOLE 0 0 7,228
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,678,156 171,573 SH SOLE 0 0 171,573
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 890,791 15,103 SH SOLE 0 0 15,103
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 870,866 14,963 SH SOLE 0 0 14,963
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 202,414 1,904 SH SOLE 0 0 1,904
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 595,573 2,517 SH SOLE 0 0 2,517
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 788,524 11,067 SH SOLE 0 0 11,067
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 4,326,500 43,938 SH SOLE 0 0 43,938
VISA INC COM CL A 92826C839 290,254 846 SH SOLE 0 0 846
WALMART INC COM 931142103 351,426 3,103 SH SOLE 0 0 3,103
WELLS FARGO & CO COM 949746101 370,062 4,478 SH SOLE 0 0 4,478
WISDOMTREE TR US VALUE FD 97717W547 11,065,407 108,467 SH SOLE 0 0 108,467
WISDOMTREE TR VOYA YLD ENHNCD 97717Y469 260,947 5,393 SH SOLE 0 0 5,393
XCEL ENERGY INC COM 98389B100 300,342 3,740 SH SOLE 0 0 3,740