Exhibit 99.02 Schedule 1

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Subordinate Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag Appraiser License # Appraiser First Name Appraisal Last Name Maturity Date Number of Units
6000080462 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16522.5 0.000% No AUS No 8.419% 9.375% $4,433.22 No xxx xxx xxx xxx xxx xxx $0.00 $5,450.30 xxx xxx xxx xxx Monthly 37.59% 37.64% 37.64% No Self-Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 100.00% 100.00% N/A 0 N/A N/A N/A NA 0 No NA 0 0 N/A NA 0 N/A No 0 Borrower - SESoleProprietor - Business Bank Statements Verified Borrower xxx xxx xxx xxx xxx xxx xxx 661 7 xxx xxx 1 35 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx 4.48 xxx 4.48 74.03 N/A xxx xxx xxx xxx 1
4000114341 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,642.32 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,597.65 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 2.329 2.33 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 807 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 65.11 No 37.59 N/A xxx xxx xxx xxx 3
4000121653 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13955.06 xxx 6.020% No AUS No 6.534% 6.250% $3,077.31 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,058.18 $5,875.82 $0.00 0.00% 41.24% 41.24% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 135 26 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 809 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 12.36 xxx 12.36 No 68.0 N/A xxx xxx xxx xxx 1
4000122271 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7229 xxx 6.120% No AUS No 6.515% 6.250% $1,884.09 No xxx xxx xxx xxx xxx xxx $0.00 $2,414.26 $8,392.74 xxx xxx xxx xxx Monthly 0.00% 30.06% 30.06% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 39 25 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 772 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 21.93 xxx 21.93 No 60.0 N/A xxx xxx xxx xxx 1
4000122196 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3245 xxx 6.120% No AUS No 6.634% 6.500% $1,902.52 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,491.26 $4,863.03 $0.00 0.00% 36.01% 36.01% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 184 26 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 811 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 10.76 xxx 10.76 No 40.13 N/A xxx xxx xxx xxx 1
4000122190 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9355 xxx 6.120% No AUS No 6.523% 6.375% $3,995.89 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,093.61 $31,402.39 $0.00 0.00% 14.11% 14.11% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds Audited 14 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 818 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 8.58 xxx 8.58 No 70.0 N/A xxx xxx xxx xxx 1
4000122194 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9212.5 xxx 6.120% No AUS No 6.316% 6.125% $2,883.11 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,076.03 $6,022.98 $0.00 0.00% 43.98% 43.98% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 26 25 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx 807 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 1.70 xxx 1.7 No 65.0 N/A xxx xxx xxx xxx 1
4000123206 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 5.750% $1,028.55 No xxx xxx xxx xxx xxx xxx $0.00 $1,606.46 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 1.257 1.257 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 776 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 162.18 xxx 162.18 No 75.0 N/A xxx xxx xxx xxx 1
4000122200 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2963.88 xxx 6.120% No AUS No 6.596% 6.375% $1,445.51 No xxx xxx xxx xxx xxx xxx $0.00 $1,955.41 $4,554.59 xxx xxx xxx xxx Monthly 0.00% 43.07% 43.07% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 49 25 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 756 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 11.24 xxx 11.24 No 70.0 N/A xxx xxx xxx xxx 1
4000122327 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 18775 xxx 6.120% No AUS No 6.418% 6.250% $3,879.02 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,446.99 $4,628.01 $0.00 0.00% 49.70% 49.70% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 755 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 9.87 xxx 9.87 No 50.48 N/A xxx xxx xxx xxx 1
4000122602 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $19,313.71 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $24,113.21 $418,092.83 $0.00 0.00% 21.16% 21.16% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 40.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 713 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 12.05 xxx 12.05 No 70.0 N/A xxx xxx xxx xxx 1
4000122604 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.140% No AUS No 7.843% 8.625% $3,144.22 No xxx xxx xxx xxx xxx xxx $0.00 $4,539.14 $9,317.79 xxx xxx xxx xxx Monthly 0.00% 39.31% 38.84% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% Proceeds from Sale N/A 0 N/A NA 0 No Yes 26 26 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 789 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 26.17 xxx 26.17 No 55.0 Yes xxx xxx xxx xxx 1
4000123957 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.180% No AUS No 7.928% 8.625% $6,743.44 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,097.03 $13,508.26 $0.00 0.00% 37.47% 38.18% No Self-Employed 2YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 24 Tax Preparer Yes 113 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 813 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx .28 xxx 0.28 No 68.81 N/A xxx xxx xxx xxx 1
4000122614 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.120% No AUS No 6.929% 6.875% $3,941.57 No xxx xxx xxx xxx xxx xxx $0.00 $5,583.34 $10,567.89 xxx xxx xxx xxx Monthly 0.00% 46.75% 46.75% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 725 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 9.40 xxx 9.4 No 50.0 Yes xxx xxx xxx xxx 1
4000124371 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.200% No AUS No 7.881% 8.625% $5,600.09 No xxx xxx xxx xxx xxx xxx $0.00 $7,027.66 $9,916.34 xxx xxx xxx xxx Monthly 0.00% 43.34% 43.34% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 28 27 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 809 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 6.05 xxx 6.05 No 80.0 Yes xxx xxx xxx xxx 1
4000122817 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14279 xxx 6.120% No AUS No 7.416% 7.250% $7,302.01 No xxx xxx xxx xxx xxx xxx $0.00 $9,115.04 $20,126.60 xxx xxx xxx xxx Monthly 0.00% 32.96% 32.96% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds,Stocks/Bonds Audited 14 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 785 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 22.28 xxx 22.28 No 80.0 Yes xxx xxx xxx xxx 1
4000124849 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7200 xxx 6.430% No AUS No 6.692% 6.500% $3,634.39 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,787.44 $9,167.06 $0.00 0.00% 34.66% 34.66% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 12 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 xxx xxx xxx xxx xxx xxx xxx 737 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A .00 .00 .00 0 No 56.1 N/A xxx xxx xxx xxx 1
4000124596 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1450 xxx 6.430% No AUS No 7.420% 7.375% $20,720.25 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $25,012.44 $46,453.95 xxx xxx $0.00 xxx Monthly 0.00% 35.09% 35.09% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 2 0 No 0.00% 100.00% Audited 14 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 804 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 10.66 xxx 10.66 No 74.53 Yes xxx xxx xxx xxx 1
4000126566 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19820 xxx 5.990% No AUS No 7.931% 8.625% $12,351.30 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $14,860.47 $55,008.13 $0.00 0.00% 28.74% 26.91% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 15 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 787 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT xxx xxx xxx N/A Fee Simple No No N/A xxx 10.75 xxx 10.75 No 80.0 N/A xxx xxx xxx xxx 1
4000126569 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $4,577.28 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,041.46 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.813 0.81 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 801 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA patriot act xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 117.99 No 69.92 N/A xxx xxx xxx xxx 1
4000125787 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11665 xxx 6.370% No AUS No 7.031% 6.875% $5,518.20 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,715.91 $10,564.09 $0.00 0.00% 39.29% 39.29% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 60 27 FNMA 1005 0 No 0 Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 725 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-151 Permanent Resident Card xxx Fee Simple No No N/A xxx .16 xxx 0.16 No 75.0 N/A xxx xxx xxx xxx 1
4000126547 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $3,108.59 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,119.90 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.114 1.04 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 789 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 22.85 xxx 22.85 No 65.0 N/A xxx xxx xxx xxx 2
4000124886 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2445 xxx 6.430% No AUS No 7.137% 7.125% $18,749.59 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $26,455.84 $463,535.45 $0.00 0.00% 15.07% 15.07% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 19 No 100.00% 100.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 725 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 4.13 xxx 4.13 No 51.54 N/A xxx xxx xxx xxx 1
4000127317 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.250% $2,890.72 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,640.38 $39,077.63 $0.00 0.00% 23.08% 23.08% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 725 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIO ACT xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 16.08 No 75.0 N/A xxx xxx xxx xxx 1
4000127416 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.250% $4,502.36 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,490.80 $32,555.20 $0.00 0.00% 32.84% 32.84% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 14 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 791 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 15.87 xxx 15.87 No 80.0 N/A xxx xxx xxx xxx 3
4000126550 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5812.5 xxx 6.430% No AUS No 6.815% 6.625% $3,041.48 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,229.26 $9,467.74 $0.00 0.00% 37.48% 37.48% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 15 Tax Preparer Yes 36 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 739 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 32.34 xxx 32.34 No 51.35 N/A xxx xxx xxx xxx 1
4000126586 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.875% $5,720.80 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,975.49 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 0.631 0.64 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 758 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 25.51 xxx 25.51 No 75.0 N/A xxx xxx xxx xxx 1
4000127716 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4062.5 xxx 6.430% No AUS No 7.572% 7.500% $6,223.01 No xxx xxx xxx xxx xxx xxx $0.00 $7,957.33 $13,142.48 xxx xxx xxx xxx Monthly 0.00% 48.52% 48.52% No No 1 3 3 Employed Employed Employed 4.03 Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 229 26 FNMA 1005 Yes 37 25 FNMA 1005 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower 2 - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 || Co Borrower 2 - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx xxx 744 794 806 788 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 5.42 xxx 5.42 No 79.11 Yes xxx xxx xxx xxx 1
4000127822 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14385 xxx 5.990% No AUS No 6.302% 6.000% $3,453.41 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,043.20 $14,973.42 $0.00 0.00% 33.54% 33.54% No Self-Employed 24 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 24 No 100.00% 100.00% N/A 0 N/A Yes 36 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 790 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License xxx xxx xxx Employment Authorization Document (I-821D) xxx Fee Simple No No N/A xxx 5.59 xxx 5.59 No 80.0 N/A xxx xxx xxx xxx 1
4000124171 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,681.74 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,979.88 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.086 1.086 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 772 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 9.61 xxx 9.61 No 80.0 N/A xxx xxx xxx xxx 1
4000127836 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $2,678.71 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,024.55 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 0.76 0.76 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 732 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No Unknown N/A xxx 85.60 xxx 87.52 No 69.88 N/A xxx xxx xxx xxx 1
4000127649 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14490 xxx 6.430% No AUS No 6.860% 6.625% $4,610.24 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,673.41 $7,213.67 $0.00 0.00% 48.34% 48.34% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Audited 15 CPA Yes 160 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 804 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Other CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx N/A Fee Simple No No N/A xxx 8.71 xxx 8.71 No 80.0 N/A xxx xxx xxx xxx 1
4000126587 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7202.5 xxx 6.370% No AUS No 7.161% 6.750% $1,394.49 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,713.05 $2,939.95 $0.00 0.00% 46.55% 46.55% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 42 42 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 717 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 4.72 No 25.9 N/A xxx xxx xxx xxx 1
4000125792 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10850 xxx 6.370% No AUS No 6.286% 6.125% $4,939.87 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,540.04 $15,449.07 $0.00 0.00% 35.63% 35.63% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 29 27 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 740 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx Employment Authorization Document (I-821D) xxx Fee Simple No No N/A xxx 9.48 xxx 9.48 No 60.0 N/A xxx xxx xxx xxx 1
4000126573 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $2,691.68 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,746.17 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 1.068 1.05 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 801 NA 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 72.25 xxx 72.25 No 40.89 N/A xxx xxx xxx xxx 1
4000126628 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3244 xxx 6.370% No AUS No 6.642% 6.625% $17,224.36 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $24,487.21 $145,945.86 $0.00 0.00% 23.48% 23.48% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 15 CPA Yes 112 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 802 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx N/A Fee Simple No No N/A xxx 31.52 xxx 31.52 No 39.27 N/A xxx xxx xxx xxx 1
4000127690 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $7,567.82 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,780.50 $48,341.73 $0.00 0.00% 32.28% 32.28% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds Audited 15 CPA Yes 93 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 768 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 41.33 xxx 41.33 No 72.0 N/A xxx xxx xxx xxx 1
4000126588 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 44888.75 xxx 6.300% No AUS No 6.636% 6.625% $19,298.12 No xxx xxx xxx xxx xxx xxx $0.00 $22,267.50 $63,411.57 xxx xxx xxx xxx Monthly 0.00% 47.51% 47.51% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 14 Accountant/Bookkeeper Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 765 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 7.11 xxx 7.29 No 56.96 N/A xxx xxx xxx xxx 1
4000126580 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $2,962.39 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,151.27 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.903 0.9 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 758 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 14.22 xxx 14.64 No 45.09 N/A xxx xxx xxx xxx 1
4000126622 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10270 xxx 6.370% No AUS No 6.810% 6.625% $4,687.08 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,212.84 $10,222.78 $0.00 0.00% 44.24% 44.24% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 27 27 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 755 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 26.56 xxx 26.56 No 80.0 N/A xxx xxx xxx xxx 1
4000122889 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5508.85 xxx 6.220% No AUS No 7.466% 7.125% $1,346.90 No xxx xxx $0.00 $0.00 xxx xxx $0.00 $1,989.57 $5,111.43 xxx xxx xxx xxx Monthly 0.00% 42.31% 42.31% Yes Yes Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx xxx 784 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 207.34 xxx 207.34 No 80.0 No xxx xxx xxx xxx 1
4000125721 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.500% $3,356.23 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,211.22 $39,605.41 $0.00 0.00% 45.85% 45.85% Yes Yes Not Employed Self-Employed 24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 24 100.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 Yes 87 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 747 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 180.90 xxx 180.9 No 80.0 N/A xxx xxx xxx xxx 1
4000129396 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.990% $1,495.62 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,942.92 $11,328.14 $0.00 0.00% 39.25% 39.25% Yes Employed 1YR Full Doc 1 1 Month N/A 0 1 0 0 1 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, IRS Transcripts Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx 704 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 41.61 xxx 41.61 No 75.0 N/A xxx xxx xxx xxx 2
4000126212 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.000% $1,798.65 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,482.88 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.665 1.665 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 808 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 45.91 xxx 45.91 No 26.79 N/A xxx xxx xxx xxx 1
4000126623 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $1,978.22 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,543.85 $12,739.03 $0.00 0.00% 34.33% 34.33% Yes Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 56 27 FNMA 1005 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 788 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 48.87 xxx 48.87 No 71.76 N/A xxx xxx xxx xxx 1
4000127992 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 40168.75 xxx 6.370% No AUS No 6.753% 6.625% $7,933.45 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,287.20 $29,049.30 $0.00 0.00% 27.58% 27.58% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 50.00% Third-Party Prepared (Unaudited) 15 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 768 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 17.70 xxx 17.7 No 70.0 N/A xxx xxx xxx xxx 1
4000127917 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2245 xxx 6.260% No AUS No 7.215% 7.125% $3,031.73 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,863.31 $6,035.69 $0.00 0.00% 40.83% 40.83% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 61 27 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 766 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 58.32 xxx 58.32 No 69.23 N/A xxx xxx xxx xxx 1
4000126632 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16150 xxx 6.300% No AUS No 6.917% 6.875% $7,725.48 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,768.72 $12,335.43 $0.00 0.00% 46.99% 46.99% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 28 27 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime, Other, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 798 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 7.22 xxx 7.22 No 70.0 N/A xxx xxx xxx xxx 1
4000128491 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 41791.2 xxx 6.260% No AUS No 6.248% 5.875% $6,625.22 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,894.25 $21,648.74 $0.00 0.00% 48.08% 48.08% No No Self-Employed Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 82.35% 32.65% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 82 27 FNMA 1005 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 780 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 106.92 xxx 106.92 No 80.0 N/A xxx xxx xxx xxx 1
4000127779 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9070 xxx 6.260% No AUS No 6.327% 6.125% $3,949.47 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,635.15 $8,325.49 $0.00 0.00% 44.50% 44.50% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 53 27 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 786 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 7.80 xxx 7.8 No 65.0 N/A xxx xxx xxx xxx 1
4000129745 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 8.000% $1,111.65 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,497.85 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 1.068 1.027 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 751 NA 0 0 0 0 Unknown No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 30 No 75.0 N/A xxx xxx xxx xxx 1
4000126759 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1740 xxx 6.300% No AUS No 7.807% 7.750% $6,017.86 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,671.36 $11,514.21 $0.00 0.00% 37.95% 37.95% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 12 Tax Preparer Yes 51 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 737 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 50.11 xxx 50.11 No 80.0 N/A xxx xxx xxx xxx 1
4000125558 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $1,430.40 No xxx xxx xxx xxx xxx xxx $0.00 $1,937.87 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.955 1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 710 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 26.65 xxx 133.08 No 57.33 N/A xxx xxx xxx xxx 1
4000127657 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 15175 xxx 6.370% No AUS No 7.230% 7.125% $4,109.68 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,263.30 $8,066.70 $0.00 0.00% 39.92% 39.92% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 15 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 797 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-151 Permanent Resident Card xxx Fee Simple No No N/A xxx 71.32 xxx 71.32 No 68.93 N/A xxx xxx xxx xxx 2
4000121157 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $5,203.13 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,469.76 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.026 1.026 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 723 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 33.49 xxx 33.49 No 68.52 N/A xxx xxx xxx xxx 1
4000127650 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10045 xxx 6.430% No AUS No 7.042% 6.750% $2,367.38 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,853.58 $15,557.34 $0.00 0.00% 26.51% 26.51% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 3 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 15 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 753 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 107.29 No 54.07 N/A xxx xxx xxx xxx 1
4000129638 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $2,101.52 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,318.49 $7,458.50 $0.00 0.00% 30.62% 30.62% Yes Employed 2YR Full Doc 2 1 Month N/A 0 0 0 2 2 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 4 4 Work Number 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 728 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 74.13 xxx 74.13 No 68.08 N/A xxx xxx xxx xxx 1
4000127339 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.260% No AUS No 6.480% 6.375% $3,225.41 No xxx xxx xxx xxx xxx xxx $0.00 $4,489.58 $10,714.64 xxx xxx xxx xxx Monthly 0.00% 37.86% 37.86% No No Retired Unknown Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA Yes No 84.0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2026, 2025 || Co Borrower - N/A Borrower - 2026, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 796 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A Fee Simple No No N/A xxx 332.92 xxx 332.92 No 63.28 N/A xxx xxx xxx xxx 1
4000126752 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.300% No AUS No 6.572% 6.500% $4,778.43 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,298.37 $18,358.49 $0.00 0.00% 54.57% 54.57% Yes Yes Self-Employed Employed 1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 1 1 1 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00% Stocks/Bonds Third-Party Prepared (Unaudited) 15 Tax Preparer N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 766 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 120.78 xxx 120.78 No 80.0 N/A xxx xxx xxx xxx 1
4000128026 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11315.63 xxx 6.300% No AUS No 6.574% 6.500% $4,535.09 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,820.68 $11,914.23 $0.00 0.00% 40.61% 40.61% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 779 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx .08 xxx 0.08 No 70.0 N/A xxx xxx xxx xxx 1
4000125933 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 22951.25 xxx 6.370% No AUS No 6.218% 5.875% $4,004.71 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,706.68 $13,031.74 $0.00 0.00% 39.85% 39.85% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 3 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds Third-Party Prepared (Unaudited) 12 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 732 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 73.50 xxx 73.9 No 42.31 No xxx xxx xxx xxx 1
4000129110 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5290 xxx 6.320% No AUS No 6.328% 6.125% $1,822.83 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,672.59 $6,884.41 $0.00 0.00% 34.47% 34.47% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 712 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 7.86 xxx 7.86 No 43.1 N/A xxx xxx xxx xxx 1
4000127172 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.375% $2,152.35 No xxx xxx xxx xxx xxx xxx $0.00 $2,595.33 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.809 0.81 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 826 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 383.80 xxx 383.8 No 64.49 N/A xxx xxx xxx xxx 1
4000127502 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.125% $4,423.40 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,218.52 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.207 1 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 806 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx N/A Fee Simple No No N/A xxx 10.89 xxx 10.89 No 65.0 N/A xxx xxx xxx xxx 2
4000126561 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5375 xxx 6.300% No AUS No 6.794% 6.750% $9,080.37 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,228.74 $12,271.26 $0.00 0.00% 49.91% 49.91% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 39 27 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 800 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx I-151 Permanent Resident Card xxx Fee Simple No No N/A .00 .00 xxx 30.2 No 46.51 N/A xxx xxx xxx xxx 1
4000129109 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9383.25 xxx 6.320% No AUS No 6.278% 5.875% $4,347.80 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,635.77 $10,039.29 $0.00 0.00% 47.25% 47.25% No No Self-Employed Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No Yes 0 0 74.40% 100.00% 100.00% N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A Yes 32 28 FNMA 1005 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 795 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 67.29 xxx 67.29 No 70.0 N/A xxx xxx xxx xxx 1
4000123226 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.750% $1,101.48 No xxx xxx xxx xxx xxx xxx $0.00 $1,468.16 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.09 1.02 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 701 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 20.50 xxx 20.5 No 75.0 N/A xxx xxx xxx xxx 1
4000128015 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 20075 xxx 6.300% No AUS No 6.894% 6.875% $9,788.24 No xxx xxx xxx xxx xxx xxx $0.00 $12,374.37 $26,963.05 xxx xxx xxx xxx Monthly 0.00% 31.67% 31.67% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 15 CPA Yes 24 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 785 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 56.66 xxx 56.66 No 74.5 N/A xxx xxx xxx xxx 1
4000130307 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 16159.38 xxx 6.410% No AUS No 6.450% 6.125% $3,759.59 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,892.10 $6,808.63 $0.00 0.00% 43.75% 43.75% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 53 27 FNMA 1005 0 No 0 N/A Borrower - Wage, Other - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx 764 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 42.59 xxx 42.59 No 75.0 N/A xxx xxx xxx xxx 1
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4000131836 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 17000 xxx 6.320% No AUS No 6.960% 6.750% $6,712.99 No xxx xxx xxx xxx xxx xxx xxx $10,331.01 $24,629.66 xxx xxx xxx xxx Monthly 0.00% 48.60% 48.60% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 1 1 FNMA 1005 0 No 0 N/A Borrower - Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 767 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 41.73 xxx 41.73 No 55.5 N/A xxx xxx xxx xxx 1
4000127901 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3519.13 xxx 6.260% No AUS No 6.983% 6.875% $4,593.90 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,977.69 $17,607.58 $0.00 0.00% 32.86% 32.86% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% Stocks/Bonds N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 732 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx .22 xxx 0.22 No 70.0 N/A xxx xxx xxx xxx 1
4000130855 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.875% $1,503.79 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,992.56 $32,833.07 $0.00 0.00% 28.88% 28.88% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 12 Accountant/Bookkeeper Yes 84 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 749 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 16.85 xxx 16.85 No 62.85 N/A xxx xxx xxx xxx 1
4000127343 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12405 xxx 6.260% No AUS No 7.190% 6.875% $2,845.82 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,330.30 $3,848.01 $0.00 0.00% 49.98% 49.98% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 48 26 FNMA 1005 0 No 0 Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 726 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 60.81 No 60.0 N/A xxx xxx xxx xxx 1
4000126846 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 5.875% $4,185.59 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,930.71 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.176 1.176 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 814 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 9.99 xxx 9.99 No 46.3 N/A xxx xxx xxx xxx 2
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4000128094 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $960.47 No xxx xxx xxx xxx xxx xxx $0.00 $1,536.11 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 2.278 1.12 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 806 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 17.39 xxx 17.39 No 27.27 N/A xxx xxx xxx xxx 1
4000126070 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.375% $4,753.38 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,665.54 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% Proceeds from Sale 0 0 0 No 0 0 0 0 0 Yes 1.5 1.5 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 767 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 1012.62 xxx 1012.62 No 45.83 N/A xxx xxx xxx xxx 4
4000131398 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $5,032.21 No xxx xxx xxx xxx xxx xxx $0.00 $6,067.37 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.895 1.516 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 797 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 48.31 xxx 48.31 No 63.19 N/A xxx xxx xxx xxx 1
4000128572 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5850 xxx 6.260% No AUS No 6.823% 6.750% $2,283.07 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,281.73 $7,313.27 $0.00 0.00% 33.52% 33.52% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 66 27 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 788 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx I-151 Permanent Resident Card xxx Fee Simple No No N/A xxx 20.03 xxx 20.03 No 43.19 N/A xxx xxx xxx xxx 1
4000127902 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10250 xxx 6.370% No AUS No 7.816% 7.750% $3,152.21 No xxx xxx xxx xxx xxx xxx $0.00 $4,342.07 $12,929.00 xxx xxx xxx xxx Monthly 0.00% 30.91% 30.91% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Audited 15 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 670 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 95.3 No 64.52 N/A xxx xxx xxx xxx 1
4000131402 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7637.5 xxx 6.410% No AUS No 6.574% 6.250% $2,770.73 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,714.56 $6,867.94 $0.00 0.00% 35.10% 35.10% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 810 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 11.41 xxx 11.41 No 58.06 N/A xxx xxx xxx xxx 1
4000131823 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.500% $9,101.78 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,106.11 $42,024.49 $0.00 0.00% 22.18% 22.18% Yes Yes Self-Employed Self-Employed 2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 2 0 2 0 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Business Tax Returns Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - SESoleProprietor, SESoleProprietor, SEPartnership - 2 YRS Business Tax Returns Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 2 YRS Business Tax Returns Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Business Tax Returns Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 784 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 102.38 xxx 102.38 No 80.0 N/A xxx xxx xxx xxx 1
4000126118 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1770 xxx 6.370% No AUS No 7.038% 7.000% $7,260.11 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,513.83 $14,845.25 $0.00 0.00% 37.37% 37.37% No No Self-Employed Employed 2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 2 2 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 792 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 24.60 xxx 24.6 No 75.0 N/A xxx xxx xxx xxx 1
4000127505 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $2,364.94 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,162.46 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds 0 0 No 0 0 0 Yes 1.328 1.33 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 770 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 13.75 xxx 13.75 No 75.0 N/A xxx xxx xxx xxx 2
4000130693 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2066 xxx 6.410% No AUS No 6.686% 6.625% $6,403.11 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,265.28 $14,381.89 $0.00 0.00% 47.43% 47.43% No Employed Asset Depletion – Debt Ratio Calculation 0 NA N/A 0 0 0 2 0 NA Yes No 84.0 No No Yes 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx 814 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 367.68 xxx 367.68 No 51.28 N/A xxx xxx xxx xxx 1
4000125332 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6639.86 xxx 6.370% No AUS No 7.568% 7.500% $1,866.20 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,269.79 $3,423.64 $0.00 0.00% 49.53% 49.53% No Self-Employed 24 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 24 No 100.00% 100.00% Proceeds from Sale N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2024, 2025 xxx xxx xxx xxx xxx xxx xxx 734 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 6.75 xxx 6.75 No 85.0 N/A xxx xxx xxx xxx 1
4000130623 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $2,405.18 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,655.53 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds 0 0 No 0 0 0 Yes 1.474 1.47 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 746 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 19.68 xxx 113.94 No 62.09 N/A xxx xxx xxx xxx 1
4000127942 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.370% No AUS No 7.086% 6.875% $1,806.55 No xxx xxx xxx xxx xxx xxx $0.00 $2,965.18 $9,649.95 xxx xxx xxx xxx Monthly 0.00% 28.49% 28.49% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 15 Accountant/Bookkeeper Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 661 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 1.37 xxx 1.37 No 47.83 N/A xxx xxx xxx xxx 1
4000128623 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $2,933.98 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,714.59 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.767 0.75 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 801 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 72.17 No 70.0 N/A xxx xxx xxx xxx 1
4000131034 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6741.45 xxx 6.410% No AUS No 7.052% 6.875% $2,726.25 No xxx xxx xxx xxx xxx xxx $0.00 $3,792.65 $31,389.56 xxx xxx xxx xxx Annually 0.00% 13.06% 13.06% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 49.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 669 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 21.23 xxx 21.23 No 59.37 N/A xxx xxx xxx xxx 1
4000128566 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8200 xxx 6.260% No AUS No 7.174% 7.125% $3,638.08 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,603.59 $9,473.21 $0.00 0.00% 37.65% 37.65% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 28 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 708 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 83.29 No 60.0 N/A xxx xxx xxx xxx 1
4000127954 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11900 xxx 6.370% No AUS No 6.941% 6.875% $2,890.49 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,830.22 $4,132.78 $0.00 0.00% 48.34% 48.34% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 27 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 676 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 13.57 xxx 13.57 No 42.51 N/A xxx xxx xxx xxx 1
4000129324 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $5,431.44 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,154.65 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds 0 0 No 0 0 0 Yes 1.056 1.06 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 750 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 22.92 xxx 22.92 No 75.0 N/A xxx xxx xxx xxx 2
4000130664 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 31295 xxx 6.410% No AUS No 7.130% 6.875% $9,722.55 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,930.92 $23,016.48 $0.00 0.00% 40.04% 40.04% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 60 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 796 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 16.95 xxx 16.95 No 80.0 N/A xxx xxx xxx xxx 1
4000130003 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2645 xxx 6.320% No AUS No 6.682% 6.625% $8,349.65 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,366.99 $30,906.97 $0.00 0.00% 28.86% 28.86% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% Stocks/Bonds N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 764 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 13.83 xxx 13.83 No 80.0 N/A xxx xxx xxx xxx 1
4000126692 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3365.75 xxx 6.300% No AUS No 6.331% 6.250% $2,924.66 No xxx xxx xxx xxx xxx xxx $0.00 $3,767.79 $7,614.63 xxx xxx xxx xxx Annually 0.00% 47.52% 47.52% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% Stocks/Bonds N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Separation Agreement Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 805 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 130.08 xxx 130.08 No 56.55 N/A xxx xxx xxx xxx 1
4000129687 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4825 xxx 6.320% No AUS No 6.761% 6.625% $960.47 No xxx xxx xxx xxx xxx xxx xxx $1,544.85 $3,628.23 xxx xxx xxx xxx Monthly 0.00% 39.53% 39.53% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 30 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 802 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 15.29 xxx 15.29 No 43.23 Yes xxx xxx xxx xxx 1
4000129678 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $3,163.14 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,992.95 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 0.751 0.84 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 808 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 68.56 xxx 68.56 No 65.0 N/A xxx xxx xxx xxx 1
4000131376 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3950 xxx 6.410% No AUS No 6.962% 6.750% $1,556.64 No xxx xxx xxx xxx xxx xxx $0.00 $2,149.47 $5,680.59 xxx xxx xxx xxx Annually 0.00% 36.92% 36.92% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Proceeds from Sale Audited 16 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 751 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 52.89 xxx 52.89 No 54.55 N/A xxx xxx xxx xxx 1
4000128093 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.500% $3,255.15 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,350.97 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 0.896 0.896 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 781 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 33.26 xxx 33.26 No 53.37 N/A xxx xxx xxx xxx 1
4000131653 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $4,345.48 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,633.13 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.338 1.338 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 750 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-151 Permanent Resident Card xxx Fee Simple No No N/A .00 .00 xxx 43.03 No 68.62 N/A xxx xxx xxx xxx 1
4000132699 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2375 xxx 6.420% No AUS No 6.676% 6.625% $4,065.97 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,616.14 $9,343.86 $0.00 0.00% 37.71% 37.71% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 29 28 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 750 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien Real ID Driver's License xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx .74 xxx 0.74 No 39.56 N/A xxx xxx xxx xxx 1
4000129690 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.200% No AUS No 7.822% 8.625% $6,591.77 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,303.68 $27,310.77 $0.00 0.00% 40.66% 40.66% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Audited 15 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 744 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 63.39 xxx 63.39 No 47.61 N/A xxx xxx xxx xxx 1
4000132701 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11060 xxx 6.210% No AUS No 7.868% 8.625% $6,486.77 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,489.28 $9,681.99 $0.00 0.00% 48.24% 47.44% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 12 CPA Yes 12 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 763 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 22.30 xxx 22.3 No 60.0 N/A xxx xxx xxx xxx 1
4000128010 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7450 xxx 6.300% No AUS No 7.180% 7.125% $3,233.85 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,197.56 $16,694.09 $0.00 0.00% 33.80% 33.80% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 26 Work Number 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 783 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 5.18 xxx 5.18 No 80.0 N/A xxx xxx xxx xxx 1
4000131448 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11575 xxx 6.420% No AUS No 7.044% 6.875% $2,956.18 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,908.47 $7,965.03 $0.00 0.00% 33.22% 33.22% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Audited 16 CPA Yes 108 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 808 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 4.02 xxx 4.02 No 60.0 N/A xxx xxx xxx xxx 1
4000130048 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9730 xxx 6.410% No AUS No 6.994% 6.875% $2,417.50 No xxx xxx xxx xxx xxx xxx $0.00 $3,340.91 $7,478.09 xxx xxx xxx xxx Monthly 0.00% 40.65% 40.65% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 46 27 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 792 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 9.21 xxx 9.21 No 80.0 N/A xxx xxx xxx xxx 1
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4000131062 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10356.26 xxx 6.410% No AUS No 6.674% 6.375% $2,222.54 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,880.61 $3,817.29 $0.00 0.00% 47.63% 47.63% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 27 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 786 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 14.38 xxx 14.38 No 75.0 N/A xxx xxx xxx xxx 1
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4000126979 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $2,952.86 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,735.70 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.071 1.07 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 788 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 9.25 xxx 9.25 No 55.23 N/A xxx xxx xxx xxx 1
4000129648 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.250% $3,858.40 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,339.51 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.371 1.371 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 798 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A Fee Simple No No N/A xxx 26.12 xxx 26.12 No 42.86 N/A xxx xxx xxx xxx 2
4000130050 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.625% $2,415.35 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,999.95 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 0.943 0.97 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 797 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 8.48 xxx 8.48 No 75.0 N/A xxx xxx xxx xxx 1
4000127952 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $985.39 No xxx xxx xxx xxx xxx xxx $0.00 $1,822.05 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 1.18 1.18 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 809 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 45.65 xxx 45.65 No 50.85 N/A xxx xxx xxx xxx 1
4000131248 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.420% No AUS No 6.703% 6.625% $4,430.95 No xxx xxx xxx xxx xxx xxx $0.00 $5,626.74 $8,154.26 xxx xxx xxx xxx Monthly 0.00% 45.64% 45.64% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 25 25 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 760 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 3.82 xxx 3.82 No 80.0 No xxx xxx xxx xxx 1
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4000128833 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $1,297.20 No xxx xxx xxx xxx xxx xxx $0.00 $1,849.04 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.001 1.001 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 723 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 146.00 xxx 146 No 80.0 N/A xxx xxx xxx xxx 1
4000127537 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.260% No AUS No 6.493% 6.375% $2,495.48 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,129.46 $9,355.54 $0.00 0.00% 35.91% 35.91% No Self-Employed 1YR Full Doc 1 NA N/A 0 1 1 1 1 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Proceeds from Sale N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 xxx xxx xxx xxx xxx xxx xxx 799 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 223.12 xxx 223.12 No 32.0 N/A xxx xxx xxx xxx 1
4000126258 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.250% $3,383.06 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,059.01 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.762 1.76 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 813 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 11.74 xxx 11.74 No 55.0 N/A xxx xxx xxx xxx 2
4000127759 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $3,558.25 No xxx xxx xxx xxx xxx xxx $0.00 $4,347.53 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 0.851 0.851 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 785 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 160.63 xxx 160.63 No 75.0 No xxx xxx xxx xxx 1
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4000128363 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $3,631.34 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,750.56 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds 0 0 No 0 0 0 Yes 0 0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 812 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 85.57 xxx 85.57 No 70.0 N/A xxx xxx xxx xxx 1
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4000130217 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.250% $2,074.74 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,620.53 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 1.145 1.41 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 774 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 3.46 xxx 3.46 No 75.0 N/A xxx xxx xxx xxx 1
4000126570 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $2,910.70 No xxx xxx xxx xxx xxx xxx $0.00 $4,594.09 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.273 1.273 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 798 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 64.25 xxx 64.25 No 70.0 N/A xxx xxx xxx xxx 1
4000129218 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $3,891.59 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,682.44 $36,968.19 $0.00 0.00% 20.14% 20.14% No No Self-Employed Not Employed 24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 24 No N/A 0 0 0.00% 40.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower Borrower - 2024, 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 798 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 10.41 xxx 10.41 No 75.0 N/A xxx xxx xxx xxx 1
4000132373 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,281.01 Yes xxx xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,790.67 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.117 1.13 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 773 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen Real ID Driver's License xxx xxx xxx Fee Simple No Unknown N/A xxx 49.23 xxx 49.23 No 51.05 No xxx xxx xxx xxx 1
4000126336 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.000% $4,778.42 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,218.97 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.126 1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 763 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx xxx N/A Fee Simple No No N/A xxx 21.03 xxx 21.03 No 54.97 N/A xxx xxx xxx xxx 1
4000133119 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.410% No AUS No 6.955% 6.875% $4,204.13 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,463.38 $8,059.87 $0.00 0.00% 40.55% 40.55% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 86 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 794 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 3.16 xxx 3.16 No 59.81 N/A xxx xxx xxx xxx 1
4000133126 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.250% $4,911.67 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,196.95 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 0.694 0.702 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 799 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 10.88 xxx 10.88 No 75.0 N/A xxx xxx xxx xxx 1
4000131947 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $4,786.32 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,086.07 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0 0 0 No 0 0 0 0 0 Yes 0.92 0.89 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 790 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 5.89 xxx 5.89 No 65.0 N/A xxx xxx xxx xxx 2
4000131162 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $1,751.21 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,560.18 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.562 1.562 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 791 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No Unknown N/A xxx 12.92 xxx 12.92 No 48.21 N/A xxx xxx xxx xxx 1
4000131258 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4345 xxx 6.420% No AUS No 7.083% 6.875% $2,496.33 No xxx xxx xxx xxx xxx xxx $0.00 $3,479.89 $4,170.11 xxx xxx xxx xxx Monthly 0.00% 46.54% 46.54% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 38 28 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 755 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 26.22 xxx 26.22 No 80.0 Yes xxx xxx xxx xxx 1
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4000129352 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.250% $6,157.17 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,949.84 $25,025.56 $0.00 0.00% 30.06% 30.06% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 12 Tax Preparer Yes 36 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 802 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 40.04 No 61.24 N/A xxx xxx xxx xxx 1
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4000128017 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 8.625% $12,366.86 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $14,762.19 $52,076.56 $0.00 0.00% 40.52% 40.52% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds Audited 15 CPA Yes 24 No Yes 43 26 FNMA 1005 0 No 0 N/A Borrower - Wage, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Bonus - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 730 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 65.68 xxx 65.68 No 75.0 N/A xxx xxx xxx xxx 1
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4000130586 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.250% $7,684.15 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,941.79 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.118 1.118 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 779 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A xxx Fee Simple No No N/A xxx 10.73 xxx 10.73 No 65.0 N/A xxx xxx xxx xxx 2
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4000130422 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $788.31 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $966.06 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.708 1.71 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 692 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 118.47 No 43.96 N/A xxx xxx xxx xxx 1
4000128794 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1640 xxx 6.320% No AUS No 6.886% 6.875% $16,258.99 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $18,049.28 $27,866.14 $0.00 0.00% 42.42% 42.42% No No Unknown Unknown Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA Yes No 60.0 No No N/A 0 0 Yes N/A 7 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - N/A || Co Borrower - Asset Depletion - Personal Bank Statements Verified - 2026, 2025 Borrower || Co Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 766 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 31.97 xxx 31.97 No 75.0 N/A xxx xxx xxx xxx 1
4000132376 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $1,210.85 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,719.72 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.163 1.14 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 773 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No Unknown N/A .00 .00 xxx 150.31 No 47.64 No xxx xxx xxx xxx 1
4000132381 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,281.01 Yes xxx xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,848.42 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.096 1.09 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 773 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 33.21 xxx 33.21 No 51.05 No xxx xxx xxx xxx 1
4000132403 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $1,270.63 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,448.65 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.07 1.06 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 775 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 49.85 xxx 50.24 No 79.58 N/A xxx xxx xxx xxx 1
4000132732 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.490% $2,174.17 Yes xxx xxx xxx xxx xxx xxx xxx $0.00 $4,004.70 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.674 0.674 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 790 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 8.51 xxx 8.51 No 75.0 No xxx xxx xxx xxx 1
4000132287 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 12595 xxx 6.420% No AUS No 7.218% 6.875% $3,580.26 No xxx xxx xxx xxx xxx xxx $0.00 $4,922.36 $19,013.90 xxx xxx xxx xxx Monthly 0.00% 32.51% 32.51% Yes Unknown Self-Employed Unknown 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0 0 0.00% 100.00% Audited 15 CPA 0 Yes 24 No 0 NA 0 0 N/A 0 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 804 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 16.16 xxx 16.16 No 64.5 N/A xxx xxx xxx xxx 1
4000129142 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $1,666.90 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,118.19 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.275 1.275 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 802 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 175.49 xxx 175.49 No 59.49 N/A xxx xxx xxx xxx 1
4000127927 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9240 xxx 6.300% No AUS No 6.631% 6.375% $2,807.41 No xxx xxx xxx xxx xxx xxx $0.00 $4,328.12 $8,925.88 xxx xxx xxx xxx Monthly 0.00% 35.32% 35.32% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 31 27 FNMA 1005 0 No 0 No Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 747 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 3.23 xxx 3.23 No 64.29 No xxx xxx xxx xxx 1
4000132400 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $1,169.58 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,360.72 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.029 1.02 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 775 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 38.10 xxx 38.1 No 80.0 N/A xxx xxx xxx xxx 1
4000124124 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $2,626.82 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,204.92 $0.00 $0.00 0.00% 0.00% 0.00% No Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.045 1.034 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 730 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Passport xxx xxx xxx xxx xxx Work Visa  xxx Fee Simple No No N/A xxx 201.72 xxx 201.72 No 75.0 N/A xxx xxx xxx xxx 1
4000124127 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $5,715.28 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,004.84 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.071 1.071 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 730 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx Work Visa  xxx Fee Simple No No N/A xxx 73.81 xxx 73.81 No 75.0 N/A xxx xxx xxx xxx 1
4000126988 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $2,602.24 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,081.44 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 0.974 0.97 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 740 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 87.94 xxx 87.94 No 75.0 N/A xxx xxx xxx xxx 1
4000132514 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7653 xxx 6.600% No AUS No 6.469% 6.250% $3,129.69 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,035.39 $8,389.61 $0.00 0.00% 32.88% 32.88% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 28 28 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 797 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA Patriot ACT xxx xxx xxx Employment Authorization Document (I-821D) xxx Fee Simple No No N/A xxx 6.86 xxx 6.86 No 65.0 N/A xxx xxx xxx xxx 1
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4000128552 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1915 xxx 6.060% No AUS No 7.180% 7.625% $4,246.76 No xxx xxx xxx xxx xxx xxx $0.00 $17,981.59 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% No Unknown Asset Utilization (No DTI) 0 NA N/A 0 0 0 3 0 NA No No 0 Yes No Yes 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Proceeds from Sale N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - N/A - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx 734 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 133.44 xxx 133.44 No 27.27 Yes xxx xxx xxx xxx 1
4000124125 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $8,438.26 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $9,607.57 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.041 0.909 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 730 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Stamp and Passport xxx Fee Simple No No N/A xxx 57.86 xxx 58.02 No 72.28 N/A xxx xxx xxx xxx 1
4000127521 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.625% $5,083.33 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,204.22 $26,887.97 $0.00 0.00% 41.31% 41.31% Yes Yes Self-Employed Self-Employed 2YR Full Doc 2 0 NA 2+ Months N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00% Stocks/Bonds Borrower Prepared 12 Borrower Borrower Prepared Borrower 12 NA 0 Yes 12 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2026, 2024, 2023 || Co Borrower - SEPartnership, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2026, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2023, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 772 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 128.67 xxx 128.67 No 80.0 N/A xxx xxx xxx xxx 4
4000130670 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.625% $1,592.54 No xxx xxx xxx xxx xxx xxx $0.00 $2,049.37 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 0.878 0.878 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 735 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 10.08 xxx 10.08 No 75.0 N/A xxx xxx xxx xxx 1
4000130832 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.410% No AUS No 6.593% 6.500% $3,868.26 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,828.47 $7,375.94 $0.00 0.00% 40.99% 40.99% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 24 Work Number 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 789 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 23.71 xxx 23.71 No 75.0 N/A xxx xxx xxx xxx 1
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4000128277 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.260% No AUS No 6.950% 6.875% $5,176.60 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,444.81 $24,724.93 $0.00 0.00% 35.39% 35.39% No No Retired Employed 2YR Full Doc 1 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified - 2026 || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 1 YR Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 721 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 29.63 xxx 29.63 No 80.0 N/A xxx xxx xxx xxx 1
4000132700 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6970 xxx 6.600% No AUS No 6.489% 6.250% $2,709.16 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,779.52 $8,834.48 $0.00 0.00% 30.98% 30.98% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 27 26 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 763 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx .27 .00 0 No 50.0 N/A xxx xxx xxx xxx 1
4000126646 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1990 xxx 6.370% No AUS No 6.394% 6.375% $9,358.05 No xxx xxx xxx xxx xxx xxx $0.00 $10,635.63 $10,289.82 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% No No Not Employed Not Employed Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 84.0 Yes No Missing 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Asset Depletion - Executed 4506T Verified - 2026 || Co Borrower - N/A - Executed 4506T Verified Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx 804 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 18.70 xxx 18.7 No 78.95 N/A xxx xxx xxx xxx 1
4000131740 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 5.625% $2,377.46 No xxx xxx xxx xxx xxx xxx $0.00 $3,444.82 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.321 1.28 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 766 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 9.24 xxx 9.24 No 46.51 N/A xxx xxx xxx xxx 1
4000133492 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $3,599.72 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,946.00 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 0.93 0.93 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 792 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx I-151 Permanent Resident Card xxx Fee Simple No No N/A xxx 107.09 xxx 107.09 No 50.0 N/A xxx xxx xxx xxx 1
4000131600 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.500% $2,118.62 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,860.87 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.433 1.36 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 692 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 90.05 No 60.0 N/A xxx xxx xxx xxx 2
4000131031 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8205 xxx 6.410% No AUS No 6.566% 6.375% $3,515.51 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,444.16 $7,541.16 $0.00 0.00% 41.99% 41.99% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 38 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 785 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License xxx xxx xxx Employment Authorization Document (I-821D) xxx Fee Simple No No N/A xxx .09 xxx 0.09 No 70.0 N/A xxx xxx xxx xxx 1
4000129633 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2020 xxx 6.410% No AUS No 6.351% 6.250% $3,338.73 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,923.49 $9,893.51 $0.00 0.00% 40.72% 40.72% No No Not Employed Not Employed Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA Yes No 84.0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - N/A Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 743 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 15.18 xxx 15.18 No 75.0 N/A xxx xxx xxx xxx 1
4000130425 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.410% No AUS No 6.653% 6.625% $8,303.23 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,503.68 $13,615.52 $0.00 0.00% 46.01% 46.01% No No Retired Retired 2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, SSI and Disability, Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 799 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 82.20 xxx 82.2 No 65.0 N/A xxx xxx xxx xxx 1
4000129471 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1745 xxx 6.320% No AUS No 6.961% 6.875% $3,389.75 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,945.99 $0.00 $0.00 0.00% 0.00% 0.00% No No Unknown Unknown Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 Yes No Yes 0 0 No Yes 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - N/A, N/A - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx 751 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 6.08 xxx 6.08 No 80.0 N/A xxx xxx xxx xxx 1
4000130128 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1575 xxx 6.200% No AUS No 7.795% 8.625% $11,705.74 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $12,563.36 $47,275.64 $0.00 0.00% 21.21% 21.21% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 28 28 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 782 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A .00 .00 xxx 30.76 No 70.0 N/A xxx xxx xxx xxx 1
4000131396 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.500% $867.03 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,059.46 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.369 1.36 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 751 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 4.15 xxx 4.15 No 80.0 N/A xxx xxx xxx xxx 1
4000128127 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $851.59 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,022.11 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.321 1.32 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 810 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 218.42 xxx 218.45 No 80.0 N/A xxx xxx xxx xxx 1
4000133724 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13000 xxx 6.410% No AUS No 6.977% 6.750% $1,997.68 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,092.68 $10,450.38 $0.00 0.00% 30.59% 30.59% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 743 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 5.32 xxx 5.32 No 80.0 N/A xxx xxx xxx xxx 1
4000131153 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19850 xxx 6.410% No AUS No 6.544% 6.375% $3,992.77 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,571.02 $4,769.17 $0.00 0.00% 49.16% 49.16% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 776 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx .81 xxx 0.81 No 64.65 N/A xxx xxx xxx xxx 1
4000131406 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.250% $1,474.77 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,031.90 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.206 1.2 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 763 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 103.22 xxx 103.22 No 53.75 N/A xxx xxx xxx xxx 1
4000133808 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.250% $1,762.00 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,235.67 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.018 1.01 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 784 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 38.57 xxx 38.57 No 64.93 N/A xxx xxx xxx xxx 1
4000130120 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.500% $1,760.94 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,009.60 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.045 1.045 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 816 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 23.82 xxx 23.82 No 70.0 N/A xxx xxx xxx xxx 1
4000133784 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.750% $1,182.08 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,792.00 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.172 1.17 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 695 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 32.49 xxx 32.49 No 75.0 N/A xxx xxx xxx xxx 1
4000133769 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2650 xxx 6.420% No AUS No 6.961% 6.875% $4,191.21 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,325.25 $7,840.75 $0.00 0.00% 47.73% 47.73% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 51 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2025, 2026, 2024 Borrower - 2025, 2026, 2024 xxx xxx xxx xxx xxx xxx xxx 782 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 19.06 xxx 19.06 No 64.57 N/A xxx xxx xxx xxx 1
4000131392 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5012.5 xxx 6.410% No AUS No 6.807% 6.625% $960.47 No xxx xxx xxx xxx xxx xxx $0.00 $2,220.60 $3,690.40 xxx xxx xxx xxx Monthly 0.00% 38.49% 38.49% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 50 50 FNMA 1005 0 No 0 Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 780 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOTACT xxx xxx xxx N/A Fee Simple No No N/A xxx 5.45 xxx 5.45 No 37.41 N/A xxx xxx xxx xxx 1
4000128014 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9445 xxx 6.300% No AUS No 6.605% 6.500% $6,778.93 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,109.88 $16,349.49 $0.00 0.00% 33.22% 33.22% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 36 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 819 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 28.14 No 65.0 N/A xxx xxx xxx xxx 1
4000131385 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9750 xxx 6.410% No AUS No 6.585% 6.375% $3,181.74 No xxx xxx xxx xxx xxx xxx $0.00 $4,139.36 $9,761.25 xxx xxx xxx xxx Monthly 0.00% 33.05% 33.05% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 84 28 Other 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 814 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 8.39 xxx 8.39 No 71.03 N/A xxx xxx xxx xxx 1
4000131881 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.500% $2,090.56 No xxx xxx xxx xxx xxx xxx $0.00 $3,203.53 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.812 0.81 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 734 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 36.07 xxx 36.07 No 75.0 N/A xxx xxx xxx xxx 1
4000129180 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.625% $2,176.47 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,609.84 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.149 0.95 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 753 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 23.45 xxx 23.45 No 75.0 N/A xxx xxx xxx xxx 2
4000131266 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $1,435.02 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,023.13 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.532 1.53 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 756 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 7.55 xxx 7.55 No 74.74 N/A xxx xxx xxx xxx 2
4000129630 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $4,817.09 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,875.97 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.131 1.13 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 691 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 30.29 No 60.59 N/A xxx xxx xxx xxx 1
4000132095 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $4,021.31 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,717.18 $22,407.39 $0.00 0.00% 30.96% 30.96% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 197 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 xxx xxx xxx xxx xxx xxx xxx 787 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 28.37 xxx 28.37 No 80.0 N/A xxx xxx xxx xxx 1
4000131640 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $3,745.82 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,673.18 $0.00 $0.00 0.00% 0.00% 0.00% Yes No Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.412 1.35 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 700 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 10.83 xxx 10.83 No 75.0 N/A xxx xxx xxx xxx 2
4000130966 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,149.63 No xxx xxx xxx xxx xxx xxx $0.00 $1,868.91 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.204 1.2 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 722 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 87.08 No 56.45 N/A xxx xxx xxx xxx 1
4000132353 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7820 xxx 6.420% No AUS No 6.912% 6.625% $2,100.22 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,626.72 $4,632.28 $0.00 0.00% 42.10% 42.10% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 38 28 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 765 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 33.21 xxx 33.21 No 80.0 N/A xxx xxx xxx xxx 1
4000132652 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6750 xxx 6.220% No AUS No 8.015% 8.625% $3,134.49 No xxx xxx xxx xxx xxx xxx $0.00 $4,522.28 $6,367.86 xxx xxx xxx xxx Monthly 0.00% 41.90% 49.06% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 29 28 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 733 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 3.78 xxx 3.78 No 65.0 Yes xxx xxx xxx xxx 1
4000131806 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4760 xxx 6.210% No AUS No 8.069% 8.625% $1,586.69 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,548.48 $12,284.70 $0.00 0.00% 25.77% 25.55% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 30 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 749 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License xxx xxx xxx Employment Authorization Document (I-821D) xxx Fee Simple No No N/A xxx 15.95 xxx 15.95 No 17.98 N/A xxx xxx xxx xxx 1
4000130313 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 19045 xxx 6.410% No AUS No 6.586% 6.500% $4,437.12 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,833.21 $10,707.44 $0.00 0.00% 35.36% 35.36% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 50.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 801 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 0.27 No 46.03 N/A xxx xxx xxx xxx 1
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4000127594 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.750% $5,193.97 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,254.52 $6,182.20 $0.00 0.00% 31.25% 31.25% Yes Employed 2YR Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 790 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 17.32 xxx 17.32 No 80.0 N/A xxx xxx xxx xxx 1
4000128936 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.875% $1,954.36 No xxx xxx xxx xxx xxx xxx $0.00 $3,229.63 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.898 0.898 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 750 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 6.37 xxx 6.37 No 70.0 N/A xxx xxx xxx xxx 1
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4000132703 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 8.625% $6,898.99 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,610.53 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 0.534 0.525 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 803 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 20.35 xxx 20.35 No 52.18 N/A xxx xxx xxx xxx 1
4000130129 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8375 xxx 6.410% No AUS No 6.690% 6.500% $3,792.41 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,694.95 $6,809.62 $0.00 0.00% 43.40% 43.40% No No Employed Employed Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 27 FNMA 1005 Yes 77 28 FNMA 1005 No 0 N/A Borrower - Wage, Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 808 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 5.00 xxx 5 No 80.0 N/A xxx xxx xxx xxx 1
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4000131421 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $1,712.30 No xxx xxx xxx xxx xxx xxx $0.00 $2,384.24 $12,559.95 xxx xxx xxx xxx Annually 0.00% 42.13% 42.13% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 50.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 799 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 20.38 xxx 20.38 No 80.0 N/A xxx xxx xxx xxx 1
4000132307 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2720 xxx 6.600% No AUS No 6.681% 6.625% $22,410.88 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $31,380.97 $56,007.06 $0.00 0.00% 49.93% 49.93% No No Employed Employed Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 76 28 FNMA 1005 Yes 71 28 FNMA 1005 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 777 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx Employment Authorization Document (I-821D) xxx Non Permanent Resident Alien Non Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx I-821D Employment Authorization Document (I-821-D) xxx Fee Simple No No N/A xxx 9.87 xxx 9.87 No 48.95 N/A xxx xxx xxx xxx 1
4000129123 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4419.21 xxx 6.320% No AUS No 6.774% 6.625% $2,125.83 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,551.24 $15,154.23 $0.00 0.00% 27.94% 27.94% Yes Yes Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 91 29 Other Yes 26 26 Other No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 807 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 14.24 xxx 14.24 No 80.0 N/A xxx xxx xxx xxx 1
4000129223 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.375% $884.24 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,174.01 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.192 1.19 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 780 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 16.20 xxx 16.2 No 75.0 N/A xxx xxx xxx xxx 1
4000132356 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $2,556.76 No xxx xxx xxx xxx xxx xxx $0.00 $3,091.96 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 0.76 0.76 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 760 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Real ID Driver's License xxx xxx xxx Employment Authorization Document (I-821D) xxx Non Permanent Resident Alien Non Permanent Resident Alien Real ID Driver's License xxx xxx xxx I-821D Employment Authorization Document (I-821-D) xxx Fee Simple No Unknown N/A xxx 11.28 xxx 11.28 No 74.93 N/A xxx xxx xxx xxx 1
4000132355 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.375% $3,406.33 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,437.59 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.755 0.755 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 793 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No Unknown N/A xxx 14.51 xxx 14.51 No 65.0 N/A xxx xxx xxx xxx 1
4000128826 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,786.82 No xxx xxx xxx xxx xxx xxx $0.00 $2,244.64 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.069 1.07 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 722 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 283.94 xxx 283.94 No 80.0 N/A xxx xxx xxx xxx 1
4000134060 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.375% $6,630.48 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,987.73 $26,878.36 $0.00 0.00% 49.63% 49.63% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 761 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No Unknown N/A xxx 104.36 xxx 104.36 No 80.0 N/A xxx xxx xxx xxx 1
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4000130185 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1730 xxx 6.410% No AUS No 7.051% 6.875% $2,056.19 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,607.02 $9,484.17 $0.00 0.00% 29.11% 29.11% No Self-Employed 24 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 24 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 788 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 17.62 xxx 58.65 No 63.88 N/A xxx xxx xxx xxx 1
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4000133240 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $3,919.89 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,101.31 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.794 0.794 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 733 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No Unknown N/A xxx 40.01 xxx 40.01 No 65.0 N/A xxx xxx xxx xxx 1
4000128847 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.250% $3,593.75 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,904.29 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Proceeds from Sale 0 0 No 0 0 0 Yes 0.887 0.886 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 801 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 21.57 xxx 21.57 No 64.04 N/A xxx xxx xxx xxx 1
4000129879 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.125% $5,005.19 No xxx xxx xxx xxx xxx xxx $0.00 $7,581.32 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds 0 0 0 No 0 0 0 0 0 Yes 1.187 1.179 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 770 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Permanent Resident Alien Permanent Resident Alien N/A Passport xxx xxx xxx xxx xxx I-551 Permanent Resident Card xxx Fee Simple No No N/A xxx 367.11 xxx 367.11 No 47.07 Yes xxx xxx xxx xxx 1
4000134212 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $1,120.54 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,501.80 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.679 1.679 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 675 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 61.9 No 17.77 N/A xxx xxx xxx xxx 1
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4000131418 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.875% $5,562.73 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,801.86 $25,945.33 $0.00 0.00% 30.49% 30.49% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 50.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 678 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Other xxx xxx xxx N/A Fee Simple No No N/A xxx 6.81 xxx 6.81 No 80.0 N/A xxx xxx xxx xxx 1
4000134063 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $2,824.79 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,842.92 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.015 1.015 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 778 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 103.55 No 46.99 N/A xxx xxx xxx xxx 1
4000132313 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 23495 xxx 6.600% No AUS No 7.582% 7.375% $4,282.19 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,503.05 $15,397.77 $0.00 0.00% 41.02% 41.02% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 12 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 799 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 11.60 xxx 11.6 No 80.0 N/A xxx xxx xxx xxx 1
4000130123 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.375% $1,199.01 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,631.53 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.165 1.16 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 778 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 16.52 xxx 16.52 No 80.0 N/A xxx xxx xxx xxx 1
4000130134 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $7,939.86 No xxx xxx xxx xxx xxx xxx $0.00 $10,197.42 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Proceeds from Sale 0 0 0 No 0 0 0 0 0 Yes 0.892 1 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 796 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 150.20 xxx 150.2 No 52.99 N/A xxx xxx xxx xxx 1
4000131235 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.875% $2,093.64 No xxx xxx xxx xxx xxx xxx $0.00 $3,127.41 $18,499.73 xxx xxx xxx xxx Monthly 0.00% 23.81% 23.81% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 12 Tax Preparer Yes 77 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 787 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 9.82 xxx 9.82 No 75.0 Yes xxx xxx xxx xxx 1
4000133493 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9800 xxx 6.410% No AUS No 6.653% 6.500% $4,475.04 No xxx xxx xxx xxx xxx xxx $0.00 $5,183.04 $9,157.57 xxx xxx xxx xxx Monthly 0.00% 36.87% 36.87% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 27 27 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 803 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 6.45 xxx 6.45 No 80.0 N/A xxx xxx xxx xxx 1
4000134062 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.250% $6,037.26 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,913.04 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 0.796 0.796 No Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 760 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No Unknown N/A .00 .00 xxx 145.1 No 60.0 N/A xxx xxx xxx xxx 1
4000127778 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2570 xxx 6.190% No AUS No 7.877% 8.625% $5,833.42 No xxx xxx xxx xxx xxx xxx $0.00 $7,724.60 $9,145.25 xxx xxx xxx xxx Monthly 0.00% 45.04% 45.38% No No Not Employed Employed Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 40 28 FNMA 1005 No 0 N/A Borrower - N/A || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 757 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card xxx Fee Simple No No N/A xxx 41.47 xxx 41.47 No 58.59 Yes xxx xxx xxx xxx 1
4000130044 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $4,844.05 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,018.91 $26,050.84 $0.00 0.00% 43.11% 43.11% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds Third-Party Prepared (Unaudited) 15 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 819 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 32.51 xxx 32.51 No 75.0 N/A xxx xxx xxx xxx 1
4000132823 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1540 xxx 6.600% No AUS No 7.404% 7.375% $5,698.07 No xxx xxx xxx xxx xxx xxx $0.00 $6,309.03 $14,548.97 xxx xxx xxx xxx Annually 0.00% 33.91% 33.91% No No Self-Employed Not Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 785 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 44.12 xxx 44.12 No 75.0 N/A xxx xxx xxx xxx 1
4000127629 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 1880 xxx 6.300% No AUS No 6.834% 6.750% $11,188.32 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $13,751.95 $64,957.73 $0.00 0.00% 19.96% 19.96% No No Self-Employed Self-Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 750 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 241.71 xxx 241.71 No 75.0 N/A xxx xxx xxx xxx 1
4000131159 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.990% $6,752.65 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $8,164.79 $11,846.42 $0.00 0.00% 42.94% 42.94% Yes Self-Employed 1YR Full Doc 0 NA N/A 0 1 1 3 1 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Borrower Prepared 3 Borrower NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, SEPartnership, SESoleProprietor, SESoleProprietor, SESoleProprietor, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 809 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 24.35 xxx 24.35 No 80.0 N/A xxx xxx xxx xxx 1
4000127509 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $5,826.83 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,458.94 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.046 1.046 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 781 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 31.29 xxx 31.29 No 70.0 N/A xxx xxx xxx xxx 3
4000130396 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.375% $5,387.27 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,392.67 $7,940.57 $0.00 0.00% 38.87% 38.87% Yes Yes 1 5 3 Employed Not Employed Employed 1.84 2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 2026 || Co Borrower 2 - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2026 || Co Borrower 2 - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx xxx 719 776 795 765 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx N/A US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act Disclosure  xxx xxx xxx N/A Fee Simple No No N/A xxx 6.57 xxx 6.57 No 80.0 N/A xxx xxx xxx xxx 2
4000130614 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $5,036.34 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,870.25 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.227 1.23 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 731 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A xxx Fee Simple No No N/A xxx 31.72 xxx 31.72 No 76.46 N/A xxx xxx xxx xxx 2
4000130965 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.375% $2,232.83 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,567.87 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.363 1.363 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 771 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 74.01 xxx 74.01 No 75.0 N/A xxx xxx xxx xxx 2
4000129095 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,995.42 No xxx xxx xxx xxx xxx xxx $0.00 $2,336.43 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.899 0.898 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 740 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 87.79 xxx 87.79 No 75.0 N/A xxx xxx xxx xxx 1
4000130827 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,921.52 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,222.34 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% Stocks/Bonds 0 0 0 No 0 0 0 0 0 Yes 0.947 0.94 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 787 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Permanent Resident Alien Permanent Resident Alien Yes - ITIN Letter/Certificate Real ID Driver's License xxx xxx xxx I-551 Permanent Resident Card xxx Fee Simple No No N/A xxx 5.62 xxx 5.62 No 65.0 N/A xxx xxx xxx xxx 2
4000131328 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 11167.8 xxx 6.420% No AUS No 6.676% 6.625% $9,220.48 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,345.26 $23,684.81 $0.00 0.00% 45.70% 45.70% No Unknown Asset Utilization, DTI 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other, Other REO Net Rental Income(Loss) - 2026 Borrower - 2026 xxx xxx xxx xxx xxx xxx xxx 749 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 15.86 xxx 15.86 No 80.0 N/A xxx xxx xxx xxx 1
4000131226 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $2,233.56 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,591.78 $5,388.48 $0.00 0.00% 17.64% 17.64% Yes Employed 2YR Full Doc 2 1 Month N/A 0 2 0 2 1 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 724 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 38.6 No 64.27 N/A xxx xxx xxx xxx 1
4000128721 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.500% $1,453.76 No xxx xxx xxx xxx xxx xxx $0.00 $1,760.84 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 1.221 1.22 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 722 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 347.53 xxx 347.53 No 69.7 N/A xxx xxx xxx xxx 1
4000132389 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 7.490% $5,055.63 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,056.91 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.37 1.497 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 708 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 115.72 No 22.41 N/A xxx xxx xxx xxx 1
4000132354 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 20153.44 xxx 6.420% No AUS No 7.219% 6.990% $6,070.44 No xxx xxx xxx xxx xxx xxx $0.00 $7,219.68 $250,561.71 xxx xxx xxx xxx Annually 0.00% 6.33% 6.33% Yes Yes Self-Employed Employed 12 Month Bank Statement 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 94.60% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 757 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 107.93 xxx 107.93 No 80.0 N/A xxx xxx xxx xxx 1
4000133108 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.990% $2,658.52 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,072.90 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.953 1.952 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 660 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 124.02 No 21.62 N/A xxx xxx xxx xxx 1
4000133088 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.875% $1,576.63 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,805.97 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.218 1.218 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 813 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 479.69 xxx 479.69 No 80.0 N/A xxx xxx xxx xxx 1
4000131371 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.990% $3,190.23 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,175.42 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 1.539 1.538 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 744 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 135.73 xxx 135.73 No 80.0 N/A xxx xxx xxx xxx 1
4000132704 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4667.2 xxx 6.220% No AUS No 7.794% 8.625% $6,058.05 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,769.26 $9,443.74 $0.00 0.00% 48.30% 47.53% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 40 29 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 805 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-151 Permanent Resident Card xxx Fee Simple No No N/A xxx 2.14 xxx 2.14 No 54.4 N/A xxx xxx xxx xxx 1
4000132305 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $2,833.08 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,647.50 $28,063.06 $0.00 0.00% 6.72% 6.72% Yes Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 32 29 FNMA 1005 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 792 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 137.25 xxx 137.25 No 65.0 N/A xxx xxx xxx xxx 1
4000132516 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $3,672.69 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,445.87 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 1.17 1.08 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 785 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 13.16 xxx 13.16 No 75.0 N/A xxx xxx xxx xxx 2
4000133444 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4295 xxx 6.520% No AUS No 6.526% 6.250% $1,416.15 No xxx xxx $0.00 $0.00 xxx xxx $0.00 $2,178.13 $5,216.87 xxx xxx xxx xxx Monthly 0.00% 30.44% 30.44% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 808 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 26.13 xxx 26.13 No 51.86 Yes xxx xxx xxx xxx 1
4000133249 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7682 xxx 6.230% No AUS No 7.924% 8.625% $3,976.06 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,766.80 $7,034.57 $0.00 0.00% 40.77% 40.38% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 75 28 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 795 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA PATRIOT ACT     xxx xxx xxx Employment Authorization Document (I-821D) xxx Fee Simple No No N/A xxx .17 xxx 0.17 No 80.0 N/A xxx xxx xxx xxx 1
4000133115 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8375 xxx 6.520% No AUS No 6.540% 6.375% $4,672.79 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,957.70 $12,609.24 $0.00 0.00% 38.04% 38.04% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 793 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx .06 xxx 0.06 No 70.0 N/A xxx xxx xxx xxx 1
4000132622 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 8.250% $999.18 No xxx xxx xxx xxx xxx xxx $0.00 $1,795.19 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.039 1.039 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 676 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 11.58 xxx 11.58 No 70.0 No xxx xxx xxx xxx 1
4000129697 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2020 xxx 6.320% No AUS No 6.561% 6.500% $3,109.77 No xxx xxx xxx xxx xxx xxx $0.00 $3,485.55 $7,486.77 xxx xxx xxx xxx Annually 0.00% 37.09% 37.09% Yes Yes Employed Self-Employed 2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 2 2 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00% Stocks/Bonds N/A 0 N/A Third-Party Prepared (Unaudited) Tax Preparer 5 NA 0 No 0 Yes 55 29 Other NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 799 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 333.77 xxx 333.77 No 80.0 N/A xxx xxx xxx xxx 1
4000132364 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.375% $10,325.59 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $13,442.00 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 0.744 0.744 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 760 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No Unknown N/A xxx 21.64 xxx 21.64 No 65.0 N/A xxx xxx xxx xxx 1
4000132362 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.500% $3,944.10 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,087.10 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 0.885 0.885 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 745 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No Unknown N/A xxx 4.73 xxx 4.73 No 60.0 N/A xxx xxx xxx xxx 1
4000133311 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.375% $1,296.38 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,710.08 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.228 1.228 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 715 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 23.83 xxx 23.83 No 69.12 N/A xxx xxx xxx xxx 1
4000129020 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $952.55 No xxx xxx xxx xxx xxx xxx $0.00 $1,195.31 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.757 1.94 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 776 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No Yes N/A xxx 36.85 xxx 36.85 No 37.66 N/A xxx xxx xxx xxx 1
4000130793 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.500% $733.20 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,347.02 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 2.004 2.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 787 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 64.28 xxx 64.28 No 32.13 N/A xxx xxx xxx xxx 1
4000131867 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2070 xxx 6.420% No AUS No 6.918% 6.875% $7,888.07 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,038.57 $17,737.25 $0.00 0.00% 47.62% 47.62% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 790 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 75.80 xxx 75.8 No 75.0 N/A xxx xxx xxx xxx 1
4000130405 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $2,438.85 No xxx xxx $0.00 $0.00 xxx xxx $0.00 $2,794.33 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.002 1.002 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 757 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 93.31 xxx 93.31 No 75.0 N/A xxx xxx xxx xxx 1
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4000132377 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.990% $1,754.62 No xxx xxx xxx xxx xxx xxx $0.00 $2,376.00 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.05 1.05 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 800 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 26.36 xxx 26.36 No 80.0 N/A xxx xxx xxx xxx 1
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4000132369 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.990% $2,717.01 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,431.90 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes 3 3 1 1 1 1 Unknown Unknown Unknown Unknown .00 .00 Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.093 1.093 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 3 - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx 741 781 807 760 741 758 733 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 141.25 xxx 141.25 No 80.0 N/A xxx xxx xxx xxx 1
4000134127 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.875% $1,760.57 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,051.29 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.048 1.048 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 772 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 40.26 xxx 40.26 No 80.0 N/A xxx xxx xxx xxx 1
4000134129 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.990% $5,051.20 No xxx xxx xxx xxx xxx xxx $0.00 $5,610.28 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.872 1.872 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 760 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 85.90 xxx 85.9 No 80.0 N/A xxx xxx xxx xxx 1
4000129676 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.320% No AUS No 6.956% 6.875% $8,855.40 No xxx xxx xxx xxx xxx xxx $0.00 $10,834.06 $64,159.11 xxx xxx xxx xxx Monthly 0.00% 41.27% 41.27% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 50.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 36 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 787 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other xxx xxx xxx N/A Fee Simple No No N/A xxx 63.55 xxx 63.55 No 80.0 N/A xxx xxx xxx xxx 1
4000128829 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.625% $8,741.25 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $10,026.54 $198,549.03 $0.00 0.00% 26.04% 26.04% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 50.00% N/A 0 N/A Yes 188 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 761 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 76.01 xxx 87.6 No 74.85 N/A xxx xxx xxx xxx 1
4000131282 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 3910 xxx 6.420% No AUS No 7.051% 6.875% $1,655.46 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,885.22 $2,591.20 $0.00 0.00% 51.87% 51.87% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 12 0 No 100.00% 100.00% N/A 0 N/A Yes 12 No NA 0 0 N/A 0 No 0 Borrower - Other - CPA Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 774 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx N/A Fee Simple No No N/A xxx 16.77 xxx 16.77 No 80.0 N/A xxx xxx xxx xxx 1
4000131808 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.375% $1,716.39 No xxx xxx xxx xxx xxx xxx $0.00 $1,748.48 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.261 1.19 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 794 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 58.94 xxx 58.94 No 75.0 N/A xxx xxx xxx xxx 1
4000133451 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.250% $900.47 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,054.83 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.138 1.13 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 769 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 250.25 xxx 250.25 No 80.0 N/A xxx xxx xxx xxx 1
4000131089 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.250% $1,995.37 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,805.24 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.016 1.016 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 775 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 24.34 xxx 24.34 No 75.0 N/A xxx xxx xxx xxx 1
4000131564 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.500% $2,528.27 No xxx xxx xxx xxx xxx xxx $0.00 $3,438.85 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.89 1.89 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 781 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No Unknown N/A xxx 9.33 xxx 9.33 No 35.75 N/A xxx xxx xxx xxx 1
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4000133194 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 8.625% $1,604.19 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,525.61 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.049 1.05 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 685 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 3.23 xxx 3.23 No 75.0 N/A xxx xxx xxx xxx 1
4000131636 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13790 xxx 6.420% No AUS No 10.220% 9.875% $4,623.96 No xxx xxx xxx xxx xxx xxx $0.00 $5,774.94 $18,382.10 xxx xxx xxx xxx Monthly 0.00% 31.67% 31.67% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Audited 12 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 691 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 42.45 No 75.0 N/A xxx xxx xxx xxx 1
4000128870 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2320 xxx 6.320% No AUS No 7.762% 7.750% $18,980.33 No xxx xxx xxx xxx xxx xxx $0.00 $21,851.06 $261,363.30 xxx xxx xxx xxx Monthly 0.00% 28.64% 28.64% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 12 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 719 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 58.30 xxx 58.3 No 71.14 N/A xxx xxx xxx xxx 1
4000128487 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1290 xxx 6.260% No AUS No 6.642% 6.625% $8,170.37 No xxx xxx xxx xxx xxx xxx $0.00 $9,488.96 $20,378.23 xxx xxx xxx xxx Annually 0.00% 49.44% 49.44% Yes Yes Self-Employed Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 4.00% 0.00% N/A 0 N/A N/A N/A 0 Yes 36 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 799 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 173.75 xxx 173.75 No 80.0 N/A xxx xxx xxx xxx 1
4000134639 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.125% $5,924.20 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $7,728.08 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.171 1.17 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 793 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 67.39 xxx 67.39 No 75.0 N/A xxx xxx xxx xxx 4
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4000134105 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.250% $3,694.30 No xxx xxx xxx xxx xxx xxx $0.00 $5,763.26 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.85 0.84 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 775 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 7.05 xxx 7.05 No 46.88 Yes xxx xxx xxx xxx 1
4000133117 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $2,352.13 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,944.22 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.019 1.019 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 804 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 10.51 xxx 10.51 No 70.0 N/A xxx xxx xxx xxx 1
4000133116 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 9291 xxx 6.520% No AUS No 6.937% 6.750% $4,485.70 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,917.95 $8,811.05 $0.00 0.00% 41.26% 41.26% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 55 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 715 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Fee Simple No No N/A xxx .14 xxx 0.14 No 70.0 N/A xxx xxx xxx xxx 1
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4000132809 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $3,836.80 No xxx xxx xxx xxx xxx xxx $0.00 $4,837.31 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 0.863 0 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 785 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 16.35 xxx 16.35 No 73.0 N/A xxx xxx xxx xxx 1
4000132513 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $1,172.60 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,596.43 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.065 1.06 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 749 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 13.64 xxx 13.64 No 75.0 N/A xxx xxx xxx xxx 2
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4000132731 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.625% $5,069.57 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,379.10 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.022 1.022 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 757 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 27.77 No 75.0 N/A xxx xxx xxx xxx 1
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4000130760 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 23012.57 xxx 6.410% No AUS No 6.688% 6.625% $7,207.34 No xxx xxx xxx xxx xxx xxx $0.00 $9,314.01 $15,994.37 xxx xxx xxx xxx Monthly 0.00% 48.82% 48.82% No No Employed Not Employed 2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 799 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 128.08 xxx 128.08 No 80.0 N/A xxx xxx xxx xxx 1
4000133981 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 21031.65 xxx 6.510% No AUS No 8.330% 7.875% $3,748.61 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,073.53 $6,752.18 $0.00 0.00% 45.17% 45.17% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Proceeds from Sale Third-Party Prepared (Unaudited) 12 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 687 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 67.65 xxx 67.65 No 74.93 N/A xxx xxx xxx xxx 1
4000131025 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.375% $1,497.29 No xxx xxx xxx xxx xxx xxx $0.00 $4,181.55 $-2,724.42 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.861 0.87 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 803 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 28.58 xxx 28.58 No 48.98 Yes xxx xxx xxx xxx 1
4000132907 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $2,340.31 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,484.90 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 0.905 0.86 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 771 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 66.27 xxx 66.27 No 75.0 N/A xxx xxx xxx xxx 1
4000131261 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2020 xxx 6.420% No AUS No 6.691% 6.625% $3,395.25 No xxx xxx xxx xxx xxx xxx $0.00 $4,070.81 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% No No Unknown Unknown Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 Yes No N/A 0 0 No N/A 0 0 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - N/A || Co Borrower Borrower || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 770 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A Fee Simple No No N/A xxx 231.97 xxx 231.97 No 73.42 N/A xxx xxx xxx xxx 1
4000133657 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.375% $3,805.61 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,571.78 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 1.444 1.46 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 748 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 9.41 xxx 9.41 No 69.32 N/A xxx xxx xxx xxx 2
4000134272 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,921.52 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,105.43 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.869 0.87 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 751 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 20.80 xxx 20.8 No 75.0 N/A xxx xxx xxx xxx 1
4000135147 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $3,242.99 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,301.04 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.909 0.909 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 705 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 11.66 No 47.62 N/A xxx xxx xxx xxx 1
4000132572 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.250% $961.87 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,295.32 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds 0 0 No 0 0 0 Yes 1.197 1.19 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 664 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 9.65 xxx 65.32 No 60.0 N/A xxx xxx xxx xxx 1
4000131561 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8200 xxx 6.420% No AUS No 7.762% 7.625% $2,123.38 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,682.36 $21,181.92 $0.00 0.00% 24.35% 24.35% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 14 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 792 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 5.82 xxx 5.82 No 80.0 N/A xxx xxx xxx xxx 1
4000134578 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.990% $4,585.95 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,750.83 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0 0 No 0 0 0 Yes 1.026 1.02 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 804 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 7.80 xxx 7.8 No 75.0 N/A xxx xxx xxx xxx 2
4000135145 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $11,737.81 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $14,854.56 $43,346.77 $0.00 0.00% 38.14% 38.14% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 0.00% 100.00% N/A 0 N/A Yes 12 No NA 0 0 N/A 0 No 0 Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 810 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 9.98 xxx 9.98 No 63.81 N/A xxx xxx xxx xxx 4
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4000130456 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.375% $1,024.96 No xxx xxx xxx xxx xxx xxx $0.00 $1,625.71 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.107 1 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 798 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 122.86 xxx 210.89 No 65.96 N/A xxx xxx xxx xxx 1
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4000133381 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.875% $1,441.08 No xxx xxx xxx xxx xxx xxx $0.00 $1,743.01 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.119 1.12 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 724 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 9.29 No 75.0 N/A xxx xxx xxx xxx 1
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4000134503 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.125% $2,560.13 No xxx xxx xxx xxx xxx xxx $0.00 $3,694.82 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 0.812 0.812 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 787 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 1313.97 xxx 1313.97 No 56.72 Yes xxx xxx xxx xxx 1
4000135127 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.625% $1,418.93 No xxx xxx xxx xxx xxx xxx $0.00 $1,764.90 $-2,133.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.258 1.258 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 746 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 9.81 xxx 9.81 No 80.0 N/A xxx xxx xxx xxx 1
4000133786 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10490 xxx 6.420% No AUS No 7.154% 7.000% $3,007.17 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,809.18 $4,265.82 $0.00 0.00% 47.66% 47.66% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 31 28 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 770 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A .00 .00 .00 0 No 80.0 N/A xxx xxx xxx xxx 1
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4000132587 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.625% $966.14 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,246.62 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 1.163 1.16 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 664 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 10.03 xxx 53.59 No 65.0 N/A xxx xxx xxx xxx 1
4000134650 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8185 xxx 6.510% No AUS No 6.568% 6.375% $3,624.68 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,675.65 $8,283.35 $0.00 0.00% 36.28% 36.28% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 26 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2025, 2024, 2026 Borrower - 2025, 2024, 2026 xxx xxx xxx xxx xxx xxx xxx 812 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 5.90 xxx 5.9 No 70.0 N/A xxx xxx xxx xxx 1
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4000133801 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 33739 xxx 6.600% No AUS No 7.402% 7.250% $15,575.36 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $19,142.91 $31,994.09 $0.00 0.00% 43.87% 43.87% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 90.00% Third-Party Prepared (Unaudited) 17 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 716 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 14.57 xxx 14.57 No 75.0 N/A xxx xxx xxx xxx 1
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4000131788 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $1,716.48 No xxx xxx xxx xxx xxx xxx $0.00 $1,941.05 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 1.082 1.082 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 746 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 156.91 xxx 156.91 No 80.0 N/A xxx xxx xxx xxx 1
4000129465 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 0 xxx 6.320% No AUS No 6.500% 6.500% $6,497.66 No xxx xxx xxx xxx xxx xxx $0.00 $8,528.16 $13,170.73 xxx xxx xxx xxx Annually 0.00% 39.61% 39.61% No No Not Employed Not Employed Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA Yes No 84.0 No No Yes 0 0 Yes Yes 4 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - Asset Depletion - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx xxx 812 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 192.52 xxx 192.52 No 80.0 N/A xxx xxx xxx xxx 1
4000133837 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10210 xxx 6.510% No AUS No 7.091% 7.000% $2,331.22 No xxx xxx xxx xxx xxx xxx $0.00 $2,869.23 $3,854.77 xxx xxx xxx xxx Annually 0.00% 43.31% 43.31% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 84 30 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 784 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 14.67 xxx 14.67 No 80.0 N/A xxx xxx xxx xxx 1
4000132517 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.500% $1,314.52 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,530.77 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.372 1.372 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 728 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien Real ID Driver's License xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 96.92 xxx 96.92 No 80.0 N/A xxx xxx xxx xxx 1
4000135358 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 23850 xxx 6.600% No AUS No 7.680% 7.625% $6,341.83 No xxx xxx xxx xxx xxx xxx $0.00 $8,604.97 $29,231.95 xxx xxx xxx xxx Annually 0.00% 28.83% 28.83% No No Self-Employed Self-Employed 1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Third-Party Prepared (Unaudited) Tax Preparer 16 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 790 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 9.48 xxx 9.48 No 80.0 N/A xxx xxx xxx xxx 1
4000135374 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $1,988.60 No xxx xxx xxx xxx xxx xxx $0.00 $2,405.68 $8,295.31 xxx xxx xxx xxx Monthly 0.00% 25.93% 25.93% Yes Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 130 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 784 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 32.38 xxx 32.38 No 70.0 N/A xxx xxx xxx xxx 1
4000135363 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8337.04 xxx 6.600% No AUS No 6.559% 6.375% $3,040.51 No xxx xxx xxx xxx xxx xxx $0.00 $5,288.85 $6,060.15 xxx xxx xxx xxx Annually 0.00% 47.30% 47.30% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 Other 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 706 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx .93 xxx 0.93 No 58.2 N/A xxx xxx xxx xxx 1
4000133815 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 7588 xxx 6.600% No AUS No 7.419% 7.250% $1,860.98 No xxx xxx xxx xxx xxx xxx $0.00 $2,795.85 $4,637.15 xxx xxx xxx xxx Monthly 0.00% 38.17% 38.17% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 60 27 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 767 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 21.11 xxx 21.11 No 80.0 N/A xxx xxx xxx xxx 1
4000134704 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.750% $2,185.78 No xxx xxx xxx xxx xxx xxx $0.00 $2,795.23 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.037 1.04 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 753 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx N/A Fee Simple No No N/A xxx 4.46 xxx 4.46 No 74.89 N/A xxx xxx xxx xxx 1
4000135695 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2745 xxx 6.420% No AUS No 7.812% 7.750% $4,423.85 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,149.12 $38,768.88 $0.00 0.00% 12.88% 12.88% No Employed Written Verification of Employment 0 NA N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 60 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 675 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A .00 .00 xxx 17.74 No 65.0 N/A xxx xxx xxx xxx 1
4000135365 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 13150 xxx 6.600% No AUS No 7.062% 7.000% $3,892.02 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,980.33 $6,923.24 $0.00 0.00% 41.96% 41.96% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 27 27 FNMA 1005 0 No 0 Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 782 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx I-151 Permanent Resident Card xxx Fee Simple No No N/A .00 .00 .00 0 No 75.0 N/A xxx xxx xxx xxx 1
4000135515 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2450 xxx 6.520% No AUS No 6.932% 6.875% $5,099.41 No xxx xxx xxx xxx xxx xxx $0.00 $6,672.24 $12,065.51 xxx xxx xxx xxx Monthly 0.00% 35.75% 35.75% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Audited 16 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 810 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx .72 xxx 0.72 No 75.0 N/A xxx xxx xxx xxx 1
4000135397 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 8950 xxx 6.520% No AUS No 7.096% 6.875% $1,642.32 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,250.64 $10,766.00 $0.00 0.00% 47.71% 47.71% Yes Yes Self-Employed Not Employed 1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% Audited 17 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 695 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 18.00 xxx 18 No 50.0 N/A xxx xxx xxx xxx 1
4000135500 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 8.625% $11,822.40 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $13,923.14 $90,286.61 $0.00 0.00% 24.11% 24.11% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds Third-Party Prepared (Unaudited) 16 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 772 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 31.23 xxx 31.23 No 80.0 N/A xxx xxx xxx xxx 1
4000135400 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 10956.25 xxx 6.520% No AUS No 7.054% 6.875% $1,921.52 No xxx xxx xxx xxx xxx xxx $0.00 $2,749.12 $4,672.33 xxx xxx xxx xxx Annually 0.00% 48.66% 48.66% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 160 28 FNMA 1005 0 No 0 Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 742 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 1.03 xxx 1.03 No 75.0 N/A xxx xxx xxx xxx 1
4000131559 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 14093.75 xxx 6.420% No AUS No 7.184% 6.875% $3,908.73 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,283.25 $29,945.55 $0.00 0.00% 23.26% 23.26% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Audited 16 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 735 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A .00 .00 .00 0 No 48.57 N/A xxx xxx xxx xxx 1
4000131572 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 6985 xxx 6.420% No AUS No 6.971% 6.750% $3,191.10 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,953.62 $5,193.21 $0.00 0.00% 45.33% 45.33% No No Employed Not Employed Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 29 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - N/A Borrower - 2024, 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 780 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot xxx xxx xxx N/A Fee Simple No No N/A xxx 4.18 xxx 4.18 No 80.0 N/A xxx xxx xxx xxx 1
4000135396 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.375% $1,091.77 No xxx xxx xxx xxx xxx xxx $0.00 $1,979.67 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.01 1.01 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 808 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 46.23 xxx 46.23 No 64.81 N/A xxx xxx xxx xxx 1
4000131028 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.625% $2,038.45 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,669.06 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 1.049 1.05 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 737 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 17.80 xxx 17.8 No 80.0 N/A xxx xxx xxx xxx 1
4000135508 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 24945 xxx 6.520% No AUS No 7.079% 6.750% $5,188.78 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,483.43 $10,379.38 $0.00 0.00% 42.06% 42.06% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 793 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx .14 xxx 0.14 No 68.97 N/A xxx xxx xxx xxx 1
4000132614 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1770 xxx 6.600% No AUS No 7.021% 7.000% $7,185.27 No xxx xxx xxx xxx xxx xxx $0.00 $8,456.47 $74,457.25 xxx xxx xxx xxx Annually 0.00% 17.33% 17.33% Yes Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 343 27 Work Number 0 No 0 N/A Borrower - Other, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 821 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 11.81 xxx 11.81 No 80.0 N/A xxx xxx xxx xxx 1
4000131382 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 4550 xxx 6.410% No AUS No 7.823% 7.625% $2,606.27 No xxx xxx xxx xxx xxx xxx $0.00 $3,527.74 $8,559.69 xxx xxx xxx xxx Annually 0.00% 42.73% 42.73% No Employed Written Verification of Employment 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 27 27 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 661 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 10.14 xxx 10.14 No 80.0 N/A xxx xxx xxx xxx 1
4000135381 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 5750 xxx 6.520% No AUS No 6.938% 6.750% $2,270.09 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,422.17 $11,386.83 $0.00 0.00% 23.86% 23.86% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 17 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 734 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 25.36 xxx 25.36 No 29.54 N/A xxx xxx xxx xxx 1
4000135505 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,224.52 No xxx xxx xxx xxx xxx xxx $0.00 $1,763.69 $5,788.75 xxx xxx xxx xxx Monthly 0.00% 40.66% 40.66% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 16 Tax Preparer Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 755 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 23.25 xxx 23.25 No 80.0 N/A xxx xxx xxx xxx 1
4000131397 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.000% $5,215.97 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,401.60 $57,116.50 $0.00 0.00% 27.10% 27.10% Yes Employed Written Verification of Employment 0 NA N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds N/A 0 N/A NA 0 No Yes 47 27 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 788 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Consular Card xxx xxx xxx I-551 Conditional Permanent Resident Card w/ USCIS 1-751 xxx Fee Simple No No N/A xxx 96.23 xxx 96.23 No 80.0 N/A xxx xxx xxx xxx 1
4000135501 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 2445 xxx 6.520% No AUS No 7.096% 7.000% $4,424.26 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,505.28 $20,663.53 $0.00 0.00% 21.04% 21.04% No Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Audited 16 CPA Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 801 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 8.24 xxx 8.24 No 70.0 N/A xxx xxx xxx xxx 1
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4000130618 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 6.875% $1,985.57 No xxx xxx xxx xxx xxx xxx $0.00 $2,497.30 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.001 1.0 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 792 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 33.98 xxx 33.98 No 65.0 N/A xxx xxx xxx xxx 1
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4000131725 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.250% $4,542.58 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $5,826.79 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.013 1 Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 726 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 941.53 xxx 941.53 No 75.0 N/A xxx xxx xxx xxx 2
4000132618 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.500% $1,426.40 No xxx xxx xxx xxx xxx xxx $0.00 $1,612.70 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 1.029 1.029 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 796 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 158.93 xxx 158.93 No 80.0 N/A xxx xxx xxx xxx 1
4000133092 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.875% $1,949.76 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,334.51 $0.00 $0.00 0.00% 0.00% 0.00% No Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.285 1.285 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 732 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 34.54 xxx 34.54 No 80.0 N/A xxx xxx xxx xxx 1
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4000135158 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.990% $3,934.62 No xxx xxx xxx xxx xxx xxx $0.00 $4,699.65 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% Stocks/Bonds 0 0 No 0 0 0 Yes 1.607 1.607 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 804 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 85.34 xxx 85.34 No 80.0 N/A xxx xxx xxx xxx 1
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4000133428 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 7.625% $3,238.16 No xxx xxx xxx xxx xxx xxx $0.00 $4,330.27 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.791 0.791 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 807 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 30.91 xxx 30.91 No 75.0 N/A xxx xxx xxx xxx 1
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4000133122 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.250% $1,093.21 No xxx xxx xxx xxx xxx xxx $0.00 $1,839.15 $-3,123.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 2.334 2.333 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 771 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 43.12 xxx 43.12 No 39.9 N/A xxx xxx xxx xxx 1
4000128931 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.875% $4,849.12 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $6,174.98 $0.00 $0.00 0.00% 0.00% 0.00% Yes Yes Unknown Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0 0 0.00% 0.00% 0.00% 0 0 0 No 0 0 0 0 0 Yes 1.151 1.151 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx xxx 793 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A Lease Hold No No N/A xxx 92.88 xxx 92.88 No 79.8 N/A xxx xxx xxx xxx 1
4000134118 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 10489.99 xxx 6.520% No AUS No 7.171% 6.875% $2,538.66 No xxx xxx xxx xxx xxx xxx $0.00 $3,337.66 $0.00 xxx xxx xxx xxx Monthly 0.00% 0.00% 0.00% No Not Employed Asset Utilization (No DTI) 0 NA N/A 0 0 0 2 0 NA No No 60.0 Yes No Yes 0 0 No 0.00% 0.00% Stocks/Bonds N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx 812 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 168.80 xxx 168.8 No 80.0 N/A xxx xxx xxx xxx 1
4000135249 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.990% $1,418.99 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,900.39 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.316 1.316 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 665 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 5.27 xxx 5.27 No 46.41 N/A xxx xxx xxx xxx 1
4000135155 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.990% $903.90 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $1,227.62 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.222 1.222 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 728 NA 0 0 0 0 0 0 0 No No No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License xxx xxx xxx I-551 Permanent Resident Card  xxx Fee Simple No No N/A xxx 17.11 xxx 17.11 No 80.0 N/A xxx xxx xxx xxx 1
4000133098 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 7.250% $1,523.30 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $2,507.44 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 0.897 0.897 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 782 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Fee Simple No No N/A xxx 8.38 xxx 8.38 No 70.0 N/A xxx xxx xxx xxx 1
4000135159 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.875% $1,970.79 No xxx xxx xxx xxx xxx xxx $0.00 $2,425.13 $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 3.292 3.292 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 820 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 5.29 xxx 5.29 No 80.0 N/A xxx xxx xxx xxx 1
4000135126 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.625% $3,073.49 No xxx xxx xxx xxx xxx xxx $0.00 $4,257.24 $6,308.59 xxx xxx xxx xxx Monthly 0.00% 47.86% 47.86% Yes Yes Self-Employed Self-Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 12 0 Yes Yes 12 0 94.15% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 779 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 48.33 xxx 48.33 No 80.0 N/A xxx xxx xxx xxx 1
4000135157 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 6.750% $2,983.55 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $4,077.32 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.655 1.655 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 726 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 49.84 xxx 49.84 No 80.0 N/A xxx xxx xxx xxx 1
4000136103 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 7675 xxx 6.570% No AUS No 7.143% 6.875% $2,575.16 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $3,286.74 $0.00 $0.00 0.00% 0.00% 0.00% No Not Employed Asset Utilization (No DTI) 0 2 0 No No 1.0 Yes No Yes 0 0 No 0.00% 0.00% 0 0 No 0 0 0 No 0 N/A Borrower - Asset Depletion - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, 2 YRS Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified - 2026 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, 2 YRS Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified - 2026 xxx xxx xxx xxx xxx xxx xxx 758 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 599.96 xxx 599.96 No 80.0 N/A xxx xxx xxx xxx 1
4000135239 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt No No No N/A N/A No AUS No 7.750% $9,907.08 No xxx xxx xxx xxx $0.00 $0.00 $0.00 $11,763.61 $0.00 $0.00 0.00% 0.00% 0.00% Yes Unknown Debt Service Coverage Ratio 0 0 0 No No 0 No No 0 0 No 0.00% 0.00% 0 0 No 0 0 0 Yes 1.046 1.04 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx xxx xxx 793 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 23.06 xxx 23.1 No 71.35 N/A xxx xxx xxx xxx 4
4000134115 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 16823.2 xxx 6.520% No AUS No 7.147% 6.875% $4,387.76 No xxx xxx xxx xxx xxx xxx $0.00 $6,007.21 $18,378.72 xxx xxx xxx xxx Annually 0.00% 35.00% 35.00% No No Not Employed Not Employed Asset Depletion – Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA Yes No 84.0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - N/A - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx 812 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 433.48 xxx 433.48 No 80.0 N/A xxx xxx xxx xxx 1
4000136761 xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation 1695 xxx 6.490% No AUS No 6.525% 6.500% $13,715.88 No xxx xxx xxx xxx xxx xxx $0.00 $18,161.43 $229,293.60 xxx xxx xxx xxx Monthly 0.00% 26.77% 26.77% Yes Self-Employed 1YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Stocks/Bonds,Stocks/Bonds Third-Party Prepared (Unaudited) 15 CPA Yes 27 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 787 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx N/A Fee Simple No No N/A xxx 397.42 xxx 397.42 No 70.0 N/A xxx xxx xxx xxx 1
4000134111 xxx xxx xxx Yes xxx xxx xxx xxx xxx ATR/QM: Exempt Yes No No N/A Alternative ATR Documentation 36000 xxx 6.520% No AUS No 7.127% 6.875% $9,459.77 No xxx xxx xxx xxx xxx xxx $0.00 $11,114.34 $12,640.70 xxx xxx xxx xxx Annually 0.00% 48.46% 48.46% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 12 0 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 807 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 80.40 xxx 80.4 No 80.0 N/A xxx xxx xxx xxx 1