v3.26.1
Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Cash flows from operating activities:    
Net income $ 6,655 $ 6,255
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 3,867 3,486
Recovery of credit losses (553) (666)
Net gain on other equity investments (311) (190)
Stock-based compensation 599 543
Provision for deferred income taxes 341 1,430
Decrease in accounts payable, accrued interest and other liabilities (1,828) (1,907)
Decrease (increase) in prepaid expenses and other assets 200 (266)
Net cash provided by operating activities 8,970 8,685
Cash flows from investing activities:    
Decrease in loans held for investment, net 11,700 6,437
Purchase of investment securities - held to maturity   (981)
Principal payments from investment securities - held to maturity 19,902 21,260
Principal payments from investment securities - available for sale 329 273
Purchase of premises and equipment (432) (530)
Net cash provided by investing activities 31,499 26,459
Cash flows from financing activities:    
Increase in deposits, net 21,611 424
Proceeds from long-term borrowings 84,000 87,000
Repayments of long-term borrowings (130,030) (77,512)
Repayment of short-term borrowings, net (10,000) (35,000)
Treasury stock purchases (5,983) (4,448)
Withholding taxes on stock-based compensation (355) (128)
Cash dividends (3,592) (3,766)
Net cash used for financing activities (44,349) (33,430)
Net (decrease) increase in cash and cash equivalents (3,880) 1,714
Cash and cash equivalents at beginning of year 53,090 51,376
Cash and cash equivalents at end of year 49,210 53,090
Supplemental information:    
Cash paid for interest 20,010 21,403
Cash paid for income taxes $ 2,125 $ 1,916