v3.26.1
Segment Reporting (Tables)
12 Months Ended
Jun. 30, 2026
Segment Reporting  
Schedule of the financial performance measures that the CODM

At or For the Year Ended June 30, 

(In Thousands, Except Per Share Information)

  ​ ​ ​

2026

  ​ ​ ​

2025

 

  ​

 

  ​

Interest income

$

55,889

$

56,624

Interest expense

 

19,561

 

21,155

Net interest income

36,328

35,469

Recovery of credit losses

(553)

(666)

Net interest income, after recovery of credit losses

36,881

36,135

Non-interest income

3,726

3,531

Non-interest expense

30,971

30,793

Income before taxes

9,636

8,873

Provision for income taxes

2,981

2,618

Net income

$

6,655

$

6,255

Diluted earnings per share

$

1.03

$

0.93

Return on average assets

0.55

%  

0.50

%  

Return on average equity

5.17

%  

4.79

%  

Net interest margin

3.09

%  

2.93

%  

Efficiency ratio

77.32

%  

78.96

%  

Loans held for investment growth

(1.25)

%  

(0.69)

%  

Deposit growth

2.43

%  

0.05

%  

Loans held for investment as a percentage of total deposits

113.43

%  

117.66

%  

Core deposits as a percentage of total deposits

61.20

%  

64.86

%  

Tier 1 leverage capital ratio

10.30

%  

10.11

%  

Non-performing assets as a percentage of total assets

0.04

%  

0.11

%