v3.26.1
Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Interest income:    
Loans receivable, net $ 52,024 $ 52,543
Investment securities 1,612 1,858
FHLB - San Francisco and other equity investments 1,090 845
Interest-earning deposits 1,163 1,378
Total interest income 55,889 56,624
Interest expense:    
Deposits 11,821 11,226
Borrowings 7,740 9,929
Total interest expense 19,561 21,155
Net interest income 36,328 35,469
Recovery of credit losses (553) (666)
Net interest income, after recovery of credit losses 36,881 36,135
Non-interest income:    
Loan servicing and other fees 583 419
Other 873 735
Total non-interest income 3,726 3,531
Non-interest expense:    
Salaries and employee benefits 19,263 19,006
Premises and occupancy 3,560 3,634
Equipment 1,757 1,542
Professional 1,551 1,579
Sales and marketing 712 714
Deposit insurance premium and regulatory assessments 661 740
Other 3,467 3,578
Total non-interest expense 30,971 30,793
Income before income taxes 9,636 8,873
Provision for income taxes 2,981 2,618
Net income $ 6,655 $ 6,255
Basic earnings per share ( in dollars per share) $ 1.04 $ 0.93
Diluted earnings per share ( in dollars per share) $ 1.03 $ 0.93
Deposit account fees    
Non-interest income:    
Non-interest income $ 1,067 $ 1,112
Card and processing fees    
Non-interest income:    
Non-interest income $ 1,203 $ 1,265