Borrowings (Tables)

12 Months Ended

Jun. 30, 2026

Schedule of borrowings


		June 30,
(In Thousands)		2026			2025

FHLB - San Francisco advances		$	157,000		$	213,000
Other borrowings on finance leases			46			73
Total borrowings		$	157,046		$	213,073

Summary of Federal Home Loan Bank, Advances


		At or For the Year Ended June 30,
(Dollars in Thousands)		2026			2025

Balance outstanding at the end of year:
FHLB - San Francisco advances		$	157,000		$	213,000
Other borrowings on finance leases		$	46		$	73

Weighted average rate at the end of year:
FHLB - San Francisco advances			4.00	%		4.59	%
Other borrowings on finance leases			4.50	%		4.50	%

Maximum amount of borrowings outstanding at any month end:
FHLB - San Francisco advances		$	213,000		$	249,500
Other borrowings on finance leases		$	71		$	84

Average short-term borrowings during the year with respect to:⁽¹⁾
FHLB - San Francisco advances		$	115,605		$	121,888

Weighted average short-term borrowing rate during the year with respect to:⁽¹⁾
FHLB - San Francisco advances			4.47	%		4.56	%

(1)	Borrowings with a remaining term of 12 months or less.

Schedule of Federal Home Loan Bank, Advances, Annual Contractual Maturities


		June 30,
(Dollars in Thousands)		2026			2025
Within one year⁽¹⁾		$	112,000		$	163,000
Over one to two years			35,046			35,000
Over two to three years			10,000			5,073
Over three to four years			—			10,000
Over four to five years			—			—
Over five years			—			—
Total borrowings		$	157,046		$	213,073
Weighted average interest rate			4.00	%		4.59	%

(1)	As of June 30, 2026, it includes a $5.0 million, 3.95% putable fixed-rate advance taken on June 22, 2026 with a two-year final maturity where the FHLB San Francisco has a one-time option on September 22, 2026 to terminate the advance.