Deposits (Tables)

12 Months Ended

Jun. 30, 2026

Deposits.

Schedule of deposits


		June 30, 2026					June 30, 2025
(Dollars in Thousands)		Interest Rate		Amount			Interest Rate		Amount
Checking deposits – noninterest-bearing		—		$	86,859		—		$	83,566
Checking deposits – interest-bearing⁽¹⁾		0.00% - 0.20%			226,695		0.00% - 0.20%			240,597
Savings deposits⁽¹⁾		0.00% - 4.24%			223,136		0.00% - 4.64%			230,610
Money market deposits⁽¹⁾		0.00% - 3.68%			20,450		0.00% - 2.96%			21,703
Time deposits:
$250 and under⁽¹⁾⁽²⁾		0.00% - 4.20%			249,279		0.00% - 5.15%			221,475
Over $250		0.10% - 4.20%			103,964		0.12% - 4.83%			90,821
Total deposits⁽³⁾				$	910,383				$	888,772
Weighted average interest rate on deposits					1.43	%				1.34	%

(1)	Certain interest-bearing checking, savings, money market and time deposits require a minimum balance to earn interest.

(2)	Includes brokered certificates of deposit of $161.4 million and $131.0 million at June 30, 2026 and 2025, respectively.

(3)	Includes uninsured deposits of approximately $178.6 million (of which $61.2 million were collateralized) and $158.7 million (of which $53.8 million were collateralized) at June 30, 2026 and 2025, respectively.

Schedule of aggregate annual maturities of time deposits


		June 30,
(In Thousands)		2026			2025
One year or less		$	317,087		$	278,268
Over one to two years			29,367			25,264
Over two to three years			3,479			3,019
Over three to four years			2,656			2,058
Over four to five years			546			3,339
Over five years			108			348
Total time deposits		$	353,243		$	312,296

Schedule of interest expense on deposits


		Year Ended June 30,
(In Thousands)		2026			2025
Checking deposits – interest-bearing		$	100		$	105
Savings deposits			836			500
Money market deposits			107			85
Time deposits			10,778			10,536
Total interest expense on deposits		$	11,821		$	11,226