v3.26.1
Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Jun. 30, 2026
Jun. 30, 2025
Assets    
Cash and cash equivalents $ 49,210 $ 53,090
Investment securities - held to maturity, at cost with no allowance for credit losses 89,251 109,399
Investment securities - available for sale, at fair value 1,272 1,607
Loans held for investment, net of allowance for credit losses of $5.9 million and $6.4 million, respectively; includes $978 and $1.0 million of loans held at fair value, respectively; $641.3 million and $734.4 million pledged to Federal Home Loan Bank ("FHLB") - San Francisco, respectively; $300.4 million and $227.0 million pledged to Federal Reserve Bank ("FRB") - San Francisco, respectively 1,032,682 1,045,745
Accrued interest receivable 4,285 4,215
FHLB - San Francisco and other equity investments, includes $1.0 million and $730 of other equity investments at fair value, respectively 10,609 10,298
Premises and equipment, net 9,231 9,324
Prepaid expenses and other assets 11,621 11,935
Total assets 1,208,161 1,245,613
Liabilities:    
Noninterest-bearing deposits 86,859 83,566
Interest-bearing deposits 823,524 805,206
Total deposits 910,383 888,772
Borrowings 157,046 213,073
Accounts payable, accrued interest and other liabilities 14,512 15,223
Total liabilities 1,081,941 1,117,068
Commitments and Contingencies (Note 13)
Stockholders' equity:    
Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $0.01 par value; (40,000,000 shares authorized; 18,229,615 and 18,229,615 shares issued; 6,264,035 and 6,577,718 shares outstanding, respectively) 183 183
Additional paid-in capital 99,782 99,149
Retained earnings 215,466 212,403
Treasury stock at cost (11,965,580 and 11,651,897 shares, respectively) (189,224) (183,207)
Accumulated other comprehensive income, net of tax 13 17
Total stockholders' equity 126,220 128,545
Total liabilities and stockholders' equity $ 1,208,161 $ 1,245,613