The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103 758,909 14,976 SH SOLE 14,976 0 0
ALPHABET INC CAP STK CL C 02079K107 243,550 1,000 SH SOLE 1,000 0 0
APPLE INC COM 037833100 1,550,710 6,090 SH SOLE 6,090 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,508,400 2 SH SOLE 2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 512,292 1,019 SH SOLE 1,019 0 0
BLACKROCK ETF TRUST WORLD EX US CARB 09290C608 519,730 9,753 SH OTR 1 9,753 0 0
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 1,813,633 47,903 SH OTR 1 47,903 0 0
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 246,469 6,510 SH SOLE 6,510 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 2,843,442 39,177 SH OTR 1 39,177 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 287,076 3,955 SH SOLE 3,955 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 4,993,550 84,352 SH OTR 1 84,352 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 796,004 13,446 SH SOLE 13,446 0 0
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 1,797,717 52,626 SH OTR 1 52,626 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 1,299,762 24,414 SH OTR 1 24,414 0 0
FIDELITY MERRIMACK STR TR INVESTMENT GR BD 316188606 333,698 7,671 SH SOLE 7,671 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 4,771,236 103,184 SH SOLE 103,184 0 0
FRANKLIN TEMPLETON HOLDINGS RESPBLY SRCD GLD 35473M105 285,937 5,535 SH OTR 1 5,535 0 0
GE AEROSPACE COM NEW 369604301 433,482 1,441 SH SOLE 1,441 0 0
GE VERNOVA INC COM 36828A101 221,364 360 SH SOLE 360 0 0
ISHARES GOLD TR ISHARES NEW 464285204 759,863 10,442 SH SOLE 10,442 0 0
ISHARES GOLD TR ISHARES NEW 464285204 1,267,505 17,418 SH OTR 1 17,418 0 0
ISHARES INC CORE MSCI EMKT 46434G103 3,393,193 51,476 SH OTR 1 51,476 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,632,155 24,759 SH SOLE 24,759 0 0
ISHARES INC MSCI EMRG CHN 46434G764 681,485 10,095 SH SOLE 10,095 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 925,450 21,314 SH OTR 1 21,314 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 541,883 12,479 SH SOLE 12,479 0 0
ISHARES TR ESG MSCI KLD 400 464288570 1,827,967 14,514 SH OTR 1 14,514 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,561,708 2,333 SH SOLE 2,333 0 0
ISHARES TR CORE S&P500 ETF 464287200 6,607,049 9,870 SH OTR 1 9,870 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 4,515,265 23,215 SH OTR 1 23,215 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,367,478 7,032 SH SOLE 7,032 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,055,110 9,909 SH SOLE 9,909 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 1,259,259 21,972 SH OTR 1 21,972 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 463,263 8,084 SH SOLE 8,084 0 0
ISHARES TR ESG ADV TTL USD 46436E619 872,341 19,862 SH OTR 1 19,862 0 0
ISHARES TR ESG ADV TTL USD 46436E619 414,504 9,437 SH SOLE 9,437 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 2,105,848 20,447 SH OTR 1 20,447 0 0
ISHARES TR CORE S&P TTL STK 464287150 264,356 1,815 SH OTR 1 1,815 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 242,585 2,347 SH OTR 1 2,347 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 557,490 5,995 SH OTR 1 5,995 0 0
ISHARES TR EUROPE ETF 464287861 420,053 6,415 SH OTR 1 6,415 0 0
ISHARES TR EAFE GRWTH ETF 464288885 495,623 4,352 SH OTR 1 4,352 0 0
ISHARES TR EAFE GRWTH ETF 464288885 417,684 3,668 SH SOLE 3,668 0 0
ISHARES TR ESG AWR MSCI USA 46436E221 525,469 16,708 SH OTR 1 16,708 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 257,886 10,946 SH SOLE 10,946 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 1,817,744 77,154 SH OTR 1 77,154 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 1,042,949 20,551 SH SOLE 20,551 0 0
ISHARES TR U.S. TECH ETF 464287721 1,269,737 6,483 SH SOLE 6,483 0 0
ISHARES TR U.S. TECH ETF 464287721 483,340 2,468 SH OTR 1 2,468 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 307,471 6,049 SH SOLE 6,049 0 0
ISHARES TR US AER DEF ETF 464288760 832,860 3,980 SH OTR 1 3,980 0 0
ISHARES TR S&P 100 ETF 464287101 3,768,710 11,323 SH OTR 1 11,323 0 0
ISHARES TR S&P 100 ETF 464287101 315,329 947 SH SOLE 947 0 0
ISHARES TR JPMORGAN USD EMG 464288281 310,099 3,257 SH OTR 1 3,257 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 4,388,150 36,351 SH OTR 1 36,351 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 820,091 6,793 SH SOLE 6,793 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 258,827 7,295 SH OTR 1 7,295 0 0
ISHARES TR EAFE VALUE ETF 464288877 4,116,694 60,694 SH OTR 1 60,694 0 0
ISHARES TR EAFE VALUE ETF 464288877 650,083 9,584 SH SOLE 9,584 0 0
ISHARES TR CORE TOTAL USD 46434V613 606,487 12,984 SH SOLE 12,984 0 0
ISHARES TR CORE TOTAL USD 46434V613 6,079,038 130,146 SH OTR 1 130,146 0 0
ISHARES TR MSCI USA MMENTM 46432F396 1,298,851 5,064 SH OTR 1 5,064 0 0
ISHARES TR S&P 500 VAL ETF 464287408 3,592,195 17,396 SH OTR 1 17,396 0 0
ISHARES TR S&P 500 VAL ETF 464287408 610,186 2,955 SH SOLE 2,955 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 2,868,361 19,700 SH OTR 1 19,700 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 456,552 3,135 SH SOLE 3,135 0 0
ISHARES TR MBS ETF 464288588 1,543,123 16,218 SH OTR 1 16,218 0 0
ISHARES TR CORE INTL AGGR 46435G672 1,120,657 21,875 SH OTR 1 21,875 0 0
ISHARES TR US TREAS BD ETF 46429B267 328,319 14,201 SH SOLE 14,201 0 0
ISHARES TR US TREAS BD ETF 46429B267 389,270 16,837 SH OTR 1 16,837 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 1,554,490 32,365 SH OTR 1 32,365 0 0
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 330,026 9,248 SH SOLE 9,248 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 542,460 5,455 SH SOLE 5,455 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870 323,453 14,406 SH SOLE 14,406 0 0
NVIDIA CORPORATION COM 67066G104 592,770 3,177 SH SOLE 3,177 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 231,908 2,250 SH SOLE 2,250 0 0
RBB FD INC US TREAS 3 MNTH 74933W452 297,500 5,950 SH SOLE 5,950 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 657,161 28,000 SH OTR 1 28,000 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 674,149 25,594 SH SOLE 25,594 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 631,232 23,122 SH SOLE 23,122 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 678,026 29,125 SH SOLE 29,125 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 338,063 13,855 SH SOLE 13,855 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 227,241 7,121 SH OTR 1 7,121 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 311,103 6,645 SH SOLE 6,645 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 292,093 3,701 SH SOLE 3,701 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 816,241 2,487 SH SOLE 2,487 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 247,194 803 SH OTR 1 803 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 660,873 13,198 SH SOLE 13,198 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 370,001 7,390 SH OTR 1 7,390 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 2,411,040 20,356 SH SOLE 20,356 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 264,410 3,811 SH SOLE 3,811 0 0