EXHIBIT 99.8
CONSOLIDATED ANALYTICS DATA COMPARE REPORT
| Loan ID | Seller Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||||||
| 97 | Occupancy | Second Home | Investment | True data reflects XXX confirmed using Note/ XXX. | ||||||||||
| 169 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Slight DTI difference. Both DTIs are within guidelines and AUS tolerance. | ||||||||||
| 106 | QM Qualifying Total Debt Income Ratio | XXX | XXX | XXX% DTI is lower than guideline XXX% DTI (DTI difference due to lower Bonus income calcullation) | ||||||||||
| 167 | Qualifying LTV | 67.15 | 67.14 | Per appraisal, loan amount etc. | ||||||||||
| 109 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Difference is minor and due to rounding. | ||||||||||
| 99 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Client provided copy of XXX HOA Budget with $XXX/XXX = XXX Dues per household. This increased the DTI to XXX%. | ||||||||||
| 156 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed the audit DTI of XXX%. The DTI increased at audit due to the calcualtion of rental loss on XXX rental properties. | ||||||||||
| 172 | Application Date | XX/XX/XXXX | XX/XX/XXXX | XXX is updated per the 1003 | ||||||||||
| 102 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Audit DTI increased due to including the XXX. | ||||||||||
| 136 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Tax amount considered as per tax certificate, which is higher than lender considered amount. | ||||||||||
| 98 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Tape data indicates XXX of XX/XX/XXXX. E-sign page XXX reflects XXX is XX/XX/XXXX | ||||||||||
| 154 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Lender used XXX as XXX% Auditor used XXX% = rounding issue | ||||||||||
| 159 | QM Qualifying Total Debt Income Ratio | XXX | XXX | The lender-calculated rental loss is $XXX; however, the Audited value is $XXX. Additionally, the subject property HOI is reflected as XXX per AUS, whereas the policy reflects an HOI amount of $XXX. Due to these discrepancies, DTI increased XXX% to XXX%. | ||||||||||
| 161 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Qualified DTI matching with XXX | ||||||||||
| 162 | QM Qualifying Total Debt Income Ratio | XXX | XXX | There is a slight change in the Commission income of B1 and B2. Hence there is a change in the DTI.. | ||||||||||
| 155 | Property Zip Code | XXX | XXX | Property zipcode updated as per note document. | ||||||||||
| 164 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Audit credit report payments total $XXX. Lenders is XXX was not able to determine the additional debt. | ||||||||||
| 199 | QM Qualifying Total Debt Income Ratio | XXX | XXX | XXX to recalculation of property taxes utilizing supporting tax bill documentation. | ||||||||||
| 206 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per 1003. | ||||||||||
| 206 | Qualifying LTV | 37.63 | 37.62 | Rounding. | ||||||||||
| 207 | Qualifying LTV | 79.95 | 79.94 | Verified the Qualifying LTV 79.95%; The loan amount divided by the appraised value XXX / XXX = XXX%. The LTV/CLTV discrepancy is caused by the rounding to the nearest whole percent. | ||||||||||
| 175 | QM Qualifying Total Debt Income Ratio | XXX | XXX | The DTI is above threshold. I calculated less rental, and retirement income than what the initial UW calculated. | ||||||||||
| 201 | Property Address | XXX | XXX | drive’ vs ‘abbreviation of ‘dr’ | ||||||||||
| 179 | Property Type | XXX | XXX | Updated as per the Appraisal document | ||||||||||
| 180 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI XXX% is Rounded off. | ||||||||||
| 203 | Property Address | XXX | XXX | Verified XXX: XXX From Note. | ||||||||||
| Loan ID | Seller Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||||||
| 203 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per 1003. | ||||||||||
| 192 | QM Qualifying Total Debt Income Ratio | XXX | XXX | LP rounds DTI all liabiities and income match | ||||||||||
| 209 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed all numbers match. | ||||||||||
| 183 | Property Zip Code | XXX | XXX | True Data is correct. | ||||||||||
| 208 | Qualifying LTV | 68.97 | 68.96 | Rounding | ||||||||||
| 190 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per initial XXX XX/XX/XXXX | ||||||||||
| 190 | QM Qualifying Total Debt Income Ratio | XXX | XXX | The XXX has HOAs that is not for the sub property. | ||||||||||
| 198 | QM Qualifying Total Debt Income Ratio | XXX | XXX | XXX is XXX is due to the tax amount. | ||||||||||
| 211 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Verified the True Data, DTI represented as XXX. The Total debt /total Income reflects XXX% This is due to an issue that when a decimal number rounding error (or round-off error) is the difference between the exact mathematical value of a number and its approximation, caused by limiting the number of decimal places or significant digits used in calculations. This type of error acts as a “quantization error”—a discrepancy arising because the computer or human operator is representing a continuous, potentially infinite, real number with a XXX, discrete value. | ||||||||||
| 215 | Property Address | XXX | XXX | XXX verified with note document | ||||||||||
| 216 | Property Zip Code | XXX | XXX | XXX, XXX, XXX | ||||||||||
| 274 | Qualifying LTV | 76.73 | 76.72 | XXX rounding | ||||||||||
| 274 | QM Qualifying Total Debt Income Ratio | XXX | XXX | XXX is XXX due to the debt being less. | ||||||||||
| 273 | Qualifying LTV | 78.08 | 78.07 | system difference | ||||||||||
| 276 | Qualifying FICO | XXX | XXX | Updated as per Guidelines in Credit Screen. | ||||||||||
| 276 | Qualifying LTV | 48.47 | 48.48 | Updated as per Appraisal. | ||||||||||
| 259 | Note Date | XX/XX/XXXX | XX/XX/XXXX | Confirmed — XXX as per Final executed in file page XXX is XX/XX/XXXX, tape reflect as XX/XX/XXXX which is mapping issue. | ||||||||||
| 233 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Tax amount has been consider as per assessed vale, DTI has been matches with Recent AUS mismatches with XXX | ||||||||||
| 257 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Audited DTI is XXX% which is rounded off to XXX% | ||||||||||
| 283 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Review DTI is accurate based on file documents and is consistent with DU and XXX | ||||||||||
| 227 | Property Zip Code | XXX | XXX | Confirmed Zip Code | ||||||||||
| 221 | Property Zip Code | XXX | XXX | XXX-XXX is zip | ||||||||||
| 221 | QM Qualifying Total Debt Income Ratio | XXX | XXX | there is a difference in mortgage payment amounts used/rent calculation between departing residence and other XXX property | ||||||||||
| 247 | QM Qualifying Total Debt Income Ratio | XXX | XXX | VAIRANCE DUE TO RENTAL CALCULATION | ||||||||||
| 261 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Discrepancy due to not using bonus income for B2. | ||||||||||
| 232 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Repeated tradeline for same account not included for DTI | ||||||||||
| Loan ID | Seller Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | |||||||||
| 246 | QM Qualifying Total Debt Income Ratio | XXX | XXX | XXX #XXX: The outstanding balance is XXX Since the monthly payment is not provided on the credit report, XXX% of the unpaid balance XXX was used as the monthly payment in accordance with guidelines. However, the lender used a monthly payment of $XXX. Supporting documentation to justify the lower payment amount was not provided, resulting in a DTI variance of $XXX. | ||||||||||
| 260 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI IS XXX due to the monthly debt being less. | ||||||||||
| 281 | Property Zip Code | XXX | XXX | Updated as per Note Document | ||||||||||
| 281 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI XX/XX/XXXX is matches with Loan Approval & AUS | ||||||||||
| 263 | QM Qualifying Total Debt Income Ratio | XXX | XXX | variance is due hazard insurance payment and student loans payments updated — AUS reflect no hazard insurance payment and student loan payments | ||||||||||
| 268 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI is within guidelines, slightly off. | ||||||||||
| 275 | QM Qualifying Total Debt Income Ratio | XXX | XXX | within tolerance, base income calculated slightly less | ||||||||||
| 280 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI is XXX Which matches the AUS. | ||||||||||
| 277 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI discrepancy due to the following: XXX Lender used Bonus income in the amount of XXX only XXX is supported by the submitted documentation XXX Lender used rental property income of XXX only XXX is supported by the submitted documentation | ||||||||||
| 226 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI discrepancy due to Documented Monthly Property Tax in the amount of XXX The lender used XXX which is not supported by documentation. | ||||||||||
| 295 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Total DTI is XXX% the XXX discrepancy is due to the monthly tax payment. | ||||||||||
| 223 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI increased from XXX% at initial to XXX% due to counting XXX a month for HOA and not XXX used at origination. | ||||||||||
| 236 | QM Qualifying Total Debt Income Ratio | XXX | XXX | The qualifying DTI is XXX% the XXX is the difference with the subject property’s taxes and HOA due. | ||||||||||
| 243 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Total qualifying DTI is XXX% the XXX discrepancy is from the subject property monthly taxes. | ||||||||||
| 245 | QM Qualifying Total Debt Income Ratio | XXX | XXX | The DTI is XXX is due to the monthly debt. | ||||||||||
| 292 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Income is different from what the client provided | ||||||||||
| 294 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed all numbers match. | ||||||||||
| 254 | QM Qualifying Total Debt Income Ratio | XXX | XXX | The total qualifying DTI is XXX% the XXX difference is from the negative net rental loss. | ||||||||||
| 269 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI is XXX | ||||||||||
| 228 | Property Zip Code | XXX | XXX | Updated as per Note provided in the Loan package. | ||||||||||
| 228 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Difference due to rounding. | ||||||||||
| 240 | QM Qualifying Total Debt Income Ratio | XXX | XXX | The total DTI is XXX% the XXX difference in XXX. monthly income. | ||||||||||
| 278 | Application Date | XX/XX/XXXX | XX/XX/XXXX | Updated as per “Disclosure E-Consent” | ||||||||||
| 278 | Qualifying LTV | 80.0 | 79.99 | Due to round off | ||||||||||
| 278 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Income Recalculated. Auditor used a lower base guaranteed income plus Commission to qualify which is slightly lower than Lender income used | ||||||||||
| 284 | Application Date | XX/XX/XXXX | XX/XX/XXXX | |||||||||||
| 284 | QM Qualifying Total Debt Income Ratio | XXX | XXX | DTI is correct based off credit report and mortgage loans. | ||||||||||
| 285 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Audit DTI of XXX% is higher than Lender of XXX% due to the Primary Residence for the B3 at XXX was included in the DTI. Lender didn’t include it. | ||||||||||