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cik0000857156:NinetyOneToOneHundredEightyDaysMember 2026-06-30 0000857156 cik0000857156:C000219265Member cik0000857156:OverOneHundredEightyDaysMember 2026-06-30 0000857156 cik0000857156:TenderOptionBondsMember cik0000857156:C000219265Member 2026-06-30 0000857156 cik0000857156:VariableRateDemandObligationsMember cik0000857156:C000219265Member 2026-06-30 0000857156 cik0000857156:FixedRateNotesMember cik0000857156:C000219265Member 2026-06-30 0000857156 cik0000857156:VariableRateDemandPreferredSharesMember cik0000857156:C000219265Member 2026-06-30 0000857156 cik0000857156:CommercialPapersMember cik0000857156:C000219265Member 2026-06-30 0000857156 cik0000857156:PutBondsMember cik0000857156:C000219265Member 2026-06-30 iso4217:USD pure cik0000857156:Holding false 0000857156 N-1A semi-annual shareholder report 0.008 0.023 0.077 0.004 0.104 0.030 0.020 0.714 0.197 0.07 0.460 0.054 0.138 0.044 0.237 0.193 0.084 0.192 semi-annual shareholder report 0.008 0.023 0.077 0.004 0.104 0.714 0.460 0.054 0.138 0.044 0.030 0.020 0.084 0.192 0.237 0.193 0.197 0.07 semi-annual shareholder report 0.017 0.014 0.027 0.781 0.002 0.090 0.120 0.041 0.282 0.209 0.417 0.626 semi-annual shareholder report 0.120 0.041 0.282 0.209 0.417 0.626 0.017 0.014 0.027 0.781 0.002 0.090 semi-annual shareholder report 0.781 0.002 0.090 0.282 0.209 0.417 0.626 0.120 0.041 0.017 0.014 0.027 semi-annual shareholder report 1.000 0.085 0.051 0.043 0.277 0.313 0.231 semi-annual shareholder report 0.231 1.000 0.085 0.051 0.043 0.277 0.313 semi-annual shareholder report 0.032 0.019 0.020 0.027 0.774 0.367 0.128 0.633 0.633 semi-annual shareholder report 0.128 0.633 0.633 0.032 0.019 0.020 0.027 0.774 0.367 semi-annual shareholder report 0.602 0.297 0.091 0.010 0.810 0.015 0.018 0.397 0.205 0.020 0.042 0.095 semi-annual shareholder report 0.395 0.217 0.211 0.093 0.078 0.056 0.206 0.104 0.076 0.051 0.042 0.006 0.723 0.061 0.079 0.040 0.041 semi-annual shareholder report 0.395 0.104 0.076 0.051 0.042 0.061 0.079 0.040 0.041 0.056 0.206 0.217 0.211 0.093 0.078 0.006 0.723 semi-annual shareholder report 0.088 0.083 0.049 0.045 0.043 0.084 0.042 0.057 0.056 0.220 0.241 0.209 0.091 0.072 0.012 0.718 0.375 semi-annual shareholder report 0.718 0.043 0.084 0.042 0.057 0.056 0.375 0.241 0.209 0.091 0.072 0.012 0.220 0.088 0.083 0.049 0.045 semi-annual shareholder report 0.385 0.354 0.147 0.085 0.029 0.654 0.073 0.140 0.043 0.075 0.015 semi-annual shareholder report 0.073 0.140 0.043 0.075 0.015 0.385 0.354 0.147 0.085 0.029 0.654 semi-annual shareholder report 0.829 0.029 0.036 0.011 0.020 0.075 0.395 0.361 0.116 0.073 0.041 0.014 semi-annual shareholder report 0.829 0.029 0.036 0.011 0.020 0.075 0.395 0.361 0.116 0.073 0.041 0.014 N-CSRS The Charles Schwab Family of Funds 2026-06-30 Schwab Prime Advantage Money Fund Investor Shares SWVXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830028;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED <div style="display:inline;">June </div>30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Prime Advantage Money Fund, Investor Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$17</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.34%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 17 0.0034 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$389,718</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">712</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">37 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.49%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.48%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.55%</div></div></div></td></tr></table></div> 389718000000 712 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g92585g2img6f45b1093.jpg" style="height:137pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g92585g2img3d1aa4b62.jpg" style="height:93pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Prime Advantage Money Fund Ultra Shares SNAXX <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This <span style="-sec-ix-hidden:hidden8830063;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">. You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div></div><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Prime Advantage Money Fund, Ultra Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 16.98pt; letter-spacing: 0px; top: 0px;display:inline;">$10</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.19%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Annualized.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> 10 0.0019 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Statistics</div></div></div></div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$389,718</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">712</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">37 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.64%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.63%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.70%</div></div></div></td></tr></table></div> 389718000000 712 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g92585g3img99656f363.jpg" style="height:137pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g92585g3img64873b2b2.jpg" style="height:93pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:3pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab Government Money Fund Sweep Shares SWGXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830124;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:6.0pt;text-align:left"><div style="color:#385768;font-family:Arial;font-size:6pt;line-height:6pt;display:inline;"> </div><div style="color:#385768;font-family:Arial;font-size:6pt;line-height:6pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Government Money Fund, Sweep Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$22</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.44%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 22 0.0044 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$86,941</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">288</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">42 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.27%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.26%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.32%</div></div></div></td></tr></table></div> 86941000000 288 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g4imgc7d623502.jpg" style="height:97pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g4img694728953.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab Government Money Fund Investor Shares SNVXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830401;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:6.0pt;text-align:left"><div style="color:#385768;font-family:Arial;font-size:6pt;line-height:6pt;display:inline;"> </div><div style="color:#385768;font-family:Arial;font-size:6pt;line-height:6pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Government Money Fund, Investor Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$17</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.34%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 17 0.0034 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$86,941</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">288</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">42 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.37%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.36%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.42%</div></div></div></td></tr></table></div> 86941000000 288 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g5img41e0d6952.jpg" style="height:97pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g5img0b5deadc3.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab Government Money Fund Ultra Shares SGUXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830363;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Government Money Fund, Ultra Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$10</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.19%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 10 0.0019 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$86,941</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">288</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">42 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.52%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.51%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.58%</div></div></div></td></tr></table></div> 86941000000 288 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g6imgdaf94fb22.jpg" style="height:97pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g6imgf18d4d9f3.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab U.S. Treasury Money Fund Investor Shares SNSXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830353;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab U.S. Treasury Money Fund, Investor Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$17</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.34%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 17 0.0034 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$107,449</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">75</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">53 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.38%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.38%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.44%</div></div></div></td></tr></table></div> 107449000000 75 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g7img5c1915912.jpg" style="height:97pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g7img2fca19703.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab U.S. Treasury Money Fund Ultra Shares SUTXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830092;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months END<div style="display:inline;">ED J</div>une 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab U.S. Treasury Money Fund, Ultra Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$10</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.19%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 10 0.0019 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$107,449</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">75</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;"><div style="display:inline;">53</div> Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;"><div style="display:inline;">3.53</div>%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.53%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.59%</div></div></div></td></tr></table></div> 107449000000 75 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g8imgf3f06a172.jpg" style="height:97pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g8imgb86d29c73.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab Treasury Obligations Money Fund Investor Shares SNOXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830414;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Treasury Obligations Money Fund, Investor Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$17</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.34%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 17 0.0034 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$71,495</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">94</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">43 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.38%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.38%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.44%</div></div></div></td></tr></table></div> 71495000000 94 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g9img76494e0a2.jpg" style="height:97pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g9img42be7cf63.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab Treasury Obligations Money Fund Ultra Shares SCOXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830334;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Treasury Obligations Money Fund, Ultra Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$10</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.19%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 10 0.0019 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$71,495</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">94</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">43 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.53%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.53%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.59%</div></div></div></td></tr></table></div> 71495000000 94 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g10img754526942.jpg" style="height:97pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g10img74b6bd333.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab Retirement Government Money Fund Schwab Retirement Government Money Fund SNRXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830168;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Retirement Government Money Fund*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$10</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.19%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 10 0.0019 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$928</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">197</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">39 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.55%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.50%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.61%</div></div></div></td></tr></table></div> 928000000 197 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g11img26365e132.jpg" style="height:97pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g11img885914e43.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab Municipal Money Fund Investor Shares SWTXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830164;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Municipal Money Fund, Investor Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$17</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.34%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 17 0.0034 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$18,900</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">1,437</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">32 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.38%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.37%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.41%</div></div></div></td></tr></table></div> 18900000000 1437 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g12img9b3447c02.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g12img931a760e3.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Largest Holdings by State % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g12imga96adae14.jpg" style="height:103pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Largest Holdings by State % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g12imga96adae14.jpg" style="height:103pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Schwab Municipal Money Fund Ultra Shares SWOXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830162;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab Municipal Money Fund, Ultra Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:11.99pt;display:inline;">$9</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.19%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 9 0.0019 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$18,900</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">1,437</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">32 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.53%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.52%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:224.18pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:30.82pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.57%</div></div></div></td></tr></table></div> 18900000000 1437 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g13imgf376b90e2.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g13img5f701b9a3.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Largest Holdings by State % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g13img3978cf964.jpg" style="height:103pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Largest Holdings by State % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g13img3978cf964.jpg" style="height:103pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab AMT Tax-Free Money Fund Investor Shares SWWXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830150;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab AMT Tax-Free Money Fund, Investor Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$17</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.34%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 17 0.0034 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$4,195</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">751</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">34 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.37%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.34%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.40%</div></div></div></td></tr></table></div> 4195000000 751 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g14img182029a42.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g14img926d18c13.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Largest Holdings by State % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g14imga1c86aa74.jpg" style="height:103pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Largest Holdings by State % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g14imga1c86aa74.jpg" style="height:103pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab AMT Tax-Free Money Fund Ultra Shares SCTXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830039;display:inline;">semiannual shareholder report </span>contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab AMT Tax-Free Money Fund, Ultra Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:11.99pt;display:inline;">$9</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.19%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 9 0.0019 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$4,195</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">751</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">34 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.52%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.49%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.55%</div></div></div></td></tr></table></div> 4195000000 751 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g15img839d60472.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g15img580bcd703.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Largest Holdings by State % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g15img1cad5b004.jpg" style="height:103pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Largest Holdings by State % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g15img1cad5b004.jpg" style="height:103pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab California Municipal Money Fund Investor Shares SWKXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830413;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab California Municipal Money Fund, Investor Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$17</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.34%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 17 0.0034 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$9,096</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">468</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">26 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.11%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.10%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.13%</div></div></div></td></tr></table></div> 9096000000 468 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g16img9c3b82482.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g16img3bbe23df3.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab California Municipal Money Fund Ultra Shares SCAXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830351;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:6.0pt;text-align:left"><div style="color:#385768;font-family:Arial;font-size:6pt;line-height:6pt;display:inline;"> </div><div style="color:#385768;font-family:Arial;font-size:6pt;line-height:6pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab California Municipal Money Fund, Ultra Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:11.99pt;display:inline;">$9</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.19%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 9 0.0019 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$9,096</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">468</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">26 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.26%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.25%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.28%</div></div></div></td></tr></table></div> 9096000000 468 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g17imgdbf69eca2.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g17imgbeba772f3.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab New York Municipal Money Fund Investor Shares SWYXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830148;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab New York Municipal Money Fund, Investor Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:16.98pt"><div style="display:flex;white-space:nowrap;width:16.98pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:16.98pt;display:inline;">$17</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.34%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 17 0.0034 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$3,207</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">391</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">33 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.41%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.39%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.44%</div></div></div></td></tr></table></div> 3207000000 391 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g18img3b3d91ed2.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g18img1d6627523.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab New York Municipal Money Fund Ultra Shares SNYXX <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This <span style="-sec-ix-hidden:hidden8830374;display:inline;">semiannual shareholder report</span> contains important information about the fund for the period of January 1, 2026, to June 30, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST six months ENDED June 30, 2026 </div><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </div></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab New York Municipal Money Fund, Ultra Shares*</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:11.99pt;display:inline;">$9</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.19%</div></div><div style="display:flex"><div style="color:#385768;font-family:Arial;font-size:9pt;width:auto;display:inline;">**</div></div></div></div></td></tr></table></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:8.73pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:4.55pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">**</div></div><div style="float:left;line-height:9.0pt;margin-left:6.45pt;text-align:left;width:506.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Annualized.</div></div></div><div style="clear:both;position:relative"> </div></div> 9 0.0019 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</div></div></div><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </div></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$3,207</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">391</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Maturity</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">33 Days</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (with waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.56%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Yield (without waivers)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.54%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:225.29pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Seven-Day Effective Yield (with waivers)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:29.71pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">2.59%</div></div></div></td></tr></table></div> 3207000000 391 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition by Security Type % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g19imga24c4d7f2.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Portfolio Composition By Effective Maturity % of Investments</div></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g92585g19img3f1e566c3.jpg" style="height:93pt;width:253pt"/><div style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div></div> Expenses were reduced by a contractual fee waiver in effect for so long as the investment adviser serves as adviser to the fund. Annualized.