Shareholder Report
Jun. 30, 2026
USD ($)
Holding
FUND COSTS FOR THE LAST six months ENDED June 30, 2026
(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)
COSTS OF A $10,000 INVESTMENT |
COSTS PAID AS A PERCENTAGE OF A $10,000 INVESTMENT | |
Schwab Government Money Market Portfolio |
$14 |
0.28% * |
*
Annualized.
Statistics
Net Assets (millions) |
$249 |
Number of Holdings |
252 |
Weighted Average Maturity |
42 Days |
Seven-Day Yield (with waivers) |
3.43% |
Seven-Day Yield (without waivers) |
3.43% |
Seven-Day Effective Yield (with waivers) |
3.49% |
Portfolio Composition by Security Type % of Investments
Portfolio Composition By Effective Maturity % of Investments
Portfolio holdings may have changed since the report date.
1
Less than 0.05%.
2
Includes the fund’s position in money market mutual funds registered under the Investment Company Act of 1940, as amended.
FUND COSTS FOR THE LAST six months ENDED June 30, 2026
(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)
COSTS OF A $10,000 INVESTMENT |
COSTS PAID AS A PERCENTAGE OF A $10,000 INVESTMENT | |
Schwab S&P 500 Index Portfolio |
$2 |
0.03% * |
*
Annualized.
Average Annual Total Returns
Fund and Inception Date |
6 Months |
1 Year |
5 Years |
10 Years |
Fund: Schwab S&P 500 Index Portfolio (11/01/1996) 1 |
10.21% |
22.29% |
13.37% |
15.45% |
S&P 500 ® Index |
10.21% |
22.32% |
13.41% |
15.51% |
All total return figures on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower
performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.
For index definitions, please see www.schwabassetmanagement.com/glossary.
Index ownership — “Standard & Poor’s
®
,” “S&P
®
,” and “S&P 500
®
” are registered trademarks of Standard & Poor’s Financial Services LLC (S&P), and “Dow Jones
®
” is a
registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones) and have been licensed for use by S&P Dow Jones Indices LLC and its affiliates and sublicensed for
certain purposes by Charles Schwab Investment Management, Inc. The “S&P 500
®
Index” is a product of S&P Dow Jones Indices LLC or its affiliates, and has been licensed for
use by Charles Schwab Investment Management, Inc. The Schwab S&P 500 Index Portfolio is not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices LLC, Dow
Jones, S&P, or their respective affiliates, and neither S&P Dow Jones Indices LLC, Dow Jones, S&P, nor their respective affiliates make any representation regarding the
advisability of investing in the fund.
1
Fund performance does not reflect the additional fees and expenses imposed by the insurance company under the variable insurance product contract. If those contract
fees and expenses were included, the performance would be less than that shown. Please refer to the variable insurance product prospectus for a complete listing of these
expenses.
To obtain performance information current to the most recent month end,
please visit
www.schwabassetmanagement.com/prospectus
.
Statistics
Net Assets (millions) |
$3,690 |
Number of Holdings (excludes derivatives) |
503 |
Portfolio Turnover Rate (not annualized) |
5% |
Weighted Average Market Cap ($ x 1,000,000) |
$1,426,159 |
Price/Earnings Ratio (P/E) |
27.5 |
Price/Book Ratio (P/B) |
5.7 |
Sector Weightings % of Investments
1
Top Equity Holdings % of Net Assets
Portfolio holdings may have changed since the report date.
The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc.
(MSCI) and Standard & Poor’s (S&P). GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc.
1
Excludes derivatives.
2
Less than 0.05%.
3
Includes the fund’s position in money market mutual funds registered under the Investment Company Act of 1940, as amended.
Top Equity Holdings % of Net Assets
Portfolio holdings may have changed since the report date.
FUND COSTS FOR THE LAST six months ENDED June 30, 2026
(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)
COSTS OF A $10,000 INVESTMENT |
COSTS PAID AS A PERCENTAGE OF A $10,000 INVESTMENT | |
Schwab VIT Balanced Portfolio |
$27 |
0.52% * |
*
Annualized.
Average Annual Total Returns
Fund and Inception Date |
6 Months |
1 Year |
5 Years |
10 Years |
Fund: Schwab VIT Balanced Portfolio (07/25/2012) 1 |
6.09% |
12.67% |
4.77% |
5.75% |
S&P 500 ® Index |
10.21% |
22.32% |
13.41% |
15.51% |
Bloomberg US Aggregate Bond Index |
0.62% |
3.79% |
0.08% |
1.54% |
VIT Balanced Composite Index |
6.26% |
13.10% |
5.33% |
6.34% |
All total return figures on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower
performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.
For index definitions, please see www.schwabassetmanagement.com/glossary.
1
Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. Fund
performance does not reflect the additional fees and expenses imposed by the insurance company under the variable insurance product contract. If those contract fees and
expenses were included, the performance would be less than that shown. Please refer to the variable insurance product prospectus for a complete listing of these
expenses.
To obtain performance information current to the most recent month end,
please visit
www.schwabassetmanagement.com/prospectus
.
Statistics
Net Assets (millions) |
$81 |
Number of Holdings |
10 |
Portfolio Turnover Rate (not annualized) |
8% |
Asset Class Weightings % of Investments
Top Holdings % of Net Assets
Portfolio holdings may have changed since the report date.
Top Holdings % of Net Assets
Portfolio holdings may have changed since the report date.
FUND COSTS FOR THE LAST six months ENDED June 30, 2026
(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)
COSTS OF A $10,000 INVESTMENT |
COSTS PAID AS A PERCENTAGE OF A $10,000 INVESTMENT | |
Schwab VIT Balanced with Growth Portfolio |
$25 |
0.48% * |
*
Annualized.
Average Annual Total Returns
Fund and Inception Date |
6 Months |
1 Year |
5 Years |
10 Years |
Fund: Schwab VIT Balanced with Growth Portfolio (07/25/2012) 1 |
8.35% |
16.49% |
6.49% |
7.67% |
S&P 500 ® Index |
10.21% |
22.32% |
13.41% |
15.51% |
Bloomberg US Aggregate Bond Index |
0.62% |
3.79% |
0.08% |
1.54% |
VIT Balanced with Growth Composite Index |
8.44% |
16.99% |
7.05% |
8.25% |
All total return figures on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower
performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.
For index definitions, please see www.schwabassetmanagement.com/glossary.
1
Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. Fund
performance does not reflect the additional fees and expenses imposed by the insurance company under the variable insurance product contract. If those contract fees and
expenses were included, the performance would be less than that shown. Please refer to the variable insurance product prospectus for a complete listing of these
expenses.
To obtain performance information current to the most recent month end,
please visit
www.schwabassetmanagement.com/prospectus
.
Statistics
Net Assets (millions) |
$187 |
Number of Holdings |
10 |
Portfolio Turnover Rate (not annualized) |
9% |
Asset Class Weightings % of Investments
Top Holdings % of Net Assets
Portfolio holdings may have changed since the report date.
Top Holdings % of Net Assets
Portfolio holdings may have changed since the report date.
FUND COSTS FOR THE LAST six months ENDED June 30, 2026
(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)
COSTS OF A $10,000 INVESTMENT |
COSTS PAID AS A PERCENTAGE OF A $10,000 INVESTMENT | |
Schwab VIT Growth Portfolio |
$25 |
0.48% * |
*
Annualized.
Average Annual Total Returns
Fund and Inception Date |
6 Months |
1 Year |
5 Years |
10 Years |
Fund: Schwab VIT Growth Portfolio (07/25/2012) 1 |
10.65% |
20.47% |
8.08% |
9.41% |
S&P 500 ® Index |
10.21% |
22.32% |
13.41% |
15.51% |
Bloomberg US Aggregate Bond Index |
0.62% |
3.79% |
0.08% |
1.54% |
VIT Growth Composite Index |
10.65% |
20.90% |
8.60% |
9.98% |
All total return figures on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower
performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.
For index definitions, please see www.schwabassetmanagement.com/glossary.
1
Fund expenses may have been partially absorbed by the investment adviser and its affiliates. Without these reductions, the fund’s returns would have been lower. Fund
performance does not reflect the additional fees and expenses imposed by the insurance company under the variable insurance product contract. If those contract fees and
expenses were included, the performance would be less than that shown. Please refer to the variable insurance product prospectus for a complete listing of these
expenses.
To obtain performance information current to the most recent month end,
please visit
www.schwabassetmanagement.com/prospectus
.
Statistics
Net Assets (millions) |
$191 |
Number of Holdings |
8 |
Portfolio Turnover Rate (not annualized) |
7% |
Asset Class Weightings % of Investments
Top Holdings % of Net Assets
Portfolio holdings may have changed since the report date.
Top Holdings % of Net Assets
Portfolio holdings may have changed since the report date.
| [1] | Annualized. |