Accrued expenses at July 31, 2026 and October 31, 2025 consisted of the following (amounts in thousands):


	July 31, 2026		October 31, 2025
Land, land development and construction	$	240,124	$	237,003
Liabilities related to consolidated inventory not owned	856,887		754,824
Compensation and employee benefits	196,921		209,822
Escrow liability associated with our wholly owned captive title company	65,763		72,233
Self-insurance	257,524		237,353
Warranty	255,528		248,391
Lease liabilities	147,297		128,340
Deferred income	39,942		52,524
Interest	29,789		32,433
Commitments to unconsolidated entities	25,712		33,142

Other	55,027		55,854
	$	2,170,514	$	2,061,919

The table below provides, for the periods indicated, a reconciliation of the changes in our warranty accrual (amounts in thousands):


	Three months ended July 31,				Nine months ended July 31,
	2026		2025		2026		2025
Balance, beginning of period	$	251,918	$	192,613	$	248,391	$	189,258
Additions – homes closed during the period	10,157		11,754		25,974		31,550
Addition – liabilities assumed from an asset acquisition	120		—		120		—
Change in accruals for homes closed in prior years – net	1,967		1,455		7,638		5,770

Charges incurred	(8,634)		(10,429)		(26,595)		(31,185)
Balance, end of period	$	255,528	$	195,393	$	255,528	$	195,393