<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by Broadridge Transform (tm) - http://www.broadridge.com -->
<!-- Created: Fri Aug 28 19:08:25 UTC 2026 -->
<xs:schema elementFormDefault="qualified" targetNamespace="http://www.example.com/20260831" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:us-types="http://fasb.org/us-types/2026" xmlns:impcx="http://www.example.com/20260831" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dtr="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="impcx-20260831_lab.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="impcx-20260831_pre.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="impcx-20260831_def.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef"/>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/cef/2026" schemaLocation="https://xbrl.sec.gov/cef/2026/cef-2026.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/cef-pre/2026" schemaLocation="https://xbrl.sec.gov/cef/2026/cef-2026_pre.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>
  <xs:element name="GENERALRISKSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_GENERALRISKSMember"/>
  <xs:element name="LIMITEDLIQUIDITYREPURCHASEOFFERSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_LIMITEDLIQUIDITYREPURCHASEOFFERSMember"/>
  <xs:element name="UNDERLYINGFUNDSRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_UNDERLYINGFUNDSRISKMember"/>
  <xs:element name="LEGALTAXANDREGULATORYMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_LEGALTAXANDREGULATORYMember"/>
  <xs:element name="RECENTMARKETCIRCUMSTANCESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_RECENTMARKETCIRCUMSTANCESMember"/>
  <xs:element name="BORROWINGUSEOFLEVERAGEMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_BORROWINGUSEOFLEVERAGEMember"/>
  <xs:element name="PORTFOLIOTURNOVERMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_PORTFOLIOTURNOVERMember"/>
  <xs:element name="NONDIVERSIFIEDSTATUSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_NONDIVERSIFIEDSTATUSMember"/>
  <xs:element name="NONQUALIFICATIONASAREGULATEDINVESTMENTCOMPANYMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_NONQUALIFICATIONASAREGULATEDINVESTMENTCOMPANYMember"/>
  <xs:element name="RECENTMARKETCIRCUMSTANCESOneMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_RECENTMARKETCIRCUMSTANCESOneMember"/>
  <xs:element name="GENERALINVESTMENTRELATEDRISKSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_GENERALINVESTMENTRELATEDRISKSMember"/>
  <xs:element name="IMPACTINVESTINGRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_IMPACTINVESTINGRISKMember"/>
  <xs:element name="CATALYTICCAPITALRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_CATALYTICCAPITALRISKMember"/>
  <xs:element name="LiquidityRiskMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_LiquidityRiskMember"/>
  <xs:element name="VALUATIONRISKSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_VALUATIONRISKSMember"/>
  <xs:element name="GENERALECONOMICANDMARKETCONDITIONSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_GENERALECONOMICANDMARKETCONDITIONSMember"/>
  <xs:element name="DUEDILIGENCERISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_DUEDILIGENCERISKMember"/>
  <xs:element name="FRAUDRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_FRAUDRISKMember"/>
  <xs:element name="ALTERNATIVEINVESTMENTSRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_ALTERNATIVEINVESTMENTSRISKMember"/>
  <xs:element name="ASSETALLOCATIONRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_ASSETALLOCATIONRISKMember"/>
  <xs:element name="ARTIFICIALINTELLIGENCEGENERALLYMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_ARTIFICIALINTELLIGENCEGENERALLYMember"/>
  <xs:element name="USEOFARTIFICIALINTELLIGENCEBYTHEINVESTMENTMANAGERMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_USEOFARTIFICIALINTELLIGENCEBYTHEINVESTMENTMANAGERMember"/>
  <xs:element name="EXPEDITEDINVESTMENTDECISIONSRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_EXPEDITEDINVESTMENTDECISIONSRISKMember"/>
  <xs:element name="DIFFICULTYINLOCATINGSUITABLEINVESTMENTSRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_DIFFICULTYINLOCATINGSUITABLEINVESTMENTSRISKMember"/>
  <xs:element name="COUNTERPARTYRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_COUNTERPARTYRISKMember"/>
  <xs:element name="PRIVATEMARKETSRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_PRIVATEMARKETSRISKMember"/>
  <xs:element name="COMMITMENTSTRATEGYRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_COMMITMENTSTRATEGYRISKMember"/>
  <xs:element name="SERVICERRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_SERVICERRISKMember"/>
  <xs:element name="LITIGATIONANDCOLLECTIONSCOSTSRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_LITIGATIONANDCOLLECTIONSCOSTSRISKMember"/>
  <xs:element name="ACTIVETRADINGANDRISKSOFSECURITIESACTIVITIESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_ACTIVETRADINGANDRISKSOFSECURITIESACTIVITIESMember"/>
  <xs:element name="LIMITEDVOTINGRIGHTSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_LIMITEDVOTINGRIGHTSMember"/>
  <xs:element name="CYBERSECURITYRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_CYBERSECURITYRISKMember"/>
  <xs:element name="CONFLICTSOFINTERESTRELATINGTOCOINVESTINGMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_CONFLICTSOFINTERESTRELATINGTOCOINVESTINGMember"/>
  <xs:element name="LIMITSOFRISKDISCLOSURESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_LIMITSOFRISKDISCLOSURESMember"/>
  <xs:element name="POTENTIALCONFLICTSOFINTERESTWITHOTHERBUSINESSESOFTHEINVESTMENTMANAGERMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_POTENTIALCONFLICTSOFINTERESTWITHOTHERBUSINESSESOFTHEINVESTMENTMANAGERMember"/>
  <xs:element name="INVESTMENTSTRATEGYSPECIFICINVESTMENTRELATEDRISKSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_INVESTMENTSTRATEGYSPECIFICINVESTMENTRELATEDRISKSMember"/>
  <xs:element name="SPECIALTYFINANCEMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_SPECIALTYFINANCEMember"/>
  <xs:element name="NONBANKLENDINGMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_NONBANKLENDINGMember"/>
  <xs:element name="PRIVATECREDITRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_PRIVATECREDITRISKMember"/>
  <xs:element name="RENEWABLEENERGYRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_RENEWABLEENERGYRISKMember"/>
  <xs:element name="EDUCATIONFINANCERISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_EDUCATIONFINANCERISKMember"/>
  <xs:element name="INCOMESHAREAGREEMENTSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_INCOMESHAREAGREEMENTSMember"/>
  <xs:element name="LITIGATIONFINANCEMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_LITIGATIONFINANCEMember"/>
  <xs:element name="SMALLBUSINESSLENDINGMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_SMALLBUSINESSLENDINGMember"/>
  <xs:element name="RECEIVABLESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_RECEIVABLESMember"/>
  <xs:element name="RESTRICTEDSECURITIESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_RESTRICTEDSECURITIESMember"/>
  <xs:element name="WARRANTSANDRIGHTSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_WARRANTSANDRIGHTSMember"/>
  <xs:element name="SECONDARYPURCHASESOFPRIVATEFUNDSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_SECONDARYPURCHASESOFPRIVATEFUNDSMember"/>
  <xs:element name="PORTFOLIOFINANCEMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_PORTFOLIOFINANCEMember"/>
  <xs:element name="TRANSPORTATIONFINANCEMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_TRANSPORTATIONFINANCEMember"/>
  <xs:element name="WAREHOUSINGANDSEASONALFACILITIESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_WAREHOUSINGANDSEASONALFACILITIESMember"/>
  <xs:element name="REALESTATERELATEDRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_REALESTATERELATEDRISKMember"/>
  <xs:element name="MUNICIPALDEBTMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_MUNICIPALDEBTMember"/>
  <xs:element name="REITSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_REITSMember"/>
  <xs:element name="EXCHANGETRADEDFUNDRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_EXCHANGETRADEDFUNDRISKMember"/>
  <xs:element name="ASSETBACKEDINCLUDINGMORTGAGEBACKEDSECURITIESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_ASSETBACKEDINCLUDINGMORTGAGEBACKEDSECURITIESMember"/>
  <xs:element name="MEZZANINEDEBTMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_MEZZANINEDEBTMember"/>
  <xs:element name="INFRASTRUCTUREMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_INFRASTRUCTUREMember"/>
  <xs:element name="AGRICULTUREANDTIMBERMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_AGRICULTUREANDTIMBERMember"/>
  <xs:element name="EQUITYSECURITIESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_EQUITYSECURITIESMember"/>
  <xs:element name="INTERESTRATERISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_INTERESTRATERISKMember"/>
  <xs:element name="GENERALCREDITRISKSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_GENERALCREDITRISKSMember"/>
  <xs:element name="EXTENSIONRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_EXTENSIONRISKMember"/>
  <xs:element name="ISSUERRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_ISSUERRISKMember"/>
  <xs:element name="PREPAYMENTORCALLRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_PREPAYMENTORCALLRISKMember"/>
  <xs:element name="REINVESTMENTRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_REINVESTMENTRISKMember"/>
  <xs:element name="SPREADRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_SPREADRISKMember"/>
  <xs:element name="LOWCREDITQUALITYSECURITIESHIGHYIELDSECURITIESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_LOWCREDITQUALITYSECURITIESHIGHYIELDSECURITIESMember"/>
  <xs:element name="DISTRESSEDORDEFAULTEDSECURITIESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_DISTRESSEDORDEFAULTEDSECURITIESMember"/>
  <xs:element name="DERIVATIVEINSTRUMENTSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_DERIVATIVEINSTRUMENTSMember"/>
  <xs:element name="NONUSINVESTMENTSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_NONUSINVESTMENTSMember"/>
  <xs:element name="NONUSINVESTMENTSEMERGINGMARKETSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_NONUSINVESTMENTSEMERGINGMARKETSMember"/>
  <xs:element name="CURRENCYMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_CURRENCYMember"/>
  <xs:element name="COINVESTMENTREVENUEMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_COINVESTMENTREVENUEMember"/>
  <xs:element name="SECTORRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_SECTORRISKMember"/>
  <xs:element name="FINANCIALSECTORRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_FINANCIALSECTORRISKMember"/>
  <xs:element name="SOFRRISKMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_SOFRRISKMember"/>
  <xs:element name="SENIORLOANSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_SENIORLOANSMember"/>
  <xs:element name="BANKDEBTTRANSACTIONSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_BANKDEBTTRANSACTIONSMember"/>
  <xs:element name="SHORTPOSITIONSMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_SHORTPOSITIONSMember"/>
  <xs:element name="BONDSANDOTHERFIXEDINCOMESECURITIESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_BONDSANDOTHERFIXEDINCOMESECURITIESMember"/>
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  <xs:element name="STRUCTUREDCREDITSECURITIESMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="impcx_STRUCTUREDCREDITSECURITIESMember"/>
</xs:schema>
