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        <phoneNumber>631-629-4237</phoneNumber>
        <address>
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          <com:street2>SUITE 100</com:street2>
          <com:city>ELKHORN</com:city>
          <com:stateOrCountry>NE</com:stateOrCountry>
          <com:zipCode>68022-3474</com:zipCode>
        </address>
      </reportingPerson>
      <agentForService>
        <name>The Corporation Trust Company</name>
        <address>
          <com:street1>Corporate Trust Center</com:street1>
          <com:street2>1209 Orange Street</com:street2>
          <com:city>Wilmington</com:city>
          <com:stateOrCountry>DE</com:stateOrCountry>
          <com:zipCode>19801</com:zipCode>
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      <reportInfo>
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      <fileNumber>811-05010</fileNumber>
      <reportingSecFileNumber>033-11905</reportingSecFileNumber>
      <leiNumber>5493004PTLTEAXU9GG06</leiNumber>
      <explanatoryInformation>
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    <signaturePage>
      <reportingPerson>Mutual Fund &amp; Variable Insurance Trust</reportingPerson>
      <txSignature>/s/ Michael Schoonover</txSignature>
      <txPrintedSignature>/s/ Michael Schoonover</txPrintedSignature>
      <txTitle>President and Principal Executive Officer</txTitle>
      <txAsOfDate>08/28/2026</txAsOfDate>
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