Exhibit 99.1

 

World Omni Auto Receivables Trust 2026-B            
Monthly Servicer Certificate            
July 31, 2026            
             
Dates Covered            
Collections Period   07/01/26 - 07/31/26         
Interest Accrual Period   07/15/26 - 08/16/26           
30/360 Days   30           
Actual/360 Days   33           
Distribution Date   08/17/26           
                
Collateral Pool Balance Data   $ Amount    # of Accounts      
Pool Balance at 06/30/26   1,190,056,347.12    44,031      
Yield Supplement Overcollateralization Amount 06/30/26   78,484,746.24    0      
Receivables Balance 06/30/26   1,268,541,093.36    44,031      
Principal Payments   46,078,833.47    1,142      
Defaulted Receivables   1,624,808.44    37      
Repurchased Accounts   0.00    0      
Yield Supplement Overcollateralization Amount at 07/31/26   74,778,405.03    0      
Pool Balance at 07/31/26   1,146,059,046.42    42,852      
                
Pool Statistics   $ Amount    # of Accounts      
Pool Factor   86.83%          
Prepayment ABS Speed   1.86%          
Aggregate Starting Principal Balance   1,406,046,144.06    46,693      
                
Delinquent Receivables:               
Past Due 31-60 days   11,009,063.15    438      
Past Due 61-90 days   3,464,296.32    130      
Past Due 91-120 days   1,315,685.19    42      
Past Due 121+ days   0.00    0      
 Total   15,789,044.66    610      
                
Total 31+ Delinquent as % Aggregate Ending Principal Balance   1.29%          
Total 61+ Delinquent as % Aggregate Ending Principal Balance   0.39%          
Delinquency Trigger Occurred   NO           
                
Recoveries   694,614.79           
Aggregate Net Losses/(Gains) - July 2026   930,193.65           
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):               
Current Net Losses/(Gains) Ratio   0.88%          
Prior Net Losses/(Gains) Ratio   0.12%          
Second Prior Net Losses/(Gains) Ratio   0.12%          
Third Prior Net Losses/(Gains) Ratio   N/A           
Four Month Average   N/A           
                
Cumulative Net Loss as a % of Aggregate Starting Principal Balance   0.09%          
                
Overcollateralization Target Amount   10,314,531.42           
Actual Overcollateralization   10,314,531.42           
Weighted Average Contract Rate   5.79%          
Weighted Average Contract Rate, Yield Adjusted   8.71%          
Weighted Average Remaining Term   57.36           
                
Flow of Funds   $ Amount           
Collections   52,929,154.79           
Investment Earnings on Cash Accounts   20,406.21           
Servicing Fee   (1,057,117.58)          
Transfer to Collection Account   -           
Available Funds   51,892,443.42           
                
Distributions of Available Funds               
    (1)  Asset Representation Reviewer Amounts (up to $150,000 per year)   -           
    (2)  Class A Interest   4,018,845.12           
    (3)  Noteholders' First Priority Principal Distributable Amount   -           
    (4)  Class B Interest   151,707.42           
    (5)  Noteholders' Second Priority Principal Distributable Amount   13,546,793.58           
    (6)  Class C Interest   79,947.00           
    (7)  Noteholders' Third Priority Principal Distributable Amount   19,740,000.00           
    (8)  Required Reserve Account   -           
    (9)  Noteholders' Principal Distributable Amount   10,314,531.42           
   (10)  Asset Representation Reviewer Amounts (in excess of 1)   -           
   (11)  Distribution to Certificateholders   4,040,618.88           
                
Total Distributions of Available Funds   51,892,443.42           
                
Servicing Fee   1,057,117.58           
Unpaid Servicing Fee   -           
Change in amount of the unpaid servicing fee from the prior period   -           

 

 

 

 

Note Balances & Note Factors   $ Amount           
Original Class A   1,257,140,000.00           
Original Class B   39,490,000.00           
Original Class C   19,740,000.00           
                
Total Class A, B, & C               
Note Balance @ 07/15/26   1,179,345,840.00           
Principal Paid   43,601,325.00           
Note Balance @ 08/17/26   1,135,744,515.00           
                
Class A-1               
Note Balance @ 07/15/26   130,975,840.00           
Principal Paid   43,601,325.00           
Note Balance @ 08/17/26   87,374,515.00           
Note Factor @ 08/17/26   32.6024310%          
                
Class A-2a               
Note Balance @ 07/15/26   250,000,000.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   250,000,000.00           
Note Factor @ 08/17/26   100.0000000%          
                
Class A-2b               
Note Balance @ 07/15/26   199,140,000.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   199,140,000.00           
Note Factor @ 08/17/26   100.0000000%          
                
Class A-3               
Note Balance @ 07/15/26   449,140,000.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   449,140,000.00           
Note Factor @ 08/17/26   100.0000000%          
                
Class A-4               
Note Balance @ 07/15/26   90,860,000.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   90,860,000.00           
Note Factor @ 08/17/26   100.0000000%          
                
Class B               
Note Balance @ 07/15/26   39,490,000.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   39,490,000.00           
Note Factor @ 08/17/26   100.0000000%          
                
Class C               
Note Balance @ 07/15/26   19,740,000.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   19,740,000.00           
Note Factor @ 08/17/26   100.0000000%          
                
Interest & Principal Payments   $ Amount           
Total Interest Paid   4,250,499.54           
Total Principal Paid   43,601,325.00           
Total Paid   47,851,824.54           
                
Class A-1               
Coupon   3.82200%          
Interest Paid   458,873.86           
Principal Paid   43,601,325.00           
Total Paid to A-1 Holders   44,060,198.86           
                
Class A-2a               
Coupon   4.11000%          
Interest Paid   856,250.00           
Principal Paid   0.00           
Total Paid to A-2a Holders   856,250.00           
                
Class A-2b               
SOFR Rate   3.62539%          
Coupon   4.00539%          
Interest Paid   731,163.92           
Principal Paid   0.00           
Total Paid to A-2b Holders   731,163.92           
                
Class A-3               
Coupon   4.37000%          
Interest Paid   1,635,618.17           
Principal Paid   0.00           
Total Paid to A-3 Holders   1,635,618.17           
                
Class A-4               
Coupon   4.45000%          
Interest Paid   336,939.17           
Principal Paid   0.00           
Total Paid to A-4 Holders   336,939.17           
                
Class B               
Coupon   4.61000%          
Interest Paid   151,707.42           
Principal Paid   0.00           
Total Paid to B Holders   151,707.42           
                
Class C               
Coupon   4.86000%          
Interest Paid   79,947.00           
Principal Paid   0.00           
Total Paid to C Holders   79,947.00           

 

 

 

 

Distribution per $1,000 of Notes   Total            
Total Interest Distribution Amount   3.2289550           
Total Interest Carryover Shortfall   0.0000000           
Total Principal Distribution Amount   33.1223934           
Total Distribution Amount   36.3513484           
                
A-1 Interest Distribution Amount   1.7122159           
A-1 Interest Carryover Shortfall   0.0000000           
A-1 Principal Distribution Amount   162.6915112           
Total A-1 Distribution Amount   164.4037271           
                
A-2a  Interest Distribution Amount   3.4250000           
A-2a Interest Carryover Shortfall   0.0000000           
A-2a  Principal Distribution Amount   0.0000000           
Total A-2a  Distribution Amount   3.4250000           
                
A-2b  Interest Distribution Amount   3.6716075           
A-2b Interest Carryover Shortfall   0.0000000           
A-2b  Principal Distribution Amount   0.0000000           
Total A-2b  Distribution Amount   3.6716075           
                
A-3 Interest Distribution Amount   3.6416667           
A-3 Interest Carryover Shortfall   0.0000000           
A-3 Principal Distribution Amount   0.0000000           
Total A-3 Distribution Amount   3.6416667           
                
A-4 Interest Distribution Amount   3.7083334           
A-4 Interest Carryover Shortfall   0.0000000           
A-4 Principal Distribution Amount   0.0000000           
Total A-4 Distribution Amount   3.7083334           
                
B Interest Distribution Amount   3.8416668           
B Interest Carryover Shortfall   0.0000000           
B Principal Distribution Amount   0.0000000           
Total B Distribution Amount   3.8416668           
                
C Interest Distribution Amount   4.0500000           
C Interest Carryover Shortfall   0.0000000           
C Principal Distribution Amount   0.0000000           
Total C Distribution Amount   4.0500000           
                
Noteholders' First Priority Principal Distributable Amount   0.00           
Noteholders' Second Priority Principal Distributable Amount   310.70           
Noteholders' Third Priority Principal Distributable Amount   452.74           
Noteholders' Principal Distributable Amount   236.56           
                
Account Balances   $ Amount           
Reserve Account               
Balance as of 07/15/26   3,290,943.97           
Investment Earnings   9,961.62           
Investment Earnings Paid   (9,961.62)          
Deposit/(Withdrawal)   -           
Balance as of 08/17/26   3,290,943.97           
Change   -           
                
Required Reserve Amount   3,290,943.97