Exhibit 99.1

 

World Omni Select Auto Trust 2025-A
Monthly Servicer Certificate
July 31, 2026

 

Dates Covered            
Collections Period   07/01/26 - 07/31/26           
Interest Accrual Period   07/15/26 - 08/16/26           
30/360 Days   30           
Actual/360 Days   33           
Distribution Date   08/17/26           

 

Collateral Pool Balance Data   $ Amount    # of Accounts      
Pool Balance at 06/30/26   571,337,903.91    18,182      
Principal Payments   23,469,128.77    721      
Defaulted Receivables   4,418,424.78    149      
Repurchased Accounts   0.00    0      
Pool Balance at 07/31/26   543,450,350.36    17,312      
                
Pool Statistics   $ Amount    # of Accounts      
Pool Factor   65.03%          
Prepayment ABS Speed   2.25%          
Aggregate Starting Principal Balance   835,651,463.60    25,966      
                
Delinquent Receivables:               
Past Due 31-60 days   34,253,539.23    1,169      
Past Due 61-90 days   10,666,506.63    351      
Past Due 91-120 days   3,262,433.33    110      
Past Due 121+ days   0.00    0      
 Total   48,182,479.19    1,630      
                
Total 31+ Delinquent as % Ending Pool Balance   8.87%          
Total 61+ Delinquent as % Ending Pool Balance   2.56%          
Delinquency Trigger Occurred   NO           
                
Recoveries   3,111,590.33           
Aggregate Net Losses/(Gains) - July 2026   1,306,834.45           
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):               
Current Net Losses/(Gains) Ratio   2.74%          
Prior Net Losses/(Gains) Ratio   3.79%          
Second Prior Net Losses/(Gains) Ratio   3.47%          
Third Prior Net Losses/(Gains) Ratio   3.00%          
Four Month Average   3.25%          
                
Cumulative Net Loss as a % of Aggregate Starting Principal Balance   2.01%          
                
Overcollateralization Target Amount   63,855,416.17           
Actual Overcollateralization   63,855,416.17           
Weighted Average Contract Rate   10.59%          
Weighted Average Remaining Term   59.08           
                
Flow of Funds   $ Amount           
Collections   31,510,994.32           
Investment Earnings on Cash Accounts   15,491.41           
Servicing Fee   (595,143.65)          
Transfer to Collection Account   -           
Available Funds   30,931,342.08           
                
Distributions of Available Funds               
    (1)  Asset Representation Reviewer Amounts (up to $150,000 per calendar year)   -           
    (2)  Class A Interest   1,439,873.49           
    (3)  Noteholders' First Priority Principal Distributable Amount   -           
    (4)  Class B Interest   170,349.42           
    (5)  Noteholders' Second Priority Principal Distributable Amount   -           
    (6)  Class C Interest   -           
    (7)  Noteholders' Third Priority Principal Distributable Amount   -           
    (8) Required Reserve Account   -           
    (9) Noteholders' Principal Distributable Amount   24,610,766.01           
   (10) Asset Representation Reviewer Amounts (in excess of 1)   -           
   (11) Distribution to Certificateholders   4,710,353.16           
                
Total Distributions of Available Funds   30,931,342.08           
                
Servicing Fee   595,143.65           
Unpaid Servicing Fee   0.00           
Change in amount of the unpaid servicing fee from the prior period   0.00           

 

 

 

 

Note Balances & Note Factors   $ Amount           
Original Class A   666,450,000.00           
Original Class B   47,210,000.00           
Original Class C   44,700,000.00           
                
Total Class A, B, C               
Note Balance @ 07/15/26   504,205,700.20           
Principal Paid   24,610,766.01           
Note Balance @ 08/17/26   479,594,934.19           
                
Class A-1               
Note Balance @ 07/15/26   0.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   0.00           
Note Factor @ 08/17/26   0.0000000%          
                
Class A-2a               
Note Balance @ 07/15/26   191,121,470.82           
Principal Paid   18,712,361.29           
Note Balance @ 08/17/26   172,409,109.53           
Note Factor @ 08/17/26   60.3842496%          
                
Class A-2b               
Note Balance @ 07/15/26   60,244,229.38           
Principal Paid   5,898,404.72           
Note Balance @ 08/17/26   54,345,824.66           
Note Factor @ 08/17/26   60.3842496%          
                
Class A-3               
Note Balance @ 07/15/26   160,930,000.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   160,930,000.00           
Note Factor @ 08/17/26   100.0000000%          
                
Class B               
Note Balance @ 07/15/26   47,210,000.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   47,210,000.00           
Note Factor @ 08/17/26   100.0000000%          
                
Class C               
Note Balance @ 07/15/26   44,700,000.00           
Principal Paid   0.00           
Note Balance @ 08/17/26   44,700,000.00           
Note Factor @ 08/17/26   100.0000000%          
                
Interest & Principal Payments   $ Amount           
Total Interest Paid   1,610,222.91           
Total Principal Paid   24,610,766.01           
Total Paid   26,220,988.92           
                
Class A-1               
Coupon   4.22200%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to A-1 Holders   0.00           
                
Class A-2a               
Coupon   4.14000%          
Interest Paid   659,369.07           
Principal Paid   18,712,361.29           
Total Paid to A-2a Holders   19,371,730.36           
                
Class A-2b               
SOFR Rate   3.62539%          
Coupon   4.22539%          
Interest Paid   233,342.42           
Principal Paid   5,898,404.72           
Total Paid to A-2b Holders   6,131,747.14           
                
Class A-3               
Coupon   4.08000%          
Interest Paid   547,162.00           
Principal Paid   0.00           
Total Paid to A-3 Holders   547,162.00           
                
Class B               
Coupon   4.33000%          
Interest Paid   170,349.42           
Principal Paid   0.00           
Total Paid to B Holders   170,349.42           
                
Class C               
Coupon   0.00000%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to C Holders   0.00           

 

 

 

 

Distribution per $1,000 of Notes    Total            
Total Interest Distribution Amount   2.1232962           
Total Interest Carryover Shortfall   0.0000000           
Total Principal Distribution Amount   32.4526162           
Total Distribution Amount   34.5759124           
                
A-1 Interest Distribution Amount   0.0000000           
A-1 Interest Carryover Shortfall   0.0000000           
A-1 Principal Distribution Amount   0.0000000           
Total A-1 Distribution Amount   0.0000000           
                
A-2a  Interest Distribution Amount   2.3093621           
A-2a Interest Carryover Shortfall   0.0000000           
A-2a  Principal Distribution Amount   65.5378302           
Total A-2a  Distribution Amount   67.8471923           
                
A-2b Interest Distribution Amount   2.5926936           
A-2b Interest Carryover Shortfall   0.0000000           
A-2b  Principal Distribution Amount   65.5378302           
Total A-2b  Distribution Amount   68.1305238           
                
A-3 Interest Distribution Amount   3.4000000           
A-3 Interest Carryover Shortfall   0.0000000           
A-3 Principal Distribution Amount   0.0000000           
Total A-3 Distribution Amount   3.4000000           
                
B Interest Distribution Amount   3.6083334           
B Interest Carryover Shortfall   0.0000000           
B Principal Distribution Amount   0.0000000           
Total B Distribution Amount   3.6083334           
                
C Interest Distribution Amount   0.0000000           
C Interest Carryover Shortfall   0.0000000           
C Principal Distribution Amount   0.0000000           
Total C Distribution Amount   0.0000000           
                
Noteholders' First Priority Principal Distributable Amount   0.00           
Noteholders' Second Priority Principal Distributable Amount   0.00           
Noteholders' Third Priority Principal Distributable Amount   0.00           
Noteholders' Principal Distributable Amount   1,000.00           
                
Account Balances   $ Amount           
Reserve Account               
Balance as of 07/15/26   4,178,257.32           
Investment Earnings   12,421.07           
Investment Earnings Paid   (12,421.07)          
Deposit/(Withdrawal)   -           
Balance as of 08/17/26   4,178,257.32           
Change   -           
                
Required Reserve Amount   4,178,257.32           

  

Credit Risk Retention Information

 

World Omni Financial Corp. (“World Omni”), as “originator” for the purposes of the EU Securitization Rules (as defined in the Sale and Servicing Agreement), continues to retain, a material net economic interest (the “EU Retained Interest”), in the form of retention of a first loss tranche as described in option (d) of Article 6(3) of the EU Securitization Regulation, by holding all the limited liability company interests in World Omni Auto Receivables LLC (“WOAR”), which in turn retains the Certificates (as defined in the Sale and Servicing Agreement) issued by World Omni Select Auto Trust 2025-A, such Certificates representing at least 5% of the aggregate nominal value of the Receivables (as defined in the Sale and Servicing Agreement) in the pool.

 

World Omni has not (and has not permitted WOAR or any of its other affiliates to subject the EU Retained Interest to any hedge or otherwise mitigate its credit risk under or associated with the EU Retained Interest, or sell, transfer or otherwise surrender all or part of the rights, benefits or obligations arising from the EU Retained Interest) subject the EU Retained Interest to any credit risk mitigation or hedging, or sell, transfer or otherwise surrender all or part of the rights, benefits or obligations arising from the EU Retained Interest, except, in each case to the extent permitted in accordance with the EU Securitization Rules.  Further, World Omni has not changed the retention option or method of calculating the EU Retained Interest.