v3.26.1
Interim Condensed Consolidated Statements of Income (unaudited) - CAD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Jul. 31, 2026
Jul. 31, 2025
Jul. 31, 2026
Jul. 31, 2025
Interest and dividend income (Note 3)        
Loans $ 14,177 $ 14,033 $ 41,707 $ 41,847
Securities 5,781 5,057 16,428 14,734
Assets purchased under reverse repurchase agreements and securities borrowed 5,566 5,524 16,604 16,760
Deposits and other 1,061 1,496 2,972 4,194
Interest and dividend income 26,585 26,110 77,711 77,535
Interest expense (Note 3)        
Deposits and other 10,950 11,227 31,756 33,759
Other liabilities 6,760 6,377 19,727 18,945
Subordinated debentures 131 155 393 476
Interest expense 17,841 17,759 51,876 53,180
Net interest income 8,744 8,351 25,835 24,355
Non-interest income        
Insurance service result (Note 7) 227 279 684 789
Insurance investment result (Note 7) 60 48 211 208
Trading revenue 962 685 2,751 2,521
Investment management and custodial fees 3,116 2,642 8,955 7,853
Mutual fund revenue 1,524 1,273 4,341 3,720
Securities brokerage commissions 565 444 1,623 1,401
Service charges 582 598 1,747 1,817
Underwriting and other advisory fees 1,023 850 2,643 2,139
Foreign exchange revenue, other than trading 349 311 1,074 967
Card service revenue 332 339 972 984
Credit fees 432 395 1,305 1,200
Net gains on investment securities 29 18 207 118
Income (loss) from joint ventures and associates 27 25 88 60
Other 566 727 1,515 1,264
Non-interest income 9,794 8,634 28,116 25,041
Total revenue 18,538 16,985 53,951 49,396
Provision for credit losses (Notes 4 and 5) 1,000 881 3,002 3,355
Non-interest expense        
Human resources (Note 8) 6,291 5,869 18,591 17,334
Equipment 754 684 2,215 2,069
Occupancy 441 410 1,308 1,267
Communications 397 357 1,143 1,062
Professional fees 574 528 1,558 1,568
Amortization of other intangibles 395 436 1,168 1,328
Other 937 948 2,706 2,590
Non-interest expense 9,789 9,232 28,689 27,218
Income before income taxes 7,749 6,872 22,260 18,823
Income taxes (Note 9) 1,725 1,458 4,942 3,888
Net income 6,024 5,414 17,318 14,935
Net income attributable to:        
Shareholders 6,022 5,415 17,313 14,930
Non-controlling interests 2 (1) 5 5
Net income $ 6,024 $ 5,414 $ 17,318 $ 14,935
Basic earnings per share (in dollars) (Note 11) $ 4.24 $ 3.76 $ 12.13 $ 10.33
Diluted earnings per share (in dollars) (Note 11) 4.23 3.75 12.1 10.31
Dividends per common share (in dollars) $ 1.76 $ 1.54 $ 5.04 $ 4.5