v3.26.1
Insurance and reinsurance (Tables)
 9 Months Ended
Jul. 31, 2026
Text Block [Abstract]  
Summary of Composition of Insurance Service Result and Insurance Investment Result for Insurance Contracts Issued and Reinsurance Contracts Held
The following table provides the composition of Insurance service result and Insurance investment result for insurance contracts issued and reinsurance contracts held.
 
     For the three months ended          For the nine months ended  
(Millions of Canadian dollars)
  
July 31
2026
    
July 31
2025
         
July 31
2026
    
July 31
2025
  
Insurance service result
          
Insurance revenue
  
$
1,364
 
   $ 1,369      
$
4,104
 
   $ 4,108  
Insurance service expense
  
 
(1,106
) 
     (1,074 )    
 
(3,341
) 
     (3,290 ) 
Net income (expense) from reinsurance contracts held
  
 
(31
) 
     (16 )      
 
(79
)
     (29 ) 
   
$
227
 
   $ 279        
$
684
 
   $ 789  
Insurance investment result
          
Net investment income
  
$
1,155
 
   $ 122      
$
1,337
 
   $ 747  
Insurance finance income (expense)
  
 
(1,143
) 
     (68 )    
 
(1,182
)
     (574 ) 
Reinsurance finance income (expense)
  
 
48
 
     (6 )      
 
56
 
     35  
   
$
60
 
   $ 48        
$
211
 
   $ 208  
Insurance service and insurance investment results
  
$
287
 
   $ 327      
$
895
 
   $ 997