v3.26.1
FINANCING RECEIVABLES - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended 12 Months Ended
Aug. 02, 2026
Jul. 27, 2025
Aug. 02, 2026
Jul. 27, 2025
Nov. 02, 2025
Allowance:          
Beginning of period balance $ 267 $ 258 $ 258 $ 229 $ 229
Provision 80 82 207 245  
Write-offs (94) (98) (244) (255)  
Recoveries 16 16 48 39  
Translation adjustments (1)   (1)    
End of period balance 268 258 268 258 258
Financing receivables:          
End of period balance 49,444 52,136 49,444 52,136  
Retail Customer Receivables          
Allowance:          
Write-offs     (244) (255) (312)
Financing receivables:          
End of period balance 42,127 42,959 42,127 42,959 43,409
Retail Notes & Financing Leases          
Allowance:          
Beginning of period balance 257 243 249 219 219
Provision 57 49 158 171  
Write-offs (59) (49) (161) (153)  
Recoveries 4 5 13 11  
Translation adjustments (1)   (1)    
End of period balance 258 248 258 248 249
Financing receivables:          
End of period balance 36,967 38,135 36,967 38,135  
Revolving Charge Accounts          
Allowance:          
Beginning of period balance 8 13 7 8 8
Provision 23 33 49 74  
Write-offs (35) (49) (83) (102)  
Recoveries 12 11 35 28  
End of period balance 8 8 8 8 7
Financing receivables:          
End of period balance 5,160 4,824 5,160 4,824  
Wholesale Receivables          
Allowance:          
Beginning of period balance 2 2 2 2 2
End of period balance 2 2 2 2 2
Financing receivables:          
End of period balance $ 7,317 $ 9,177 $ 7,317 $ 9,177 $ 8,255