0000935823 2026-08-27 2026-08-27 0000935823 c0000935823:DCAPlusFixedOption1Member 2026-08-27 2026-08-27 0000935823 c0000935823:DCAPlusFixedOption2Member 2026-08-27 2026-08-27 pure 2026-08-27 <p style="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-size: 10pt"><b><i>Effective September 1, 2026, the </i>APPENDIX: FIXED OPTIONS </b></span><b><span style="font-size: 11pt">AVAILABLE</span> <span style="font-size: 10pt">UNDER THE CONTRACT <i>is amended to reflect a new Minimum Guaranteed Interest Rate </i></span><i><span style="font-size: 9.5pt">for contracts issued on or after September 1, 2026:</span></i></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </p> <table cellpadding="0" style="width: 88%; border-collapse: collapse; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="padding: 5.4pt 5.4pt 10pt; width: 31%; border: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Name</b></span></td> <td style="padding: 5.4pt 5.4pt 10pt; width: 32%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Term</b></span></td> <td style="padding: 5.4pt 5.4pt 10pt; width: 37%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Minimum Guaranteed Interest<br/> Rate</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">DCA Plus Fixed Option</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><i>(unregistered fixed option)</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><i> </i></p></td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6 months*</span></td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.95%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">DCA Plus Fixed Option</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><i>(unregistered fixed option)</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><i> </i></p></td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12 months*</span></td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.95%</span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in">* 6 or 12 month terms are currently offered. However, DCA Plus provides a way to transfer amounts monthly from the DCA Plus Fixed Option to one or more Variable Investment Option(s) currently over a period of up to 24 months, depending on what Guarantee Terms we offer. Please contact us for the Guarantee Terms currently available.</p> <p style="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"><span style="font-size: 10pt"><b><i>Effective September 1, 2026, the </i>APPENDIX: FIXED OPTIONS </b></span><b><span style="font-size: 11pt">AVAILABLE</span> <span style="font-size: 10pt">UNDER THE CONTRACT <i>is amended to reflect a new Minimum Guaranteed Interest Rate </i></span><i><span style="font-size: 9.5pt">for contracts issued on or after September 1, 2026:</span></i></b></p> <table cellpadding="0" style="width: 88%; border-collapse: collapse; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="padding: 5.4pt 5.4pt 10pt; width: 31%; border: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Name</b></span></td> <td style="padding: 5.4pt 5.4pt 10pt; width: 32%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Term</b></span></td> <td style="padding: 5.4pt 5.4pt 10pt; width: 37%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Minimum Guaranteed Interest<br/> Rate</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">DCA Plus Fixed Option</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><i>(unregistered fixed option)</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><i> </i></p></td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6 months*</span></td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.95%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">DCA Plus Fixed Option</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><i>(unregistered fixed option)</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><i> </i></p></td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12 months*</span></td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.95%</span></td></tr> </table><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in">* 6 or 12 month terms are currently offered. However, DCA Plus provides a way to transfer amounts monthly from the DCA Plus Fixed Option to one or more Variable Investment Option(s) currently over a period of up to 24 months, depending on what Guarantee Terms we offer. Please contact us for the Guarantee Terms currently available.</p> DCA Plus Fixed Option P6M 0.0295 DCA Plus Fixed Option P12M 0.0295 N-4 N-4 0000935823 false SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO 6 or 12 month terms are currently offered. However, DCA Plus provides a way to transfer amounts monthly from the DCA Plus Fixed Option to one or more Variable Investment Option(s) currently over a period of up to 24 months, depending on what Guarantee Terms we offer. Please contact us for the Guarantee Terms currently available.