Revenue - Schedule of Disaggregation of Revenue (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
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Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2024 |
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| Disaggregation of Revenue [Line Items] | |||
| Revenue | $ 1,443,922 | $ 1,113,966 | $ 826,008 |
| Interest income | 2,047,485 | 1,608,221 | 1,204,355 |
| Gain on sales of loans | 596,553 | 381,622 | 197,153 |
| Servicing income | 173,123 | 120,602 | 95,483 |
| Total revenue, net | 4,261,082 | 3,224,412 | 2,322,999 |
| Merchant network revenue | |||
| Disaggregation of Revenue [Line Items] | |||
| Revenue | 1,149,932 | 882,658 | 674,607 |
| Card network revenue | |||
| Disaggregation of Revenue [Line Items] | |||
| Revenue | $ 293,990 | $ 231,308 | $ 151,401 |
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- Definition Amount of contractually specified servicing fee, late fee, and ancillary fee recognized as income for servicing asset and servicing liability. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss). Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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