v3.26.1
Segments and Geographical Information
12 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Segments and Geographical Information Segments and Geographical Information
The Company is managed on a consolidated basis as a single operating and reportable segment. This reflects the way in which our Chief Operating Decision Maker (“CODM”), the Chief Executive Officer of Affirm Holdings, Inc., regularly reviews internally reported financial information. Net income is the primary measure of segment profit and loss reviewed by the CODM. Net income is used in the budget and forecast process, to assess business performance, and to make decisions on strategy and resource allocation.
The CODM is regularly provided with the consolidated expenses presented within the consolidated statement of operations and comprehensive income (loss). Refer to the consolidated statement of operations and comprehensive income (loss) for further information related to our revenues, expenses, and net income.

Refer to the consolidated statement of cash flows for further information related to significant noncash items including depreciation and amortization expense.

The CODM does not review segment assets at a different level than the amounts presented within the consolidated balance sheets.

Revenue

Merchant and card network revenue by geography is based on the location of the entity fulfilling the service to the merchant partner or card-issuing partner, respectively. Interest income by geography is based on the billing address of the borrower. Gain (loss) on sales of loans and servicing income is based on the location of the entity selling or servicing the loan, respectively. Refer to 3.  Revenue for further information on the types of products and services the Company derives its revenues from. The following table sets forth revenue by geographic area (in thousands):
June 30, 2026June 30, 2025June 30, 2024
United States$4,111,957 $3,105,121 $2,225,605 
Canada142,821 119,009 97,394 
Other 6,304 282 — 
Total$4,261,082 $3,224,412 $2,322,999 

Long-Lived Assets

The following table summarizes our long-lived assets, which consists of property, equipment and software, net and operating lease right-of-use assets, by geographic area (in thousands):
June 30, 2026June 30, 2025
United States$707,612 $590,044 
Canada624 1,104 
Other 576 614 
Total$708,812 $591,761