Segmented Information (Tables) |
9 Months Ended |
|---|---|
Jul. 31, 2026 | |
| Segmented Information [abstract] | |
| Summary of Results by Business Segment | The following table summarizes the segment Results by Business Segment 1 (millions of Canadian dollars) Canadian Wealth Personal and Management Commercial Banking U.S. Banking and Insurance Wholesale Banking 2 Corporate 2 Total For the three months ended July 31 2026 2025 2026 2025 2026 2025 2026 2025 2026 2025 2026 2025 Net interest income (loss) $ 4,528 $ 4,239 $ 3,352 $ 3,101 $ 466 $ 373 $ 270 $ 110 $ 680 $ 703 $ 9,296 $ 8,526 Non-interest income (loss) 989 1,002 814 541 3,619 3,300 2,311 1,953 (144) (25) 7,589 6,771 Total revenue 5,517 5,241 4,166 3,642 4,085 3,673 2,581 2,063 536 678 16,885 15,297 Provision for (recovery of) credit losses 478 463 317 317 – – 41 71 81 120 917 971 Insurance service expenses – – – – 1,646 1,563 – – – – 1,646 1,563 Non-interest expenses 2,131 2,066 2,554 2,381 1,296 1,155 1,594 1,493 900 1,427 8,475 8,522 Income (loss) before income taxes and share of net income from investment in Schwab 2,908 2,712 1,295 944 1,143 955 946 499 (445) (869) 5,847 4,241 Provision for (recovery of) income taxes 813 759 221 184 302 252 203 101 (307) (391) 1,232 905 Share of net income from investment in Schwab 3,4 – – – – – – – – – – – – Net income (loss) $ 2,095 $ 1,953 $ 1,074 $ 760 $ 841 $ 703 $ 743 $ 398 $ (138) $ (478) $ 4,615 $ 3,336 For the nine months ended July 31 2026 2025 2026 2025 2026 2025 2026 2025 2026 2025 2026 2025 Net interest income (loss) $ 13,211 $ 12,397 $ 9,844 $ 9,203 $ 1,295 $ 1,104 $ 471 $ 48 $ 2,125 $ 1,765 $ 26,946 $ 24,517 Non-interest income (loss) 2,983 2,984 2,191 139 10,474 9,670 6,973 6,144 (300) 8,829 22,321 27,766 Total revenue 16,194 15,381 12,035 9,342 11,769 10,774 7,444 6,192 1,825 10,594 49,267 52,283 Provision for (recovery of) credit losses 1,412 1,606 954 1,210 – – 291 266 300 442 2,957 3,524 Insurance service expenses – – – – 4,666 4,487 – – – – 4,666 4,487 Non-interest expenses 6,366 6,204 7,498 7,099 3,803 3,459 4,666 4,489 3,267 3,480 25,600 24,731 Income (loss) before income taxes and share of net income from investment in Schwab 8,416 7,571 3,583 1,033 3,300 2,828 2,487 1,437 (1,742) 6,672 16,044 19,541 Provision for (recovery of) income taxes 2,352 2,119 656 88 865 738 571 321 (1,309) (678) 3,135 2,588 Share of net income from investment in Schwab 3,4 – – – 277 – – – – – 28 – 305 Net income (loss) $ 6,064 $ 5,452 $ 2,927 $ 1,222 $ 2,435 $ 2,090 $ 1,916 $ 1,116 $ (433) $ 7,378 $ 12,909 $ 17,258 The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an non-interest expenses, resulting in no impact to Corporate reported net income (loss). Net income (loss) included credit losses attributable to the Bank under the agreements. 2 segment. 3 4 |
| Summary of Results by Geographic Location | Total Assets by Business Segment (millions of Canadian dollars) Canadian Wealth Personal and Management Wholesale Commercial Banking U.S. Banking and Insurance Banking Corporate Total As at July 31, 2026 Total assets $ 635,303 $ 521,446 $ 28,900 $ 768,679 $ 157,533 $ 2,111,861 As at October 31, 2025 Total assets $ 616,115 $ 530,729 $ 25,231 $ 754,391 $ 168,092 $ 2,094,558 |