Subordinated Notes and Debentures	9 Months Ended
Jul. 31, 2026
Subordinated Notes and Debentures [Abstract]
Subordinated Notes and Debentures	NOTE 11: SUBORDINATED NOTES AND DEBENTURES Issuances On April 30, 2026, the Bank issued $ 1 billion of Non-Viability Contingent Capital (NVCC) fixed rate reset notes constituting subordinated indebtedness of the Bank, maturing on June 16, 2036. The notes will bear interest at a fixed rate of 4.208 % per annum (paid semi-annually) until June 16, 2031, and at the Daily Compounded Canadian Overnight Repo Rate Average plus 1.270 % thereafter (paid quarterly) until maturity on June 16, 2036. With prior approval of OSFI, the Bank may, at its option, redeem the notes on or after June 16, 2031, in whole or in part, at par plus accrued and unpaid interest on not more than 60 nor less than 10 days' notice to holders. Subsequent to the quarter ended July 31, 2026, on August 5, 2026, the Bank issued $ 382 million (SGD 350 million) of Fixed Rate Reset Callable Subordinated Notes (NVCC) constituting subordinated indebtedness of the Bank, maturing on August 5, 2036. The notes will bear interest at a fixed rate of 3.125 % per annum (paid semi-annually) until August 5, 2031, and at the 5-year SORA-OIS rate plus 1.048 % thereafter (paid semi-annually) until maturity on August 5, 2036. With prior approval of OSFI, the Bank may, at its option, redeem the notes on August 5, 2031, in whole but not in part, at par plus accrued and unpaid interest on not more than 60 nor less than 10 days' notice to holders. Redemptions On March 4, 2026, the Bank redeemed all of its outstanding $ 1.25 billion 4.859 % NVCC Subordinated Notes due March 4, 2031, constituting subordinated indebtedness of the Bank, at a redemption price of 100 per cent of the principal amount, plus accrued and unpaid interest up to, but excluding, the redemption date. Subsequent to the quarter ended July 31, 2026, on August 11, 2026, the Bank announced that it intends to exercise its right to redeem all of its outstanding US$ 1.5 billion 3.625 % NVCC Subordinated Notes due 2031 on September 15, 2026, at a redemption price of par, plus accrued and unpaid interest up to, but excluding, the redemption date.

Issuances

On April 30, 2026, the Bank issued $

billion of Non-Viability Contingent Capital (NVCC)

fixed rate reset notes constituting subordinated

indebtedness of the Bank,

maturing on June 16, 2036. The notes will

bear interest at a fixed rate of

4.208

% per annum (paid semi-annually) until

June 16, 2031, and at the Daily

Compounded Canadian Overnight Repo Rate

Average plus

1.270

% thereafter (paid quarterly) until maturity

on June 16, 2036. With prior approval of

OSFI, the

Bank may, at its option, redeem the notes on or after June 16, 2031,

in whole or in part, at par plus accrued and unpaid

interest on not more than

nor less than

days' notice to holders.

Subsequent to the quarter ended July 31, 2026,

on August 5, 2026, the Bank issued $

382

million (SGD

350

million) of Fixed Rate Reset Callable Subordinated

Notes (NVCC) constituting subordinated indebtedness

of the Bank, maturing on August 5, 2036.

The notes will bear interest at a fixed rate of

3.125

% per annum

(paid semi-annually) until August 5, 2031, and

at the 5-year SORA-OIS rate plus

1.048

% thereafter (paid semi-annually) until

maturity on August 5, 2036. With

prior approval of OSFI, the Bank may, at its option, redeem the notes

on August 5, 2031, in whole but not in part,

at par plus accrued and unpaid interest

on not

more than

nor less than

days' notice to holders.

Redemptions

On March 4, 2026, the Bank redeemed all of

its outstanding $

1.25

billion

4.859

% NVCC Subordinated Notes due March

4, 2031, constituting subordinated

indebtedness of the Bank, at a redemption price

100

per cent of the principal amount, plus accrued

and unpaid interest up to, but excluding,

the redemption

date.

Subsequent to the quarter ended July 31, 2026,

on August 11, 2026, the Bank announced that it intends to exercise

its right to redeem all of its outstanding

US$

1.5

billion

3.625

% NVCC Subordinated Notes due 2031 on

September 15, 2026, at a redemption

price of par, plus accrued and unpaid interest up to, but

excluding, the redemption date.