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Box 1 Toronto Dominion Centre Toronto ON M5K 1A2 P1D P1D P1D P1D P10D <div id="TextBlockContainer2" style="position:relative;line-height:normal;width:710px;height:39px;"><div id="a26630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">MARKET RISK<div style="display:inline-block;width:2px"> </div></div><div id="a26632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">Market risk capital is calculated using the Standardized<div style="display:inline-block;width:1px"> </div>Approach under Basel III. The Bank<div style="display:inline-block;width:1px"> </div>continues to use Value-at-Risk (VaR) as an internal management </div><div id="a26649" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">metric to monitor and control market risk.</div></div><div id="TextBlockContainer4" style="position:relative;line-height:normal;width:733px;height:133px;"><div id="a28046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">Calculating VaR </div><div id="a28048" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank computes total VaR on a daily basis by combining the General<div style="display:inline-block;width:1px"> </div>Market Risk (GMR) and Idiosyncratic Debt<div style="display:inline-block;width:1px"> </div>Specific Risk (IDSR) associated with the </div><div id="a28050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Bank’s trading positions. </div><div id="a28054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:40px;">GMR is determined by creating a distribution<div style="display:inline-block;width:1px"> </div>of potential changes in the market value of<div style="display:inline-block;width:1px"> </div>the current portfolio using historical simulation.<div style="display:inline-block;width:1px"> </div>The Bank values the </div><div id="a28056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">current portfolio using the market price and rate<div style="display:inline-block;width:1px"> </div>changes of the most recent </div><div id="a28056_77_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:340px;top:53px;">259</div><div id="a28056_80_81" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:357px;top:53px;"><div style="display:inline-block;width:3px"> </div>trading days for equity, interest rate, foreign exchange, credit, and<div style="display:inline-block;width:1px"> </div>commodity </div><div id="a28061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">products. GMR is computed as the threshold<div style="display:inline-block;width:1px"> </div>level that portfolio losses are not expected<div style="display:inline-block;width:1px"> </div>to exceed more than </div><div id="a28061_108_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:67px;-sec-ix-hidden:ID_610;">one</div><div id="a28061_111_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:67px;"><div style="display:inline-block;width:3px"> </div>out of every </div><div id="a28061_125_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:67px;">100</div><div id="a28061_128_17" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:579px;top:67px;"><div style="display:inline-block;width:3px"> </div>trading days. A </div><div id="a28061_145_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:67px;-sec-ix-hidden:ID_1749;">one-day</div><div id="a28061_152_9" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:67px;"><div style="display:inline-block;width:3px"> </div>holding </div><div id="a28065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">period is used for GMR calculation. </div><div id="a28067" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:93px;">IDSR measures idiosyncratic (single-name) credit<div style="display:inline-block;width:1px"> </div>spread risk for credit exposures in the trading<div style="display:inline-block;width:1px"> </div>portfolio using Monte Carlo simulation.<div style="display:inline-block;width:1px"> </div>The IDSR model is </div><div id="a28070" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">based on the historical behaviour of five-year idiosyncratic<div style="display:inline-block;width:1px"> </div>credit spreads. Similar to GMR, IDSR is<div style="display:inline-block;width:1px"> </div>computed as the threshold level that portfolio<div style="display:inline-block;width:1px"> </div>losses are not </div><div id="a28073" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">expected to exceed more than </div><div id="a28073_29_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:141px;top:120px;-sec-ix-hidden:ID_42;">one</div><div id="a28073_32_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:158px;top:120px;"><div style="display:inline-block;width:3px"> </div>out of every </div><div id="a28073_46_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:216px;top:120px;">100</div><div id="a28073_49_38" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:120px;"><div style="display:inline-block;width:3px"> </div>trading days. IDSR is measured for a </div><div id="a28073_87_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:402px;top:120px;-sec-ix-hidden:ID_2479;">ten-day</div><div id="a28073_94_16" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:435px;top:120px;"><div style="display:inline-block;width:3px"> </div>holding period.</div></div><div id="TextBlockContainer6" style="position:relative;line-height:normal;width:715px;height:53px;"><div id="a28078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following graph discloses daily </div><div id="a28078_36_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:161px;top:0px;-sec-ix-hidden:ID_441;">one-day</div><div id="a28078_43_110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:0px;"><div style="display:inline-block;width:3px"> </div>VaR usage and trading net revenue, reported on a TEB,<div style="display:inline-block;width:1px"> </div>within Wholesale Banking. Trading net revenue includes </div><div id="a28084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">trading income and net interest income related<div style="display:inline-block;width:1px"> </div>to positions within the Bank’s market risk capital<div style="display:inline-block;width:1px"> </div>trading books. For the third quarter ending<div style="display:inline-block;width:1px"> </div>July 31,<div style="display:inline-block;width:3px"> </div>2026, there </div><div id="a28094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">were </div><div id="a28094_5_6" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:28px;top:27px;">3 days</div><div id="a28094_11_60" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:58px;top:27px;"><div style="display:inline-block;width:3px"> </div>of trading losses and trading net revenue<div style="display:inline-block;width:1px"> </div>was positive for </div><div id="a28094_71_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:316px;top:27px;">95</div><div id="a28094_73_89" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:327px;top:27px;">% of the trading days, reflecting normal<div style="display:inline-block;width:1px"> </div>trading activity. Losses in the quarter did not </div><div id="a28103" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">exceed VaR on any trading day.</div></div><div id="TextBlockContainer8" style="position:relative;line-height:normal;width:717px;height:141px;"><div id="a28137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">VaR is a valuable risk measure but it should be used in the<div style="display:inline-block;width:1px"> </div>context of its limitations, for example: </div><div id="a28139" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:17px;">●</div><div id="a28140" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:17px;"><div style="display:inline-block;width:8px"> </div>VaR uses historical data to estimate future events, which limits<div style="display:inline-block;width:1px"> </div>its forecasting abilities; </div><div id="a28143" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:33px;">●</div><div id="a28144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:33px;"><div style="display:inline-block;width:8px"> </div>It does not provide information on losses beyond<div style="display:inline-block;width:1px"> </div>the selected confidence level; and </div><div id="a28148" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:49px;">●</div><div id="a28149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:49px;"><div style="display:inline-block;width:8px"> </div>It assumes that all positions can be liquidated<div style="display:inline-block;width:1px"> </div>during the holding period used for VaR calculation. </div><div id="a28154" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:75px;">The Bank continuously improves its VaR methodologies and incorporates<div style="display:inline-block;width:1px"> </div>new risk measures in line with market<div style="display:inline-block;width:1px"> </div>conventions, industry best practices, and </div><div id="a28156" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:88px;">regulatory requirements. </div><div id="a28160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:115px;">To mitigate some of the shortcomings of VaR, the Bank uses additional metrics designed for risk<div style="display:inline-block;width:1px"> </div>management purposes.<div style="display:inline-block;width:2px"> </div>This includes stress testing as well as </div><div id="a28171" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:128px;">sensitivities to various market risk factors.</div></div><div id="TextBlockContainer11" style="position:relative;line-height:normal;width:443px;height:13px;"><div id="a28175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the end of quarter, average, high,<div style="display:inline-block;width:1px"> </div>and low usage of TD’s VaR metric.</div></div><div id="TextBlockContainer15" style="position:relative;line-height:normal;width:733px;height:150px;"><div id="a28234" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">TABLE 29: PORTFOLIO MARKET<div style="display:inline-block;width:4px"> </div>RISK MEASURES </div><div id="a28241" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a28250" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:465px;top:14px;">For the three months ended </div><div id="a28252" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:599px;top:14px;">For the nine months ended </div><div id="a28257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:26px;">July 31 </div><div id="a28260" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:484px;top:26px;">April 30 </div><div id="a28263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:26px;">July 31 </div><div id="a28266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:616px;top:26px;">July 31 </div><div id="a28269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:26px;">July 31 </div><div id="a28281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:36px;">2026 </div><div id="a28284" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:36px;">2026 </div><div id="a28287" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:36px;">2025 </div><div id="a28290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:36px;">2026 </div><div id="a28293" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:36px;">2025 </div><div id="a28298" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:231px;top:48px;">As at </div><div id="a28300" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:48px;">Average </div><div id="a28302" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:48px;">High </div><div id="a28304" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:48px;">Low </div><div id="a28307" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:48px;">Average </div><div id="a28310" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:48px;">Average </div><div id="a28313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:611px;top:48px;">Average </div><div id="a28316" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:676px;top:48px;">Average </div><div id="a28319" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:60px;">Interest rate risk </div><div id="a28321" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:199px;top:60px;">$ </div><div id="a28323" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:60px;">11.1</div><div id="a28325" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:60px;">$ </div><div id="a28327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:60px;">12.7</div><div id="a28329" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:60px;">$ </div><div id="a28331" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:60px;">18.1</div><div id="a28333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:60px;">$ </div><div id="a28335" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:60px;">9.5</div><div id="a28337" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:60px;">$ </div><div id="a28339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:60px;">15.3</div><div id="a28341" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:60px;">$ </div><div id="a28343" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:60px;">9.3</div><div id="a28345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:591px;top:60px;">$ </div><div id="a28347" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:60px;">13.5</div><div id="a28349" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:60px;">$ </div><div id="a28351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:60px;">11.5</div><div id="a28354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:70px;">Credit spread risk </div><div id="a28357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:70px;">25.3</div><div id="a28360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:70px;">22.3</div><div id="a28363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:70px;">28.6</div><div id="a28366" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:70px;">18.0</div><div id="a28369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:70px;">19.6</div><div id="a28372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:70px;">17.3</div><div id="a28375" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:70px;">19.0</div><div id="a28378" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:70px;">19.0</div><div id="a28381" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:81px;">Equity risk </div><div id="a28384" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:81px;">17.2</div><div id="a28387" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:81px;">27.3</div><div id="a28390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:81px;">47.0</div><div id="a28393" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:81px;">9.7</div><div id="a28396" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:81px;">17.6</div><div id="a28399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:81px;">12.5</div><div id="a28402" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:81px;">20.4</div><div id="a28405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:81px;">10.1</div><div id="a28408" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:92px;">Foreign exchange risk </div><div id="a28411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:241px;top:92px;">4.8</div><div id="a28414" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:306px;top:92px;">5.5</div><div id="a28417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:92px;">9.7</div><div id="a28420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:92px;">1.6</div><div id="a28423" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:92px;">4.1</div><div id="a28426" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:92px;">3.7</div><div id="a28429" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:92px;">4.9</div><div id="a28432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:92px;">3.9</div><div id="a28435" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:103px;">Commodity risk </div><div id="a28438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:103px;">14.3</div><div id="a28441" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:103px;">22.1</div><div id="a28444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:103px;">30.8</div><div id="a28447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:103px;">12.9</div><div id="a28450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:103px;">35.5</div><div id="a28453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:103px;">30.3</div><div id="a28456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:103px;">31.4</div><div id="a28459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:103px;">19.9</div><div id="a28462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:114px;">Idiosyncratic debt specific risk </div><div id="a28465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:114px;">19.4</div><div id="a28468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:114px;">18.3</div><div id="a28471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:114px;">21.7</div><div id="a28474" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:114px;">14.4</div><div id="a28477" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:114px;">17.1</div><div id="a28480" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:114px;">20.4</div><div id="a28483" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:114px;">16.9</div><div id="a28486" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:114px;">21.1</div><div id="a28489" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:125px;">Diversification effect</div><div id="a28490" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:125px;">1</div><div id="a28493" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:125px;display:flex;">(57.3)</div><div id="a28496" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:125px;display:flex;">(71.5)</div><div id="a28499" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:125px;"><div style="display:inline-block;width:3px"> </div>n/m </div><div id="a28501" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:125px;">2 </div><div id="a28504" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:125px;"><div style="display:inline-block;width:3px"> </div>n/m<div style="display:inline-block;width:3px"> </div></div><div id="a28508" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:125px;display:flex;">(69.1)</div><div id="a28511" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:125px;display:flex;">(57.2)</div><div id="a28514" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:125px;display:flex;">(66.5)</div><div id="a28517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:125px;display:flex;">(52.0)</div><div id="a28520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:138px;">Total Value<div style="display:inline-block;width:1px"> </div>-at-Risk (one-day) </div><div id="a28528" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:199px;top:138px;">$ </div><div id="a28530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:138px;">34.8</div><div id="a28532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:138px;">$ </div><div id="a28534" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:138px;">36.7</div><div id="a28536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:138px;">$ </div><div id="a28538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:138px;">48.5</div><div id="a28540" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:138px;">$ </div><div id="a28542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:138px;">28.1</div><div id="a28544" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:138px;">$ </div><div id="a28546" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:138px;">40.1</div><div id="a28548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:138px;">$ </div><div id="a28550" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:138px;">36.3</div><div id="a28552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:591px;top:138px;">$ </div><div id="a28554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:138px;">39.6</div><div id="a28556" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:138px;">$ </div><div id="a28558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:138px;">33.5</div></div><div id="TextBlockContainer20" style="position:relative;line-height:normal;width:580px;height:21px;"><div id="div_18_XBRL_TS_8ed39d5cf84541e3b7c87ef33039e34a" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer19" style="position:relative;line-height:normal;width:580px;height:21px;"><div id="a28562_1_140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">The aggregate VaR is less than the sum of the VaR<div style="display:inline-block;width:4px"> </div>of the different risk types due to risk offsets resulting from portfolio diversification. </div><div id="a28568" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a28569" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Not meaningful. It is not meaningful to compute a diversification effect because the high and low may<div style="display:inline-block;width:4px"> </div>occur on different days for different risk types.</div></div></div></div><div id="TextBlockContainer22" style="position:relative;line-height:normal;width:693px;height:26px;"><div id="a28588" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">Validation of VaR Model<div style="display:inline-block;width:3px"> </div></div><div id="a28590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank uses a back-testing process<div style="display:inline-block;width:1px"> </div>to compare actual profits and losses to VaR to review their consistency<div style="display:inline-block;width:1px"> </div>with the statistical results of the VaR model.</div></div><div id="TextBlockContainer26" style="position:relative;line-height:normal;width:732px;height:239px;"><div id="a28601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">Non-Trading Interest Rate Risk<div style="display:inline-block;width:2px"> </div></div><div id="a28605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank’s non-trading interest rate risk arises<div style="display:inline-block;width:1px"> </div>mainly from traditional personal and commercial<div style="display:inline-block;width:1px"> </div>banking activity and is generally the result<div style="display:inline-block;width:1px"> </div>of mismatches between </div><div id="a28609" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">the maturities and repricing dates of the Bank’s<div style="display:inline-block;width:1px"> </div>assets and liabilities. </div><div id="a28612" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">The primary measures for managing and<div style="display:inline-block;width:1px"> </div>controlling this risk are Economic Value of Shareholders’ Equity<div style="display:inline-block;width:1px"> </div>(EVE) Sensitivity and Net Interest Income Sensitivity </div><div id="a28614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">(NIIS). </div><div id="a28616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:13px;top:80px;">The EVE Sensitivity measures the change in<div style="display:inline-block;width:1px"> </div>the net present value of the Bank’s banking<div style="display:inline-block;width:1px"> </div>book assets, liabilities, and certain off-balance<div style="display:inline-block;width:1px"> </div>sheet items given a </div><div id="a28620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">specific interest rate shock. It reflects a measurement<div style="display:inline-block;width:1px"> </div>of the potential present value impact on<div style="display:inline-block;width:1px"> </div>shareholders’ equity without an assumed<div style="display:inline-block;width:1px"> </div>term profile for the </div><div id="a28623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">management of the Bank’s own equity and excludes<div style="display:inline-block;width:1px"> </div>product margins.<div style="display:inline-block;width:2px"> </div></div><div id="a28625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:13px;top:120px;">The NIIS measures the NII change over<div style="display:inline-block;width:1px"> </div>a twelve-month horizon for a specified<div style="display:inline-block;width:1px"> </div>change in interest rates for banking book<div style="display:inline-block;width:1px"> </div>assets, liabilities, and certain off-</div><div id="a28629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">balance sheet items assuming a constant balance<div style="display:inline-block;width:1px"> </div>sheet over the period.<div style="display:inline-block;width:2px"> </div></div><div id="a28631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:13px;top:147px;">The Bank’s Market Risk policy sets overall limits<div style="display:inline-block;width:1px"> </div>on the non-trading interest rate risk measures.<div style="display:inline-block;width:1px"> </div>These limits are periodically reviewed<div style="display:inline-block;width:1px"> </div>and approved by the Risk </div><div id="a28634" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">Committee. In addition to the Board policy limits,<div style="display:inline-block;width:1px"> </div>book-level risk limits are set for the<div style="display:inline-block;width:1px"> </div>Bank’s management of non-trading interest rate<div style="display:inline-block;width:1px"> </div>risk by Risk Management. </div><div id="a28639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:173px;">Exposures against these limits are routinely<div style="display:inline-block;width:1px"> </div>monitored and reported, and breaches of the<div style="display:inline-block;width:1px"> </div>Board limits, if any, are escalated to both the Asset Liability and<div style="display:inline-block;width:1px"> </div>Capital </div><div id="a28641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">Committee (ALCO) and the Risk Committee. </div><div id="div_24_XBRL_TS_4bc90aea302c414d95a9ead4c60f936c" style="position:absolute;left:0px;top:213px;float:left;"><div id="TextBlockContainer25" style="position:relative;line-height:normal;width:706px;height:26px;"><div id="a28645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table shows the potential before-tax<div style="display:inline-block;width:1px"> </div>impact of an immediate and sustained<div style="display:inline-block;width:1px"> </div>100 bps increase or decrease in interest rates<div style="display:inline-block;width:1px"> </div>on the EVE and NIIS </div><div id="a28648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">measures.</div></div></div></div><div id="TextBlockContainer29" style="position:relative;line-height:normal;width:736px;height:121px;"><div id="a28651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 30: NON-TRADING INTEREST RATE SENSITIVITY MEASURES </div><div id="a28665" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a28681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:701px;top:14px;">As at </div><div id="a28685" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:26px;">July 31, 2026 </div><div id="a28688" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:26px;">April 30, 2026 </div><div id="a28692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:26px;">July 31, 2025 </div><div id="a28696" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:38px;">EVE </div><div id="a28698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:38px;">NII </div><div id="a28701" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:38px;">EVE </div><div id="a28704" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:575px;top:38px;">NII </div><div id="a28708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:38px;">EVE </div><div id="a28711" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:710px;top:38px;">NII </div><div id="a28715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:251px;top:50px;">Sensitivity </div><div id="a28717" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:50px;">Sensitivity</div><div id="a28718" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:50px;">1</div><div id="a28721" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:483px;top:50px;">Sensitivity </div><div id="a28724" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:50px;">Sensitivity</div><div id="a28725" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:50px;">1</div><div id="a28729" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:615px;top:50px;">Sensitivity</div><div id="a28730" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:50px;">3</div><div id="a28733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:50px;">Sensitivity</div><div id="a28734" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:713px;top:50px;">1,3</div><div id="a28739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:146px;top:62px;">Canadian </div><div id="a28742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:217px;top:62px;">U.S. </div><div id="a28745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:62px;">Total </div><div id="a28748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:62px;">Canadian </div><div id="a28751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:62px;">U.S. </div><div id="a28754" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:62px;">Total </div><div id="a28757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:62px;">Total </div><div id="a28760" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:567px;top:62px;">Total </div><div id="a28764" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:62px;">Total </div><div id="a28767" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:702px;top:62px;">Total </div><div id="a28772" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:158px;top:74px;">dollar</div><div id="a28773" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:182px;top:74px;">2</div><div id="a28776" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:210px;top:74px;">dollar </div><div id="a28781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:74px;">dollar</div><div id="a28782" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:74px;">2</div><div id="a28785" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:74px;">dollar </div><div id="a28799" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:86px;">Before-tax impact of<div style="display:inline-block;width:3px"> </div></div><div id="a28825" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;"><div style="display:inline-block;width:2px"> </div>100 bps increase in rates </div><div id="a28828" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:133px;top:98px;">$ </div><div id="a28830" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:98px;display:flex;">(1,444)</div><div id="a28832" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:98px;">$ </div><div id="a28834" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:206px;top:98px;display:flex;">(2,362)</div><div id="a28836" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:240px;top:98px;">$ </div><div id="a28838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:267px;top:98px;display:flex;">(3,806)</div><div id="a28840" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:98px;">$ </div><div id="a28842" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:98px;">292</div><div id="a28844" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:98px;">$ </div><div id="a28846" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:98px;">49</div><div id="a28848" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:98px;">$ </div><div id="a28850" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:98px;">341</div><div id="a28852" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:98px;">$ </div><div id="a28854" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:98px;display:flex;">(3,683)</div><div id="a28856" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:98px;">$ </div><div id="a28858" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:98px;">411</div><div id="a28861" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:98px;">$ </div><div id="a28863" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:98px;display:flex;">(3,330)</div><div id="a28865" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:663px;top:98px;">$ </div><div id="a28867" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:98px;">527</div><div id="a28870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:110px;"><div style="display:inline-block;width:2px"> </div>100 bps decrease in rates </div><div id="a28874" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:110px;">1,425</div><div id="a28877" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:110px;">2,163</div><div id="a28880" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:110px;">3,588</div><div id="a28883" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:332px;top:110px;display:flex;">(323)</div><div id="a28886" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:110px;display:flex;">(48)</div><div id="a28889" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:442px;top:110px;display:flex;">(371)</div><div id="a28892" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:110px;">3,407</div><div id="a28895" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:566px;top:110px;display:flex;">(461)</div><div id="a28899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:110px;">2,927</div><div id="a28902" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:110px;display:flex;">(609)</div></div><div id="TextBlockContainer33" style="position:relative;line-height:normal;width:668px;height:32px;"><div id="a28906_1_140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Represents the twelve-month NII exposure to an immediate and sustained shock in rates, and may include adjustments<div style="display:inline-block;width:4px"> </div>for non-recurring items. </div><div id="a28913" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a28914" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes other currency exposures. </div><div id="a28917" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a28918" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Effective the second quarter of 2026, the EVE and NIIS measures include exposures from Wholesale<div style="display:inline-block;width:4px"> </div>Banking. Prior periods do not include Wholesale Banking exposures.</div></div><div id="TextBlockContainer36" style="position:relative;line-height:normal;width:731px;height:66px;"><div id="a28924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">As at July 31, 2026, an immediate and sustained<div style="display:inline-block;width:1px"> </div>100 bps increase in interest rates<div style="display:inline-block;width:1px"> </div>would have a negative impact to the Bank’s EVE<div style="display:inline-block;width:1px"> </div>of $</div><div id="a28924_134_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:0px;">3,806</div><div id="a28924_139_22" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:0px;"><div style="display:inline-block;width:3px"> </div>million, an increase </div><div id="a28929" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">of $</div><div id="a28929_4_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:21px;top:13px;">123</div><div id="a28929_7_72" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:37px;top:13px;"><div style="display:inline-block;width:3px"> </div>million from last quarter, and a positive impact to the Bank’s<div style="display:inline-block;width:1px"> </div>NII of $</div><div id="a28929_79_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:339px;top:13px;">341</div><div id="a28929_82_25" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:356px;top:13px;"><div style="display:inline-block;width:3px"> </div>million, a decrease of $</div><div id="a28929_107_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:13px;">70</div><div id="a28929_109_55" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:472px;top:13px;"><div style="display:inline-block;width:3px"> </div>million from last quarter. An immediate and sustained </div><div id="a28939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">100 bps decrease in interest rates would<div style="display:inline-block;width:1px"> </div>have a positive impact to the Bank’s EVE of $</div><div id="a28939_86_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:27px;">3,588</div><div id="a28939_91_26" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:27px;"><div style="display:inline-block;width:3px"> </div>million, an increase of $</div><div id="a28939_117_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:27px;">181</div><div id="a28939_120_43" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:27px;"><div style="display:inline-block;width:3px"> </div>million from last quarter, and a negative </div><div id="a28945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">impact to the Bank’s NII of $</div><div id="a28945_29_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:129px;top:40px;">371</div><div id="a28945_32_25" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:146px;top:40px;"><div style="display:inline-block;width:3px"> </div>million, a decrease of $</div><div id="a28945_57_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:251px;top:40px;">90</div><div id="a28945_59_98" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:262px;top:40px;"><div style="display:inline-block;width:3px"> </div>million from last quarter. Quarter-over-quarter changes in EVE<div style="display:inline-block;width:1px"> </div>and NII sensitivities are largely </div><div id="a28958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">associated with Treasury hedging activity.</div></div><div id="TextBlockContainer38" style="position:relative;line-height:normal;width:735px;height:425px;"><div id="a28973" style="position:absolute;font-family:'Arial';font-size:16px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:0px;">Liquidity Risk </div><div id="a28975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:26px;">The risk of having insufficient cash or collateral<div style="display:inline-block;width:1px"> </div>to meet financial obligations and an inability<div style="display:inline-block;width:1px"> </div>to, in a timely manner, raise funding or monetize assets at<div style="display:inline-block;width:1px"> </div>a non-</div><div id="a28978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:39px;">distressed price. Financial obligations can arise<div style="display:inline-block;width:1px"> </div>from deposit withdrawals, debt maturities,<div style="display:inline-block;width:1px"> </div>commitments to provide credit or liquidity<div style="display:inline-block;width:1px"> </div>support or the need to pledge </div><div id="a28982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:52px;">additional collateral. </div><div id="a28986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:79px;">TD’S LIQUIDITY RISK APPETITE </div><div id="a28988" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:93px;">TD follows a disciplined liquidity management<div style="display:inline-block;width:1px"> </div>program,<div style="display:inline-block;width:2px"> </div>which is subject to risk governance and oversight,<div style="display:inline-block;width:1px"> </div>and is designed to maintain sufficient liquidity<div style="display:inline-block;width:1px"> </div>to permit </div><div id="a29039" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:106px;">the Bank to operate through a significant<div style="display:inline-block;width:1px"> </div>liquidity event without relying on extraordinary<div style="display:inline-block;width:1px"> </div>central bank assistance. The Bank<div style="display:inline-block;width:1px"> </div>maintains access to a stable and </div><div id="a29087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:119px;">diversified funding base and aligns<div style="display:inline-block;width:2px"> </div>its funding profile with that of the assets and<div style="display:inline-block;width:1px"> </div>contingent obligations it supports. </div><div id="a29127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:146px;">WHO MANAGES LIQUIDITY RISK </div><div id="a29129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:159px;">The Risk Committee, the ALCO and<div style="display:inline-block;width:1px"> </div>the Treasurer are accountable for the identification,<div style="display:inline-block;width:1px"> </div>assessment, control, monitoring and oversight<div style="display:inline-block;width:1px"> </div>of liquidity risk. </div><div id="a29133" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:186px;">●</div><div id="a29134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:11px;top:186px;"><div style="display:inline-block;width:5px"> </div>The Risk Committee regularly reviews the<div style="display:inline-block;width:1px"> </div>Bank’s liquidity position and approves the Bank’s<div style="display:inline-block;width:1px"> </div>Liquidity Risk Management Framework<div style="display:inline-block;width:1px"> </div>biennially and related </div><div id="a29138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:199px;">policies annually. </div><div id="a29140" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:213px;">●</div><div id="a29141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:11px;top:213px;"><div style="display:inline-block;width:5px"> </div>The Bank’s ALCO is responsible for establishing<div style="display:inline-block;width:1px"> </div>effective management structures and practices<div style="display:inline-block;width:1px"> </div>to ensure appropriate measurement, management,<div style="display:inline-block;width:1px"> </div>and </div><div id="a29144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:226px;">governance of liquidity risk.<div style="display:inline-block;width:2px"> </div></div><div id="a29146" style="position:absolute;font-family:'Times New Roman';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:239px;">●</div><div id="a29147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:11px;top:239px;"><div style="display:inline-block;width:5px"> </div>The Global Liquidity &amp; Funding (GLF)<div style="display:inline-block;width:1px"> </div>Committee, a subcommittee of the ALCO<div style="display:inline-block;width:1px"> </div>comprised of senior management from<div style="display:inline-block;width:1px"> </div>Treasury, Wholesale Banking and Risk </div><div id="a29150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:253px;">Management, identifies and monitors the Bank’s liquidity<div style="display:inline-block;width:1px"> </div>risks.<div style="display:inline-block;width:3px"> </div></div><div id="a29153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">In addition to our committee oversight framework,<div style="display:inline-block;width:1px"> </div>liquidity risk management activities<div style="display:inline-block;width:1px"> </div>are subject to the three lines of defence governance<div style="display:inline-block;width:1px"> </div>model. Treasury, the </div><div id="a29155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:293px;">first line of defence for the management of liquidity<div style="display:inline-block;width:1px"> </div>risk, is subject to independent second line<div style="display:inline-block;width:1px"> </div>challenge and oversight by Risk Management.<div style="display:inline-block;width:1px"> </div>TD’s Internal Audit is </div><div id="a29157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:306px;">the third line of defence. The three lines of<div style="display:inline-block;width:1px"> </div>defence are independent of the business<div style="display:inline-block;width:1px"> </div>whose activities generate liquidity risks. </div><div id="a29160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:18px;top:319px;">The Bank’s liquidity risk appetite and liquidity risk<div style="display:inline-block;width:1px"> </div>management approach have not changed substantially<div style="display:inline-block;width:1px"> </div>from that described in the Bank’s 2025 MD&amp;A.<div style="display:inline-block;width:1px"> </div>For a </div><div id="a29174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:333px;">complete discussion of liquidity risk,<div style="display:inline-block;width:1px"> </div>refer to the “Liquidity Risk” section in the<div style="display:inline-block;width:1px"> </div>Bank’s 2025 MD&amp;A.</div><div id="a29181" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:359px;">Liquid assets </div><div id="a29183" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:373px;">The Bank’s unencumbered liquid assets could be<div style="display:inline-block;width:1px"> </div>used to help address potential funding needs<div style="display:inline-block;width:1px"> </div>arising from stress events. Liquid asset<div style="display:inline-block;width:1px"> </div>eligibility considers </div><div id="a29190" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:386px;">estimated stressed market values and<div style="display:inline-block;width:1px"> </div>trading market depth, as well as operational,<div style="display:inline-block;width:1px"> </div>legal, or other impediments to sale, rehypothecation<div style="display:inline-block;width:1px"> </div>or pledging. </div><div id="a29199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:399px;">Assets held by the Bank to meet liquidity<div style="display:inline-block;width:1px"> </div>requirements are summarized in the following<div style="display:inline-block;width:1px"> </div>tables. The tables do not include assets held<div style="display:inline-block;width:1px"> </div>within the Bank’s insurance </div><div id="a29202" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:413px;">businesses as these are used to support insurance-specific<div style="display:inline-block;width:1px"> </div>liabilities and capital requirements.</div></div><div id="TextBlockContainer42" style="position:relative;line-height:normal;width:734px;height:390px;"><div id="div_40_XBRL_TS_801930f07a16471c983eb3d7f176fdf9" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer41" style="position:relative;line-height:normal;width:734px;height:390px;"><div id="a29209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 31: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY </div><div id="a29214" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars, except as noted) </div><div id="a29225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:695px;top:14px;">As at </div><div id="a29231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:27px;">Securities </div><div id="a29244" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:40px;">received as </div><div id="a29257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:53px;">collateral from </div><div id="a29269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:66px;">securities </div><div id="a29279" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:79px;">financing and </div><div id="a29288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:92px;">Bank-owned </div><div id="a29292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:92px;">derivative </div><div id="a29295" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:525px;top:92px;">Total </div><div id="a29297" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:92px;">Encumbered </div><div id="a29299" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:648px;top:92px;">Unencumbered </div><div id="a29304" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:105px;">liquid assets </div><div id="a29306" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:105px;">transactions </div><div id="a29309" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:491px;top:105px;">liquid assets </div><div id="a29311" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:105px;">liquid assets </div><div id="a29313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:656px;top:105px;">liquid assets</div><div id="a29314" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:713px;top:105px;">1</div><div id="a29320" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:658px;top:118px;">July 31, 2026 </div><div id="a29323" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:131px;">Cash and central bank reserves </div><div id="a29325" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:131px;">$ </div><div id="a29327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:131px;">18,372</div><div id="a29329" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:131px;">$ </div><div id="a29331" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:131px;">–</div><div id="a29333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:131px;">$ </div><div id="a29335" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:131px;">18,372</div><div id="a29337" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:131px;">$ </div><div id="a29339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:600px;top:131px;">2,348</div><div id="a29341" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:131px;">$ </div><div id="a29343" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:131px;">16,024</div><div id="a29346" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:144px;">Obligations of government, federal agencies, public sector<div style="display:inline-block;width:4px"> </div>entities, </div><div id="a29360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:157px;">and multilateral development banks</div><div id="a29361" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:163px;top:157px;">2</div><div id="a29364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:157px;">106,547</div><div id="a29367" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:157px;">107,397</div><div id="a29370" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:157px;">213,944</div><div id="a29373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:157px;letter-spacing:0.18px;">111,662</div><div id="a29376" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:157px;">102,282</div><div id="a29379" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:170px;">Equities </div><div id="a29382" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:170px;">19,844</div><div id="a29385" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:170px;">9,838</div><div id="a29388" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:170px;">29,682</div><div id="a29391" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:170px;">22,823</div><div id="a29394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:690px;top:170px;">6,859</div><div id="a29397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:183px;">Other debt securities </div><div id="a29400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:183px;">7,490</div><div id="a29403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:183px;">25,840</div><div id="a29406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:183px;">33,330</div><div id="a29409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:183px;">12,637</div><div id="a29412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:183px;">20,693</div><div id="a29415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:196px;">Other securities </div><div id="a29418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:379px;top:196px;">–</div><div id="a29421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:196px;">–</div><div id="a29424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:196px;">–</div><div id="a29427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:196px;">–</div><div id="a29430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:196px;">–</div><div id="a29433" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:209px;">Total Canadian dollar-denominated </div><div id="a29438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:209px;">152,253</div><div id="a29441" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:209px;">143,075</div><div id="a29444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:209px;">295,328</div><div id="a29447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:209px;">149,470</div><div id="a29450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:209px;">145,858</div><div id="a29453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:222px;">Cash and central bank reserves </div><div id="a29456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:222px;">82,336</div><div id="a29459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:222px;">–</div><div id="a29462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:222px;">82,336</div><div id="a29465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:222px;">–</div><div id="a29468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:222px;">82,336</div><div id="a29471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:235px;">Obligations of government, federal agencies, public sector<div style="display:inline-block;width:4px"> </div>entities, </div><div id="a29485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:248px;">and multilateral development banks </div><div id="a29488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:248px;">219,052</div><div id="a29491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:248px;">168,657</div><div id="a29494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:248px;">387,709</div><div id="a29497" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:248px;">176,155</div><div id="a29500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:248px;">211,554</div><div id="a29503" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:261px;">Equities </div><div id="a29506" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:261px;">64,720</div><div id="a29509" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:261px;">85,951</div><div id="a29512" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:261px;">150,671</div><div id="a29515" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:261px;">88,002</div><div id="a29518" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:261px;">62,669</div><div id="a29521" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:274px;">Other debt securities </div><div id="a29524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:274px;">89,301</div><div id="a29527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:274px;">45,458</div><div id="a29530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:274px;">134,759</div><div id="a29533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:274px;">39,672</div><div id="a29536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:274px;">95,087</div><div id="a29539" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:287px;">Other securities </div><div id="a29542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:287px;">19,051</div><div id="a29545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:287px;">1,482</div><div id="a29548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:287px;">20,533</div><div id="a29551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:600px;top:287px;">5,941</div><div id="a29554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:287px;">14,592</div><div id="a29557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:300px;">Total non-Canadian dollar-denominated </div><div id="a29564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:300px;">474,460</div><div id="a29567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:300px;">301,548</div><div id="a29570" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:300px;">776,008</div><div id="a29573" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:300px;">309,770</div><div id="a29576" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:300px;">466,238</div><div id="a29579" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:313px;">Total</div><div id="a29580" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:29px;top:313px;">3</div><div id="a29582" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:313px;">$ </div><div id="a29584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:313px;">626,713</div><div id="a29586" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:313px;">$ </div><div id="a29588" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:313px;">444,623</div><div id="a29590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:313px;">$ </div><div id="a29592" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:313px;">1,071,336</div><div id="a29594" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:313px;">$ </div><div id="a29596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:313px;">459,240</div><div id="a29598" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:313px;">$ </div><div id="a29600" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:313px;">612,096</div><div id="a29618" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:339px;">October 31, 2025 </div><div id="a29621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:352px;">Total Canadian dollar<div style="display:inline-block;width:2px"> </div>-denominated </div><div id="a29625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:313px;top:352px;">$ </div><div id="a29627" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:351px;">155,500</div><div id="a29629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:352px;">$ </div><div id="a29631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:351px;">128,048</div><div id="a29633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:351px;">$ </div><div id="a29635" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:351px;">283,548</div><div id="a29637" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:553px;top:351px;">$ </div><div id="a29639" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:351px;">124,734</div><div id="a29641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:351px;">$ </div><div id="a29643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:351px;">158,814</div><div id="a29646" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:365px;">Total non-Canadian<div style="display:inline-block;width:4px"> </div>dollar-denominated </div><div id="a29653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:364px;">479,607</div><div id="a29656" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:364px;">223,847</div><div id="a29659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:364px;">703,454</div><div id="a29662" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:364px;">279,201</div><div id="a29665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:364px;">424,253</div><div id="a29668" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:378px;">Total </div><div id="a29670" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:313px;top:378px;">$ </div><div id="a29672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:377px;">635,107</div><div id="a29674" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:378px;">$ </div><div id="a29676" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:377px;">351,895</div><div id="a29678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:377px;">$ </div><div id="a29680" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:377px;">987,002</div><div id="a29682" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:553px;top:377px;">$ </div><div id="a29684" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:377px;">403,935</div><div id="a29686" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:377px;">$ </div><div id="a29688" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:377px;">583,067</div></div></div></div><div id="TextBlockContainer46" style="position:relative;line-height:normal;width:725px;height:43px;"><div id="div_44_XBRL_TS_7f259f169a7345b4a7c6124b4ed8fe49" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer45" style="position:relative;line-height:normal;width:725px;height:43px;"><div id="a29692_1_178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Unencumbered liquid assets include on-balance sheet assets, assets borrowed or purchased under resale agreements,<div style="display:inline-block;width:4px"> </div>and other off-balance sheet collateral received less encumbered </div><div id="a29698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">liquid assets.</div><div id="a29702" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">2</div><div id="a29703" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes National Housing Act Mortgage-Backed Securities (NHA MBS).</div><div id="a29712" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:32px;">3</div><div id="a29713" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Effective April 30, 2026, collateral received from margin loans and collateral delivered to facilitate client<div style="display:inline-block;width:4px"> </div>shorts has been included</div></div></div><div id="a29713_135_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:32px;">.</div></div><div id="TextBlockContainer48" style="position:relative;line-height:normal;width:702px;height:13px;"><div id="a29732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Unencumbered liquid assets held in The<div style="display:inline-block;width:1px"> </div>Toronto-Dominion Bank, its domestic and foreign subsidiaries, and branches<div style="display:inline-block;width:1px"> </div>are summarized in the following<div style="display:inline-block;width:1px"> </div>table.</div></div><div id="TextBlockContainer52" style="position:relative;line-height:normal;width:734px;height:97px;"><div id="div_50_XBRL_TS_18b09d6e917e4a51bd598591eb145aa7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer51" style="position:relative;line-height:normal;width:734px;height:97px;"><div id="a29741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 32: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY<div style="display:inline-block;width:1px"> </div>BANK, SUBSIDIARIES, AND BRANCHES </div><div id="a29746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(millions of Canadian dollars) </div><div id="a29749" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:12px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a29755" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:24px;">July 31 </div><div id="a29757" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:24px;">October 31 </div><div id="a29761" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:36px;">2026 </div><div id="a29763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:36px;">2025 </div><div id="a29766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:48px;">The Toronto-Dominion Bank (Parent) </div><div id="a29770" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:48px;">$ </div><div id="a29772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:48px;">227,834</div><div id="a29774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:48px;">$ </div><div id="a29776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:48px;">257,722</div><div id="a29779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:60px;">Bank subsidiaries </div><div id="a29782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:60px;">356,030</div><div id="a29785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:60px;">306,961</div><div id="a29788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:72px;">Foreign branches </div><div id="a29791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:72px;">28,232</div><div id="a29794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:72px;">18,384</div><div id="a29797" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:84px;">Total </div><div id="a29799" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:84px;">$ </div><div id="a29801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:84px;">612,096</div><div id="a29803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:84px;">$ </div><div id="a29805" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:84px;">583,067</div></div></div></div><div id="TextBlockContainer54" style="position:relative;line-height:normal;width:730px;height:79px;"><div id="a33092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">FUNDING </div><div id="a33094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank has access to a variety of unsecured<div style="display:inline-block;width:1px"> </div>and secured funding sources. The Bank’s<div style="display:inline-block;width:1px"> </div>funding activities are conducted in accordance<div style="display:inline-block;width:1px"> </div>with liquidity risk </div><div id="a33096" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">management policies that require assets be<div style="display:inline-block;width:1px"> </div>funded to the appropriate term and to a prudent<div style="display:inline-block;width:1px"> </div>diversification profile. </div><div id="a33099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:40px;">The Bank’s primary approach to funding is<div style="display:inline-block;width:1px"> </div>to maximize the use of deposits raised through<div style="display:inline-block;width:1px"> </div>its personal,<div style="display:inline-block;width:2px"> </div>wealth and business and commercial banking<div style="display:inline-block;width:1px"> </div>channels. </div><div id="a33112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">The deposits raised from these sources<div style="display:inline-block;width:1px"> </div>were approximately </div><div id="a33112_58_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:271px;top:53px;">63</div><div id="a33112_60_22" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:282px;top:53px;">% (October 31, 2025 – </div><div id="a33112_82_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:53px;">64</div><div id="a33112_84_74" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:53px;">%) of the Bank’s total funding. Non-personal<div style="display:inline-block;width:1px"> </div>deposit funding as reflected </div><div id="a33126" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">below does not include the Bank’s Wholesale Banking<div style="display:inline-block;width:1px"> </div>deposits (including Corporate &amp; Investment<div style="display:inline-block;width:1px"> </div>Banking).</div></div><div id="TextBlockContainer58" style="position:relative;line-height:normal;width:735px;height:86px;"><div id="div_56_XBRL_TS_1d58b4a3cc894b069340fb9887c53b39" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer57" style="position:relative;line-height:normal;width:735px;height:86px;"><div id="a33129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">TABLE 40: SUMMARY OF DEPOSIT FUNDING</div><div id="a33130" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:3px;">1</div><div id="a33137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a33142" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:683px;top:14px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a33148" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:25px;">July 31 </div><div id="a33151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:25px;">October 31 </div><div id="a33155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:37px;">2026 </div><div id="a33157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:37px;">2025 </div><div id="a33160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:49px;">Personal </div><div id="a33162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:49px;">$ </div><div id="a33164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:49px;">645,173</div><div id="a33166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:49px;">$ </div><div id="a33168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:49px;">650,396</div><div id="a33171" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:61px;">Non-personal </div><div id="a33176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:61px;">314,154</div><div id="a33179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:61px;">316,319</div><div id="a33182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:73px;">Total </div><div id="a33184" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:73px;">$ </div><div id="a33186" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:73px;">959,327</div><div id="a33188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:73px;">$ </div><div id="a33190" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:73px;">966,715</div></div></div></div><div id="TextBlockContainer62" style="position:relative;line-height:normal;width:486px;height:11px;"><div id="div_60_XBRL_TS_74361090b83a457b81794bc9edcb45bc" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer61" style="position:relative;line-height:normal;width:486px;height:11px;"><div id="a33194_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">The calculation methodology reflects deposit funding from personal, wealth and business and commercial banking<div style="display:inline-block;width:4px"> </div>channels.</div></div></div></div><div id="TextBlockContainer64" style="position:relative;line-height:normal;width:726px;height:52px;"><div id="a33203" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">WHOLESALE FUNDING </div><div id="a33207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank maintains various registered external<div style="display:inline-block;width:1px"> </div>wholesale term (greater than 1 year) funding<div style="display:inline-block;width:1px"> </div>programs to provide access to diversified<div style="display:inline-block;width:1px"> </div>funding sources, including </div><div id="a33209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:26px;">asset securitization, covered bonds, and<div style="display:inline-block;width:1px"> </div>unsecured wholesale debt. The Bank’s wholesale<div style="display:inline-block;width:1px"> </div>funding is diversified by geography, currency, and funding types. The </div><div id="a33211" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">Bank raises short-term (1 year or less) funding<div style="display:inline-block;width:1px"> </div>using certificates of deposit and commercial<div style="display:inline-block;width:1px"> </div>paper.</div></div><div id="TextBlockContainer66" style="position:relative;line-height:normal;width:715px;height:26px;"><div id="a33742" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The Bank maintains depositor concentration<div style="display:inline-block;width:1px"> </div>limits in respect of short-term wholesale<div style="display:inline-block;width:1px"> </div>deposits so that it is not overly reliant<div style="display:inline-block;width:1px"> </div>on individual depositors for funding. </div><div id="a33748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank further limits short-term wholesale<div style="display:inline-block;width:1px"> </div>funding maturity concentration in an effort to<div style="display:inline-block;width:1px"> </div>mitigate refinancing risk during a stress event.</div></div> P259D P100D P100D P3D 0.95 <div id="TextBlockContainer12" style="position:relative;line-height:normal;width:443px;height:13px;"><div id="div_10_XBRL_TS_35ccda15c1f046f695652c04da2773bb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer11" style="position:relative;line-height:normal;width:443px;height:13px;"><div id="a28175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the end of quarter, average, high,<div style="display:inline-block;width:1px"> </div>and low usage of TD’s VaR metric.</div></div></div></div><div id="TextBlockContainer16" style="position:relative;line-height:normal;width:733px;height:150px;"><div id="div_14_XBRL_TS_92e3b0f3696d4a4e8af23547b29ff77b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer15" style="position:relative;line-height:normal;width:733px;height:150px;"><div id="a28234" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">TABLE 29: PORTFOLIO MARKET<div style="display:inline-block;width:4px"> </div>RISK MEASURES </div><div id="a28241" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a28250" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:465px;top:14px;">For the three months ended </div><div id="a28252" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:599px;top:14px;">For the nine months ended </div><div id="a28257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:26px;">July 31 </div><div id="a28260" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:484px;top:26px;">April 30 </div><div id="a28263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:26px;">July 31 </div><div id="a28266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:616px;top:26px;">July 31 </div><div id="a28269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:26px;">July 31 </div><div id="a28281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:36px;">2026 </div><div id="a28284" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:36px;">2026 </div><div id="a28287" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:36px;">2025 </div><div id="a28290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:36px;">2026 </div><div id="a28293" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:36px;">2025 </div><div id="a28298" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:231px;top:48px;">As at </div><div id="a28300" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:48px;">Average </div><div id="a28302" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:48px;">High </div><div id="a28304" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:48px;">Low </div><div id="a28307" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:48px;">Average </div><div id="a28310" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:48px;">Average </div><div id="a28313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:611px;top:48px;">Average </div><div id="a28316" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:676px;top:48px;">Average </div><div id="a28319" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:60px;">Interest rate risk </div><div id="a28321" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:199px;top:60px;">$ </div><div id="a28323" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:60px;">11.1</div><div id="a28325" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:60px;">$ </div><div id="a28327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:60px;">12.7</div><div id="a28329" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:60px;">$ </div><div id="a28331" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:60px;">18.1</div><div id="a28333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:60px;">$ </div><div id="a28335" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:60px;">9.5</div><div id="a28337" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:60px;">$ </div><div id="a28339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:60px;">15.3</div><div id="a28341" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:60px;">$ </div><div id="a28343" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:60px;">9.3</div><div id="a28345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:591px;top:60px;">$ </div><div id="a28347" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:60px;">13.5</div><div id="a28349" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:60px;">$ </div><div id="a28351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:60px;">11.5</div><div id="a28354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:70px;">Credit spread risk </div><div id="a28357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:70px;">25.3</div><div id="a28360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:70px;">22.3</div><div id="a28363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:70px;">28.6</div><div id="a28366" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:70px;">18.0</div><div id="a28369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:70px;">19.6</div><div id="a28372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:70px;">17.3</div><div id="a28375" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:70px;">19.0</div><div id="a28378" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:70px;">19.0</div><div id="a28381" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:81px;">Equity risk </div><div id="a28384" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:81px;">17.2</div><div id="a28387" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:81px;">27.3</div><div id="a28390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:81px;">47.0</div><div id="a28393" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:81px;">9.7</div><div id="a28396" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:81px;">17.6</div><div id="a28399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:81px;">12.5</div><div id="a28402" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:81px;">20.4</div><div id="a28405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:81px;">10.1</div><div id="a28408" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:92px;">Foreign exchange risk </div><div id="a28411" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:241px;top:92px;">4.8</div><div id="a28414" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:306px;top:92px;">5.5</div><div id="a28417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:92px;">9.7</div><div id="a28420" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:438px;top:92px;">1.6</div><div id="a28423" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:92px;">4.1</div><div id="a28426" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:92px;">3.7</div><div id="a28429" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:92px;">4.9</div><div id="a28432" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:92px;">3.9</div><div id="a28435" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:103px;">Commodity risk </div><div id="a28438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:103px;">14.3</div><div id="a28441" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:103px;">22.1</div><div id="a28444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:103px;">30.8</div><div id="a28447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:103px;">12.9</div><div id="a28450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:103px;">35.5</div><div id="a28453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:103px;">30.3</div><div id="a28456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:103px;">31.4</div><div id="a28459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:103px;">19.9</div><div id="a28462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:114px;">Idiosyncratic debt specific risk </div><div id="a28465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:114px;">19.4</div><div id="a28468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:114px;">18.3</div><div id="a28471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:114px;">21.7</div><div id="a28474" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:114px;">14.4</div><div id="a28477" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:114px;">17.1</div><div id="a28480" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:114px;">20.4</div><div id="a28483" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:114px;">16.9</div><div id="a28486" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:114px;">21.1</div><div id="a28489" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:125px;">Diversification effect</div><div id="a28490" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:125px;">1</div><div id="a28493" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:125px;display:flex;">(57.3)</div><div id="a28496" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:125px;display:flex;">(71.5)</div><div id="a28499" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:125px;"><div style="display:inline-block;width:3px"> </div>n/m </div><div id="a28501" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:125px;">2 </div><div id="a28504" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:125px;"><div style="display:inline-block;width:3px"> </div>n/m<div style="display:inline-block;width:3px"> </div></div><div id="a28508" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:125px;display:flex;">(69.1)</div><div id="a28511" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:125px;display:flex;">(57.2)</div><div id="a28514" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:125px;display:flex;">(66.5)</div><div id="a28517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:125px;display:flex;">(52.0)</div><div id="a28520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:138px;">Total Value<div style="display:inline-block;width:1px"> </div>-at-Risk (one-day) </div><div id="a28528" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:199px;top:138px;">$ </div><div id="a28530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:138px;">34.8</div><div id="a28532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:138px;">$ </div><div id="a28534" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:138px;">36.7</div><div id="a28536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:138px;">$ </div><div id="a28538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:366px;top:138px;">48.5</div><div id="a28540" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:138px;">$ </div><div id="a28542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:138px;">28.1</div><div id="a28544" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:138px;">$ </div><div id="a28546" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:138px;">40.1</div><div id="a28548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:138px;">$ </div><div id="a28550" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:138px;">36.3</div><div id="a28552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:591px;top:138px;">$ </div><div id="a28554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:138px;">39.6</div><div id="a28556" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:138px;">$ </div><div id="a28558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:138px;">33.5</div></div></div></div><div id="TextBlockContainer19" style="position:relative;line-height:normal;width:580px;height:21px;"><div id="a28562_1_140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">The aggregate VaR is less than the sum of the VaR<div style="display:inline-block;width:4px"> </div>of the different risk types due to risk offsets resulting from portfolio diversification. </div><div id="a28568" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a28569" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Not meaningful. It is not meaningful to compute a diversification effect because the high and low may<div style="display:inline-block;width:4px"> </div>occur on different days for different risk types.</div></div> 11100000 12700000 18100000 9500000 15300000 9300000 13500000 11500000 25300000 22300000 28600000 18000000.0 19600000 17300000 19000000.0 19000000.0 17200000 27300000 47000000.0 9700000 17600000 12500000 20400000 10100000 4800000 5500000 9700000 1600000 4100000 3700000 4900000 3900000 14300000 22100000 30800000 12900000 35500000 30300000 31400000 19900000 19400000 18300000 21700000 14400000 17100000 20400000 16900000 21100000 -57300000 -71500000 -69100000 -57200000 -66500000 -52000000.0 34800000 36700000 48500000 28100000 40100000 36300000 39600000 33500000 <div id="TextBlockContainer25" style="position:relative;line-height:normal;width:706px;height:26px;"><div id="a28645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table shows the potential before-tax<div style="display:inline-block;width:1px"> </div>impact of an immediate and sustained<div style="display:inline-block;width:1px"> </div>100 bps increase or decrease in interest rates<div style="display:inline-block;width:1px"> </div>on the EVE and NIIS </div><div id="a28648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">measures.</div></div><div id="TextBlockContainer30" style="position:relative;line-height:normal;width:736px;height:121px;"><div id="div_28_XBRL_TS_88b5821a1f854a2a9a246e598369511e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer29" style="position:relative;line-height:normal;width:736px;height:121px;"><div id="a28651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 30: NON-TRADING INTEREST RATE SENSITIVITY MEASURES </div><div id="a28665" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a28681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:701px;top:14px;">As at </div><div id="a28685" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:26px;">July 31, 2026 </div><div id="a28688" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:26px;">April 30, 2026 </div><div id="a28692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:26px;">July 31, 2025 </div><div id="a28696" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:38px;">EVE </div><div id="a28698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:38px;">NII </div><div id="a28701" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:38px;">EVE </div><div id="a28704" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:575px;top:38px;">NII </div><div id="a28708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:38px;">EVE </div><div id="a28711" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:710px;top:38px;">NII </div><div id="a28715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:251px;top:50px;">Sensitivity </div><div id="a28717" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:50px;">Sensitivity</div><div id="a28718" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:50px;">1</div><div id="a28721" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:483px;top:50px;">Sensitivity </div><div id="a28724" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:50px;">Sensitivity</div><div id="a28725" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:50px;">1</div><div id="a28729" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:615px;top:50px;">Sensitivity</div><div id="a28730" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:50px;">3</div><div id="a28733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:50px;">Sensitivity</div><div id="a28734" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:713px;top:50px;">1,3</div><div id="a28739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:146px;top:62px;">Canadian </div><div id="a28742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:217px;top:62px;">U.S. </div><div id="a28745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:62px;">Total </div><div id="a28748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:62px;">Canadian </div><div id="a28751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:62px;">U.S. </div><div id="a28754" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:62px;">Total </div><div id="a28757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:62px;">Total </div><div id="a28760" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:567px;top:62px;">Total </div><div id="a28764" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:62px;">Total </div><div id="a28767" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:702px;top:62px;">Total </div><div id="a28772" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:158px;top:74px;">dollar</div><div id="a28773" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:182px;top:74px;">2</div><div id="a28776" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:210px;top:74px;">dollar </div><div id="a28781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:74px;">dollar</div><div id="a28782" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:74px;">2</div><div id="a28785" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:74px;">dollar </div><div id="a28799" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:86px;">Before-tax impact of<div style="display:inline-block;width:3px"> </div></div><div id="a28825" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;"><div style="display:inline-block;width:2px"> </div>100 bps increase in rates </div><div id="a28828" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:133px;top:98px;">$ </div><div id="a28830" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:98px;display:flex;">(1,444)</div><div id="a28832" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:98px;">$ </div><div id="a28834" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:206px;top:98px;display:flex;">(2,362)</div><div id="a28836" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:240px;top:98px;">$ </div><div id="a28838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:267px;top:98px;display:flex;">(3,806)</div><div id="a28840" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:98px;">$ </div><div id="a28842" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:98px;">292</div><div id="a28844" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:98px;">$ </div><div id="a28846" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:98px;">49</div><div id="a28848" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:98px;">$ </div><div id="a28850" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:98px;">341</div><div id="a28852" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:98px;">$ </div><div id="a28854" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:98px;display:flex;">(3,683)</div><div id="a28856" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:98px;">$ </div><div id="a28858" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:98px;">411</div><div id="a28861" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:98px;">$ </div><div id="a28863" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:98px;display:flex;">(3,330)</div><div id="a28865" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:663px;top:98px;">$ </div><div id="a28867" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:98px;">527</div><div id="a28870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:110px;"><div style="display:inline-block;width:2px"> </div>100 bps decrease in rates </div><div id="a28874" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:110px;">1,425</div><div id="a28877" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:110px;">2,163</div><div id="a28880" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:110px;">3,588</div><div id="a28883" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:332px;top:110px;display:flex;">(323)</div><div id="a28886" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:110px;display:flex;">(48)</div><div id="a28889" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:442px;top:110px;display:flex;">(371)</div><div id="a28892" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:110px;">3,407</div><div id="a28895" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:566px;top:110px;display:flex;">(461)</div><div id="a28899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:110px;">2,927</div><div id="a28902" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:110px;display:flex;">(609)</div></div></div></div><div id="TextBlockContainer34" style="position:relative;line-height:normal;width:668px;height:32px;"><div id="div_32_XBRL_TS_9d89807274924bcea0b1dc0d42e58206" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer33" style="position:relative;line-height:normal;width:668px;height:32px;"><div id="a28906_1_140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Represents the twelve-month NII exposure to an immediate and sustained shock in rates, and may include adjustments<div style="display:inline-block;width:4px"> </div>for non-recurring items. </div><div id="a28913" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a28914" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes other currency exposures. </div><div id="a28917" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a28918" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Effective the second quarter of 2026, the EVE and NIIS measures include exposures from Wholesale<div style="display:inline-block;width:4px"> </div>Banking. Prior periods do not include Wholesale Banking exposures.</div></div></div></div> -1444000000 -2362000000 -3806000000 292000000 49000000 341000000 -3683000000 411000000 -3330000000 527000000 1425000000 2163000000 3588000000 -323000000 -48000000 -371000000 3407000000 -461000000 2927000000 -609000000 -3806000000 123000000 341000000 -70000000 3588000000 181000000 -371000000 -90000000 <div id="TextBlockContainer41" style="position:relative;line-height:normal;width:734px;height:390px;"><div id="a29209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 31: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY </div><div id="a29214" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars, except as noted) </div><div id="a29225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:695px;top:14px;">As at </div><div id="a29231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:27px;">Securities </div><div id="a29244" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:40px;">received as </div><div id="a29257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:53px;">collateral from </div><div id="a29269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:66px;">securities </div><div id="a29279" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:79px;">financing and </div><div id="a29288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:92px;">Bank-owned </div><div id="a29292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:92px;">derivative </div><div id="a29295" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:525px;top:92px;">Total </div><div id="a29297" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:92px;">Encumbered </div><div id="a29299" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:648px;top:92px;">Unencumbered </div><div id="a29304" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:105px;">liquid assets </div><div id="a29306" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:105px;">transactions </div><div id="a29309" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:491px;top:105px;">liquid assets </div><div id="a29311" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:105px;">liquid assets </div><div id="a29313" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:656px;top:105px;">liquid assets</div><div id="a29314" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:713px;top:105px;">1</div><div id="a29320" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:658px;top:118px;">July 31, 2026 </div><div id="a29323" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:131px;">Cash and central bank reserves </div><div id="a29325" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:131px;">$ </div><div id="a29327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:131px;">18,372</div><div id="a29329" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:131px;">$ </div><div id="a29331" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:131px;">–</div><div id="a29333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:131px;">$ </div><div id="a29335" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:131px;">18,372</div><div id="a29337" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:131px;">$ </div><div id="a29339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:600px;top:131px;">2,348</div><div id="a29341" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:131px;">$ </div><div id="a29343" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:131px;">16,024</div><div id="a29346" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:144px;">Obligations of government, federal agencies, public sector<div style="display:inline-block;width:4px"> </div>entities, </div><div id="a29360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:157px;">and multilateral development banks</div><div id="a29361" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:163px;top:157px;">2</div><div id="a29364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:157px;">106,547</div><div id="a29367" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:157px;">107,397</div><div id="a29370" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:157px;">213,944</div><div id="a29373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:157px;letter-spacing:0.18px;">111,662</div><div id="a29376" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:157px;">102,282</div><div id="a29379" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:170px;">Equities </div><div id="a29382" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:170px;">19,844</div><div id="a29385" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:170px;">9,838</div><div id="a29388" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:170px;">29,682</div><div id="a29391" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:170px;">22,823</div><div id="a29394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:690px;top:170px;">6,859</div><div id="a29397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:183px;">Other debt securities </div><div id="a29400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:183px;">7,490</div><div id="a29403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:183px;">25,840</div><div id="a29406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:183px;">33,330</div><div id="a29409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:183px;">12,637</div><div id="a29412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:183px;">20,693</div><div id="a29415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:196px;">Other securities </div><div id="a29418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:379px;top:196px;">–</div><div id="a29421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:196px;">–</div><div id="a29424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:196px;">–</div><div id="a29427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:196px;">–</div><div id="a29430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:196px;">–</div><div id="a29433" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:209px;">Total Canadian dollar-denominated </div><div id="a29438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:209px;">152,253</div><div id="a29441" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:209px;">143,075</div><div id="a29444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:209px;">295,328</div><div id="a29447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:209px;">149,470</div><div id="a29450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:209px;">145,858</div><div id="a29453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:222px;">Cash and central bank reserves </div><div id="a29456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:222px;">82,336</div><div id="a29459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:222px;">–</div><div id="a29462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:222px;">82,336</div><div id="a29465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:618px;top:222px;">–</div><div id="a29468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:222px;">82,336</div><div id="a29471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:235px;">Obligations of government, federal agencies, public sector<div style="display:inline-block;width:4px"> </div>entities, </div><div id="a29485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:248px;">and multilateral development banks </div><div id="a29488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:248px;">219,052</div><div id="a29491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:248px;">168,657</div><div id="a29494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:248px;">387,709</div><div id="a29497" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:248px;">176,155</div><div id="a29500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:248px;">211,554</div><div id="a29503" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:261px;">Equities </div><div id="a29506" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:261px;">64,720</div><div id="a29509" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:261px;">85,951</div><div id="a29512" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:261px;">150,671</div><div id="a29515" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:261px;">88,002</div><div id="a29518" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:261px;">62,669</div><div id="a29521" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:274px;">Other debt securities </div><div id="a29524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:274px;">89,301</div><div id="a29527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:436px;top:274px;">45,458</div><div id="a29530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:274px;">134,759</div><div id="a29533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:274px;">39,672</div><div id="a29536" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:274px;">95,087</div><div id="a29539" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:287px;">Other securities </div><div id="a29542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:287px;">19,051</div><div id="a29545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:287px;">1,482</div><div id="a29548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:516px;top:287px;">20,533</div><div id="a29551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:600px;top:287px;">5,941</div><div id="a29554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:685px;top:287px;">14,592</div><div id="a29557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:300px;">Total non-Canadian dollar-denominated </div><div id="a29564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:300px;">474,460</div><div id="a29567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:300px;">301,548</div><div id="a29570" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:510px;top:300px;">776,008</div><div id="a29573" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:300px;">309,770</div><div id="a29576" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:300px;">466,238</div><div id="a29579" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:313px;">Total</div><div id="a29580" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:29px;top:313px;">3</div><div id="a29582" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:313px;">$ </div><div id="a29584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:313px;">626,713</div><div id="a29586" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:313px;">$ </div><div id="a29588" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:313px;">444,623</div><div id="a29590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:313px;">$ </div><div id="a29592" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:313px;">1,071,336</div><div id="a29594" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:313px;">$ </div><div id="a29596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:313px;">459,240</div><div id="a29598" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:313px;">$ </div><div id="a29600" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:313px;">612,096</div><div id="a29618" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:339px;">October 31, 2025 </div><div id="a29621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:352px;">Total Canadian dollar<div style="display:inline-block;width:2px"> </div>-denominated </div><div id="a29625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:313px;top:352px;">$ </div><div id="a29627" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:351px;">155,500</div><div id="a29629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:352px;">$ </div><div id="a29631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:351px;">128,048</div><div id="a29633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:351px;">$ </div><div id="a29635" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:351px;">283,548</div><div id="a29637" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:553px;top:351px;">$ </div><div id="a29639" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:351px;">124,734</div><div id="a29641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:351px;">$ </div><div id="a29643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:351px;">158,814</div><div id="a29646" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:365px;">Total non-Canadian<div style="display:inline-block;width:4px"> </div>dollar-denominated </div><div id="a29653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:364px;">479,607</div><div id="a29656" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:364px;">223,847</div><div id="a29659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:364px;">703,454</div><div id="a29662" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:364px;">279,201</div><div id="a29665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:364px;">424,253</div><div id="a29668" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:378px;">Total </div><div id="a29670" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:313px;top:378px;">$ </div><div id="a29672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:377px;">635,107</div><div id="a29674" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:393px;top:378px;">$ </div><div id="a29676" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:377px;">351,895</div><div id="a29678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:377px;">$ </div><div id="a29680" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:377px;">987,002</div><div id="a29682" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:553px;top:377px;">$ </div><div id="a29684" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:377px;">403,935</div><div id="a29686" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:377px;">$ </div><div id="a29688" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:377px;">583,067</div></div><div id="TextBlockContainer45" style="position:relative;line-height:normal;width:725px;height:43px;"><div id="a29692_1_178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Unencumbered liquid assets include on-balance sheet assets, assets borrowed or purchased under resale agreements,<div style="display:inline-block;width:4px"> </div>and other off-balance sheet collateral received less encumbered </div><div id="a29698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">liquid assets.</div><div id="a29702" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">2</div><div id="a29703" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes National Housing Act Mortgage-Backed Securities (NHA MBS).</div><div id="a29712" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:32px;">3</div><div id="a29713" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Effective April 30, 2026, collateral received from margin loans and collateral delivered to facilitate client<div style="display:inline-block;width:4px"> </div>shorts has been included</div></div> 18372000000 0 18372000000 2348000000 16024000000 106547000000 107397000000 213944000000 111662000000 102282000000 19844000000 9838000000 29682000000 22823000000 6859000000 7490000000 25840000000 33330000000 12637000000 20693000000 0 0 0 0 0 152253000000 143075000000 295328000000 149470000000 145858000000 82336000000 0 82336000000 0 82336000000 219052000000 168657000000 387709000000 176155000000 211554000000 64720000000 85951000000 150671000000 88002000000 62669000000 89301000000 45458000000 134759000000 39672000000 95087000000 19051000000 1482000000 20533000000 5941000000 14592000000 474460000000 301548000000 776008000000 309770000000 466238000000 626713000000 444623000000 1071336000000 459240000000 612096000000 155500000000 128048000000 283548000000 124734000000 158814000000 479607000000 223847000000 703454000000 279201000000 424253000000 635107000000 351895000000 987002000000 403935000000 583067000000 <div id="TextBlockContainer51" style="position:relative;line-height:normal;width:734px;height:97px;"><div id="a29741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">TABLE 32: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY<div style="display:inline-block;width:1px"> </div>BANK, SUBSIDIARIES, AND BRANCHES </div><div id="a29746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(millions of Canadian dollars) </div><div id="a29749" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:12px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a29755" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:24px;">July 31 </div><div id="a29757" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:24px;">October 31 </div><div id="a29761" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:36px;">2026 </div><div id="a29763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:36px;">2025 </div><div id="a29766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:48px;">The Toronto-Dominion Bank (Parent) </div><div id="a29770" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:48px;">$ </div><div id="a29772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:48px;">227,834</div><div id="a29774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:48px;">$ </div><div id="a29776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:48px;">257,722</div><div id="a29779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:60px;">Bank subsidiaries </div><div id="a29782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:60px;">356,030</div><div id="a29785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:60px;">306,961</div><div id="a29788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:72px;">Foreign branches </div><div id="a29791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:72px;">28,232</div><div id="a29794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:72px;">18,384</div><div id="a29797" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:84px;">Total </div><div id="a29799" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:84px;">$ </div><div id="a29801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:84px;">612,096</div><div id="a29803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:84px;">$ </div><div id="a29805" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:84px;">583,067</div></div> 227834000000 257722000000 356030000000 306961000000 28232000000 18384000000 612096000000 583067000000 0.63 0.64 <div id="TextBlockContainer57" style="position:relative;line-height:normal;width:735px;height:86px;"><div id="a33129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">TABLE 40: SUMMARY OF DEPOSIT FUNDING</div><div id="a33130" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:3px;">1</div><div id="a33137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a33142" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:683px;top:14px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a33148" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:25px;">July 31 </div><div id="a33151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:25px;">October 31 </div><div id="a33155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:37px;">2026 </div><div id="a33157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:37px;">2025 </div><div id="a33160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:49px;">Personal </div><div id="a33162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:49px;">$ </div><div id="a33164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:49px;">645,173</div><div id="a33166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:49px;">$ </div><div id="a33168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:49px;">650,396</div><div id="a33171" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:61px;">Non-personal </div><div id="a33176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:61px;">314,154</div><div id="a33179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:61px;">316,319</div><div id="a33182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:73px;">Total </div><div id="a33184" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:73px;">$ </div><div id="a33186" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:575px;top:73px;">959,327</div><div id="a33188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:73px;">$ </div><div id="a33190" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:73px;">966,715</div></div><div id="TextBlockContainer61" style="position:relative;line-height:normal;width:486px;height:11px;"><div id="a33194_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">The calculation methodology reflects deposit funding from personal, wealth and business and commercial banking<div style="display:inline-block;width:4px"> </div>channels.</div></div> 645173000000 650396000000 314154000000 316319000000 959327000000 966715000000 6812000000 7512000000 103820000000 109417000000 110632000000 116929000000 218133000000 220136000000 9534000000 7395000000 80055000000 82972000000 7071000000 6986000000 135092000000 126369000000 449885000000 443858000000 236855000000 240439000000 231368000000 247078000000 292598000000 315063000000 291421000000 259033000000 42104000000 41662000000 373421000000 345943000000 999544000000 961701000000 8508000000 8689000000 991036000000 953012000000 18981000000 18980000000 3841000000 3409000000 10207000000 10132000000 5967000000 5388000000 25034000000 27345000000 28055000000 27988000000 92085000000 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11010000000 4971000000 3295000000 11699000000 11066000000 1934000000 1886000000 5834000000 5693000000 186000000 504000000 517000000 1013000000 -3220000000 -4437000000 -12678000000 -11909000000 9101000000 24672000000 5642000000 53801000000 14003000000 25139000000 35765000000 67952000000 7928000000 8413000000 21192000000 26536000000 1305000000 10755000000 4017000000 13125000000 7640000000 12460000000 33885000000 41797000000 12431000000 12520000000 33838000000 38532000000 1456000000 7808000000 1859000000 29743000000 731000000 575000000 1886000000 1508000000 0 -133000000 0 -20760000000 9847000000 26127000000 -4988000000 71240000000 187000000 18000000 0 -18000000 954000000 16000000 -700000000 -920000000 5858000000 5501000000 7512000000 6437000000 6812000000 5517000000 6812000000 5517000000 759000000 1081000000 3571000000 3868000000 11291000000 13228000000 34893000000 42684000000 19940000000 20824000000 59438000000 64055000000 903000000 758000000 2367000000 2105000000 <div id="TextBlockContainer68" style="position:relative;line-height:normal;width:181px;height:13px;"><div id="a41395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 1: NATURE OF OPERATIONS</div></div><div id="TextBlockContainer70" style="position:relative;line-height:normal;width:726px;height:93px;"><div id="a41401" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">CORPORATE INFORMATION </div><div id="a41403" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Toronto-Dominion Bank is a bank chartered under the </div><div id="a41406" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:265px;top:13px;">Bank Act (Canada)</div><div id="a41407" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:13px;">. The shareholders of a bank are not, as<div style="display:inline-block;width:1px"> </div>shareholders, liable for any liability, act, or </div><div id="a41408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">default of the bank except as otherwise provided<div style="display:inline-block;width:1px"> </div>under the </div><div id="a41409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:266px;top:27px;">Bank Act (Canada)</div><div id="a41410" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:351px;top:27px;">. The Toronto-Dominion Bank and its subsidiaries are collectively known<div style="display:inline-block;width:1px"> </div>as </div><div id="a41413" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">TD Bank Group (“TD” or the “Bank”). The Bank<div style="display:inline-block;width:1px"> </div>was formed through the amalgamation on<div style="display:inline-block;width:1px"> </div>February 1, 1955,<div style="display:inline-block;width:3px"> </div>of The Bank of Toronto (chartered in 1855) and The </div><div id="a41431" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Dominion Bank (chartered in 1869). The Bank<div style="display:inline-block;width:1px"> </div>is incorporated and domiciled in Canada<div style="display:inline-block;width:1px"> </div>with its registered and principal business<div style="display:inline-block;width:1px"> </div>offices located at 66 Wellington </div><div id="a41436" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Street West, Toronto, Ontario. TD serves customers in four business segments<div style="display:inline-block;width:1px"> </div>operating in a number of locations in key<div style="display:inline-block;width:1px"> </div>financial centres around the globe: </div><div id="a41439" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">Canadian Personal and Commercial<div style="display:inline-block;width:1px"> </div>Banking, U.S. Banking, Wealth Management and Insurance,<div style="display:inline-block;width:1px"> </div>and Wholesale Banking.</div></div><div id="TextBlockContainer72" style="position:relative;line-height:normal;width:734px;height:266px;"><div id="a41445" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">BASIS OF PREPARATION </div><div id="a41447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The accompanying Interim Consolidated<div style="display:inline-block;width:1px"> </div>Financial Statements have been prepared<div style="display:inline-block;width:1px"> </div>on a condensed basis in accordance with<div style="display:inline-block;width:1px"> </div>International Accounting Standards </div><div id="a41455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">34, </div><div id="a41456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:21px;top:27px;">Interim Financial Reporting</div><div id="a41457" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:140px;top:27px;"><div style="display:inline-block;width:3px"> </div>(IAS 34), as issued by the International<div style="display:inline-block;width:1px"> </div>Accounting Standards Board (IASB) and<div style="display:inline-block;width:1px"> </div>with the accounting policies as described in<div style="display:inline-block;width:1px"> </div>Note 2 </div><div id="a41463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">of the Bank’s 2025 Annual Consolidated Financial<div style="display:inline-block;width:1px"> </div>Statements, including the accounting requirements<div style="display:inline-block;width:1px"> </div>of the Office of the Superintendent of Financial<div style="display:inline-block;width:1px"> </div>Institutions </div><div id="a41465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Canada (OSFI), which were consistently<div style="display:inline-block;width:1px"> </div>applied to all periods presented.<div style="display:inline-block;width:2px"> </div>The Interim Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>are presented in Canadian dollars, </div><div id="a41472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">unless otherwise indicated. </div><div id="a41474" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:80px;">Certain comparative amounts have been<div style="display:inline-block;width:1px"> </div>revised to conform with the presentation adopted<div style="display:inline-block;width:1px"> </div>in the current period. </div><div id="a41480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:93px;">The preparation of the Interim Consolidated<div style="display:inline-block;width:1px"> </div>Financial Statements requires that management<div style="display:inline-block;width:1px"> </div>make judgments, estimates, and assumptions<div style="display:inline-block;width:1px"> </div>regarding the </div><div id="a41491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">reported amount of assets, liabilities, revenue<div style="display:inline-block;width:1px"> </div>and expenses, and disclosure of contingent<div style="display:inline-block;width:1px"> </div>assets and liabilities, as further described in<div style="display:inline-block;width:1px"> </div>Note 3 of the Bank’s 2025 </div><div id="a41502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">Annual Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>and in Note 3 of this report. Accordingly, actual results may differ from estimated<div style="display:inline-block;width:1px"> </div>amounts as future confirming events </div><div id="a41511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">occur.<div style="display:inline-block;width:3px"> </div></div><div id="a41514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">The Bank’s Interim Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>have been prepared using uniform accounting<div style="display:inline-block;width:1px"> </div>policies for like transactions and events in<div style="display:inline-block;width:1px"> </div>similar </div><div id="a41518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">circumstances. All intercompany transactions,<div style="display:inline-block;width:1px"> </div>balances,<div style="display:inline-block;width:2px"> </div>and unrealized gains and losses on<div style="display:inline-block;width:1px"> </div>transactions are eliminated on consolidation. </div><div id="a41526" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:173px;">The Interim Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>for the three and nine months ended July 31,<div style="display:inline-block;width:1px"> </div>2026, were approved and authorized<div style="display:inline-block;width:1px"> </div>for issue by the Bank’s </div><div id="a41545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">Board of Directors on August 26, 2026,<div style="display:inline-block;width:2px"> </div>in accordance with a recommendation of<div style="display:inline-block;width:1px"> </div>the Audit Committee. </div><div id="a41559" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:200px;">As the Interim Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>do not include all of the disclosures normally<div style="display:inline-block;width:1px"> </div>provided in the Annual Consolidated Financial<div style="display:inline-block;width:1px"> </div>Statements, they </div><div id="a41564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:213px;">should be read in conjunction with the Bank’s 2025<div style="display:inline-block;width:1px"> </div>Annual Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>and the accompanying Notes, and<div style="display:inline-block;width:1px"> </div>the shaded sections of the 2025 </div><div id="a41581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:227px;">Management’s Discussion and Analysis (MD&amp;A).<div style="display:inline-block;width:1px"> </div>The risk management policies and procedures<div style="display:inline-block;width:1px"> </div>of the Bank are provided in the MD&amp;A.<div style="display:inline-block;width:1px"> </div>The shaded sections of </div><div id="a41585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:240px;">the “Managing Risk” section of the MD&amp;A in<div style="display:inline-block;width:1px"> </div>this report,<div style="display:inline-block;width:3px"> </div>relating to market, liquidity, and insurance risks, are an integral<div style="display:inline-block;width:1px"> </div>part of these Interim Consolidated Financial </div><div id="a41592" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:253px;">Statements, as permitted by International<div style="display:inline-block;width:1px"> </div>Financial Reporting Standards.</div></div> <div id="TextBlockContainer74" style="position:relative;line-height:normal;width:356px;height:13px;"><div id="a41598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 2: CURRENT AND FUTURE<div style="display:inline-block;width:1px"> </div>CHANGES IN ACCOUNTING POLICIES</div></div><div id="TextBlockContainer77" style="position:relative;line-height:normal;width:508px;height:26px;"><div id="a41602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">CURRENT CHANGES IN ACCOUNTING<div style="display:inline-block;width:1px"> </div>POLICIES </div><div id="a41604" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">There were no new accounting policies adopted<div style="display:inline-block;width:1px"> </div>by the Bank for the three and nine months<div style="display:inline-block;width:1px"> </div>ended July 31, 2026.</div></div><div id="TextBlockContainer81" style="position:relative;line-height:normal;width:703px;height:39px;"><div id="a41616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">FUTURE CHANGES IN ACCOUNTING<div style="display:inline-block;width:1px"> </div>POLICIES </div><div id="a41618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">There were no new accounting standards<div style="display:inline-block;width:1px"> </div>or amendments issued during the three and nine<div style="display:inline-block;width:1px"> </div>months ended July 31, 2026. Refer to Note 4 of<div style="display:inline-block;width:1px"> </div>the Bank’s 2025 </div><div id="a41676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Annual Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>for a description of future changes in accounting<div style="display:inline-block;width:1px"> </div>policies.</div></div> <div id="TextBlockContainer78" style="position:relative;line-height:normal;width:508px;height:26px;"><div id="div_76_XBRL_TS_bd0ca8ff88e446bcbfbb0e9a549481d7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer77" style="position:relative;line-height:normal;width:508px;height:26px;"><div id="a41602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">CURRENT CHANGES IN ACCOUNTING<div style="display:inline-block;width:1px"> </div>POLICIES </div><div id="a41604" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">There were no new accounting policies adopted<div style="display:inline-block;width:1px"> </div>by the Bank for the three and nine months<div style="display:inline-block;width:1px"> </div>ended July 31, 2026.</div></div></div></div> <div id="TextBlockContainer82" style="position:relative;line-height:normal;width:703px;height:39px;"><div id="div_80_XBRL_TS_90bf9688f491424b950552b379bbae7e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer81" style="position:relative;line-height:normal;width:703px;height:39px;"><div id="a41616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">FUTURE CHANGES IN ACCOUNTING<div style="display:inline-block;width:1px"> </div>POLICIES </div><div id="a41618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">There were no new accounting standards<div style="display:inline-block;width:1px"> </div>or amendments issued during the three and nine<div style="display:inline-block;width:1px"> </div>months ended July 31, 2026. Refer to Note 4 of<div style="display:inline-block;width:1px"> </div>the Bank’s 2025 </div><div id="a41676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Annual Consolidated Financial Statements<div style="display:inline-block;width:1px"> </div>for a description of future changes in accounting<div style="display:inline-block;width:1px"> </div>policies.</div></div></div></div> <div id="TextBlockContainer84" style="position:relative;line-height:normal;width:420px;height:13px;"><div id="a41704" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 3: SIGNIFICANT ACCOUNTING<div style="display:inline-block;width:1px"> </div>JUDGMENTS, ESTIMATES, AND ASSUMPTIONS</div></div><div id="TextBlockContainer88" style="position:relative;line-height:normal;width:731px;height:79px;"><div id="div_86_XBRL_TS_a8b325365fc943d5b37b8cacd72e2fbb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer87" style="position:relative;line-height:normal;width:731px;height:79px;"><div id="a41708" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The estimates used in the Bank’s accounting policies<div style="display:inline-block;width:1px"> </div>are essential to understanding its results<div style="display:inline-block;width:1px"> </div>of operations and financial condition. Some<div style="display:inline-block;width:1px"> </div>of the Bank’s policies </div><div id="a41720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">require subjective, complex judgments and<div style="display:inline-block;width:1px"> </div>estimates as they relate to matters<div style="display:inline-block;width:1px"> </div>that are inherently uncertain. Changes in these judgments<div style="display:inline-block;width:1px"> </div>or estimates and </div><div id="a41723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">changes to accounting standards and policies<div style="display:inline-block;width:1px"> </div>could have a materially adverse impact on<div style="display:inline-block;width:1px"> </div>the Bank’s Interim Consolidated Financial<div style="display:inline-block;width:1px"> </div>Statements. The Bank has </div><div id="a41730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">established procedures to ensure that accounting<div style="display:inline-block;width:1px"> </div>policies are applied consistently and that the<div style="display:inline-block;width:1px"> </div>processes for changing methodologies,<div style="display:inline-block;width:1px"> </div>determining estimates, and </div><div id="a41734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">adopting new accounting standards are well-controlled<div style="display:inline-block;width:1px"> </div>and occur in an appropriate and systematic<div style="display:inline-block;width:1px"> </div>manner. Refer to Note 3 of the Bank’s 2025<div style="display:inline-block;width:2px"> </div>Annual </div><div id="a41756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Consolidated Financial Statements for a description<div style="display:inline-block;width:1px"> </div>of significant accounting judgments, estimates,<div style="display:inline-block;width:1px"> </div>and assumptions.</div></div></div></div><div id="TextBlockContainer91" style="position:relative;line-height:normal;width:728px;height:79px;"><div id="a41783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Impairment – Expected Credit Loss Model </div><div id="a41788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The expected credit loss (ECL) model requires<div style="display:inline-block;width:1px"> </div>the application of judgments, estimates,<div style="display:inline-block;width:1px"> </div>and assumptions in the assessment of the<div style="display:inline-block;width:1px"> </div>current and forward-looking </div><div id="a41794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">economic environment. There remains elevated<div style="display:inline-block;width:1px"> </div>economic uncertainty, and management continues to exercise<div style="display:inline-block;width:1px"> </div>expert credit judgment in assessing if an<div style="display:inline-block;width:1px"> </div>exposure </div><div id="a41798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">has experienced significant increase in credit<div style="display:inline-block;width:1px"> </div>risk since initial recognition and in determining<div style="display:inline-block;width:1px"> </div>the amount of ECLs at each reporting date.<div style="display:inline-block;width:1px"> </div>To the extent that certain </div><div id="a41803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">effects are not fully incorporated into the model<div style="display:inline-block;width:1px"> </div>calculations, temporary quantitative and qualitative<div style="display:inline-block;width:1px"> </div>adjustments have been applied,<div style="display:inline-block;width:2px"> </div>including for risks related to </div><div id="a41808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">elevated uncertainty associated with policy and<div style="display:inline-block;width:1px"> </div>trade, and such adjustments will be updated<div style="display:inline-block;width:1px"> </div>as appropriate in future periods.</div></div> <div id="TextBlockContainer87" style="position:relative;line-height:normal;width:731px;height:79px;"><div id="a41708" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The estimates used in the Bank’s accounting policies<div style="display:inline-block;width:1px"> </div>are essential to understanding its results<div style="display:inline-block;width:1px"> </div>of operations and financial condition. Some<div style="display:inline-block;width:1px"> </div>of the Bank’s policies </div><div id="a41720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">require subjective, complex judgments and<div style="display:inline-block;width:1px"> </div>estimates as they relate to matters<div style="display:inline-block;width:1px"> </div>that are inherently uncertain. Changes in these judgments<div style="display:inline-block;width:1px"> </div>or estimates and </div><div id="a41723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">changes to accounting standards and policies<div style="display:inline-block;width:1px"> </div>could have a materially adverse impact on<div style="display:inline-block;width:1px"> </div>the Bank’s Interim Consolidated Financial<div style="display:inline-block;width:1px"> </div>Statements. The Bank has </div><div id="a41730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">established procedures to ensure that accounting<div style="display:inline-block;width:1px"> </div>policies are applied consistently and that the<div style="display:inline-block;width:1px"> </div>processes for changing methodologies,<div style="display:inline-block;width:1px"> </div>determining estimates, and </div><div id="a41734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">adopting new accounting standards are well-controlled<div style="display:inline-block;width:1px"> </div>and occur in an appropriate and systematic<div style="display:inline-block;width:1px"> </div>manner. Refer to Note 3 of the Bank’s 2025<div style="display:inline-block;width:2px"> </div>Annual </div><div id="a41756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Consolidated Financial Statements for a description<div style="display:inline-block;width:1px"> </div>of significant accounting judgments, estimates,<div style="display:inline-block;width:1px"> </div>and assumptions.</div></div> <div id="TextBlockContainer92" style="position:relative;line-height:normal;width:728px;height:79px;"><div id="div_90_XBRL_TS_ec30bf3493824ee9bc4e8b1b22233257" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer91" style="position:relative;line-height:normal;width:728px;height:79px;"><div id="a41783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Impairment – Expected Credit Loss Model </div><div id="a41788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The expected credit loss (ECL) model requires<div style="display:inline-block;width:1px"> </div>the application of judgments, estimates,<div style="display:inline-block;width:1px"> </div>and assumptions in the assessment of the<div style="display:inline-block;width:1px"> </div>current and forward-looking </div><div id="a41794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">economic environment. There remains elevated<div style="display:inline-block;width:1px"> </div>economic uncertainty, and management continues to exercise<div style="display:inline-block;width:1px"> </div>expert credit judgment in assessing if an<div style="display:inline-block;width:1px"> </div>exposure </div><div id="a41798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">has experienced significant increase in credit<div style="display:inline-block;width:1px"> </div>risk since initial recognition and in determining<div style="display:inline-block;width:1px"> </div>the amount of ECLs at each reporting date.<div style="display:inline-block;width:1px"> </div>To the extent that certain </div><div id="a41803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">effects are not fully incorporated into the model<div style="display:inline-block;width:1px"> </div>calculations, temporary quantitative and qualitative<div style="display:inline-block;width:1px"> </div>adjustments have been applied,<div style="display:inline-block;width:2px"> </div>including for risks related to </div><div id="a41808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">elevated uncertainty associated with policy and<div style="display:inline-block;width:1px"> </div>trade, and such adjustments will be updated<div style="display:inline-block;width:1px"> </div>as appropriate in future periods.</div></div></div></div> <div id="TextBlockContainer94" style="position:relative;line-height:normal;width:201px;height:13px;"><div id="a41825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 4: FAIR VALUE MEASUREMENTS</div></div><div id="TextBlockContainer96" style="position:relative;line-height:normal;width:724px;height:66px;"><div id="a41829" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">There have been no significant changes to<div style="display:inline-block;width:1px"> </div>the Bank’s approach and methodologies used<div style="display:inline-block;width:1px"> </div>to determine fair value measurements for<div style="display:inline-block;width:1px"> </div>the three and nine months </div><div id="a41842" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">ended July 31, 2026. During the three<div style="display:inline-block;width:1px"> </div>months ended July 31, 2026, to reduce an accounting<div style="display:inline-block;width:1px"> </div>mismatch from related economic hedges,<div style="display:inline-block;width:1px"> </div>the Bank designated </div><div id="a41853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">certain securities purchased under reverse repurchase<div style="display:inline-block;width:1px"> </div>agreements and obligations related<div style="display:inline-block;width:1px"> </div>to securities sold under repurchase agreements<div style="display:inline-block;width:1px"> </div>at fair value through </div><div id="a41855" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">profit or loss (FVTPL). Refer to Note 2 of<div style="display:inline-block;width:1px"> </div>the Bank’s 2025 Annual Consolidated Financial<div style="display:inline-block;width:1px"> </div>Statements for further details on the designation<div style="display:inline-block;width:1px"> </div>of financial liabilities at </div><div id="a41857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">FVTPL.</div></div><div id="TextBlockContainer100" style="position:relative;line-height:normal;width:489px;height:26px;"><div id="a41860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(a)</div><div id="a41863" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:0px;"><div style="display:inline-block;width:3px"> </div>FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES NOT CARRIED AT FAIR VALUE</div><div id="div_98_XBRL_TS_9fd31db486c7448cabf68e71344870fe" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer99" style="position:relative;line-height:normal;width:489px;height:13px;"><div id="a41888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table reflects the fair value<div style="display:inline-block;width:1px"> </div>of the Bank’s financial assets and liabilities not<div style="display:inline-block;width:1px"> </div>carried at fair value.</div></div></div></div><div id="TextBlockContainer104" style="position:relative;line-height:normal;width:734px;height:250px;"><div id="div_102_XBRL_TS_269fb8ab37f84676b4d69495efa96bc9" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer103" style="position:relative;line-height:normal;width:734px;height:250px;"><div id="a41928" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Financial Assets and Liabilities not carried<div style="display:inline-block;width:1px"> </div>at Fair Value</div><div id="a41929" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:3px;">1</div><div id="a41940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a41945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a41951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:509px;top:31px;">July 31, 2026</div><div id="a41955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:31px;">October 31, 2025 </div><div id="a41960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:44px;">Carrying </div><div id="a41962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:44px;">Fair </div><div id="a41964" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:44px;">Carrying </div><div id="a41966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:44px;">Fair </div><div id="a41971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:58px;">value </div><div id="a41973" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:545px;top:58px;">value </div><div id="a41975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:58px;">value </div><div id="a41977" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:58px;">value </div><div id="a41980" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:72px;">FINANCIAL ASSETS </div><div id="a41991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:85px;">Debt securities at amortized cost, net of allowance<div style="display:inline-block;width:1px"> </div>for credit losses</div><div id="a42004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:99px;">Government and government-related<div style="display:inline-block;width:1px"> </div>securities<div style="display:inline-block;width:2px"> </div></div><div id="a42008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:99px;">$ </div><div id="a42010" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:99px;">169,806</div><div id="a42012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:99px;">$ </div><div id="a42014" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:99px;">168,522</div><div id="a42016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:99px;">$ </div><div id="a42018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:99px;">183,593</div><div id="a42020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:99px;">$ </div><div id="a42022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:99px;">182,478</div><div id="a42026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:112px;">Other debt securities </div><div id="a42029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:112px;">67,049</div><div id="a42032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:112px;">66,668</div><div id="a42035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:112px;">56,846</div><div id="a42038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:112px;">56,679</div><div id="a42041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:126px;">Total debt securities at amortized cost, net of allowance for credit losses</div><div id="a42045" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:126px;">236,855</div><div id="a42048" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:126px;">235,190</div><div id="a42051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:126px;">240,439</div><div id="a42054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:126px;">239,157</div><div id="a42057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:140px;">Total loans, net of allowance for loan losses<div style="display:inline-block;width:2px"> </div></div><div id="a42060" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:140px;">991,036</div><div id="a42063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:140px;">992,309</div><div id="a42066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:140px;">953,012</div><div id="a42069" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:140px;">956,424</div><div id="a42072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:153px;">Total financial assets not carried at fair value </div><div id="a42074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:153px;">$ </div><div id="a42076" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:153px;">1,227,891</div><div id="a42078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:153px;">$ </div><div id="a42080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:153px;">1,227,499</div><div id="a42082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:153px;">$ </div><div id="a42084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:153px;">1,193,451</div><div id="a42086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:153px;">$ </div><div id="a42088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:153px;">1,195,581</div><div id="a42102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:183px;">FINANCIAL LIABILITIES </div><div id="a42113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:197px;">Deposits </div><div id="a42115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:197px;">$ </div><div id="a42117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:197px;">1,260,724</div><div id="a42119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:197px;">$ </div><div id="a42121" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:197px;">1,259,446</div><div id="a42123" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:197px;">$ </div><div id="a42125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:197px;">1,267,104</div><div id="a42127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:197px;">$ </div><div id="a42129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:197px;">1,267,466</div><div id="a42132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:210px;">Securitization liabilities at amortized<div style="display:inline-block;width:1px"> </div>cost<div style="display:inline-block;width:3px"> </div></div><div id="a42135" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:210px;">16,990</div><div id="a42138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:210px;">16,978</div><div id="a42141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:210px;">14,841</div><div id="a42144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:210px;">14,805</div><div id="a42147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:224px;">Subordinated notes and debentures<div style="display:inline-block;width:2px"> </div></div><div id="a42149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a42151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:224px;">10,523</div><div id="a42153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a42155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:224px;">10,536</div><div id="a42157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a42159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:224px;">10,733</div><div id="a42162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:224px;">10,929</div><div id="a42165" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:237px;">Total financial liabilities not carried at fair value </div><div id="a42167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:237px;">$ </div><div id="a42169" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:237px;">1,288,237</div><div id="a42171" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:237px;">$ </div><div id="a42173" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:237px;">1,286,960</div><div id="a42175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:237px;">$ </div><div id="a42177" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:237px;">1,292,678</div><div id="a42179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:237px;">$ </div><div id="a42181" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:237px;">1,293,200</div></div></div></div><div id="TextBlockContainer108" style="position:relative;line-height:normal;width:408px;height:11px;"><div id="div_106_XBRL_TS_0564f818adbb4d4a824153c556fabbed" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer107" style="position:relative;line-height:normal;width:408px;height:11px;"><div id="a42185_1_108" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">This table excludes financial assets and liabilities where the carrying value approximates their fair value.</div></div></div></div><div id="TextBlockContainer112" style="position:relative;line-height:normal;width:691px;height:39px;"><div id="a42206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(b) </div><div id="a42208" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">FAIR VALUE HIERARCHY</div><div id="div_110_XBRL_TS_14a4529e028f4aadb916066b69fcf54f" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer111" style="position:relative;line-height:normal;width:691px;height:26px;"><div id="a42214" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the levels within<div style="display:inline-block;width:1px"> </div>the fair value hierarchy for each of the assets<div style="display:inline-block;width:1px"> </div>and liabilities measured at fair value on a<div style="display:inline-block;width:1px"> </div>recurring basis as at </div><div id="a42216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">July 31, 2026 and October 31, 2025.</div></div></div></div><div id="TextBlockContainer116" style="position:relative;line-height:normal;width:731px;height:717px;"><div id="div_114_XBRL_TS_280d4069c9f94eaeb4d0537f586381b0" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer115" style="position:relative;line-height:normal;width:731px;height:717px;"><div id="a42228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis</div><div id="a42240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a42257" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:14px;">As at </div><div id="a42266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:24px;">July 31, 2026</div><div id="a42274" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:24px;">October 31, 2025 </div><div id="a42279" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:34px;">Level 1 </div><div id="a42281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:34px;">Level 2 </div><div id="a42283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:34px;">Level 3 </div><div id="a42285" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:34px;">Total</div><div id="a42288" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:34px;">Level 1 </div><div id="a42290" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:34px;">Level 2 </div><div id="a42292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:34px;">Level 3 </div><div id="a42294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:34px;">Total</div><div id="a42298" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:44px;">FINANCIAL ASSETS AND COMMODITIES </div><div id="a42317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:55px;">Trading loans, securities, and other</div><div id="a42318" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:141px;top:54px;">1</div><div id="a42337" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:66px;">Government and government-related securities </div><div id="a42358" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;">Canadian government debt </div><div id="a42378" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:85px;">Federal </div><div id="a42380" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:252px;top:85px;">$ </div><div id="a42382" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:85px;">4,750</div><div id="a42384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:310px;top:85px;">$ </div><div id="a42386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:85px;">2,957</div><div id="a42388" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:368px;top:85px;">$ </div><div id="a42390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:85px;">–</div><div id="a42392" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:85px;">$ </div><div id="a42394" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:85px;">7,707</div><div id="a42396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:484px;top:85px;">$ </div><div id="a42398" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:85px;">4,892</div><div id="a42400" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:542px;top:85px;">$ </div><div id="a42402" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:85px;">3,875</div><div id="a42404" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:85px;">$ </div><div id="a42406" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:85px;">–</div><div id="a42408" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:85px;">$ </div><div id="a42410" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:85px;">8,767</div><div id="a42414" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:95px;">Provinces<div style="display:inline-block;width:2px"> </div></div><div id="a42417" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:95px;">–</div><div id="a42420" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:95px;">5,994</div><div id="a42423" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:95px;">–</div><div id="a42426" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:95px;">5,994</div><div id="a42429" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:95px;">–</div><div id="a42432" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:95px;">4,537</div><div id="a42435" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:95px;">–</div><div id="a42438" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:95px;">4,537</div><div id="a42441" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:105px;">U.S. federal, state, municipal governments, </div><div id="a42461" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:115px;"><div style="display:inline-block;width:2px"> </div>and agencies debt </div><div id="a42465" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:115px;">2,215</div><div id="a42468" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:115px;">21,461</div><div id="a42471" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:115px;">–</div><div id="a42474" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:115px;">23,676</div><div id="a42477" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:115px;">2,973</div><div id="a42480" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:115px;">20,811</div><div id="a42483" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:115px;">–</div><div id="a42486" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:115px;">23,784</div><div id="a42489" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:125px;">Other OECD</div><div id="a42490" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:51px;top:125px;">2</div><div id="a42491" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:54px;top:125px;"><div style="display:inline-block;width:2px"> </div>government-guaranteed debt </div><div id="a42497" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:125px;">504</div><div id="a42500" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:125px;">5,388</div><div id="a42503" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:125px;">–</div><div id="a42506" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:125px;">5,892</div><div id="a42509" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:125px;">283</div><div id="a42512" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:125px;">5,818</div><div id="a42515" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:125px;">–</div><div id="a42518" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:125px;">6,101</div><div id="a42521" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:135px;">Mortgage-backed securities </div><div id="a42526" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:135px;">–</div><div id="a42529" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:135px;">699</div><div id="a42532" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:135px;">–</div><div id="a42535" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">699</div><div id="a42538" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:135px;">–</div><div id="a42541" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:135px;">768</div><div id="a42544" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">–</div><div id="a42547" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:135px;">768</div><div id="a42550" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:145px;">Other debt securities </div><div id="a42569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:155px;">Canadian issuers<div style="display:inline-block;width:2px"> </div></div><div id="a42572" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:155px;">–</div><div id="a42575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:155px;">7,279</div><div id="a42578" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:155px;">53</div><div id="a42581" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:155px;">7,332</div><div id="a42584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:155px;">–</div><div id="a42587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:155px;">6,695</div><div id="a42590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:155px;">67</div><div id="a42593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:155px;">6,762</div><div id="a42596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:165px;">Other issuers </div><div id="a42599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:165px;">–</div><div id="a42602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:165px;">17,383</div><div id="a42605" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:165px;">5</div><div id="a42608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:165px;">17,388</div><div id="a42611" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:165px;">–</div><div id="a42614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:165px;">16,508</div><div id="a42617" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:165px;">–</div><div id="a42620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:165px;">16,508</div><div id="a42623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:175px;">Equity securities </div><div id="a42626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:175px;">92,128</div><div id="a42629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:175px;">229</div><div id="a42632" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:175px;">26</div><div id="a42635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:175px;">92,383</div><div id="a42638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:175px;">87,713</div><div id="a42641" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:175px;">171</div><div id="a42644" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:175px;">25</div><div id="a42647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:175px;">87,909</div><div id="a42650" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:185px;">Trading loans<div style="display:inline-block;width:3px"> </div></div><div id="a42653" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:185px;">–</div><div id="a42656" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:185px;">31,997</div><div id="a42659" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:185px;">383</div><div id="a42662" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:185px;">32,380</div><div id="a42665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:185px;">–</div><div id="a42668" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:185px;">30,032</div><div id="a42671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:185px;">–</div><div id="a42674" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:185px;">30,032</div><div id="a42677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:195px;">Commodities </div><div id="a42680" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:195px;">23,143</div><div id="a42683" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">1,539</div><div id="a42686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:195px;">–</div><div id="a42689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:195px;">24,682</div><div id="a42692" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:195px;">33,446</div><div id="a42695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:195px;">1,521</div><div id="a42698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:195px;">–</div><div id="a42701" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:195px;">34,967</div><div id="a42704" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:205px;">Retained interests </div><div id="a42707" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:205px;">–</div><div id="a42710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:205px;">–</div><div id="a42713" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:205px;">–</div><div id="a42716" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:205px;">–</div><div id="a42719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:205px;">–</div><div id="a42722" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:205px;">1</div><div id="a42725" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:205px;">–</div><div id="a42728" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:205px;">1</div><div id="a42731" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:216px;"><div style="display:inline-block;width:2px"> </div></div><div id="a42734" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:216px;">122,740</div><div id="a42737" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:216px;">94,926</div><div id="a42740" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:216px;">467</div><div id="a42743" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:216px;">218,133</div><div id="a42746" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:216px;">129,307</div><div id="a42749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:216px;">90,737</div><div id="a42752" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:216px;">92</div><div id="a42755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:216px;">220,136</div><div id="a42758" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:226px;">Non-trading financial assets at fair value<div style="display:inline-block;width:2px"> </div></div><div id="a42780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:235px;">through profit or loss </div><div id="a42799" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:246px;">Securities</div><div id="a42803" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:246px;">704</div><div id="a42806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:246px;">6,023</div><div id="a42809" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:246px;">1,568</div><div id="a42812" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:246px;">8,295</div><div id="a42815" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:246px;">465</div><div id="a42817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:246px;"><div style="display:inline-block;width:2px"> </div></div><div id="a42819" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:246px;">5,019</div><div id="a42822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:246px;">1,567</div><div id="a42825" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:246px;">7,051</div><div id="a42828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Loans</div><div id="a42832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:255px;">–</div><div id="a42835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:255px;">1,238</div><div id="a42838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:255px;">1</div><div id="a42841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:255px;">1,239</div><div id="a42844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:255px;">–</div><div id="a42847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:255px;">344</div><div id="a42850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:255px;">–</div><div id="a42853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:255px;">344</div><div id="a42858" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:266px;">704</div><div id="a42861" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:266px;">7,261</div><div id="a42864" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:266px;">1,569</div><div id="a42867" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:266px;">9,534</div><div id="a42870" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:266px;">465</div><div id="a42873" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:266px;">5,363</div><div id="a42876" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:266px;">1,567</div><div id="a42879" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:266px;">7,395</div><div id="a42882" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:276px;">Derivatives </div><div id="a42901" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:286px;">Interest rate contracts<div style="display:inline-block;width:2px"> </div></div><div id="a42904" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:286px;">3</div><div id="a42907" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:286px;">12,084</div><div id="a42910" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:286px;">12</div><div id="a42913" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:286px;">12,099</div><div id="a42916" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:286px;">6</div><div id="a42918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:286px;"><div style="display:inline-block;width:2px"> </div></div><div id="a42920" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:286px;">10,990</div><div id="a42923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:286px;">8</div><div id="a42926" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:286px;">11,004</div><div id="a42929" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:295px;">Foreign exchange contracts<div style="display:inline-block;width:2px"> </div></div><div id="a42932" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:295px;top:295px;">73</div><div id="a42935" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:295px;">42,448</div><div id="a42938" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:295px;">5</div><div id="a42941" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:295px;">42,526</div><div id="a42944" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:295px;">30</div><div id="a42947" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:295px;">53,576</div><div id="a42950" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:295px;">3</div><div id="a42953" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:295px;">53,609</div><div id="a42956" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:306px;">Credit contracts<div style="display:inline-block;width:2px"> </div></div><div id="a42959" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:306px;">–</div><div id="a42962" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:306px;">99</div><div id="a42965" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:306px;">–</div><div id="a42968" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:306px;">99</div><div id="a42971" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:306px;">–</div><div id="a42974" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:306px;">44</div><div id="a42977" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:306px;">–</div><div id="a42980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:306px;">44</div><div id="a42983" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:315px;">Equity contracts<div style="display:inline-block;width:2px"> </div></div><div id="a42986" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:315px;">115</div><div id="a42989" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:315px;">19,781</div><div id="a42992" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:315px;letter-spacing:0.25px;">11</div><div id="a42995" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:315px;">19,907</div><div id="a42998" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:315px;">162</div><div id="a43001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">12,534</div><div id="a43004" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:315px;">–</div><div id="a43007" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:315px;">12,696</div><div id="a43010" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:326px;">Commodity and other contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43013" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:326px;">345</div><div id="a43016" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:326px;">5,059</div><div id="a43019" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:326px;">20</div><div id="a43022" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:326px;">5,424</div><div id="a43025" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:326px;">752</div><div id="a43028" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:326px;">4,867</div><div id="a43031" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:326px;">–</div><div id="a43034" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:326px;">5,619</div><div id="a43039" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:336px;">536</div><div id="a43042" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:336px;">79,471</div><div id="a43045" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:336px;">48</div><div id="a43048" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:336px;">80,055</div><div id="a43051" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:336px;">950</div><div id="a43054" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:336px;">82,011</div><div id="a43057" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:336px;">11</div><div id="a43060" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:336px;">82,972</div><div id="a43063" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:346px;">Financial assets designated at </div><div id="a43083" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:355px;">fair value through profit or loss </div><div id="a43102" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:366px;">Securities</div><div id="a43103" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:41px;top:365px;">1</div><div id="a43106" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:366px;">–</div><div id="a43109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:366px;">7,071</div><div id="a43112" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:366px;">–</div><div id="a43115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:366px;">7,071</div><div id="a43118" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:366px;">–</div><div id="a43120" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:366px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43122" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:366px;">6,986</div><div id="a43125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:366px;">–</div><div id="a43128" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:366px;">6,986</div><div id="a43133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:376px;">–</div><div id="a43136" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:376px;">7,071</div><div id="a43139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:376px;">–</div><div id="a43142" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:376px;">7,071</div><div id="a43145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:376px;">–</div><div id="a43148" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:376px;">6,986</div><div id="a43151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:376px;">–</div><div id="a43154" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:376px;">6,986</div><div id="a43157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:386px;">Financial assets at fair value through other<div style="display:inline-block;width:2px"> </div></div><div id="a43177" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:395px;">comprehensive income </div><div id="a43196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:406px;">Government and government-related securities </div><div id="a43217" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:415px;">Canadian government debt </div><div id="a43237" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:426px;">Federal </div><div id="a43240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:295px;top:426px;">99</div><div id="a43243" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:426px;">16,379</div><div id="a43246" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:426px;">–</div><div id="a43249" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:426px;">16,478</div><div id="a43252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:426px;">100</div><div id="a43255" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:426px;">15,791</div><div id="a43258" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:426px;">–</div><div id="a43261" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:426px;">15,891</div><div id="a43265" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:435px;">Provinces<div style="display:inline-block;width:2px"> </div></div><div id="a43268" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:435px;">–</div><div id="a43271" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:435px;">24,931</div><div id="a43274" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:435px;">–</div><div id="a43277" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:435px;">24,931</div><div id="a43280" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:435px;">–</div><div id="a43283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:435px;">21,080</div><div id="a43286" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:435px;">–</div><div id="a43289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:435px;">21,080</div><div id="a43292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:446px;">U.S. federal, state, municipal governments, </div><div id="a43312" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:455px;"><div style="display:inline-block;width:2px"> </div>and agencies debt </div><div id="a43316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:455px;">521</div><div id="a43319" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:455px;">53,749</div><div id="a43322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:455px;">–</div><div id="a43325" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:455px;">54,270</div><div id="a43328" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:455px;">851</div><div id="a43331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:455px;">53,641</div><div id="a43334" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:455px;">–</div><div id="a43337" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:455px;">54,492</div><div id="a43340" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:466px;">Other OECD government-guaranteed debt </div><div id="a43345" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:466px;">–</div><div id="a43348" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:466px;">9,791</div><div id="a43351" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:466px;">–</div><div id="a43354" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:466px;">9,791</div><div id="a43357" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:466px;">–</div><div id="a43360" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:466px;">7,875</div><div id="a43363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:466px;">–</div><div id="a43366" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:466px;">7,875</div><div id="a43369" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:475px;">Mortgage-backed securities </div><div id="a43374" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:475px;">–</div><div id="a43377" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:475px;">1,646</div><div id="a43380" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:475px;">–</div><div id="a43383" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:475px;">1,646</div><div id="a43386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:475px;">–</div><div id="a43389" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:475px;">1,896</div><div id="a43392" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:475px;">–</div><div id="a43395" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:475px;">1,896</div><div id="a43398" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:486px;">Other debt securities </div><div id="a43417" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:495px;">Asset-backed securities </div><div id="a43422" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:495px;">–</div><div id="a43425" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:495px;">8,374</div><div id="a43428" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:495px;">–</div><div id="a43431" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:495px;">8,374</div><div id="a43434" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:495px;">–</div><div id="a43437" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:495px;">8,709</div><div id="a43440" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:495px;">–</div><div id="a43443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:495px;">8,709</div><div id="a43446" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:506px;">Corporate and other debt </div><div id="a43449" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:506px;">–</div><div id="a43452" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:506px;">15,464</div><div id="a43455" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:506px;">–</div><div id="a43458" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:506px;">15,464</div><div id="a43461" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:506px;">–</div><div id="a43464" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:506px;">13,091</div><div id="a43467" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:506px;">–</div><div id="a43470" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:506px;">13,091</div><div id="a43473" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:515px;">Equity securities</div><div id="a43477" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:515px;">1,153</div><div id="a43480" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:515px;">29</div><div id="a43483" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:515px;">2,582</div><div id="a43486" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:515px;">3,764</div><div id="a43489" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:515px;">1,136</div><div id="a43492" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:515px;">–</div><div id="a43495" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:515px;">1,911</div><div id="a43498" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:515px;">3,047</div><div id="a43501" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:526px;">Loans </div><div id="a43504" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:526px;">–</div><div id="a43507" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:526px;">374</div><div id="a43510" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:526px;">–</div><div id="a43513" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:526px;">374</div><div id="a43516" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:526px;">–</div><div id="a43519" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:526px;">288</div><div id="a43522" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:526px;">–</div><div id="a43525" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:526px;">288</div><div id="a43528" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:536px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43531" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:536px;">1,773</div><div id="a43534" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:536px;">130,737</div><div id="a43537" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:536px;">2,582</div><div id="a43540" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:536px;">135,092</div><div id="a43543" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:536px;">2,087</div><div id="a43546" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:536px;">122,371</div><div id="a43549" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:536px;">1,911</div><div id="a43552" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:536px;">126,369</div><div id="a43555" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:546px;">Securities purchased under reverse </div><div id="a43575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:555px;">repurchase agreements </div><div id="a43578" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:555px;">–</div><div id="a43581" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:555px;">146,167</div><div id="a43584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:555px;">–</div><div id="a43587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:555px;">146,167</div><div id="a43590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:555px;">–</div><div id="a43593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:555px;">7,574</div><div id="a43596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:555px;">–</div><div id="a43599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:555px;">7,574</div><div id="a43602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:566px;">FINANCIAL LIABILITIES </div><div id="a43621" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:576px;">Trading deposits </div><div id="a43623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:256px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43625" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:576px;">–</div><div id="a43627" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:314px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:576px;">43,221</div><div id="a43631" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43633" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:576px;">265</div><div id="a43635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43637" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:576px;">43,486</div><div id="a43639" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43641" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:576px;">–</div><div id="a43644" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:576px;">37,609</div><div id="a43647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:576px;">273</div><div id="a43650" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:576px;">37,882</div><div id="a43653" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:586px;">Derivatives<div style="display:inline-block;width:2px"> </div></div><div id="a43672" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:595px;">Interest rate contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:595px;">3</div><div id="a43678" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:595px;">11,899</div><div id="a43681" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:595px;">76</div><div id="a43684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:595px;">11,978</div><div id="a43687" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:595px;">6</div><div id="a43689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43691" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:595px;">9,572</div><div id="a43693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:595px;">76</div><div id="a43697" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43699" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:595px;">9,654</div><div id="a43702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:606px;">Foreign exchange contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43705" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:295px;top:606px;">68</div><div id="a43708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:606px;">32,295</div><div id="a43711" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:606px;">7</div><div id="a43714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:606px;">32,370</div><div id="a43717" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:606px;">24</div><div id="a43720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:606px;">42,496</div><div id="a43723" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:606px;">5</div><div id="a43726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:606px;">42,525</div><div id="a43729" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:615px;">Credit contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:615px;">–</div><div id="a43735" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:615px;">349</div><div id="a43738" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:615px;">–</div><div id="a43741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:615px;">349</div><div id="a43744" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:615px;">–</div><div id="a43747" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:615px;">440</div><div id="a43750" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:615px;">–</div><div id="a43753" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:615px;">440</div><div id="a43756" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:626px;">Equity contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43759" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:626px;">–</div><div id="a43762" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:626px;">25,409</div><div id="a43765" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:626px;">–</div><div id="a43768" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:626px;">25,409</div><div id="a43771" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:626px;">–</div><div id="a43774" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:626px;">19,528</div><div id="a43777" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:626px;">155</div><div id="a43780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:626px;">19,683</div><div id="a43783" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:635px;">Commodity and other contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:635px;">640</div><div id="a43789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:635px;">4,543</div><div id="a43792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:635px;">19</div><div id="a43795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:635px;">5,202</div><div id="a43798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:635px;">806</div><div id="a43801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:635px;">6,193</div><div id="a43804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:635px;">55</div><div id="a43807" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:635px;">7,054</div><div id="a43813" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:646px;">711</div><div id="a43816" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:646px;">74,495</div><div id="a43819" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:646px;">102</div><div id="a43822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:646px;">75,308</div><div id="a43825" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:646px;">836</div><div id="a43828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:646px;">78,229</div><div id="a43831" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:646px;">291</div><div id="a43833" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:646px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:646px;">79,356</div><div id="a43838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:656px;">Securitization liabilities at fair value </div><div id="a43841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:656px;">–</div><div id="a43844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:656px;">26,491</div><div id="a43847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:656px;">–</div><div id="a43850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:656px;">26,491</div><div id="a43853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:656px;">–</div><div id="a43855" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43857" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:656px;">25,283</div><div id="a43859" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43861" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:656px;">–</div><div id="a43863" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43865" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:656px;">25,283</div><div id="a43868" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:666px;">Financial liabilities designated at fair value </div><div id="a43888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:675px;">through profit or loss </div><div id="a43891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:675px;">–</div><div id="a43894" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:675px;">213,019</div><div id="a43897" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:675px;">3</div><div id="a43900" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:675px;">213,022</div><div id="a43903" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:675px;">–</div><div id="a43905" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43907" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:675px;">197,633</div><div id="a43909" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43911" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:675px;">2</div><div id="a43913" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43915" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:675px;">197,635</div><div id="a43918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:686px;">Obligations related to securities sold short</div><div id="a43919" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:169px;top:686px;">1</div><div id="a43921" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:256px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:686px;">14,451</div><div id="a43926" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:686px;">27,473</div><div id="a43929" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:686px;">–</div><div id="a43932" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:686px;">41,924</div><div id="a43935" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:686px;">15,342</div><div id="a43937" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43939" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:686px;">28,453</div><div id="a43941" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43943" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:686px;">–</div><div id="a43945" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43947" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:686px;">43,795</div><div id="a43950" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:697px;">Obligations related to securities sold </div><div id="a43970" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:707px;">under repurchase agreements </div><div id="a43973" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:707px;">–</div><div id="a43976" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:707px;">172,099</div><div id="a43979" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:707px;">–</div><div id="a43982" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:707px;">172,099</div><div id="a43985" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:707px;">–</div><div id="a43988" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:707px;">11,557</div><div id="a43991" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:707px;">–</div><div id="a43994" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:707px;">11,557</div></div></div></div><div id="TextBlockContainer119" style="position:relative;line-height:normal;width:581px;height:21px;"><div id="a43998_1_152" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but<div style="display:inline-block;width:4px"> </div>not yet purchased (short positions). </div><div id="a44002" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a44004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#202122;left:9px;top:11px;">Organisation for Economic Co-operation and Development (OECD).</div></div><div id="TextBlockContainer122" style="position:relative;line-height:normal;width:726px;height:53px;"><div id="a44024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(c)</div><div id="a44025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:0px;"><div style="display:inline-block;width:3px"> </div>TRANSFERS BETWEEN FAIR VALUE HIERARCHY LEVELS FOR ASSETS<div style="display:inline-block;width:1px"> </div>AND LIABILITIES MEASURED AT FAIR VALUE ON A RECURRING BASIS</div><div id="a44062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank’s policy is to record transfers of assets<div style="display:inline-block;width:1px"> </div>and liabilities between the different levels of<div style="display:inline-block;width:1px"> </div>the fair value hierarchy using the fair values<div style="display:inline-block;width:1px"> </div>as at the end of each </div><div id="a44122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">reporting period. Assets and liabilities are<div style="display:inline-block;width:1px"> </div>transferred between Level 1 and Level 2<div style="display:inline-block;width:1px"> </div>depending on whether there is sufficient frequency<div style="display:inline-block;width:1px"> </div>and volume in an active </div><div id="a44172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">market.</div></div><div id="TextBlockContainer126" style="position:relative;line-height:normal;width:734px;height:245px;"><div id="div_124_XBRL_TS_089c03b74f1e408fa48b05faed5c47d7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer125" style="position:relative;line-height:normal;width:734px;height:245px;"><div id="a44175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Transfers Between Fair Value Hierarchy Levels </div><div id="a44186" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a44189" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:14px;">For the three months ended </div><div id="a44195" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:27px;">July 31, 2026</div><div id="a44199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">July 31, 2025 </div><div id="a44204" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:41px;">Level 1 to Level 2 </div><div id="a44206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:41px;">Level 2 to Level 1 </div><div id="a44208" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:41px;">Level 1 to Level 2 </div><div id="a44210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:41px;">Level 2 to Level 1 </div><div id="a44223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Trading loans, securities, and other</div><div id="a44226" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:68px;">$ </div><div id="a44228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:68px;">1,613</div><div id="a44230" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:68px;">$ </div><div id="a44232" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:68px;">1,569</div><div id="a44234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:68px;">$ </div><div id="a44236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:68px;">4,599</div><div id="a44238" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:68px;">$ </div><div id="a44240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:68px;">850</div><div id="a44243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Financial assets at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive </div><div id="a44255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:95px;">income </div><div id="a44258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:375px;top:95px;">2</div><div id="a44261" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:485px;top:95px;">–</div><div id="a44264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:95px;">111</div><div id="a44267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:95px;">149</div><div id="a44270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:108px;">Obligations related to securities sold<div style="display:inline-block;width:1px"> </div>short </div><div id="a44273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:108px;">2,010</div><div id="a44276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:108px;">1,097</div><div id="a44279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:108px;">3,543</div><div id="a44282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:108px;">556</div><div id="a44298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:136px;">For the nine months ended </div><div id="a44304" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:149px;">July 31, 2026</div><div id="a44308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:149px;">July 31, 2025 </div><div id="a44313" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:163px;">Level 1 to Level 2 </div><div id="a44315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:163px;">Level 2 to Level 1 </div><div id="a44317" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:163px;">Level 1 to Level 2 </div><div id="a44319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:163px;">Level 2 to Level 1 </div><div id="a44332" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:190px;">Trading loans, securities, and other</div><div id="a44335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:190px;">$ </div><div id="a44337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:190px;">2,071</div><div id="a44339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:190px;">$ </div><div id="a44341" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:190px;">430</div><div id="a44343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:190px;">$ </div><div id="a44345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:190px;">139</div><div id="a44347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:190px;">$ </div><div id="a44349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:190px;">666</div><div id="a44352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:203px;">Financial assets at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive </div><div id="a44364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:217px;">income </div><div id="a44367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:217px;">996</div><div id="a44370" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:217px;">514</div><div id="a44373" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:217px;">156</div><div id="a44376" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:217px;">1,653</div><div id="a44379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:232px;">Obligations related to securities sold<div style="display:inline-block;width:1px"> </div>short </div><div id="a44382" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:232px;">2,305</div><div id="a44385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:232px;">874</div><div id="a44388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:232px;">–</div><div id="a44391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:232px;">717</div></div></div></div><div id="TextBlockContainer128" style="position:relative;line-height:normal;width:708px;height:53px;"><div id="a44395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">There were no significant transfers between<div style="display:inline-block;width:1px"> </div>Level 2 and Level 3 during the three and<div style="display:inline-block;width:1px"> </div>nine months ended July 31, 2026 and July<div style="display:inline-block;width:1px"> </div>31,<div style="display:inline-block;width:3px"> </div>2025. </div><div id="a44448" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">There were no significant changes to the unobservable<div style="display:inline-block;width:1px"> </div>inputs and sensitivities for assets and liabilities<div style="display:inline-block;width:1px"> </div>classified as Level 3 during the three and<div style="display:inline-block;width:1px"> </div>nine months </div><div id="a44498" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">ended July 31, 2026 and July 31, 2025.</div></div><div id="TextBlockContainer132" style="position:relative;line-height:normal;width:725px;height:39px;"><div id="a44530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(d)</div><div id="a44532" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">RECONCILIATION OF CHANGES IN FAIR VALUE FOR LEVEL 3 ASSETS AND LIABILITIES </div><div id="div_130_XBRL_TS_5995923c63c448a0ba9a3f0aae1283ac" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer131" style="position:relative;line-height:normal;width:725px;height:26px;"><div id="a44556" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following tables set out changes in fair<div style="display:inline-block;width:1px"> </div>value of all assets and liabilities measured<div style="display:inline-block;width:1px"> </div>at fair value using significant Level 3 unobservable<div style="display:inline-block;width:1px"> </div>inputs for the three and </div><div id="a44567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">nine months ended July 31, 2026 and July<div style="display:inline-block;width:1px"> </div>31, 2025.</div></div></div></div><div id="TextBlockContainer136" style="position:relative;line-height:normal;width:731px;height:373px;"><div id="div_134_XBRL_TS_37c87e5a9f8f41b7a7f90cc7d606787b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer135" style="position:relative;line-height:normal;width:731px;height:373px;"><div id="a44583" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities </div><div id="a44594" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;">(millions of Canadian dollars) </div><div id="a44603" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:672px;top:10px;">Change in </div><div id="a44621" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:671px;top:20px;">unrealized </div><div id="a44627" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:30px;">Fair </div><div id="a44629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:30px;">Total realized and </div><div id="a44636" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:30px;">Fair<div style="display:inline-block;width:2px"> </div></div><div id="a44638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:689px;top:30px;">gains </div><div id="a44643" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:40px;">value as at </div><div id="a44645" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:40px;">unrealized gains (losses) </div><div id="a44647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:40px;">Movements</div><div id="a44648" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:455px;top:39px;">1</div><div id="a44652" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:548px;top:40px;">Transfers </div><div id="a44654" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:40px;">value as at<div style="display:inline-block;width:2px"> </div></div><div id="a44656" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:668px;top:40px;">(losses) on </div><div id="a44661" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:184px;top:50px;">May 1 </div><div id="a44663" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:50px;">Included </div><div id="a44665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:50px;">Included </div><div id="a44667" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:50px;">Purchases/ </div><div id="a44669" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:435px;top:50px;">Sales/ </div><div id="a44671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:50px;">Into </div><div id="a44673" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:50px;">Out of </div><div id="a44675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:620px;top:50px;">July 31 </div><div id="a44677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:50px;">instruments </div><div id="a44682" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:60px;">2026</div><div id="a44685" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:60px;">in income</div><div id="a44686" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:59px;">2</div><div id="a44688" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:60px;">in OCI</div><div id="a44689" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:59px;">3,4</div><div id="a44691" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:60px;">Issuances<div style="display:inline-block;width:2px"> </div></div><div id="a44693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:60px;">Settlements </div><div id="a44695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:494px;top:60px;">Level 3 </div><div id="a44697" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:60px;">Level 3 </div><div id="a44699" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:60px;">2026 </div><div id="a44701" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:675px;top:60px;">still held</div><div id="a44702" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:59px;">5</div><div id="a44705" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a44726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:80px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a44748" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:90px;">and other </div><div id="a44769" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Other debt securities </div><div id="a44771" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:100px;">$ </div><div id="a44773" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:100px;">48</div><div id="a44775" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:100px;">$ </div><div id="a44777" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:100px;">–</div><div id="a44779" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:100px;">$ </div><div id="a44781" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a44783" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:100px;">$ </div><div id="a44785" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a44787" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:100px;">$ </div><div id="a44789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:100px;">4</div><div id="a44791" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:100px;">$ </div><div id="a44793" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:100px;">6</div><div id="a44795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:100px;">$ </div><div id="a44797" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a44799" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:100px;">$ </div><div id="a44801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:100px;">58</div><div id="a44803" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:100px;">$ </div><div id="a44805" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a44808" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Equity securities </div><div id="a44811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:110px;">25</div><div id="a44814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:110px;">1</div><div id="a44817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a44820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:110px;">19</div><div id="a44823" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:110px;display:flex;">(19)</div><div id="a44826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a44829" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a44832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:110px;">26</div><div id="a44835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a44838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:120px;">Trading loans </div><div id="a44841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:193px;top:120px;">426</div><div id="a44844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:120px;display:flex;">(43)</div><div id="a44847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:120px;">–</div><div id="a44850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:120px;">–</div><div id="a44853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:120px;">–</div><div id="a44856" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:120px;">–</div><div id="a44859" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:120px;">–</div><div id="a44862" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:120px;">383</div><div id="a44865" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:120px;">–</div><div id="a44868" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a44870" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a44872" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:193px;top:130px;">499</div><div id="a44875" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:130px;display:flex;">(42)</div><div id="a44878" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:130px;">–</div><div id="a44881" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:130px;">19</div><div id="a44884" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:130px;display:flex;">(15)</div><div id="a44887" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:130px;">6</div><div id="a44890" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:130px;">–</div><div id="a44893" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:130px;">467</div><div id="a44895" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a44897" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:130px;">–</div><div id="a44900" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:140px;">Non-trading financial </div><div id="a44924" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">assets at fair value </div><div id="a44946" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:160px;">through profit or loss </div><div id="a44967" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:170px;">Securities </div><div id="a44970" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:170px;">1,529</div><div id="a44973" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:170px;">33</div><div id="a44976" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a44979" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:170px;">46</div><div id="a44982" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:170px;display:flex;">(38)</div><div id="a44985" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a44988" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:170px;display:flex;">(2)</div><div id="a44991" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:170px;">1,568</div><div id="a44994" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:170px;">3</div><div id="a44997" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:180px;">Loans </div><div id="a45000" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:180px;">1</div><div id="a45003" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:180px;">–</div><div id="a45006" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:180px;">–</div><div id="a45009" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:180px;">–</div><div id="a45012" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:180px;">–</div><div id="a45015" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:180px;">–</div><div id="a45018" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:180px;">–</div><div id="a45021" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:180px;">1</div><div id="a45024" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:180px;">–</div><div id="a45029" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:190px;">1,530</div><div id="a45032" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:190px;">33</div><div id="a45035" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:190px;">–</div><div id="a45038" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:190px;">46</div><div id="a45041" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:190px;display:flex;">(38)</div><div id="a45044" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:190px;">–</div><div id="a45047" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:190px;display:flex;">(2)</div><div id="a45050" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:190px;">1,569</div><div id="a45053" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:190px;">3</div><div id="a45056" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:200px;">Financial assets at fair value </div><div id="a45078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:210px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a45100" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:220px;">comprehensive income </div><div id="a45121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:230px;">Other debt securities </div><div id="a45124" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:230px;">–</div><div id="a45127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a45130" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:230px;">–</div><div id="a45133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:230px;">–</div><div id="a45136" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:230px;">–</div><div id="a45139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a45142" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a45145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:230px;">–</div><div id="a45148" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:230px;">–</div><div id="a45151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:240px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a45154" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:240px;">2,143</div><div id="a45157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:240px;">9</div><div id="a45160" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:240px;">14</div><div id="a45163" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:240px;">425</div><div id="a45166" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:240px;display:flex;">(9)</div><div id="a45169" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:240px;">–</div><div id="a45172" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:240px;">–</div><div id="a45175" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:240px;">2,582</div><div id="a45178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:240px;">12</div><div id="a45182" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:250px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:250px;">$ </div><div id="a45186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:250px;">2,143</div><div id="a45188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:250px;">$ </div><div id="a45190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:250px;">9</div><div id="a45192" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:250px;">$ </div><div id="a45194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:250px;">14</div><div id="a45196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:250px;">$ </div><div id="a45198" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:250px;">425</div><div id="a45200" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:250px;">$ </div><div id="a45202" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:250px;display:flex;">(9)</div><div id="a45204" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:250px;">$ </div><div id="a45206" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:250px;">–</div><div id="a45208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:250px;">$ </div><div id="a45210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:250px;">–</div><div id="a45212" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:250px;">$ </div><div id="a45214" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:250px;">2,582</div><div id="a45216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:250px;">$ </div><div id="a45218" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:250px;">12</div><div id="a45221" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:262px;">FINANCIAL LIABILITIES </div><div id="a45233" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:271px;">Trading deposits</div><div id="a45234" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:270px;">6</div><div id="a45236" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:271px;">$ </div><div id="a45238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:271px;display:flex;">(158)</div><div id="a45240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:271px;">$ </div><div id="a45242" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:271px;display:flex;">(3)</div><div id="a45244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:271px;">$ </div><div id="a45246" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:271px;">–</div><div id="a45248" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:271px;">$ </div><div id="a45250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:271px;display:flex;">(16)</div><div id="a45252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:271px;">$ </div><div id="a45254" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:271px;">33</div><div id="a45256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:271px;">$ </div><div id="a45258" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:271px;">–</div><div id="a45260" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:271px;">$ </div><div id="a45262" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:271px;display:flex;">(121)</div><div id="a45264" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:271px;">$ </div><div id="a45266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:271px;display:flex;">(265)</div><div id="a45268" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:271px;">$ </div><div id="a45270" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:271px;">12</div><div id="a45273" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:282px;">Derivatives</div><div id="a45274" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:282px;">7</div><div id="a45295" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:293px;">Interest rate contracts </div><div id="a45297" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:293px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45299" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:293px;display:flex;">(77)</div><div id="a45302" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:293px;letter-spacing:0.25px;">11</div><div id="a45305" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:293px;">–</div><div id="a45308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:293px;">–</div><div id="a45311" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:293px;">2</div><div id="a45314" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:293px;">–</div><div id="a45317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:293px;">–</div><div id="a45320" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:293px;display:flex;">(64)</div><div id="a45322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:293px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45324" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:293px;display:flex;">(8)</div><div id="a45327" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:303px;">Foreign exchange contracts </div><div id="a45330" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:303px;display:flex;">(1)</div><div id="a45333" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:303px;">1</div><div id="a45336" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:303px;">–</div><div id="a45339" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:303px;">–</div><div id="a45342" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:303px;">–</div><div id="a45345" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:303px;display:flex;">(3)</div><div id="a45348" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:303px;">1</div><div id="a45351" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:303px;display:flex;">(2)</div><div id="a45354" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:303px;">2</div><div id="a45357" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:313px;">Equity contracts </div><div id="a45360" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:313px;display:flex;">(107)</div><div id="a45363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:313px;">–</div><div id="a45366" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:313px;">–</div><div id="a45369" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:313px;">1</div><div id="a45372" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:313px;">–</div><div id="a45375" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:313px;">–</div><div id="a45378" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:313px;">117</div><div id="a45381" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:313px;letter-spacing:0.25px;">11</div><div id="a45384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:697px;top:313px;">118</div><div id="a45387" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:323px;">Commodity and other contracts </div><div id="a45390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:323px;">36</div><div id="a45393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:323px;display:flex;">(12)</div><div id="a45396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:323px;">–</div><div id="a45399" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:323px;">–</div><div id="a45402" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:323px;display:flex;">(5)</div><div id="a45405" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:323px;">–</div><div id="a45408" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:323px;display:flex;">(18)</div><div id="a45411" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:323px;">1</div><div id="a45414" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:696px;top:323px;display:flex;">(18)</div><div id="a45419" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:334px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45421" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:334px;display:flex;">(149)</div><div id="a45424" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:334px;">–</div><div id="a45427" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:334px;">–</div><div id="a45430" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:334px;">1</div><div id="a45433" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:334px;display:flex;">(3)</div><div id="a45436" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:334px;display:flex;">(3)</div><div id="a45439" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:334px;">100</div><div id="a45442" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:334px;display:flex;">(54)</div><div id="a45444" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:334px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45446" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:334px;">94</div><div id="a45449" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:343px;">Financial liabilities designated </div><div id="a45471" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:353px;">at fair value through profit </div><div id="a45493" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:363px;">or loss </div><div id="a45495" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:363px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45497" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:363px;display:flex;">(4)</div><div id="a45500" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:363px;display:flex;">(3)</div><div id="a45503" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:363px;">–</div><div id="a45506" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:363px;display:flex;">(4)</div><div id="a45509" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:363px;">8</div><div id="a45512" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:363px;">–</div><div id="a45515" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:363px;">–</div><div id="a45518" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:363px;display:flex;">(3)</div><div id="a45520" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:363px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45522" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:363px;">–</div></div></div></div><div id="TextBlockContainer139" style="position:relative;line-height:normal;width:731px;height:364px;"><div id="a45544" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:672px;top:0px;">Change in </div><div id="a45562" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:671px;top:10px;">unrealized </div><div id="a45568" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:20px;">Fair </div><div id="a45570" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:20px;">Total realized and </div><div id="a45577" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:20px;">Fair </div><div id="a45579" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:689px;top:20px;">gains </div><div id="a45584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:30px;">value as at </div><div id="a45586" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:30px;">unrealized gains (losses) </div><div id="a45588" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:30px;">Movements</div><div id="a45589" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:455px;top:29px;">1</div><div id="a45593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:548px;top:30px;">Transfers </div><div id="a45595" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:30px;">value as at </div><div id="a45597" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:668px;top:30px;">(losses) on </div><div id="a45602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:160px;top:40px;">November 1 </div><div id="a45604" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:40px;">Included </div><div id="a45606" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:40px;">Included </div><div id="a45608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:40px;">Purchases/ </div><div id="a45610" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:435px;top:40px;">Sales/ </div><div id="a45612" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:40px;">Into </div><div id="a45614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:40px;">Out of </div><div id="a45616" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:620px;top:40px;">July 31 </div><div id="a45618" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:40px;">instruments </div><div id="a45623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:50px;">2025</div><div id="a45626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:50px;">in income</div><div id="a45627" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:49px;">2</div><div id="a45629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:306px;top:50px;">in OCI</div><div id="a45630" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:49px;">4</div><div id="a45632" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:50px;">Issuances </div><div id="a45634" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:50px;">Settlements </div><div id="a45636" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:494px;top:50px;">Level 3 </div><div id="a45638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:50px;">Level 3 </div><div id="a45640" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:50px;">2026 </div><div id="a45642" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:675px;top:50px;">still held</div><div id="a45643" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:49px;">5</div><div id="a45646" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:61px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a45667" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a45689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:80px;">and other </div><div id="a45710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:90px;">Other debt securities </div><div id="a45712" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:90px;">$ </div><div id="a45714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:90px;">67</div><div id="a45716" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:90px;">$ </div><div id="a45718" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:90px;display:flex;">(1)</div><div id="a45720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:90px;">$ </div><div id="a45722" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:90px;">–</div><div id="a45724" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:90px;">$ </div><div id="a45726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:90px;">–</div><div id="a45728" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:90px;">$ </div><div id="a45730" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:90px;display:flex;">(18)</div><div id="a45732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:90px;">$ </div><div id="a45734" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:90px;letter-spacing:0.25px;">11</div><div id="a45736" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:90px;">$ </div><div id="a45738" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:90px;display:flex;">(1)</div><div id="a45740" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:90px;">$ </div><div id="a45742" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:90px;">58</div><div id="a45744" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:90px;">$ </div><div id="a45746" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:90px;display:flex;">(4)</div><div id="a45749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Equity securities </div><div id="a45752" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:100px;">25</div><div id="a45755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:100px;">1</div><div id="a45758" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a45761" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:100px;">19</div><div id="a45764" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:100px;display:flex;">(19)</div><div id="a45767" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:100px;">–</div><div id="a45770" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a45773" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:100px;">26</div><div id="a45776" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a45779" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Trading loans </div><div id="a45782" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:110px;">–</div><div id="a45785" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:110px;display:flex;">(166)</div><div id="a45788" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a45791" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:110px;">549</div><div id="a45794" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a45797" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a45800" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a45803" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:110px;">383</div><div id="a45806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a45809" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45812" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:121px;">92</div><div id="a45817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:121px;display:flex;">(166)</div><div id="a45820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:121px;">–</div><div id="a45823" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:121px;">568</div><div id="a45826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:121px;display:flex;">(37)</div><div id="a45829" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:121px;letter-spacing:0.25px;">11</div><div id="a45832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:121px;display:flex;">(1)</div><div id="a45835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:121px;">467</div><div id="a45837" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45839" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:121px;display:flex;">(4)</div><div id="a45842" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;">Non-trading financial </div><div id="a45866" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">assets at fair value </div><div id="a45888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">through profit or loss </div><div id="a45909" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Securities </div><div id="a45912" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:160px;">1,567</div><div id="a45915" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:160px;">70</div><div id="a45918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a45921" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:160px;">165</div><div id="a45924" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:160px;display:flex;">(236)</div><div id="a45927" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:160px;">4</div><div id="a45930" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:160px;display:flex;">(2)</div><div id="a45933" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:160px;">1,568</div><div id="a45936" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:160px;">35</div><div id="a45939" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:170px;">Loans </div><div id="a45942" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:170px;">–</div><div id="a45945" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:170px;">–</div><div id="a45948" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a45951" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:170px;">1</div><div id="a45954" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:170px;">–</div><div id="a45957" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a45960" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:170px;">–</div><div id="a45963" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:170px;">1</div><div id="a45966" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:170px;">–</div><div id="a45972" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:181px;">1,567</div><div id="a45975" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:181px;">70</div><div id="a45978" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:181px;">–</div><div id="a45981" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:181px;">166</div><div id="a45984" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:181px;display:flex;">(236)</div><div id="a45987" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:181px;">4</div><div id="a45990" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:181px;display:flex;">(2)</div><div id="a45993" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:181px;">1,569</div><div id="a45996" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:181px;">35</div><div id="a45999" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:190px;">Financial assets at fair value </div><div id="a46021" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:200px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a46043" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:210px;">comprehensive income </div><div id="a46064" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:220px;">Other debt securities </div><div id="a46067" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:220px;">–</div><div id="a46070" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a46073" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:220px;">–</div><div id="a46076" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:220px;">–</div><div id="a46079" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:220px;">–</div><div id="a46082" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a46085" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a46088" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:220px;">–</div><div id="a46091" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:220px;">–</div><div id="a46094" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:230px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a46097" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:230px;">1,911</div><div id="a46100" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:230px;">9</div><div id="a46103" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:230px;">24</div><div id="a46106" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:230px;">735</div><div id="a46109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:230px;display:flex;">(97)</div><div id="a46112" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a46115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a46118" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:230px;">2,582</div><div id="a46121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:230px;">20</div><div id="a46125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:241px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:241px;">$ </div><div id="a46129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:241px;">1,911</div><div id="a46131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:241px;">$ </div><div id="a46133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:241px;">9</div><div id="a46135" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:241px;">$ </div><div id="a46137" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:241px;">24</div><div id="a46139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:241px;">$ </div><div id="a46141" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:241px;">735</div><div id="a46143" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:241px;">$ </div><div id="a46145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:241px;display:flex;">(97)</div><div id="a46147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:241px;">$ </div><div id="a46149" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:241px;">–</div><div id="a46151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:241px;">$ </div><div id="a46153" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:241px;">–</div><div id="a46155" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:241px;">$ </div><div id="a46157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:241px;">2,582</div><div id="a46159" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:241px;">$ </div><div id="a46161" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:241px;">20</div><div id="a46164" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:252px;">FINANCIAL LIABILITIES </div><div id="a46185" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:261px;">Trading deposits</div><div id="a46186" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:261px;">6</div><div id="a46188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:261px;">$ </div><div id="a46190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:261px;display:flex;">(273)</div><div id="a46192" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:261px;">$ </div><div id="a46194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:261px;">36</div><div id="a46196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:261px;">$ </div><div id="a46198" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:261px;">–</div><div id="a46200" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:261px;">$ </div><div id="a46202" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:261px;display:flex;">(22)</div><div id="a46204" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:261px;">$ </div><div id="a46206" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:261px;">107</div><div id="a46208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:261px;">$ </div><div id="a46210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:261px;">–</div><div id="a46212" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:261px;">$ </div><div id="a46214" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:261px;display:flex;">(113)</div><div id="a46216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:261px;">$ </div><div id="a46218" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:628px;top:261px;display:flex;">(265)</div><div id="a46220" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:261px;">$ </div><div id="a46222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:261px;">56</div><div id="a46225" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:273px;">Derivatives</div><div id="a46226" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:273px;">7</div><div id="a46247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:284px;">Interest rate contracts </div><div id="a46249" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:284px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46251" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:284px;display:flex;">(68)</div><div id="a46254" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:284px;">–</div><div id="a46257" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:284px;">–</div><div id="a46260" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:284px;">–</div><div id="a46263" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:284px;">4</div><div id="a46266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:284px;">–</div><div id="a46269" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:284px;">–</div><div id="a46272" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:284px;display:flex;">(64)</div><div id="a46275" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:284px;display:flex;">(3)</div><div id="a46278" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:294px;">Foreign exchange contracts </div><div id="a46281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:294px;display:flex;">(2)</div><div id="a46284" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:294px;">5</div><div id="a46287" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:294px;">–</div><div id="a46290" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:294px;">–</div><div id="a46293" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:294px;">–</div><div id="a46296" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:294px;display:flex;">(3)</div><div id="a46299" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:294px;display:flex;">(2)</div><div id="a46302" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:294px;display:flex;">(2)</div><div id="a46305" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:294px;">3</div><div id="a46308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:304px;">Equity contracts </div><div id="a46311" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:304px;display:flex;">(155)</div><div id="a46314" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:304px;">21</div><div id="a46317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:304px;">–</div><div id="a46320" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:304px;">1</div><div id="a46323" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:304px;display:flex;">(5)</div><div id="a46326" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:304px;">1</div><div id="a46329" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:304px;">148</div><div id="a46332" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:304px;letter-spacing:0.25px;">11</div><div id="a46335" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:697px;top:304px;">144</div><div id="a46338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:314px;">Commodity and other contracts </div><div id="a46341" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:314px;display:flex;">(55)</div><div id="a46344" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:314px;">52</div><div id="a46347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:314px;">–</div><div id="a46350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:314px;">4</div><div id="a46353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:314px;display:flex;">(6)</div><div id="a46356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:314px;">24</div><div id="a46359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:314px;display:flex;">(18)</div><div id="a46362" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:314px;">1</div><div id="a46365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:314px;">45</div><div id="a46370" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:325px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46372" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:325px;display:flex;">(280)</div><div id="a46375" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:325px;">78</div><div id="a46378" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:325px;">–</div><div id="a46381" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:325px;">5</div><div id="a46384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:325px;display:flex;">(7)</div><div id="a46387" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:325px;">22</div><div id="a46390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:325px;">128</div><div id="a46393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:325px;display:flex;">(54)</div><div id="a46396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:697px;top:325px;">189</div><div id="a46399" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:334px;">Financial liabilities designated </div><div id="a46421" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:344px;">at fair value through profit </div><div id="a46443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:354px;">or loss </div><div id="a46445" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:354px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46447" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:354px;display:flex;">(2)</div><div id="a46450" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:354px;display:flex;">(5)</div><div id="a46453" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:354px;">–</div><div id="a46456" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:354px;display:flex;">(13)</div><div id="a46459" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:354px;">17</div><div id="a46462" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:354px;">–</div><div id="a46465" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:354px;">–</div><div id="a46468" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:354px;display:flex;">(3)</div><div id="a46471" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:354px;display:flex;">(9)</div></div><div id="TextBlockContainer144" style="position:relative;line-height:normal;width:690px;height:85px;"><div id="div_142_XBRL_TS_2d6b5063cb054bce9f88b56cdd88f36e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer143" style="position:relative;line-height:normal;width:690px;height:85px;"><div id="a46475_1_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes foreign exchange. </div><div id="a46478" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a46479" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;"><div style="display:inline-block;width:3px"> </div>Gains/losses on financial assets and liabilities are recognized within Non-interest Income on the Interim Consolidated<div style="display:inline-block;width:4px"> </div>Statement of Income. </div><div id="a46484" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a46485" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Other comprehensive income (OCI). </div><div id="a46488" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:31px;">4</div><div id="a46489" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. Refer<div style="display:inline-block;width:4px"> </div>to Note 5 for further details. </div><div id="a46512" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">5</div><div id="a46513" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:42px;"><div style="display:inline-block;width:3px"> </div>Changes in unrealized gains/losses on financial assets at FVOCI are recognized in accumulated other comprehensive<div style="display:inline-block;width:4px"> </div>income (AOCI). </div><div id="a46528" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">6</div><div id="a46529" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Issuances and repurchases of trading deposits are reported on a gross basis. </div><div id="a46533" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:63px;">7</div><div id="a46534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Consists of derivative assets of $</div><div id="a46534_35_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:135px;top:64px;">48</div><div id="a46534_37_40" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:145px;top:64px;"><div style="display:inline-block;width:2px"> </div>million (April 30, 2026/May 1, 2026 – $</div><div id="a46534_77_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:295px;top:64px;">76</div><div id="a46534_79_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:305px;top:64px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2025/November 1, 2025 – $</div><div id="a46534_126_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:492px;top:64px;">11</div><div id="a46534_128_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:64px;"><div style="display:inline-block;width:2px"> </div>million) and derivative liabilities of $</div><div id="a46534_169_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:64px;">102</div><div id="a46534_172_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:64px;"><div style="display:inline-block;width:3px"> </div>million </div><div id="a46569" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:74px;">(April 30, 2026/May 1, 2026 – $</div><div id="a46569_31_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:74px;">225</div><div id="a46569_34_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:144px;top:74px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2025/November 1, 2025 – $</div><div id="a46569_81_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:331px;top:74px;">291</div><div id="a46569_84_78" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:74px;"><div style="display:inline-block;width:2px"> </div>million) which have been netted in this table for presentation purposes only.</div></div></div></div><div id="TextBlockContainer148" style="position:relative;line-height:normal;width:731px;height:350px;"><div id="div_146_XBRL_TS_79c1145334a444f98050ecab37a357b2" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer147" style="position:relative;line-height:normal;width:731px;height:350px;"><div id="a46616" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities </div><div id="a46631" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;">(millions of Canadian dollars) </div><div id="a46640" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:10px;">Change in </div><div id="a46658" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:20px;">unrealized </div><div id="a46664" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:30px;">Fair </div><div id="a46666" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:269px;top:30px;">Total realized and </div><div id="a46673" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:30px;">Fair </div><div id="a46675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:30px;">gains </div><div id="a46680" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:40px;">value as at </div><div id="a46682" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:40px;">unrealized gains (losses) </div><div id="a46684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:40px;">Movements</div><div id="a46685" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:39px;">1</div><div id="a46689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:40px;">Transfers </div><div id="a46691" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:40px;">value as at </div><div id="a46693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:671px;top:40px;">(losses) on </div><div id="a46698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:184px;top:50px;">May 1 </div><div id="a46700" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:239px;top:50px;">Included </div><div id="a46702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:302px;top:50px;">Included </div><div id="a46704" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:50px;">Purchases/ </div><div id="a46706" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:436px;top:50px;">Sales/ </div><div id="a46708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:508px;top:50px;">Into </div><div id="a46710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:50px;">Out of </div><div id="a46712" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:50px;">July 31 </div><div id="a46714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:50px;">instruments </div><div id="a46719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:188px;top:60px;">2025</div><div id="a46722" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:60px;">in income</div><div id="a46723" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:266px;top:59px;">2</div><div id="a46725" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:60px;">in OCI</div><div id="a46726" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:59px;">3</div><div id="a46728" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:359px;top:60px;">Issuances<div style="display:inline-block;width:2px"> </div></div><div id="a46730" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:60px;">Settlements </div><div id="a46732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:60px;">Level 3 </div><div id="a46734" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:60px;">Level 3 </div><div id="a46736" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:60px;">2025 </div><div id="a46738" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:60px;">still held</div><div id="a46739" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:59px;">4</div><div id="a46742" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a46763" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:80px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a46785" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:90px;">and other </div><div id="a46806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Other debt securities </div><div id="a46808" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:100px;">$ </div><div id="a46810" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:100px;">6</div><div id="a46812" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:100px;">$ </div><div id="a46814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:259px;top:100px;display:flex;">(1)</div><div id="a46816" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:100px;">$ </div><div id="a46818" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a46820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:100px;">$ </div><div id="a46822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a46824" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:100px;">$ </div><div id="a46826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:100px;display:flex;">(1)</div><div id="a46828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:100px;">$ </div><div id="a46830" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:100px;">5</div><div id="a46832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:100px;">$ </div><div id="a46834" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:100px;display:flex;">(2)</div><div id="a46836" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:100px;">$ </div><div id="a46838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:100px;">7</div><div id="a46840" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:100px;">$ </div><div id="a46842" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:100px;display:flex;">(1)</div><div id="a46845" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Equity securities </div><div id="a46848" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:110px;">28</div><div id="a46851" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:110px;">–</div><div id="a46854" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a46857" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:110px;">–</div><div id="a46860" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a46863" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a46866" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a46869" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:110px;">28</div><div id="a46872" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a46875" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46877" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46879" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:120px;">34</div><div id="a46882" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:259px;top:120px;display:flex;">(1)</div><div id="a46885" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:120px;">–</div><div id="a46888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:120px;">–</div><div id="a46891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:120px;display:flex;">(1)</div><div id="a46894" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:120px;">5</div><div id="a46897" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:120px;display:flex;">(2)</div><div id="a46900" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:120px;">35</div><div id="a46902" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46904" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:120px;display:flex;">(1)</div><div id="a46907" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;">Non-trading financial </div><div id="a46931" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">assets at fair value </div><div id="a46953" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">through profit or loss </div><div id="a46974" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Securities </div><div id="a46977" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:160px;">1,253</div><div id="a46980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:160px;">22</div><div id="a46983" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a46986" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:382px;top:160px;">220</div><div id="a46989" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:160px;display:flex;">(11)</div><div id="a46992" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:160px;">–</div><div id="a46995" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:160px;">–</div><div id="a46998" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:160px;">1,484</div><div id="a47001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:160px;">12</div><div id="a47006" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:170px;">1,253</div><div id="a47009" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:170px;">22</div><div id="a47012" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a47015" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:382px;top:170px;">220</div><div id="a47018" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:170px;display:flex;">(11)</div><div id="a47021" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a47024" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:170px;">–</div><div id="a47027" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:170px;">1,484</div><div id="a47030" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:170px;">12</div><div id="a47033" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:180px;">Financial assets at fair value </div><div id="a47055" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:190px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a47077" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:200px;">comprehensive income </div><div id="a47098" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:210px;">Other debt securities </div><div id="a47101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:210px;">–</div><div id="a47104" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:210px;">–</div><div id="a47107" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:210px;">–</div><div id="a47110" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:210px;">–</div><div id="a47113" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:210px;">–</div><div id="a47116" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:210px;">–</div><div id="a47119" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:210px;">–</div><div id="a47122" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:210px;">–</div><div id="a47125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:210px;">–</div><div id="a47128" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:220px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a47131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:220px;">2,808</div><div id="a47134" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a47137" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:220px;">2</div><div id="a47140" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:220px;">2</div><div id="a47143" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:220px;display:flex;">(659)</div><div id="a47146" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a47149" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a47152" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:220px;">2,153</div><div id="a47155" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:220px;">2</div><div id="a47159" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:230px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47161" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:230px;">$ </div><div id="a47163" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:230px;">2,808</div><div id="a47165" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:230px;">$ </div><div id="a47167" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a47169" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:230px;">$ </div><div id="a47171" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:230px;">2</div><div id="a47173" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:230px;">$ </div><div id="a47175" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:230px;">2</div><div id="a47177" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:230px;">$ </div><div id="a47179" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:230px;display:flex;">(659)</div><div id="a47181" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:230px;">$ </div><div id="a47183" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a47185" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:230px;">$ </div><div id="a47187" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a47189" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:230px;">$ </div><div id="a47191" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:230px;">2,153</div><div id="a47193" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:230px;">$ </div><div id="a47195" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:230px;">2</div><div id="a47198" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:242px;">FINANCIAL LIABILITIES </div><div id="a47219" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:250px;">Trading deposits</div><div id="a47220" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:71px;top:250px;">5</div><div id="a47222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:250px;">$ </div><div id="a47224" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:250px;display:flex;">(384)</div><div id="a47226" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:250px;">$ </div><div id="a47228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:250px;">3</div><div id="a47230" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:250px;">$ </div><div id="a47232" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:250px;">–</div><div id="a47234" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:250px;">$ </div><div id="a47236" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:250px;display:flex;">(45)</div><div id="a47238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:250px;">$ </div><div id="a47240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:250px;">27</div><div id="a47242" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:250px;">$ </div><div id="a47244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:250px;">–</div><div id="a47246" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:250px;">$ </div><div id="a47248" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:250px;">1</div><div id="a47250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:250px;">$ </div><div id="a47252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:250px;display:flex;">(398)</div><div id="a47254" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:250px;">$ </div><div id="a47256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:250px;">4</div><div id="a47259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:260px;">Derivatives</div><div id="a47260" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:49px;top:259px;">6</div><div id="a47281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:270px;">Interest rate contracts </div><div id="a47283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:270px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47285" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:270px;display:flex;">(81)</div><div id="a47288" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:270px;">15</div><div id="a47291" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:270px;">–</div><div id="a47294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:270px;">–</div><div id="a47297" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:270px;">2</div><div id="a47300" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:270px;">–</div><div id="a47303" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:270px;">–</div><div id="a47306" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:270px;display:flex;">(64)</div><div id="a47308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:270px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:270px;display:flex;">(5)</div><div id="a47313" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:280px;">Foreign exchange contracts </div><div id="a47316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:280px;display:flex;">(1)</div><div id="a47319" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:280px;">4</div><div id="a47322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:280px;">–</div><div id="a47325" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:280px;">–</div><div id="a47328" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:280px;display:flex;">(1)</div><div id="a47331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;display:flex;">(1)</div><div id="a47334" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:280px;">1</div><div id="a47337" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:280px;">2</div><div id="a47340" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:280px;">6</div><div id="a47343" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:290px;">Equity contracts </div><div id="a47346" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:290px;display:flex;">(131)</div><div id="a47349" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:259px;top:290px;display:flex;">(3)</div><div id="a47352" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:290px;">–</div><div id="a47355" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:290px;">–</div><div id="a47358" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:290px;display:flex;">(1)</div><div id="a47361" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:290px;">–</div><div id="a47364" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:290px;">3</div><div id="a47367" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:290px;display:flex;">(132)</div><div id="a47370" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:290px;display:flex;">(4)</div><div id="a47373" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:300px;">Commodity and other contracts </div><div id="a47376" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:300px;display:flex;">(20)</div><div id="a47379" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:300px;">31</div><div id="a47382" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:300px;">–</div><div id="a47385" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:300px;">–</div><div id="a47388" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:300px;">1</div><div id="a47391" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:300px;">–</div><div id="a47394" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:300px;">–</div><div id="a47397" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:300px;">12</div><div id="a47400" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:300px;">26</div><div id="a47405" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:310px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47407" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:310px;display:flex;">(233)</div><div id="a47410" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:310px;">47</div><div id="a47413" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:310px;">–</div><div id="a47416" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:310px;">–</div><div id="a47419" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:310px;">1</div><div id="a47422" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:310px;display:flex;">(1)</div><div id="a47425" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:310px;">4</div><div id="a47428" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:310px;display:flex;">(182)</div><div id="a47430" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:310px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47432" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:310px;">23</div><div id="a47435" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:320px;">Financial liabilities designated </div><div id="a47457" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:330px;">at fair value through profit </div><div id="a47479" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:340px;">or loss </div><div id="a47481" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:340px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47483" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:340px;display:flex;">(1)</div><div id="a47486" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:340px;">–</div><div id="a47489" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:340px;">–</div><div id="a47492" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:385px;top:340px;display:flex;">(5)</div><div id="a47495" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:340px;">4</div><div id="a47498" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:340px;">–</div><div id="a47501" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:340px;">–</div><div id="a47504" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:340px;display:flex;">(2)</div><div id="a47506" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:340px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47508" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:340px;">–</div></div></div></div><div id="TextBlockContainer152" style="position:relative;line-height:normal;width:731px;height:340px;"><div id="div_150_XBRL_TS_993183aaec99400490a3d7e04dcac861" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer151" style="position:relative;line-height:normal;width:731px;height:340px;"><div id="a47541" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:0px;">Change in </div><div id="a47559" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:10px;">unrealized </div><div id="a47565" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:20px;">Fair </div><div id="a47567" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:269px;top:20px;">Total realized and </div><div id="a47574" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:20px;">Fair </div><div id="a47576" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:20px;">gains </div><div id="a47581" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:30px;">value as at </div><div id="a47583" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:30px;">unrealized gains (losses) </div><div id="a47585" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:30px;">Movements</div><div id="a47586" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:29px;">1</div><div id="a47590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:30px;">Transfers </div><div id="a47592" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:30px;">value as at </div><div id="a47594" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:671px;top:30px;">(losses) on </div><div id="a47599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:163px;top:40px;">November 1 </div><div id="a47601" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:239px;top:40px;">Included </div><div id="a47603" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:302px;top:40px;">Included </div><div id="a47605" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:40px;">Purchases/ </div><div id="a47607" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:436px;top:40px;">Sales/ </div><div id="a47609" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:508px;top:40px;">Into </div><div id="a47611" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:40px;">Out of </div><div id="a47613" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:40px;">July 31 </div><div id="a47615" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:40px;">instruments </div><div id="a47620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:188px;top:50px;">2024</div><div id="a47623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:50px;">in income</div><div id="a47624" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:266px;top:49px;">2</div><div id="a47626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:50px;">in OCI</div><div id="a47627" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:49px;">3</div><div id="a47629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:359px;top:50px;">Issuances </div><div id="a47631" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:50px;">Settlements </div><div id="a47633" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:50px;">Level 3 </div><div id="a47635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:50px;">Level 3 </div><div id="a47637" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:50px;">2025 </div><div id="a47639" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:50px;">still held</div><div id="a47640" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:49px;">4</div><div id="a47643" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:60px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a47664" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a47686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:80px;">and other </div><div id="a47707" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:90px;">Other debt securities </div><div id="a47709" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:90px;">$ </div><div id="a47711" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:90px;">26</div><div id="a47713" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:90px;">$ </div><div id="a47715" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:259px;top:90px;display:flex;">(1)</div><div id="a47717" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:90px;">$ </div><div id="a47719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:90px;">–</div><div id="a47721" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:90px;">$ </div><div id="a47723" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:90px;">1</div><div id="a47725" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:90px;">$ </div><div id="a47727" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:90px;display:flex;">(23)</div><div id="a47729" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:90px;">$ </div><div id="a47731" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:90px;">6</div><div id="a47733" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:90px;">$ </div><div id="a47735" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:90px;display:flex;">(2)</div><div id="a47737" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:90px;">$ </div><div id="a47739" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:90px;">7</div><div id="a47741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:90px;">$ </div><div id="a47743" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:90px;display:flex;">(2)</div><div id="a47746" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a47749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:100px;">12</div><div id="a47752" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:100px;">1</div><div id="a47755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a47758" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:100px;">22</div><div id="a47761" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:100px;display:flex;">(7)</div><div id="a47764" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:100px;">–</div><div id="a47767" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a47770" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:100px;">28</div><div id="a47773" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:100px;display:flex;">(1)</div><div id="a47776" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47779" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47781" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:110px;">38</div><div id="a47784" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:110px;">–</div><div id="a47787" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a47790" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:110px;">23</div><div id="a47793" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:110px;display:flex;">(30)</div><div id="a47796" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:110px;">6</div><div id="a47799" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:110px;display:flex;">(2)</div><div id="a47802" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:110px;">35</div><div id="a47804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:110px;display:flex;">(3)</div><div id="a47809" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:120px;">Non-trading financial </div><div id="a47833" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:130px;">assets at fair value </div><div id="a47855" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">through profit or loss </div><div id="a47876" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:150px;">Securities </div><div id="a47879" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:150px;">1,233</div><div id="a47882" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:150px;">12</div><div id="a47885" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:150px;">–</div><div id="a47888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:382px;top:150px;">296</div><div id="a47891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:150px;display:flex;">(47)</div><div id="a47894" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:150px;">–</div><div id="a47897" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:150px;display:flex;">(10)</div><div id="a47900" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:150px;">1,484</div><div id="a47903" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:150px;display:flex;">(16)</div><div id="a47909" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:160px;">1,233</div><div id="a47912" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:160px;">12</div><div id="a47915" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a47918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:382px;top:160px;">296</div><div id="a47921" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:160px;display:flex;">(47)</div><div id="a47924" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:160px;">–</div><div id="a47927" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:160px;display:flex;">(10)</div><div id="a47930" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:160px;">1,484</div><div id="a47933" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;display:flex;">(16)</div><div id="a47936" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:170px;">Financial assets at fair value </div><div id="a47958" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:180px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a47980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:190px;">comprehensive income </div><div id="a48001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:200px;">Other debt securities </div><div id="a48004" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:200px;">7</div><div id="a48007" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:200px;">–</div><div id="a48010" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:200px;">–</div><div id="a48013" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:200px;">–</div><div id="a48016" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:200px;display:flex;">(7)</div><div id="a48019" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:200px;">–</div><div id="a48022" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:200px;">–</div><div id="a48025" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:200px;">–</div><div id="a48028" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:200px;">–</div><div id="a48031" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:210px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a48034" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:210px;">3,355</div><div id="a48037" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:210px;">–</div><div id="a48040" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:210px;">5</div><div id="a48043" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:210px;">4</div><div id="a48046" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:433px;top:210px;display:flex;">(1,211)</div><div id="a48049" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:210px;">–</div><div id="a48052" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:210px;">–</div><div id="a48055" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:210px;">2,153</div><div id="a48058" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:210px;">–</div><div id="a48062" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:220px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48064" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:220px;">$ </div><div id="a48066" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:220px;">3,362</div><div id="a48068" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:220px;">$ </div><div id="a48070" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a48072" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:220px;">$ </div><div id="a48074" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:220px;">5</div><div id="a48076" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:220px;">$ </div><div id="a48078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:220px;">4</div><div id="a48080" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:220px;">$ </div><div id="a48082" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:433px;top:220px;display:flex;">(1,218)</div><div id="a48084" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:220px;">$ </div><div id="a48086" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a48088" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:220px;">$ </div><div id="a48090" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a48092" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:220px;">$ </div><div id="a48094" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:220px;">2,153</div><div id="a48096" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:220px;">$ </div><div id="a48098" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:220px;">–</div><div id="a48101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:232px;">FINANCIAL LIABILITIES </div><div id="a48122" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:240px;">Trading deposits</div><div id="a48123" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:239px;">5</div><div id="a48125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:240px;">$ </div><div id="a48127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:240px;display:flex;">(505)</div><div id="a48129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:240px;">$ </div><div id="a48131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:240px;">31</div><div id="a48133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:240px;">$ </div><div id="a48135" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:240px;">–</div><div id="a48137" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:240px;">$ </div><div id="a48139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:240px;display:flex;">(169)</div><div id="a48141" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:240px;">$ </div><div id="a48143" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:240px;">243</div><div id="a48145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:240px;">$ </div><div id="a48147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:240px;">–</div><div id="a48149" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:240px;">$ </div><div id="a48151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:240px;">2</div><div id="a48153" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:240px;">$ </div><div id="a48155" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:240px;display:flex;">(398)</div><div id="a48157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:240px;">$ </div><div id="a48159" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:240px;">38</div><div id="a48162" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:250px;">Derivatives</div><div id="a48163" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:249px;">6</div><div id="a48184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:260px;">Interest rate contracts </div><div id="a48186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:260px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:260px;display:flex;">(158)</div><div id="a48191" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:260px;">83</div><div id="a48194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:260px;">–</div><div id="a48197" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:260px;">–</div><div id="a48200" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:260px;">11</div><div id="a48203" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:260px;">–</div><div id="a48206" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:260px;">–</div><div id="a48209" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:260px;display:flex;">(64)</div><div id="a48211" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:260px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48213" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:260px;">85</div><div id="a48216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:270px;">Foreign exchange contracts </div><div id="a48219" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:270px;">1</div><div id="a48222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:270px;display:flex;">(13)</div><div id="a48225" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:270px;">–</div><div id="a48228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:270px;">–</div><div id="a48231" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:270px;">2</div><div id="a48234" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:270px;">8</div><div id="a48237" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:270px;">4</div><div id="a48240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:270px;">2</div><div id="a48243" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:270px;">2</div><div id="a48246" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:280px;">Equity contracts </div><div id="a48249" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:280px;display:flex;">(24)</div><div id="a48252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:250px;top:280px;display:flex;">(106)</div><div id="a48255" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:280px;">–</div><div id="a48258" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:280px;">–</div><div id="a48261" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:280px;display:flex;">(3)</div><div id="a48264" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;display:flex;">(2)</div><div id="a48267" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:280px;">3</div><div id="a48270" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:280px;display:flex;">(132)</div><div id="a48273" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:280px;display:flex;">(106)</div><div id="a48276" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:290px;">Commodity and other contracts </div><div id="a48279" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:290px;display:flex;">(10)</div><div id="a48282" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:290px;">22</div><div id="a48285" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:290px;">–</div><div id="a48288" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:290px;">–</div><div id="a48291" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:290px;">–</div><div id="a48294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:290px;">–</div><div id="a48297" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:290px;">–</div><div id="a48300" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:290px;">12</div><div id="a48303" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:290px;">20</div><div id="a48308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:300px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:300px;display:flex;">(191)</div><div id="a48313" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:300px;display:flex;">(14)</div><div id="a48316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:300px;">–</div><div id="a48319" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:300px;">–</div><div id="a48322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:300px;">10</div><div id="a48325" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:300px;">6</div><div id="a48328" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:300px;">7</div><div id="a48331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:300px;display:flex;">(182)</div><div id="a48333" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:300px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48335" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:300px;">1</div><div id="a48338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:310px;">Financial liabilities designated </div><div id="a48360" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:320px;">at fair value through profit </div><div id="a48382" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:330px;">or loss </div><div id="a48384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:330px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:330px;display:flex;">(24)</div><div id="a48389" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:330px;">7</div><div id="a48392" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:330px;">–</div><div id="a48395" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:330px;display:flex;">(19)</div><div id="a48398" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:330px;">34</div><div id="a48401" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:330px;">–</div><div id="a48404" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:330px;">–</div><div id="a48407" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:330px;display:flex;">(2)</div><div id="a48409" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:330px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48411" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:330px;">1</div></div></div></div><div id="TextBlockContainer156" style="position:relative;line-height:normal;width:690px;height:75px;"><div id="div_154_XBRL_TS_89a9b613e5e042a7a7de305444761c72" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer155" style="position:relative;line-height:normal;width:690px;height:75px;"><div id="a48415_1_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes foreign exchange. </div><div id="a48418" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a48419" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;"><div style="display:inline-block;width:3px"> </div>Gains/losses on financial assets and liabilities are recognized within Non-interest Income on the Interim Consolidated<div style="display:inline-block;width:4px"> </div>Statement of Income. </div><div id="a48429" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a48430" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. Refer<div style="display:inline-block;width:4px"> </div>to Note 5 for further details. </div><div id="a48454" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:31px;">4</div><div id="a48455" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Changes in unrealized gains/losses on financial assets at FVOCI are recognized in AOCI. </div><div id="a48470" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">5</div><div id="a48471" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:42px;"><div style="display:inline-block;width:3px"> </div>Issuances and repurchases of trading deposits are reported on a gross basis. </div><div id="a48475" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">6</div><div id="a48476" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Consists of derivative assets of $</div><div id="a48476_35_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:135px;top:53px;">49</div><div id="a48476_37_40" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:145px;top:53px;"><div style="display:inline-block;width:2px"> </div>million (April 30, 2025/May 1, 2025 – $</div><div id="a48476_77_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:295px;top:53px;">32</div><div id="a48476_79_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:305px;top:53px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2024/November 1, 2024 – $</div><div id="a48476_126_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:492px;top:53px;">30</div><div id="a48476_128_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:53px;"><div style="display:inline-block;width:2px"> </div>million) and derivative liabilities of $</div><div id="a48476_169_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:53px;">231</div><div id="a48476_172_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:53px;"><div style="display:inline-block;width:3px"> </div>million </div><div id="a48508" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:64px;">(April 30, 2025/May 1, 2025 – $</div><div id="a48508_31_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:64px;">265</div><div id="a48508_34_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:144px;top:64px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2024/November 1, 2024 – $</div><div id="a48508_81_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:331px;top:64px;">221</div><div id="a48508_84_78" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:64px;"><div style="display:inline-block;width:2px"> </div>million) which have been netted in this table for presentation purposes only.</div></div></div></div> <div id="TextBlockContainer99" style="position:relative;line-height:normal;width:489px;height:13px;"><div id="a41888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table reflects the fair value<div style="display:inline-block;width:1px"> </div>of the Bank’s financial assets and liabilities not<div style="display:inline-block;width:1px"> </div>carried at fair value.</div></div><div id="TextBlockContainer103" style="position:relative;line-height:normal;width:734px;height:250px;"><div id="a41928" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Financial Assets and Liabilities not carried<div style="display:inline-block;width:1px"> </div>at Fair Value</div><div id="a41929" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:3px;">1</div><div id="a41940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a41945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a41951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:509px;top:31px;">July 31, 2026</div><div id="a41955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:31px;">October 31, 2025 </div><div id="a41960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:44px;">Carrying </div><div id="a41962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:44px;">Fair </div><div id="a41964" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:44px;">Carrying </div><div id="a41966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:44px;">Fair </div><div id="a41971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:58px;">value </div><div id="a41973" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:545px;top:58px;">value </div><div id="a41975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:617px;top:58px;">value </div><div id="a41977" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:58px;">value </div><div id="a41980" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:72px;">FINANCIAL ASSETS </div><div id="a41991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:85px;">Debt securities at amortized cost, net of allowance<div style="display:inline-block;width:1px"> </div>for credit losses</div><div id="a42004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:99px;">Government and government-related<div style="display:inline-block;width:1px"> </div>securities<div style="display:inline-block;width:2px"> </div></div><div id="a42008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:99px;">$ </div><div id="a42010" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:99px;">169,806</div><div id="a42012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:99px;">$ </div><div id="a42014" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:99px;">168,522</div><div id="a42016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:99px;">$ </div><div id="a42018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:99px;">183,593</div><div id="a42020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:99px;">$ </div><div id="a42022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:99px;">182,478</div><div id="a42026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:112px;">Other debt securities </div><div id="a42029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:112px;">67,049</div><div id="a42032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:112px;">66,668</div><div id="a42035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:112px;">56,846</div><div id="a42038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:112px;">56,679</div><div id="a42041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:126px;">Total debt securities at amortized cost, net of allowance for credit losses</div><div id="a42045" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:126px;">236,855</div><div id="a42048" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:126px;">235,190</div><div id="a42051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:126px;">240,439</div><div id="a42054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:126px;">239,157</div><div id="a42057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:140px;">Total loans, net of allowance for loan losses<div style="display:inline-block;width:2px"> </div></div><div id="a42060" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:140px;">991,036</div><div id="a42063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:140px;">992,309</div><div id="a42066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:605px;top:140px;">953,012</div><div id="a42069" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:140px;">956,424</div><div id="a42072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:153px;">Total financial assets not carried at fair value </div><div id="a42074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:153px;">$ </div><div id="a42076" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:153px;">1,227,891</div><div id="a42078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:153px;">$ </div><div id="a42080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:153px;">1,227,499</div><div id="a42082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:153px;">$ </div><div id="a42084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:153px;">1,193,451</div><div id="a42086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:153px;">$ </div><div id="a42088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:153px;">1,195,581</div><div id="a42102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:183px;">FINANCIAL LIABILITIES </div><div id="a42113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:197px;">Deposits </div><div id="a42115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:197px;">$ </div><div id="a42117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:197px;">1,260,724</div><div id="a42119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:197px;">$ </div><div id="a42121" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:197px;">1,259,446</div><div id="a42123" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:197px;">$ </div><div id="a42125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:197px;">1,267,104</div><div id="a42127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:197px;">$ </div><div id="a42129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:197px;">1,267,466</div><div id="a42132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:210px;">Securitization liabilities at amortized<div style="display:inline-block;width:1px"> </div>cost<div style="display:inline-block;width:3px"> </div></div><div id="a42135" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:210px;">16,990</div><div id="a42138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:210px;">16,978</div><div id="a42141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:210px;">14,841</div><div id="a42144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:210px;">14,805</div><div id="a42147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:224px;">Subordinated notes and debentures<div style="display:inline-block;width:2px"> </div></div><div id="a42149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:441px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a42151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:224px;">10,523</div><div id="a42153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a42155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:540px;top:224px;">10,536</div><div id="a42157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:224px;"><div style="display:inline-block;width:3px"> </div></div><div id="a42159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:224px;">10,733</div><div id="a42162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:224px;">10,929</div><div id="a42165" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:237px;">Total financial liabilities not carried at fair value </div><div id="a42167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:237px;">$ </div><div id="a42169" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:237px;">1,288,237</div><div id="a42171" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:237px;">$ </div><div id="a42173" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:237px;">1,286,960</div><div id="a42175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:237px;">$ </div><div id="a42177" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:237px;">1,292,678</div><div id="a42179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:237px;">$ </div><div id="a42181" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:237px;">1,293,200</div></div><div id="TextBlockContainer107" style="position:relative;line-height:normal;width:408px;height:11px;"><div id="a42185_1_108" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">This table excludes financial assets and liabilities where the carrying value approximates their fair value.</div></div> 169806000000 168522000000 183593000000 182478000000 67049000000 66668000000 56846000000 56679000000 236855000000 235190000000 240439000000 239157000000 991036000000 992309000000 953012000000 956424000000 1227891000000 1227499000000 1193451000000 1195581000000 1260724000000 1259446000000 1267104000000 1267466000000 16990000000 16978000000 14841000000 14805000000 10523000000 10536000000 10733000000 10929000000 1288237000000 1286960000000 1292678000000 1293200000000 <div id="TextBlockContainer111" style="position:relative;line-height:normal;width:691px;height:26px;"><div id="a42214" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the levels within<div style="display:inline-block;width:1px"> </div>the fair value hierarchy for each of the assets<div style="display:inline-block;width:1px"> </div>and liabilities measured at fair value on a<div style="display:inline-block;width:1px"> </div>recurring basis as at </div><div id="a42216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">July 31, 2026 and October 31, 2025.</div></div><div id="TextBlockContainer115" style="position:relative;line-height:normal;width:731px;height:717px;"><div id="a42228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis</div><div id="a42240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a42257" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:14px;">As at </div><div id="a42266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:24px;">July 31, 2026</div><div id="a42274" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:24px;">October 31, 2025 </div><div id="a42279" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:34px;">Level 1 </div><div id="a42281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:34px;">Level 2 </div><div id="a42283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:34px;">Level 3 </div><div id="a42285" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:34px;">Total</div><div id="a42288" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:34px;">Level 1 </div><div id="a42290" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:34px;">Level 2 </div><div id="a42292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:34px;">Level 3 </div><div id="a42294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:34px;">Total</div><div id="a42298" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:44px;">FINANCIAL ASSETS AND COMMODITIES </div><div id="a42317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:55px;">Trading loans, securities, and other</div><div id="a42318" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:141px;top:54px;">1</div><div id="a42337" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:66px;">Government and government-related securities </div><div id="a42358" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;">Canadian government debt </div><div id="a42378" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:85px;">Federal </div><div id="a42380" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:252px;top:85px;">$ </div><div id="a42382" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:85px;">4,750</div><div id="a42384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:310px;top:85px;">$ </div><div id="a42386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:85px;">2,957</div><div id="a42388" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:368px;top:85px;">$ </div><div id="a42390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:85px;">–</div><div id="a42392" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:85px;">$ </div><div id="a42394" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:85px;">7,707</div><div id="a42396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:484px;top:85px;">$ </div><div id="a42398" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:85px;">4,892</div><div id="a42400" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:542px;top:85px;">$ </div><div id="a42402" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:85px;">3,875</div><div id="a42404" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:85px;">$ </div><div id="a42406" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:85px;">–</div><div id="a42408" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:85px;">$ </div><div id="a42410" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:85px;">8,767</div><div id="a42414" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:95px;">Provinces<div style="display:inline-block;width:2px"> </div></div><div id="a42417" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:95px;">–</div><div id="a42420" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:95px;">5,994</div><div id="a42423" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:95px;">–</div><div id="a42426" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:95px;">5,994</div><div id="a42429" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:95px;">–</div><div id="a42432" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:95px;">4,537</div><div id="a42435" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:95px;">–</div><div id="a42438" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:95px;">4,537</div><div id="a42441" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:105px;">U.S. federal, state, municipal governments, </div><div id="a42461" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:115px;"><div style="display:inline-block;width:2px"> </div>and agencies debt </div><div id="a42465" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:115px;">2,215</div><div id="a42468" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:115px;">21,461</div><div id="a42471" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:115px;">–</div><div id="a42474" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:115px;">23,676</div><div id="a42477" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:115px;">2,973</div><div id="a42480" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:115px;">20,811</div><div id="a42483" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:115px;">–</div><div id="a42486" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:115px;">23,784</div><div id="a42489" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:125px;">Other OECD</div><div id="a42490" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:51px;top:125px;">2</div><div id="a42491" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:54px;top:125px;"><div style="display:inline-block;width:2px"> </div>government-guaranteed debt </div><div id="a42497" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:125px;">504</div><div id="a42500" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:125px;">5,388</div><div id="a42503" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:125px;">–</div><div id="a42506" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:125px;">5,892</div><div id="a42509" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:125px;">283</div><div id="a42512" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:125px;">5,818</div><div id="a42515" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:125px;">–</div><div id="a42518" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:125px;">6,101</div><div id="a42521" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:135px;">Mortgage-backed securities </div><div id="a42526" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:135px;">–</div><div id="a42529" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:135px;">699</div><div id="a42532" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:135px;">–</div><div id="a42535" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">699</div><div id="a42538" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:135px;">–</div><div id="a42541" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:135px;">768</div><div id="a42544" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">–</div><div id="a42547" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:135px;">768</div><div id="a42550" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:145px;">Other debt securities </div><div id="a42569" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:155px;">Canadian issuers<div style="display:inline-block;width:2px"> </div></div><div id="a42572" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:155px;">–</div><div id="a42575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:155px;">7,279</div><div id="a42578" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:155px;">53</div><div id="a42581" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:155px;">7,332</div><div id="a42584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:155px;">–</div><div id="a42587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:155px;">6,695</div><div id="a42590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:155px;">67</div><div id="a42593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:155px;">6,762</div><div id="a42596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:165px;">Other issuers </div><div id="a42599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:165px;">–</div><div id="a42602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:165px;">17,383</div><div id="a42605" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:165px;">5</div><div id="a42608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:165px;">17,388</div><div id="a42611" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:165px;">–</div><div id="a42614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:165px;">16,508</div><div id="a42617" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:165px;">–</div><div id="a42620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:165px;">16,508</div><div id="a42623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:175px;">Equity securities </div><div id="a42626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:175px;">92,128</div><div id="a42629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:175px;">229</div><div id="a42632" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:175px;">26</div><div id="a42635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:175px;">92,383</div><div id="a42638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:175px;">87,713</div><div id="a42641" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:175px;">171</div><div id="a42644" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:175px;">25</div><div id="a42647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:175px;">87,909</div><div id="a42650" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:185px;">Trading loans<div style="display:inline-block;width:3px"> </div></div><div id="a42653" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:185px;">–</div><div id="a42656" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:185px;">31,997</div><div id="a42659" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:185px;">383</div><div id="a42662" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:185px;">32,380</div><div id="a42665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:185px;">–</div><div id="a42668" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:185px;">30,032</div><div id="a42671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:185px;">–</div><div id="a42674" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:185px;">30,032</div><div id="a42677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:195px;">Commodities </div><div id="a42680" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:195px;">23,143</div><div id="a42683" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">1,539</div><div id="a42686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:195px;">–</div><div id="a42689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:195px;">24,682</div><div id="a42692" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:195px;">33,446</div><div id="a42695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:195px;">1,521</div><div id="a42698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:195px;">–</div><div id="a42701" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:195px;">34,967</div><div id="a42704" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:205px;">Retained interests </div><div id="a42707" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:205px;">–</div><div id="a42710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:205px;">–</div><div id="a42713" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:205px;">–</div><div id="a42716" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:205px;">–</div><div id="a42719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:205px;">–</div><div id="a42722" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:205px;">1</div><div id="a42725" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:205px;">–</div><div id="a42728" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:205px;">1</div><div id="a42731" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:216px;"><div style="display:inline-block;width:2px"> </div></div><div id="a42734" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:216px;">122,740</div><div id="a42737" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:216px;">94,926</div><div id="a42740" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:216px;">467</div><div id="a42743" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:216px;">218,133</div><div id="a42746" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:216px;">129,307</div><div id="a42749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:216px;">90,737</div><div id="a42752" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:216px;">92</div><div id="a42755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:216px;">220,136</div><div id="a42758" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:226px;">Non-trading financial assets at fair value<div style="display:inline-block;width:2px"> </div></div><div id="a42780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:235px;">through profit or loss </div><div id="a42799" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:246px;">Securities</div><div id="a42803" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:246px;">704</div><div id="a42806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:246px;">6,023</div><div id="a42809" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:246px;">1,568</div><div id="a42812" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:246px;">8,295</div><div id="a42815" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:246px;">465</div><div id="a42817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:246px;"><div style="display:inline-block;width:2px"> </div></div><div id="a42819" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:246px;">5,019</div><div id="a42822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:246px;">1,567</div><div id="a42825" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:246px;">7,051</div><div id="a42828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Loans</div><div id="a42832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:255px;">–</div><div id="a42835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:255px;">1,238</div><div id="a42838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:255px;">1</div><div id="a42841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:255px;">1,239</div><div id="a42844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:255px;">–</div><div id="a42847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:255px;">344</div><div id="a42850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:255px;">–</div><div id="a42853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:255px;">344</div><div id="a42858" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:266px;">704</div><div id="a42861" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:266px;">7,261</div><div id="a42864" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:266px;">1,569</div><div id="a42867" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:266px;">9,534</div><div id="a42870" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:266px;">465</div><div id="a42873" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:266px;">5,363</div><div id="a42876" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:266px;">1,567</div><div id="a42879" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:266px;">7,395</div><div id="a42882" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:276px;">Derivatives </div><div id="a42901" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:286px;">Interest rate contracts<div style="display:inline-block;width:2px"> </div></div><div id="a42904" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:286px;">3</div><div id="a42907" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:286px;">12,084</div><div id="a42910" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:286px;">12</div><div id="a42913" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:286px;">12,099</div><div id="a42916" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:286px;">6</div><div id="a42918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:286px;"><div style="display:inline-block;width:2px"> </div></div><div id="a42920" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:286px;">10,990</div><div id="a42923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:286px;">8</div><div id="a42926" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:286px;">11,004</div><div id="a42929" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:295px;">Foreign exchange contracts<div style="display:inline-block;width:2px"> </div></div><div id="a42932" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:295px;top:295px;">73</div><div id="a42935" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:295px;">42,448</div><div id="a42938" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:295px;">5</div><div id="a42941" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:295px;">42,526</div><div id="a42944" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:295px;">30</div><div id="a42947" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:295px;">53,576</div><div id="a42950" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:295px;">3</div><div id="a42953" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:295px;">53,609</div><div id="a42956" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:306px;">Credit contracts<div style="display:inline-block;width:2px"> </div></div><div id="a42959" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:306px;">–</div><div id="a42962" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:306px;">99</div><div id="a42965" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:306px;">–</div><div id="a42968" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:306px;">99</div><div id="a42971" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:306px;">–</div><div id="a42974" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:306px;">44</div><div id="a42977" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:306px;">–</div><div id="a42980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:306px;">44</div><div id="a42983" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:315px;">Equity contracts<div style="display:inline-block;width:2px"> </div></div><div id="a42986" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:315px;">115</div><div id="a42989" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:315px;">19,781</div><div id="a42992" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:315px;letter-spacing:0.25px;">11</div><div id="a42995" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:315px;">19,907</div><div id="a42998" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:315px;">162</div><div id="a43001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">12,534</div><div id="a43004" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:315px;">–</div><div id="a43007" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:315px;">12,696</div><div id="a43010" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:326px;">Commodity and other contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43013" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:326px;">345</div><div id="a43016" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:326px;">5,059</div><div id="a43019" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:326px;">20</div><div id="a43022" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:326px;">5,424</div><div id="a43025" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:326px;">752</div><div id="a43028" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:326px;">4,867</div><div id="a43031" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:326px;">–</div><div id="a43034" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:326px;">5,619</div><div id="a43039" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:336px;">536</div><div id="a43042" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:336px;">79,471</div><div id="a43045" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:336px;">48</div><div id="a43048" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:336px;">80,055</div><div id="a43051" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:336px;">950</div><div id="a43054" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:336px;">82,011</div><div id="a43057" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:336px;">11</div><div id="a43060" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:336px;">82,972</div><div id="a43063" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:346px;">Financial assets designated at </div><div id="a43083" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:355px;">fair value through profit or loss </div><div id="a43102" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:366px;">Securities</div><div id="a43103" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:41px;top:365px;">1</div><div id="a43106" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:366px;">–</div><div id="a43109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:366px;">7,071</div><div id="a43112" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:366px;">–</div><div id="a43115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:366px;">7,071</div><div id="a43118" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:366px;">–</div><div id="a43120" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:366px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43122" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:366px;">6,986</div><div id="a43125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:366px;">–</div><div id="a43128" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:366px;">6,986</div><div id="a43133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:376px;">–</div><div id="a43136" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:376px;">7,071</div><div id="a43139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:376px;">–</div><div id="a43142" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:376px;">7,071</div><div id="a43145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:376px;">–</div><div id="a43148" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:376px;">6,986</div><div id="a43151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:376px;">–</div><div id="a43154" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:376px;">6,986</div><div id="a43157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:386px;">Financial assets at fair value through other<div style="display:inline-block;width:2px"> </div></div><div id="a43177" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:395px;">comprehensive income </div><div id="a43196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:406px;">Government and government-related securities </div><div id="a43217" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:415px;">Canadian government debt </div><div id="a43237" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:426px;">Federal </div><div id="a43240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:295px;top:426px;">99</div><div id="a43243" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:426px;">16,379</div><div id="a43246" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:426px;">–</div><div id="a43249" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:426px;">16,478</div><div id="a43252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:426px;">100</div><div id="a43255" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:426px;">15,791</div><div id="a43258" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:426px;">–</div><div id="a43261" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:426px;">15,891</div><div id="a43265" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:435px;">Provinces<div style="display:inline-block;width:2px"> </div></div><div id="a43268" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:435px;">–</div><div id="a43271" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:435px;">24,931</div><div id="a43274" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:435px;">–</div><div id="a43277" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:435px;">24,931</div><div id="a43280" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:435px;">–</div><div id="a43283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:435px;">21,080</div><div id="a43286" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:435px;">–</div><div id="a43289" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:435px;">21,080</div><div id="a43292" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:446px;">U.S. federal, state, municipal governments, </div><div id="a43312" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:455px;"><div style="display:inline-block;width:2px"> </div>and agencies debt </div><div id="a43316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:455px;">521</div><div id="a43319" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:455px;">53,749</div><div id="a43322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:455px;">–</div><div id="a43325" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:455px;">54,270</div><div id="a43328" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:455px;">851</div><div id="a43331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:455px;">53,641</div><div id="a43334" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:455px;">–</div><div id="a43337" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:455px;">54,492</div><div id="a43340" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:466px;">Other OECD government-guaranteed debt </div><div id="a43345" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:466px;">–</div><div id="a43348" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:466px;">9,791</div><div id="a43351" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:466px;">–</div><div id="a43354" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:466px;">9,791</div><div id="a43357" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:466px;">–</div><div id="a43360" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:466px;">7,875</div><div id="a43363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:466px;">–</div><div id="a43366" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:466px;">7,875</div><div id="a43369" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:475px;">Mortgage-backed securities </div><div id="a43374" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:475px;">–</div><div id="a43377" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:475px;">1,646</div><div id="a43380" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:475px;">–</div><div id="a43383" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:475px;">1,646</div><div id="a43386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:475px;">–</div><div id="a43389" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:475px;">1,896</div><div id="a43392" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:475px;">–</div><div id="a43395" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:475px;">1,896</div><div id="a43398" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:486px;">Other debt securities </div><div id="a43417" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:495px;">Asset-backed securities </div><div id="a43422" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:495px;">–</div><div id="a43425" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:495px;">8,374</div><div id="a43428" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:495px;">–</div><div id="a43431" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:495px;">8,374</div><div id="a43434" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:495px;">–</div><div id="a43437" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:495px;">8,709</div><div id="a43440" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:495px;">–</div><div id="a43443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:495px;">8,709</div><div id="a43446" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:506px;">Corporate and other debt </div><div id="a43449" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:506px;">–</div><div id="a43452" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:506px;">15,464</div><div id="a43455" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:506px;">–</div><div id="a43458" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:506px;">15,464</div><div id="a43461" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:506px;">–</div><div id="a43464" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:506px;">13,091</div><div id="a43467" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:506px;">–</div><div id="a43470" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:506px;">13,091</div><div id="a43473" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:515px;">Equity securities</div><div id="a43477" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:515px;">1,153</div><div id="a43480" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:515px;">29</div><div id="a43483" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:515px;">2,582</div><div id="a43486" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:515px;">3,764</div><div id="a43489" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:515px;">1,136</div><div id="a43492" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:515px;">–</div><div id="a43495" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:515px;">1,911</div><div id="a43498" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:515px;">3,047</div><div id="a43501" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:526px;">Loans </div><div id="a43504" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:526px;">–</div><div id="a43507" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:526px;">374</div><div id="a43510" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:526px;">–</div><div id="a43513" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:526px;">374</div><div id="a43516" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:526px;">–</div><div id="a43519" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:526px;">288</div><div id="a43522" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:526px;">–</div><div id="a43525" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:526px;">288</div><div id="a43528" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:536px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43531" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:536px;">1,773</div><div id="a43534" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:536px;">130,737</div><div id="a43537" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:536px;">2,582</div><div id="a43540" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:536px;">135,092</div><div id="a43543" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:536px;">2,087</div><div id="a43546" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:536px;">122,371</div><div id="a43549" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:536px;">1,911</div><div id="a43552" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:536px;">126,369</div><div id="a43555" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:546px;">Securities purchased under reverse </div><div id="a43575" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:555px;">repurchase agreements </div><div id="a43578" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:555px;">–</div><div id="a43581" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:555px;">146,167</div><div id="a43584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:555px;">–</div><div id="a43587" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:555px;">146,167</div><div id="a43590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:555px;">–</div><div id="a43593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:555px;">7,574</div><div id="a43596" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:555px;">–</div><div id="a43599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:555px;">7,574</div><div id="a43602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:566px;">FINANCIAL LIABILITIES </div><div id="a43621" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:576px;">Trading deposits </div><div id="a43623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:256px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43625" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:576px;">–</div><div id="a43627" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:314px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:576px;">43,221</div><div id="a43631" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43633" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:576px;">265</div><div id="a43635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:430px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43637" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:576px;">43,486</div><div id="a43639" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:576px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43641" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:576px;">–</div><div id="a43644" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:576px;">37,609</div><div id="a43647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:576px;">273</div><div id="a43650" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:576px;">37,882</div><div id="a43653" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:586px;">Derivatives<div style="display:inline-block;width:2px"> </div></div><div id="a43672" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:595px;">Interest rate contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:595px;">3</div><div id="a43678" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:595px;">11,899</div><div id="a43681" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:595px;">76</div><div id="a43684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:595px;">11,978</div><div id="a43687" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:595px;">6</div><div id="a43689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43691" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:595px;">9,572</div><div id="a43693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:595px;">76</div><div id="a43697" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:595px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43699" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:595px;">9,654</div><div id="a43702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:606px;">Foreign exchange contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43705" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:295px;top:606px;">68</div><div id="a43708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:606px;">32,295</div><div id="a43711" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:606px;">7</div><div id="a43714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:606px;">32,370</div><div id="a43717" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:606px;">24</div><div id="a43720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:606px;">42,496</div><div id="a43723" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:606px;">5</div><div id="a43726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:606px;">42,525</div><div id="a43729" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:615px;">Credit contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:615px;">–</div><div id="a43735" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:615px;">349</div><div id="a43738" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:615px;">–</div><div id="a43741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:615px;">349</div><div id="a43744" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:615px;">–</div><div id="a43747" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:615px;">440</div><div id="a43750" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:615px;">–</div><div id="a43753" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:615px;">440</div><div id="a43756" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:626px;">Equity contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43759" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:626px;">–</div><div id="a43762" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:626px;">25,409</div><div id="a43765" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:626px;">–</div><div id="a43768" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:626px;">25,409</div><div id="a43771" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:626px;">–</div><div id="a43774" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:626px;">19,528</div><div id="a43777" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:626px;">155</div><div id="a43780" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:626px;">19,683</div><div id="a43783" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:635px;">Commodity and other contracts<div style="display:inline-block;width:2px"> </div></div><div id="a43786" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:635px;">640</div><div id="a43789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:635px;">4,543</div><div id="a43792" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:635px;">19</div><div id="a43795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:635px;">5,202</div><div id="a43798" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:635px;">806</div><div id="a43801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:635px;">6,193</div><div id="a43804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:635px;">55</div><div id="a43807" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:635px;">7,054</div><div id="a43813" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:291px;top:646px;">711</div><div id="a43816" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:646px;">74,495</div><div id="a43819" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:646px;">102</div><div id="a43822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:646px;">75,308</div><div id="a43825" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:646px;">836</div><div id="a43828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:646px;">78,229</div><div id="a43831" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:646px;">291</div><div id="a43833" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:646px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:646px;">79,356</div><div id="a43838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:656px;">Securitization liabilities at fair value </div><div id="a43841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:656px;">–</div><div id="a43844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:656px;">26,491</div><div id="a43847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:656px;">–</div><div id="a43850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:656px;">26,491</div><div id="a43853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:656px;">–</div><div id="a43855" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43857" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:656px;">25,283</div><div id="a43859" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43861" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:656px;">–</div><div id="a43863" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:656px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43865" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:656px;">25,283</div><div id="a43868" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:666px;">Financial liabilities designated at fair value </div><div id="a43888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:675px;">through profit or loss </div><div id="a43891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:675px;">–</div><div id="a43894" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:675px;">213,019</div><div id="a43897" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:675px;">3</div><div id="a43900" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:675px;">213,022</div><div id="a43903" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:675px;">–</div><div id="a43905" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43907" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:675px;">197,633</div><div id="a43909" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43911" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:675px;">2</div><div id="a43913" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:675px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43915" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:675px;">197,635</div><div id="a43918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:686px;">Obligations related to securities sold short</div><div id="a43919" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:169px;top:686px;">1</div><div id="a43921" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:256px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43923" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:686px;">14,451</div><div id="a43926" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:686px;">27,473</div><div id="a43929" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:686px;">–</div><div id="a43932" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:686px;">41,924</div><div id="a43935" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:686px;">15,342</div><div id="a43937" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43939" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:686px;">28,453</div><div id="a43941" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43943" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:686px;">–</div><div id="a43945" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:686px;"><div style="display:inline-block;width:2px"> </div></div><div id="a43947" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:686px;">43,795</div><div id="a43950" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:697px;">Obligations related to securities sold </div><div id="a43970" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:707px;">under repurchase agreements </div><div id="a43973" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:707px;">–</div><div id="a43976" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:707px;">172,099</div><div id="a43979" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:707px;">–</div><div id="a43982" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:707px;">172,099</div><div id="a43985" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:707px;">–</div><div id="a43988" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:707px;">11,557</div><div id="a43991" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:707px;">–</div><div id="a43994" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:707px;">11,557</div></div><div id="TextBlockContainer120" style="position:relative;line-height:normal;width:581px;height:21px;"><div id="div_118_XBRL_TS_749240dea70541c0a7f9a0393131ffda" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer119" style="position:relative;line-height:normal;width:581px;height:21px;"><div id="a43998_1_152" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but<div style="display:inline-block;width:4px"> </div>not yet purchased (short positions). </div><div id="a44002" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a44004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#202122;left:9px;top:11px;">Organisation for Economic Co-operation and Development (OECD).</div></div></div></div> 4750000000 2957000000 0 7707000000 4892000000 3875000000 0 8767000000 0 5994000000 0 5994000000 0 4537000000 0 4537000000 2215000000 21461000000 0 23676000000 2973000000 20811000000 0 23784000000 504000000 5388000000 0 5892000000 283000000 5818000000 0 6101000000 0 699000000 0 699000000 0 768000000 0 768000000 0 7279000000 53000000 7332000000 0 6695000000 67000000 6762000000 0 17383000000 5000000 17388000000 0 16508000000 0 16508000000 92128000000 229000000 26000000 92383000000 87713000000 171000000 25000000 87909000000 0 31997000000 383000000 32380000000 0 30032000000 0 30032000000 23143000000 1539000000 0 24682000000 33446000000 1521000000 0 34967000000 0 0 0 0 0 1000000 0 1000000 122740000000 94926000000 467000000 218133000000 129307000000 90737000000 92000000 220136000000 704000000 6023000000 1568000000 8295000000 465000000 5019000000 1567000000 7051000000 0 1238000000 1000000 1239000000 0 344000000 0 344000000 704000000 7261000000 1569000000 9534000000 465000000 5363000000 1567000000 7395000000 3000000 12084000000 12000000 12099000000 6000000 10990000000 8000000 11004000000 73000000 42448000000 5000000 42526000000 30000000 53576000000 3000000 53609000000 0 99000000 0 99000000 0 44000000 0 44000000 115000000 19781000000 11000000 19907000000 162000000 12534000000 0 12696000000 345000000 5059000000 20000000 5424000000 752000000 4867000000 0 5619000000 536000000 79471000000 48000000 80055000000 950000000 82011000000 11000000 82972000000 0 7071000000 0 7071000000 0 6986000000 0 6986000000 0 7071000000 0 7071000000 0 6986000000 0 6986000000 99000000 16379000000 0 16478000000 100000000 15791000000 0 15891000000 0 24931000000 0 24931000000 0 21080000000 0 21080000000 521000000 53749000000 0 54270000000 851000000 53641000000 0 54492000000 0 9791000000 0 9791000000 0 7875000000 0 7875000000 0 1646000000 0 1646000000 0 1896000000 0 1896000000 0 8374000000 0 8374000000 0 8709000000 0 8709000000 0 15464000000 0 15464000000 0 13091000000 0 13091000000 1153000000 29000000 2582000000 3764000000 1136000000 0 1911000000 3047000000 0 374000000 0 374000000 0 288000000 0 288000000 1773000000 130737000000 2582000000 135092000000 2087000000 122371000000 1911000000 126369000000 0 146167000000 0 146167000000 0 7574000000 0 7574000000 0 43221000000 265000000 43486000000 0 37609000000 273000000 37882000000 3000000 11899000000 76000000 11978000000 6000000 9572000000 76000000 9654000000 68000000 32295000000 7000000 32370000000 24000000 42496000000 5000000 42525000000 0 349000000 0 349000000 0 440000000 0 440000000 0 25409000000 0 25409000000 0 19528000000 155000000 19683000000 640000000 4543000000 19000000 5202000000 806000000 6193000000 55000000 7054000000 711000000 74495000000 102000000 75308000000 836000000 78229000000 291000000 79356000000 0 26491000000 0 26491000000 0 25283000000 0 25283000000 0 213019000000 3000000 213022000000 0 197633000000 2000000 197635000000 14451000000 27473000000 0 41924000000 15342000000 28453000000 0 43795000000 0 172099000000 0 172099000000 0 11557000000 0 11557000000 <div id="TextBlockContainer125" style="position:relative;line-height:normal;width:734px;height:245px;"><div id="a44175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Transfers Between Fair Value Hierarchy Levels </div><div id="a44186" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a44189" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:14px;">For the three months ended </div><div id="a44195" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:27px;">July 31, 2026</div><div id="a44199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">July 31, 2025 </div><div id="a44204" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:41px;">Level 1 to Level 2 </div><div id="a44206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:41px;">Level 2 to Level 1 </div><div id="a44208" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:41px;">Level 1 to Level 2 </div><div id="a44210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:41px;">Level 2 to Level 1 </div><div id="a44223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Trading loans, securities, and other</div><div id="a44226" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:68px;">$ </div><div id="a44228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:68px;">1,613</div><div id="a44230" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:68px;">$ </div><div id="a44232" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:68px;">1,569</div><div id="a44234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:68px;">$ </div><div id="a44236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:68px;">4,599</div><div id="a44238" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:68px;">$ </div><div id="a44240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:68px;">850</div><div id="a44243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Financial assets at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive </div><div id="a44255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:95px;">income </div><div id="a44258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:375px;top:95px;">2</div><div id="a44261" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:485px;top:95px;">–</div><div id="a44264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:95px;">111</div><div id="a44267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:95px;">149</div><div id="a44270" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:108px;">Obligations related to securities sold<div style="display:inline-block;width:1px"> </div>short </div><div id="a44273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:108px;">2,010</div><div id="a44276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:466px;top:108px;">1,097</div><div id="a44279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:108px;">3,543</div><div id="a44282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:108px;">556</div><div id="a44298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:136px;">For the nine months ended </div><div id="a44304" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:149px;">July 31, 2026</div><div id="a44308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:149px;">July 31, 2025 </div><div id="a44313" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:298px;top:163px;">Level 1 to Level 2 </div><div id="a44315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:163px;">Level 2 to Level 1 </div><div id="a44317" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:163px;">Level 1 to Level 2 </div><div id="a44319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:163px;">Level 2 to Level 1 </div><div id="a44332" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:190px;">Trading loans, securities, and other</div><div id="a44335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:190px;">$ </div><div id="a44337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:190px;">2,071</div><div id="a44339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:190px;">$ </div><div id="a44341" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:190px;">430</div><div id="a44343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:190px;">$ </div><div id="a44345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:190px;">139</div><div id="a44347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:190px;">$ </div><div id="a44349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:190px;">666</div><div id="a44352" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:203px;">Financial assets at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive </div><div id="a44364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:217px;">income </div><div id="a44367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:217px;">996</div><div id="a44370" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:217px;">514</div><div id="a44373" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:217px;">156</div><div id="a44376" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:217px;">1,653</div><div id="a44379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:232px;">Obligations related to securities sold<div style="display:inline-block;width:1px"> </div>short </div><div id="a44382" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:232px;">2,305</div><div id="a44385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:474px;top:232px;">874</div><div id="a44388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:232px;">–</div><div id="a44391" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:232px;">717</div></div> 1613000000 1569000000 4599000000 850000000 2000000 0 111000000 149000000 2010000000 1097000000 3543000000 556000000 2071000000 430000000 139000000 666000000 996000000 514000000 156000000 1653000000 2305000000 874000000 0 717000000 <div id="TextBlockContainer131" style="position:relative;line-height:normal;width:725px;height:26px;"><div id="a44556" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following tables set out changes in fair<div style="display:inline-block;width:1px"> </div>value of all assets and liabilities measured<div style="display:inline-block;width:1px"> </div>at fair value using significant Level 3 unobservable<div style="display:inline-block;width:1px"> </div>inputs for the three and </div><div id="a44567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">nine months ended July 31, 2026 and July<div style="display:inline-block;width:1px"> </div>31, 2025.</div></div><div id="TextBlockContainer135" style="position:relative;line-height:normal;width:731px;height:373px;"><div id="a44583" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities </div><div id="a44594" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;">(millions of Canadian dollars) </div><div id="a44603" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:672px;top:10px;">Change in </div><div id="a44621" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:671px;top:20px;">unrealized </div><div id="a44627" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:30px;">Fair </div><div id="a44629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:30px;">Total realized and </div><div id="a44636" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:30px;">Fair<div style="display:inline-block;width:2px"> </div></div><div id="a44638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:689px;top:30px;">gains </div><div id="a44643" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:40px;">value as at </div><div id="a44645" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:40px;">unrealized gains (losses) </div><div id="a44647" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:40px;">Movements</div><div id="a44648" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:455px;top:39px;">1</div><div id="a44652" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:548px;top:40px;">Transfers </div><div id="a44654" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:40px;">value as at<div style="display:inline-block;width:2px"> </div></div><div id="a44656" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:668px;top:40px;">(losses) on </div><div id="a44661" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:184px;top:50px;">May 1 </div><div id="a44663" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:50px;">Included </div><div id="a44665" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:50px;">Included </div><div id="a44667" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:50px;">Purchases/ </div><div id="a44669" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:435px;top:50px;">Sales/ </div><div id="a44671" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:50px;">Into </div><div id="a44673" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:50px;">Out of </div><div id="a44675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:620px;top:50px;">July 31 </div><div id="a44677" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:50px;">instruments </div><div id="a44682" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:60px;">2026</div><div id="a44685" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:60px;">in income</div><div id="a44686" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:59px;">2</div><div id="a44688" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:60px;">in OCI</div><div id="a44689" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:59px;">3,4</div><div id="a44691" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:60px;">Issuances<div style="display:inline-block;width:2px"> </div></div><div id="a44693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:60px;">Settlements </div><div id="a44695" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:494px;top:60px;">Level 3 </div><div id="a44697" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:60px;">Level 3 </div><div id="a44699" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:60px;">2026 </div><div id="a44701" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:675px;top:60px;">still held</div><div id="a44702" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:59px;">5</div><div id="a44705" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a44726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:80px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a44748" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:90px;">and other </div><div id="a44769" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Other debt securities </div><div id="a44771" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:100px;">$ </div><div id="a44773" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:100px;">48</div><div id="a44775" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:100px;">$ </div><div id="a44777" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:100px;">–</div><div id="a44779" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:100px;">$ </div><div id="a44781" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a44783" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:100px;">$ </div><div id="a44785" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a44787" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:100px;">$ </div><div id="a44789" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:100px;">4</div><div id="a44791" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:100px;">$ </div><div id="a44793" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:100px;">6</div><div id="a44795" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:100px;">$ </div><div id="a44797" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a44799" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:100px;">$ </div><div id="a44801" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:100px;">58</div><div id="a44803" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:100px;">$ </div><div id="a44805" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a44808" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Equity securities </div><div id="a44811" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:110px;">25</div><div id="a44814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:110px;">1</div><div id="a44817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a44820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:110px;">19</div><div id="a44823" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:110px;display:flex;">(19)</div><div id="a44826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a44829" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a44832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:110px;">26</div><div id="a44835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a44838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:120px;">Trading loans </div><div id="a44841" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:193px;top:120px;">426</div><div id="a44844" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:120px;display:flex;">(43)</div><div id="a44847" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:120px;">–</div><div id="a44850" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:120px;">–</div><div id="a44853" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:120px;">–</div><div id="a44856" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:120px;">–</div><div id="a44859" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:120px;">–</div><div id="a44862" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:120px;">383</div><div id="a44865" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:120px;">–</div><div id="a44868" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a44870" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a44872" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:193px;top:130px;">499</div><div id="a44875" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:130px;display:flex;">(42)</div><div id="a44878" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:130px;">–</div><div id="a44881" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:130px;">19</div><div id="a44884" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:130px;display:flex;">(15)</div><div id="a44887" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:130px;">6</div><div id="a44890" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:130px;">–</div><div id="a44893" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:130px;">467</div><div id="a44895" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:130px;"><div style="display:inline-block;width:2px"> </div></div><div id="a44897" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:130px;">–</div><div id="a44900" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:140px;">Non-trading financial </div><div id="a44924" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">assets at fair value </div><div id="a44946" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:160px;">through profit or loss </div><div id="a44967" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:170px;">Securities </div><div id="a44970" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:170px;">1,529</div><div id="a44973" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:170px;">33</div><div id="a44976" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a44979" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:170px;">46</div><div id="a44982" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:170px;display:flex;">(38)</div><div id="a44985" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a44988" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:170px;display:flex;">(2)</div><div id="a44991" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:170px;">1,568</div><div id="a44994" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:170px;">3</div><div id="a44997" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:180px;">Loans </div><div id="a45000" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:180px;">1</div><div id="a45003" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:180px;">–</div><div id="a45006" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:180px;">–</div><div id="a45009" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:180px;">–</div><div id="a45012" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:180px;">–</div><div id="a45015" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:180px;">–</div><div id="a45018" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:180px;">–</div><div id="a45021" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:180px;">1</div><div id="a45024" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:180px;">–</div><div id="a45029" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:190px;">1,530</div><div id="a45032" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:190px;">33</div><div id="a45035" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:190px;">–</div><div id="a45038" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:190px;">46</div><div id="a45041" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:190px;display:flex;">(38)</div><div id="a45044" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:190px;">–</div><div id="a45047" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:190px;display:flex;">(2)</div><div id="a45050" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:190px;">1,569</div><div id="a45053" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:190px;">3</div><div id="a45056" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:200px;">Financial assets at fair value </div><div id="a45078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:210px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a45100" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:220px;">comprehensive income </div><div id="a45121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:230px;">Other debt securities </div><div id="a45124" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:230px;">–</div><div id="a45127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a45130" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:230px;">–</div><div id="a45133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:230px;">–</div><div id="a45136" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:230px;">–</div><div id="a45139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a45142" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a45145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:230px;">–</div><div id="a45148" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:230px;">–</div><div id="a45151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:240px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a45154" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:240px;">2,143</div><div id="a45157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:240px;">9</div><div id="a45160" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:240px;">14</div><div id="a45163" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:240px;">425</div><div id="a45166" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:240px;display:flex;">(9)</div><div id="a45169" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:240px;">–</div><div id="a45172" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:240px;">–</div><div id="a45175" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:240px;">2,582</div><div id="a45178" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:240px;">12</div><div id="a45182" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:250px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:250px;">$ </div><div id="a45186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:250px;">2,143</div><div id="a45188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:250px;">$ </div><div id="a45190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:250px;">9</div><div id="a45192" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:250px;">$ </div><div id="a45194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:250px;">14</div><div id="a45196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:250px;">$ </div><div id="a45198" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:250px;">425</div><div id="a45200" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:250px;">$ </div><div id="a45202" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:250px;display:flex;">(9)</div><div id="a45204" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:250px;">$ </div><div id="a45206" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:250px;">–</div><div id="a45208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:250px;">$ </div><div id="a45210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:250px;">–</div><div id="a45212" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:250px;">$ </div><div id="a45214" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:250px;">2,582</div><div id="a45216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:250px;">$ </div><div id="a45218" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:250px;">12</div><div id="a45221" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:262px;">FINANCIAL LIABILITIES </div><div id="a45233" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:271px;">Trading deposits</div><div id="a45234" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:270px;">6</div><div id="a45236" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:271px;">$ </div><div id="a45238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:271px;display:flex;">(158)</div><div id="a45240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:271px;">$ </div><div id="a45242" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:271px;display:flex;">(3)</div><div id="a45244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:271px;">$ </div><div id="a45246" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:271px;">–</div><div id="a45248" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:271px;">$ </div><div id="a45250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:271px;display:flex;">(16)</div><div id="a45252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:271px;">$ </div><div id="a45254" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:271px;">33</div><div id="a45256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:271px;">$ </div><div id="a45258" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:271px;">–</div><div id="a45260" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:271px;">$ </div><div id="a45262" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:271px;display:flex;">(121)</div><div id="a45264" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:271px;">$ </div><div id="a45266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:271px;display:flex;">(265)</div><div id="a45268" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:271px;">$ </div><div id="a45270" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:271px;">12</div><div id="a45273" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:282px;">Derivatives</div><div id="a45274" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:282px;">7</div><div id="a45295" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:293px;">Interest rate contracts </div><div id="a45297" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:293px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45299" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:293px;display:flex;">(77)</div><div id="a45302" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:293px;letter-spacing:0.25px;">11</div><div id="a45305" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:293px;">–</div><div id="a45308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:293px;">–</div><div id="a45311" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:293px;">2</div><div id="a45314" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:293px;">–</div><div id="a45317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:293px;">–</div><div id="a45320" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:293px;display:flex;">(64)</div><div id="a45322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:293px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45324" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:293px;display:flex;">(8)</div><div id="a45327" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:303px;">Foreign exchange contracts </div><div id="a45330" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:303px;display:flex;">(1)</div><div id="a45333" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:303px;">1</div><div id="a45336" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:303px;">–</div><div id="a45339" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:303px;">–</div><div id="a45342" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:303px;">–</div><div id="a45345" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:303px;display:flex;">(3)</div><div id="a45348" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:303px;">1</div><div id="a45351" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:303px;display:flex;">(2)</div><div id="a45354" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:303px;">2</div><div id="a45357" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:313px;">Equity contracts </div><div id="a45360" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:313px;display:flex;">(107)</div><div id="a45363" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:313px;">–</div><div id="a45366" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:313px;">–</div><div id="a45369" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:313px;">1</div><div id="a45372" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:313px;">–</div><div id="a45375" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:313px;">–</div><div id="a45378" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:313px;">117</div><div id="a45381" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:313px;letter-spacing:0.25px;">11</div><div id="a45384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:697px;top:313px;">118</div><div id="a45387" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:323px;">Commodity and other contracts </div><div id="a45390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:323px;">36</div><div id="a45393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:323px;display:flex;">(12)</div><div id="a45396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:323px;">–</div><div id="a45399" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:323px;">–</div><div id="a45402" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:323px;display:flex;">(5)</div><div id="a45405" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:323px;">–</div><div id="a45408" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:323px;display:flex;">(18)</div><div id="a45411" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:323px;">1</div><div id="a45414" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:696px;top:323px;display:flex;">(18)</div><div id="a45419" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:334px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45421" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:334px;display:flex;">(149)</div><div id="a45424" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:334px;">–</div><div id="a45427" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:334px;">–</div><div id="a45430" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:334px;">1</div><div id="a45433" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:334px;display:flex;">(3)</div><div id="a45436" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:334px;display:flex;">(3)</div><div id="a45439" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:334px;">100</div><div id="a45442" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:334px;display:flex;">(54)</div><div id="a45444" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:334px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45446" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:334px;">94</div><div id="a45449" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:343px;">Financial liabilities designated </div><div id="a45471" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:353px;">at fair value through profit </div><div id="a45493" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:363px;">or loss </div><div id="a45495" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:363px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45497" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:363px;display:flex;">(4)</div><div id="a45500" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:363px;display:flex;">(3)</div><div id="a45503" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:363px;">–</div><div id="a45506" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:363px;display:flex;">(4)</div><div id="a45509" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:363px;">8</div><div id="a45512" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:363px;">–</div><div id="a45515" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:363px;">–</div><div id="a45518" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:363px;display:flex;">(3)</div><div id="a45520" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:363px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45522" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:363px;">–</div></div><div id="TextBlockContainer140" style="position:relative;line-height:normal;width:731px;height:364px;"><div id="div_138_XBRL_TS_535a3d2d259f4a05898ed7f9c37d6397" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer139" style="position:relative;line-height:normal;width:731px;height:364px;"><div id="a45544" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:672px;top:0px;">Change in </div><div id="a45562" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:671px;top:10px;">unrealized </div><div id="a45568" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:191px;top:20px;">Fair </div><div id="a45570" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:20px;">Total realized and </div><div id="a45577" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:632px;top:20px;">Fair </div><div id="a45579" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:689px;top:20px;">gains </div><div id="a45584" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:165px;top:30px;">value as at </div><div id="a45586" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:30px;">unrealized gains (losses) </div><div id="a45588" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:30px;">Movements</div><div id="a45589" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:455px;top:29px;">1</div><div id="a45593" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:548px;top:30px;">Transfers </div><div id="a45595" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:30px;">value as at </div><div id="a45597" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:668px;top:30px;">(losses) on </div><div id="a45602" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:160px;top:40px;">November 1 </div><div id="a45604" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:40px;">Included </div><div id="a45606" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:40px;">Included </div><div id="a45608" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:40px;">Purchases/ </div><div id="a45610" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:435px;top:40px;">Sales/ </div><div id="a45612" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:40px;">Into </div><div id="a45614" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:40px;">Out of </div><div id="a45616" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:620px;top:40px;">July 31 </div><div id="a45618" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:665px;top:40px;">instruments </div><div id="a45623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:50px;">2025</div><div id="a45626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:50px;">in income</div><div id="a45627" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:49px;">2</div><div id="a45629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:306px;top:50px;">in OCI</div><div id="a45630" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:329px;top:49px;">4</div><div id="a45632" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:50px;">Issuances </div><div id="a45634" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:50px;">Settlements </div><div id="a45636" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:494px;top:50px;">Level 3 </div><div id="a45638" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:50px;">Level 3 </div><div id="a45640" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:50px;">2026 </div><div id="a45642" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:675px;top:50px;">still held</div><div id="a45643" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:49px;">5</div><div id="a45646" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:61px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a45667" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a45689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:80px;">and other </div><div id="a45710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:90px;">Other debt securities </div><div id="a45712" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:90px;">$ </div><div id="a45714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:90px;">67</div><div id="a45716" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:90px;">$ </div><div id="a45718" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:90px;display:flex;">(1)</div><div id="a45720" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:90px;">$ </div><div id="a45722" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:90px;">–</div><div id="a45724" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:90px;">$ </div><div id="a45726" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:90px;">–</div><div id="a45728" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:90px;">$ </div><div id="a45730" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:90px;display:flex;">(18)</div><div id="a45732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:90px;">$ </div><div id="a45734" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:90px;letter-spacing:0.25px;">11</div><div id="a45736" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:90px;">$ </div><div id="a45738" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:90px;display:flex;">(1)</div><div id="a45740" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:90px;">$ </div><div id="a45742" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:90px;">58</div><div id="a45744" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:90px;">$ </div><div id="a45746" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:90px;display:flex;">(4)</div><div id="a45749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Equity securities </div><div id="a45752" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:100px;">25</div><div id="a45755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:100px;">1</div><div id="a45758" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a45761" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:100px;">19</div><div id="a45764" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:100px;display:flex;">(19)</div><div id="a45767" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:100px;">–</div><div id="a45770" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a45773" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:100px;">26</div><div id="a45776" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:100px;">–</div><div id="a45779" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Trading loans </div><div id="a45782" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:110px;">–</div><div id="a45785" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:110px;display:flex;">(166)</div><div id="a45788" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a45791" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:110px;">549</div><div id="a45794" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a45797" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a45800" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a45803" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:110px;">383</div><div id="a45806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a45809" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45812" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:197px;top:121px;">92</div><div id="a45817" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:121px;display:flex;">(166)</div><div id="a45820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:121px;">–</div><div id="a45823" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:121px;">568</div><div id="a45826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:121px;display:flex;">(37)</div><div id="a45829" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:121px;letter-spacing:0.25px;">11</div><div id="a45832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:121px;display:flex;">(1)</div><div id="a45835" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:634px;top:121px;">467</div><div id="a45837" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:121px;"><div style="display:inline-block;width:2px"> </div></div><div id="a45839" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:121px;display:flex;">(4)</div><div id="a45842" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;">Non-trading financial </div><div id="a45866" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">assets at fair value </div><div id="a45888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">through profit or loss </div><div id="a45909" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Securities </div><div id="a45912" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:160px;">1,567</div><div id="a45915" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:160px;">70</div><div id="a45918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a45921" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:160px;">165</div><div id="a45924" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:160px;display:flex;">(236)</div><div id="a45927" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:160px;">4</div><div id="a45930" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:160px;display:flex;">(2)</div><div id="a45933" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:160px;">1,568</div><div id="a45936" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:160px;">35</div><div id="a45939" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:170px;">Loans </div><div id="a45942" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:170px;">–</div><div id="a45945" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:170px;">–</div><div id="a45948" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a45951" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:170px;">1</div><div id="a45954" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:170px;">–</div><div id="a45957" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a45960" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:170px;">–</div><div id="a45963" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:170px;">1</div><div id="a45966" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:170px;">–</div><div id="a45972" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:181px;">1,567</div><div id="a45975" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:181px;">70</div><div id="a45978" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:181px;">–</div><div id="a45981" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:181px;">166</div><div id="a45984" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:181px;display:flex;">(236)</div><div id="a45987" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:181px;">4</div><div id="a45990" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:181px;display:flex;">(2)</div><div id="a45993" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:181px;">1,569</div><div id="a45996" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:181px;">35</div><div id="a45999" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:190px;">Financial assets at fair value </div><div id="a46021" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:200px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a46043" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:210px;">comprehensive income </div><div id="a46064" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:220px;">Other debt securities </div><div id="a46067" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:220px;">–</div><div id="a46070" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a46073" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:220px;">–</div><div id="a46076" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:220px;">–</div><div id="a46079" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:220px;">–</div><div id="a46082" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a46085" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a46088" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:220px;">–</div><div id="a46091" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:220px;">–</div><div id="a46094" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:230px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a46097" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:230px;">1,911</div><div id="a46100" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:230px;">9</div><div id="a46103" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:230px;">24</div><div id="a46106" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:230px;">735</div><div id="a46109" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:230px;display:flex;">(97)</div><div id="a46112" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a46115" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a46118" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:230px;">2,582</div><div id="a46121" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:230px;">20</div><div id="a46125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:241px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:241px;">$ </div><div id="a46129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:241px;">1,911</div><div id="a46131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:241px;">$ </div><div id="a46133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:241px;">9</div><div id="a46135" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:241px;">$ </div><div id="a46137" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:241px;">24</div><div id="a46139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:241px;">$ </div><div id="a46141" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:241px;">735</div><div id="a46143" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:241px;">$ </div><div id="a46145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:241px;display:flex;">(97)</div><div id="a46147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:241px;">$ </div><div id="a46149" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:241px;">–</div><div id="a46151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:241px;">$ </div><div id="a46153" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:241px;">–</div><div id="a46155" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:241px;">$ </div><div id="a46157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:241px;">2,582</div><div id="a46159" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:241px;">$ </div><div id="a46161" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:241px;">20</div><div id="a46164" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:252px;">FINANCIAL LIABILITIES </div><div id="a46185" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:261px;">Trading deposits</div><div id="a46186" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:261px;">6</div><div id="a46188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:261px;">$ </div><div id="a46190" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:261px;display:flex;">(273)</div><div id="a46192" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:212px;top:261px;">$ </div><div id="a46194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:261px;">36</div><div id="a46196" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:261px;">$ </div><div id="a46198" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:261px;">–</div><div id="a46200" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:261px;">$ </div><div id="a46202" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:261px;display:flex;">(22)</div><div id="a46204" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:261px;">$ </div><div id="a46206" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:261px;">107</div><div id="a46208" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:261px;">$ </div><div id="a46210" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:261px;">–</div><div id="a46212" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:261px;">$ </div><div id="a46214" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:261px;display:flex;">(113)</div><div id="a46216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:590px;top:261px;">$ </div><div id="a46218" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:628px;top:261px;display:flex;">(265)</div><div id="a46220" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:653px;top:261px;">$ </div><div id="a46222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:261px;">56</div><div id="a46225" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:273px;">Derivatives</div><div id="a46226" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:273px;">7</div><div id="a46247" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:284px;">Interest rate contracts </div><div id="a46249" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:284px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46251" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:284px;display:flex;">(68)</div><div id="a46254" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:284px;">–</div><div id="a46257" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:284px;">–</div><div id="a46260" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:284px;">–</div><div id="a46263" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:284px;">4</div><div id="a46266" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:284px;">–</div><div id="a46269" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:284px;">–</div><div id="a46272" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:284px;display:flex;">(64)</div><div id="a46275" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:284px;display:flex;">(3)</div><div id="a46278" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:294px;">Foreign exchange contracts </div><div id="a46281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:294px;display:flex;">(2)</div><div id="a46284" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:294px;">5</div><div id="a46287" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:294px;">–</div><div id="a46290" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:294px;">–</div><div id="a46293" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:294px;">–</div><div id="a46296" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:294px;display:flex;">(3)</div><div id="a46299" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:294px;display:flex;">(2)</div><div id="a46302" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:294px;display:flex;">(2)</div><div id="a46305" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:294px;">3</div><div id="a46308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:304px;">Equity contracts </div><div id="a46311" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:304px;display:flex;">(155)</div><div id="a46314" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:304px;">21</div><div id="a46317" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:304px;">–</div><div id="a46320" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:304px;">1</div><div id="a46323" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:304px;display:flex;">(5)</div><div id="a46326" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:304px;">1</div><div id="a46329" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:304px;">148</div><div id="a46332" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:638px;top:304px;letter-spacing:0.25px;">11</div><div id="a46335" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:697px;top:304px;">144</div><div id="a46338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:314px;">Commodity and other contracts </div><div id="a46341" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:314px;display:flex;">(55)</div><div id="a46344" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:314px;">52</div><div id="a46347" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:314px;">–</div><div id="a46350" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:314px;">4</div><div id="a46353" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:314px;display:flex;">(6)</div><div id="a46356" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:314px;">24</div><div id="a46359" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:314px;display:flex;">(18)</div><div id="a46362" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:643px;top:314px;">1</div><div id="a46365" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:701px;top:314px;">45</div><div id="a46370" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:325px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46372" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:187px;top:325px;display:flex;">(280)</div><div id="a46375" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:325px;">78</div><div id="a46378" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:325px;">–</div><div id="a46381" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:325px;">5</div><div id="a46384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:325px;display:flex;">(7)</div><div id="a46387" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:512px;top:325px;">22</div><div id="a46390" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:325px;">128</div><div id="a46393" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:633px;top:325px;display:flex;">(54)</div><div id="a46396" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:697px;top:325px;">189</div><div id="a46399" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:334px;">Financial liabilities designated </div><div id="a46421" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:344px;">at fair value through profit </div><div id="a46443" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:354px;">or loss </div><div id="a46445" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:153px;top:354px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46447" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:196px;top:354px;display:flex;">(2)</div><div id="a46450" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:354px;display:flex;">(5)</div><div id="a46453" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:354px;">–</div><div id="a46456" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:354px;display:flex;">(13)</div><div id="a46459" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:354px;">17</div><div id="a46462" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:517px;top:354px;">–</div><div id="a46465" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:354px;">–</div><div id="a46468" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:354px;display:flex;">(3)</div><div id="a46471" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:700px;top:354px;display:flex;">(9)</div></div></div></div><div id="TextBlockContainer143" style="position:relative;line-height:normal;width:690px;height:85px;"><div id="a46475_1_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes foreign exchange. </div><div id="a46478" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a46479" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;"><div style="display:inline-block;width:3px"> </div>Gains/losses on financial assets and liabilities are recognized within Non-interest Income on the Interim Consolidated<div style="display:inline-block;width:4px"> </div>Statement of Income. </div><div id="a46484" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a46485" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Other comprehensive income (OCI). </div><div id="a46488" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:31px;">4</div><div id="a46489" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. Refer<div style="display:inline-block;width:4px"> </div>to Note 5 for further details. </div><div id="a46512" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">5</div><div id="a46513" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:42px;"><div style="display:inline-block;width:3px"> </div>Changes in unrealized gains/losses on financial assets at FVOCI are recognized in accumulated other comprehensive<div style="display:inline-block;width:4px"> </div>income (AOCI). </div><div id="a46528" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">6</div><div id="a46529" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Issuances and repurchases of trading deposits are reported on a gross basis. </div><div id="a46533" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:63px;">7</div><div id="a46534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Consists of derivative assets of $</div><div id="a46534_35_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:135px;top:64px;">48</div><div id="a46534_37_40" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:145px;top:64px;"><div style="display:inline-block;width:2px"> </div>million (April 30, 2026/May 1, 2026 – $</div><div id="a46534_77_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:295px;top:64px;">76</div><div id="a46534_79_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:305px;top:64px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2025/November 1, 2025 – $</div><div id="a46534_126_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:492px;top:64px;">11</div><div id="a46534_128_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:64px;"><div style="display:inline-block;width:2px"> </div>million) and derivative liabilities of $</div><div id="a46534_169_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:64px;">102</div><div id="a46534_172_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:64px;"><div style="display:inline-block;width:3px"> </div>million </div><div id="a46569" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:74px;">(April 30, 2026/May 1, 2026 – $</div><div id="a46569_31_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:74px;">225</div><div id="a46569_34_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:144px;top:74px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2025/November 1, 2025 – $</div><div id="a46569_81_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:331px;top:74px;">291</div><div id="a46569_84_78" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:74px;"><div style="display:inline-block;width:2px"> </div>million) which have been netted in this table for presentation purposes only.</div></div><div id="TextBlockContainer147" style="position:relative;line-height:normal;width:731px;height:350px;"><div id="a46616" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities </div><div id="a46631" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;">(millions of Canadian dollars) </div><div id="a46640" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:10px;">Change in </div><div id="a46658" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:20px;">unrealized </div><div id="a46664" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:30px;">Fair </div><div id="a46666" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:269px;top:30px;">Total realized and </div><div id="a46673" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:30px;">Fair </div><div id="a46675" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:30px;">gains </div><div id="a46680" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:40px;">value as at </div><div id="a46682" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:40px;">unrealized gains (losses) </div><div id="a46684" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:40px;">Movements</div><div id="a46685" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:39px;">1</div><div id="a46689" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:40px;">Transfers </div><div id="a46691" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:40px;">value as at </div><div id="a46693" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:671px;top:40px;">(losses) on </div><div id="a46698" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:184px;top:50px;">May 1 </div><div id="a46700" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:239px;top:50px;">Included </div><div id="a46702" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:302px;top:50px;">Included </div><div id="a46704" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:50px;">Purchases/ </div><div id="a46706" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:436px;top:50px;">Sales/ </div><div id="a46708" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:508px;top:50px;">Into </div><div id="a46710" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:50px;">Out of </div><div id="a46712" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:50px;">July 31 </div><div id="a46714" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:50px;">instruments </div><div id="a46719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:188px;top:60px;">2025</div><div id="a46722" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:60px;">in income</div><div id="a46723" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:266px;top:59px;">2</div><div id="a46725" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:60px;">in OCI</div><div id="a46726" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:59px;">3</div><div id="a46728" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:359px;top:60px;">Issuances<div style="display:inline-block;width:2px"> </div></div><div id="a46730" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:60px;">Settlements </div><div id="a46732" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:60px;">Level 3 </div><div id="a46734" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:60px;">Level 3 </div><div id="a46736" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:60px;">2025 </div><div id="a46738" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:60px;">still held</div><div id="a46739" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:59px;">4</div><div id="a46742" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a46763" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:80px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a46785" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:90px;">and other </div><div id="a46806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Other debt securities </div><div id="a46808" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:100px;">$ </div><div id="a46810" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:100px;">6</div><div id="a46812" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:100px;">$ </div><div id="a46814" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:259px;top:100px;display:flex;">(1)</div><div id="a46816" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:100px;">$ </div><div id="a46818" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a46820" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:100px;">$ </div><div id="a46822" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:100px;">–</div><div id="a46824" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:100px;">$ </div><div id="a46826" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:100px;display:flex;">(1)</div><div id="a46828" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:100px;">$ </div><div id="a46830" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:100px;">5</div><div id="a46832" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:100px;">$ </div><div id="a46834" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:100px;display:flex;">(2)</div><div id="a46836" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:100px;">$ </div><div id="a46838" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:100px;">7</div><div id="a46840" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:100px;">$ </div><div id="a46842" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:100px;display:flex;">(1)</div><div id="a46845" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:110px;">Equity securities </div><div id="a46848" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:110px;">28</div><div id="a46851" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:110px;">–</div><div id="a46854" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a46857" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:110px;">–</div><div id="a46860" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:110px;">–</div><div id="a46863" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:110px;">–</div><div id="a46866" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:110px;">–</div><div id="a46869" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:110px;">28</div><div id="a46872" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:110px;">–</div><div id="a46875" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46877" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46879" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:120px;">34</div><div id="a46882" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:259px;top:120px;display:flex;">(1)</div><div id="a46885" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:120px;">–</div><div id="a46888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:120px;">–</div><div id="a46891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:120px;display:flex;">(1)</div><div id="a46894" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:120px;">5</div><div id="a46897" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:120px;display:flex;">(2)</div><div id="a46900" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:120px;">35</div><div id="a46902" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:120px;"><div style="display:inline-block;width:2px"> </div></div><div id="a46904" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:120px;display:flex;">(1)</div><div id="a46907" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:130px;">Non-trading financial </div><div id="a46931" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">assets at fair value </div><div id="a46953" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:150px;">through profit or loss </div><div id="a46974" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Securities </div><div id="a46977" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:160px;">1,253</div><div id="a46980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:160px;">22</div><div id="a46983" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a46986" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:382px;top:160px;">220</div><div id="a46989" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:160px;display:flex;">(11)</div><div id="a46992" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:160px;">–</div><div id="a46995" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:160px;">–</div><div id="a46998" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:160px;">1,484</div><div id="a47001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:160px;">12</div><div id="a47006" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:170px;">1,253</div><div id="a47009" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:170px;">22</div><div id="a47012" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:170px;">–</div><div id="a47015" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:382px;top:170px;">220</div><div id="a47018" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:170px;display:flex;">(11)</div><div id="a47021" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:170px;">–</div><div id="a47024" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:170px;">–</div><div id="a47027" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:170px;">1,484</div><div id="a47030" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:170px;">12</div><div id="a47033" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:180px;">Financial assets at fair value </div><div id="a47055" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:190px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a47077" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:200px;">comprehensive income </div><div id="a47098" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:210px;">Other debt securities </div><div id="a47101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:210px;">–</div><div id="a47104" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:210px;">–</div><div id="a47107" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:210px;">–</div><div id="a47110" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:210px;">–</div><div id="a47113" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:210px;">–</div><div id="a47116" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:210px;">–</div><div id="a47119" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:210px;">–</div><div id="a47122" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:210px;">–</div><div id="a47125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:210px;">–</div><div id="a47128" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:220px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a47131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:220px;">2,808</div><div id="a47134" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a47137" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:220px;">2</div><div id="a47140" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:220px;">2</div><div id="a47143" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:220px;display:flex;">(659)</div><div id="a47146" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a47149" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a47152" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:220px;">2,153</div><div id="a47155" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:220px;">2</div><div id="a47159" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:230px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47161" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:230px;">$ </div><div id="a47163" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:230px;">2,808</div><div id="a47165" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:230px;">$ </div><div id="a47167" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:230px;">–</div><div id="a47169" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:230px;">$ </div><div id="a47171" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:230px;">2</div><div id="a47173" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:230px;">$ </div><div id="a47175" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:230px;">2</div><div id="a47177" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:230px;">$ </div><div id="a47179" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:439px;top:230px;display:flex;">(659)</div><div id="a47181" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:230px;">$ </div><div id="a47183" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:230px;">–</div><div id="a47185" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:230px;">$ </div><div id="a47187" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:230px;">–</div><div id="a47189" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:230px;">$ </div><div id="a47191" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:230px;">2,153</div><div id="a47193" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:230px;">$ </div><div id="a47195" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:230px;">2</div><div id="a47198" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:242px;">FINANCIAL LIABILITIES </div><div id="a47219" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:250px;">Trading deposits</div><div id="a47220" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:71px;top:250px;">5</div><div id="a47222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:250px;">$ </div><div id="a47224" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:250px;display:flex;">(384)</div><div id="a47226" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:250px;">$ </div><div id="a47228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:250px;">3</div><div id="a47230" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:250px;">$ </div><div id="a47232" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:250px;">–</div><div id="a47234" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:250px;">$ </div><div id="a47236" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:250px;display:flex;">(45)</div><div id="a47238" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:250px;">$ </div><div id="a47240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:250px;">27</div><div id="a47242" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:250px;">$ </div><div id="a47244" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:250px;">–</div><div id="a47246" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:250px;">$ </div><div id="a47248" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:250px;">1</div><div id="a47250" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:250px;">$ </div><div id="a47252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:250px;display:flex;">(398)</div><div id="a47254" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:250px;">$ </div><div id="a47256" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:250px;">4</div><div id="a47259" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:260px;">Derivatives</div><div id="a47260" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:49px;top:259px;">6</div><div id="a47281" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:270px;">Interest rate contracts </div><div id="a47283" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:270px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47285" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:270px;display:flex;">(81)</div><div id="a47288" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:270px;">15</div><div id="a47291" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:270px;">–</div><div id="a47294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:270px;">–</div><div id="a47297" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:270px;">2</div><div id="a47300" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:270px;">–</div><div id="a47303" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:270px;">–</div><div id="a47306" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:270px;display:flex;">(64)</div><div id="a47308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:270px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:270px;display:flex;">(5)</div><div id="a47313" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:280px;">Foreign exchange contracts </div><div id="a47316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:280px;display:flex;">(1)</div><div id="a47319" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:280px;">4</div><div id="a47322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:280px;">–</div><div id="a47325" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:280px;">–</div><div id="a47328" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:280px;display:flex;">(1)</div><div id="a47331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;display:flex;">(1)</div><div id="a47334" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:280px;">1</div><div id="a47337" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:280px;">2</div><div id="a47340" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:280px;">6</div><div id="a47343" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:290px;">Equity contracts </div><div id="a47346" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:290px;display:flex;">(131)</div><div id="a47349" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:259px;top:290px;display:flex;">(3)</div><div id="a47352" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:290px;">–</div><div id="a47355" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:290px;">–</div><div id="a47358" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:290px;display:flex;">(1)</div><div id="a47361" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:290px;">–</div><div id="a47364" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:290px;">3</div><div id="a47367" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:290px;display:flex;">(132)</div><div id="a47370" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:290px;display:flex;">(4)</div><div id="a47373" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:300px;">Commodity and other contracts </div><div id="a47376" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:300px;display:flex;">(20)</div><div id="a47379" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:300px;">31</div><div id="a47382" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:300px;">–</div><div id="a47385" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:300px;">–</div><div id="a47388" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:300px;">1</div><div id="a47391" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:300px;">–</div><div id="a47394" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:300px;">–</div><div id="a47397" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:300px;">12</div><div id="a47400" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:300px;">26</div><div id="a47405" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:310px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47407" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:310px;display:flex;">(233)</div><div id="a47410" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:310px;">47</div><div id="a47413" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:310px;">–</div><div id="a47416" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:310px;">–</div><div id="a47419" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:310px;">1</div><div id="a47422" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:310px;display:flex;">(1)</div><div id="a47425" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:310px;">4</div><div id="a47428" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:310px;display:flex;">(182)</div><div id="a47430" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:310px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47432" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:310px;">23</div><div id="a47435" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:320px;">Financial liabilities designated </div><div id="a47457" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:330px;">at fair value through profit </div><div id="a47479" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:340px;">or loss </div><div id="a47481" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:340px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47483" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:340px;display:flex;">(1)</div><div id="a47486" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:340px;">–</div><div id="a47489" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:340px;">–</div><div id="a47492" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:385px;top:340px;display:flex;">(5)</div><div id="a47495" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:340px;">4</div><div id="a47498" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:340px;">–</div><div id="a47501" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:340px;">–</div><div id="a47504" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:340px;display:flex;">(2)</div><div id="a47506" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:340px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47508" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:340px;">–</div></div><div id="TextBlockContainer151" style="position:relative;line-height:normal;width:731px;height:340px;"><div id="a47541" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:0px;">Change in </div><div id="a47559" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:673px;top:10px;">unrealized </div><div id="a47565" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:20px;">Fair </div><div id="a47567" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:269px;top:20px;">Total realized and </div><div id="a47574" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:20px;">Fair </div><div id="a47576" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:20px;">gains </div><div id="a47581" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:30px;">value as at </div><div id="a47583" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:30px;">unrealized gains (losses) </div><div id="a47585" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:30px;">Movements</div><div id="a47586" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:455px;top:29px;">1</div><div id="a47590" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:30px;">Transfers </div><div id="a47592" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:30px;">value as at </div><div id="a47594" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:671px;top:30px;">(losses) on </div><div id="a47599" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:163px;top:40px;">November 1 </div><div id="a47601" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:239px;top:40px;">Included </div><div id="a47603" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:302px;top:40px;">Included </div><div id="a47605" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:355px;top:40px;">Purchases/ </div><div id="a47607" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:436px;top:40px;">Sales/ </div><div id="a47609" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:508px;top:40px;">Into </div><div id="a47611" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:40px;">Out of </div><div id="a47613" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:40px;">July 31 </div><div id="a47615" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:40px;">instruments </div><div id="a47620" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:188px;top:50px;">2024</div><div id="a47623" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:232px;top:50px;">in income</div><div id="a47624" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:266px;top:49px;">2</div><div id="a47626" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:50px;">in OCI</div><div id="a47627" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:49px;">3</div><div id="a47629" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:359px;top:50px;">Issuances </div><div id="a47631" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:50px;">Settlements </div><div id="a47633" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:495px;top:50px;">Level 3 </div><div id="a47635" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:50px;">Level 3 </div><div id="a47637" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:50px;">2025 </div><div id="a47639" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:50px;">still held</div><div id="a47640" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:49px;">4</div><div id="a47643" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:60px;">FINANCIAL ASSETS<div style="display:inline-block;width:2px"> </div></div><div id="a47664" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:70px;">Trading loans, securities,<div style="display:inline-block;width:3px"> </div></div><div id="a47686" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:80px;">and other </div><div id="a47707" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:90px;">Other debt securities </div><div id="a47709" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:90px;">$ </div><div id="a47711" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:90px;">26</div><div id="a47713" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:90px;">$ </div><div id="a47715" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:259px;top:90px;display:flex;">(1)</div><div id="a47717" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:90px;">$ </div><div id="a47719" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:90px;">–</div><div id="a47721" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:90px;">$ </div><div id="a47723" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:90px;">1</div><div id="a47725" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:90px;">$ </div><div id="a47727" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:90px;display:flex;">(23)</div><div id="a47729" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:90px;">$ </div><div id="a47731" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:90px;">6</div><div id="a47733" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:90px;">$ </div><div id="a47735" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:90px;display:flex;">(2)</div><div id="a47737" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:90px;">$ </div><div id="a47739" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:90px;">7</div><div id="a47741" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:90px;">$ </div><div id="a47743" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:90px;display:flex;">(2)</div><div id="a47746" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a47749" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:100px;">12</div><div id="a47752" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:100px;">1</div><div id="a47755" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:100px;">–</div><div id="a47758" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:100px;">22</div><div id="a47761" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:100px;display:flex;">(7)</div><div id="a47764" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:100px;">–</div><div id="a47767" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:100px;">–</div><div id="a47770" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:100px;">28</div><div id="a47773" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:100px;display:flex;">(1)</div><div id="a47776" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47779" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47781" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:110px;">38</div><div id="a47784" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:110px;">–</div><div id="a47787" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:110px;">–</div><div id="a47790" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:386px;top:110px;">23</div><div id="a47793" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:110px;display:flex;">(30)</div><div id="a47796" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:110px;">6</div><div id="a47799" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:110px;display:flex;">(2)</div><div id="a47802" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:110px;">35</div><div id="a47804" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:110px;"><div style="display:inline-block;width:2px"> </div></div><div id="a47806" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:110px;display:flex;">(3)</div><div id="a47809" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:120px;">Non-trading financial </div><div id="a47833" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:130px;">assets at fair value </div><div id="a47855" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:140px;">through profit or loss </div><div id="a47876" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:150px;">Securities </div><div id="a47879" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:150px;">1,233</div><div id="a47882" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:150px;">12</div><div id="a47885" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:150px;">–</div><div id="a47888" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:382px;top:150px;">296</div><div id="a47891" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:150px;display:flex;">(47)</div><div id="a47894" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:150px;">–</div><div id="a47897" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:150px;display:flex;">(10)</div><div id="a47900" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:150px;">1,484</div><div id="a47903" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:150px;display:flex;">(16)</div><div id="a47909" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:160px;">1,233</div><div id="a47912" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:160px;">12</div><div id="a47915" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:160px;">–</div><div id="a47918" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:382px;top:160px;">296</div><div id="a47921" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:160px;display:flex;">(47)</div><div id="a47924" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:160px;">–</div><div id="a47927" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:160px;display:flex;">(10)</div><div id="a47930" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:160px;">1,484</div><div id="a47933" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;display:flex;">(16)</div><div id="a47936" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:170px;">Financial assets at fair value </div><div id="a47958" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:180px;">through other<div style="display:inline-block;width:2px"> </div></div><div id="a47980" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:190px;">comprehensive income </div><div id="a48001" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:200px;">Other debt securities </div><div id="a48004" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:200px;">7</div><div id="a48007" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:200px;">–</div><div id="a48010" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:200px;">–</div><div id="a48013" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:200px;">–</div><div id="a48016" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:200px;display:flex;">(7)</div><div id="a48019" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:200px;">–</div><div id="a48022" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:200px;">–</div><div id="a48025" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:200px;">–</div><div id="a48028" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:200px;">–</div><div id="a48031" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:210px;">Equity securities<div style="display:inline-block;width:2px"> </div></div><div id="a48034" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:210px;">3,355</div><div id="a48037" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:210px;">–</div><div id="a48040" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:210px;">5</div><div id="a48043" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:210px;">4</div><div id="a48046" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:433px;top:210px;display:flex;">(1,211)</div><div id="a48049" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:210px;">–</div><div id="a48052" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:210px;">–</div><div id="a48055" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:210px;">2,153</div><div id="a48058" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:210px;">–</div><div id="a48062" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:220px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48064" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:220px;">$ </div><div id="a48066" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:186px;top:220px;">3,362</div><div id="a48068" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:220px;">$ </div><div id="a48070" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:220px;">–</div><div id="a48072" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:220px;">$ </div><div id="a48074" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:220px;">5</div><div id="a48076" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:220px;">$ </div><div id="a48078" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:220px;">4</div><div id="a48080" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:220px;">$ </div><div id="a48082" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:433px;top:220px;display:flex;">(1,218)</div><div id="a48084" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:220px;">$ </div><div id="a48086" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:220px;">–</div><div id="a48088" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:220px;">$ </div><div id="a48090" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:220px;">–</div><div id="a48092" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:220px;">$ </div><div id="a48094" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:220px;">2,153</div><div id="a48096" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:220px;">$ </div><div id="a48098" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:220px;">–</div><div id="a48101" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:232px;">FINANCIAL LIABILITIES </div><div id="a48122" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:240px;">Trading deposits</div><div id="a48123" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:71px;top:239px;">5</div><div id="a48125" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:149px;top:240px;">$ </div><div id="a48127" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:240px;display:flex;">(505)</div><div id="a48129" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:240px;">$ </div><div id="a48131" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:240px;">31</div><div id="a48133" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:275px;top:240px;">$ </div><div id="a48135" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:240px;">–</div><div id="a48137" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:338px;top:240px;">$ </div><div id="a48139" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:240px;display:flex;">(169)</div><div id="a48141" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:240px;">$ </div><div id="a48143" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:240px;">243</div><div id="a48145" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:240px;">$ </div><div id="a48147" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:240px;">–</div><div id="a48149" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:240px;">$ </div><div id="a48151" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:240px;">2</div><div id="a48153" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:240px;">$ </div><div id="a48155" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:240px;display:flex;">(398)</div><div id="a48157" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:240px;">$ </div><div id="a48159" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:240px;">38</div><div id="a48162" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:250px;">Derivatives</div><div id="a48163" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:49px;top:249px;">6</div><div id="a48184" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:260px;">Interest rate contracts </div><div id="a48186" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:260px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48188" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:260px;display:flex;">(158)</div><div id="a48191" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:260px;">83</div><div id="a48194" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:260px;">–</div><div id="a48197" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:260px;">–</div><div id="a48200" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:260px;">11</div><div id="a48203" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:260px;">–</div><div id="a48206" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:260px;">–</div><div id="a48209" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:260px;display:flex;">(64)</div><div id="a48211" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:260px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48213" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:260px;">85</div><div id="a48216" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:270px;">Foreign exchange contracts </div><div id="a48219" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:270px;">1</div><div id="a48222" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:270px;display:flex;">(13)</div><div id="a48225" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:270px;">–</div><div id="a48228" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:270px;">–</div><div id="a48231" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:270px;">2</div><div id="a48234" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:270px;">8</div><div id="a48237" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:270px;">4</div><div id="a48240" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:270px;">2</div><div id="a48243" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:270px;">2</div><div id="a48246" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:280px;">Equity contracts </div><div id="a48249" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:280px;display:flex;">(24)</div><div id="a48252" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:250px;top:280px;display:flex;">(106)</div><div id="a48255" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:280px;">–</div><div id="a48258" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:280px;">–</div><div id="a48261" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:280px;display:flex;">(3)</div><div id="a48264" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;display:flex;">(2)</div><div id="a48267" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:280px;">3</div><div id="a48270" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:280px;display:flex;">(132)</div><div id="a48273" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:280px;display:flex;">(106)</div><div id="a48276" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:290px;">Commodity and other contracts </div><div id="a48279" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:290px;display:flex;">(10)</div><div id="a48282" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:260px;top:290px;">22</div><div id="a48285" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:290px;">–</div><div id="a48288" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:290px;">–</div><div id="a48291" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:290px;">–</div><div id="a48294" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:290px;">–</div><div id="a48297" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:290px;">–</div><div id="a48300" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:290px;">12</div><div id="a48303" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:290px;">20</div><div id="a48308" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:300px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48310" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:300px;display:flex;">(191)</div><div id="a48313" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:300px;display:flex;">(14)</div><div id="a48316" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:300px;">–</div><div id="a48319" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:391px;top:300px;">–</div><div id="a48322" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:300px;">10</div><div id="a48325" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:300px;">6</div><div id="a48328" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:300px;">7</div><div id="a48331" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:300px;display:flex;">(182)</div><div id="a48333" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:300px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48335" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:300px;">1</div><div id="a48338" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:310px;">Financial liabilities designated </div><div id="a48360" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:320px;">at fair value through profit </div><div id="a48382" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:330px;">or loss </div><div id="a48384" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:153px;top:330px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48386" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:192px;top:330px;display:flex;">(24)</div><div id="a48389" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:265px;top:330px;">7</div><div id="a48392" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:328px;top:330px;">–</div><div id="a48395" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:330px;display:flex;">(19)</div><div id="a48398" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:449px;top:330px;">34</div><div id="a48401" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:330px;">–</div><div id="a48404" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:330px;">–</div><div id="a48407" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:330px;display:flex;">(2)</div><div id="a48409" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:330px;"><div style="display:inline-block;width:2px"> </div></div><div id="a48411" style="position:absolute;font-family:'Arial';font-size:8px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:330px;">1</div></div><div id="TextBlockContainer155" style="position:relative;line-height:normal;width:690px;height:75px;"><div id="a48415_1_27" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes foreign exchange. </div><div id="a48418" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a48419" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:10px;"><div style="display:inline-block;width:3px"> </div>Gains/losses on financial assets and liabilities are recognized within Non-interest Income on the Interim Consolidated<div style="display:inline-block;width:4px"> </div>Statement of Income. </div><div id="a48429" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a48430" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. Refer<div style="display:inline-block;width:4px"> </div>to Note 5 for further details. </div><div id="a48454" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:31px;">4</div><div id="a48455" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Changes in unrealized gains/losses on financial assets at FVOCI are recognized in AOCI. </div><div id="a48470" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">5</div><div id="a48471" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:42px;"><div style="display:inline-block;width:3px"> </div>Issuances and repurchases of trading deposits are reported on a gross basis. </div><div id="a48475" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">6</div><div id="a48476" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Consists of derivative assets of $</div><div id="a48476_35_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:135px;top:53px;">49</div><div id="a48476_37_40" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:145px;top:53px;"><div style="display:inline-block;width:2px"> </div>million (April 30, 2025/May 1, 2025 – $</div><div id="a48476_77_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:295px;top:53px;">32</div><div id="a48476_79_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:305px;top:53px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2024/November 1, 2024 – $</div><div id="a48476_126_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:492px;top:53px;">30</div><div id="a48476_128_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:53px;"><div style="display:inline-block;width:2px"> </div>million) and derivative liabilities of $</div><div id="a48476_169_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:53px;">231</div><div id="a48476_172_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:53px;"><div style="display:inline-block;width:3px"> </div>million </div><div id="a48508" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:64px;">(April 30, 2025/May 1, 2025 – $</div><div id="a48508_31_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:64px;">265</div><div id="a48508_34_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:144px;top:64px;"><div style="display:inline-block;width:2px"> </div>million; October 31, 2024/November 1, 2024 – $</div><div id="a48508_81_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:331px;top:64px;">221</div><div id="a48508_84_78" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:64px;"><div style="display:inline-block;width:2px"> </div>million) which have been netted in this table for presentation purposes only.</div></div> 48000000 0 0 0 4000000 6000000 0 58000000 0 25000000 1000000 0 19000000 -19000000 0 0 26000000 0 426000000 -43000000 0 0 0 0 0 383000000 0 499000000 -42000000 0 19000000 -15000000 6000000 0 467000000 0 1529000000 33000000 0 46000000 -38000000 0 2000000 1568000000 3000000 1000000 0 0 0 0 0 0 1000000 0 1530000000 33000000 0 46000000 -38000000 0 2000000 1569000000 3000000 0 0 0 0 0 0 0 0 0 2143000000 9000000 14000000 425000000 -9000000 0 0 2582000000 12000000 2143000000 9000000 14000000 425000000 -9000000 0 0 2582000000 12000000 158000000 3000000 0 16000000 -33000000 0 121000000 265000000 12000000 77000000 -11000000 0 0 -2000000 0 0 64000000 -8000000 1000000 -1000000 0 0 0 3000000 -1000000 2000000 2000000 107000000 0 0 -1000000 0 0 -117000000 -11000000 118000000 -36000000 12000000 0 0 5000000 0 18000000 -1000000 -18000000 149000000 0 0 -1000000 3000000 3000000 -100000000 54000000 94000000 4000000 3000000 0 4000000 -8000000 0 0 3000000 0 67000000 -1000000 0 0 -18000000 11000000 1000000 58000000 -4000000 25000000 1000000 0 19000000 -19000000 0 0 26000000 0 0 -166000000 0 549000000 0 0 0 383000000 0 92000000 -166000000 0 568000000 -37000000 11000000 1000000 467000000 -4000000 1567000000 70000000 0 165000000 -236000000 4000000 2000000 1568000000 35000000 0 0 0 1000000 0 0 0 1000000 0 1567000000 70000000 0 166000000 -236000000 4000000 2000000 1569000000 35000000 0 0 0 0 0 0 0 0 0 1911000000 9000000 24000000 735000000 -97000000 0 0 2582000000 20000000 1911000000 9000000 24000000 735000000 -97000000 0 0 2582000000 20000000 273000000 -36000000 0 22000000 -107000000 0 113000000 265000000 56000000 68000000 0 0 0 -4000000 0 0 64000000 -3000000 2000000 -5000000 0 0 0 3000000 2000000 2000000 3000000 155000000 -21000000 0 -1000000 5000000 -1000000 -148000000 -11000000 144000000 55000000 -52000000 0 -4000000 6000000 -24000000 18000000 -1000000 45000000 280000000 -78000000 0 -5000000 7000000 -22000000 -128000000 54000000 189000000 2000000 5000000 0 13000000 -17000000 0 0 3000000 -9000000 48000000 76000000 11000000 102000000 225000000 291000000 6000000 -1000000 0 0 -1000000 5000000 2000000 7000000 -1000000 28000000 0 0 0 0 0 0 28000000 0 34000000 -1000000 0 0 -1000000 5000000 2000000 35000000 -1000000 1253000000 22000000 0 220000000 -11000000 0 0 1484000000 12000000 1253000000 22000000 0 220000000 -11000000 0 0 1484000000 12000000 0 0 0 0 0 0 0 0 0 2808000000 0 2000000 2000000 -659000000 0 0 2153000000 2000000 2808000000 0 2000000 2000000 -659000000 0 0 2153000000 2000000 384000000 -3000000 0 45000000 -27000000 0 -1000000 398000000 4000000 81000000 -15000000 0 0 -2000000 0 0 64000000 -5000000 1000000 -4000000 0 0 1000000 1000000 -1000000 -2000000 6000000 131000000 3000000 0 0 1000000 0 -3000000 132000000 -4000000 20000000 -31000000 0 0 -1000000 0 0 -12000000 26000000 233000000 -47000000 0 0 -1000000 1000000 -4000000 182000000 23000000 1000000 0 0 5000000 -4000000 0 0 2000000 0 26000000 -1000000 0 1000000 23000000 6000000 -2000000 7000000 -2000000 12000000 1000000 0 22000000 7000000 0 0 28000000 -1000000 38000000 0 0 23000000 30000000 6000000 -2000000 35000000 -3000000 1233000000 12000000 0 296000000 47000000 0 -10000000 1484000000 -16000000 1233000000 12000000 0 296000000 47000000 0 -10000000 1484000000 -16000000 7000000 0 0 0 7000000 0 0 0 0 3355000000 0 5000000 4000000 1211000000 0 0 2153000000 0 3362000000 0 5000000 4000000 1218000000 0 0 2153000000 0 505000000 -31000000 0 169000000 -243000000 0 -2000000 398000000 38000000 158000000 -83000000 0 0 -11000000 0 0 64000000 85000000 -1000000 13000000 0 0 -2000000 -8000000 -4000000 -2000000 2000000 24000000 106000000 0 0 3000000 2000000 -3000000 132000000 -106000000 10000000 -22000000 0 0 0 0 0 -12000000 20000000 191000000 14000000 0 0 -10000000 -6000000 -7000000 182000000 1000000 24000000 -7000000 0 19000000 -34000000 0 0 2000000 1000000 49000000 32000000 30000000 231000000 265000000 221000000 <div id="TextBlockContainer158" style="position:relative;line-height:normal;width:113px;height:13px;"><div id="a48551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 5: SECURITIES</div></div><div id="TextBlockContainer162" style="position:relative;line-height:normal;width:483px;height:26px;"><div id="a48557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:23px;top:0px;">UNREALIZED SECURITIES GAINS (LOSSES) </div><div id="div_160_XBRL_TS_8937f0fedeb2434c8e5be709ca724893" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer161" style="position:relative;line-height:normal;width:483px;height:13px;"><div id="a48565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the unrealized<div style="display:inline-block;width:1px"> </div>gains and losses as at July 31, 2026 and<div style="display:inline-block;width:1px"> </div>October 31, 2025.</div></div></div></div><div id="TextBlockContainer166" style="position:relative;line-height:normal;width:734px;height:327px;"><div id="div_164_XBRL_TS_1154cf3983ce4890aa0cc6e68e101adc" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer165" style="position:relative;line-height:normal;width:734px;height:327px;"><div id="a48583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Unrealized Gains (Losses) for Securities<div style="display:inline-block;width:1px"> </div>at Fair Value Through Other Comprehensive Income </div><div id="a48585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(millions of Canadian dollars) </div><div id="a48601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:12px;">As at </div><div id="a48611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:24px;">July 31, 2026 </div><div id="a48619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:24px;">October 31, 2025 </div><div id="a48625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:36px;">Cost/ </div><div id="a48628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:36px;">Gross </div><div id="a48631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:36px;">Gross </div><div id="a48637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:36px;">Cost/ </div><div id="a48640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:36px;">Gross </div><div id="a48643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:36px;">Gross </div><div id="a48650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:243px;top:48px;">amortized </div><div id="a48652" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:48px;">unrealized </div><div id="a48654" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:48px;">unrealized </div><div id="a48657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:48px;">Fair </div><div id="a48660" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:48px;">amortized </div><div id="a48662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:48px;">unrealized </div><div id="a48664" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:48px;">unrealized </div><div id="a48667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:48px;">Fair </div><div id="a48672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:61px;">cost</div><div id="a48673" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:61px;">1</div><div id="a48676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:61px;">gains</div><div id="a48680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:61px;">(losses)</div><div id="a48684" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:61px;">value</div><div id="a48689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:61px;">cost</div><div id="a48690" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:61px;">1</div><div id="a48693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:61px;">gains </div><div id="a48696" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:61px;">(losses) </div><div id="a48699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:61px;">value</div><div id="a48703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:74px;">Government and government-related </div><div id="a48726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:86px;">securities </div><div id="a48746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;">Canadian government debt </div><div id="a48767" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:110px;">Federal<div style="display:inline-block;width:2px"> </div></div><div id="a48769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:110px;">$ </div><div id="a48771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:110px;">16,468</div><div id="a48773" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:110px;">$ </div><div id="a48775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:110px;">65</div><div id="a48777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:110px;">$ </div><div id="a48779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:110px;display:flex;">(55)</div><div id="a48781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:110px;">$ </div><div id="a48783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:110px;">16,478</div><div id="a48786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:110px;">$ </div><div id="a48788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:110px;">15,956</div><div id="a48790" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:110px;">$ </div><div id="a48792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:110px;">23</div><div id="a48794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:110px;">$ </div><div id="a48796" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:110px;display:flex;">(88)</div><div id="a48798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:110px;">$ </div><div id="a48800" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:110px;">15,891</div><div id="a48804" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:122px;">Provinces </div><div id="a48807" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:122px;">24,761</div><div id="a48810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:122px;">211</div><div id="a48813" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:122px;display:flex;">(41)</div><div id="a48816" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:122px;">24,931</div><div id="a48820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:122px;">20,971</div><div id="a48823" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:122px;">120</div><div id="a48826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:122px;display:flex;">(11)</div><div id="a48829" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:122px;">21,080</div><div id="a48832" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:134px;">U.S. federal, state, municipal governments, and </div><div id="a48844" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48847" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48850" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:146px;"><div style="display:inline-block;width:3px"> </div>agencies debt<div style="display:inline-block;width:2px"> </div></div><div id="a48861" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:146px;">54,137</div><div id="a48864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:146px;">318</div><div id="a48867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:146px;display:flex;">(185)</div><div id="a48870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:146px;">54,270</div><div id="a48874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:146px;">54,279</div><div id="a48877" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:146px;">267</div><div id="a48880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:146px;display:flex;">(54)</div><div id="a48883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:146px;">54,492</div><div id="a48886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:158px;">Other OECD government-guaranteed debt </div><div id="a48891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:158px;">9,763</div><div id="a48894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:158px;">40</div><div id="a48897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:158px;display:flex;">(12)</div><div id="a48900" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:158px;">9,791</div><div id="a48904" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:158px;">7,864</div><div id="a48907" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:158px;">15</div><div id="a48910" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:158px;display:flex;">(4)</div><div id="a48913" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:158px;">7,875</div><div id="a48916" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:170px;">Mortgage-backed securities </div><div id="a48921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:170px;">1,639</div><div id="a48924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:170px;">8</div><div id="a48927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:170px;display:flex;">(1)</div><div id="a48930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:170px;">1,646</div><div id="a48934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:170px;">1,869</div><div id="a48937" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:170px;">29</div><div id="a48940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:170px;display:flex;">(2)</div><div id="a48943" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:170px;">1,896</div><div id="a48949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:182px;">106,768</div><div id="a48952" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:182px;">642</div><div id="a48955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:182px;display:flex;">(294)</div><div id="a48958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:182px;">107,116</div><div id="a48962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:182px;">100,939</div><div id="a48965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:182px;">454</div><div id="a48968" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:182px;display:flex;">(159)</div><div id="a48971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:182px;">101,234</div><div id="a48974" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:194px;">Other debt securities </div><div id="a48986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48995" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:206px;">Asset-backed securities </div><div id="a49003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:206px;">8,350</div><div id="a49006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:206px;">33</div><div id="a49009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:206px;display:flex;">(9)</div><div id="a49012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:206px;">8,374</div><div id="a49016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:206px;">8,713</div><div id="a49019" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:206px;">11</div><div id="a49022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:206px;display:flex;">(15)</div><div id="a49025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:206px;">8,709</div><div id="a49028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:218px;">Corporate and other debt </div><div id="a49031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:218px;">15,422</div><div id="a49034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:218px;">76</div><div id="a49037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:218px;display:flex;">(34)</div><div id="a49040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:218px;">15,464</div><div id="a49044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:218px;">13,011</div><div id="a49047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:218px;">106</div><div id="a49050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:218px;display:flex;">(26)</div><div id="a49053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:218px;">13,091</div><div id="a49059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:230px;">23,772</div><div id="a49062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:230px;">109</div><div id="a49065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:230px;display:flex;">(43)</div><div id="a49068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:230px;">23,838</div><div id="a49072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:230px;">21,724</div><div id="a49075" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:230px;">117</div><div id="a49078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:230px;display:flex;">(41)</div><div id="a49081" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:230px;">21,800</div><div id="a49084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:242px;">Total debt securities</div><div id="a49088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:242px;">130,540</div><div id="a49091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:242px;">751</div><div id="a49094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:242px;display:flex;">(337)</div><div id="a49097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:242px;">130,954</div><div id="a49101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:242px;">122,663</div><div id="a49104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:242px;">571</div><div id="a49107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:242px;display:flex;">(200)</div><div id="a49110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:242px;">123,034</div><div id="a49113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:254px;">Equity securities</div><div id="a49126" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49135" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:266px;">Common shares </div><div id="a49141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:266px;">2,761</div><div id="a49144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:266px;">246</div><div id="a49147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:266px;display:flex;">(32)</div><div id="a49150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:266px;">2,975</div><div id="a49154" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:266px;">2,332</div><div id="a49157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:266px;">226</div><div id="a49160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:266px;display:flex;">(22)</div><div id="a49163" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:266px;">2,536</div><div id="a49166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:278px;">Preferred shares </div><div id="a49169" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:278px;">770</div><div id="a49172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:278px;">98</div><div id="a49175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:278px;display:flex;">(79)</div><div id="a49178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:278px;">789</div><div id="a49182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:278px;">523</div><div id="a49185" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:278px;">67</div><div id="a49188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:278px;display:flex;">(79)</div><div id="a49191" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:278px;">511</div><div id="a49197" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:290px;">3,531</div><div id="a49200" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:290px;">344</div><div id="a49203" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:290px;display:flex;">(111)</div><div id="a49206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:290px;">3,764</div><div id="a49210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:290px;">2,855</div><div id="a49213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:290px;">293</div><div id="a49216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:290px;display:flex;">(101)</div><div id="a49219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:290px;">3,047</div><div id="a49222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:302px;">Total securities at fair value through </div><div id="a49234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:314px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49248" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:314px;"><div style="display:inline-block;width:3px"> </div>other comprehensive income</div><div id="a49252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:314px;">$ </div><div id="a49254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:314px;">134,071</div><div id="a49256" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:314px;">$ </div><div id="a49258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:314px;">1,095</div><div id="a49260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:314px;">$ </div><div id="a49262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:314px;display:flex;">(448)</div><div id="a49264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:314px;">$ </div><div id="a49266" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:314px;">134,718</div><div id="a49269" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:314px;">$ </div><div id="a49271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:314px;">125,518</div><div id="a49273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:314px;">$ </div><div id="a49275" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:314px;">864</div><div id="a49277" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:314px;">$ </div><div id="a49279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:314px;display:flex;">(301)</div><div id="a49281" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:314px;">$ </div><div id="a49283" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:314px;">126,081</div></div></div></div><div id="TextBlockContainer169" style="position:relative;line-height:normal;width:380px;height:11px;"><div id="a49287_1_97" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes the foreign exchange translation of amortized cost balances at the period-end spot rate.</div></div><div id="TextBlockContainer174" style="position:relative;line-height:normal;width:716px;height:40px;"><div id="a49297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:23px;top:0px;">EQUITY SECURITIES DESIGNATED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME<div style="display:inline-block;width:2px"> </div></div><div id="a49301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank designated certain equity securities<div style="display:inline-block;width:1px"> </div>at FVOCI. </div><div id="div_172_XBRL_TS_0069ea2bea114e98884a41ee07c87bad" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer173" style="position:relative;line-height:normal;width:716px;height:26px;"><div id="a49301_56_93" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:256px;top:0px;">The following table summarizes the fair<div style="display:inline-block;width:1px"> </div>value of equity securities designated at<div style="display:inline-block;width:1px"> </div>FVOCI as at </div><div id="a49318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">July 31, 2026<div style="display:inline-block;width:2px"> </div>and October 31, 2025, and dividend income<div style="display:inline-block;width:1px"> </div>recognized on these securities for<div style="display:inline-block;width:1px"> </div>the three and nine months ended July 31, 2026<div style="display:inline-block;width:1px"> </div>and July 31, 2025.</div></div></div></div><div id="TextBlockContainer178" style="position:relative;line-height:normal;width:734px;height:95px;"><div id="div_176_XBRL_TS_935b6a15b45d409a954b0e3e9e96346d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer177" style="position:relative;line-height:normal;width:734px;height:95px;"><div id="a49344" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Equity Securities Designated at Fair Value Through<div style="display:inline-block;width:1px"> </div>Other Comprehensive Income<div style="display:inline-block;width:2px"> </div></div><div id="a49349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a49353" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:310px;top:14px;">As at </div><div id="a49356" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:403px;top:14px;">For the three months ended </div><div id="a49358" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:594px;top:14px;">For the nine months ended </div><div id="a49364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:177px;top:27px;">July 31, 2026 </div><div id="a49367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:27px;">October 31, 2025 </div><div id="a49371" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:371px;top:27px;">July 31, 2026 </div><div id="a49374" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:467px;top:27px;">July 31, 2025 </div><div id="a49377" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:27px;">July 31, 2026 </div><div id="a49380" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:27px;">July 31, 2025 </div><div id="a49385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:41px;">Fair value<div style="display:inline-block;width:2px"> </div></div><div id="a49388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:41px;">Dividend income recognized<div style="display:inline-block;width:2px"> </div></div><div id="a49390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:578px;top:41px;">Dividend income recognized<div style="display:inline-block;width:2px"> </div></div><div id="a49393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:54px;">Common shares </div><div id="a49395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:150px;top:54px;">$ </div><div id="a49397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:214px;top:54px;">2,975</div><div id="a49399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:54px;">$ </div><div id="a49401" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:54px;">2,536</div><div id="a49404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:54px;">$ </div><div id="a49406" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:54px;">34</div><div id="a49408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:438px;top:54px;">$ </div><div id="a49410" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:54px;">52</div><div id="a49412" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:532px;top:54px;">$ </div><div id="a49414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:54px;">86</div><div id="a49416" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:54px;">$ </div><div id="a49418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:54px;">167</div><div id="a49420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:54px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49422" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Preferred shares </div><div id="a49425" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:222px;top:68px;">789</div><div id="a49428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:316px;top:68px;">511</div><div id="a49432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:68px;">36</div><div id="a49435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:68px;">34</div><div id="a49438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:603px;top:68px;">101</div><div id="a49441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:68px;">108</div><div id="a49444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:82px;">Total </div><div id="a49446" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:150px;top:82px;">$ </div><div id="a49448" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:214px;top:82px;">3,764</div><div id="a49450" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:82px;">$ </div><div id="a49452" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:82px;">3,047</div><div id="a49455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:82px;">$ </div><div id="a49457" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:82px;">70</div><div id="a49459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:438px;top:82px;">$ </div><div id="a49461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:82px;">86</div><div id="a49463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:532px;top:82px;">$ </div><div id="a49465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:603px;top:82px;">187</div><div id="a49467" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:82px;">$ </div><div id="a49469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:82px;">275</div></div></div></div><div id="TextBlockContainer181" style="position:relative;line-height:normal;width:723px;height:26px;"><div id="a49473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The Bank disposed of certain equity securities<div style="display:inline-block;width:1px"> </div>in line with the Bank’s investment strategy<div style="display:inline-block;width:1px"> </div>and disposed of Federal Home Loan Bank (FHLB)<div style="display:inline-block;width:1px"> </div>stock in accordance </div><div id="a49479" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">with FHLB member stockholding requirements,<div style="display:inline-block;width:1px"> </div>as follows:</div></div><div id="TextBlockContainer186" style="position:relative;line-height:normal;width:734px;height:120px;"><div id="div_184_XBRL_TS_00996503dd7e4d568c9be2eaeb7ace2e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer185" style="position:relative;line-height:normal;width:734px;height:120px;"><div id="a49483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Equity Securities Net Realized Gains<div style="display:inline-block;width:1px"> </div>(Losses) </div><div id="a49495" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a49497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:394px;top:14px;">For the three months ended </div><div id="a49500" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:596px;top:14px;">For the nine months ended </div><div id="a49505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:27px;">July 31, 2026 </div><div id="a49507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:458px;top:27px;">July 31, 2025 </div><div id="a49510" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:27px;">July 31, 2026 </div><div id="a49512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:27px;">July 31, 2025 </div><div id="a49515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Equity Securities </div><div id="a49528" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:53px;">Fair value </div><div id="a49530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:53px;">$ </div><div id="a49532_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:53px;">167</div><div id="a49535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:53px;">$ </div><div id="a49537_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:506px;top:53px;">63</div><div id="a49541" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:529px;top:53px;">$ </div><div id="a49543_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:53px;">376</div><div id="a49546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:53px;">$ </div><div id="a49548_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:53px;">189</div><div id="a49553" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:67px;">Cumulative realized gain/(loss) </div><div id="a49556_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:67px;">60</div><div id="a49560_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:506px;top:67px;">15</div><div id="a49565_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:67px;">108</div><div id="a49569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:703px;top:67px;display:flex;">(5)</div><div id="a49572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">FHLB Stock </div><div id="a49585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:93px;">Fair value </div><div id="a49588_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:93px;">54</div><div id="a49592_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:93px;">664</div><div id="a49597_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:93px;">85</div><div id="a49601_1_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:93px;">1,201</div><div id="a49605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49607" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:107px;">Cumulative realized gain/(loss) </div><div id="a49610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:107px;">–</div><div id="a49613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:107px;">–</div><div id="a49617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:615px;top:107px;">–</div><div id="a49620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:709px;top:107px;">–</div></div></div></div><div id="TextBlockContainer190" style="position:relative;line-height:normal;width:719px;height:53px;"><div id="a49626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:23px;top:0px;">DEBT SECURITIES NET REALIZED GAINS<div style="display:inline-block;width:1px"> </div>(LOSSES) </div><div id="a49628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank disposed of certain debt securities<div style="display:inline-block;width:1px"> </div>measured at amortized cost and FVOCI<div style="display:inline-block;width:1px"> </div>during the quarter. </div><div id="div_188_XBRL_TS_ab548aaaae3a419fa4e62ad300e845a3" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer189" style="position:relative;line-height:normal;width:719px;height:39px;"><div id="a49628_102_54" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:467px;top:0px;">The following table summarizes the net realized<div style="display:inline-block;width:1px"> </div>gains </div><div id="a49630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">and losses on securities disposed of during<div style="display:inline-block;width:1px"> </div>the three and nine months ended July 31,<div style="display:inline-block;width:1px"> </div>2026 and July 31, 2025, which are included<div style="display:inline-block;width:1px"> </div>in Other income (loss) on the </div><div id="a49645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Interim Consolidated Statement of Income.</div></div></div></div><div id="TextBlockContainer193" style="position:relative;line-height:normal;width:734px;height:79px;"><div id="a49649" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Debt Securities Net Realized Gains (Losses) </div><div id="a49661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a49663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:386px;top:14px;">For the three months ended </div><div id="a49666" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:596px;top:14px;">For the nine months ended </div><div id="a49670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:27px;">July 31, 2026 </div><div id="a49672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:446px;top:27px;">July 31, 2025</div><div id="a49673" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:27px;">1</div><div id="a49676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:27px;">July 31, 2026 </div><div id="a49678" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">July 31, 2025</div><div id="a49679" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:712px;top:27px;">1</div><div id="a49682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Debt securities at amortized cost </div><div id="a49684" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:40px;">$ </div><div id="a49686_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:40px;">8</div><div id="a49689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:40px;">$ </div><div id="a49691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:40px;display:flex;">(337)</div><div id="a49694" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:40px;">$ </div><div id="a49696_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:40px;">8</div><div id="a49699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:40px;">$ </div><div id="a49701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:40px;display:flex;">(1,533)</div><div id="a49704" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Debt securities at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive income </div><div id="a49707_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:53px;">4</div><div id="a49711" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:53px;display:flex;">(35)</div><div id="a49715_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:53px;">6</div><div id="a49719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:53px;display:flex;">(41)</div><div id="a49722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:67px;">Total </div><div id="a49724" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:67px;">$ </div><div id="a49726_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:67px;">12</div><div id="a49729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:67px;">$ </div><div id="a49731" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:67px;display:flex;">(372)</div><div id="a49734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:67px;">$ </div><div id="a49736_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:67px;">14</div><div id="a49739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:67px;">$ </div><div id="a49741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:67px;display:flex;">(1,574)</div></div><div id="TextBlockContainer198" style="position:relative;line-height:normal;width:720px;height:32px;"><div id="div_196_XBRL_TS_4ce5bb3d45b642fdbbf0c2c25d6a6e40" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer197" style="position:relative;line-height:normal;width:720px;height:32px;"><div id="a49745_1_10" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes $</div><div id="a49745_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:43px;top:0px;">339</div><div id="a49745_14_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:57px;top:0px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a49745_27_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:106px;top:0px;">244</div><div id="a49745_30_15" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:121px;top:0px;"><div style="display:inline-block;width:2px"> </div>million) and $</div><div id="a49745_45_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:0px;">1,546</div><div id="a49745_50_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (US$</div><div id="a49745_63_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:246px;top:0px;">1,092</div><div id="a49745_68_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:267px;top:0px;"><div style="display:inline-block;width:2px"> </div>million), respectively, for the three and nine months ended<div style="display:inline-block;width:4px"> </div>July 31, 2025 of pre-tax losses on debt securities related </div><div id="a49778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">to the balance sheet restructuring initiative undertaken in the U.S. Banking segment. Refer to Note 25 of the Bank<div style="display:inline-block;width:1px"> </div>’s 2025 Annual Consolidated Financial Statements for additional </div><div id="a49792" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">information regarding the asset limitation on TD’s two U.S. bank subsidiaries.</div></div></div></div><div id="TextBlockContainer200" style="position:relative;line-height:normal;width:725px;height:39px;"><div id="a49810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:23px;top:0px;">CREDIT QUALITY OF DEBT SECURITIES </div><div id="a49819" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank evaluates non-retail credit risk<div style="display:inline-block;width:1px"> </div>on an individual borrower basis, using both<div style="display:inline-block;width:1px"> </div>a borrower risk rating (BRR) and facility<div style="display:inline-block;width:1px"> </div>risk rating, as detailed in the shaded </div><div id="a49837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">area of the “Managing Risk” section of the 2025<div style="display:inline-block;width:1px"> </div>MD&amp;A. This system is used to assess all non-retail<div style="display:inline-block;width:1px"> </div>exposures, including debt securities.</div></div><div id="TextBlockContainer203" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="a49856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides the gross carrying<div style="display:inline-block;width:1px"> </div>amounts of debt securities measured at amortized<div style="display:inline-block;width:1px"> </div>cost and debt securities at FVOCI by internal<div style="display:inline-block;width:1px"> </div>risk rating for credit </div><div id="a49860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">risk management purposes, presenting<div style="display:inline-block;width:1px"> </div>separately those debt securities that are<div style="display:inline-block;width:1px"> </div>subject to Stage 1, Stage 2, and Stage 3<div style="display:inline-block;width:1px"> </div>allowances. Refer to the “Allowance<div style="display:inline-block;width:1px"> </div>for </div><div id="a49873" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Credit Losses” table in Note 6 for details regarding<div style="display:inline-block;width:1px"> </div>the allowance and provision for credit losses<div style="display:inline-block;width:1px"> </div>on debt securities.</div></div><div id="TextBlockContainer207" style="position:relative;line-height:normal;width:733px;height:147px;"><div id="a49913" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Debt Securities by Risk Rating</div><div id="a49921" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:3px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49935" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars)</div><div id="a49954" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:689px;top:14px;">As at </div><div id="a49964" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:423px;top:25px;">July 31, 2026 </div><div id="a49972" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:25px;">October 31, 2025 </div><div id="a49978" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:36px;">Stage 1 </div><div id="a49981" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:36px;">Stage 2 </div><div id="a49984" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:390px;top:36px;">Stage 3 </div><div id="a49987" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:36px;">Total </div><div id="a49991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:36px;">Stage 1 </div><div id="a49994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:36px;">Stage 2 </div><div id="a49997" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:36px;">Stage 3 </div><div id="a50000" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:36px;">Total </div><div id="a50003" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:47px;">Debt securities</div><div id="a50004" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:73px;top:48px;">1</div><div id="a50024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:58px;">Investment grade </div><div id="a50026" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:58px;">$ </div><div id="a50028" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:58px;">366,430</div><div id="a50030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:58px;">$ </div><div id="a50032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:58px;">–</div><div id="a50034" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:374px;top:58px;">$ </div><div id="a50036" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:58px;">n/a</div><div id="a50037" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:420px;top:58px;">2 </div><div id="a50039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:58px;">$ </div><div id="a50041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:58px;">366,430</div><div id="a50044" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:58px;">$ </div><div id="a50046" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:58px;">362,521</div><div id="a50048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:58px;">$ </div><div id="a50050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:596px;top:58px;">–</div><div id="a50052" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:58px;">$ </div><div id="a50054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:58px;">n/a</div><div id="a50057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:58px;">$ </div><div id="a50059" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:58px;">362,521</div><div id="a50062" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:69px;">Non-investment grade </div><div id="a50067" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:69px;">1,230</div><div id="a50070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:69px;">116</div><div id="a50073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:410px;top:69px;">n/a </div><div id="a50076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:457px;top:69px;">1,346</div><div id="a50080" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:530px;top:69px;">738</div><div id="a50083" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:69px;">167</div><div id="a50086" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:69px;">n/a </div><div id="a50089" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:69px;">905</div><div id="a50092" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:80px;">Watch and classified </div><div id="a50095" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:80px;">n/a </div><div id="a50098" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:80px;">35</div><div id="a50101" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:410px;top:80px;">n/a </div><div id="a50104" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:80px;">35</div><div id="a50108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:80px;">n/a </div><div id="a50111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:80px;">49</div><div id="a50114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:80px;">n/a </div><div id="a50117" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:80px;">49</div><div id="a50120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:91px;">Default </div><div id="a50123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:91px;">n/a </div><div id="a50126" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:91px;">n/a </div><div id="a50129" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:91px;">–</div><div id="a50132" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:91px;">–</div><div id="a50136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:91px;">n/a </div><div id="a50139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:91px;">n/a </div><div id="a50142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:91px;">–</div><div id="a50145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:91px;">–</div><div id="a50148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:102px;">Total debt securities </div><div id="a50151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:102px;">367,660</div><div id="a50154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:102px;">151</div><div id="a50157" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:102px;">–</div><div id="a50160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:102px;">367,811</div><div id="a50164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:102px;">363,259</div><div id="a50167" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:102px;">216</div><div id="a50170" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:102px;">–</div><div id="a50173" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:102px;">363,475</div><div id="a50176" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:113px;">Allowance for credit losses on debt securities </div><div id="a50197" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:124px;">at amortized cost </div><div id="a50200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:308px;top:124px;">2</div><div id="a50203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:124px;">–</div><div id="a50206" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:124px;">–</div><div id="a50209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:124px;">2</div><div id="a50213" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:124px;">2</div><div id="a50216" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:596px;top:124px;">–</div><div id="a50219" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:124px;">–</div><div id="a50222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:124px;">2</div><div id="a50225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:135px;">Total debt securities, net of<div style="display:inline-block;width:4px"> </div>allowance </div><div id="a50227" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:135px;">$ </div><div id="a50229" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:135px;">367,658</div><div id="a50231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:135px;">$ </div><div id="a50233" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:135px;">151</div><div id="a50235" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:374px;top:135px;">$ </div><div id="a50237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:135px;">–</div><div id="a50239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:135px;">$ </div><div id="a50241" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:135px;">367,809</div><div id="a50244" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:135px;">$ </div><div id="a50246" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:135px;">363,257</div><div id="a50248" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:135px;">$ </div><div id="a50250" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:135px;">216</div><div id="a50252" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:135px;">$ </div><div id="a50254" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:135px;">–</div><div id="a50256" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:135px;">$ </div><div id="a50258" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:135px;">363,473</div></div><div id="TextBlockContainer211" style="position:relative;line-height:normal;width:728px;height:32px;"><div id="a50262_1_67" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes debt securities backed by government-guaranteed loans of $</div><div id="a50262_68_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:276px;top:0px;">93</div><div id="a50262_70_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:286px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a50262_100_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:0px;">94</div><div id="a50262_102_83" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:0px;"><div style="display:inline-block;width:2px"> </div>million), which are reported in Non-investment grade or a lower risk rating based </div><div id="a50280" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">on the issuer’s credit risk. </div><div id="a50284" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">2</div><div id="a50285" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Not applicable.</div></div><div id="TextBlockContainer214" style="position:relative;line-height:normal;width:724px;height:53px;"><div id="a50289" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">As at July 31, 2026, total debt securities, net<div style="display:inline-block;width:1px"> </div>of allowance, in the table above, include<div style="display:inline-block;width:1px"> </div>debt securities measured at amortized<div style="display:inline-block;width:1px"> </div>cost, net of allowance, of </div><div id="a50342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">$</div><div id="a50342_1_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:13px;">236,855</div><div id="a50342_8_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:46px;top:13px;"><div style="display:inline-block;width:3px"> </div>million (October 31, 2025 – $</div><div id="a50342_38_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:177px;top:13px;">240,439</div><div id="a50342_45_53" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:213px;top:13px;"><div style="display:inline-block;width:3px"> </div>million), and debt securities measured at<div style="display:inline-block;width:1px"> </div>FVOCI of $</div><div id="a50342_98_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:13px;">130,954</div><div id="a50342_105_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:484px;top:13px;"><div style="display:inline-block;width:3px"> </div>million (October 31, 2025 – $</div><div id="a50342_135_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:616px;top:13px;">123,034</div><div id="a50342_142_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:13px;"><div style="display:inline-block;width:3px"> </div>million). The </div><div id="a50393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">difference between probability-weighted ECLs<div style="display:inline-block;width:1px"> </div>and base ECLs on debt securities at amortized<div style="display:inline-block;width:1px"> </div>cost and at FVOCI as at both July 31,<div style="display:inline-block;width:2px"> </div>2026 and October 31, 2025, </div><div id="a50448" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">was insignificant.</div></div> <div id="TextBlockContainer161" style="position:relative;line-height:normal;width:483px;height:13px;"><div id="a48565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the unrealized<div style="display:inline-block;width:1px"> </div>gains and losses as at July 31, 2026 and<div style="display:inline-block;width:1px"> </div>October 31, 2025.</div></div><div id="TextBlockContainer165" style="position:relative;line-height:normal;width:734px;height:327px;"><div id="a48583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Unrealized Gains (Losses) for Securities<div style="display:inline-block;width:1px"> </div>at Fair Value Through Other Comprehensive Income </div><div id="a48585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(millions of Canadian dollars) </div><div id="a48601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:12px;">As at </div><div id="a48611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:24px;">July 31, 2026 </div><div id="a48619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:24px;">October 31, 2025 </div><div id="a48625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:36px;">Cost/ </div><div id="a48628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:36px;">Gross </div><div id="a48631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:381px;top:36px;">Gross </div><div id="a48637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:36px;">Cost/ </div><div id="a48640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:568px;top:36px;">Gross </div><div id="a48643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:36px;">Gross </div><div id="a48650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:243px;top:48px;">amortized </div><div id="a48652" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:48px;">unrealized </div><div id="a48654" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:48px;">unrealized </div><div id="a48657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:48px;">Fair </div><div id="a48660" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:48px;">amortized </div><div id="a48662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:48px;">unrealized </div><div id="a48664" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:48px;">unrealized </div><div id="a48667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:48px;">Fair </div><div id="a48672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:61px;">cost</div><div id="a48673" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:61px;">1</div><div id="a48676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:61px;">gains</div><div id="a48680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:61px;">(losses)</div><div id="a48684" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:61px;">value</div><div id="a48689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:61px;">cost</div><div id="a48690" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:532px;top:61px;">1</div><div id="a48693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:61px;">gains </div><div id="a48696" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:61px;">(losses) </div><div id="a48699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:61px;">value</div><div id="a48703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:74px;">Government and government-related </div><div id="a48726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:86px;">securities </div><div id="a48746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;">Canadian government debt </div><div id="a48767" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:110px;">Federal<div style="display:inline-block;width:2px"> </div></div><div id="a48769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:110px;">$ </div><div id="a48771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:110px;">16,468</div><div id="a48773" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:110px;">$ </div><div id="a48775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:110px;">65</div><div id="a48777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:110px;">$ </div><div id="a48779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:110px;display:flex;">(55)</div><div id="a48781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:110px;">$ </div><div id="a48783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:110px;">16,478</div><div id="a48786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:110px;">$ </div><div id="a48788" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:110px;">15,956</div><div id="a48790" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:110px;">$ </div><div id="a48792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:110px;">23</div><div id="a48794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:110px;">$ </div><div id="a48796" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:110px;display:flex;">(88)</div><div id="a48798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:110px;">$ </div><div id="a48800" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:110px;">15,891</div><div id="a48804" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:122px;">Provinces </div><div id="a48807" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:122px;">24,761</div><div id="a48810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:122px;">211</div><div id="a48813" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:122px;display:flex;">(41)</div><div id="a48816" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:122px;">24,931</div><div id="a48820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:122px;">20,971</div><div id="a48823" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:122px;">120</div><div id="a48826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:122px;display:flex;">(11)</div><div id="a48829" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:122px;">21,080</div><div id="a48832" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:134px;">U.S. federal, state, municipal governments, and </div><div id="a48844" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48847" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48850" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:134px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:146px;"><div style="display:inline-block;width:3px"> </div>agencies debt<div style="display:inline-block;width:2px"> </div></div><div id="a48861" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:146px;">54,137</div><div id="a48864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:146px;">318</div><div id="a48867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:146px;display:flex;">(185)</div><div id="a48870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:146px;">54,270</div><div id="a48874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:146px;">54,279</div><div id="a48877" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:146px;">267</div><div id="a48880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:146px;display:flex;">(54)</div><div id="a48883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:146px;">54,492</div><div id="a48886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:158px;">Other OECD government-guaranteed debt </div><div id="a48891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:158px;">9,763</div><div id="a48894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:158px;">40</div><div id="a48897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:158px;display:flex;">(12)</div><div id="a48900" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:158px;">9,791</div><div id="a48904" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:158px;">7,864</div><div id="a48907" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:158px;">15</div><div id="a48910" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:158px;display:flex;">(4)</div><div id="a48913" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:158px;">7,875</div><div id="a48916" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:170px;">Mortgage-backed securities </div><div id="a48921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:170px;">1,639</div><div id="a48924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:170px;">8</div><div id="a48927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:170px;display:flex;">(1)</div><div id="a48930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:170px;">1,646</div><div id="a48934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:170px;">1,869</div><div id="a48937" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:170px;">29</div><div id="a48940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:170px;display:flex;">(2)</div><div id="a48943" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:170px;">1,896</div><div id="a48949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:182px;">106,768</div><div id="a48952" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:182px;">642</div><div id="a48955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:182px;display:flex;">(294)</div><div id="a48958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:182px;">107,116</div><div id="a48962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:182px;">100,939</div><div id="a48965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:182px;">454</div><div id="a48968" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:182px;display:flex;">(159)</div><div id="a48971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:182px;">101,234</div><div id="a48974" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:194px;">Other debt securities </div><div id="a48986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48995" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:194px;"><div style="display:inline-block;width:3px"> </div></div><div id="a48998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:206px;">Asset-backed securities </div><div id="a49003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:206px;">8,350</div><div id="a49006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:206px;">33</div><div id="a49009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:206px;display:flex;">(9)</div><div id="a49012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:206px;">8,374</div><div id="a49016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:206px;">8,713</div><div id="a49019" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:206px;">11</div><div id="a49022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:206px;display:flex;">(15)</div><div id="a49025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:206px;">8,709</div><div id="a49028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:218px;">Corporate and other debt </div><div id="a49031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:218px;">15,422</div><div id="a49034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:218px;">76</div><div id="a49037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:218px;display:flex;">(34)</div><div id="a49040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:218px;">15,464</div><div id="a49044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:218px;">13,011</div><div id="a49047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:218px;">106</div><div id="a49050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:218px;display:flex;">(26)</div><div id="a49053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:218px;">13,091</div><div id="a49059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:259px;top:230px;">23,772</div><div id="a49062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:230px;">109</div><div id="a49065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:230px;display:flex;">(43)</div><div id="a49068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:230px;">23,838</div><div id="a49072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:230px;">21,724</div><div id="a49075" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:230px;">117</div><div id="a49078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:230px;display:flex;">(41)</div><div id="a49081" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:230px;">21,800</div><div id="a49084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:242px;">Total debt securities</div><div id="a49088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:242px;">130,540</div><div id="a49091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:242px;">751</div><div id="a49094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:242px;display:flex;">(337)</div><div id="a49097" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:242px;">130,954</div><div id="a49101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:242px;">122,663</div><div id="a49104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:242px;">571</div><div id="a49107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:242px;display:flex;">(200)</div><div id="a49110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:242px;">123,034</div><div id="a49113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:254px;">Equity securities</div><div id="a49126" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49135" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:254px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:266px;">Common shares </div><div id="a49141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:266px;">2,761</div><div id="a49144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:266px;">246</div><div id="a49147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:266px;display:flex;">(32)</div><div id="a49150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:266px;">2,975</div><div id="a49154" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:266px;">2,332</div><div id="a49157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:266px;">226</div><div id="a49160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:266px;display:flex;">(22)</div><div id="a49163" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:266px;">2,536</div><div id="a49166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:278px;">Preferred shares </div><div id="a49169" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:278px;">770</div><div id="a49172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:278px;">98</div><div id="a49175" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:278px;display:flex;">(79)</div><div id="a49178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:278px;">789</div><div id="a49182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:278px;">523</div><div id="a49185" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:278px;">67</div><div id="a49188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:278px;display:flex;">(79)</div><div id="a49191" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:278px;">511</div><div id="a49197" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:290px;">3,531</div><div id="a49200" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:290px;">344</div><div id="a49203" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:290px;display:flex;">(111)</div><div id="a49206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:290px;">3,764</div><div id="a49210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:290px;">2,855</div><div id="a49213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:290px;">293</div><div id="a49216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:290px;display:flex;">(101)</div><div id="a49219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:290px;">3,047</div><div id="a49222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:302px;">Total securities at fair value through </div><div id="a49234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:535px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:595px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:302px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:314px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49248" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:314px;"><div style="display:inline-block;width:3px"> </div>other comprehensive income</div><div id="a49252" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:236px;top:314px;">$ </div><div id="a49254" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:314px;">134,071</div><div id="a49256" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:314px;">$ </div><div id="a49258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:314px;">1,095</div><div id="a49260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:314px;">$ </div><div id="a49262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:314px;display:flex;">(448)</div><div id="a49264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:416px;top:314px;">$ </div><div id="a49266" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:434px;top:314px;">134,718</div><div id="a49269" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:314px;">$ </div><div id="a49271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:314px;">125,518</div><div id="a49273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:314px;">$ </div><div id="a49275" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:314px;">864</div><div id="a49277" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:314px;">$ </div><div id="a49279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:314px;display:flex;">(301)</div><div id="a49281" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:314px;">$ </div><div id="a49283" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:314px;">126,081</div></div><div id="TextBlockContainer170" style="position:relative;line-height:normal;width:380px;height:11px;"><div id="div_168_XBRL_TS_3bcd425eafd04db9a099e40ef8408bd1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer169" style="position:relative;line-height:normal;width:380px;height:11px;"><div id="a49287_1_97" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes the foreign exchange translation of amortized cost balances at the period-end spot rate.</div></div></div></div> 16468000000 65000000 -55000000 16478000000 15956000000 23000000 -88000000 15891000000 24761000000 211000000 -41000000 24931000000 20971000000 120000000 -11000000 21080000000 54137000000 318000000 -185000000 54270000000 54279000000 267000000 -54000000 54492000000 9763000000 40000000 -12000000 9791000000 7864000000 15000000 -4000000 7875000000 1639000000 8000000 -1000000 1646000000 1869000000 29000000 -2000000 1896000000 106768000000 642000000 -294000000 107116000000 100939000000 454000000 -159000000 101234000000 8350000000 33000000 -9000000 8374000000 8713000000 11000000 -15000000 8709000000 15422000000 76000000 -34000000 15464000000 13011000000 106000000 -26000000 13091000000 23772000000 109000000 -43000000 23838000000 21724000000 117000000 -41000000 21800000000 130540000000 751000000 -337000000 130954000000 122663000000 571000000 -200000000 123034000000 2761000000 246000000 -32000000 2975000000 2332000000 226000000 -22000000 2536000000 770000000 98000000 -79000000 789000000 523000000 67000000 -79000000 511000000 3531000000 344000000 -111000000 3764000000 2855000000 293000000 -101000000 3047000000 134071000000 1095000000 -448000000 134718000000 125518000000 864000000 -301000000 126081000000 <div id="TextBlockContainer173" style="position:relative;line-height:normal;width:716px;height:26px;"><div id="a49301_56_93" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:256px;top:0px;">The following table summarizes the fair<div style="display:inline-block;width:1px"> </div>value of equity securities designated at<div style="display:inline-block;width:1px"> </div>FVOCI as at </div><div id="a49318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">July 31, 2026<div style="display:inline-block;width:2px"> </div>and October 31, 2025, and dividend income<div style="display:inline-block;width:1px"> </div>recognized on these securities for<div style="display:inline-block;width:1px"> </div>the three and nine months ended July 31, 2026<div style="display:inline-block;width:1px"> </div>and July 31, 2025.</div></div><div id="TextBlockContainer177" style="position:relative;line-height:normal;width:734px;height:95px;"><div id="a49344" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Equity Securities Designated at Fair Value Through<div style="display:inline-block;width:1px"> </div>Other Comprehensive Income<div style="display:inline-block;width:2px"> </div></div><div id="a49349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a49353" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:310px;top:14px;">As at </div><div id="a49356" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:403px;top:14px;">For the three months ended </div><div id="a49358" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:594px;top:14px;">For the nine months ended </div><div id="a49364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:177px;top:27px;">July 31, 2026 </div><div id="a49367" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:255px;top:27px;">October 31, 2025 </div><div id="a49371" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:371px;top:27px;">July 31, 2026 </div><div id="a49374" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:467px;top:27px;">July 31, 2025 </div><div id="a49377" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:27px;">July 31, 2026 </div><div id="a49380" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:27px;">July 31, 2025 </div><div id="a49385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:41px;">Fair value<div style="display:inline-block;width:2px"> </div></div><div id="a49388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:41px;">Dividend income recognized<div style="display:inline-block;width:2px"> </div></div><div id="a49390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:578px;top:41px;">Dividend income recognized<div style="display:inline-block;width:2px"> </div></div><div id="a49393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:54px;">Common shares </div><div id="a49395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:150px;top:54px;">$ </div><div id="a49397" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:214px;top:54px;">2,975</div><div id="a49399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:54px;">$ </div><div id="a49401" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:54px;">2,536</div><div id="a49404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:54px;">$ </div><div id="a49406" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:54px;">34</div><div id="a49408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:438px;top:54px;">$ </div><div id="a49410" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:54px;">52</div><div id="a49412" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:532px;top:54px;">$ </div><div id="a49414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:54px;">86</div><div id="a49416" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:54px;">$ </div><div id="a49418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:54px;">167</div><div id="a49420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:54px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49422" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Preferred shares </div><div id="a49425" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:222px;top:68px;">789</div><div id="a49428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:316px;top:68px;">511</div><div id="a49432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:68px;">36</div><div id="a49435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:68px;">34</div><div id="a49438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:603px;top:68px;">101</div><div id="a49441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:68px;">108</div><div id="a49444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:82px;">Total </div><div id="a49446" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:150px;top:82px;">$ </div><div id="a49448" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:214px;top:82px;">3,764</div><div id="a49450" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:244px;top:82px;">$ </div><div id="a49452" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:307px;top:82px;">3,047</div><div id="a49455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:82px;">$ </div><div id="a49457" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:82px;">70</div><div id="a49459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:438px;top:82px;">$ </div><div id="a49461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:515px;top:82px;">86</div><div id="a49463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:532px;top:82px;">$ </div><div id="a49465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:603px;top:82px;">187</div><div id="a49467" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:82px;">$ </div><div id="a49469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:82px;">275</div></div> 2975000000 2536000000 34000000 52000000 86000000 167000000 789000000 511000000 36000000 34000000 101000000 108000000 3764000000 3047000000 70000000 86000000 187000000 275000000 <div id="TextBlockContainer182" style="position:relative;line-height:normal;width:723px;height:26px;"><div id="div_180_XBRL_TS_ac23796c752d49359c429c4beb46dded" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer181" style="position:relative;line-height:normal;width:723px;height:26px;"><div id="a49473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The Bank disposed of certain equity securities<div style="display:inline-block;width:1px"> </div>in line with the Bank’s investment strategy<div style="display:inline-block;width:1px"> </div>and disposed of Federal Home Loan Bank (FHLB)<div style="display:inline-block;width:1px"> </div>stock in accordance </div><div id="a49479" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">with FHLB member stockholding requirements,<div style="display:inline-block;width:1px"> </div>as follows:</div></div></div></div><div id="TextBlockContainer185" style="position:relative;line-height:normal;width:734px;height:120px;"><div id="a49483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Equity Securities Net Realized Gains<div style="display:inline-block;width:1px"> </div>(Losses) </div><div id="a49495" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a49497" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:394px;top:14px;">For the three months ended </div><div id="a49500" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:596px;top:14px;">For the nine months ended </div><div id="a49505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:27px;">July 31, 2026 </div><div id="a49507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:458px;top:27px;">July 31, 2025 </div><div id="a49510" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:27px;">July 31, 2026 </div><div id="a49512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:27px;">July 31, 2025 </div><div id="a49515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Equity Securities </div><div id="a49528" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:53px;">Fair value </div><div id="a49530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:53px;">$ </div><div id="a49532_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:53px;">167</div><div id="a49535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:53px;">$ </div><div id="a49537_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:506px;top:53px;">63</div><div id="a49541" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:529px;top:53px;">$ </div><div id="a49543_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:53px;">376</div><div id="a49546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:53px;">$ </div><div id="a49548_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:53px;">189</div><div id="a49553" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:67px;">Cumulative realized gain/(loss) </div><div id="a49556_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:67px;">60</div><div id="a49560_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:506px;top:67px;">15</div><div id="a49565_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:67px;">108</div><div id="a49569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:703px;top:67px;display:flex;">(5)</div><div id="a49572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">FHLB Stock </div><div id="a49585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:93px;">Fair value </div><div id="a49588_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:93px;">54</div><div id="a49592_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:93px;">664</div><div id="a49597_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:93px;">85</div><div id="a49601_1_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:93px;">1,201</div><div id="a49605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49607" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:20px;top:107px;">Cumulative realized gain/(loss) </div><div id="a49610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:107px;">–</div><div id="a49613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:107px;">–</div><div id="a49617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:615px;top:107px;">–</div><div id="a49620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:709px;top:107px;">–</div></div> 167000000 63000000 376000000 189000000 60000000 15000000 108000000 -5000000 54000000 664000000 85000000 1201000000 0 0 0 0 <div id="TextBlockContainer189" style="position:relative;line-height:normal;width:719px;height:39px;"><div id="a49628_102_54" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:467px;top:0px;">The following table summarizes the net realized<div style="display:inline-block;width:1px"> </div>gains </div><div id="a49630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">and losses on securities disposed of during<div style="display:inline-block;width:1px"> </div>the three and nine months ended July 31,<div style="display:inline-block;width:1px"> </div>2026 and July 31, 2025, which are included<div style="display:inline-block;width:1px"> </div>in Other income (loss) on the </div><div id="a49645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Interim Consolidated Statement of Income.</div></div><div id="TextBlockContainer194" style="position:relative;line-height:normal;width:734px;height:79px;"><div id="div_192_XBRL_TS_2167fb700e2d432e886ff10a2eaa9902" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer193" style="position:relative;line-height:normal;width:734px;height:79px;"><div id="a49649" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Debt Securities Net Realized Gains (Losses) </div><div id="a49661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a49663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:386px;top:14px;">For the three months ended </div><div id="a49666" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:596px;top:14px;">For the nine months ended </div><div id="a49670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:27px;">July 31, 2026 </div><div id="a49672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:446px;top:27px;">July 31, 2025</div><div id="a49673" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:505px;top:27px;">1</div><div id="a49676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:553px;top:27px;">July 31, 2026 </div><div id="a49678" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">July 31, 2025</div><div id="a49679" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:712px;top:27px;">1</div><div id="a49682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Debt securities at amortized cost </div><div id="a49684" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:40px;">$ </div><div id="a49686_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:40px;">8</div><div id="a49689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:40px;">$ </div><div id="a49691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:40px;display:flex;">(337)</div><div id="a49694" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:40px;">$ </div><div id="a49696_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:40px;">8</div><div id="a49699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:40px;">$ </div><div id="a49701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:40px;display:flex;">(1,533)</div><div id="a49704" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Debt securities at fair value through other<div style="display:inline-block;width:1px"> </div>comprehensive income </div><div id="a49707_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:53px;">4</div><div id="a49711" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:53px;display:flex;">(35)</div><div id="a49715_1_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:53px;">6</div><div id="a49719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:53px;display:flex;">(41)</div><div id="a49722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:67px;">Total </div><div id="a49724" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:67px;">$ </div><div id="a49726_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:67px;">12</div><div id="a49729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:67px;">$ </div><div id="a49731" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:67px;display:flex;">(372)</div><div id="a49734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:521px;top:67px;">$ </div><div id="a49736_1_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:67px;">14</div><div id="a49739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:67px;">$ </div><div id="a49741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:67px;display:flex;">(1,574)</div></div></div></div><div id="TextBlockContainer197" style="position:relative;line-height:normal;width:720px;height:32px;"><div id="a49745_1_10" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes $</div><div id="a49745_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:43px;top:0px;">339</div><div id="a49745_14_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:57px;top:0px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a49745_27_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:106px;top:0px;">244</div><div id="a49745_30_15" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:121px;top:0px;"><div style="display:inline-block;width:2px"> </div>million) and $</div><div id="a49745_45_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:0px;">1,546</div><div id="a49745_50_13" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (US$</div><div id="a49745_63_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:246px;top:0px;">1,092</div><div id="a49745_68_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:267px;top:0px;"><div style="display:inline-block;width:2px"> </div>million), respectively, for the three and nine months ended<div style="display:inline-block;width:4px"> </div>July 31, 2025 of pre-tax losses on debt securities related </div><div id="a49778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">to the balance sheet restructuring initiative undertaken in the U.S. Banking segment. Refer to Note 25 of the Bank<div style="display:inline-block;width:1px"> </div>’s 2025 Annual Consolidated Financial Statements for additional </div><div id="a49792" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">information regarding the asset limitation on TD’s two U.S. bank subsidiaries.</div></div> 8000000 -337000000 8000000 -1533000000 4000000 -35000000 6000000 -41000000 12000000 -372000000 14000000 -1574000000 339000000 244000000 1546000000 1092000000 <div id="TextBlockContainer204" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="div_202_XBRL_TS_c8481968442047ccb0853e48745fc1cb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer203" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="a49856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides the gross carrying<div style="display:inline-block;width:1px"> </div>amounts of debt securities measured at amortized<div style="display:inline-block;width:1px"> </div>cost and debt securities at FVOCI by internal<div style="display:inline-block;width:1px"> </div>risk rating for credit </div><div id="a49860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">risk management purposes, presenting<div style="display:inline-block;width:1px"> </div>separately those debt securities that are<div style="display:inline-block;width:1px"> </div>subject to Stage 1, Stage 2, and Stage 3<div style="display:inline-block;width:1px"> </div>allowances. Refer to the “Allowance<div style="display:inline-block;width:1px"> </div>for </div><div id="a49873" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Credit Losses” table in Note 6 for details regarding<div style="display:inline-block;width:1px"> </div>the allowance and provision for credit losses<div style="display:inline-block;width:1px"> </div>on debt securities.</div></div></div></div><div id="TextBlockContainer208" style="position:relative;line-height:normal;width:733px;height:147px;"><div id="div_206_XBRL_TS_265ecf3f50404ccdb89a90c424f47100" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer207" style="position:relative;line-height:normal;width:733px;height:147px;"><div id="a49913" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Debt Securities by Risk Rating</div><div id="a49921" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:424px;top:3px;"><div style="display:inline-block;width:3px"> </div></div><div id="a49935" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars)</div><div id="a49954" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:689px;top:14px;">As at </div><div id="a49964" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:423px;top:25px;">July 31, 2026 </div><div id="a49972" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:25px;">October 31, 2025 </div><div id="a49978" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:36px;">Stage 1 </div><div id="a49981" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:36px;">Stage 2 </div><div id="a49984" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:390px;top:36px;">Stage 3 </div><div id="a49987" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:36px;">Total </div><div id="a49991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:36px;">Stage 1 </div><div id="a49994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:36px;">Stage 2 </div><div id="a49997" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:36px;">Stage 3 </div><div id="a50000" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:36px;">Total </div><div id="a50003" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:47px;">Debt securities</div><div id="a50004" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:73px;top:48px;">1</div><div id="a50024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:58px;">Investment grade </div><div id="a50026" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:58px;">$ </div><div id="a50028" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:58px;">366,430</div><div id="a50030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:58px;">$ </div><div id="a50032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:58px;">–</div><div id="a50034" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:374px;top:58px;">$ </div><div id="a50036" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:407px;top:58px;">n/a</div><div id="a50037" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:420px;top:58px;">2 </div><div id="a50039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:58px;">$ </div><div id="a50041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:58px;">366,430</div><div id="a50044" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:58px;">$ </div><div id="a50046" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:58px;">362,521</div><div id="a50048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:58px;">$ </div><div id="a50050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:596px;top:58px;">–</div><div id="a50052" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:58px;">$ </div><div id="a50054" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:58px;">n/a</div><div id="a50057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:58px;">$ </div><div id="a50059" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:58px;">362,521</div><div id="a50062" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:69px;">Non-investment grade </div><div id="a50067" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:69px;">1,230</div><div id="a50070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:69px;">116</div><div id="a50073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:410px;top:69px;">n/a </div><div id="a50076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:457px;top:69px;">1,346</div><div id="a50080" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:530px;top:69px;">738</div><div id="a50083" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:69px;">167</div><div id="a50086" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:69px;">n/a </div><div id="a50089" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:69px;">905</div><div id="a50092" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:80px;">Watch and classified </div><div id="a50095" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:80px;">n/a </div><div id="a50098" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:80px;">35</div><div id="a50101" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:410px;top:80px;">n/a </div><div id="a50104" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:80px;">35</div><div id="a50108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:80px;">n/a </div><div id="a50111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:80px;">49</div><div id="a50114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:80px;">n/a </div><div id="a50117" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:80px;">49</div><div id="a50120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:91px;">Default </div><div id="a50123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:91px;">n/a </div><div id="a50126" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:91px;">n/a </div><div id="a50129" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:91px;">–</div><div id="a50132" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:91px;">–</div><div id="a50136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:91px;">n/a </div><div id="a50139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:91px;">n/a </div><div id="a50142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:91px;">–</div><div id="a50145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:91px;">–</div><div id="a50148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:102px;">Total debt securities </div><div id="a50151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:102px;">367,660</div><div id="a50154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:102px;">151</div><div id="a50157" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:102px;">–</div><div id="a50160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:102px;">367,811</div><div id="a50164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:102px;">363,259</div><div id="a50167" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:102px;">216</div><div id="a50170" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:102px;">–</div><div id="a50173" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:102px;">363,475</div><div id="a50176" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:113px;">Allowance for credit losses on debt securities </div><div id="a50197" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:124px;">at amortized cost </div><div id="a50200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:308px;top:124px;">2</div><div id="a50203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:364px;top:124px;">–</div><div id="a50206" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:124px;">–</div><div id="a50209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:124px;">2</div><div id="a50213" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:124px;">2</div><div id="a50216" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:596px;top:124px;">–</div><div id="a50219" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:124px;">–</div><div id="a50222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:124px;">2</div><div id="a50225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:135px;">Total debt securities, net of<div style="display:inline-block;width:4px"> </div>allowance </div><div id="a50227" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:135px;">$ </div><div id="a50229" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:280px;top:135px;">367,658</div><div id="a50231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:135px;">$ </div><div id="a50233" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:135px;">151</div><div id="a50235" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:374px;top:135px;">$ </div><div id="a50237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:135px;">–</div><div id="a50239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:135px;">$ </div><div id="a50241" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:447px;top:135px;">367,809</div><div id="a50244" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:496px;top:135px;">$ </div><div id="a50246" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:135px;">363,257</div><div id="a50248" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:551px;top:135px;">$ </div><div id="a50250" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:135px;">216</div><div id="a50252" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:135px;">$ </div><div id="a50254" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:135px;">–</div><div id="a50256" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:135px;">$ </div><div id="a50258" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:135px;">363,473</div></div></div></div><div id="TextBlockContainer212" style="position:relative;line-height:normal;width:728px;height:32px;"><div id="div_210_XBRL_TS_d352990ae34a4a6d9ad661fdc138939e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer211" style="position:relative;line-height:normal;width:728px;height:32px;"><div id="a50262_1_67" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes debt securities backed by government-guaranteed loans of $</div><div id="a50262_68_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:276px;top:0px;">93</div><div id="a50262_70_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:286px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a50262_100_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:0px;">94</div><div id="a50262_102_83" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:0px;"><div style="display:inline-block;width:2px"> </div>million), which are reported in Non-investment grade or a lower risk rating based </div><div id="a50280" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">on the issuer’s credit risk. </div><div id="a50284" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">2</div><div id="a50285" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Not applicable.</div></div></div></div> 366430000000 0 366430000000 362521000000 0 362521000000 1230000000 116000000 1346000000 738000000 167000000 905000000 35000000 35000000 49000000 49000000 0 0 0 0 367660000000 151000000 0 367811000000 363259000000 216000000 0 363475000000 2000000 0 0 2000000 2000000 0 0 2000000 367658000000 151000000 0 367809000000 363257000000 216000000 0 363473000000 93000000 94000000 236855000000 240439000000 130954000000 123034000000 <div id="TextBlockContainer216" style="position:relative;line-height:normal;width:383px;height:13px;"><div id="a50454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 6: LOANS, IMPAIRED LOANS, AND ALLOWANCE FOR CREDIT LOSSES</div></div><div id="TextBlockContainer220" style="position:relative;line-height:normal;width:477px;height:26px;"><div id="a50459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(a)</div><div id="a50461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">LOANS</div><div id="div_218_XBRL_TS_fb6cbd83fbaa473ab05a153939221e86" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer219" style="position:relative;line-height:normal;width:477px;height:13px;"><div id="a50463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details regarding<div style="display:inline-block;width:1px"> </div>the Bank’s loans as at July 31, 2026 and October<div style="display:inline-block;width:1px"> </div>31, 2025.</div></div></div></div><div id="TextBlockContainer224" style="position:relative;line-height:normal;width:734px;height:165px;"><div id="div_222_XBRL_TS_c643620269ea4f3b83686365d6053d4e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer223" style="position:relative;line-height:normal;width:734px;height:165px;"><div id="a50478" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans<div style="display:inline-block;width:2px"> </div></div><div id="a50491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a50501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a50512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:28px;">July 31, 2026 </div><div id="a50515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:28px;">October 31, 2025 </div><div id="a50518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:42px;">Residential mortgages</div><div id="a50527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:42px;">$ </div><div id="a50529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:42px;">292,598</div><div id="a50531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:42px;">$ </div><div id="a50533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:42px;">315,063</div><div id="a50536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Consumer instalment and other personal </div><div id="a50545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:55px;">291,421</div><div id="a50548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:55px;">259,033</div><div id="a50551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Credit card</div><div id="a50561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:69px;">42,104</div><div id="a50564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:69px;">41,662</div><div id="a50567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Business and government </div><div id="a50576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:83px;">373,421</div><div id="a50579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:83px;">345,943</div><div id="a50582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:97px;"><div style="display:inline-block;width:3px"> </div></div><div id="a50591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:97px;">999,544</div><div id="a50594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:97px;">961,701</div><div id="a50597" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:111px;">Loans at FVOCI</div><div id="a50598" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:78px;top:110px;">1</div><div id="a50607" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:111px;">374</div><div id="a50610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:111px;">288</div><div id="a50613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:125px;">Total loans </div><div id="a50622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:125px;">999,918</div><div id="a50625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:125px;">961,989</div><div id="a50628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:138px;">Total allowance for loan losses </div><div id="a50637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:138px;">8,508</div><div id="a50640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:138px;">8,689</div><div id="a50643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:152px;">Total loans, net of allowance </div><div id="a50651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:152px;">$ </div><div id="a50653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:152px;">991,410</div><div id="a50655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:152px;">$ </div><div id="a50657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:152px;">953,300</div></div></div></div><div id="TextBlockContainer227" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="a50661_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Included in Financial assets at fair value through other comprehensive income on the Interim Consolidated Balance<div style="display:inline-block;width:4px"> </div>Sheet.</div></div><div id="TextBlockContainer232" style="position:relative;line-height:normal;width:659px;height:13px;"><div id="div_230_XBRL_TS_59e24b8a454c410394432123d5353dc7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer231" style="position:relative;line-height:normal;width:659px;height:13px;"><div id="a50668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Business and government loans and loans<div style="display:inline-block;width:1px"> </div>at FVOCI are grouped together as reflected<div style="display:inline-block;width:1px"> </div>below for presentation in the “Loans by<div style="display:inline-block;width:1px"> </div>Risk Ratings” table.</div></div></div></div><div id="TextBlockContainer235" style="position:relative;line-height:normal;width:734px;height:109px;"><div id="a50719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans – Business and Government<div style="display:inline-block;width:1px"> </div></div><div id="a50735" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a50745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a50756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:28px;">July 31, 2026 </div><div id="a50759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:28px;">October 31, 2025 </div><div id="a50762" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:42px;">Loans at amortized cost</div><div id="a50771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:42px;">$ </div><div id="a50773" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:42px;">373,421</div><div id="a50775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:42px;">$ </div><div id="a50777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:42px;">345,943</div><div id="a50780" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Loans at FVOCI</div><div id="a50781" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:78px;top:55px;">1</div><div id="a50790" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:55px;">374</div><div id="a50793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:55px;">288</div><div id="a50796" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:69px;">Loans </div><div id="a50805" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:69px;">373,795</div><div id="a50808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:69px;">346,231</div><div id="a50811" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:83px;">Allowance for loan losses </div><div id="a50820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:83px;">3,629</div><div id="a50823" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:83px;">3,847</div><div id="a50826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:97px;">Loans, net of allowance </div><div id="a50834" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:97px;">$ </div><div id="a50836" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:97px;">370,166</div><div id="a50838" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:97px;">$ </div><div id="a50840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:97px;">342,384</div></div><div id="TextBlockContainer240" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="div_238_XBRL_TS_8c3c726fecfd4df496026712a83f45ff" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer239" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="a50844_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Included in Financial assets at fair value through other comprehensive income on the Interim Consolidated Balance<div style="display:inline-block;width:4px"> </div>Sheet.</div></div></div></div><div id="TextBlockContainer242" style="position:relative;line-height:normal;width:723px;height:66px;"><div id="a50864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(b) </div><div id="a50865" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">CREDIT QUALITY OF LOANS</div><div id="a50867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">In the retail portfolio, including individuals and<div style="display:inline-block;width:1px"> </div>small businesses, the Bank manages exposures<div style="display:inline-block;width:1px"> </div>on a pooled basis, using predictive credit<div style="display:inline-block;width:1px"> </div>scoring techniques. For </div><div id="a50869" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">non-retail exposures, each borrower is assigned<div style="display:inline-block;width:1px"> </div>a BRR that reflects the probability of default<div style="display:inline-block;width:1px"> </div>(PD)<div style="display:inline-block;width:3px"> </div>of the borrower using proprietary industry<div style="display:inline-block;width:1px"> </div>and sector specific </div><div id="a50879" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">risk models and expert judgment. Refer to<div style="display:inline-block;width:1px"> </div>the shaded areas of the “Managing Risk”<div style="display:inline-block;width:1px"> </div>section of the 2025 MD&amp;A for further<div style="display:inline-block;width:1px"> </div>details, including the mapping of PD </div><div id="a50895" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">ranges to risk levels for retail exposures<div style="display:inline-block;width:1px"> </div>as well as the Bank’s 21-point BRR scale<div style="display:inline-block;width:1px"> </div>to risk levels and external ratings for non-retail<div style="display:inline-block;width:1px"> </div>exposures.</div></div><div id="TextBlockContainer246" style="position:relative;line-height:normal;width:729px;height:26px;"><div id="div_244_XBRL_TS_00026e10d8314ea4afab21d3495b75e1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer245" style="position:relative;line-height:normal;width:729px;height:26px;"><div id="a50910" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides the gross carrying<div style="display:inline-block;width:1px"> </div>amounts of loans and credit risk exposures<div style="display:inline-block;width:1px"> </div>on loan commitments and financial guarantee<div style="display:inline-block;width:1px"> </div>contracts by internal risk </div><div id="a50915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">rating for credit risk management purposes,<div style="display:inline-block;width:1px"> </div>presenting separately those that are<div style="display:inline-block;width:1px"> </div>subject to Stage 1, Stage 2, and Stage 3<div style="display:inline-block;width:1px"> </div>allowances.</div></div></div></div><div id="TextBlockContainer249" style="position:relative;line-height:normal;width:733px;height:583px;"><div id="a50924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans by Risk Rating </div><div id="a50931" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:0px;"><div style="display:inline-block;width:3px"> </div></div><div id="a50940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:654px;top:0px;"><div style="display:inline-block;width:3px"> </div></div><div id="a50945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:15px;">(millions of Canadian dollars)</div><div id="a50962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:691px;top:15px;">As at </div><div id="a50971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:28px;">July 31, 2026 </div><div id="a50978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:28px;">October 31, 2025 </div><div id="a50983" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:42px;">Stage 1 </div><div id="a50986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:318px;top:42px;">Stage 2 </div><div id="a50989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:42px;">Stage 3 </div><div id="a50992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:42px;">Total </div><div id="a50995" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:42px;">Stage 1 </div><div id="a50998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:42px;">Stage 2 </div><div id="a51001" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:42px;">Stage 3 </div><div id="a51004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:42px;">Total </div><div id="a51007" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:57px;">Residential mortgages</div><div id="a51008" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:114px;top:57px;">1,2,3</div><div id="a51027" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:70px;">Low Risk </div><div id="a51029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:70px;">$ </div><div id="a51031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:70px;">200,441</div><div id="a51033" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:70px;">$ </div><div id="a51035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:70px;">801</div><div id="a51037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:70px;">$ </div><div id="a51039" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:70px;">n/a </div><div id="a51041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:70px;">$ </div><div id="a51043" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:70px;">201,242</div><div id="a51045" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:70px;">$ </div><div id="a51047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:70px;">221,168</div><div id="a51049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:70px;">$ </div><div id="a51051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:70px;">765</div><div id="a51053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:70px;">$ </div><div id="a51055" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:70px;">n/a </div><div id="a51057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:70px;">$ </div><div id="a51059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:70px;">221,933</div><div id="a51062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:84px;">Normal Risk </div><div id="a51065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:84px;">64,615</div><div id="a51068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:84px;">11,337</div><div id="a51071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:84px;">n/a </div><div id="a51074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:84px;">75,952</div><div id="a51077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:84px;">70,217</div><div id="a51080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:84px;">8,391</div><div id="a51083" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:84px;">n/a </div><div id="a51086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:84px;">78,608</div><div id="a51089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;">Medium Risk </div><div id="a51092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:98px;">408</div><div id="a51095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:98px;">9,950</div><div id="a51098" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:98px;">n/a </div><div id="a51101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:98px;">10,358</div><div id="a51104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:98px;">351</div><div id="a51107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:98px;">9,490</div><div id="a51110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:98px;">n/a </div><div id="a51113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:98px;">9,841</div><div id="a51116" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:112px;">High Risk </div><div id="a51119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:112px;">7</div><div id="a51122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:112px;">3,943</div><div id="a51125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:112px;">369</div><div id="a51128" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:112px;">4,319</div><div id="a51131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:112px;">3</div><div id="a51134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:112px;">3,700</div><div id="a51137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:112px;">391</div><div id="a51140" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:112px;">4,094</div><div id="a51143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:126px;">Default </div><div id="a51146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:126px;">n/a </div><div id="a51149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:126px;">n/a </div><div id="a51152" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:126px;">727</div><div id="a51155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:126px;">727</div><div id="a51158" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:126px;">n/a </div><div id="a51161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:126px;">n/a </div><div id="a51164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:126px;">587</div><div id="a51167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:126px;">587</div><div id="a51170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:140px;">Total loans </div><div id="a51173" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:140px;">265,471</div><div id="a51176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:140px;">26,031</div><div id="a51179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:140px;">1,096</div><div id="a51182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:140px;">292,598</div><div id="a51185" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:140px;">291,739</div><div id="a51188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:140px;">22,346</div><div id="a51191" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:140px;">978</div><div id="a51194" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:140px;">315,063</div><div id="a51197" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:154px;">Allowance for loan losses </div><div id="a51200" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:154px;">99</div><div id="a51203" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:154px;">226</div><div id="a51206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:154px;">105</div><div id="a51209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:154px;">430</div><div id="a51212" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:154px;">102</div><div id="a51215" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:154px;">175</div><div id="a51218" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:154px;">80</div><div id="a51221" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:154px;">357</div><div id="a51224" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:168px;">Loans, net of allowance </div><div id="a51227" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:168px;">265,372</div><div id="a51230" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:168px;">25,805</div><div id="a51233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:168px;">991</div><div id="a51236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:168px;">292,168</div><div id="a51239" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:168px;">291,637</div><div id="a51242" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:168px;">22,171</div><div id="a51245" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:168px;">898</div><div id="a51248" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:168px;">314,706</div><div id="a51251" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:182px;">Consumer instalment and other personal</div><div id="a51252" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:182px;">4</div><div id="a51265" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:182px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:182px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:195px;">Low Risk </div><div id="a51276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:195px;">134,218</div><div id="a51279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:195px;">2,614</div><div id="a51282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:195px;">n/a </div><div id="a51285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:195px;">136,832</div><div id="a51288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:195px;">110,513</div><div id="a51291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:195px;">2,588</div><div id="a51294" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:195px;">n/a </div><div id="a51297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:195px;">113,101</div><div id="a51300" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:209px;">Normal Risk </div><div id="a51303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:209px;">90,003</div><div id="a51306" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:209px;">16,529</div><div id="a51309" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:209px;">n/a </div><div id="a51312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:209px;">106,532</div><div id="a51315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:209px;">75,881</div><div id="a51318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:209px;">19,812</div><div id="a51321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:209px;">n/a </div><div id="a51324" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:209px;">95,693</div><div id="a51327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:223px;">Medium Risk </div><div id="a51330" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:223px;">26,845</div><div id="a51333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:223px;">7,522</div><div id="a51336" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:223px;">n/a </div><div id="a51339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:223px;">34,367</div><div id="a51342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:223px;">29,757</div><div id="a51345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:223px;">6,792</div><div id="a51348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:223px;">n/a </div><div id="a51351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:223px;">36,549</div><div id="a51354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:237px;">High Risk </div><div id="a51357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:237px;">5,111</div><div id="a51360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:237px;">7,427</div><div id="a51363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:237px;">498</div><div id="a51366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:237px;">13,036</div><div id="a51369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:237px;">5,407</div><div id="a51372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:237px;">7,209</div><div id="a51375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:237px;">448</div><div id="a51378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:237px;">13,064</div><div id="a51381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:251px;">Default </div><div id="a51384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:251px;">n/a </div><div id="a51387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:251px;">n/a </div><div id="a51390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:251px;">654</div><div id="a51393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:251px;">654</div><div id="a51396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:251px;">n/a </div><div id="a51399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:251px;">n/a </div><div id="a51402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:251px;">626</div><div id="a51405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:251px;">626</div><div id="a51408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:265px;">Total loans </div><div id="a51411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:265px;">256,177</div><div id="a51414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:265px;">34,092</div><div id="a51417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:265px;">1,152</div><div id="a51420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:265px;">291,421</div><div id="a51423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:265px;">221,558</div><div id="a51426" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:265px;">36,401</div><div id="a51429" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:265px;">1,074</div><div id="a51432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:265px;">259,033</div><div id="a51435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:279px;">Allowance for loan losses </div><div id="a51438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:279px;">746</div><div id="a51441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:279px;">1,126</div><div id="a51444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:279px;">262</div><div id="a51447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:279px;">2,134</div><div id="a51450" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:279px;">699</div><div id="a51453" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:279px;">1,220</div><div id="a51456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:279px;">274</div><div id="a51459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:279px;">2,193</div><div id="a51462" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:293px;">Loans, net of allowance </div><div id="a51465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:293px;">255,431</div><div id="a51468" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:293px;">32,966</div><div id="a51471" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:293px;">890</div><div id="a51474" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:293px;">289,287</div><div id="a51477" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:293px;">220,859</div><div id="a51480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:293px;">35,181</div><div id="a51483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:293px;">800</div><div id="a51486" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:293px;">256,840</div><div id="a51489" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:307px;">Credit card</div><div id="a51501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:307px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:307px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:307px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:320px;">Low Risk </div><div id="a51515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:320px;">7,249</div><div id="a51518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:320px;">4</div><div id="a51521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:320px;">n/a </div><div id="a51524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:320px;">7,253</div><div id="a51527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:320px;">8,011</div><div id="a51530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:320px;">4</div><div id="a51533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:320px;">n/a </div><div id="a51536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:320px;">8,015</div><div id="a51539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:334px;">Normal Risk </div><div id="a51542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:334px;">12,218</div><div id="a51545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:334px;">107</div><div id="a51548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:334px;">n/a </div><div id="a51551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:334px;">12,325</div><div id="a51554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:334px;">12,222</div><div id="a51557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:334px;">119</div><div id="a51560" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:334px;">n/a </div><div id="a51563" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:334px;">12,341</div><div id="a51566" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:348px;">Medium Risk </div><div id="a51569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:348px;">13,434</div><div id="a51572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:348px;">920</div><div id="a51575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:348px;">n/a </div><div id="a51578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:348px;">14,354</div><div id="a51581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:348px;">12,780</div><div id="a51584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:348px;">902</div><div id="a51587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:348px;">n/a </div><div id="a51590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:348px;">13,682</div><div id="a51593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:362px;">High Risk </div><div id="a51596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:362px;">2,865</div><div id="a51599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:362px;">4,767</div><div id="a51602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:362px;">371</div><div id="a51605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:362px;">8,003</div><div id="a51608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:362px;">2,727</div><div id="a51611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:362px;">4,329</div><div id="a51614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:362px;">419</div><div id="a51617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:362px;">7,475</div><div id="a51620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:376px;">Default </div><div id="a51623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:376px;">n/a </div><div id="a51626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:376px;">n/a </div><div id="a51629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:376px;">169</div><div id="a51632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:376px;">169</div><div id="a51635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:376px;">n/a </div><div id="a51638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:376px;">n/a </div><div id="a51641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:376px;">149</div><div id="a51644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:376px;">149</div><div id="a51647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:390px;">Total loans </div><div id="a51650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:390px;">35,766</div><div id="a51653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:390px;">5,798</div><div id="a51656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:390px;">540</div><div id="a51659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:390px;">42,104</div><div id="a51662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:390px;">35,740</div><div id="a51665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:390px;">5,354</div><div id="a51668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:390px;">568</div><div id="a51671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:390px;">41,662</div><div id="a51674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:404px;">Allowance for loan losses </div><div id="a51677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:404px;">753</div><div id="a51680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:404px;">1,124</div><div id="a51683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:404px;">438</div><div id="a51686" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:404px;">2,315</div><div id="a51689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:404px;">743</div><div id="a51692" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:404px;">1,089</div><div id="a51695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:404px;">460</div><div id="a51698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:404px;">2,292</div><div id="a51701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:418px;">Loans, net of allowance </div><div id="a51704" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:418px;">35,013</div><div id="a51707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:418px;">4,674</div><div id="a51710" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:418px;">102</div><div id="a51713" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:418px;">39,789</div><div id="a51716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:418px;">34,997</div><div id="a51719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:418px;">4,265</div><div id="a51722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:418px;">108</div><div id="a51725" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:418px;">39,370</div><div id="a51728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:431px;">Business and government</div><div id="a51729" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:132px;top:431px;">1,2,3,5</div><div id="a51740" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:431px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:431px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:431px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51751" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:445px;">Investment grade or Low/Normal Risk </div><div id="a51754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:445px;">151,636</div><div id="a51757" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:445px;">237</div><div id="a51760" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:445px;">n/a </div><div id="a51763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:445px;">151,873</div><div id="a51766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:445px;">139,518</div><div id="a51769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:445px;">152</div><div id="a51772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:445px;">n/a </div><div id="a51775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:445px;">139,670</div><div id="a51778" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:459px;">Non-investment grade or Medium Risk </div><div id="a51783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:459px;">192,125</div><div id="a51786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:459px;">12,213</div><div id="a51789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:459px;">n/a </div><div id="a51792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:459px;">204,338</div><div id="a51795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:459px;">173,836</div><div id="a51798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:459px;">13,289</div><div id="a51801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:459px;">n/a </div><div id="a51804" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:459px;">187,125</div><div id="a51807" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:473px;">Watch and classified or High Risk </div><div id="a51810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:473px;">1,403</div><div id="a51813" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:473px;">13,826</div><div id="a51816" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:473px;">111</div><div id="a51819" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:473px;">15,340</div><div id="a51822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:473px;">538</div><div id="a51825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:473px;">16,098</div><div id="a51828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:473px;">77</div><div id="a51831" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:473px;">16,713</div><div id="a51834" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:486px;">Default </div><div id="a51837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:486px;">n/a </div><div id="a51840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:486px;">n/a </div><div id="a51843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:486px;">2,244</div><div id="a51846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:486px;">2,244</div><div id="a51849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:486px;">n/a </div><div id="a51852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:486px;">n/a </div><div id="a51855" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:486px;">2,723</div><div id="a51858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:486px;">2,723</div><div id="a51861" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:501px;">Total loans </div><div id="a51864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:501px;">345,164</div><div id="a51867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:501px;">26,276</div><div id="a51870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:501px;">2,355</div><div id="a51873" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:501px;">373,795</div><div id="a51876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:501px;">313,892</div><div id="a51879" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:501px;">29,539</div><div id="a51882" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:501px;">2,800</div><div id="a51885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:501px;">346,231</div><div id="a51888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:515px;">Allowance for loan losses </div><div id="a51891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:515px;">1,264</div><div id="a51894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:515px;">1,727</div><div id="a51897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:515px;">638</div><div id="a51900" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:515px;">3,629</div><div id="a51903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:515px;">1,195</div><div id="a51906" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:515px;">1,878</div><div id="a51909" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:515px;">774</div><div id="a51912" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:515px;">3,847</div><div id="a51915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:528px;">Loans, net of allowance </div><div id="a51918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:528px;">343,900</div><div id="a51921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:528px;">24,549</div><div id="a51924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:528px;">1,717</div><div id="a51927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:528px;">370,166</div><div id="a51930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:528px;">312,697</div><div id="a51933" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:528px;">27,661</div><div id="a51936" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:528px;">2,026</div><div id="a51939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:528px;">342,384</div><div id="a51942" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:542px;">Total loans </div><div id="a51945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:542px;">902,578</div><div id="a51948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:542px;">92,197</div><div id="a51951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:542px;">5,143</div><div id="a51954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:542px;">999,918</div><div id="a51957" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:542px;">862,929</div><div id="a51960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:542px;">93,640</div><div id="a51963" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:542px;">5,420</div><div id="a51966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:542px;">961,989</div><div id="a51969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:556px;">Total allowance for loan losses </div><div id="a51972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:556px;">2,862</div><div id="a51975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:556px;">4,203</div><div id="a51978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:556px;">1,443</div><div id="a51981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:556px;">8,508</div><div id="a51984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:556px;">2,739</div><div id="a51987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:556px;">4,362</div><div id="a51990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:556px;">1,588</div><div id="a51993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:556px;">8,689</div><div id="a51996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:570px;">Total loans, net of allowance </div><div id="a51998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:570px;">$ </div><div id="a52000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:570px;">899,716</div><div id="a52002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:570px;">$ </div><div id="a52004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:570px;">87,994</div><div id="a52006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:570px;">$ </div><div id="a52008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:570px;">3,700</div><div id="a52010" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:570px;">$ </div><div id="a52012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:570px;">991,410</div><div id="a52014" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:570px;">$ </div><div id="a52016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:570px;">860,190</div><div id="a52018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:570px;">$ </div><div id="a52020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:570px;">89,278</div><div id="a52022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:570px;">$ </div><div id="a52024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:570px;">3,832</div><div id="a52026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:570px;">$ </div><div id="a52028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:570px;">953,300</div></div><div id="TextBlockContainer254" style="position:relative;line-height:normal;width:710px;height:21px;"><div id="div_252_XBRL_TS_7db13742ff154a419ed8d5dd5c9f3048" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer253" style="position:relative;line-height:normal;width:710px;height:21px;"><div id="a52032_1_43" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes impaired loans with a balance of $</div><div id="a52032_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:169px;top:0px;">199</div><div id="a52032_47_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:183px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a52032_77_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:297px;top:0px;">273</div><div id="a52032_80_107" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:312px;top:0px;"><div style="display:inline-block;width:2px"> </div>million) which did not have a related allowance for loan losses as the realizable value of the collateral </div><div id="a52059" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">exceeded the loan amount.</div></div></div></div><div id="TextBlockContainer258" style="position:relative;line-height:normal;width:693px;height:11px;"><div id="div_256_XBRL_TS_77f6a3f9b5604ceabbc9bfa53820879d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer257" style="position:relative;line-height:normal;width:693px;height:11px;"><div id="a52063_1_76" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Excludes trading loans and non-trading loans at FVTPL with a fair value of $</div><div id="a52063_77_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:295px;top:0px;">32</div><div id="a52063_79_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:305px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52063_109_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:0px;">30</div><div id="a52063_111_15" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:426px;top:0px;"><div style="display:inline-block;width:3px"> </div>billion) and $</div><div id="a52063_126_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:0px;">1</div><div id="a52063_127_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:0px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a52063_157_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:0px;">0.3</div><div id="a52063_160_24" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion), respectively.</div></div></div></div><div id="TextBlockContainer262" style="position:relative;line-height:normal;width:436px;height:22px;"><div id="div_260_XBRL_TS_a9a2ca0a3d404a0394ab4b8b3c64c674" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer261" style="position:relative;line-height:normal;width:436px;height:22px;"><div id="a52121_1_31" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes insured mortgages of $</div><div id="a52121_32_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:132px;top:0px;">66</div><div id="a52121_34_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52121_64_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:253px;top:0px;">69</div><div id="a52121_66_11" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:263px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion). </div><div id="a52144" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">4</div><div id="a52145" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes Canadian government-insured real estate personal loans of $</div><div id="a52145_69_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:279px;top:11px;">5</div><div id="a52145_70_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:283px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52145_100_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:395px;top:11px;">5</div><div id="a52145_101_10" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion).</div></div></div></div><div id="TextBlockContainer265" style="position:relative;line-height:normal;width:713px;height:22px;"><div id="a52170_1_53" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes loans guaranteed by government agencies of $</div><div id="a52170_54_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:218px;top:0px;">25</div><div id="a52170_56_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52170_86_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:340px;top:0px;">24</div><div id="a52170_88_96" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:349px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion), which are primarily reported in Non-investment grade or a lower risk rating based on </div><div id="a52192" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">the borrowers’ credit risk.</div></div><div id="TextBlockContainer270" style="position:relative;line-height:normal;width:734px;height:276px;"><div id="div_268_XBRL_TS_81834e589b3f4523acba361c47924e58" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer269" style="position:relative;line-height:normal;width:734px;height:276px;"><div id="a52211" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Loans by Risk Rating </div><div id="a52212" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:111px;top:3px;">(Continued)</div><div id="a52213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:3px;"><div style="display:inline-block;width:3px"> </div>– Off-Balance Sheet Credit Instruments</div><div id="a52219" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:3px;">1</div><div id="a52226" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:655px;top:3px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars)</div><div id="a52249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:17px;">As at </div><div id="a52259" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:30px;">July 31, 2026 </div><div id="a52266" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:30px;">October 31, 2025 </div><div id="a52272" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:43px;">Stage 1 </div><div id="a52275" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:318px;top:43px;">Stage 2 </div><div id="a52278" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:43px;">Stage 3 </div><div id="a52281" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:43px;">Total </div><div id="a52284" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:501px;top:43px;">Stage 1 </div><div id="a52287" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:561px;top:43px;">Stage 2 </div><div id="a52290" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:43px;">Stage 3 </div><div id="a52293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:43px;">Total </div><div id="a52296" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:56px;">Retail Exposures</div><div id="a52297" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:88px;top:55px;">2</div><div id="a52308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52311" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52314" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:655px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Low Risk </div><div id="a52321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:69px;">$ </div><div id="a52323" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:69px;">313,013</div><div id="a52325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:69px;">$ </div><div id="a52327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:69px;">1,333</div><div id="a52329" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:69px;">$ </div><div id="a52331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:69px;">n/a </div><div id="a52333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:69px;">$ </div><div id="a52335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:69px;">314,346</div><div id="a52337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:69px;">$ </div><div id="a52339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:69px;">318,759</div><div id="a52341" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:69px;">$ </div><div id="a52343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:69px;">1,464</div><div id="a52345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:69px;">$ </div><div id="a52347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:69px;">n/a </div><div id="a52349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:69px;">$ </div><div id="a52351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:69px;">320,223</div><div id="a52354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Normal Risk </div><div id="a52357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:81px;">72,005</div><div id="a52360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:81px;">1,220</div><div id="a52363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:81px;">n/a </div><div id="a52366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:81px;">73,225</div><div id="a52369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:81px;">62,564</div><div id="a52372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:81px;">1,147</div><div id="a52375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:81px;">n/a </div><div id="a52378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:81px;">63,711</div><div id="a52381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:94px;">Medium Risk </div><div id="a52384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:94px;">17,341</div><div id="a52387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:94px;">1,106</div><div id="a52390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:94px;">n/a </div><div id="a52393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:94px;">18,447</div><div id="a52396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:94px;">16,381</div><div id="a52399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:94px;">1,295</div><div id="a52402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:94px;">n/a </div><div id="a52405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:94px;">17,676</div><div id="a52408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;">High Risk </div><div id="a52411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:107px;">1,458</div><div id="a52414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:107px;">1,103</div><div id="a52417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:107px;">–</div><div id="a52420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:107px;">2,561</div><div id="a52423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:107px;">1,282</div><div id="a52426" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:107px;">1,092</div><div id="a52429" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:107px;">–</div><div id="a52432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:107px;">2,374</div><div id="a52435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:121px;">Default </div><div id="a52438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:121px;">n/a </div><div id="a52441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:121px;">n/a </div><div id="a52444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:121px;">–</div><div id="a52447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:121px;">–</div><div id="a52450" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:121px;">n/a </div><div id="a52453" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:121px;">n/a </div><div id="a52456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:121px;">–</div><div id="a52459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:709px;top:121px;">–</div><div id="a52462" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:133px;">Non-Retail Exposures</div><div id="a52465" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:111px;top:133px;">3</div><div id="a52484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:146px;">Investment grade </div><div id="a52487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:146px;">353,009</div><div id="a52490" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:146px;">–</div><div id="a52493" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:146px;">n/a </div><div id="a52496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:146px;">353,009</div><div id="a52499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:146px;">319,274</div><div id="a52502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:146px;">–</div><div id="a52505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:146px;">n/a </div><div id="a52508" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:146px;">319,274</div><div id="a52511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:159px;">Non-investment grade </div><div id="a52516" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:159px;">108,189</div><div id="a52519" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:159px;">6,109</div><div id="a52522" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:159px;">n/a </div><div id="a52525" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:159px;">114,298</div><div id="a52528" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:159px;">103,936</div><div id="a52531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:159px;">5,710</div><div id="a52534" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:159px;">n/a </div><div id="a52537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:159px;">109,646</div><div id="a52540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:173px;">Watch and classified </div><div id="a52543" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:173px;">1,044</div><div id="a52546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:173px;">4,520</div><div id="a52549" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:173px;">–</div><div id="a52552" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:173px;">5,564</div><div id="a52555" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:173px;">150</div><div id="a52558" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:173px;">4,905</div><div id="a52561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:173px;">–</div><div id="a52564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:173px;">5,055</div><div id="a52567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:185px;">Default </div><div id="a52570" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:185px;">n/a </div><div id="a52573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:185px;">n/a </div><div id="a52576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:185px;">406</div><div id="a52579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:185px;">406</div><div id="a52582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:185px;">n/a </div><div id="a52585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:185px;">n/a </div><div id="a52588" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:185px;">343</div><div id="a52591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:185px;">343</div><div id="a52594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:199px;">Total off-balance sheet credit </div><div id="a52618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:211px;">instruments </div><div id="a52621" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:211px;">866,059</div><div id="a52624" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:211px;">15,391</div><div id="a52627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:211px;">406</div><div id="a52630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:211px;">881,856</div><div id="a52633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:211px;">822,346</div><div id="a52636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:211px;">15,613</div><div id="a52639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:211px;">343</div><div id="a52642" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:211px;">838,302</div><div id="a52645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:225px;">Allowance for off-balance sheet credit<div style="display:inline-block;width:1px"> </div></div><div id="a52667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:237px;">instruments </div><div id="a52670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:237px;">471</div><div id="a52673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:237px;">570</div><div id="a52676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:237px;">5</div><div id="a52679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:237px;">1,046</div><div id="a52682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:237px;">470</div><div id="a52685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:237px;">566</div><div id="a52688" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:237px;">16</div><div id="a52691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:237px;">1,052</div><div id="a52694" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:251px;">Total off-balance sheet credit </div><div id="a52718" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:263px;">instruments, net of allowance </div><div id="a52720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:263px;">$ </div><div id="a52722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:263px;">865,588</div><div id="a52724" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:263px;">$ </div><div id="a52726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:263px;">14,821</div><div id="a52728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:263px;">$ </div><div id="a52730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:263px;">401</div><div id="a52732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:263px;">$ </div><div id="a52734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:263px;">880,810</div><div id="a52736" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:263px;">$ </div><div id="a52738" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:263px;">821,876</div><div id="a52740" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:263px;">$ </div><div id="a52742" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:263px;">15,047</div><div id="a52744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:263px;">$ </div><div id="a52746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:263px;">327</div><div id="a52748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:263px;">$ </div><div id="a52750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:263px;">837,250</div></div></div></div><div id="TextBlockContainer274" style="position:relative;line-height:normal;width:691px;height:32px;"><div id="div_272_XBRL_TS_3ae516d336104c94bb08ae823176146d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer273" style="position:relative;line-height:normal;width:691px;height:32px;"><div id="a52754_1_31" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Excludes mortgage commitments. </div><div id="a52760" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a52761" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a52761_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:48px;top:11px;">406</div><div id="a52761_14_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:63px;top:11px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a52761_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:174px;top:11px;">401</div><div id="a52761_47_137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:189px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion) of personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s<div style="display:inline-block;width:4px"> </div>discretion at any time. </div><div id="a52779" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a52780" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a52780_11_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:48px;top:21px;">71</div><div id="a52780_13_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:58px;top:21px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52780_43_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:169px;top:21px;">67</div><div id="a52780_45_82" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:179px;top:21px;"><div style="display:inline-block;width:2px"> </div>billion) of the undrawn component of uncommitted credit and liquidity facilities.</div></div></div></div><div id="TextBlockContainer278" style="position:relative;line-height:normal;width:708px;height:39px;"><div id="a52821" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(c)</div><div id="a52823" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">ALLOWANCE FOR CREDIT LOSSES</div><div id="div_276_XBRL_TS_1384df7984ce4a3a967ea1b4cc2a0027" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer277" style="position:relative;line-height:normal;width:708px;height:26px;"><div id="a52825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for credit losses as at and<div style="display:inline-block;width:1px"> </div>for the three and nine months ended July 31,<div style="display:inline-block;width:1px"> </div>2026 and July 31, 2025, </div><div id="a52847" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">including allowance for off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>in the applicable categories.</div></div></div></div><div id="TextBlockContainer281" style="position:relative;line-height:normal;width:733px;height:732px;"><div id="a52854" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Credit Losses </div><div id="a52876" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:12px;">(millions of Canadian dollars) </div><div id="a52884" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:369px;top:12px;">Foreign </div><div id="a52894" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:12px;">Foreign </div><div id="a52901" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:225px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52905" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52907" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:24px;">exchange, </div><div id="a52909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52911" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52913" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52917" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:24px;">exchange, </div><div id="a52919" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:36px;">Balance at </div><div id="a52926" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:241px;top:36px;">Provision<div style="display:inline-block;width:3px"> </div></div><div id="a52928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:36px;">Write-offs, </div><div id="a52932" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:36px;">disposals, </div><div id="a52934" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:420px;top:36px;">Balance </div><div id="a52936" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:36px;">Balance at </div><div id="a52938" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:36px;">Provision<div style="display:inline-block;width:3px"> </div></div><div id="a52940" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:36px;">Write-offs, </div><div id="a52944" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:36px;">disposals, </div><div id="a52946" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:36px;">Balance </div><div id="a52951" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:180px;top:48px;">beginning </div><div id="a52953" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:243px;top:48px;">for credit </div><div id="a52955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:48px;">net of </div><div id="a52957" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:48px;">and other </div><div id="a52959" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:48px;">at end of </div><div id="a52961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:48px;">beginning </div><div id="a52963" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:48px;">for credit </div><div id="a52965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:48px;">net of </div><div id="a52967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:48px;">and other </div><div id="a52969" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:48px;">at end of </div><div id="a52974" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:185px;top:60px;">of period </div><div id="a52976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:60px;">losses </div><div id="a52978" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:60px;">recoveries </div><div id="a52980" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:60px;">adjustments </div><div id="a52982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:60px;">period </div><div id="a52984" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:472px;top:60px;">of period </div><div id="a52986" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:60px;">losses </div><div id="a52988" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:60px;">recoveries </div><div id="a52990" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:623px;top:60px;">adjustments </div><div id="a52992" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:60px;">period </div><div id="a52994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:72px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52996" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:605px;top:72px;">For the three months ended </div><div id="a53001" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:84px;">July 31, 2026 </div><div id="a53003" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:665px;top:84px;">July 31, 2025 </div><div id="a53005" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:96px;">Residential mortgages </div><div id="a53007" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:96px;">$ </div><div id="a53009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:209px;top:96px;">420</div><div id="a53011" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:96px;">$ </div><div id="a53013" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:96px;">12</div><div id="a53015" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:96px;">$ </div><div id="a53017" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:96px;display:flex;">(4)</div><div id="a53019" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:96px;">$ </div><div id="a53021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:96px;">2</div><div id="a53023" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:96px;">$ </div><div id="a53025" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:96px;">430</div><div id="a53027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:96px;">$ </div><div id="a53029" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:96px;">348</div><div id="a53031" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:96px;">$ </div><div id="a53033" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:96px;">1</div><div id="a53035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:96px;">$ </div><div id="a53037" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:96px;display:flex;">(5)</div><div id="a53039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:96px;">$ </div><div id="a53041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:96px;">1</div><div id="a53043" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:96px;">$ </div><div id="a53045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:96px;">345</div><div id="a53047" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:108px;">Consumer instalment and other </div><div id="a53070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">personal </div><div id="a53073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:120px;">2,215</div><div id="a53076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:120px;">307</div><div id="a53079" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:120px;display:flex;">(342)</div><div id="a53082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:120px;">26</div><div id="a53085" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:120px;">2,206</div><div id="a53088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:120px;">2,221</div><div id="a53091" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:120px;">280</div><div id="a53094" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:120px;display:flex;">(293)</div><div id="a53097" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:120px;">3</div><div id="a53100" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:120px;">2,211</div><div id="a53102" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:132px;">Credit card </div><div id="a53105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:132px;">2,783</div><div id="a53108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:132px;">425</div><div id="a53111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:132px;display:flex;">(436)</div><div id="a53114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:132px;">56</div><div id="a53117" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:132px;">2,828</div><div id="a53120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:132px;">2,716</div><div id="a53123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:132px;">401</div><div id="a53126" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:132px;display:flex;">(394)</div><div id="a53129" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:132px;">5</div><div id="a53132" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:132px;">2,728</div><div id="a53134" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:144px;">Business and government </div><div id="a53137" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:144px;">4,031</div><div id="a53140" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:144px;">174</div><div id="a53143" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:144px;display:flex;">(187)</div><div id="a53146" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:144px;">72</div><div id="a53149" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:144px;">4,090</div><div id="a53152" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:144px;">4,299</div><div id="a53155" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:144px;">290</div><div id="a53158" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:144px;display:flex;">(141)</div><div id="a53161" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:144px;display:flex;">(31)</div><div id="a53164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:144px;">4,417</div><div id="a53166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:156px;">Total allowance for loan losses, </div><div id="a53189" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:168px;">including off-balance sheet </div><div id="a53214" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:180px;">instruments </div><div id="a53217" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:180px;">9,449</div><div id="a53220" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:180px;">918</div><div id="a53223" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:180px;display:flex;">(969)</div><div id="a53226" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:180px;">156</div><div id="a53229" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:180px;">9,554</div><div id="a53232" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:180px;">9,584</div><div id="a53235" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:180px;">972</div><div id="a53238" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:180px;display:flex;">(833)</div><div id="a53241" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:180px;display:flex;">(22)</div><div id="a53244" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:180px;">9,701</div><div id="a53246" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:192px;">Debt securities at amortized cost </div><div id="a53249" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:192px;">2</div><div id="a53252" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:192px;display:flex;">(1)</div><div id="a53255" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:192px;">–</div><div id="a53258" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:192px;">1</div><div id="a53261" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:192px;">2</div><div id="a53264" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:192px;">3</div><div id="a53267" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:548px;top:192px;display:flex;">(1)</div><div id="a53270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:192px;">–</div><div id="a53273" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:192px;">–</div><div id="a53276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:192px;">2</div><div id="a53278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:204px;">Debt securities at FVOCI </div><div id="a53281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:204px;">3</div><div id="a53284" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:204px;">–</div><div id="a53287" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:204px;">–</div><div id="a53290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:204px;">–</div><div id="a53293" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:204px;">3</div><div id="a53296" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:204px;">2</div><div id="a53299" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:204px;">–</div><div id="a53302" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:204px;">–</div><div id="a53305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:204px;">–</div><div id="a53308" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:204px;">2</div><div id="a53310" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:216px;">Total allowance for credit </div><div id="a53333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:228px;">losses on debt securities </div><div id="a53336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:228px;">5</div><div id="a53339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:228px;display:flex;">(1)</div><div id="a53342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:228px;">–</div><div id="a53345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:228px;">1</div><div id="a53348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:228px;">5</div><div id="a53351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:228px;">5</div><div id="a53354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:548px;top:228px;display:flex;">(1)</div><div id="a53357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:228px;">–</div><div id="a53360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:228px;">–</div><div id="a53363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:228px;">4</div><div id="a53365" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:240px;">Total allowance for credit losses </div><div id="a53367" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:240px;">$ </div><div id="a53369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:240px;">9,454</div><div id="a53371" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:240px;">$ </div><div id="a53373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:240px;">917</div><div id="a53375" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:240px;">$ </div><div id="a53377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:240px;display:flex;">(969)</div><div id="a53379" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:240px;">$ </div><div id="a53381" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:240px;">157</div><div id="a53383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:240px;">$ </div><div id="a53385" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:240px;">9,559</div><div id="a53387" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:240px;">$ </div><div id="a53389" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:240px;">9,589</div><div id="a53391" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:240px;">$ </div><div id="a53393" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:240px;">971</div><div id="a53395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:240px;">$ </div><div id="a53397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:240px;display:flex;">(833)</div><div id="a53399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:240px;">$ </div><div id="a53401" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:240px;display:flex;">(22)</div><div id="a53403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:240px;">$ </div><div id="a53405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:240px;">9,705</div><div id="a53407" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:253px;">Comprising: </div><div id="a53430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:264px;">Allowance for credit losses on </div><div id="a53454" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:276px;">loans at amortized cost </div><div id="a53456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:276px;">$ </div><div id="a53458" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:276px;">8,419</div><div id="a53460" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:235px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53463" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53466" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53469" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:276px;">$ </div><div id="a53471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:276px;">8,508</div><div id="a53473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:276px;">$ </div><div id="a53475" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:276px;">8,613</div><div id="a53477" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53480" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53483" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53486" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:276px;">$ </div><div id="a53488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:276px;">8,682</div><div id="a53491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:288px;">Allowance for credit losses on </div><div id="a53515" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:300px;">loans at FVOCI </div><div id="a53518" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:300px;">–</div><div id="a53527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:300px;">–</div><div id="a53530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:300px;">–</div><div id="a53539" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:300px;">–</div><div id="a53542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:312px;">Allowance for loan losses </div><div id="a53545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:312px;">8,419</div><div id="a53554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:312px;">8,508</div><div id="a53557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:312px;">8,613</div><div id="a53566" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:312px;">8,682</div><div id="a53592" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:336px;">Allowance for off-balance sheet </div><div id="a53618" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:348px;">instruments </div><div id="a53621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:348px;">1,030</div><div id="a53630" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:348px;">1,046</div><div id="a53633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:348px;">971</div><div id="a53642" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:348px;">1,019</div><div id="a53644" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:360px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:360px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53670" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:372px;">Allowance for credit losses on </div><div id="a53692" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:384px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:384px;">debt securities </div><div id="a53698" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:384px;">5</div><div id="a53707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:384px;">5</div><div id="a53710" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:384px;">5</div><div id="a53719" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:384px;">4</div><div id="a53747" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:609px;top:408px;">For the nine months ended </div><div id="a53752" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:420px;">July 31, 2026 </div><div id="a53754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:665px;top:420px;">July 31, 2025 </div><div id="a53756" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:432px;">Residential mortgages </div><div id="a53758" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:432px;">$ </div><div id="a53760" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:209px;top:432px;">357</div><div id="a53762" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:432px;">$ </div><div id="a53764" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:432px;">81</div><div id="a53766" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:432px;">$ </div><div id="a53768" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:432px;display:flex;">(8)</div><div id="a53770" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:432px;">$ </div><div id="a53772" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:432px;">–</div><div id="a53774" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:432px;">$ </div><div id="a53776" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:432px;">430</div><div id="a53778" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:432px;">$ </div><div id="a53780" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:432px;">365</div><div id="a53782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:432px;">$ </div><div id="a53784" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:543px;top:432px;display:flex;">(14)</div><div id="a53786" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:432px;">$ </div><div id="a53788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:432px;display:flex;">(6)</div><div id="a53790" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:432px;">$ </div><div id="a53792" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:432px;">–</div><div id="a53794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:432px;">$ </div><div id="a53796" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:432px;">345</div><div id="a53798" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:444px;">Consumer instalment and other </div><div id="a53821" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:456px;">personal </div><div id="a53824" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:456px;">2,273</div><div id="a53827" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:456px;">935</div><div id="a53830" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:456px;display:flex;">(1,003)</div><div id="a53833" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:456px;">1</div><div id="a53836" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:456px;">2,206</div><div id="a53839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:456px;">2,133</div><div id="a53842" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:456px;">1,016</div><div id="a53845" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:456px;display:flex;">(934)</div><div id="a53848" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:456px;display:flex;">(4)</div><div id="a53851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:456px;">2,211</div><div id="a53853" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:468px;">Credit card </div><div id="a53856" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:468px;">2,790</div><div id="a53859" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:468px;">1,304</div><div id="a53862" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:468px;display:flex;">(1,267)</div><div id="a53865" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:468px;">1</div><div id="a53868" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:468px;">2,828</div><div id="a53871" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:468px;">2,699</div><div id="a53874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:468px;">1,302</div><div id="a53877" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:468px;display:flex;">(1,265)</div><div id="a53880" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:468px;display:flex;">(8)</div><div id="a53883" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:468px;">2,728</div><div id="a53885" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:480px;">Business and government </div><div id="a53888" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:480px;">4,321</div><div id="a53891" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:480px;">637</div><div id="a53894" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:480px;display:flex;">(817)</div><div id="a53897" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:480px;display:flex;">(51)</div><div id="a53900" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:480px;">4,090</div><div id="a53903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:480px;">3,940</div><div id="a53906" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:480px;">1,220</div><div id="a53909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:480px;display:flex;">(687)</div><div id="a53912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:480px;display:flex;">(56)</div><div id="a53915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:480px;">4,417</div><div id="a53917" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:492px;">Total allowance for loan losses, </div><div id="a53940" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:504px;">including off-balance sheet </div><div id="a53965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:516px;">instruments </div><div id="a53968" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:516px;">9,741</div><div id="a53971" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:516px;">2,957</div><div id="a53974" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:516px;display:flex;">(3,095)</div><div id="a53977" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:516px;display:flex;">(49)</div><div id="a53980" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:516px;">9,554</div><div id="a53983" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:516px;">9,137</div><div id="a53986" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:516px;">3,524</div><div id="a53989" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:516px;display:flex;">(2,892)</div><div id="a53992" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:516px;display:flex;">(68)</div><div id="a53995" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:516px;">9,701</div><div id="a53997" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:528px;">Debt securities at amortized cost </div><div id="a54000" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:528px;">2</div><div id="a54003" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:528px;display:flex;">(1)</div><div id="a54006" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:528px;">–</div><div id="a54009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:528px;">1</div><div id="a54012" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:528px;">2</div><div id="a54015" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:528px;">3</div><div id="a54018" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:548px;top:528px;display:flex;">(1)</div><div id="a54021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:528px;">–</div><div id="a54024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:528px;">–</div><div id="a54027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:528px;">2</div><div id="a54029" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:540px;">Debt securities at FVOCI </div><div id="a54032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:540px;">2</div><div id="a54035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:540px;">1</div><div id="a54038" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:540px;">–</div><div id="a54041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:540px;">–</div><div id="a54044" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:540px;">3</div><div id="a54047" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:540px;">1</div><div id="a54050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:540px;">1</div><div id="a54053" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:540px;">–</div><div id="a54056" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:540px;">–</div><div id="a54059" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:540px;">2</div><div id="a54061" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:552px;">Total allowance for credit </div><div id="a54084" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:564px;">losses on debt securities </div><div id="a54087" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:564px;">4</div><div id="a54090" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:564px;">–</div><div id="a54093" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:564px;">–</div><div id="a54096" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:564px;">1</div><div id="a54099" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:564px;">5</div><div id="a54102" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:564px;">4</div><div id="a54105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:564px;">–</div><div id="a54108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:564px;">–</div><div id="a54111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:564px;">–</div><div id="a54114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:564px;">4</div><div id="a54116" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:576px;">Total allowance for credit losses </div><div id="a54118" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:576px;">$ </div><div id="a54120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:576px;">9,745</div><div id="a54122" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:576px;">$ </div><div id="a54124" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:576px;">2,957</div><div id="a54126" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:576px;">$ </div><div id="a54128" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:576px;display:flex;">(3,095)</div><div id="a54130" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:576px;">$ </div><div id="a54132" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:576px;display:flex;">(48)</div><div id="a54134" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:576px;">$ </div><div id="a54136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:576px;">9,559</div><div id="a54138" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:576px;">$ </div><div id="a54140" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:576px;">9,141</div><div id="a54142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:576px;">$ </div><div id="a54144" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:576px;">3,524</div><div id="a54146" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:576px;">$ </div><div id="a54148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:576px;display:flex;">(2,892)</div><div id="a54150" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:576px;">$ </div><div id="a54152" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:576px;display:flex;">(68)</div><div id="a54154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:576px;">$ </div><div id="a54156" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:576px;">9,705</div><div id="a54158" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:590px;">Comprising: </div><div id="a54181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:600px;">Allowance for credit losses on </div><div id="a54205" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:612px;">loans at amortized cost </div><div id="a54207" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:612px;">$ </div><div id="a54209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:612px;">8,689</div><div id="a54211" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:235px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54214" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54217" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54220" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:612px;">$ </div><div id="a54222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:612px;">8,508</div><div id="a54224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:612px;">$ </div><div id="a54226" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:612px;">8,094</div><div id="a54228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54234" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:612px;">$ </div><div id="a54239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:612px;">8,682</div><div id="a54242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:624px;">Allowance for credit losses on </div><div id="a54266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:636px;">loans at FVOCI </div><div id="a54269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:636px;">–</div><div id="a54278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:636px;">–</div><div id="a54281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:636px;">–</div><div id="a54290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:636px;">–</div><div id="a54293" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:648px;">Allowance for loan losses </div><div id="a54296" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:648px;">8,689</div><div id="a54305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:648px;">8,508</div><div id="a54308" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:648px;">8,094</div><div id="a54317" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:648px;">8,682</div><div id="a54343" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:672px;">Allowance for off-balance sheet </div><div id="a54369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:684px;">instruments </div><div id="a54372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:684px;">1,052</div><div id="a54381" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:684px;">1,046</div><div id="a54384" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:684px;">1,043</div><div id="a54393" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:684px;">1,019</div><div id="a54395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:696px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54398" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:696px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:708px;">Allowance for credit losses on </div><div id="a54443" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:720px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54446" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:720px;">debt securities </div><div id="a54449" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:720px;">4</div><div id="a54458" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:720px;">5</div><div id="a54461" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:720px;">4</div><div id="a54470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:720px;">4</div></div><div id="TextBlockContainer286" style="position:relative;line-height:normal;width:699px;height:26px;"><div id="a54509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(d)</div><div id="a54511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:19px;top:0px;">ALLOWANCE FOR LOAN LOSSES BY STAGE</div><div id="div_284_XBRL_TS_3bd38fa6436e4e999be9ba8081938ad7" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer285" style="position:relative;line-height:normal;width:699px;height:13px;"><div id="a54513" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for loan losses by stage as<div style="display:inline-block;width:1px"> </div>at and for the three months ended July 31,<div style="display:inline-block;width:1px"> </div>2026 and July 31, 2025.</div></div></div></div><div id="TextBlockContainer289" style="position:relative;line-height:normal;width:732px;height:696px;"><div id="a54541" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Loan Losses by Stage </div><div id="a54560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a54562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:603px;top:14px;">For the three months ended </div><div id="a54568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:25px;">July 31, 2026 </div><div id="a54570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:659px;top:25px;">July 31, 2025 </div><div id="a54576" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:267px;top:36px;">Stage 1 </div><div id="a54578" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:326px;top:36px;">Stage 2 </div><div id="a54580" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:36px;">Stage 3 </div><div id="a54583" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:36px;">Total </div><div id="a54585" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:36px;">Stage 1 </div><div id="a54587" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:36px;">Stage 2 </div><div id="a54589" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:36px;">Stage 3 </div><div id="a54592" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:36px;">Total </div><div id="a54595" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:47px;">Residential Mortgages </div><div id="a54614" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:58px;">Balance at beginning of period </div><div id="a54616" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:58px;">$ </div><div id="a54618" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:58px;">101</div><div id="a54620" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:58px;">$ </div><div id="a54622" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:58px;">223</div><div id="a54624" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:58px;">$ </div><div id="a54626" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:58px;">96</div><div id="a54628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:58px;">$ </div><div id="a54630" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:58px;">420</div><div id="a54632" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:58px;">$ </div><div id="a54634" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:58px;">106</div><div id="a54636" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:58px;">$ </div><div id="a54638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:58px;">174</div><div id="a54640" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:58px;">$ </div><div id="a54642" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:58px;">68</div><div id="a54644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:58px;">$ </div><div id="a54646" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:58px;">348</div><div id="a54649" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:69px;">Provision for credit losses</div><div id="a54670" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:80px;">Transfer to Stage 1</div><div id="a54671" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:80px;">1</div><div id="a54674" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:80px;">33</div><div id="a54677" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:80px;display:flex;">(31)</div><div id="a54680" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:80px;display:flex;">(2)</div><div id="a54683" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:80px;">–</div><div id="a54686" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:80px;">28</div><div id="a54689" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:80px;display:flex;">(27)</div><div id="a54692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:80px;display:flex;">(1)</div><div id="a54695" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:80px;">–</div><div id="a54699" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:91px;">Transfer to Stage 2 </div><div id="a54702" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:91px;display:flex;">(19)</div><div id="a54705" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:91px;">27</div><div id="a54708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:91px;display:flex;">(8)</div><div id="a54711" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:91px;">–</div><div id="a54714" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:91px;display:flex;">(7)</div><div id="a54717" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:91px;">15</div><div id="a54720" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:91px;display:flex;">(8)</div><div id="a54723" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:91px;">–</div><div id="a54727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:102px;">Transfer to Stage 3 </div><div id="a54730" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:102px;">–</div><div id="a54733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:102px;display:flex;">(16)</div><div id="a54736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:102px;">16</div><div id="a54739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:102px;">–</div><div id="a54742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:102px;">–</div><div id="a54745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:102px;display:flex;">(13)</div><div id="a54748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:102px;">13</div><div id="a54751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:102px;">–</div><div id="a54755" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:113px;">Net remeasurement due to transfers into stage</div><div id="a54756" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:113px;">2</div><div id="a54759" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:113px;display:flex;">(8)</div><div id="a54762" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:113px;">4</div><div id="a54765" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:113px;">–</div><div id="a54768" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:113px;display:flex;">(4)</div><div id="a54771" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:113px;display:flex;">(7)</div><div id="a54774" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:113px;">4</div><div id="a54777" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:113px;">–</div><div id="a54780" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:113px;display:flex;">(3)</div><div id="a54784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:124px;">New originations or purchases</div><div id="a54785" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:124px;">3</div><div id="a54788" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:124px;">10</div><div id="a54791" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:124px;">n/a </div><div id="a54794" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:124px;">n/a </div><div id="a54797" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:124px;">10</div><div id="a54800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:124px;">7</div><div id="a54803" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:124px;">n/a </div><div id="a54806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:124px;">n/a </div><div id="a54809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:124px;">7</div><div id="a54813" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net repayments</div><div id="a54814" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:135px;">4</div><div id="a54817" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:135px;display:flex;">(1)</div><div id="a54820" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:135px;display:flex;">(1)</div><div id="a54823" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:135px;">–</div><div id="a54826" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:135px;display:flex;">(2)</div><div id="a54829" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:135px;display:flex;">(1)</div><div id="a54832" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:135px;display:flex;">(1)</div><div id="a54835" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:135px;">–</div><div id="a54838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:135px;display:flex;">(2)</div><div id="a54842" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:146px;">Derecognition of financial assets (excluding</div><div id="a54864" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:157px;">disposals and write-offs)</div><div id="a54867" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:157px;">5</div><div id="a54870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:157px;display:flex;">(2)</div><div id="a54873" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:157px;display:flex;">(12)</div><div id="a54876" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:157px;display:flex;">(11)</div><div id="a54879" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:157px;display:flex;">(25)</div><div id="a54882" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:157px;display:flex;">(3)</div><div id="a54885" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:157px;display:flex;">(5)</div><div id="a54888" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:157px;display:flex;">(8)</div><div id="a54891" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:157px;display:flex;">(16)</div><div id="a54895" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:168px;">Changes to risk, parameters, and models</div><div id="a54896" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:168px;">6</div><div id="a54899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:168px;display:flex;">(15)</div><div id="a54902" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:168px;">31</div><div id="a54905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:168px;">17</div><div id="a54908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:168px;">33</div><div id="a54911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:168px;display:flex;">(22)</div><div id="a54914" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:168px;">24</div><div id="a54917" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:168px;">13</div><div id="a54920" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:168px;">15</div><div id="a54923" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:179px;">Disposals </div><div id="a54926" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:179px;">–</div><div id="a54929" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:179px;">–</div><div id="a54932" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:179px;">–</div><div id="a54935" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:179px;">–</div><div id="a54938" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:179px;">–</div><div id="a54941" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:179px;">–</div><div id="a54944" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:179px;">–</div><div id="a54947" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:179px;">–</div><div id="a54950" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:190px;">Write-offs </div><div id="a54955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:190px;">–</div><div id="a54958" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:190px;">–</div><div id="a54961" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:190px;display:flex;">(4)</div><div id="a54964" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:190px;display:flex;">(4)</div><div id="a54967" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:190px;">–</div><div id="a54970" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:190px;">–</div><div id="a54973" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:190px;display:flex;">(5)</div><div id="a54976" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:190px;display:flex;">(5)</div><div id="a54979" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:201px;">Recoveries </div><div id="a54982" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:201px;">–</div><div id="a54985" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:201px;">–</div><div id="a54988" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:201px;">–</div><div id="a54991" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:201px;">–</div><div id="a54994" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:201px;">–</div><div id="a54997" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:201px;">–</div><div id="a55000" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:201px;">–</div><div id="a55003" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:201px;">–</div><div id="a55006" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:212px;">Foreign exchange and other adjustments </div><div id="a55009" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:212px;">–</div><div id="a55012" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:212px;">1</div><div id="a55015" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:212px;">1</div><div id="a55018" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:212px;">2</div><div id="a55021" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:212px;">–</div><div id="a55024" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:212px;">–</div><div id="a55027" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:212px;">1</div><div id="a55030" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:212px;">1</div><div id="a55033" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:223px;">Balance at end of period </div><div id="a55035" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:223px;">$ </div><div id="a55037" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:223px;">99</div><div id="a55039" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:223px;">$ </div><div id="a55041" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:223px;">226</div><div id="a55043" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:223px;">$ </div><div id="a55045" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:223px;">105</div><div id="a55047" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:223px;">$ </div><div id="a55049" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:223px;">430</div><div id="a55051" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:223px;">$ </div><div id="a55053" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:223px;">101</div><div id="a55055" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:223px;">$ </div><div id="a55057" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:223px;">171</div><div id="a55059" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:223px;">$ </div><div id="a55061" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:223px;">73</div><div id="a55063" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:223px;">$ </div><div id="a55065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:223px;">345</div><div id="a55068" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:234px;">Consumer Instalment and Other Personal </div><div id="a55087" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:245px;">Balance, including off-balance sheet instruments, </div><div id="a55109" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:256px;">at beginning of period </div><div id="a55111" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:256px;">$ </div><div id="a55113" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:256px;">720</div><div id="a55115" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:256px;">$ </div><div id="a55117" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:256px;">1,220</div><div id="a55119" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:256px;">$ </div><div id="a55121" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:256px;">275</div><div id="a55123" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:256px;">$ </div><div id="a55125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:256px;">2,215</div><div id="a55127" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:256px;">$ </div><div id="a55129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:256px;">673</div><div id="a55131" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:256px;">$ </div><div id="a55133" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:256px;">1,270</div><div id="a55135" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:256px;">$ </div><div id="a55137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:256px;">278</div><div id="a55139" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:256px;">$ </div><div id="a55141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:256px;">2,221</div><div id="a55144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:267px;">Provision for credit losses </div><div id="a55164" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:278px;">Transfer to Stage 1</div><div id="a55165" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:278px;">1</div><div id="a55168" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:278px;">259</div><div id="a55171" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:278px;display:flex;">(258)</div><div id="a55174" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:278px;display:flex;">(1)</div><div id="a55177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:278px;">–</div><div id="a55180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:278px;">213</div><div id="a55183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:278px;display:flex;">(212)</div><div id="a55186" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:278px;display:flex;">(1)</div><div id="a55189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:278px;">–</div><div id="a55193" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:289px;">Transfer to Stage 2 </div><div id="a55196" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:289px;display:flex;">(55)</div><div id="a55199" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:289px;">76</div><div id="a55202" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:289px;display:flex;">(21)</div><div id="a55205" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:289px;">–</div><div id="a55208" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:289px;display:flex;">(54)</div><div id="a55211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:289px;">77</div><div id="a55214" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:289px;display:flex;">(23)</div><div id="a55217" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:289px;">–</div><div id="a55221" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:300px;">Transfer to Stage 3 </div><div id="a55224" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:300px;display:flex;">(3)</div><div id="a55227" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:300px;display:flex;">(75)</div><div id="a55230" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:300px;">78</div><div id="a55233" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:300px;">–</div><div id="a55236" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:300px;display:flex;">(2)</div><div id="a55239" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:300px;display:flex;">(71)</div><div id="a55242" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:300px;">73</div><div id="a55245" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:300px;">–</div><div id="a55249" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:311px;">Net remeasurement due to transfers into stage</div><div id="a55250" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:311px;">2</div><div id="a55253" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:311px;display:flex;">(123)</div><div id="a55256" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:311px;">64</div><div id="a55259" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:311px;">3</div><div id="a55262" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:311px;display:flex;">(56)</div><div id="a55265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:311px;display:flex;">(91)</div><div id="a55268" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:311px;">67</div><div id="a55271" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:311px;">2</div><div id="a55274" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:311px;display:flex;">(22)</div><div id="a55278" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:322px;">New originations or purchases</div><div id="a55279" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:322px;">3</div><div id="a55282" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:322px;">104</div><div id="a55285" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:322px;">n/a </div><div id="a55288" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:322px;">n/a </div><div id="a55291" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:322px;">104</div><div id="a55294" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:322px;">91</div><div id="a55297" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:322px;">n/a </div><div id="a55300" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:322px;">n/a </div><div id="a55303" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:322px;">91</div><div id="a55307" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:333px;">Net repayments</div><div id="a55308" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:333px;">4</div><div id="a55311" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:333px;display:flex;">(31)</div><div id="a55314" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:333px;display:flex;">(26)</div><div id="a55317" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:333px;display:flex;">(9)</div><div id="a55320" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:333px;display:flex;">(66)</div><div id="a55323" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:333px;display:flex;">(23)</div><div id="a55326" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:333px;display:flex;">(27)</div><div id="a55329" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:333px;display:flex;">(5)</div><div id="a55332" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:333px;display:flex;">(55)</div><div id="a55336" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:344px;">Derecognition of financial assets (excluding</div><div id="a55358" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:355px;">disposals and write-offs)</div><div id="a55361" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:355px;">5</div><div id="a55364" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:355px;display:flex;">(24)</div><div id="a55367" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:355px;display:flex;">(29)</div><div id="a55370" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:355px;display:flex;">(11)</div><div id="a55373" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:355px;display:flex;">(64)</div><div id="a55376" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:355px;display:flex;">(22)</div><div id="a55379" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:355px;display:flex;">(29)</div><div id="a55382" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:355px;display:flex;">(16)</div><div id="a55385" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:355px;display:flex;">(67)</div><div id="a55389" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:366px;">Changes to risk, parameters, and models</div><div id="a55390" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:366px;">6</div><div id="a55393" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:366px;display:flex;">(87)</div><div id="a55396" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:366px;">189</div><div id="a55399" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:366px;">287</div><div id="a55402" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:366px;">389</div><div id="a55405" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:366px;display:flex;">(79)</div><div id="a55408" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:366px;">165</div><div id="a55411" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:366px;">247</div><div id="a55414" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:366px;">333</div><div id="a55417" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:377px;">Disposals </div><div id="a55420" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:377px;">–</div><div id="a55423" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:377px;">–</div><div id="a55426" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:377px;">–</div><div id="a55429" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:377px;">–</div><div id="a55432" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:377px;">–</div><div id="a55435" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:377px;">–</div><div id="a55438" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:377px;">–</div><div id="a55441" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:377px;">–</div><div id="a55444" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:388px;">Write-offs</div><div id="a55450" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:388px;">–</div><div id="a55453" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:388px;">–</div><div id="a55456" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:388px;display:flex;">(425)</div><div id="a55459" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:388px;display:flex;">(425)</div><div id="a55462" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:388px;">–</div><div id="a55465" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:388px;">–</div><div id="a55468" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:388px;display:flex;">(385)</div><div id="a55471" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:388px;display:flex;">(385)</div><div id="a55474" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:399px;">Recoveries </div><div id="a55477" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:399px;">–</div><div id="a55480" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:399px;">–</div><div id="a55483" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:399px;">83</div><div id="a55486" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:399px;">83</div><div id="a55489" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:399px;">–</div><div id="a55492" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:399px;">–</div><div id="a55495" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:399px;">92</div><div id="a55498" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:399px;">92</div><div id="a55501" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:410px;">Foreign exchange and other adjustments </div><div id="a55504" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:410px;">10</div><div id="a55507" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:410px;">13</div><div id="a55510" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:410px;">3</div><div id="a55513" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:410px;">26</div><div id="a55516" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:410px;">2</div><div id="a55519" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:410px;">1</div><div id="a55522" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:410px;">–</div><div id="a55525" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:410px;">3</div><div id="a55528" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:421px;">Balance, including off-balance sheet instruments, </div><div id="a55550" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:432px;">at end of period </div><div id="a55553" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:432px;">770</div><div id="a55556" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:432px;">1,174</div><div id="a55559" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:432px;">262</div><div id="a55562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:432px;">2,206</div><div id="a55565" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:432px;">708</div><div id="a55568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:432px;">1,241</div><div id="a55571" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:432px;">262</div><div id="a55574" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:432px;">2,211</div><div id="a55577" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:443px;">Less: Allowance for off-balance sheet instruments</div><div id="a55580" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:443px;">7</div><div id="a55583" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:443px;">24</div><div id="a55586" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:443px;">48</div><div id="a55589" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:443px;">–</div><div id="a55592" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:443px;">72</div><div id="a55595" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:443px;">25</div><div id="a55598" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:443px;">54</div><div id="a55601" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:443px;">–</div><div id="a55604" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:443px;">79</div><div id="a55607" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:454px;">Balance at end of period </div><div id="a55609" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:454px;">$ </div><div id="a55611" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:454px;">746</div><div id="a55613" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:454px;">$ </div><div id="a55615" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:454px;">1,126</div><div id="a55617" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:454px;">$ </div><div id="a55619" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:454px;">262</div><div id="a55621" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:454px;">$ </div><div id="a55623" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:454px;">2,134</div><div id="a55625" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:454px;">$ </div><div id="a55627" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:454px;">683</div><div id="a55629" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:454px;">$ </div><div id="a55631" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:454px;">1,187</div><div id="a55633" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:454px;">$ </div><div id="a55635" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:454px;">262</div><div id="a55637" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:454px;">$ </div><div id="a55639" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:454px;">2,132</div><div id="a55642" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:465px;">Credit Card</div><div id="a55643" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:53px;top:465px;">8</div><div id="a55662" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:476px;">Balance, including off-balance sheet instruments, </div><div id="a55684" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:487px;">at beginning of period </div><div id="a55686" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:487px;">$ </div><div id="a55688" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:487px;">941</div><div id="a55690" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:487px;">$ </div><div id="a55692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:487px;">1,394</div><div id="a55694" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:487px;">$ </div><div id="a55696" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:487px;">448</div><div id="a55698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:487px;">$ </div><div id="a55700" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:487px;">2,783</div><div id="a55702" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:487px;">$ </div><div id="a55704" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:487px;">953</div><div id="a55706" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:487px;">$ </div><div id="a55708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:487px;">1,314</div><div id="a55710" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:487px;">$ </div><div id="a55712" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:487px;">449</div><div id="a55714" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:487px;">$ </div><div id="a55716" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:487px;">2,716</div><div id="a55719" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:498px;">Provision for credit losses</div><div id="a55740" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:509px;">Transfer to Stage 1</div><div id="a55741" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:509px;">1</div><div id="a55744" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:509px;">289</div><div id="a55747" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:509px;display:flex;">(280)</div><div id="a55750" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:509px;display:flex;">(9)</div><div id="a55753" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:509px;">–</div><div id="a55756" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:509px;">280</div><div id="a55759" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:509px;display:flex;">(269)</div><div id="a55762" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:509px;display:flex;">(11)</div><div id="a55765" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:509px;">–</div><div id="a55769" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:520px;">Transfer to Stage 2 </div><div id="a55772" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:520px;display:flex;">(77)</div><div id="a55775" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:520px;">105</div><div id="a55778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:520px;display:flex;">(28)</div><div id="a55781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:520px;">–</div><div id="a55784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:520px;display:flex;">(88)</div><div id="a55787" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:520px;">113</div><div id="a55790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:520px;display:flex;">(25)</div><div id="a55793" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:520px;">–</div><div id="a55797" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:531px;">Transfer to Stage 3 </div><div id="a55800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:531px;display:flex;">(6)</div><div id="a55803" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:531px;display:flex;">(243)</div><div id="a55806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:531px;">249</div><div id="a55809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:531px;">–</div><div id="a55812" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:531px;display:flex;">(7)</div><div id="a55815" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:531px;display:flex;">(240)</div><div id="a55818" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:531px;">247</div><div id="a55821" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:531px;">–</div><div id="a55825" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:542px;">Net remeasurement due to transfers into stage</div><div id="a55826" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:542px;">2</div><div id="a55829" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:542px;display:flex;">(115)</div><div id="a55832" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:542px;letter-spacing:0.15px;">117</div><div id="a55835" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:542px;">7</div><div id="a55838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:542px;">9</div><div id="a55841" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:542px;display:flex;">(98)</div><div id="a55844" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:542px;">118</div><div id="a55847" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:542px;">7</div><div id="a55850" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:542px;">27</div><div id="a55854" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:553px;">New originations or purchases</div><div id="a55855" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:553px;">3</div><div id="a55858" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:553px;">40</div><div id="a55861" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:553px;">n/a </div><div id="a55864" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:553px;">n/a </div><div id="a55867" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:553px;">40</div><div id="a55870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:553px;">39</div><div id="a55873" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:553px;">n/a </div><div id="a55876" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:553px;">n/a </div><div id="a55879" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:553px;">39</div><div id="a55883" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:564px;">Net repayments</div><div id="a55884" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:564px;">4</div><div id="a55887" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:564px;">4</div><div id="a55890" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:564px;display:flex;">(1)</div><div id="a55893" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:564px;">15</div><div id="a55896" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:564px;">18</div><div id="a55899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:564px;display:flex;">(13)</div><div id="a55902" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:564px;">2</div><div id="a55905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:564px;">16</div><div id="a55908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:564px;">5</div><div id="a55912" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:575px;">Derecognition of financial assets (excluding</div><div id="a55934" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:586px;">disposals and write-offs)</div><div id="a55937" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:586px;">5</div><div id="a55940" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:586px;display:flex;">(15)</div><div id="a55943" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:586px;display:flex;">(27)</div><div id="a55946" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:586px;display:flex;">(110)</div><div id="a55949" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:586px;display:flex;">(152)</div><div id="a55952" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:586px;display:flex;">(13)</div><div id="a55955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:586px;display:flex;">(31)</div><div id="a55958" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:586px;display:flex;">(61)</div><div id="a55961" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:586px;display:flex;">(105)</div><div id="a55965" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:597px;">Changes to risk, parameters, and models</div><div id="a55966" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:597px;">6</div><div id="a55969" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:597px;display:flex;">(121)</div><div id="a55972" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:597px;">341</div><div id="a55975" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:597px;">290</div><div id="a55978" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:597px;">510</div><div id="a55981" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:597px;display:flex;">(125)</div><div id="a55984" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:597px;">345</div><div id="a55987" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:597px;">215</div><div id="a55990" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:597px;">435</div><div id="a55993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:608px;">Disposals </div><div id="a55996" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:608px;">–</div><div id="a55999" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:608px;">–</div><div id="a56002" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:608px;">–</div><div id="a56005" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:608px;">–</div><div id="a56008" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:608px;">–</div><div id="a56011" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:608px;">–</div><div id="a56014" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:608px;">–</div><div id="a56017" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:608px;">–</div><div id="a56020" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:619px;">Write-offs</div><div id="a56026" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:619px;">–</div><div id="a56029" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:619px;">–</div><div id="a56032" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:619px;display:flex;">(540)</div><div id="a56035" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:619px;display:flex;">(540)</div><div id="a56038" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:619px;">–</div><div id="a56041" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:619px;">–</div><div id="a56044" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:619px;display:flex;">(497)</div><div id="a56047" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:619px;display:flex;">(497)</div><div id="a56050" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:630px;">Recoveries </div><div id="a56053" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:630px;">–</div><div id="a56056" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:630px;">–</div><div id="a56059" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:630px;">104</div><div id="a56062" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:630px;">104</div><div id="a56065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:630px;">–</div><div id="a56068" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:630px;">–</div><div id="a56071" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:630px;">103</div><div id="a56074" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:630px;">103</div><div id="a56077" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:641px;">Foreign exchange and other adjustments </div><div id="a56080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:641px;">20</div><div id="a56083" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:641px;">24</div><div id="a56086" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:641px;">12</div><div id="a56089" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:641px;">56</div><div id="a56092" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:641px;">1</div><div id="a56095" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:641px;">4</div><div id="a56098" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:641px;">–</div><div id="a56101" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:641px;">5</div><div id="a56104" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:652px;">Balance, including off-balance sheet instruments, </div><div id="a56126" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:663px;">at end of period </div><div id="a56129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:663px;">960</div><div id="a56132" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:663px;">1,430</div><div id="a56135" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:663px;">438</div><div id="a56138" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:663px;">2,828</div><div id="a56141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:663px;">929</div><div id="a56144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:663px;">1,356</div><div id="a56147" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:663px;">443</div><div id="a56150" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:663px;">2,728</div><div id="a56153" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:674px;">Less: Allowance for off-balance sheet instruments</div><div id="a56156" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:674px;">7</div><div id="a56159" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:674px;">207</div><div id="a56162" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:674px;">306</div><div id="a56165" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:674px;">–</div><div id="a56168" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:674px;">513</div><div id="a56171" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:674px;">201</div><div id="a56174" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:674px;">295</div><div id="a56177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:674px;">–</div><div id="a56180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:674px;">496</div><div id="a56183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:685px;">Balance at end of period </div><div id="a56185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:685px;">$ </div><div id="a56187" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:685px;">753</div><div id="a56189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:685px;">$ </div><div id="a56191" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:685px;">1,124</div><div id="a56193" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:685px;">$ </div><div id="a56195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:685px;">438</div><div id="a56197" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:685px;">$ </div><div id="a56199" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:685px;">2,315</div><div id="a56201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:685px;">$ </div><div id="a56203" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:685px;">728</div><div id="a56205" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:685px;">$ </div><div id="a56207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:685px;">1,061</div><div id="a56209" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:685px;">$ </div><div id="a56211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:685px;">443</div><div id="a56213" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:685px;">$ </div><div id="a56215" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:685px;">2,232</div></div><div id="TextBlockContainer294" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="div_292_XBRL_TS_4b33a56408ef44738043c730c7538ad9" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer293" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="a56219_1_74" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Transfers represent stage transfer movements prior to ECL remeasurement.<div style="display:inline-block;width:4px"> </div></div><div id="a56224" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a56225" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2<div style="display:inline-block;width:4px"> </div>or 3) due to stage transfers necessitated by credit risk migration, as </div><div id="a56236" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2025<div style="display:inline-block;width:4px"> </div>Annual Consolidated Financial Statements, holding all other factors impacting the </div><div id="a56265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:32px;">change in ECLs constant.<div style="display:inline-block;width:3px"> </div></div><div id="a56271" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">3</div><div id="a56272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:43px;"><div style="display:inline-block;width:3px"> </div>Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. </div><div id="a56275" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">4</div><div id="a56276" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to cash flow changes associated with new draws or repayments<div style="display:inline-block;width:4px"> </div>on loans outstanding.<div style="display:inline-block;width:3px"> </div></div><div id="a56280" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">5</div><div id="a56281" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease<div style="display:inline-block;width:4px"> </div>associated with loans that were disposed or fully written off. </div><div id="a56285" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:74px;">6</div><div id="a56286" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to current period changes in risk (e.g.,<div style="display:inline-block;width:4px"> </div>PD) caused by changes to macroeconomic factors, level of risk, parameters,<div style="display:inline-block;width:3px"> </div>and/or models, </div><div id="a56311" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:85px;">subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information<div style="display:inline-block;width:1px"> </div>”<div style="display:inline-block;width:2px"> </div>and “Expert Credit Judgment”<div style="display:inline-block;width:3px"> </div>sections of Note 2 and Note 3 of the </div><div id="a56335" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:96px;">Bank’s 2025 Annual Consolidated Financial Statements for further details.<div style="display:inline-block;width:4px"> </div></div><div id="a56342" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:106px;">7</div><div id="a56343" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:107px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet. </div><div id="a56348" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:117px;">8</div><div id="a56349" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:117px;"><div style="display:inline-block;width:3px"> </div>Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off<div style="display:inline-block;width:4px"> </div>at 180 days past due. Refer to Note 2 of the Bank’s 2025 Annual </div><div id="a56356" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:128px;">Consolidated Financial Statements for further details.</div></div></div></div><div id="TextBlockContainer298" style="position:relative;line-height:normal;width:734px;height:364px;"><div id="div_296_XBRL_TS_536a8e9afd97439a872d5232f609ed98" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer297" style="position:relative;line-height:normal;width:734px;height:364px;"><div id="a56371" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Allowance for Loan Losses by Stage </div><div id="a56372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:3px;">(Continued)</div><div id="a56392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:15px;">(millions of Canadian dollars) </div><div id="a56394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:597px;top:15px;">For the three months ended </div><div id="a56400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:418px;top:27px;">July 31, 2026 </div><div id="a56402" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:27px;">July 31, 2025 </div><div id="a56408" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:39px;">Stage 1 </div><div id="a56410" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:39px;">Stage 2 </div><div id="a56412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:39px;">Stage 3 </div><div id="a56415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:39px;">Total </div><div id="a56417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:39px;">Stage 1 </div><div id="a56419" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:39px;">Stage 2 </div><div id="a56421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:39px;">Stage 3 </div><div id="a56424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:39px;">Total </div><div id="a56427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:51px;">Business and Government </div><div id="a56446" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:63px;">Balance, including off-balance sheet instruments, </div><div id="a56468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:75px;">at beginning of period </div><div id="a56470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:75px;">$ </div><div id="a56472" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:75px;">1,446</div><div id="a56474" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:75px;">$ </div><div id="a56476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:75px;">1,869</div><div id="a56478" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:75px;">$ </div><div id="a56480" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:75px;">716</div><div id="a56482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:75px;">$ </div><div id="a56484" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:75px;">4,031</div><div id="a56486" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:75px;">$ </div><div id="a56488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:75px;">1,328</div><div id="a56490" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:75px;">$ </div><div id="a56492" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:75px;">2,134</div><div id="a56494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:75px;">$ </div><div id="a56496" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:75px;">837</div><div id="a56498" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:75px;">$ </div><div id="a56500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:75px;">4,299</div><div id="a56503" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Provision for credit losses</div><div id="a56524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:99px;">Transfer to Stage 1</div><div id="a56525" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:98px;">1</div><div id="a56528" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:99px;letter-spacing:0.35px;">111</div><div id="a56531" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:99px;display:flex;">(111)</div><div id="a56534" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:99px;">–</div><div id="a56537" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:99px;">–</div><div id="a56540" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:99px;">123</div><div id="a56543" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:99px;display:flex;">(122)</div><div id="a56546" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:99px;display:flex;">(1)</div><div id="a56549" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:99px;">–</div><div id="a56553" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:111px;">Transfer to Stage 2 </div><div id="a56556" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:111px;display:flex;">(172)</div><div id="a56559" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:111px;">176</div><div id="a56562" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:111px;display:flex;">(4)</div><div id="a56565" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:111px;">–</div><div id="a56568" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:111px;display:flex;">(203)</div><div id="a56571" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:111px;">214</div><div id="a56574" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:111px;display:flex;">(11)</div><div id="a56577" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:111px;">–</div><div id="a56581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:123px;">Transfer to Stage 3 </div><div id="a56584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:123px;display:flex;">(2)</div><div id="a56587" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:123px;display:flex;">(41)</div><div id="a56590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:123px;">43</div><div id="a56593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">–</div><div id="a56596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:123px;display:flex;">(2)</div><div id="a56599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:123px;display:flex;">(181)</div><div id="a56602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:123px;">183</div><div id="a56605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:123px;">–</div><div id="a56609" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net remeasurement due to transfers into stage</div><div id="a56610" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:134px;">1</div><div id="a56613" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:135px;display:flex;">(28)</div><div id="a56616" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:135px;">44</div><div id="a56619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:135px;">1</div><div id="a56622" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">17</div><div id="a56625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:135px;display:flex;">(29)</div><div id="a56628" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:135px;">42</div><div id="a56631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:135px;display:flex;">(1)</div><div id="a56634" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:135px;">12</div><div id="a56638" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">New originations or purchases</div><div id="a56639" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:146px;">1</div><div id="a56642" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:147px;">421</div><div id="a56645" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:147px;">n/a </div><div id="a56648" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:147px;">n/a </div><div id="a56651" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:147px;">421</div><div id="a56654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:147px;">438</div><div id="a56657" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:147px;">n/a </div><div id="a56660" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:147px;">n/a </div><div id="a56663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">438</div><div id="a56667" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:159px;">Net repayments</div><div id="a56668" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:158px;">1</div><div id="a56671" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:159px;letter-spacing:0.29px;">11</div><div id="a56674" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:159px;display:flex;">(8)</div><div id="a56677" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:159px;display:flex;">(30)</div><div id="a56680" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:159px;display:flex;">(27)</div><div id="a56683" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:159px;">2</div><div id="a56686" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:159px;">2</div><div id="a56689" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:159px;display:flex;">(30)</div><div id="a56692" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:159px;display:flex;">(26)</div><div id="a56696" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:171px;">Derecognition of financial assets (excluding</div><div id="a56718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:183px;">disposals and write-offs)</div><div id="a56721" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:182px;">1</div><div id="a56724" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:183px;display:flex;">(226)</div><div id="a56727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:183px;display:flex;">(219)</div><div id="a56730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:183px;display:flex;">(110)</div><div id="a56733" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:183px;display:flex;">(555)</div><div id="a56736" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:183px;display:flex;">(217)</div><div id="a56739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:183px;display:flex;">(314)</div><div id="a56742" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:183px;display:flex;">(121)</div><div id="a56745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:183px;display:flex;">(652)</div><div id="a56749" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:195px;">Changes to risk, parameters, and models</div><div id="a56750" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:194px;">1</div><div id="a56753" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:195px;display:flex;">(83)</div><div id="a56756" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">188</div><div id="a56759" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:195px;">213</div><div id="a56762" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:195px;">318</div><div id="a56765" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:195px;display:flex;">(4)</div><div id="a56768" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:195px;">311</div><div id="a56771" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:195px;">211</div><div id="a56774" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:195px;">518</div><div id="a56777" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:207px;">Disposals </div><div id="a56780" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:207px;">–</div><div id="a56783" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:207px;">–</div><div id="a56786" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:207px;">–</div><div id="a56789" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:207px;">–</div><div id="a56792" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:207px;">–</div><div id="a56795" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:207px;">–</div><div id="a56798" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:207px;display:flex;">(13)</div><div id="a56801" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:207px;display:flex;">(13)</div><div id="a56804" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Write-offs</div><div id="a56810" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:219px;">–</div><div id="a56813" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:219px;">–</div><div id="a56816" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:219px;display:flex;">(221)</div><div id="a56819" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:219px;display:flex;">(221)</div><div id="a56822" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:219px;">–</div><div id="a56825" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:219px;">–</div><div id="a56828" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:219px;display:flex;">(158)</div><div id="a56831" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:219px;display:flex;">(158)</div><div id="a56834" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:231px;">Recoveries </div><div id="a56837" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:231px;">–</div><div id="a56840" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:231px;">–</div><div id="a56843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:231px;">34</div><div id="a56846" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:231px;">34</div><div id="a56849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:231px;">–</div><div id="a56852" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:231px;">–</div><div id="a56855" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:231px;">17</div><div id="a56858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:231px;">17</div><div id="a56861" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:243px;">Foreign exchange and other adjustments </div><div id="a56864" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:243px;">26</div><div id="a56867" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:243px;">45</div><div id="a56870" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:243px;">1</div><div id="a56873" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:243px;">72</div><div id="a56876" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:243px;">7</div><div id="a56879" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:243px;display:flex;">(5)</div><div id="a56882" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:243px;display:flex;">(20)</div><div id="a56885" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:243px;display:flex;">(18)</div><div id="a56888" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Balance, including off-balance sheet instruments, </div><div id="a56910" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:267px;">at end of period </div><div id="a56913" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:267px;">1,504</div><div id="a56916" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:267px;">1,943</div><div id="a56919" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:267px;">643</div><div id="a56922" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:267px;">4,090</div><div id="a56925" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:267px;">1,443</div><div id="a56928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:267px;">2,081</div><div id="a56931" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:267px;">893</div><div id="a56934" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:267px;">4,417</div><div id="a56937" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Less: Allowance for off-balance sheet instruments</div><div id="a56940" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:278px;">2</div><div id="a56943" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:279px;">240</div><div id="a56946" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:279px;">216</div><div id="a56949" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:279px;">5</div><div id="a56952" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:279px;">461</div><div id="a56955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:279px;">223</div><div id="a56958" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:279px;">212</div><div id="a56961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:279px;">9</div><div id="a56964" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:279px;">444</div><div id="a56967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:291px;">Balance at end of period </div><div id="a56970" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:291px;">1,264</div><div id="a56973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:291px;">1,727</div><div id="a56976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:291px;">638</div><div id="a56979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:291px;">3,629</div><div id="a56982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:291px;">1,220</div><div id="a56985" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:291px;">1,869</div><div id="a56988" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">884</div><div id="a56991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:291px;">3,973</div><div id="a56994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:303px;">Total Allowance, including<div style="display:inline-block;width:4px"> </div>off-balance sheet<div style="display:inline-block;width:3px"> </div></div><div id="a57016" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:315px;">instruments, at end of period </div><div id="a57019" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:315px;">3,333</div><div id="a57022" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:315px;">4,773</div><div id="a57025" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:315px;">1,448</div><div id="a57028" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:315px;">9,554</div><div id="a57031" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:315px;">3,181</div><div id="a57034" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">4,849</div><div id="a57037" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:315px;">1,671</div><div id="a57040" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:315px;">9,701</div><div id="a57043" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:327px;">Less: Total Allowance for<div style="display:inline-block;width:4px"> </div>off-balance sheet </div><div id="a57064" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:339px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:339px;">instruments</div><div id="a57067" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:70px;top:339px;">2</div><div id="a57070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:339px;">471</div><div id="a57073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:339px;">570</div><div id="a57076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:339px;">5</div><div id="a57079" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:339px;">1,046</div><div id="a57082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:339px;">449</div><div id="a57085" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:339px;">561</div><div id="a57088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:339px;">9</div><div id="a57091" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:339px;">1,019</div><div id="a57094" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:352px;">Total Allowance for Loan Losses<div style="display:inline-block;width:4px"> </div>at end of period</div><div id="a57097" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:352px;">$ </div><div id="a57099" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:352px;">2,862</div><div id="a57101" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:352px;">$ </div><div id="a57103" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:352px;">4,203</div><div id="a57105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:352px;">$ </div><div id="a57107" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:352px;">1,443</div><div id="a57109" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:352px;">$ </div><div id="a57111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:352px;">8,508</div><div id="a57113" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:352px;">$ </div><div id="a57115" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:352px;">2,732</div><div id="a57117" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:352px;">$ </div><div id="a57119" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:352px;">4,288</div><div id="a57121" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:352px;">$ </div><div id="a57123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:352px;">1,662</div><div id="a57125" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:352px;">$ </div><div id="a57127" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:352px;">8,682</div></div></div></div><div id="TextBlockContainer302" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="div_300_XBRL_TS_78247417a5784f938aa18cea0f5074c1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer301" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="a57131_1_134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous<div style="display:inline-block;width:4px"> </div>page in this Note. </div><div id="a57140" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a57141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet.</div></div></div></div><div id="TextBlockContainer306" style="position:relative;line-height:normal;width:695px;height:13px;"><div id="div_304_XBRL_TS_785831433bbf45e098d99fdfffc110e5" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer305" style="position:relative;line-height:normal;width:695px;height:13px;"><div id="a57161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for loan losses by stage as<div style="display:inline-block;width:1px"> </div>at and for the nine months ended July 31,<div style="display:inline-block;width:1px"> </div>2026 and July 31, 2025.</div></div></div></div><div id="TextBlockContainer310" style="position:relative;line-height:normal;width:733px;height:757px;"><div id="div_308_XBRL_TS_62cbf5447db044ffabb8fbdd55a4b826" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer309" style="position:relative;line-height:normal;width:733px;height:757px;"><div id="a57191" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Loan Losses by Stage </div><div id="a57210" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:13px;">(millions of Canadian dollars) </div><div id="a57212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:599px;top:13px;">For the nine months ended </div><div id="a57218" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:25px;">July 31, 2026 </div><div id="a57220" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:25px;">July 31, 2025 </div><div id="a57226" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:37px;">Stage 1 </div><div id="a57228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:37px;">Stage 2 </div><div id="a57230" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:37px;">Stage 3 </div><div id="a57233" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:37px;">Total </div><div id="a57235" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:37px;">Stage 1 </div><div id="a57237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:37px;">Stage 2 </div><div id="a57239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:37px;">Stage 3 </div><div id="a57242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:37px;">Total </div><div id="a57245" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:49px;">Residential Mortgages </div><div id="a57264" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:61px;">Balance at beginning of period </div><div id="a57266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:61px;">$ </div><div id="a57268" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:61px;">102</div><div id="a57270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:61px;">$ </div><div id="a57272" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:61px;">175</div><div id="a57274" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:61px;">$ </div><div id="a57276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:61px;">80</div><div id="a57278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:61px;">$ </div><div id="a57280" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:61px;">357</div><div id="a57282" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:61px;">$ </div><div id="a57284" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:61px;">116</div><div id="a57286" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:61px;">$ </div><div id="a57288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:61px;">189</div><div id="a57290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:61px;">$ </div><div id="a57292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:61px;">60</div><div id="a57294" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:61px;">$ </div><div id="a57296" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:61px;">365</div><div id="a57299" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:73px;">Provision for credit losses</div><div id="a57320" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:85px;">Transfer to Stage 1</div><div id="a57321" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:85px;">1</div><div id="a57324" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:85px;">80</div><div id="a57327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:85px;display:flex;">(75)</div><div id="a57330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:85px;display:flex;">(5)</div><div id="a57333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:85px;">–</div><div id="a57336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:85px;">85</div><div id="a57339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:85px;display:flex;">(81)</div><div id="a57342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:85px;display:flex;">(4)</div><div id="a57345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:85px;">–</div><div id="a57349" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:97px;">Transfer to Stage 2 </div><div id="a57352" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:97px;display:flex;">(40)</div><div id="a57355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:97px;">63</div><div id="a57358" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:97px;display:flex;">(23)</div><div id="a57361" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:97px;">–</div><div id="a57364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:97px;display:flex;">(20)</div><div id="a57367" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:97px;">43</div><div id="a57370" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:97px;display:flex;">(23)</div><div id="a57373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:97px;">–</div><div id="a57377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:109px;">Transfer to Stage 3 </div><div id="a57380" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:109px;">–</div><div id="a57383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:109px;display:flex;">(36)</div><div id="a57386" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:109px;">36</div><div id="a57389" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:109px;">–</div><div id="a57392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:109px;">–</div><div id="a57395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:109px;display:flex;">(32)</div><div id="a57398" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:109px;">32</div><div id="a57401" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:109px;">–</div><div id="a57405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:121px;">Net remeasurement due to transfers into stage</div><div id="a57406" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:121px;">2</div><div id="a57409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:121px;display:flex;">(19)</div><div id="a57412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:121px;">13</div><div id="a57415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:121px;">–</div><div id="a57418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:121px;display:flex;">(6)</div><div id="a57421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:121px;display:flex;">(19)</div><div id="a57424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:121px;">12</div><div id="a57427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:121px;">–</div><div id="a57430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:121px;display:flex;">(7)</div><div id="a57434" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:133px;">New originations or purchases</div><div id="a57435" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:133px;">3</div><div id="a57438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:133px;">21</div><div id="a57441" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:133px;">n/a </div><div id="a57444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:133px;">n/a </div><div id="a57447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:133px;">21</div><div id="a57450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:133px;">19</div><div id="a57453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:133px;">n/a </div><div id="a57456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:133px;">n/a </div><div id="a57459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:133px;">19</div><div id="a57463" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:145px;">Net repayments</div><div id="a57464" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:145px;">4</div><div id="a57467" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:145px;display:flex;">(3)</div><div id="a57470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:345px;top:145px;display:flex;">(3)</div><div id="a57473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:145px;">–</div><div id="a57476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:145px;display:flex;">(6)</div><div id="a57479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:145px;display:flex;">(3)</div><div id="a57482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:145px;display:flex;">(3)</div><div id="a57485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:145px;">–</div><div id="a57488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:145px;display:flex;">(6)</div><div id="a57492" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:157px;">Derecognition of financial assets (excluding</div><div id="a57514" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:169px;">disposals and write-offs)</div><div id="a57517" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:169px;">5</div><div id="a57520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:169px;display:flex;">(4)</div><div id="a57523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:169px;display:flex;">(22)</div><div id="a57526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:169px;display:flex;">(29)</div><div id="a57529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:169px;display:flex;">(55)</div><div id="a57532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:169px;display:flex;">(12)</div><div id="a57535" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:169px;display:flex;">(15)</div><div id="a57538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:169px;display:flex;">(21)</div><div id="a57541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:169px;display:flex;">(48)</div><div id="a57545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:181px;">Changes to risk, parameters, and models</div><div id="a57546" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:181px;">6</div><div id="a57549" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:181px;display:flex;">(37)</div><div id="a57552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:181px;">110</div><div id="a57555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:181px;">54</div><div id="a57558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:181px;">127</div><div id="a57561" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:181px;display:flex;">(65)</div><div id="a57564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:181px;">58</div><div id="a57567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:181px;">35</div><div id="a57570" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:181px;">28</div><div id="a57573" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:193px;">Disposals </div><div id="a57576" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:193px;">–</div><div id="a57579" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:193px;">–</div><div id="a57582" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:193px;">–</div><div id="a57585" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:193px;">–</div><div id="a57588" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:193px;">–</div><div id="a57591" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:193px;">–</div><div id="a57594" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:193px;">–</div><div id="a57597" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:193px;">–</div><div id="a57600" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:205px;">Write-offs </div><div id="a57605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:205px;">–</div><div id="a57608" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:205px;">–</div><div id="a57611" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:205px;display:flex;">(11)</div><div id="a57614" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:205px;display:flex;">(11)</div><div id="a57617" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:205px;">–</div><div id="a57620" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:205px;">–</div><div id="a57623" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:205px;display:flex;">(7)</div><div id="a57626" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:205px;display:flex;">(7)</div><div id="a57629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:217px;">Recoveries </div><div id="a57632" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:217px;">–</div><div id="a57635" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:217px;">–</div><div id="a57638" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:217px;">3</div><div id="a57641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:217px;">3</div><div id="a57644" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:217px;">–</div><div id="a57647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:217px;">–</div><div id="a57650" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:217px;">1</div><div id="a57653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:217px;">1</div><div id="a57656" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:229px;">Foreign exchange and other adjustments </div><div id="a57659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:229px;display:flex;">(1)</div><div id="a57662" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:229px;">1</div><div id="a57665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:229px;">–</div><div id="a57668" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:229px;">–</div><div id="a57671" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:229px;">–</div><div id="a57674" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:229px;">–</div><div id="a57677" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:229px;">–</div><div id="a57680" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:229px;">–</div><div id="a57683" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:241px;">Balance at end of period </div><div id="a57685" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:241px;">$ </div><div id="a57687" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:241px;">99</div><div id="a57689" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:241px;">$ </div><div id="a57691" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:241px;">226</div><div id="a57693" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:241px;">$ </div><div id="a57695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:241px;">105</div><div id="a57697" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:241px;">$ </div><div id="a57699" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:241px;">430</div><div id="a57701" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:241px;">$ </div><div id="a57703" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:241px;">101</div><div id="a57705" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:241px;">$ </div><div id="a57707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:241px;">171</div><div id="a57709" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:241px;">$ </div><div id="a57711" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:241px;">73</div><div id="a57713" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:241px;">$ </div><div id="a57715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:241px;">345</div><div id="a57718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:254px;">Consumer Instalment and Other Personal </div><div id="a57737" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:265px;">Balance, including off-balance sheet instruments, </div><div id="a57759" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:277px;">at beginning of period </div><div id="a57761" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:277px;">$ </div><div id="a57763" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:277px;">724</div><div id="a57765" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:277px;">$ </div><div id="a57767" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:277px;">1,275</div><div id="a57769" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:277px;">$ </div><div id="a57771" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:277px;">274</div><div id="a57773" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:277px;">$ </div><div id="a57775" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:277px;">2,273</div><div id="a57777" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:277px;">$ </div><div id="a57779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:277px;">696</div><div id="a57781" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:277px;">$ </div><div id="a57783" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:277px;">1,175</div><div id="a57785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:277px;">$ </div><div id="a57787" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:277px;">262</div><div id="a57789" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:277px;">$ </div><div id="a57791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:277px;">2,133</div><div id="a57794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:289px;">Provision for credit losses </div><div id="a57814" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:301px;">Transfer to Stage 1</div><div id="a57815" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:301px;">1</div><div id="a57818" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:301px;">647</div><div id="a57821" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:301px;display:flex;">(643)</div><div id="a57824" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:301px;display:flex;">(4)</div><div id="a57827" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:301px;">–</div><div id="a57830" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:301px;">537</div><div id="a57833" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:301px;display:flex;">(533)</div><div id="a57836" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:301px;display:flex;">(4)</div><div id="a57839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:301px;">–</div><div id="a57843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:313px;">Transfer to Stage 2 </div><div id="a57846" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:313px;display:flex;">(180)</div><div id="a57849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:313px;">243</div><div id="a57852" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:313px;display:flex;">(63)</div><div id="a57855" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:313px;">–</div><div id="a57858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:313px;display:flex;">(178)</div><div id="a57861" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:313px;">249</div><div id="a57864" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:313px;display:flex;">(71)</div><div id="a57867" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:313px;">–</div><div id="a57871" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:325px;">Transfer to Stage 3 </div><div id="a57874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:325px;display:flex;">(9)</div><div id="a57877" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:325px;display:flex;">(232)</div><div id="a57880" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:325px;">241</div><div id="a57883" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:325px;">–</div><div id="a57886" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:325px;display:flex;">(7)</div><div id="a57889" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:325px;display:flex;">(220)</div><div id="a57892" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:325px;">227</div><div id="a57895" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:325px;">–</div><div id="a57899" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:337px;">Net remeasurement due to transfers into stage</div><div id="a57900" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:337px;">2</div><div id="a57903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:337px;display:flex;">(289)</div><div id="a57906" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:337px;">206</div><div id="a57909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:337px;">9</div><div id="a57912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:337px;display:flex;">(74)</div><div id="a57915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:337px;display:flex;">(234)</div><div id="a57918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:337px;">215</div><div id="a57921" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:337px;">6</div><div id="a57924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:337px;display:flex;">(13)</div><div id="a57928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:349px;">New originations or purchases</div><div id="a57929" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:349px;">3</div><div id="a57932" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:349px;">277</div><div id="a57935" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:349px;">n/a </div><div id="a57938" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:349px;">n/a </div><div id="a57941" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:349px;">277</div><div id="a57944" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:349px;">251</div><div id="a57947" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:349px;">n/a </div><div id="a57950" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:349px;">n/a </div><div id="a57953" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:349px;">251</div><div id="a57957" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:361px;">Net repayments</div><div id="a57958" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:361px;">4</div><div id="a57961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:361px;display:flex;">(77)</div><div id="a57964" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:361px;display:flex;">(80)</div><div id="a57967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:361px;display:flex;">(18)</div><div id="a57970" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:361px;display:flex;">(175)</div><div id="a57973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:361px;display:flex;">(65)</div><div id="a57976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:361px;display:flex;">(81)</div><div id="a57979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:361px;display:flex;">(13)</div><div id="a57982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:361px;display:flex;">(159)</div><div id="a57986" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:373px;">Derecognition of financial assets (excluding</div><div id="a58008" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:385px;">disposals and write-offs)</div><div id="a58011" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:385px;">5</div><div id="a58014" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:385px;display:flex;">(69)</div><div id="a58017" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:385px;display:flex;">(84)</div><div id="a58020" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:385px;display:flex;">(35)</div><div id="a58023" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:385px;display:flex;">(188)</div><div id="a58026" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:385px;display:flex;">(64)</div><div id="a58029" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:385px;display:flex;">(86)</div><div id="a58032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:385px;display:flex;">(36)</div><div id="a58035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:385px;display:flex;">(186)</div><div id="a58039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:397px;">Changes to risk, parameters, and models</div><div id="a58040" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:397px;">6</div><div id="a58043" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:397px;display:flex;">(255)</div><div id="a58046" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:397px;">489</div><div id="a58049" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:397px;">861</div><div id="a58052" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:397px;">1,095</div><div id="a58055" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:397px;display:flex;">(227)</div><div id="a58058" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:397px;">525</div><div id="a58061" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:397px;">825</div><div id="a58064" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:397px;">1,123</div><div id="a58067" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:409px;">Disposals </div><div id="a58070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:409px;">–</div><div id="a58073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:409px;">–</div><div id="a58076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:409px;">–</div><div id="a58079" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:409px;">–</div><div id="a58082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:409px;">–</div><div id="a58085" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:409px;">–</div><div id="a58088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:409px;">–</div><div id="a58091" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:409px;">–</div><div id="a58094" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:421px;">Write-offs</div><div id="a58100" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:421px;">–</div><div id="a58103" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:421px;">–</div><div id="a58106" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:421px;display:flex;">(1,247)</div><div id="a58109" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:421px;display:flex;">(1,247)</div><div id="a58112" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:421px;">–</div><div id="a58115" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:421px;">–</div><div id="a58118" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:421px;display:flex;">(1,196)</div><div id="a58121" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:421px;display:flex;">(1,196)</div><div id="a58124" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:433px;">Recoveries </div><div id="a58127" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:433px;">–</div><div id="a58130" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:433px;">–</div><div id="a58133" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:433px;">244</div><div id="a58136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:433px;">244</div><div id="a58139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:433px;">–</div><div id="a58142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:433px;">–</div><div id="a58145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:433px;">262</div><div id="a58148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:433px;">262</div><div id="a58151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:445px;">Foreign exchange and other adjustments </div><div id="a58154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:445px;">1</div><div id="a58157" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:445px;">–</div><div id="a58160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:445px;">–</div><div id="a58163" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:445px;">1</div><div id="a58166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:445px;display:flex;">(1)</div><div id="a58169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:445px;display:flex;">(3)</div><div id="a58172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:445px;">–</div><div id="a58175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:445px;display:flex;">(4)</div><div id="a58178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:458px;">Balance, including off-balance sheet instruments, </div><div id="a58200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:469px;">at end of period </div><div id="a58203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:469px;">770</div><div id="a58206" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:469px;">1,174</div><div id="a58209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:469px;">262</div><div id="a58212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:469px;">2,206</div><div id="a58215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:469px;">708</div><div id="a58218" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:469px;">1,241</div><div id="a58221" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:469px;">262</div><div id="a58224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:469px;">2,211</div><div id="a58227" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:481px;">Less: Allowance for off-balance sheet instruments</div><div id="a58230" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:481px;">7</div><div id="a58233" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:481px;">24</div><div id="a58236" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:481px;">48</div><div id="a58239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:481px;">–</div><div id="a58242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:481px;">72</div><div id="a58245" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:481px;">25</div><div id="a58248" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:481px;">54</div><div id="a58251" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:481px;">–</div><div id="a58254" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:481px;">79</div><div id="a58257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:494px;">Balance at end of period </div><div id="a58259" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:494px;">$ </div><div id="a58261" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:494px;">746</div><div id="a58263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:494px;">$ </div><div id="a58265" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:494px;">1,126</div><div id="a58267" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:494px;">$ </div><div id="a58269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:494px;">262</div><div id="a58271" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:494px;">$ </div><div id="a58273" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:494px;">2,134</div><div id="a58275" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:494px;">$ </div><div id="a58277" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:494px;">683</div><div id="a58279" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:494px;">$ </div><div id="a58281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:494px;">1,187</div><div id="a58283" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:494px;">$ </div><div id="a58285" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:494px;">262</div><div id="a58287" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:494px;">$ </div><div id="a58289" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:494px;">2,132</div><div id="a58292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:506px;">Credit Card</div><div id="a58293" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:57px;top:506px;">8</div><div id="a58312" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:517px;">Balance, including off-balance sheet instruments, </div><div id="a58334" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:529px;">at beginning of period </div><div id="a58336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:529px;">$ </div><div id="a58338" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:529px;">944</div><div id="a58340" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:529px;">$ </div><div id="a58342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:529px;">1,386</div><div id="a58344" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:529px;">$ </div><div id="a58346" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:529px;">460</div><div id="a58348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:529px;">$ </div><div id="a58350" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:529px;">2,790</div><div id="a58352" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:529px;">$ </div><div id="a58354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:529px;">947</div><div id="a58356" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:529px;">$ </div><div id="a58358" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:529px;">1,374</div><div id="a58360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:529px;">$ </div><div id="a58362" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:529px;">378</div><div id="a58364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:529px;">$ </div><div id="a58366" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:529px;">2,699</div><div id="a58369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:541px;">Provision for credit losses</div><div id="a58390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:553px;">Transfer to Stage 1</div><div id="a58391" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:553px;">1</div><div id="a58394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:553px;">822</div><div id="a58397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:553px;display:flex;">(794)</div><div id="a58400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:553px;display:flex;">(28)</div><div id="a58403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:553px;">–</div><div id="a58406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:553px;">1,000</div><div id="a58409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:553px;display:flex;">(967)</div><div id="a58412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:553px;display:flex;">(33)</div><div id="a58415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:553px;">–</div><div id="a58419" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:565px;">Transfer to Stage 2 </div><div id="a58422" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:565px;display:flex;">(260)</div><div id="a58425" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:565px;">337</div><div id="a58428" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:565px;display:flex;">(77)</div><div id="a58431" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:565px;">–</div><div id="a58434" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:565px;display:flex;">(256)</div><div id="a58437" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:565px;">325</div><div id="a58440" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:565px;display:flex;">(69)</div><div id="a58443" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:565px;">–</div><div id="a58447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:577px;">Transfer to Stage 3 </div><div id="a58450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:577px;display:flex;">(22)</div><div id="a58453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:577px;display:flex;">(787)</div><div id="a58456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:577px;">809</div><div id="a58459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:577px;">–</div><div id="a58462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:577px;display:flex;">(18)</div><div id="a58465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:577px;display:flex;">(768)</div><div id="a58468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:577px;">786</div><div id="a58471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:577px;">–</div><div id="a58475" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:589px;">Net remeasurement due to transfers into stage</div><div id="a58476" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:589px;">2</div><div id="a58479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:589px;display:flex;">(325)</div><div id="a58482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:589px;">367</div><div id="a58485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:589px;">23</div><div id="a58488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:589px;">65</div><div id="a58491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:589px;display:flex;">(398)</div><div id="a58494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:589px;">343</div><div id="a58497" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:589px;">20</div><div id="a58500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:589px;display:flex;">(35)</div><div id="a58504" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:601px;">New originations or purchases</div><div id="a58505" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:601px;">3</div><div id="a58508" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:601px;">136</div><div id="a58511" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:601px;">n/a </div><div id="a58514" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:601px;">n/a </div><div id="a58517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:601px;">136</div><div id="a58520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:601px;">113</div><div id="a58523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:601px;">n/a </div><div id="a58526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:601px;">n/a </div><div id="a58529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:601px;">113</div><div id="a58533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:613px;">Net repayments</div><div id="a58534" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:613px;">4</div><div id="a58537" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:613px;">9</div><div id="a58540" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:345px;top:613px;display:flex;">(1)</div><div id="a58543" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:613px;">49</div><div id="a58546" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:613px;">57</div><div id="a58549" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:613px;display:flex;">(7)</div><div id="a58552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:613px;">5</div><div id="a58555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:613px;">54</div><div id="a58558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:613px;">52</div><div id="a58562" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:625px;">Derecognition of financial assets (excluding</div><div id="a58584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:637px;">disposals and write-offs)</div><div id="a58587" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:637px;">5</div><div id="a58590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:637px;display:flex;">(38)</div><div id="a58593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:637px;display:flex;">(83)</div><div id="a58596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:394px;top:637px;display:flex;">(333)</div><div id="a58599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:637px;display:flex;">(454)</div><div id="a58602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:637px;display:flex;">(49)</div><div id="a58605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:637px;display:flex;">(74)</div><div id="a58608" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:637px;display:flex;">(240)</div><div id="a58611" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:637px;display:flex;">(363)</div><div id="a58615" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:649px;">Changes to risk, parameters, and models</div><div id="a58616" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:649px;">6</div><div id="a58619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:649px;display:flex;">(306)</div><div id="a58622" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:649px;">1,004</div><div id="a58625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:649px;">802</div><div id="a58628" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:649px;">1,500</div><div id="a58631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:649px;display:flex;">(400)</div><div id="a58634" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:649px;">1,120</div><div id="a58637" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:649px;">815</div><div id="a58640" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:649px;">1,535</div><div id="a58643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:661px;">Disposals </div><div id="a58646" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:661px;">–</div><div id="a58649" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:661px;">–</div><div id="a58652" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:661px;">–</div><div id="a58655" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:661px;">–</div><div id="a58658" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:661px;">–</div><div id="a58661" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:661px;">–</div><div id="a58664" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:661px;">–</div><div id="a58667" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:661px;">–</div><div id="a58670" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:673px;">Write-offs</div><div id="a58676" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:673px;">–</div><div id="a58679" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:673px;">–</div><div id="a58682" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:673px;display:flex;">(1,598)</div><div id="a58685" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:673px;display:flex;">(1,598)</div><div id="a58688" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:673px;">–</div><div id="a58691" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:673px;">–</div><div id="a58694" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:673px;display:flex;">(1,558)</div><div id="a58697" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:673px;display:flex;">(1,558)</div><div id="a58700" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:685px;">Recoveries </div><div id="a58703" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:685px;">–</div><div id="a58706" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:685px;">–</div><div id="a58709" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:685px;">331</div><div id="a58712" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:685px;">331</div><div id="a58715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:685px;">–</div><div id="a58718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:685px;">–</div><div id="a58721" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:685px;">293</div><div id="a58724" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:685px;">293</div><div id="a58727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:697px;">Foreign exchange and other adjustments </div><div id="a58730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:697px;">–</div><div id="a58733" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:697px;">1</div><div id="a58736" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:697px;">–</div><div id="a58739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:697px;">1</div><div id="a58742" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:697px;display:flex;">(3)</div><div id="a58745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:697px;display:flex;">(2)</div><div id="a58748" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:697px;display:flex;">(3)</div><div id="a58751" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:697px;display:flex;">(8)</div><div id="a58754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:710px;">Balance, including off-balance sheet instruments, </div><div id="a58776" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:721px;">at end of period </div><div id="a58779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:721px;">960</div><div id="a58782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:721px;">1,430</div><div id="a58785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:721px;">438</div><div id="a58788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:721px;">2,828</div><div id="a58791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:721px;">929</div><div id="a58794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:721px;">1,356</div><div id="a58797" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:721px;">443</div><div id="a58800" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:721px;">2,728</div><div id="a58803" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:733px;">Less: Allowance for off-balance sheet instruments</div><div id="a58806" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:733px;">7</div><div id="a58809" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:733px;">207</div><div id="a58812" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:733px;">306</div><div id="a58815" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:733px;">–</div><div id="a58818" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:733px;">513</div><div id="a58821" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:733px;">201</div><div id="a58824" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:733px;">295</div><div id="a58827" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:733px;">–</div><div id="a58830" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:733px;">496</div><div id="a58833" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:746px;">Balance at end of period </div><div id="a58835" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:746px;">$ </div><div id="a58837" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:746px;">753</div><div id="a58839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:746px;">$ </div><div id="a58841" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:746px;">1,124</div><div id="a58843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:746px;">$ </div><div id="a58845" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:746px;">438</div><div id="a58847" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:746px;">$ </div><div id="a58849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:746px;">2,315</div><div id="a58851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:746px;">$ </div><div id="a58853" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:746px;">728</div><div id="a58855" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:746px;">$ </div><div id="a58857" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:746px;">1,061</div><div id="a58859" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:746px;">$ </div><div id="a58861" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:746px;">443</div><div id="a58863" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:746px;">$ </div><div id="a58865" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:746px;">2,232</div></div></div></div><div id="TextBlockContainer314" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="div_312_XBRL_TS_c21fea2bd7124ede9141f45e1513f7f8" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer313" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="a58869_1_74" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Transfers represent stage transfer movements prior to ECL remeasurement.<div style="display:inline-block;width:4px"> </div></div><div id="a58876" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a58877" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2<div style="display:inline-block;width:4px"> </div>or 3) due to stage transfers necessitated by credit risk migration, as </div><div id="a58888" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2025<div style="display:inline-block;width:4px"> </div>Annual Consolidated Financial Statements, holding all other factors impacting the </div><div id="a58904" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:32px;">change in ECLs constant.<div style="display:inline-block;width:3px"> </div></div><div id="a58910" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">3</div><div id="a58911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:43px;"><div style="display:inline-block;width:3px"> </div>Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. </div><div id="a58914" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">4</div><div id="a58915" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to cash flow changes associated with new draws or repayments<div style="display:inline-block;width:4px"> </div>on loans outstanding.<div style="display:inline-block;width:3px"> </div></div><div id="a58919" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">5</div><div id="a58920" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease<div style="display:inline-block;width:4px"> </div>associated with loans that were disposed or fully written off. </div><div id="a58924" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:74px;">6</div><div id="a58925" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to current period changes in risk (e.g.,<div style="display:inline-block;width:4px"> </div>PD) caused by changes to macroeconomic factors, level of risk, parameters,<div style="display:inline-block;width:3px"> </div>and/or models, </div><div id="a58952" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:85px;">subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information<div style="display:inline-block;width:1px"> </div>”<div style="display:inline-block;width:2px"> </div>and “Expert Credit Judgment”<div style="display:inline-block;width:3px"> </div>sections of Note 2 and Note 3 of the </div><div id="a58974" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:96px;">Bank’s 2025 Annual Consolidated Financial Statements for further details.<div style="display:inline-block;width:4px"> </div></div><div id="a58980" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:106px;">7</div><div id="a58981" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:107px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet. </div><div id="a58986" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:117px;">8</div><div id="a58987" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:117px;"><div style="display:inline-block;width:3px"> </div>Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off<div style="display:inline-block;width:4px"> </div>at 180 days past due. Refer to Note 2 of the Bank’s 2025 Annual </div><div id="a58993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:128px;">Consolidated Financial Statements for further details.</div></div></div></div><div id="TextBlockContainer317" style="position:relative;line-height:normal;width:734px;height:363px;"><div id="a59009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Allowance for Loan Losses by Stage </div><div id="a59010" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:3px;">(Continued)</div><div id="a59030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:15px;">(millions of Canadian dollars) </div><div id="a59032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:600px;top:15px;">For the nine months ended </div><div id="a59038" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:418px;top:27px;">July 31, 2026 </div><div id="a59040" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:27px;">July 31, 2025 </div><div id="a59046" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:39px;">Stage 1 </div><div id="a59048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:39px;">Stage 2 </div><div id="a59050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:39px;">Stage 3 </div><div id="a59053" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:39px;">Total </div><div id="a59055" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:39px;">Stage 1 </div><div id="a59057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:39px;">Stage 2 </div><div id="a59059" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:39px;">Stage 3 </div><div id="a59062" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:39px;">Total </div><div id="a59065" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:51px;">Business and Government </div><div id="a59084" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:63px;">Balance, including off-balance sheet instruments, </div><div id="a59106" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:75px;">at beginning of period </div><div id="a59108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:75px;">$ </div><div id="a59110" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:75px;">1,439</div><div id="a59112" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:75px;">$ </div><div id="a59114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:75px;">2,092</div><div id="a59116" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:75px;">$ </div><div id="a59118" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:75px;">790</div><div id="a59120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:75px;">$ </div><div id="a59122" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:75px;">4,321</div><div id="a59124" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:75px;">$ </div><div id="a59126" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:75px;">1,150</div><div id="a59128" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:75px;">$ </div><div id="a59130" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:75px;">1,937</div><div id="a59132" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:75px;">$ </div><div id="a59134" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:75px;">853</div><div id="a59136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:75px;">$ </div><div id="a59138" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:75px;">3,940</div><div id="a59141" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Provision for credit losses</div><div id="a59162" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:99px;">Transfer to Stage 1</div><div id="a59163" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:98px;">1</div><div id="a59166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:99px;">285</div><div id="a59169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:99px;display:flex;">(285)</div><div id="a59172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:99px;">–</div><div id="a59175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:99px;">–</div><div id="a59178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:99px;">277</div><div id="a59181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:99px;display:flex;">(273)</div><div id="a59184" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:99px;display:flex;">(4)</div><div id="a59187" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:99px;">–</div><div id="a59191" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:111px;">Transfer to Stage 2 </div><div id="a59194" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:111px;display:flex;">(455)</div><div id="a59197" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:111px;">466</div><div id="a59200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:111px;display:flex;">(11)</div><div id="a59203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:111px;">–</div><div id="a59206" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:111px;display:flex;">(517)</div><div id="a59209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:111px;">548</div><div id="a59212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:111px;display:flex;">(31)</div><div id="a59215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:111px;">–</div><div id="a59219" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:123px;">Transfer to Stage 3 </div><div id="a59222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:123px;display:flex;">(6)</div><div id="a59225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:123px;display:flex;">(254)</div><div id="a59228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:123px;">260</div><div id="a59231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">–</div><div id="a59234" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:123px;display:flex;">(6)</div><div id="a59237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:123px;display:flex;">(405)</div><div id="a59240" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:123px;">411</div><div id="a59243" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:123px;">–</div><div id="a59247" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net remeasurement due to transfers into stage</div><div id="a59248" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:134px;">1</div><div id="a59251" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:135px;display:flex;">(87)</div><div id="a59254" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:135px;">123</div><div id="a59257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:135px;">2</div><div id="a59260" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">38</div><div id="a59263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:135px;display:flex;">(75)</div><div id="a59266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:135px;">145</div><div id="a59269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">–</div><div id="a59272" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:135px;">70</div><div id="a59276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">New originations or purchases</div><div id="a59277" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:146px;">1</div><div id="a59280" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:147px;">1,216</div><div id="a59283" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:147px;">n/a </div><div id="a59286" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:147px;">n/a </div><div id="a59289" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:147px;">1,216</div><div id="a59292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:147px;">1,052</div><div id="a59295" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:147px;">n/a </div><div id="a59298" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:147px;">n/a </div><div id="a59301" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:147px;">1,052</div><div id="a59305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:159px;">Net repayments</div><div id="a59306" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:158px;">1</div><div id="a59309" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:159px;">18</div><div id="a59312" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:159px;display:flex;">(85)</div><div id="a59315" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:159px;display:flex;">(174)</div><div id="a59318" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:159px;display:flex;">(241)</div><div id="a59321" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:159px;">17</div><div id="a59324" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:159px;display:flex;">(22)</div><div id="a59327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:159px;display:flex;">(116)</div><div id="a59330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:159px;display:flex;">(121)</div><div id="a59334" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:171px;">Derecognition of financial assets (excluding</div><div id="a59356" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:183px;">disposals and write-offs)</div><div id="a59359" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:182px;">1</div><div id="a59362" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:183px;display:flex;">(698)</div><div id="a59365" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:183px;display:flex;">(668)</div><div id="a59368" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:183px;display:flex;">(398)</div><div id="a59371" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:446px;top:183px;display:flex;">(1,764)</div><div id="a59374" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:183px;display:flex;">(546)</div><div id="a59377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:183px;display:flex;">(709)</div><div id="a59380" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:183px;display:flex;">(243)</div><div id="a59383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:682px;top:183px;display:flex;">(1,498)</div><div id="a59387" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:195px;">Changes to risk, parameters, and models</div><div id="a59388" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:194px;">1</div><div id="a59391" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:195px;display:flex;">(218)</div><div id="a59394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">552</div><div id="a59397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:195px;">1,054</div><div id="a59400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:195px;">1,388</div><div id="a59403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:195px;">82</div><div id="a59406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:195px;">872</div><div id="a59409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:195px;">763</div><div id="a59412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:195px;">1,717</div><div id="a59415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:207px;">Disposals </div><div id="a59418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:207px;">–</div><div id="a59421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:207px;">–</div><div id="a59424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:207px;display:flex;">(27)</div><div id="a59427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:207px;display:flex;">(27)</div><div id="a59430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:207px;">–</div><div id="a59433" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:207px;">–</div><div id="a59436" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:207px;display:flex;">(22)</div><div id="a59439" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:207px;display:flex;">(22)</div><div id="a59442" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Write-offs</div><div id="a59448" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:219px;">–</div><div id="a59451" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:219px;">–</div><div id="a59454" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:219px;display:flex;">(884)</div><div id="a59457" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:219px;display:flex;">(884)</div><div id="a59460" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:219px;">–</div><div id="a59463" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:219px;">–</div><div id="a59466" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:219px;display:flex;">(743)</div><div id="a59469" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:219px;display:flex;">(743)</div><div id="a59472" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:231px;">Recoveries </div><div id="a59475" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:231px;">–</div><div id="a59478" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:231px;">–</div><div id="a59481" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:231px;">67</div><div id="a59484" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:231px;">67</div><div id="a59487" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:231px;">–</div><div id="a59490" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:231px;">–</div><div id="a59493" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:231px;">56</div><div id="a59496" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:231px;">56</div><div id="a59499" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:243px;">Foreign exchange and other adjustments </div><div id="a59502" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:243px;">10</div><div id="a59505" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:243px;">2</div><div id="a59508" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:243px;display:flex;">(36)</div><div id="a59511" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:243px;display:flex;">(24)</div><div id="a59514" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:243px;">9</div><div id="a59517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:243px;display:flex;">(12)</div><div id="a59520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:243px;display:flex;">(31)</div><div id="a59523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:243px;display:flex;">(34)</div><div id="a59526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Balance, including off-balance sheet instruments, </div><div id="a59548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:267px;">at end of period </div><div id="a59551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:267px;">1,504</div><div id="a59554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:267px;">1,943</div><div id="a59557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:267px;">643</div><div id="a59560" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:267px;">4,090</div><div id="a59563" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:267px;">1,443</div><div id="a59566" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:267px;">2,081</div><div id="a59569" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:267px;">893</div><div id="a59572" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:267px;">4,417</div><div id="a59575" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Less: Allowance for off-balance sheet instruments</div><div id="a59578" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:278px;">2</div><div id="a59581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:279px;">240</div><div id="a59584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:279px;">216</div><div id="a59587" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:279px;">5</div><div id="a59590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:279px;">461</div><div id="a59593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:279px;">223</div><div id="a59596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:279px;">212</div><div id="a59599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:279px;">9</div><div id="a59602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:279px;">444</div><div id="a59605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:291px;">Balance at end of period </div><div id="a59608" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:291px;">1,264</div><div id="a59611" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:291px;">1,727</div><div id="a59614" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:291px;">638</div><div id="a59617" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:291px;">3,629</div><div id="a59620" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:291px;">1,220</div><div id="a59623" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:291px;">1,869</div><div id="a59626" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">884</div><div id="a59629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:291px;">3,973</div><div id="a59632" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:303px;">Total Allowance, including<div style="display:inline-block;width:4px"> </div>off-balance sheet<div style="display:inline-block;width:3px"> </div></div><div id="a59654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:315px;">instruments, at end of period </div><div id="a59657" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:315px;">3,333</div><div id="a59660" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:315px;">4,773</div><div id="a59663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:315px;">1,448</div><div id="a59666" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:315px;">9,554</div><div id="a59669" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:315px;">3,181</div><div id="a59672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">4,849</div><div id="a59675" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:315px;">1,671</div><div id="a59678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:315px;">9,701</div><div id="a59681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:327px;">Less: Total Allowance for<div style="display:inline-block;width:4px"> </div>off-balance sheet </div><div id="a59702" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:339px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59704" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:339px;">instruments</div><div id="a59705" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:70px;top:339px;">2</div><div id="a59708" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:339px;">471</div><div id="a59711" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:339px;">570</div><div id="a59714" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:339px;">5</div><div id="a59717" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:339px;">1,046</div><div id="a59720" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:339px;">449</div><div id="a59723" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:339px;">561</div><div id="a59726" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:339px;">9</div><div id="a59729" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:339px;">1,019</div><div id="a59732" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:351px;">Total Allowance for Loan Losses<div style="display:inline-block;width:4px"> </div>at end of period</div><div id="a59735" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:351px;">$ </div><div id="a59737" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:351px;">2,862</div><div id="a59739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:351px;">$ </div><div id="a59741" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:351px;">4,203</div><div id="a59743" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:351px;">$ </div><div id="a59745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:351px;">1,443</div><div id="a59747" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:351px;">$ </div><div id="a59749" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:351px;">8,508</div><div id="a59751" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:351px;">$ </div><div id="a59753" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:351px;">2,732</div><div id="a59755" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:351px;">$ </div><div id="a59757" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:351px;">4,288</div><div id="a59759" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:351px;">$ </div><div id="a59761" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:351px;">1,662</div><div id="a59763" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:351px;">$ </div><div id="a59765" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:351px;">8,682</div></div><div id="TextBlockContainer321" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="a59769_1_134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous<div style="display:inline-block;width:4px"> </div>page in this Note. </div><div id="a59778" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a59779" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet.</div></div><div id="TextBlockContainer324" style="position:relative;line-height:normal;width:370px;height:13px;"><div id="a59787" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The allowance for credit losses on all remaining<div style="display:inline-block;width:1px"> </div>financial assets is not significant.</div></div><div id="TextBlockContainer326" style="position:relative;line-height:normal;width:729px;height:93px;"><div id="a59794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(e)</div><div id="a59795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:0px;"><div style="display:inline-block;width:3px"> </div>FORWARD-LOOKING INFORMATION</div><div id="a59802" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">Relevant macroeconomic factors are incorporated<div style="display:inline-block;width:1px"> </div>in risk parameters as appropriate. Additional<div style="display:inline-block;width:1px"> </div>risk factors that are industry or segment<div style="display:inline-block;width:1px"> </div>specific are also </div><div id="a59844" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">incorporated, where relevant. The key macroeconomic<div style="display:inline-block;width:1px"> </div>variables used in determining ECLs include<div style="display:inline-block;width:1px"> </div>regional unemployment rates for all retail exposures<div style="display:inline-block;width:1px"> </div>and </div><div id="a59884" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">regional housing price indices for residential<div style="display:inline-block;width:1px"> </div>mortgages and home equity lines of credit.<div style="display:inline-block;width:1px"> </div>For business and government loans,<div style="display:inline-block;width:1px"> </div>the key macroeconomic variables </div><div id="a59928" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">include gross domestic product (GDP), unemployment<div style="display:inline-block;width:1px"> </div>rates, interest rates, and credit spreads.<div style="display:inline-block;width:1px"> </div>Refer to Note 3 of the Bank’s 2025 Annual<div style="display:inline-block;width:1px"> </div>Consolidated Financial </div><div id="a59976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Statements for a discussion of how forward-looking<div style="display:inline-block;width:1px"> </div>information is generated and considered<div style="display:inline-block;width:1px"> </div>in determining whether there has been a<div style="display:inline-block;width:1px"> </div>significant increase in credit </div><div id="a60024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">risk and in measuring ECLs.</div></div><div id="TextBlockContainer328" style="position:relative;line-height:normal;width:135px;height:12px;"><div id="a60048" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Macroeconomic Variables</div></div><div id="TextBlockContainer333" style="position:relative;line-height:normal;width:732px;height:290px;"><div id="a60076" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Macroeconomic Variables </div><div id="a60110" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:701px;top:13px;">As at </div><div id="a60126" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:27px;">July 31, 2026 </div><div id="a60130" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:40px;">Base Forecast </div><div id="a60132" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:40px;">Upside Scenario </div><div id="a60134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:613px;top:40px;">Downside Scenario </div><div id="a60138" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:54px;">Average </div><div id="a60141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:54px;">Remaining </div><div id="a60144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:54px;">Average </div><div id="a60147" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:524px;top:54px;">Remaining </div><div id="a60150" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:54px;">Average </div><div id="a60153" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:664px;top:54px;">Remaining </div><div id="a60158" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:66px;">Q3 2026- </div><div id="a60162" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:66px;">4-year </div><div id="a60167" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:462px;top:66px;">Q3 2026- </div><div id="a60171" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:66px;">4-year </div><div id="a60176" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:66px;">Q3 2026- </div><div id="a60180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:683px;top:66px;">4-year </div><div id="a60186" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:80px;">Q2 2027</div><div id="a60187" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:80px;">1</div><div id="a60190" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:80px;">period</div><div id="a60191" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:80px;">1</div><div id="a60194" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:462px;top:80px;">Q2 2027</div><div id="a60195" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:80px;">1</div><div id="a60198" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:80px;">period</div><div id="a60199" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:80px;">1</div><div id="a60202" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:80px;">Q2 2027</div><div id="a60203" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:80px;">1</div><div id="a60206" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:80px;">period</div><div id="a60207" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:80px;">1</div><div id="a60209" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:720px;top:80px;"><div style="display:inline-block;width:2px"> </div></div><div id="a60211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:94px;">Unemployment rate </div><div id="a60232" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:107px;">Canada </div><div id="a60235" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:107px;">6.4</div><div id="a60237" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:364px;top:107px;">% </div><div id="a60240" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:107px;">5.9</div><div id="a60242" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:434px;top:107px;">% </div><div id="a60245" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:107px;">6.1</div><div id="a60247" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:107px;">% </div><div id="a60250" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:107px;">5.7</div><div id="a60252" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:107px;">% </div><div id="a60255" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:107px;">7.7</div><div id="a60257" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:107px;">% </div><div id="a60260" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:107px;">7.2</div><div id="a60262" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:107px;">% </div><div id="a60265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">United States </div><div id="a60268" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:120px;">4.2</div><div id="a60272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:120px;">4.0</div><div id="a60276" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:120px;">4.0</div><div id="a60280" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:120px;">3.7</div><div id="a60284" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:120px;">5.5</div><div id="a60288" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:120px;">5.4</div><div id="a60291" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:133px;">Real GDP</div><div id="a60313" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">Canada </div><div id="a60316" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:147px;">1.4</div><div id="a60320" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:147px;">1.8</div><div id="a60324" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:147px;">1.9</div><div id="a60328" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:147px;">2.1</div><div id="a60332" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:147px;display:flex;">(0.8)</div><div id="a60336" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">2.1</div><div id="a60340" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:160px;">United States </div><div id="a60343" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:160px;">2.1</div><div id="a60347" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:160px;">2.0</div><div id="a60351" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:160px;">2.5</div><div id="a60355" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:160px;">2.4</div><div id="a60359" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:160px;display:flex;">(0.3)</div><div id="a60363" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;">2.4</div><div id="a60366" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:173px;">Home prices</div><div id="a60388" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:186px;">Canada (average existing price)</div><div id="a60389" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:139px;top:186px;">2 </div><div id="a60392" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:186px;">1.1</div><div id="a60396" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:186px;">3.6</div><div id="a60400" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:186px;">3.0</div><div id="a60404" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:186px;">3.8</div><div id="a60408" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:186px;display:flex;">(4.1)</div><div id="a60412" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:186px;">2.8</div><div id="a60416" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:200px;">United States (CoreLogic HPI)</div><div id="a60417" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:199px;">3 </div><div id="a60420" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:200px;">1.3</div><div id="a60424" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:200px;">3.5</div><div id="a60428" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:200px;">1.7</div><div id="a60432" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:200px;">4.1</div><div id="a60436" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:200px;display:flex;">(6.0)</div><div id="a60440" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:200px;">4.0</div><div id="a60443" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:213px;">Central bank policy interest rate </div><div id="a60464" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:226px;">Canada </div><div id="a60467" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:226px;">2.25</div><div id="a60471" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:226px;">2.25</div><div id="a60475" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:226px;">2.75</div><div id="a60479" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:226px;">2.75</div><div id="a60483" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:226px;">1.13</div><div id="a60487" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:226px;">1.42</div><div id="a60491" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:239px;">United States </div><div id="a60494" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:239px;">3.56</div><div id="a60498" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:239px;">3.25</div><div id="a60502" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:239px;">3.75</div><div id="a60506" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:239px;">3.75</div><div id="a60510" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:239px;">2.06</div><div id="a60514" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:239px;">2.30</div><div id="a60517" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:253px;">U.S. 10-year treasury yield </div><div id="a60522" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:253px;">4.20</div><div id="a60526" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:253px;">4.10</div><div id="a60530" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:253px;">4.58</div><div id="a60534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:253px;">4.58</div><div id="a60538" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:253px;">3.77</div><div id="a60542" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:253px;">3.70</div><div id="a60545" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:266px;">U.S. 10-year BBB spread (%-pts) </div><div id="a60552" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:266px;">1.53</div><div id="a60556" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:266px;">1.60</div><div id="a60560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:266px;">1.24</div><div id="a60564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:266px;">1.53</div><div id="a60568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:266px;">2.33</div><div id="a60572" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:266px;">1.91</div><div id="a60575" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Exchange rate (U.S. dollar/Canadian dollar) </div><div id="a60577" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:306px;top:279px;">$ </div><div id="a60579" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:279px;">0.74</div><div id="a60582" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:279px;">$ </div><div id="a60584" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:279px;">0.75</div><div id="a60587" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:446px;top:279px;">$ </div><div id="a60589" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:279px;">0.75</div><div id="a60592" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:279px;">$ </div><div id="a60594" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:279px;">0.76</div><div id="a60597" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:586px;top:279px;">$ </div><div id="a60599" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:279px;">0.68</div><div id="a60602" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:279px;">$ </div><div id="a60604" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:279px;">0.70</div></div><div id="TextBlockContainer338" style="position:relative;line-height:normal;width:655px;height:36px;"><div id="div_336_XBRL_TS_45979a79ebd2431b802371b2489512ce" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer337" style="position:relative;line-height:normal;width:655px;height:36px;"><div id="a60608_1_128" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:3px;">The numbers represent average values for the quoted periods and the average of year-on-year growth for real GDP<div style="display:inline-block;width:4px"> </div>and home prices.</div><div id="a60657" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:14px;">2</div><div id="a60658" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;"><div style="display:inline-block;width:3px"> </div>The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data<div style="display:inline-block;width:4px"> </div>is collected by the Canadian Real Estate Association. </div><div id="a60713" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:25px;">3</div><div id="a60714" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:25px;"><div style="display:inline-block;width:3px"> </div>The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases<div style="display:inline-block;width:4px"> </div>in the same home’s sales price over time.</div></div></div></div><div id="TextBlockContainer342" style="position:relative;line-height:normal;width:732px;height:107px;"><div id="a60764" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(f)</div><div id="a60765" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:14px;top:0px;"><div style="display:inline-block;width:3px"> </div>SENSITIVITY OF ALLOWANCE FOR CREDIT LOSSES </div><div id="a60768" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:14px;">ECLs are sensitive to the inputs used in internally<div style="display:inline-block;width:1px"> </div>developed models, the macroeconomic<div style="display:inline-block;width:1px"> </div>variables in the forward-looking forecasts and<div style="display:inline-block;width:1px"> </div>respective probability </div><div id="a60812" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">weightings in determining the probability-weighted<div style="display:inline-block;width:1px"> </div>ECLs, and other factors considered when<div style="display:inline-block;width:1px"> </div>applying expert credit judgment. Changes<div style="display:inline-block;width:1px"> </div>in these inputs, </div><div id="a60852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:41px;">assumptions, models, and judgments would<div style="display:inline-block;width:1px"> </div>affect the assessment of significant increase in<div style="display:inline-block;width:1px"> </div>credit risk and the measurement of ECLs. </div><div id="div_340_XBRL_TS_5f7e6967d6094878b1d54c2edec4a21e" style="position:absolute;left:0px;top:67px;float:left;"><div id="TextBlockContainer341" style="position:relative;line-height:normal;width:732px;height:39px;"><div id="a60891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the base ECL<div style="display:inline-block;width:1px"> </div>scenario compared to the probability-weighted<div style="display:inline-block;width:1px"> </div>ECLs, with the latter derived from<div style="display:inline-block;width:1px"> </div>three ECL scenarios for performing </div><div id="a60940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">loans and off-balance sheet instruments. The difference<div style="display:inline-block;width:1px"> </div>reflects the impact of deriving multiple<div style="display:inline-block;width:1px"> </div>scenarios around the base ECLs and resultant<div style="display:inline-block;width:1px"> </div>change in ECLs due </div><div id="a60990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">to non-linearity and sensitivity to using<div style="display:inline-block;width:1px"> </div>macroeconomic forecasts.</div></div></div></div><div id="TextBlockContainer346" style="position:relative;line-height:normal;width:734px;height:94px;"><div id="div_344_XBRL_TS_99d295eee94d47a7b51577e5d480afdb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer345" style="position:relative;line-height:normal;width:734px;height:94px;"><div id="a61011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Change from Base to Probability-Weighted<div style="display:inline-block;width:1px"> </div>ECLs</div><div id="a61023" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a61034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:17px;">As at </div><div id="a61046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:523px;top:30px;">July 31, 2026 </div><div id="a61049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:30px;">October 31, 2025 </div><div id="a61052" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;">Probability-weighted ECLs </div><div id="a61064" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:43px;">$ </div><div id="a61066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:560px;top:43px;">8,106</div><div id="a61069" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:43px;">$ </div><div id="a61071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:43px;">8,137</div><div id="a61074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Base ECLs </div><div id="a61085" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:560px;top:55px;">7,563</div><div id="a61089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:55px;">7,737</div><div id="a61092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Difference – in amount </div><div id="a61105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:69px;">$ </div><div id="a61107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:568px;top:69px;">543</div><div id="a61110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:69px;">$ </div><div id="a61112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:69px;">400</div><div id="a61115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Difference – in percentage </div><div id="a61129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:81px;">7.2</div><div id="a61131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:591px;top:81px;">% </div><div id="a61134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:81px;">5.2</div><div id="a61136" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:81px;">%</div></div></div></div><div id="TextBlockContainer350" style="position:relative;line-height:normal;width:734px;height:53px;"><div id="a61139" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">ECLs for performing loans and off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>consist of an aggregate amount of Stage 1 and<div style="display:inline-block;width:1px"> </div>Stage 2 probability-weighted ECLs<div style="display:inline-block;width:1px"> </div>which are twelve-</div><div id="a61191" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">month ECLs and lifetime ECLs, respectively. Transfers from Stage 1 to Stage<div style="display:inline-block;width:1px"> </div>2 ECLs result from a significant increase<div style="display:inline-block;width:1px"> </div>in credit risk since initial recognition. </div><div id="div_348_XBRL_TS_f38c6ff585e245669ffd928772726fb2" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer349" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="a61191_160_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:0px;">The </div><div id="a61243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">following table shows the estimated impact<div style="display:inline-block;width:1px"> </div>of staging on ECLs by presenting all performing<div style="display:inline-block;width:1px"> </div>loans and off-balance sheet instruments calculated<div style="display:inline-block;width:1px"> </div>using twelve-month </div><div id="a61291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">ECLs compared to the current aggregate probability-weighted<div style="display:inline-block;width:1px"> </div>ECLs, holding all risk profiles constant.</div></div></div></div><div id="TextBlockContainer353" style="position:relative;line-height:normal;width:734px;height:82px;"><div id="a61322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Incremental Lifetime ECLs Impact</div><div id="a61329" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars)<div style="display:inline-block;width:2px"> </div></div><div id="a61337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a61345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:529px;top:30px;">July 31, 2026 </div><div id="a61348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:30px;">October 31, 2025 </div><div id="a61351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;">Probability-weighted ECLs </div><div id="a61359" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:43px;">$ </div><div id="a61361" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:43px;">8,106</div><div id="a61364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:43px;">$ </div><div id="a61366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:43px;">8,137</div><div id="a61369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">All performing loans and off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>using 12-month ECLs </div><div id="a61380" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:55px;">6,309</div><div id="a61384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:55px;">6,435</div><div id="a61387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Incremental lifetime ECLs impact </div><div id="a61393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:69px;">$ </div><div id="a61395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:69px;">1,797</div><div id="a61398" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:69px;">$ </div><div id="a61400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:69px;">1,702</div></div><div id="TextBlockContainer356" style="position:relative;line-height:normal;width:734px;height:79px;"><div id="a61404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(g)</div><div id="a61405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:0px;"><div style="display:inline-block;width:3px"> </div>FORECLOSED ASSETS </div><div id="a61409" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">Foreclosed assets are repossessed non-financial<div style="display:inline-block;width:1px"> </div>assets where the Bank gains title, ownership,<div style="display:inline-block;width:1px"> </div>or possession of individual properties,<div style="display:inline-block;width:1px"> </div>such as real estate </div><div id="a61415" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">properties, which are managed for sale in an<div style="display:inline-block;width:1px"> </div>orderly manner with the proceeds used<div style="display:inline-block;width:1px"> </div>to reduce or repay any outstanding debt.<div style="display:inline-block;width:1px"> </div>The Bank does not generally occupy </div><div id="a61417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">foreclosed properties for its business use.<div style="display:inline-block;width:1px"> </div>The Bank predominantly relies on third-party<div style="display:inline-block;width:1px"> </div>appraisals to determine the carrying value of<div style="display:inline-block;width:1px"> </div>foreclosed assets.<div style="display:inline-block;width:2px"> </div>Foreclosed </div><div id="a61427" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">assets held for sale were $</div><div id="a61427_27_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:123px;top:53px;">89</div><div id="a61427_29_50" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:134px;top:53px;"><div style="display:inline-block;width:3px"> </div>million as at July 31, 2026 (October 31, 2025 – $</div><div id="a61427_79_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:352px;top:53px;">101</div><div id="a61427_82_80" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:369px;top:53px;"><div style="display:inline-block;width:3px"> </div>million) and were recorded in Other assets<div style="display:inline-block;width:1px"> </div>on the Interim Consolidated Balance </div><div id="a61460" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Sheet.</div></div><div id="TextBlockContainer360" style="position:relative;line-height:normal;width:716px;height:53px;"><div id="a61476" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(h)</div><div id="a61477" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:0px;"><div style="display:inline-block;width:3px"> </div>LOANS PAST DUE BUT NOT IMPAIRED </div><div id="a61480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">A loan is classified as past due when a borrower<div style="display:inline-block;width:1px"> </div>has failed to make a payment by the<div style="display:inline-block;width:1px"> </div>contractual due date. </div><div id="div_358_XBRL_TS_a1540ca44e244063806b225f6a8246b0" style="position:absolute;left:0px;top:13px;float:left;"><div id="TextBlockContainer359" style="position:relative;line-height:normal;width:716px;height:39px;"><div id="a61480_107_51" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:0px;">The following table summarizes loans that are<div style="display:inline-block;width:1px"> </div>past </div><div id="a61482" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">due but not impaired.<div style="display:inline-block;width:2px"> </div>Loans less than 31 days contractually past<div style="display:inline-block;width:1px"> </div>due are excluded as they do not generally<div style="display:inline-block;width:1px"> </div>reflect a borrower’s ability to meet<div style="display:inline-block;width:1px"> </div>their payment </div><div id="a61486" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">obligations.</div></div></div></div><div id="TextBlockContainer364" style="position:relative;line-height:normal;width:734px;height:141px;"><div id="div_362_XBRL_TS_55fcaa93cb4e44308c3674bd72346e2d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer363" style="position:relative;line-height:normal;width:734px;height:141px;"><div id="a61491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Loans Past Due but not Impaired</div><div id="a61492" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:3px;">1</div><div id="a61509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a61524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a61530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:31px;">July 31, 2026 </div><div id="a61532" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:31px;">October 31, 2025 </div><div id="a61537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:45px;"><div style="display:inline-block;width:3px"> </div></div><div id="a61540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:45px;">31-60 </div><div id="a61545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:45px;">61-89 </div><div id="a61552" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:45px;">31-60 </div><div id="a61557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:45px;">61-89 </div><div id="a61565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:59px;"><div style="display:inline-block;width:3px"> </div></div><div id="a61567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:59px;">days </div><div id="a61569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:446px;top:59px;">days </div><div id="a61571" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:59px;">Total </div><div id="a61573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:59px;">days </div><div id="a61575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:59px;">days </div><div id="a61577" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:59px;">Total </div><div id="a61580" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:73px;">Residential mortgages </div><div id="a61582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:73px;"><div style="display:inline-block;width:3px"> </div></div><div id="a61585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:73px;">$ </div><div id="a61587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:73px;">485</div><div id="a61589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:73px;">$ </div><div id="a61591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:73px;">146</div><div id="a61593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:475px;top:73px;">$ </div><div id="a61595" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:73px;">631</div><div id="a61597" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:73px;">$ </div><div id="a61599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:73px;">407</div><div id="a61601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:73px;">$ </div><div id="a61603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:73px;">129</div><div id="a61605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:73px;">$ </div><div id="a61607" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:73px;">536</div><div id="a61610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:86px;">Consumer instalment and other personal </div><div id="a61615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:86px;">1,004</div><div id="a61618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:86px;">287</div><div id="a61621" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:86px;">1,291</div><div id="a61624" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:86px;">930</div><div id="a61627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:86px;">301</div><div id="a61630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:86px;">1,231</div><div id="a61633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:100px;">Credit card </div><div id="a61638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:100px;">362</div><div id="a61641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:100px;">251</div><div id="a61644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:100px;">613</div><div id="a61647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:100px;">373</div><div id="a61650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:100px;">253</div><div id="a61653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:100px;">626</div><div id="a61656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:114px;">Business and government</div><div id="a61662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:114px;">258</div><div id="a61665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:114px;">91</div><div id="a61668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:114px;">349</div><div id="a61671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:114px;">247</div><div id="a61674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:114px;">85</div><div id="a61677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:114px;">332</div><div id="a61680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:128px;">Total </div><div id="a61682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:128px;"><div style="display:inline-block;width:3px"> </div></div><div id="a61685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:128px;">$ </div><div id="a61687" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:128px;">2,109</div><div id="a61689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:128px;">$ </div><div id="a61691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:128px;">775</div><div id="a61693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:475px;top:128px;">$ </div><div id="a61695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:128px;">2,884</div><div id="a61697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:128px;">$ </div><div id="a61699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:566px;top:128px;">1,957</div><div id="a61701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:128px;">$ </div><div id="a61703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:128px;">768</div><div id="a61705" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:128px;">$ </div><div id="a61707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:128px;">2,725</div></div></div></div><div id="TextBlockContainer368" style="position:relative;line-height:normal;width:179px;height:11px;"><div id="div_366_XBRL_TS_946cb037d6ec45d3a526eb8ee14f2d3c" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer367" style="position:relative;line-height:normal;width:179px;height:11px;"><div id="a61711_1_42" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes loans that are measured at FVOCI.</div></div></div></div> <div id="TextBlockContainer219" style="position:relative;line-height:normal;width:477px;height:13px;"><div id="a50463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details regarding<div style="display:inline-block;width:1px"> </div>the Bank’s loans as at July 31, 2026 and October<div style="display:inline-block;width:1px"> </div>31, 2025.</div></div><div id="TextBlockContainer223" style="position:relative;line-height:normal;width:734px;height:165px;"><div id="a50478" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans<div style="display:inline-block;width:2px"> </div></div><div id="a50491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a50501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a50512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:28px;">July 31, 2026 </div><div id="a50515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:28px;">October 31, 2025 </div><div id="a50518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:42px;">Residential mortgages</div><div id="a50527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:42px;">$ </div><div id="a50529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:42px;">292,598</div><div id="a50531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:42px;">$ </div><div id="a50533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:42px;">315,063</div><div id="a50536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Consumer instalment and other personal </div><div id="a50545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:55px;">291,421</div><div id="a50548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:55px;">259,033</div><div id="a50551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Credit card</div><div id="a50561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:69px;">42,104</div><div id="a50564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:69px;">41,662</div><div id="a50567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Business and government </div><div id="a50576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:83px;">373,421</div><div id="a50579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:83px;">345,943</div><div id="a50582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:97px;"><div style="display:inline-block;width:3px"> </div></div><div id="a50591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:97px;">999,544</div><div id="a50594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:97px;">961,701</div><div id="a50597" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:111px;">Loans at FVOCI</div><div id="a50598" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:78px;top:110px;">1</div><div id="a50607" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:111px;">374</div><div id="a50610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:111px;">288</div><div id="a50613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:125px;">Total loans </div><div id="a50622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:125px;">999,918</div><div id="a50625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:125px;">961,989</div><div id="a50628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:138px;">Total allowance for loan losses </div><div id="a50637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:138px;">8,508</div><div id="a50640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:138px;">8,689</div><div id="a50643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:152px;">Total loans, net of allowance </div><div id="a50651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:152px;">$ </div><div id="a50653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:152px;">991,410</div><div id="a50655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:152px;">$ </div><div id="a50657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:152px;">953,300</div></div><div id="TextBlockContainer228" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="div_226_XBRL_TS_abd189cdcb6a433b95984236251220ce" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer227" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="a50661_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Included in Financial assets at fair value through other comprehensive income on the Interim Consolidated Balance<div style="display:inline-block;width:4px"> </div>Sheet.</div></div></div></div> 292598000000 315063000000 291421000000 259033000000 42104000000 41662000000 373421000000 345943000000 999544000000 961701000000 374000000 288000000 999918000000 961989000000 8508000000 8689000000 991410000000 953300000000 <div id="TextBlockContainer231" style="position:relative;line-height:normal;width:659px;height:13px;"><div id="a50668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Business and government loans and loans<div style="display:inline-block;width:1px"> </div>at FVOCI are grouped together as reflected<div style="display:inline-block;width:1px"> </div>below for presentation in the “Loans by<div style="display:inline-block;width:1px"> </div>Risk Ratings” table.</div></div><div id="TextBlockContainer236" style="position:relative;line-height:normal;width:734px;height:109px;"><div id="div_234_XBRL_TS_1143ca023be54b3a862badf75b7e6f15" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer235" style="position:relative;line-height:normal;width:734px;height:109px;"><div id="a50719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans – Business and Government<div style="display:inline-block;width:1px"> </div></div><div id="a50735" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars)</div><div id="a50745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a50756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:28px;">July 31, 2026 </div><div id="a50759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:28px;">October 31, 2025 </div><div id="a50762" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:42px;">Loans at amortized cost</div><div id="a50771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:42px;">$ </div><div id="a50773" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:42px;">373,421</div><div id="a50775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:42px;">$ </div><div id="a50777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:42px;">345,943</div><div id="a50780" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Loans at FVOCI</div><div id="a50781" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:78px;top:55px;">1</div><div id="a50790" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:55px;">374</div><div id="a50793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:55px;">288</div><div id="a50796" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:69px;">Loans </div><div id="a50805" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:69px;">373,795</div><div id="a50808" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:69px;">346,231</div><div id="a50811" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:83px;">Allowance for loan losses </div><div id="a50820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:83px;">3,629</div><div id="a50823" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:83px;">3,847</div><div id="a50826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:97px;">Loans, net of allowance </div><div id="a50834" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:97px;">$ </div><div id="a50836" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:565px;top:97px;">370,166</div><div id="a50838" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:97px;">$ </div><div id="a50840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:97px;">342,384</div></div></div></div><div id="TextBlockContainer239" style="position:relative;line-height:normal;width:478px;height:11px;"><div id="a50844_1_120" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Included in Financial assets at fair value through other comprehensive income on the Interim Consolidated Balance<div style="display:inline-block;width:4px"> </div>Sheet.</div></div> 373421000000 345943000000 374000000 288000000 373795000000 346231000000 3629000000 3847000000 370166000000 342384000000 <div id="TextBlockContainer245" style="position:relative;line-height:normal;width:729px;height:26px;"><div id="a50910" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides the gross carrying<div style="display:inline-block;width:1px"> </div>amounts of loans and credit risk exposures<div style="display:inline-block;width:1px"> </div>on loan commitments and financial guarantee<div style="display:inline-block;width:1px"> </div>contracts by internal risk </div><div id="a50915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">rating for credit risk management purposes,<div style="display:inline-block;width:1px"> </div>presenting separately those that are<div style="display:inline-block;width:1px"> </div>subject to Stage 1, Stage 2, and Stage 3<div style="display:inline-block;width:1px"> </div>allowances.</div></div><div id="TextBlockContainer250" style="position:relative;line-height:normal;width:733px;height:583px;"><div id="div_248_XBRL_TS_a467c81e05314f99a712f9a204327da6" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer249" style="position:relative;line-height:normal;width:733px;height:583px;"><div id="a50924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Loans by Risk Rating </div><div id="a50931" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:0px;"><div style="display:inline-block;width:3px"> </div></div><div id="a50940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:654px;top:0px;"><div style="display:inline-block;width:3px"> </div></div><div id="a50945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:15px;">(millions of Canadian dollars)</div><div id="a50962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:691px;top:15px;">As at </div><div id="a50971" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:28px;">July 31, 2026 </div><div id="a50978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:28px;">October 31, 2025 </div><div id="a50983" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:42px;">Stage 1 </div><div id="a50986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:318px;top:42px;">Stage 2 </div><div id="a50989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:42px;">Stage 3 </div><div id="a50992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:42px;">Total </div><div id="a50995" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:42px;">Stage 1 </div><div id="a50998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:42px;">Stage 2 </div><div id="a51001" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:42px;">Stage 3 </div><div id="a51004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:42px;">Total </div><div id="a51007" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:57px;">Residential mortgages</div><div id="a51008" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:114px;top:57px;">1,2,3</div><div id="a51027" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:70px;">Low Risk </div><div id="a51029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:70px;">$ </div><div id="a51031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:70px;">200,441</div><div id="a51033" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:70px;">$ </div><div id="a51035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:70px;">801</div><div id="a51037" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:70px;">$ </div><div id="a51039" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:70px;">n/a </div><div id="a51041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:70px;">$ </div><div id="a51043" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:70px;">201,242</div><div id="a51045" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:70px;">$ </div><div id="a51047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:70px;">221,168</div><div id="a51049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:70px;">$ </div><div id="a51051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:70px;">765</div><div id="a51053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:70px;">$ </div><div id="a51055" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:70px;">n/a </div><div id="a51057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:70px;">$ </div><div id="a51059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:70px;">221,933</div><div id="a51062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:84px;">Normal Risk </div><div id="a51065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:84px;">64,615</div><div id="a51068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:84px;">11,337</div><div id="a51071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:84px;">n/a </div><div id="a51074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:84px;">75,952</div><div id="a51077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:84px;">70,217</div><div id="a51080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:84px;">8,391</div><div id="a51083" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:84px;">n/a </div><div id="a51086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:84px;">78,608</div><div id="a51089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:98px;">Medium Risk </div><div id="a51092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:98px;">408</div><div id="a51095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:98px;">9,950</div><div id="a51098" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:98px;">n/a </div><div id="a51101" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:98px;">10,358</div><div id="a51104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:98px;">351</div><div id="a51107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:98px;">9,490</div><div id="a51110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:98px;">n/a </div><div id="a51113" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:98px;">9,841</div><div id="a51116" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:112px;">High Risk </div><div id="a51119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:112px;">7</div><div id="a51122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:112px;">3,943</div><div id="a51125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:112px;">369</div><div id="a51128" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:112px;">4,319</div><div id="a51131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:112px;">3</div><div id="a51134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:112px;">3,700</div><div id="a51137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:112px;">391</div><div id="a51140" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:112px;">4,094</div><div id="a51143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:126px;">Default </div><div id="a51146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:126px;">n/a </div><div id="a51149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:126px;">n/a </div><div id="a51152" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:126px;">727</div><div id="a51155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:126px;">727</div><div id="a51158" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:126px;">n/a </div><div id="a51161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:126px;">n/a </div><div id="a51164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:126px;">587</div><div id="a51167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:126px;">587</div><div id="a51170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:140px;">Total loans </div><div id="a51173" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:140px;">265,471</div><div id="a51176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:140px;">26,031</div><div id="a51179" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:140px;">1,096</div><div id="a51182" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:140px;">292,598</div><div id="a51185" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:140px;">291,739</div><div id="a51188" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:140px;">22,346</div><div id="a51191" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:140px;">978</div><div id="a51194" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:140px;">315,063</div><div id="a51197" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:154px;">Allowance for loan losses </div><div id="a51200" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:154px;">99</div><div id="a51203" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:154px;">226</div><div id="a51206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:154px;">105</div><div id="a51209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:154px;">430</div><div id="a51212" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:154px;">102</div><div id="a51215" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:154px;">175</div><div id="a51218" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:154px;">80</div><div id="a51221" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:154px;">357</div><div id="a51224" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:168px;">Loans, net of allowance </div><div id="a51227" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:168px;">265,372</div><div id="a51230" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:168px;">25,805</div><div id="a51233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:168px;">991</div><div id="a51236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:168px;">292,168</div><div id="a51239" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:168px;">291,637</div><div id="a51242" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:168px;">22,171</div><div id="a51245" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:168px;">898</div><div id="a51248" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:168px;">314,706</div><div id="a51251" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:182px;">Consumer instalment and other personal</div><div id="a51252" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:202px;top:182px;">4</div><div id="a51265" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:182px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51268" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:182px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:195px;">Low Risk </div><div id="a51276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:195px;">134,218</div><div id="a51279" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:195px;">2,614</div><div id="a51282" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:195px;">n/a </div><div id="a51285" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:195px;">136,832</div><div id="a51288" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:195px;">110,513</div><div id="a51291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:195px;">2,588</div><div id="a51294" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:195px;">n/a </div><div id="a51297" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:195px;">113,101</div><div id="a51300" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:209px;">Normal Risk </div><div id="a51303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:209px;">90,003</div><div id="a51306" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:209px;">16,529</div><div id="a51309" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:209px;">n/a </div><div id="a51312" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:209px;">106,532</div><div id="a51315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:209px;">75,881</div><div id="a51318" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:209px;">19,812</div><div id="a51321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:209px;">n/a </div><div id="a51324" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:209px;">95,693</div><div id="a51327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:223px;">Medium Risk </div><div id="a51330" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:223px;">26,845</div><div id="a51333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:223px;">7,522</div><div id="a51336" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:223px;">n/a </div><div id="a51339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:223px;">34,367</div><div id="a51342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:223px;">29,757</div><div id="a51345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:223px;">6,792</div><div id="a51348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:223px;">n/a </div><div id="a51351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:223px;">36,549</div><div id="a51354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:237px;">High Risk </div><div id="a51357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:237px;">5,111</div><div id="a51360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:237px;">7,427</div><div id="a51363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:237px;">498</div><div id="a51366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:237px;">13,036</div><div id="a51369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:237px;">5,407</div><div id="a51372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:237px;">7,209</div><div id="a51375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:237px;">448</div><div id="a51378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:237px;">13,064</div><div id="a51381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:251px;">Default </div><div id="a51384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:251px;">n/a </div><div id="a51387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:251px;">n/a </div><div id="a51390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:251px;">654</div><div id="a51393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:251px;">654</div><div id="a51396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:251px;">n/a </div><div id="a51399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:251px;">n/a </div><div id="a51402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:251px;">626</div><div id="a51405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:251px;">626</div><div id="a51408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:265px;">Total loans </div><div id="a51411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:265px;">256,177</div><div id="a51414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:265px;">34,092</div><div id="a51417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:265px;">1,152</div><div id="a51420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:265px;">291,421</div><div id="a51423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:265px;">221,558</div><div id="a51426" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:265px;">36,401</div><div id="a51429" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:265px;">1,074</div><div id="a51432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:265px;">259,033</div><div id="a51435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:279px;">Allowance for loan losses </div><div id="a51438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:279px;">746</div><div id="a51441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:279px;">1,126</div><div id="a51444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:279px;">262</div><div id="a51447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:279px;">2,134</div><div id="a51450" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:279px;">699</div><div id="a51453" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:279px;">1,220</div><div id="a51456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:279px;">274</div><div id="a51459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:279px;">2,193</div><div id="a51462" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:293px;">Loans, net of allowance </div><div id="a51465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:293px;">255,431</div><div id="a51468" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:293px;">32,966</div><div id="a51471" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:293px;">890</div><div id="a51474" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:293px;">289,287</div><div id="a51477" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:293px;">220,859</div><div id="a51480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:293px;">35,181</div><div id="a51483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:293px;">800</div><div id="a51486" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:293px;">256,840</div><div id="a51489" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:307px;">Credit card</div><div id="a51501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:307px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:307px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:307px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:320px;">Low Risk </div><div id="a51515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:320px;">7,249</div><div id="a51518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:320px;">4</div><div id="a51521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:320px;">n/a </div><div id="a51524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:320px;">7,253</div><div id="a51527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:320px;">8,011</div><div id="a51530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:320px;">4</div><div id="a51533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:320px;">n/a </div><div id="a51536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:320px;">8,015</div><div id="a51539" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:334px;">Normal Risk </div><div id="a51542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:334px;">12,218</div><div id="a51545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:334px;">107</div><div id="a51548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:334px;">n/a </div><div id="a51551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:334px;">12,325</div><div id="a51554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:334px;">12,222</div><div id="a51557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:334px;">119</div><div id="a51560" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:334px;">n/a </div><div id="a51563" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:334px;">12,341</div><div id="a51566" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:348px;">Medium Risk </div><div id="a51569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:348px;">13,434</div><div id="a51572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:348px;">920</div><div id="a51575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:348px;">n/a </div><div id="a51578" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:348px;">14,354</div><div id="a51581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:348px;">12,780</div><div id="a51584" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:348px;">902</div><div id="a51587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:348px;">n/a </div><div id="a51590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:348px;">13,682</div><div id="a51593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:362px;">High Risk </div><div id="a51596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:362px;">2,865</div><div id="a51599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:362px;">4,767</div><div id="a51602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:362px;">371</div><div id="a51605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:362px;">8,003</div><div id="a51608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:362px;">2,727</div><div id="a51611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:362px;">4,329</div><div id="a51614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:362px;">419</div><div id="a51617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:362px;">7,475</div><div id="a51620" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:376px;">Default </div><div id="a51623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:376px;">n/a </div><div id="a51626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:376px;">n/a </div><div id="a51629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:376px;">169</div><div id="a51632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:376px;">169</div><div id="a51635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:376px;">n/a </div><div id="a51638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:376px;">n/a </div><div id="a51641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:376px;">149</div><div id="a51644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:376px;">149</div><div id="a51647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:390px;">Total loans </div><div id="a51650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:390px;">35,766</div><div id="a51653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:390px;">5,798</div><div id="a51656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:390px;">540</div><div id="a51659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:390px;">42,104</div><div id="a51662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:390px;">35,740</div><div id="a51665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:390px;">5,354</div><div id="a51668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:390px;">568</div><div id="a51671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:390px;">41,662</div><div id="a51674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:404px;">Allowance for loan losses </div><div id="a51677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:404px;">753</div><div id="a51680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:404px;">1,124</div><div id="a51683" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:404px;">438</div><div id="a51686" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:404px;">2,315</div><div id="a51689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:404px;">743</div><div id="a51692" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:404px;">1,089</div><div id="a51695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:404px;">460</div><div id="a51698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:404px;">2,292</div><div id="a51701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:418px;">Loans, net of allowance </div><div id="a51704" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:418px;">35,013</div><div id="a51707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:418px;">4,674</div><div id="a51710" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:418px;">102</div><div id="a51713" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:418px;">39,789</div><div id="a51716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:418px;">34,997</div><div id="a51719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:418px;">4,265</div><div id="a51722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:418px;">108</div><div id="a51725" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:418px;">39,370</div><div id="a51728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:431px;">Business and government</div><div id="a51729" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:132px;top:431px;">1,2,3,5</div><div id="a51740" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:431px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:431px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:431px;"><div style="display:inline-block;width:3px"> </div></div><div id="a51751" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:445px;">Investment grade or Low/Normal Risk </div><div id="a51754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:445px;">151,636</div><div id="a51757" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:445px;">237</div><div id="a51760" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:445px;">n/a </div><div id="a51763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:445px;">151,873</div><div id="a51766" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:445px;">139,518</div><div id="a51769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:445px;">152</div><div id="a51772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:445px;">n/a </div><div id="a51775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:445px;">139,670</div><div id="a51778" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:459px;">Non-investment grade or Medium Risk </div><div id="a51783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:459px;">192,125</div><div id="a51786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:459px;">12,213</div><div id="a51789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:459px;">n/a </div><div id="a51792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:459px;">204,338</div><div id="a51795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:459px;">173,836</div><div id="a51798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:459px;">13,289</div><div id="a51801" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:459px;">n/a </div><div id="a51804" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:459px;">187,125</div><div id="a51807" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:473px;">Watch and classified or High Risk </div><div id="a51810" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:473px;">1,403</div><div id="a51813" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:473px;">13,826</div><div id="a51816" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:473px;">111</div><div id="a51819" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:473px;">15,340</div><div id="a51822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:473px;">538</div><div id="a51825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:473px;">16,098</div><div id="a51828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:643px;top:473px;">77</div><div id="a51831" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:473px;">16,713</div><div id="a51834" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:486px;">Default </div><div id="a51837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:486px;">n/a </div><div id="a51840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:486px;">n/a </div><div id="a51843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:486px;">2,244</div><div id="a51846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:486px;">2,244</div><div id="a51849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:520px;top:486px;">n/a </div><div id="a51852" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:486px;">n/a </div><div id="a51855" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:486px;">2,723</div><div id="a51858" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:486px;">2,723</div><div id="a51861" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:501px;">Total loans </div><div id="a51864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:501px;">345,164</div><div id="a51867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:501px;">26,276</div><div id="a51870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:501px;">2,355</div><div id="a51873" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:501px;">373,795</div><div id="a51876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:501px;">313,892</div><div id="a51879" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:501px;">29,539</div><div id="a51882" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:501px;">2,800</div><div id="a51885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:501px;">346,231</div><div id="a51888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:515px;">Allowance for loan losses </div><div id="a51891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:515px;">1,264</div><div id="a51894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:515px;">1,727</div><div id="a51897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:515px;">638</div><div id="a51900" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:515px;">3,629</div><div id="a51903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:515px;">1,195</div><div id="a51906" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:515px;">1,878</div><div id="a51909" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:515px;">774</div><div id="a51912" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:515px;">3,847</div><div id="a51915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:528px;">Loans, net of allowance </div><div id="a51918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:528px;">343,900</div><div id="a51921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:528px;">24,549</div><div id="a51924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:528px;">1,717</div><div id="a51927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:528px;">370,166</div><div id="a51930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:528px;">312,697</div><div id="a51933" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:528px;">27,661</div><div id="a51936" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:528px;">2,026</div><div id="a51939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:528px;">342,384</div><div id="a51942" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:542px;">Total loans </div><div id="a51945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:542px;">902,578</div><div id="a51948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:542px;">92,197</div><div id="a51951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:542px;">5,143</div><div id="a51954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:542px;">999,918</div><div id="a51957" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:542px;">862,929</div><div id="a51960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:542px;">93,640</div><div id="a51963" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:542px;">5,420</div><div id="a51966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:542px;">961,989</div><div id="a51969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:556px;">Total allowance for loan losses </div><div id="a51972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:556px;">2,862</div><div id="a51975" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:556px;">4,203</div><div id="a51978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:556px;">1,443</div><div id="a51981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:556px;">8,508</div><div id="a51984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:556px;">2,739</div><div id="a51987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:556px;">4,362</div><div id="a51990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:556px;">1,588</div><div id="a51993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:556px;">8,689</div><div id="a51996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:570px;">Total loans, net of allowance </div><div id="a51998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:237px;top:570px;">$ </div><div id="a52000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:570px;">899,716</div><div id="a52002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:570px;">$ </div><div id="a52004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:570px;">87,994</div><div id="a52006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:570px;">$ </div><div id="a52008" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:570px;">3,700</div><div id="a52010" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:570px;">$ </div><div id="a52012" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:570px;">991,410</div><div id="a52014" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:570px;">$ </div><div id="a52016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:570px;">860,190</div><div id="a52018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:570px;">$ </div><div id="a52020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:564px;top:570px;">89,278</div><div id="a52022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:600px;top:570px;">$ </div><div id="a52024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:570px;">3,832</div><div id="a52026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:660px;top:570px;">$ </div><div id="a52028" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:570px;">953,300</div></div></div></div><div id="TextBlockContainer253" style="position:relative;line-height:normal;width:710px;height:21px;"><div id="a52032_1_43" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes impaired loans with a balance of $</div><div id="a52032_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:169px;top:0px;">199</div><div id="a52032_47_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:183px;top:0px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a52032_77_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:297px;top:0px;">273</div><div id="a52032_80_107" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:312px;top:0px;"><div style="display:inline-block;width:2px"> </div>million) which did not have a related allowance for loan losses as the realizable value of the collateral </div><div id="a52059" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">exceeded the loan amount.</div></div><div id="TextBlockContainer257" style="position:relative;line-height:normal;width:693px;height:11px;"><div id="a52063_1_76" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Excludes trading loans and non-trading loans at FVTPL with a fair value of $</div><div id="a52063_77_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:295px;top:0px;">32</div><div id="a52063_79_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:305px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52063_109_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:0px;">30</div><div id="a52063_111_15" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:426px;top:0px;"><div style="display:inline-block;width:3px"> </div>billion) and $</div><div id="a52063_126_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:0px;">1</div><div id="a52063_127_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:0px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a52063_157_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:594px;top:0px;">0.3</div><div id="a52063_160_24" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:606px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion), respectively.</div></div><div id="TextBlockContainer261" style="position:relative;line-height:normal;width:436px;height:22px;"><div id="a52121_1_31" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes insured mortgages of $</div><div id="a52121_32_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:132px;top:0px;">66</div><div id="a52121_34_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52121_64_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:253px;top:0px;">69</div><div id="a52121_66_11" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:263px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion). </div><div id="a52144" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">4</div><div id="a52145" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes Canadian government-insured real estate personal loans of $</div><div id="a52145_69_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:279px;top:11px;">5</div><div id="a52145_70_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:283px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52145_100_1" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:395px;top:11px;">5</div><div id="a52145_101_10" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion).</div></div><div id="TextBlockContainer266" style="position:relative;line-height:normal;width:713px;height:22px;"><div id="div_264_XBRL_TS_335f71cb2c3643d7bc983e74a67713bd" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer265" style="position:relative;line-height:normal;width:713px;height:22px;"><div id="a52170_1_53" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes loans guaranteed by government agencies of $</div><div id="a52170_54_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:218px;top:0px;">25</div><div id="a52170_56_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52170_86_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:340px;top:0px;">24</div><div id="a52170_88_96" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:349px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion), which are primarily reported in Non-investment grade or a lower risk rating based on </div><div id="a52192" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">the borrowers’ credit risk.</div></div></div></div><div id="TextBlockContainer269" style="position:relative;line-height:normal;width:734px;height:276px;"><div id="a52211" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Loans by Risk Rating </div><div id="a52212" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:111px;top:3px;">(Continued)</div><div id="a52213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:3px;"><div style="display:inline-block;width:3px"> </div>– Off-Balance Sheet Credit Instruments</div><div id="a52219" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:3px;">1</div><div id="a52226" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:655px;top:3px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars)</div><div id="a52249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:692px;top:17px;">As at </div><div id="a52259" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:413px;top:30px;">July 31, 2026 </div><div id="a52266" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:30px;">October 31, 2025 </div><div id="a52272" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:43px;">Stage 1 </div><div id="a52275" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:318px;top:43px;">Stage 2 </div><div id="a52278" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:378px;top:43px;">Stage 3 </div><div id="a52281" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:43px;">Total </div><div id="a52284" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:501px;top:43px;">Stage 1 </div><div id="a52287" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:561px;top:43px;">Stage 2 </div><div id="a52290" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:43px;">Stage 3 </div><div id="a52293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:43px;">Total </div><div id="a52296" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:56px;">Retail Exposures</div><div id="a52297" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:88px;top:55px;">2</div><div id="a52308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:535px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52311" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52314" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:655px;top:56px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Low Risk </div><div id="a52321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:69px;">$ </div><div id="a52323" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:69px;">313,013</div><div id="a52325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:69px;">$ </div><div id="a52327" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:69px;">1,333</div><div id="a52329" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:69px;">$ </div><div id="a52331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:69px;">n/a </div><div id="a52333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:69px;">$ </div><div id="a52335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:69px;">314,346</div><div id="a52337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:69px;">$ </div><div id="a52339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:69px;">318,759</div><div id="a52341" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:69px;">$ </div><div id="a52343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:69px;">1,464</div><div id="a52345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:69px;">$ </div><div id="a52347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:69px;">n/a </div><div id="a52349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:69px;">$ </div><div id="a52351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:69px;">320,223</div><div id="a52354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Normal Risk </div><div id="a52357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:81px;">72,005</div><div id="a52360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:81px;">1,220</div><div id="a52363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:81px;">n/a </div><div id="a52366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:81px;">73,225</div><div id="a52369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:81px;">62,564</div><div id="a52372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:81px;">1,147</div><div id="a52375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:81px;">n/a </div><div id="a52378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:81px;">63,711</div><div id="a52381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:94px;">Medium Risk </div><div id="a52384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:262px;top:94px;">17,341</div><div id="a52387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:94px;">1,106</div><div id="a52390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:94px;">n/a </div><div id="a52393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:94px;">18,447</div><div id="a52396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:94px;">16,381</div><div id="a52399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:94px;">1,295</div><div id="a52402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:94px;">n/a </div><div id="a52405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:94px;">17,676</div><div id="a52408" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;">High Risk </div><div id="a52411" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:107px;">1,458</div><div id="a52414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:107px;">1,103</div><div id="a52417" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:107px;">–</div><div id="a52420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:107px;">2,561</div><div id="a52423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:107px;">1,282</div><div id="a52426" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:107px;">1,092</div><div id="a52429" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:107px;">–</div><div id="a52432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:107px;">2,374</div><div id="a52435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:121px;">Default </div><div id="a52438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:121px;">n/a </div><div id="a52441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:121px;">n/a </div><div id="a52444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:121px;">–</div><div id="a52447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:121px;">–</div><div id="a52450" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:121px;">n/a </div><div id="a52453" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:121px;">n/a </div><div id="a52456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:121px;">–</div><div id="a52459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:709px;top:121px;">–</div><div id="a52462" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:133px;">Non-Retail Exposures</div><div id="a52465" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:111px;top:133px;">3</div><div id="a52484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:146px;">Investment grade </div><div id="a52487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:146px;">353,009</div><div id="a52490" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:146px;">–</div><div id="a52493" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:146px;">n/a </div><div id="a52496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:146px;">353,009</div><div id="a52499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:146px;">319,274</div><div id="a52502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:146px;">–</div><div id="a52505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:146px;">n/a </div><div id="a52508" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:146px;">319,274</div><div id="a52511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:159px;">Non-investment grade </div><div id="a52516" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:254px;top:159px;">108,189</div><div id="a52519" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:159px;">6,109</div><div id="a52522" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:159px;">n/a </div><div id="a52525" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:159px;">114,298</div><div id="a52528" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:159px;">103,936</div><div id="a52531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:159px;">5,710</div><div id="a52534" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:159px;">n/a </div><div id="a52537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:159px;">109,646</div><div id="a52540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:173px;">Watch and classified </div><div id="a52543" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:173px;">1,044</div><div id="a52546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:328px;top:173px;">4,520</div><div id="a52549" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:173px;">–</div><div id="a52552" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:173px;">5,564</div><div id="a52555" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:173px;">150</div><div id="a52558" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:173px;">4,905</div><div id="a52561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:173px;">–</div><div id="a52564" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:173px;">5,055</div><div id="a52567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:185px;">Default </div><div id="a52570" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:185px;">n/a </div><div id="a52573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:185px;">n/a </div><div id="a52576" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:185px;">406</div><div id="a52579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:185px;">406</div><div id="a52582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:185px;">n/a </div><div id="a52585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:185px;">n/a </div><div id="a52588" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:185px;">343</div><div id="a52591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:185px;">343</div><div id="a52594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:199px;">Total off-balance sheet credit </div><div id="a52618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:211px;">instruments </div><div id="a52621" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:211px;">866,059</div><div id="a52624" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:211px;">15,391</div><div id="a52627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:211px;">406</div><div id="a52630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:211px;">881,856</div><div id="a52633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:211px;">822,346</div><div id="a52636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:211px;">15,613</div><div id="a52639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:211px;">343</div><div id="a52642" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:211px;">838,302</div><div id="a52645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:225px;">Allowance for off-balance sheet credit<div style="display:inline-block;width:1px"> </div></div><div id="a52667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:237px;">instruments </div><div id="a52670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:237px;">471</div><div id="a52673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:237px;">570</div><div id="a52676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:408px;top:237px;">5</div><div id="a52679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:450px;top:237px;">1,046</div><div id="a52682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:237px;">470</div><div id="a52685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:237px;">566</div><div id="a52688" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:237px;">16</div><div id="a52691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:237px;">1,052</div><div id="a52694" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:251px;">Total off-balance sheet credit </div><div id="a52718" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:263px;">instruments, net of allowance </div><div id="a52720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:229px;top:263px;">$ </div><div id="a52722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:257px;top:263px;">865,588</div><div id="a52724" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:299px;top:263px;">$ </div><div id="a52726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:263px;">14,821</div><div id="a52728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:359px;top:263px;">$ </div><div id="a52730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:396px;top:263px;">401</div><div id="a52732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:419px;top:263px;">$ </div><div id="a52734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:439px;top:263px;">880,810</div><div id="a52736" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:263px;">$ </div><div id="a52738" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:499px;top:263px;">821,876</div><div id="a52740" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:541px;top:263px;">$ </div><div id="a52742" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:263px;">15,047</div><div id="a52744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:601px;top:263px;">$ </div><div id="a52746" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:638px;top:263px;">327</div><div id="a52748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:263px;">$ </div><div id="a52750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:263px;">837,250</div></div><div id="TextBlockContainer273" style="position:relative;line-height:normal;width:691px;height:32px;"><div id="a52754_1_31" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Excludes mortgage commitments. </div><div id="a52760" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a52761" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a52761_11_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:48px;top:11px;">406</div><div id="a52761_14_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:63px;top:11px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a52761_44_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:174px;top:11px;">401</div><div id="a52761_47_137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:189px;top:11px;"><div style="display:inline-block;width:2px"> </div>billion) of personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s<div style="display:inline-block;width:4px"> </div>discretion at any time. </div><div id="a52779" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">3</div><div id="a52780" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:21px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a52780_11_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:48px;top:21px;">71</div><div id="a52780_13_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:58px;top:21px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a52780_43_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:169px;top:21px;">67</div><div id="a52780_45_82" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:179px;top:21px;"><div style="display:inline-block;width:2px"> </div>billion) of the undrawn component of uncommitted credit and liquidity facilities.</div></div> 200441000000 801000000 201242000000 221168000000 765000000 221933000000 64615000000 11337000000 75952000000 70217000000 8391000000 78608000000 408000000 9950000000 10358000000 351000000 9490000000 9841000000 7000000 3943000000 369000000 4319000000 3000000 3700000000 391000000 4094000000 727000000 727000000 587000000 587000000 265471000000 26031000000 1096000000 292598000000 291739000000 22346000000 978000000 315063000000 99000000 226000000 105000000 430000000 102000000 175000000 80000000 357000000 265372000000 25805000000 991000000 292168000000 291637000000 22171000000 898000000 314706000000 134218000000 2614000000 136832000000 110513000000 2588000000 113101000000 90003000000 16529000000 106532000000 75881000000 19812000000 95693000000 26845000000 7522000000 34367000000 29757000000 6792000000 36549000000 5111000000 7427000000 498000000 13036000000 5407000000 7209000000 448000000 13064000000 654000000 654000000 626000000 626000000 256177000000 34092000000 1152000000 291421000000 221558000000 36401000000 1074000000 259033000000 746000000 1126000000 262000000 2134000000 699000000 1220000000 274000000 2193000000 255431000000 32966000000 890000000 289287000000 220859000000 35181000000 800000000 256840000000 7249000000 4000000 7253000000 8011000000 4000000 8015000000 12218000000 107000000 12325000000 12222000000 119000000 12341000000 13434000000 920000000 14354000000 12780000000 902000000 13682000000 2865000000 4767000000 371000000 8003000000 2727000000 4329000000 419000000 7475000000 169000000 169000000 149000000 149000000 35766000000 5798000000 540000000 42104000000 35740000000 5354000000 568000000 41662000000 753000000 1124000000 438000000 2315000000 743000000 1089000000 460000000 2292000000 35013000000 4674000000 102000000 39789000000 34997000000 4265000000 108000000 39370000000 151636000000 237000000 151873000000 139518000000 152000000 139670000000 192125000000 12213000000 204338000000 173836000000 13289000000 187125000000 1403000000 13826000000 111000000 15340000000 538000000 16098000000 77000000 16713000000 2244000000 2244000000 2723000000 2723000000 345164000000 26276000000 2355000000 373795000000 313892000000 29539000000 2800000000 346231000000 1264000000 1727000000 638000000 3629000000 1195000000 1878000000 774000000 3847000000 343900000000 24549000000 1717000000 370166000000 312697000000 27661000000 2026000000 342384000000 902578000000 92197000000 5143000000 999918000000 862929000000 93640000000 5420000000 961989000000 2862000000 4203000000 1443000000 8508000000 2739000000 4362000000 1588000000 8689000000 899716000000 87994000000 3700000000 991410000000 860190000000 89278000000 3832000000 953300000000 199000000 273000000 32000000000 30000000000 1000000000 300000000 66000000000 69000000000 5000000000 5000000000 25000000000 24000000000 313013000000 1333000000 314346000000 318759000000 1464000000 320223000000 72005000000 1220000000 73225000000 62564000000 1147000000 63711000000 17341000000 1106000000 18447000000 16381000000 1295000000 17676000000 1458000000 1103000000 0 2561000000 1282000000 1092000000 0 2374000000 0 0 0 0 353009000000 0 353009000000 319274000000 0 319274000000 108189000000 6109000000 114298000000 103936000000 5710000000 109646000000 1044000000 4520000000 0 5564000000 150000000 4905000000 0 5055000000 406000000 406000000 343000000 343000000 866059000000 15391000000 406000000 881856000000 822346000000 15613000000 343000000 838302000000 471000000 570000000 5000000 1046000000 470000000 566000000 16000000 1052000000 865588000000 14821000000 401000000 880810000000 821876000000 15047000000 327000000 837250000000 406000000000 401000000000 71000000000 67000000000 <div id="TextBlockContainer277" style="position:relative;line-height:normal;width:708px;height:26px;"><div id="a52825" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for credit losses as at and<div style="display:inline-block;width:1px"> </div>for the three and nine months ended July 31,<div style="display:inline-block;width:1px"> </div>2026 and July 31, 2025, </div><div id="a52847" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">including allowance for off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>in the applicable categories.</div></div><div id="TextBlockContainer282" style="position:relative;line-height:normal;width:733px;height:732px;"><div id="div_280_XBRL_TS_bc35446aa12f4f20ac2d866b70b8c7c0" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer281" style="position:relative;line-height:normal;width:733px;height:732px;"><div id="a52854" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Credit Losses </div><div id="a52876" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:12px;">(millions of Canadian dollars) </div><div id="a52884" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:369px;top:12px;">Foreign </div><div id="a52894" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:12px;">Foreign </div><div id="a52901" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:225px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:284px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52905" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52907" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:24px;">exchange, </div><div id="a52909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:456px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52911" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52913" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52917" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:24px;">exchange, </div><div id="a52919" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:24px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:36px;">Balance at </div><div id="a52926" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:241px;top:36px;">Provision<div style="display:inline-block;width:3px"> </div></div><div id="a52928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:36px;">Write-offs, </div><div id="a52932" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:358px;top:36px;">disposals, </div><div id="a52934" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:420px;top:36px;">Balance </div><div id="a52936" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:36px;">Balance at </div><div id="a52938" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:36px;">Provision<div style="display:inline-block;width:3px"> </div></div><div id="a52940" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:36px;">Write-offs, </div><div id="a52944" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:36px;">disposals, </div><div id="a52946" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:36px;">Balance </div><div id="a52951" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:180px;top:48px;">beginning </div><div id="a52953" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:243px;top:48px;">for credit </div><div id="a52955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:48px;">net of </div><div id="a52957" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:361px;top:48px;">and other </div><div id="a52959" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:48px;">at end of </div><div id="a52961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:48px;">beginning </div><div id="a52963" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:48px;">for credit </div><div id="a52965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:590px;top:48px;">net of </div><div id="a52967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:48px;">and other </div><div id="a52969" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:48px;">at end of </div><div id="a52974" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:185px;top:60px;">of period </div><div id="a52976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:255px;top:60px;">losses </div><div id="a52978" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:60px;">recoveries </div><div id="a52980" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:60px;">adjustments </div><div id="a52982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:60px;">period </div><div id="a52984" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:472px;top:60px;">of period </div><div id="a52986" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:533px;top:60px;">losses </div><div id="a52988" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:60px;">recoveries </div><div id="a52990" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:623px;top:60px;">adjustments </div><div id="a52992" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:60px;">period </div><div id="a52994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:72px;"><div style="display:inline-block;width:3px"> </div></div><div id="a52996" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:605px;top:72px;">For the three months ended </div><div id="a53001" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:84px;">July 31, 2026 </div><div id="a53003" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:665px;top:84px;">July 31, 2025 </div><div id="a53005" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:96px;">Residential mortgages </div><div id="a53007" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:96px;">$ </div><div id="a53009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:209px;top:96px;">420</div><div id="a53011" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:96px;">$ </div><div id="a53013" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:96px;">12</div><div id="a53015" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:96px;">$ </div><div id="a53017" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:96px;display:flex;">(4)</div><div id="a53019" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:96px;">$ </div><div id="a53021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:96px;">2</div><div id="a53023" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:96px;">$ </div><div id="a53025" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:96px;">430</div><div id="a53027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:96px;">$ </div><div id="a53029" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:96px;">348</div><div id="a53031" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:96px;">$ </div><div id="a53033" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:96px;">1</div><div id="a53035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:96px;">$ </div><div id="a53037" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:96px;display:flex;">(5)</div><div id="a53039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:96px;">$ </div><div id="a53041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:96px;">1</div><div id="a53043" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:96px;">$ </div><div id="a53045" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:96px;">345</div><div id="a53047" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:108px;">Consumer instalment and other </div><div id="a53070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">personal </div><div id="a53073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:120px;">2,215</div><div id="a53076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:120px;">307</div><div id="a53079" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:120px;display:flex;">(342)</div><div id="a53082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:120px;">26</div><div id="a53085" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:120px;">2,206</div><div id="a53088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:120px;">2,221</div><div id="a53091" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:120px;">280</div><div id="a53094" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:120px;display:flex;">(293)</div><div id="a53097" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:120px;">3</div><div id="a53100" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:120px;">2,211</div><div id="a53102" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:132px;">Credit card </div><div id="a53105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:132px;">2,783</div><div id="a53108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:132px;">425</div><div id="a53111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:132px;display:flex;">(436)</div><div id="a53114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:132px;">56</div><div id="a53117" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:132px;">2,828</div><div id="a53120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:132px;">2,716</div><div id="a53123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:132px;">401</div><div id="a53126" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:132px;display:flex;">(394)</div><div id="a53129" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:132px;">5</div><div id="a53132" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:132px;">2,728</div><div id="a53134" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:144px;">Business and government </div><div id="a53137" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:144px;">4,031</div><div id="a53140" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:144px;">174</div><div id="a53143" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:144px;display:flex;">(187)</div><div id="a53146" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:144px;">72</div><div id="a53149" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:144px;">4,090</div><div id="a53152" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:144px;">4,299</div><div id="a53155" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:144px;">290</div><div id="a53158" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:144px;display:flex;">(141)</div><div id="a53161" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:144px;display:flex;">(31)</div><div id="a53164" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:144px;">4,417</div><div id="a53166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:156px;">Total allowance for loan losses, </div><div id="a53189" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:168px;">including off-balance sheet </div><div id="a53214" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:180px;">instruments </div><div id="a53217" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:180px;">9,449</div><div id="a53220" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:180px;">918</div><div id="a53223" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:180px;display:flex;">(969)</div><div id="a53226" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:180px;">156</div><div id="a53229" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:180px;">9,554</div><div id="a53232" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:180px;">9,584</div><div id="a53235" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:180px;">972</div><div id="a53238" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:180px;display:flex;">(833)</div><div id="a53241" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:180px;display:flex;">(22)</div><div id="a53244" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:180px;">9,701</div><div id="a53246" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:192px;">Debt securities at amortized cost </div><div id="a53249" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:192px;">2</div><div id="a53252" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:192px;display:flex;">(1)</div><div id="a53255" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:192px;">–</div><div id="a53258" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:192px;">1</div><div id="a53261" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:192px;">2</div><div id="a53264" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:192px;">3</div><div id="a53267" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:548px;top:192px;display:flex;">(1)</div><div id="a53270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:192px;">–</div><div id="a53273" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:192px;">–</div><div id="a53276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:192px;">2</div><div id="a53278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:204px;">Debt securities at FVOCI </div><div id="a53281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:204px;">3</div><div id="a53284" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:204px;">–</div><div id="a53287" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:204px;">–</div><div id="a53290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:204px;">–</div><div id="a53293" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:204px;">3</div><div id="a53296" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:204px;">2</div><div id="a53299" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:204px;">–</div><div id="a53302" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:204px;">–</div><div id="a53305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:204px;">–</div><div id="a53308" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:204px;">2</div><div id="a53310" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:216px;">Total allowance for credit </div><div id="a53333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:228px;">losses on debt securities </div><div id="a53336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:228px;">5</div><div id="a53339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:228px;display:flex;">(1)</div><div id="a53342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:228px;">–</div><div id="a53345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:228px;">1</div><div id="a53348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:228px;">5</div><div id="a53351" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:228px;">5</div><div id="a53354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:548px;top:228px;display:flex;">(1)</div><div id="a53357" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:228px;">–</div><div id="a53360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:228px;">–</div><div id="a53363" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:228px;">4</div><div id="a53365" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:240px;">Total allowance for credit losses </div><div id="a53367" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:240px;">$ </div><div id="a53369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:240px;">9,454</div><div id="a53371" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:240px;">$ </div><div id="a53373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:240px;">917</div><div id="a53375" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:240px;">$ </div><div id="a53377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:240px;display:flex;">(969)</div><div id="a53379" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:240px;">$ </div><div id="a53381" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:388px;top:240px;">157</div><div id="a53383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:240px;">$ </div><div id="a53385" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:240px;">9,559</div><div id="a53387" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:240px;">$ </div><div id="a53389" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:240px;">9,589</div><div id="a53391" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:240px;">$ </div><div id="a53393" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:544px;top:240px;">971</div><div id="a53395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:240px;">$ </div><div id="a53397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:240px;display:flex;">(833)</div><div id="a53399" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:240px;">$ </div><div id="a53401" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:240px;display:flex;">(22)</div><div id="a53403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:240px;">$ </div><div id="a53405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:240px;">9,705</div><div id="a53407" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:253px;">Comprising: </div><div id="a53430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:264px;">Allowance for credit losses on </div><div id="a53454" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:276px;">loans at amortized cost </div><div id="a53456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:276px;">$ </div><div id="a53458" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:276px;">8,419</div><div id="a53460" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:235px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53463" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53466" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53469" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:276px;">$ </div><div id="a53471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:276px;">8,508</div><div id="a53473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:276px;">$ </div><div id="a53475" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:276px;">8,613</div><div id="a53477" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53480" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53483" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:276px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53486" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:276px;">$ </div><div id="a53488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:276px;">8,682</div><div id="a53491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:288px;">Allowance for credit losses on </div><div id="a53515" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:300px;">loans at FVOCI </div><div id="a53518" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:300px;">–</div><div id="a53527" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:300px;">–</div><div id="a53530" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:300px;">–</div><div id="a53539" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:300px;">–</div><div id="a53542" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:312px;">Allowance for loan losses </div><div id="a53545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:312px;">8,419</div><div id="a53554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:312px;">8,508</div><div id="a53557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:312px;">8,613</div><div id="a53566" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:312px;">8,682</div><div id="a53592" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:336px;">Allowance for off-balance sheet </div><div id="a53618" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:348px;">instruments </div><div id="a53621" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:348px;">1,030</div><div id="a53630" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:348px;">1,046</div><div id="a53633" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:348px;">971</div><div id="a53642" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:348px;">1,019</div><div id="a53644" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:360px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:360px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53670" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:372px;">Allowance for credit losses on </div><div id="a53692" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:384px;"><div style="display:inline-block;width:3px"> </div></div><div id="a53695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:384px;">debt securities </div><div id="a53698" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:384px;">5</div><div id="a53707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:384px;">5</div><div id="a53710" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:384px;">5</div><div id="a53719" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:384px;">4</div><div id="a53747" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:609px;top:408px;">For the nine months ended </div><div id="a53752" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:398px;top:420px;">July 31, 2026 </div><div id="a53754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:665px;top:420px;">July 31, 2025 </div><div id="a53756" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:432px;">Residential mortgages </div><div id="a53758" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:432px;">$ </div><div id="a53760" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:209px;top:432px;">357</div><div id="a53762" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:432px;">$ </div><div id="a53764" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:273px;top:432px;">81</div><div id="a53766" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:432px;">$ </div><div id="a53768" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:432px;display:flex;">(8)</div><div id="a53770" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:432px;">$ </div><div id="a53772" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:432px;">–</div><div id="a53774" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:432px;">$ </div><div id="a53776" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:432px;">430</div><div id="a53778" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:432px;">$ </div><div id="a53780" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:493px;top:432px;">365</div><div id="a53782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:432px;">$ </div><div id="a53784" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:543px;top:432px;display:flex;">(14)</div><div id="a53786" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:432px;">$ </div><div id="a53788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:432px;display:flex;">(6)</div><div id="a53790" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:432px;">$ </div><div id="a53792" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:432px;">–</div><div id="a53794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:432px;">$ </div><div id="a53796" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:432px;">345</div><div id="a53798" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:444px;">Consumer instalment and other </div><div id="a53821" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:456px;">personal </div><div id="a53824" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:456px;">2,273</div><div id="a53827" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:456px;">935</div><div id="a53830" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:456px;display:flex;">(1,003)</div><div id="a53833" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:456px;">1</div><div id="a53836" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:456px;">2,206</div><div id="a53839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:456px;">2,133</div><div id="a53842" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:456px;">1,016</div><div id="a53845" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:456px;display:flex;">(934)</div><div id="a53848" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:456px;display:flex;">(4)</div><div id="a53851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:456px;">2,211</div><div id="a53853" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:468px;">Credit card </div><div id="a53856" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:468px;">2,790</div><div id="a53859" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:468px;">1,304</div><div id="a53862" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:468px;display:flex;">(1,267)</div><div id="a53865" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:468px;">1</div><div id="a53868" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:468px;">2,828</div><div id="a53871" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:468px;">2,699</div><div id="a53874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:468px;">1,302</div><div id="a53877" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:468px;display:flex;">(1,265)</div><div id="a53880" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:468px;display:flex;">(8)</div><div id="a53883" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:468px;">2,728</div><div id="a53885" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:480px;">Business and government </div><div id="a53888" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:480px;">4,321</div><div id="a53891" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:268px;top:480px;">637</div><div id="a53894" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:321px;top:480px;display:flex;">(817)</div><div id="a53897" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:480px;display:flex;">(51)</div><div id="a53900" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:480px;">4,090</div><div id="a53903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:480px;">3,940</div><div id="a53906" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:480px;">1,220</div><div id="a53909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:480px;display:flex;">(687)</div><div id="a53912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:480px;display:flex;">(56)</div><div id="a53915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:480px;">4,417</div><div id="a53917" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:492px;">Total allowance for loan losses, </div><div id="a53940" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:504px;">including off-balance sheet </div><div id="a53965" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:516px;">instruments </div><div id="a53968" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:516px;">9,741</div><div id="a53971" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:516px;">2,957</div><div id="a53974" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:516px;display:flex;">(3,095)</div><div id="a53977" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:516px;display:flex;">(49)</div><div id="a53980" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:516px;">9,554</div><div id="a53983" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:516px;">9,137</div><div id="a53986" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:516px;">3,524</div><div id="a53989" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:516px;display:flex;">(2,892)</div><div id="a53992" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:516px;display:flex;">(68)</div><div id="a53995" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:516px;">9,701</div><div id="a53997" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:528px;">Debt securities at amortized cost </div><div id="a54000" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:528px;">2</div><div id="a54003" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:272px;top:528px;display:flex;">(1)</div><div id="a54006" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:528px;">–</div><div id="a54009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:528px;">1</div><div id="a54012" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:528px;">2</div><div id="a54015" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:528px;">3</div><div id="a54018" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:548px;top:528px;display:flex;">(1)</div><div id="a54021" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:528px;">–</div><div id="a54024" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:528px;">–</div><div id="a54027" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:528px;">2</div><div id="a54029" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:540px;">Debt securities at FVOCI </div><div id="a54032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:540px;">2</div><div id="a54035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:540px;">1</div><div id="a54038" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:540px;">–</div><div id="a54041" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:540px;">–</div><div id="a54044" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:540px;">3</div><div id="a54047" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:540px;">1</div><div id="a54050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:540px;">1</div><div id="a54053" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:540px;">–</div><div id="a54056" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:540px;">–</div><div id="a54059" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:540px;">2</div><div id="a54061" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:552px;">Total allowance for credit </div><div id="a54084" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:564px;">losses on debt securities </div><div id="a54087" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:564px;">4</div><div id="a54090" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:279px;top:564px;">–</div><div id="a54093" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:564px;">–</div><div id="a54096" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:564px;">1</div><div id="a54099" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:564px;">5</div><div id="a54102" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:564px;">4</div><div id="a54105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:555px;top:564px;">–</div><div id="a54108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:564px;">–</div><div id="a54111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:669px;top:564px;">–</div><div id="a54114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:564px;">4</div><div id="a54116" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:576px;">Total allowance for credit losses </div><div id="a54118" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:576px;">$ </div><div id="a54120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:576px;">9,745</div><div id="a54122" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:230px;top:576px;">$ </div><div id="a54124" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:260px;top:576px;">2,957</div><div id="a54126" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:576px;">$ </div><div id="a54128" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:576px;display:flex;">(3,095)</div><div id="a54130" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:348px;top:576px;">$ </div><div id="a54132" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:387px;top:576px;display:flex;">(48)</div><div id="a54134" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:576px;">$ </div><div id="a54136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:576px;">9,559</div><div id="a54138" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:576px;">$ </div><div id="a54140" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:576px;">9,141</div><div id="a54142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:514px;top:576px;">$ </div><div id="a54144" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:576px;">3,524</div><div id="a54146" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:576px;">$ </div><div id="a54148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:576px;display:flex;">(2,892)</div><div id="a54150" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:576px;">$ </div><div id="a54152" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:576px;display:flex;">(68)</div><div id="a54154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:576px;">$ </div><div id="a54156" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:576px;">9,705</div><div id="a54158" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:590px;">Comprising: </div><div id="a54181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:600px;">Allowance for credit losses on </div><div id="a54205" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:612px;">loans at amortized cost </div><div id="a54207" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:612px;">$ </div><div id="a54209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:612px;">8,689</div><div id="a54211" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:235px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54214" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:294px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54217" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:353px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54220" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:409px;top:612px;">$ </div><div id="a54222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:612px;">8,508</div><div id="a54224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:612px;">$ </div><div id="a54226" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:612px;">8,094</div><div id="a54228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54234" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:624px;top:612px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:612px;">$ </div><div id="a54239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:612px;">8,682</div><div id="a54242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:624px;">Allowance for credit losses on </div><div id="a54266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:636px;">loans at FVOCI </div><div id="a54269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:636px;">–</div><div id="a54278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:636px;">–</div><div id="a54281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:636px;">–</div><div id="a54290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:636px;">–</div><div id="a54293" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:648px;">Allowance for loan losses </div><div id="a54296" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:648px;">8,689</div><div id="a54305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:648px;">8,508</div><div id="a54308" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:648px;">8,094</div><div id="a54317" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:648px;">8,682</div><div id="a54343" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:672px;">Allowance for off-balance sheet </div><div id="a54369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:684px;">instruments </div><div id="a54372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:201px;top:684px;">1,052</div><div id="a54381" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:684px;">1,046</div><div id="a54384" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:485px;top:684px;">1,043</div><div id="a54393" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:684px;">1,019</div><div id="a54395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:696px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54398" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:696px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:708px;">Allowance for credit losses on </div><div id="a54443" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:720px;"><div style="display:inline-block;width:3px"> </div></div><div id="a54446" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:26px;top:720px;">debt securities </div><div id="a54449" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:220px;top:720px;">4</div><div id="a54458" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:720px;">5</div><div id="a54461" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:720px;">4</div><div id="a54470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:716px;top:720px;">4</div></div></div></div> 420000000 12000000 -4000000 2000000 430000000 348000000 1000000 -5000000 1000000 345000000 2215000000 307000000 -342000000 26000000 2206000000 2221000000 280000000 -293000000 3000000 2211000000 2783000000 425000000 -436000000 56000000 2828000000 2716000000 401000000 -394000000 5000000 2728000000 4031000000 174000000 -187000000 72000000 4090000000 4299000000 290000000 -141000000 -31000000 4417000000 9449000000 918000000 -969000000 156000000 9554000000 9584000000 972000000 -833000000 -22000000 9701000000 2000000 -1000000 0 1000000 2000000 3000000 -1000000 0 0 2000000 3000000 0 0 0 3000000 2000000 0 0 0 2000000 5000000 -1000000 0 1000000 5000000 5000000 -1000000 0 0 4000000 9454000000 917000000 -969000000 157000000 9559000000 9589000000 971000000 -833000000 -22000000 9705000000 8419000000 8508000000 8613000000 8682000000 0 0 0 0 8419000000 8508000000 8613000000 8682000000 1030000000 1046000000 971000000 1019000000 5000000 5000000 5000000 4000000 357000000 81000000 -8000000 0 430000000 365000000 -14000000 -6000000 0 345000000 2273000000 935000000 -1003000000 1000000 2206000000 2133000000 1016000000 -934000000 -4000000 2211000000 2790000000 1304000000 -1267000000 1000000 2828000000 2699000000 1302000000 -1265000000 -8000000 2728000000 4321000000 637000000 -817000000 -51000000 4090000000 3940000000 1220000000 -687000000 -56000000 4417000000 9741000000 2957000000 -3095000000 -49000000 9554000000 9137000000 3524000000 -2892000000 -68000000 9701000000 2000000 -1000000 0 1000000 2000000 3000000 -1000000 0 0 2000000 2000000 1000000 0 0 3000000 1000000 1000000 0 0 2000000 4000000 0 0 1000000 5000000 4000000 0 0 0 4000000 9745000000 2957000000 -3095000000 -48000000 9559000000 9141000000 3524000000 -2892000000 -68000000 9705000000 8689000000 8508000000 8094000000 8682000000 0 0 0 0 8689000000 8508000000 8094000000 8682000000 1052000000 1046000000 1043000000 1019000000 4000000 5000000 4000000 4000000 <div id="TextBlockContainer285" style="position:relative;line-height:normal;width:699px;height:13px;"><div id="a54513" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for loan losses by stage as<div style="display:inline-block;width:1px"> </div>at and for the three months ended July 31,<div style="display:inline-block;width:1px"> </div>2026 and July 31, 2025.</div></div><div id="TextBlockContainer290" style="position:relative;line-height:normal;width:732px;height:696px;"><div id="div_288_XBRL_TS_55cc0ded10224a998392d0c47b042f11" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer289" style="position:relative;line-height:normal;width:732px;height:696px;"><div id="a54541" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Loan Losses by Stage </div><div id="a54560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;">(millions of Canadian dollars) </div><div id="a54562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:603px;top:14px;">For the three months ended </div><div id="a54568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:25px;">July 31, 2026 </div><div id="a54570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:659px;top:25px;">July 31, 2025 </div><div id="a54576" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:267px;top:36px;">Stage 1 </div><div id="a54578" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:326px;top:36px;">Stage 2 </div><div id="a54580" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:385px;top:36px;">Stage 3 </div><div id="a54583" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:36px;">Total </div><div id="a54585" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:36px;">Stage 1 </div><div id="a54587" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:36px;">Stage 2 </div><div id="a54589" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:36px;">Stage 3 </div><div id="a54592" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:36px;">Total </div><div id="a54595" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:47px;">Residential Mortgages </div><div id="a54614" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:58px;">Balance at beginning of period </div><div id="a54616" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:58px;">$ </div><div id="a54618" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:58px;">101</div><div id="a54620" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:58px;">$ </div><div id="a54622" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:58px;">223</div><div id="a54624" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:58px;">$ </div><div id="a54626" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:58px;">96</div><div id="a54628" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:58px;">$ </div><div id="a54630" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:58px;">420</div><div id="a54632" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:58px;">$ </div><div id="a54634" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:58px;">106</div><div id="a54636" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:58px;">$ </div><div id="a54638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:58px;">174</div><div id="a54640" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:58px;">$ </div><div id="a54642" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:58px;">68</div><div id="a54644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:58px;">$ </div><div id="a54646" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:58px;">348</div><div id="a54649" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:69px;">Provision for credit losses</div><div id="a54670" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:80px;">Transfer to Stage 1</div><div id="a54671" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:80px;">1</div><div id="a54674" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:80px;">33</div><div id="a54677" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:80px;display:flex;">(31)</div><div id="a54680" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:80px;display:flex;">(2)</div><div id="a54683" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:80px;">–</div><div id="a54686" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:80px;">28</div><div id="a54689" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:80px;display:flex;">(27)</div><div id="a54692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:80px;display:flex;">(1)</div><div id="a54695" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:80px;">–</div><div id="a54699" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:91px;">Transfer to Stage 2 </div><div id="a54702" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:91px;display:flex;">(19)</div><div id="a54705" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:91px;">27</div><div id="a54708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:91px;display:flex;">(8)</div><div id="a54711" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:91px;">–</div><div id="a54714" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:91px;display:flex;">(7)</div><div id="a54717" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:91px;">15</div><div id="a54720" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:91px;display:flex;">(8)</div><div id="a54723" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:91px;">–</div><div id="a54727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:102px;">Transfer to Stage 3 </div><div id="a54730" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:102px;">–</div><div id="a54733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:102px;display:flex;">(16)</div><div id="a54736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:102px;">16</div><div id="a54739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:102px;">–</div><div id="a54742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:102px;">–</div><div id="a54745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:102px;display:flex;">(13)</div><div id="a54748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:102px;">13</div><div id="a54751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:102px;">–</div><div id="a54755" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:113px;">Net remeasurement due to transfers into stage</div><div id="a54756" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:113px;">2</div><div id="a54759" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:113px;display:flex;">(8)</div><div id="a54762" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:113px;">4</div><div id="a54765" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:113px;">–</div><div id="a54768" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:113px;display:flex;">(4)</div><div id="a54771" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:113px;display:flex;">(7)</div><div id="a54774" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:113px;">4</div><div id="a54777" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:113px;">–</div><div id="a54780" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:113px;display:flex;">(3)</div><div id="a54784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:124px;">New originations or purchases</div><div id="a54785" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:124px;">3</div><div id="a54788" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:124px;">10</div><div id="a54791" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:124px;">n/a </div><div id="a54794" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:124px;">n/a </div><div id="a54797" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:124px;">10</div><div id="a54800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:124px;">7</div><div id="a54803" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:124px;">n/a </div><div id="a54806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:124px;">n/a </div><div id="a54809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:124px;">7</div><div id="a54813" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net repayments</div><div id="a54814" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:135px;">4</div><div id="a54817" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:135px;display:flex;">(1)</div><div id="a54820" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:135px;display:flex;">(1)</div><div id="a54823" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:135px;">–</div><div id="a54826" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:135px;display:flex;">(2)</div><div id="a54829" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:135px;display:flex;">(1)</div><div id="a54832" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:135px;display:flex;">(1)</div><div id="a54835" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:135px;">–</div><div id="a54838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:135px;display:flex;">(2)</div><div id="a54842" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:146px;">Derecognition of financial assets (excluding</div><div id="a54864" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:157px;">disposals and write-offs)</div><div id="a54867" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:157px;">5</div><div id="a54870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:157px;display:flex;">(2)</div><div id="a54873" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:157px;display:flex;">(12)</div><div id="a54876" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:157px;display:flex;">(11)</div><div id="a54879" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:157px;display:flex;">(25)</div><div id="a54882" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:157px;display:flex;">(3)</div><div id="a54885" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:157px;display:flex;">(5)</div><div id="a54888" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:157px;display:flex;">(8)</div><div id="a54891" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:157px;display:flex;">(16)</div><div id="a54895" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:168px;">Changes to risk, parameters, and models</div><div id="a54896" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:168px;">6</div><div id="a54899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:168px;display:flex;">(15)</div><div id="a54902" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:168px;">31</div><div id="a54905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:168px;">17</div><div id="a54908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:168px;">33</div><div id="a54911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:168px;display:flex;">(22)</div><div id="a54914" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:168px;">24</div><div id="a54917" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:168px;">13</div><div id="a54920" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:168px;">15</div><div id="a54923" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:179px;">Disposals </div><div id="a54926" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:179px;">–</div><div id="a54929" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:179px;">–</div><div id="a54932" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:179px;">–</div><div id="a54935" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:179px;">–</div><div id="a54938" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:179px;">–</div><div id="a54941" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:179px;">–</div><div id="a54944" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:179px;">–</div><div id="a54947" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:179px;">–</div><div id="a54950" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:190px;">Write-offs </div><div id="a54955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:190px;">–</div><div id="a54958" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:190px;">–</div><div id="a54961" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:190px;display:flex;">(4)</div><div id="a54964" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:190px;display:flex;">(4)</div><div id="a54967" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:190px;">–</div><div id="a54970" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:190px;">–</div><div id="a54973" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:190px;display:flex;">(5)</div><div id="a54976" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:190px;display:flex;">(5)</div><div id="a54979" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:201px;">Recoveries </div><div id="a54982" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:201px;">–</div><div id="a54985" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:201px;">–</div><div id="a54988" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:201px;">–</div><div id="a54991" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:201px;">–</div><div id="a54994" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:201px;">–</div><div id="a54997" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:201px;">–</div><div id="a55000" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:201px;">–</div><div id="a55003" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:201px;">–</div><div id="a55006" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:212px;">Foreign exchange and other adjustments </div><div id="a55009" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:212px;">–</div><div id="a55012" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:212px;">1</div><div id="a55015" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:212px;">1</div><div id="a55018" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:212px;">2</div><div id="a55021" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:212px;">–</div><div id="a55024" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:212px;">–</div><div id="a55027" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:212px;">1</div><div id="a55030" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:212px;">1</div><div id="a55033" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:223px;">Balance at end of period </div><div id="a55035" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:223px;">$ </div><div id="a55037" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:223px;">99</div><div id="a55039" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:223px;">$ </div><div id="a55041" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:223px;">226</div><div id="a55043" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:223px;">$ </div><div id="a55045" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:223px;">105</div><div id="a55047" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:223px;">$ </div><div id="a55049" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:223px;">430</div><div id="a55051" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:223px;">$ </div><div id="a55053" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:223px;">101</div><div id="a55055" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:223px;">$ </div><div id="a55057" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:223px;">171</div><div id="a55059" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:223px;">$ </div><div id="a55061" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:223px;">73</div><div id="a55063" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:223px;">$ </div><div id="a55065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:223px;">345</div><div id="a55068" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:234px;">Consumer Instalment and Other Personal </div><div id="a55087" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:245px;">Balance, including off-balance sheet instruments, </div><div id="a55109" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:256px;">at beginning of period </div><div id="a55111" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:256px;">$ </div><div id="a55113" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:256px;">720</div><div id="a55115" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:256px;">$ </div><div id="a55117" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:256px;">1,220</div><div id="a55119" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:256px;">$ </div><div id="a55121" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:256px;">275</div><div id="a55123" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:256px;">$ </div><div id="a55125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:256px;">2,215</div><div id="a55127" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:256px;">$ </div><div id="a55129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:256px;">673</div><div id="a55131" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:256px;">$ </div><div id="a55133" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:256px;">1,270</div><div id="a55135" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:256px;">$ </div><div id="a55137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:256px;">278</div><div id="a55139" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:256px;">$ </div><div id="a55141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:256px;">2,221</div><div id="a55144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:267px;">Provision for credit losses </div><div id="a55164" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:278px;">Transfer to Stage 1</div><div id="a55165" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:278px;">1</div><div id="a55168" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:278px;">259</div><div id="a55171" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:278px;display:flex;">(258)</div><div id="a55174" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:278px;display:flex;">(1)</div><div id="a55177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:278px;">–</div><div id="a55180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:278px;">213</div><div id="a55183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:278px;display:flex;">(212)</div><div id="a55186" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:278px;display:flex;">(1)</div><div id="a55189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:278px;">–</div><div id="a55193" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:289px;">Transfer to Stage 2 </div><div id="a55196" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:289px;display:flex;">(55)</div><div id="a55199" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:289px;">76</div><div id="a55202" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:289px;display:flex;">(21)</div><div id="a55205" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:289px;">–</div><div id="a55208" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:289px;display:flex;">(54)</div><div id="a55211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:289px;">77</div><div id="a55214" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:289px;display:flex;">(23)</div><div id="a55217" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:289px;">–</div><div id="a55221" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:300px;">Transfer to Stage 3 </div><div id="a55224" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:300px;display:flex;">(3)</div><div id="a55227" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:300px;display:flex;">(75)</div><div id="a55230" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:300px;">78</div><div id="a55233" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:300px;">–</div><div id="a55236" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:300px;display:flex;">(2)</div><div id="a55239" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:300px;display:flex;">(71)</div><div id="a55242" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:300px;">73</div><div id="a55245" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:300px;">–</div><div id="a55249" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:311px;">Net remeasurement due to transfers into stage</div><div id="a55250" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:311px;">2</div><div id="a55253" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:311px;display:flex;">(123)</div><div id="a55256" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:311px;">64</div><div id="a55259" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:311px;">3</div><div id="a55262" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:311px;display:flex;">(56)</div><div id="a55265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:311px;display:flex;">(91)</div><div id="a55268" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:311px;">67</div><div id="a55271" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:311px;">2</div><div id="a55274" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:311px;display:flex;">(22)</div><div id="a55278" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:322px;">New originations or purchases</div><div id="a55279" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:322px;">3</div><div id="a55282" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:322px;">104</div><div id="a55285" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:322px;">n/a </div><div id="a55288" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:322px;">n/a </div><div id="a55291" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:322px;">104</div><div id="a55294" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:322px;">91</div><div id="a55297" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:322px;">n/a </div><div id="a55300" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:322px;">n/a </div><div id="a55303" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:322px;">91</div><div id="a55307" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:333px;">Net repayments</div><div id="a55308" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:333px;">4</div><div id="a55311" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:333px;display:flex;">(31)</div><div id="a55314" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:333px;display:flex;">(26)</div><div id="a55317" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:333px;display:flex;">(9)</div><div id="a55320" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:333px;display:flex;">(66)</div><div id="a55323" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:333px;display:flex;">(23)</div><div id="a55326" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:333px;display:flex;">(27)</div><div id="a55329" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:333px;display:flex;">(5)</div><div id="a55332" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:333px;display:flex;">(55)</div><div id="a55336" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:344px;">Derecognition of financial assets (excluding</div><div id="a55358" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:355px;">disposals and write-offs)</div><div id="a55361" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:355px;">5</div><div id="a55364" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:355px;display:flex;">(24)</div><div id="a55367" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:355px;display:flex;">(29)</div><div id="a55370" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:355px;display:flex;">(11)</div><div id="a55373" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:355px;display:flex;">(64)</div><div id="a55376" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:355px;display:flex;">(22)</div><div id="a55379" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:355px;display:flex;">(29)</div><div id="a55382" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:355px;display:flex;">(16)</div><div id="a55385" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:355px;display:flex;">(67)</div><div id="a55389" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:366px;">Changes to risk, parameters, and models</div><div id="a55390" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:366px;">6</div><div id="a55393" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:366px;display:flex;">(87)</div><div id="a55396" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:366px;">189</div><div id="a55399" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:366px;">287</div><div id="a55402" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:366px;">389</div><div id="a55405" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:366px;display:flex;">(79)</div><div id="a55408" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:366px;">165</div><div id="a55411" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:366px;">247</div><div id="a55414" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:366px;">333</div><div id="a55417" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:377px;">Disposals </div><div id="a55420" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:377px;">–</div><div id="a55423" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:377px;">–</div><div id="a55426" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:377px;">–</div><div id="a55429" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:377px;">–</div><div id="a55432" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:377px;">–</div><div id="a55435" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:377px;">–</div><div id="a55438" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:377px;">–</div><div id="a55441" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:377px;">–</div><div id="a55444" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:388px;">Write-offs</div><div id="a55450" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:388px;">–</div><div id="a55453" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:388px;">–</div><div id="a55456" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:388px;display:flex;">(425)</div><div id="a55459" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:388px;display:flex;">(425)</div><div id="a55462" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:388px;">–</div><div id="a55465" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:388px;">–</div><div id="a55468" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:388px;display:flex;">(385)</div><div id="a55471" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:388px;display:flex;">(385)</div><div id="a55474" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:399px;">Recoveries </div><div id="a55477" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:399px;">–</div><div id="a55480" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:399px;">–</div><div id="a55483" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:399px;">83</div><div id="a55486" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:399px;">83</div><div id="a55489" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:399px;">–</div><div id="a55492" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:399px;">–</div><div id="a55495" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:399px;">92</div><div id="a55498" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:399px;">92</div><div id="a55501" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:410px;">Foreign exchange and other adjustments </div><div id="a55504" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:410px;">10</div><div id="a55507" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:410px;">13</div><div id="a55510" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:410px;">3</div><div id="a55513" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:410px;">26</div><div id="a55516" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:410px;">2</div><div id="a55519" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:410px;">1</div><div id="a55522" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:410px;">–</div><div id="a55525" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:410px;">3</div><div id="a55528" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:421px;">Balance, including off-balance sheet instruments, </div><div id="a55550" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:432px;">at end of period </div><div id="a55553" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:432px;">770</div><div id="a55556" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:432px;">1,174</div><div id="a55559" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:432px;">262</div><div id="a55562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:432px;">2,206</div><div id="a55565" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:432px;">708</div><div id="a55568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:432px;">1,241</div><div id="a55571" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:432px;">262</div><div id="a55574" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:432px;">2,211</div><div id="a55577" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:443px;">Less: Allowance for off-balance sheet instruments</div><div id="a55580" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:443px;">7</div><div id="a55583" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:443px;">24</div><div id="a55586" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:443px;">48</div><div id="a55589" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:443px;">–</div><div id="a55592" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:443px;">72</div><div id="a55595" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:443px;">25</div><div id="a55598" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:443px;">54</div><div id="a55601" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:443px;">–</div><div id="a55604" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:443px;">79</div><div id="a55607" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:454px;">Balance at end of period </div><div id="a55609" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:454px;">$ </div><div id="a55611" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:454px;">746</div><div id="a55613" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:454px;">$ </div><div id="a55615" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:454px;">1,126</div><div id="a55617" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:454px;">$ </div><div id="a55619" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:454px;">262</div><div id="a55621" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:454px;">$ </div><div id="a55623" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:454px;">2,134</div><div id="a55625" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:454px;">$ </div><div id="a55627" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:454px;">683</div><div id="a55629" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:454px;">$ </div><div id="a55631" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:454px;">1,187</div><div id="a55633" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:454px;">$ </div><div id="a55635" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:454px;">262</div><div id="a55637" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:454px;">$ </div><div id="a55639" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:454px;">2,132</div><div id="a55642" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:465px;">Credit Card</div><div id="a55643" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:53px;top:465px;">8</div><div id="a55662" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:476px;">Balance, including off-balance sheet instruments, </div><div id="a55684" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:487px;">at beginning of period </div><div id="a55686" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:487px;">$ </div><div id="a55688" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:487px;">941</div><div id="a55690" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:487px;">$ </div><div id="a55692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:487px;">1,394</div><div id="a55694" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:487px;">$ </div><div id="a55696" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:487px;">448</div><div id="a55698" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:487px;">$ </div><div id="a55700" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:487px;">2,783</div><div id="a55702" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:487px;">$ </div><div id="a55704" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:487px;">953</div><div id="a55706" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:487px;">$ </div><div id="a55708" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:487px;">1,314</div><div id="a55710" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:487px;">$ </div><div id="a55712" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:487px;">449</div><div id="a55714" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:487px;">$ </div><div id="a55716" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:487px;">2,716</div><div id="a55719" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:498px;">Provision for credit losses</div><div id="a55740" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:509px;">Transfer to Stage 1</div><div id="a55741" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:509px;">1</div><div id="a55744" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:509px;">289</div><div id="a55747" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:509px;display:flex;">(280)</div><div id="a55750" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:509px;display:flex;">(9)</div><div id="a55753" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:509px;">–</div><div id="a55756" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:509px;">280</div><div id="a55759" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:509px;display:flex;">(269)</div><div id="a55762" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:509px;display:flex;">(11)</div><div id="a55765" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:509px;">–</div><div id="a55769" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:520px;">Transfer to Stage 2 </div><div id="a55772" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:520px;display:flex;">(77)</div><div id="a55775" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:520px;">105</div><div id="a55778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:520px;display:flex;">(28)</div><div id="a55781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:520px;">–</div><div id="a55784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:520px;display:flex;">(88)</div><div id="a55787" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:520px;">113</div><div id="a55790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:520px;display:flex;">(25)</div><div id="a55793" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:520px;">–</div><div id="a55797" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:531px;">Transfer to Stage 3 </div><div id="a55800" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:531px;display:flex;">(6)</div><div id="a55803" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:531px;display:flex;">(243)</div><div id="a55806" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:531px;">249</div><div id="a55809" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:531px;">–</div><div id="a55812" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:531px;display:flex;">(7)</div><div id="a55815" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:531px;display:flex;">(240)</div><div id="a55818" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:531px;">247</div><div id="a55821" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:531px;">–</div><div id="a55825" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:542px;">Net remeasurement due to transfers into stage</div><div id="a55826" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:195px;top:542px;">2</div><div id="a55829" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:542px;display:flex;">(115)</div><div id="a55832" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:542px;letter-spacing:0.15px;">117</div><div id="a55835" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:542px;">7</div><div id="a55838" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:542px;">9</div><div id="a55841" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:542px;display:flex;">(98)</div><div id="a55844" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:542px;">118</div><div id="a55847" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:542px;">7</div><div id="a55850" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:542px;">27</div><div id="a55854" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:553px;">New originations or purchases</div><div id="a55855" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:553px;">3</div><div id="a55858" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:553px;">40</div><div id="a55861" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:553px;">n/a </div><div id="a55864" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:553px;">n/a </div><div id="a55867" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:553px;">40</div><div id="a55870" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:553px;">39</div><div id="a55873" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:553px;">n/a </div><div id="a55876" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:553px;">n/a </div><div id="a55879" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:553px;">39</div><div id="a55883" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:564px;">Net repayments</div><div id="a55884" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:77px;top:564px;">4</div><div id="a55887" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:564px;">4</div><div id="a55890" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:564px;display:flex;">(1)</div><div id="a55893" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:564px;">15</div><div id="a55896" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:564px;">18</div><div id="a55899" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:564px;display:flex;">(13)</div><div id="a55902" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:564px;">2</div><div id="a55905" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:564px;">16</div><div id="a55908" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:564px;">5</div><div id="a55912" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:575px;">Derecognition of financial assets (excluding</div><div id="a55934" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:586px;">disposals and write-offs)</div><div id="a55937" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:120px;top:586px;">5</div><div id="a55940" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:586px;display:flex;">(15)</div><div id="a55943" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:586px;display:flex;">(27)</div><div id="a55946" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:586px;display:flex;">(110)</div><div id="a55949" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:586px;display:flex;">(152)</div><div id="a55952" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:586px;display:flex;">(13)</div><div id="a55955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:586px;display:flex;">(31)</div><div id="a55958" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:586px;display:flex;">(61)</div><div id="a55961" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:586px;display:flex;">(105)</div><div id="a55965" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:597px;">Changes to risk, parameters, and models</div><div id="a55966" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:597px;">6</div><div id="a55969" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:597px;display:flex;">(121)</div><div id="a55972" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:597px;">341</div><div id="a55975" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:597px;">290</div><div id="a55978" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:597px;">510</div><div id="a55981" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:597px;display:flex;">(125)</div><div id="a55984" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:597px;">345</div><div id="a55987" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:597px;">215</div><div id="a55990" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:597px;">435</div><div id="a55993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:608px;">Disposals </div><div id="a55996" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:608px;">–</div><div id="a55999" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:608px;">–</div><div id="a56002" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:608px;">–</div><div id="a56005" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:470px;top:608px;">–</div><div id="a56008" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:608px;">–</div><div id="a56011" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:608px;">–</div><div id="a56014" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:608px;">–</div><div id="a56017" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:608px;">–</div><div id="a56020" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:619px;">Write-offs</div><div id="a56026" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:619px;">–</div><div id="a56029" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:619px;">–</div><div id="a56032" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:619px;display:flex;">(540)</div><div id="a56035" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:619px;display:flex;">(540)</div><div id="a56038" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:619px;">–</div><div id="a56041" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:619px;">–</div><div id="a56044" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:619px;display:flex;">(497)</div><div id="a56047" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:619px;display:flex;">(497)</div><div id="a56050" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:630px;">Recoveries </div><div id="a56053" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:630px;">–</div><div id="a56056" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:630px;">–</div><div id="a56059" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:630px;">104</div><div id="a56062" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:630px;">104</div><div id="a56065" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:630px;">–</div><div id="a56068" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:630px;">–</div><div id="a56071" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:630px;">103</div><div id="a56074" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:630px;">103</div><div id="a56077" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:641px;">Foreign exchange and other adjustments </div><div id="a56080" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:641px;">20</div><div id="a56083" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:641px;">24</div><div id="a56086" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:641px;">12</div><div id="a56089" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:641px;">56</div><div id="a56092" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:641px;">1</div><div id="a56095" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:641px;">4</div><div id="a56098" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:641px;">–</div><div id="a56101" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:706px;top:641px;">5</div><div id="a56104" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:652px;">Balance, including off-balance sheet instruments, </div><div id="a56126" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:663px;">at end of period </div><div id="a56129" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:663px;">960</div><div id="a56132" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:663px;">1,430</div><div id="a56135" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:663px;">438</div><div id="a56138" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:663px;">2,828</div><div id="a56141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:663px;">929</div><div id="a56144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:663px;">1,356</div><div id="a56147" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:663px;">443</div><div id="a56150" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:663px;">2,728</div><div id="a56153" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:674px;">Less: Allowance for off-balance sheet instruments</div><div id="a56156" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:197px;top:674px;">7</div><div id="a56159" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:674px;">207</div><div id="a56162" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:674px;">306</div><div id="a56165" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:674px;">–</div><div id="a56168" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:674px;">513</div><div id="a56171" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:674px;">201</div><div id="a56174" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:674px;">295</div><div id="a56177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:674px;">–</div><div id="a56180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:674px;">496</div><div id="a56183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:685px;">Balance at end of period </div><div id="a56185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:685px;">$ </div><div id="a56187" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:685px;">753</div><div id="a56189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:685px;">$ </div><div id="a56191" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:685px;">1,124</div><div id="a56193" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:685px;">$ </div><div id="a56195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:685px;">438</div><div id="a56197" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:685px;">$ </div><div id="a56199" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:685px;">2,315</div><div id="a56201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:685px;">$ </div><div id="a56203" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:685px;">728</div><div id="a56205" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:685px;">$ </div><div id="a56207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:685px;">1,061</div><div id="a56209" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:685px;">$ </div><div id="a56211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:685px;">443</div><div id="a56213" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:685px;">$ </div><div id="a56215" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:685px;">2,232</div></div></div></div><div id="TextBlockContainer293" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="a56219_1_74" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Transfers represent stage transfer movements prior to ECL remeasurement.<div style="display:inline-block;width:4px"> </div></div><div id="a56224" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a56225" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2<div style="display:inline-block;width:4px"> </div>or 3) due to stage transfers necessitated by credit risk migration, as </div><div id="a56236" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2025<div style="display:inline-block;width:4px"> </div>Annual Consolidated Financial Statements, holding all other factors impacting the </div><div id="a56265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:32px;">change in ECLs constant.<div style="display:inline-block;width:3px"> </div></div><div id="a56271" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">3</div><div id="a56272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:43px;"><div style="display:inline-block;width:3px"> </div>Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. </div><div id="a56275" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">4</div><div id="a56276" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to cash flow changes associated with new draws or repayments<div style="display:inline-block;width:4px"> </div>on loans outstanding.<div style="display:inline-block;width:3px"> </div></div><div id="a56280" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">5</div><div id="a56281" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease<div style="display:inline-block;width:4px"> </div>associated with loans that were disposed or fully written off. </div><div id="a56285" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:74px;">6</div><div id="a56286" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to current period changes in risk (e.g.,<div style="display:inline-block;width:4px"> </div>PD) caused by changes to macroeconomic factors, level of risk, parameters,<div style="display:inline-block;width:3px"> </div>and/or models, </div><div id="a56311" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:85px;">subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information<div style="display:inline-block;width:1px"> </div>”<div style="display:inline-block;width:2px"> </div>and “Expert Credit Judgment”<div style="display:inline-block;width:3px"> </div>sections of Note 2 and Note 3 of the </div><div id="a56335" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:96px;">Bank’s 2025 Annual Consolidated Financial Statements for further details.<div style="display:inline-block;width:4px"> </div></div><div id="a56342" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:106px;">7</div><div id="a56343" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:107px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet. </div><div id="a56348" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:117px;">8</div><div id="a56349" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:117px;"><div style="display:inline-block;width:3px"> </div>Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off<div style="display:inline-block;width:4px"> </div>at 180 days past due. Refer to Note 2 of the Bank’s 2025 Annual </div><div id="a56356" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:128px;">Consolidated Financial Statements for further details.</div></div><div id="TextBlockContainer297" style="position:relative;line-height:normal;width:734px;height:364px;"><div id="a56371" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Allowance for Loan Losses by Stage </div><div id="a56372" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:3px;">(Continued)</div><div id="a56392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:15px;">(millions of Canadian dollars) </div><div id="a56394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:597px;top:15px;">For the three months ended </div><div id="a56400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:418px;top:27px;">July 31, 2026 </div><div id="a56402" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:27px;">July 31, 2025 </div><div id="a56408" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:39px;">Stage 1 </div><div id="a56410" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:39px;">Stage 2 </div><div id="a56412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:39px;">Stage 3 </div><div id="a56415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:39px;">Total </div><div id="a56417" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:39px;">Stage 1 </div><div id="a56419" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:39px;">Stage 2 </div><div id="a56421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:39px;">Stage 3 </div><div id="a56424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:39px;">Total </div><div id="a56427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:51px;">Business and Government </div><div id="a56446" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:63px;">Balance, including off-balance sheet instruments, </div><div id="a56468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:75px;">at beginning of period </div><div id="a56470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:75px;">$ </div><div id="a56472" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:75px;">1,446</div><div id="a56474" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:75px;">$ </div><div id="a56476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:75px;">1,869</div><div id="a56478" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:75px;">$ </div><div id="a56480" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:75px;">716</div><div id="a56482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:75px;">$ </div><div id="a56484" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:75px;">4,031</div><div id="a56486" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:75px;">$ </div><div id="a56488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:75px;">1,328</div><div id="a56490" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:75px;">$ </div><div id="a56492" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:75px;">2,134</div><div id="a56494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:75px;">$ </div><div id="a56496" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:75px;">837</div><div id="a56498" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:75px;">$ </div><div id="a56500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:75px;">4,299</div><div id="a56503" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Provision for credit losses</div><div id="a56524" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:99px;">Transfer to Stage 1</div><div id="a56525" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:98px;">1</div><div id="a56528" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:99px;letter-spacing:0.35px;">111</div><div id="a56531" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:99px;display:flex;">(111)</div><div id="a56534" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:99px;">–</div><div id="a56537" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:99px;">–</div><div id="a56540" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:99px;">123</div><div id="a56543" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:99px;display:flex;">(122)</div><div id="a56546" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:99px;display:flex;">(1)</div><div id="a56549" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:99px;">–</div><div id="a56553" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:111px;">Transfer to Stage 2 </div><div id="a56556" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:111px;display:flex;">(172)</div><div id="a56559" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:111px;">176</div><div id="a56562" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:111px;display:flex;">(4)</div><div id="a56565" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:111px;">–</div><div id="a56568" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:111px;display:flex;">(203)</div><div id="a56571" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:111px;">214</div><div id="a56574" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:111px;display:flex;">(11)</div><div id="a56577" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:111px;">–</div><div id="a56581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:123px;">Transfer to Stage 3 </div><div id="a56584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:123px;display:flex;">(2)</div><div id="a56587" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:123px;display:flex;">(41)</div><div id="a56590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:123px;">43</div><div id="a56593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">–</div><div id="a56596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:123px;display:flex;">(2)</div><div id="a56599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:123px;display:flex;">(181)</div><div id="a56602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:123px;">183</div><div id="a56605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:123px;">–</div><div id="a56609" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net remeasurement due to transfers into stage</div><div id="a56610" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:134px;">1</div><div id="a56613" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:135px;display:flex;">(28)</div><div id="a56616" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:135px;">44</div><div id="a56619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:135px;">1</div><div id="a56622" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">17</div><div id="a56625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:135px;display:flex;">(29)</div><div id="a56628" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:583px;top:135px;">42</div><div id="a56631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:135px;display:flex;">(1)</div><div id="a56634" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:135px;">12</div><div id="a56638" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">New originations or purchases</div><div id="a56639" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:146px;">1</div><div id="a56642" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:147px;">421</div><div id="a56645" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:147px;">n/a </div><div id="a56648" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:147px;">n/a </div><div id="a56651" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:147px;">421</div><div id="a56654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:147px;">438</div><div id="a56657" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:147px;">n/a </div><div id="a56660" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:147px;">n/a </div><div id="a56663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">438</div><div id="a56667" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:159px;">Net repayments</div><div id="a56668" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:158px;">1</div><div id="a56671" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:159px;letter-spacing:0.29px;">11</div><div id="a56674" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:159px;display:flex;">(8)</div><div id="a56677" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:159px;display:flex;">(30)</div><div id="a56680" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:159px;display:flex;">(27)</div><div id="a56683" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:159px;">2</div><div id="a56686" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:159px;">2</div><div id="a56689" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:159px;display:flex;">(30)</div><div id="a56692" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:159px;display:flex;">(26)</div><div id="a56696" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:171px;">Derecognition of financial assets (excluding</div><div id="a56718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:183px;">disposals and write-offs)</div><div id="a56721" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:182px;">1</div><div id="a56724" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:183px;display:flex;">(226)</div><div id="a56727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:183px;display:flex;">(219)</div><div id="a56730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:183px;display:flex;">(110)</div><div id="a56733" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:183px;display:flex;">(555)</div><div id="a56736" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:183px;display:flex;">(217)</div><div id="a56739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:183px;display:flex;">(314)</div><div id="a56742" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:183px;display:flex;">(121)</div><div id="a56745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:183px;display:flex;">(652)</div><div id="a56749" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:195px;">Changes to risk, parameters, and models</div><div id="a56750" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:194px;">1</div><div id="a56753" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:195px;display:flex;">(83)</div><div id="a56756" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">188</div><div id="a56759" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:195px;">213</div><div id="a56762" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:195px;">318</div><div id="a56765" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:195px;display:flex;">(4)</div><div id="a56768" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:195px;">311</div><div id="a56771" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:195px;">211</div><div id="a56774" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:195px;">518</div><div id="a56777" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:207px;">Disposals </div><div id="a56780" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:207px;">–</div><div id="a56783" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:207px;">–</div><div id="a56786" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:207px;">–</div><div id="a56789" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:207px;">–</div><div id="a56792" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:207px;">–</div><div id="a56795" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:207px;">–</div><div id="a56798" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:207px;display:flex;">(13)</div><div id="a56801" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:207px;display:flex;">(13)</div><div id="a56804" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Write-offs</div><div id="a56810" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:219px;">–</div><div id="a56813" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:219px;">–</div><div id="a56816" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:219px;display:flex;">(221)</div><div id="a56819" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:219px;display:flex;">(221)</div><div id="a56822" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:219px;">–</div><div id="a56825" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:219px;">–</div><div id="a56828" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:219px;display:flex;">(158)</div><div id="a56831" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:219px;display:flex;">(158)</div><div id="a56834" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:231px;">Recoveries </div><div id="a56837" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:231px;">–</div><div id="a56840" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:231px;">–</div><div id="a56843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:231px;">34</div><div id="a56846" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:231px;">34</div><div id="a56849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:231px;">–</div><div id="a56852" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:231px;">–</div><div id="a56855" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:231px;">17</div><div id="a56858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:231px;">17</div><div id="a56861" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:243px;">Foreign exchange and other adjustments </div><div id="a56864" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:243px;">26</div><div id="a56867" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:347px;top:243px;">45</div><div id="a56870" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:243px;">1</div><div id="a56873" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:243px;">72</div><div id="a56876" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:243px;">7</div><div id="a56879" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:243px;display:flex;">(5)</div><div id="a56882" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:243px;display:flex;">(20)</div><div id="a56885" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:243px;display:flex;">(18)</div><div id="a56888" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Balance, including off-balance sheet instruments, </div><div id="a56910" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:267px;">at end of period </div><div id="a56913" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:267px;">1,504</div><div id="a56916" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:267px;">1,943</div><div id="a56919" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:267px;">643</div><div id="a56922" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:267px;">4,090</div><div id="a56925" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:267px;">1,443</div><div id="a56928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:267px;">2,081</div><div id="a56931" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:267px;">893</div><div id="a56934" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:267px;">4,417</div><div id="a56937" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Less: Allowance for off-balance sheet instruments</div><div id="a56940" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:278px;">2</div><div id="a56943" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:279px;">240</div><div id="a56946" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:279px;">216</div><div id="a56949" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:279px;">5</div><div id="a56952" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:279px;">461</div><div id="a56955" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:279px;">223</div><div id="a56958" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:279px;">212</div><div id="a56961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:279px;">9</div><div id="a56964" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:279px;">444</div><div id="a56967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:291px;">Balance at end of period </div><div id="a56970" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:291px;">1,264</div><div id="a56973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:291px;">1,727</div><div id="a56976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:291px;">638</div><div id="a56979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:291px;">3,629</div><div id="a56982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:291px;">1,220</div><div id="a56985" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:291px;">1,869</div><div id="a56988" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">884</div><div id="a56991" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:291px;">3,973</div><div id="a56994" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:303px;">Total Allowance, including<div style="display:inline-block;width:4px"> </div>off-balance sheet<div style="display:inline-block;width:3px"> </div></div><div id="a57016" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:315px;">instruments, at end of period </div><div id="a57019" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:315px;">3,333</div><div id="a57022" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:315px;">4,773</div><div id="a57025" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:315px;">1,448</div><div id="a57028" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:315px;">9,554</div><div id="a57031" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:315px;">3,181</div><div id="a57034" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">4,849</div><div id="a57037" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:315px;">1,671</div><div id="a57040" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:315px;">9,701</div><div id="a57043" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:327px;">Less: Total Allowance for<div style="display:inline-block;width:4px"> </div>off-balance sheet </div><div id="a57064" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:339px;"><div style="display:inline-block;width:3px"> </div></div><div id="a57066" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:339px;">instruments</div><div id="a57067" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:70px;top:339px;">2</div><div id="a57070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:339px;">471</div><div id="a57073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:339px;">570</div><div id="a57076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:339px;">5</div><div id="a57079" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:339px;">1,046</div><div id="a57082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:339px;">449</div><div id="a57085" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:339px;">561</div><div id="a57088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:339px;">9</div><div id="a57091" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:339px;">1,019</div><div id="a57094" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:352px;">Total Allowance for Loan Losses<div style="display:inline-block;width:4px"> </div>at end of period</div><div id="a57097" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:352px;">$ </div><div id="a57099" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:352px;">2,862</div><div id="a57101" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:352px;">$ </div><div id="a57103" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:352px;">4,203</div><div id="a57105" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:352px;">$ </div><div id="a57107" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:352px;">1,443</div><div id="a57109" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:352px;">$ </div><div id="a57111" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:352px;">8,508</div><div id="a57113" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:352px;">$ </div><div id="a57115" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:352px;">2,732</div><div id="a57117" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:352px;">$ </div><div id="a57119" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:352px;">4,288</div><div id="a57121" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:352px;">$ </div><div id="a57123" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:352px;">1,662</div><div id="a57125" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:352px;">$ </div><div id="a57127" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:352px;">8,682</div></div><div id="TextBlockContainer301" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="a57131_1_134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous<div style="display:inline-block;width:4px"> </div>page in this Note. </div><div id="a57140" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a57141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet.</div></div><div id="TextBlockContainer305" style="position:relative;line-height:normal;width:695px;height:13px;"><div id="a57161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table provides details on<div style="display:inline-block;width:1px"> </div>the Bank’s allowance for loan losses by stage as<div style="display:inline-block;width:1px"> </div>at and for the nine months ended July 31,<div style="display:inline-block;width:1px"> </div>2026 and July 31, 2025.</div></div><div id="TextBlockContainer309" style="position:relative;line-height:normal;width:733px;height:757px;"><div id="a57191" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Allowance for Loan Losses by Stage </div><div id="a57210" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:13px;">(millions of Canadian dollars) </div><div id="a57212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:599px;top:13px;">For the nine months ended </div><div id="a57218" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:417px;top:25px;">July 31, 2026 </div><div id="a57220" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:655px;top:25px;">July 31, 2025 </div><div id="a57226" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:37px;">Stage 1 </div><div id="a57228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:323px;top:37px;">Stage 2 </div><div id="a57230" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:37px;">Stage 3 </div><div id="a57233" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:37px;">Total </div><div id="a57235" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:502px;top:37px;">Stage 1 </div><div id="a57237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:37px;">Stage 2 </div><div id="a57239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:620px;top:37px;">Stage 3 </div><div id="a57242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:37px;">Total </div><div id="a57245" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:49px;">Residential Mortgages </div><div id="a57264" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:61px;">Balance at beginning of period </div><div id="a57266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:61px;">$ </div><div id="a57268" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:61px;">102</div><div id="a57270" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:61px;">$ </div><div id="a57272" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:61px;">175</div><div id="a57274" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:61px;">$ </div><div id="a57276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:61px;">80</div><div id="a57278" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:61px;">$ </div><div id="a57280" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:61px;">357</div><div id="a57282" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:61px;">$ </div><div id="a57284" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:61px;">116</div><div id="a57286" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:61px;">$ </div><div id="a57288" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:61px;">189</div><div id="a57290" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:61px;">$ </div><div id="a57292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:61px;">60</div><div id="a57294" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:61px;">$ </div><div id="a57296" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:61px;">365</div><div id="a57299" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:73px;">Provision for credit losses</div><div id="a57320" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:85px;">Transfer to Stage 1</div><div id="a57321" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:85px;">1</div><div id="a57324" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:85px;">80</div><div id="a57327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:85px;display:flex;">(75)</div><div id="a57330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:85px;display:flex;">(5)</div><div id="a57333" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:85px;">–</div><div id="a57336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:85px;">85</div><div id="a57339" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:85px;display:flex;">(81)</div><div id="a57342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:85px;display:flex;">(4)</div><div id="a57345" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:85px;">–</div><div id="a57349" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:97px;">Transfer to Stage 2 </div><div id="a57352" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:97px;display:flex;">(40)</div><div id="a57355" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:97px;">63</div><div id="a57358" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:97px;display:flex;">(23)</div><div id="a57361" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:97px;">–</div><div id="a57364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:97px;display:flex;">(20)</div><div id="a57367" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:97px;">43</div><div id="a57370" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:97px;display:flex;">(23)</div><div id="a57373" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:97px;">–</div><div id="a57377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:109px;">Transfer to Stage 3 </div><div id="a57380" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:109px;">–</div><div id="a57383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:109px;display:flex;">(36)</div><div id="a57386" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:109px;">36</div><div id="a57389" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:109px;">–</div><div id="a57392" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:109px;">–</div><div id="a57395" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:109px;display:flex;">(32)</div><div id="a57398" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:109px;">32</div><div id="a57401" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:109px;">–</div><div id="a57405" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:121px;">Net remeasurement due to transfers into stage</div><div id="a57406" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:121px;">2</div><div id="a57409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:121px;display:flex;">(19)</div><div id="a57412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:121px;">13</div><div id="a57415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:121px;">–</div><div id="a57418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:121px;display:flex;">(6)</div><div id="a57421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:121px;display:flex;">(19)</div><div id="a57424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:121px;">12</div><div id="a57427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:121px;">–</div><div id="a57430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:121px;display:flex;">(7)</div><div id="a57434" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:133px;">New originations or purchases</div><div id="a57435" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:133px;">3</div><div id="a57438" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:133px;">21</div><div id="a57441" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:133px;">n/a </div><div id="a57444" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:133px;">n/a </div><div id="a57447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:133px;">21</div><div id="a57450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:133px;">19</div><div id="a57453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:133px;">n/a </div><div id="a57456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:133px;">n/a </div><div id="a57459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:133px;">19</div><div id="a57463" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:145px;">Net repayments</div><div id="a57464" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:145px;">4</div><div id="a57467" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:145px;display:flex;">(3)</div><div id="a57470" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:345px;top:145px;display:flex;">(3)</div><div id="a57473" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:145px;">–</div><div id="a57476" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:145px;display:flex;">(6)</div><div id="a57479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:145px;display:flex;">(3)</div><div id="a57482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:145px;display:flex;">(3)</div><div id="a57485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:145px;">–</div><div id="a57488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:145px;display:flex;">(6)</div><div id="a57492" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:157px;">Derecognition of financial assets (excluding</div><div id="a57514" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:169px;">disposals and write-offs)</div><div id="a57517" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:169px;">5</div><div id="a57520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:169px;display:flex;">(4)</div><div id="a57523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:169px;display:flex;">(22)</div><div id="a57526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:169px;display:flex;">(29)</div><div id="a57529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:169px;display:flex;">(55)</div><div id="a57532" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:169px;display:flex;">(12)</div><div id="a57535" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:169px;display:flex;">(15)</div><div id="a57538" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:169px;display:flex;">(21)</div><div id="a57541" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:169px;display:flex;">(48)</div><div id="a57545" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:181px;">Changes to risk, parameters, and models</div><div id="a57546" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:181px;">6</div><div id="a57549" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:181px;display:flex;">(37)</div><div id="a57552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:181px;">110</div><div id="a57555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:181px;">54</div><div id="a57558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:181px;">127</div><div id="a57561" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:181px;display:flex;">(65)</div><div id="a57564" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:181px;">58</div><div id="a57567" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:181px;">35</div><div id="a57570" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:181px;">28</div><div id="a57573" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:193px;">Disposals </div><div id="a57576" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:193px;">–</div><div id="a57579" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:193px;">–</div><div id="a57582" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:193px;">–</div><div id="a57585" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:193px;">–</div><div id="a57588" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:193px;">–</div><div id="a57591" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:193px;">–</div><div id="a57594" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:193px;">–</div><div id="a57597" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:193px;">–</div><div id="a57600" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:205px;">Write-offs </div><div id="a57605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:205px;">–</div><div id="a57608" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:205px;">–</div><div id="a57611" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:205px;display:flex;">(11)</div><div id="a57614" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:205px;display:flex;">(11)</div><div id="a57617" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:205px;">–</div><div id="a57620" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:205px;">–</div><div id="a57623" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:205px;display:flex;">(7)</div><div id="a57626" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:205px;display:flex;">(7)</div><div id="a57629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:217px;">Recoveries </div><div id="a57632" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:217px;">–</div><div id="a57635" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:217px;">–</div><div id="a57638" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:217px;">3</div><div id="a57641" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:217px;">3</div><div id="a57644" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:217px;">–</div><div id="a57647" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:217px;">–</div><div id="a57650" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:217px;">1</div><div id="a57653" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:217px;">1</div><div id="a57656" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:229px;">Foreign exchange and other adjustments </div><div id="a57659" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:229px;display:flex;">(1)</div><div id="a57662" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:229px;">1</div><div id="a57665" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:229px;">–</div><div id="a57668" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:229px;">–</div><div id="a57671" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:229px;">–</div><div id="a57674" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:229px;">–</div><div id="a57677" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:229px;">–</div><div id="a57680" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:229px;">–</div><div id="a57683" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:241px;">Balance at end of period </div><div id="a57685" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:241px;">$ </div><div id="a57687" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:241px;">99</div><div id="a57689" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:241px;">$ </div><div id="a57691" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:241px;">226</div><div id="a57693" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:241px;">$ </div><div id="a57695" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:241px;">105</div><div id="a57697" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:241px;">$ </div><div id="a57699" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:241px;">430</div><div id="a57701" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:241px;">$ </div><div id="a57703" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:241px;">101</div><div id="a57705" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:241px;">$ </div><div id="a57707" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:241px;">171</div><div id="a57709" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:241px;">$ </div><div id="a57711" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:241px;">73</div><div id="a57713" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:241px;">$ </div><div id="a57715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:241px;">345</div><div id="a57718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:254px;">Consumer Instalment and Other Personal </div><div id="a57737" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:265px;">Balance, including off-balance sheet instruments, </div><div id="a57759" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:277px;">at beginning of period </div><div id="a57761" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:277px;">$ </div><div id="a57763" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:277px;">724</div><div id="a57765" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:277px;">$ </div><div id="a57767" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:277px;">1,275</div><div id="a57769" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:277px;">$ </div><div id="a57771" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:277px;">274</div><div id="a57773" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:277px;">$ </div><div id="a57775" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:277px;">2,273</div><div id="a57777" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:277px;">$ </div><div id="a57779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:277px;">696</div><div id="a57781" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:277px;">$ </div><div id="a57783" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:277px;">1,175</div><div id="a57785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:277px;">$ </div><div id="a57787" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:277px;">262</div><div id="a57789" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:277px;">$ </div><div id="a57791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:277px;">2,133</div><div id="a57794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:289px;">Provision for credit losses </div><div id="a57814" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:301px;">Transfer to Stage 1</div><div id="a57815" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:301px;">1</div><div id="a57818" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:301px;">647</div><div id="a57821" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:301px;display:flex;">(643)</div><div id="a57824" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:404px;top:301px;display:flex;">(4)</div><div id="a57827" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:301px;">–</div><div id="a57830" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:301px;">537</div><div id="a57833" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:301px;display:flex;">(533)</div><div id="a57836" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:301px;display:flex;">(4)</div><div id="a57839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:301px;">–</div><div id="a57843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:313px;">Transfer to Stage 2 </div><div id="a57846" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:313px;display:flex;">(180)</div><div id="a57849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:313px;">243</div><div id="a57852" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:313px;display:flex;">(63)</div><div id="a57855" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:313px;">–</div><div id="a57858" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:313px;display:flex;">(178)</div><div id="a57861" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:313px;">249</div><div id="a57864" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:313px;display:flex;">(71)</div><div id="a57867" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:313px;">–</div><div id="a57871" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:325px;">Transfer to Stage 3 </div><div id="a57874" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:325px;display:flex;">(9)</div><div id="a57877" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:325px;display:flex;">(232)</div><div id="a57880" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:325px;">241</div><div id="a57883" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:325px;">–</div><div id="a57886" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:325px;display:flex;">(7)</div><div id="a57889" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:325px;display:flex;">(220)</div><div id="a57892" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:325px;">227</div><div id="a57895" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:325px;">–</div><div id="a57899" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:337px;">Net remeasurement due to transfers into stage</div><div id="a57900" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:337px;">2</div><div id="a57903" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:337px;display:flex;">(289)</div><div id="a57906" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:337px;">206</div><div id="a57909" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:337px;">9</div><div id="a57912" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:337px;display:flex;">(74)</div><div id="a57915" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:337px;display:flex;">(234)</div><div id="a57918" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:337px;">215</div><div id="a57921" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:337px;">6</div><div id="a57924" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:337px;display:flex;">(13)</div><div id="a57928" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:349px;">New originations or purchases</div><div id="a57929" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:349px;">3</div><div id="a57932" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:349px;">277</div><div id="a57935" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:349px;">n/a </div><div id="a57938" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:349px;">n/a </div><div id="a57941" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:349px;">277</div><div id="a57944" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:349px;">251</div><div id="a57947" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:349px;">n/a </div><div id="a57950" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:349px;">n/a </div><div id="a57953" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:349px;">251</div><div id="a57957" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:361px;">Net repayments</div><div id="a57958" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:361px;">4</div><div id="a57961" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:361px;display:flex;">(77)</div><div id="a57964" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:361px;display:flex;">(80)</div><div id="a57967" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:361px;display:flex;">(18)</div><div id="a57970" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:361px;display:flex;">(175)</div><div id="a57973" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:361px;display:flex;">(65)</div><div id="a57976" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:361px;display:flex;">(81)</div><div id="a57979" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:361px;display:flex;">(13)</div><div id="a57982" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:361px;display:flex;">(159)</div><div id="a57986" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:373px;">Derecognition of financial assets (excluding</div><div id="a58008" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:385px;">disposals and write-offs)</div><div id="a58011" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:385px;">5</div><div id="a58014" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:385px;display:flex;">(69)</div><div id="a58017" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:385px;display:flex;">(84)</div><div id="a58020" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:385px;display:flex;">(35)</div><div id="a58023" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:385px;display:flex;">(188)</div><div id="a58026" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:385px;display:flex;">(64)</div><div id="a58029" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:385px;display:flex;">(86)</div><div id="a58032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:385px;display:flex;">(36)</div><div id="a58035" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:385px;display:flex;">(186)</div><div id="a58039" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:397px;">Changes to risk, parameters, and models</div><div id="a58040" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:397px;">6</div><div id="a58043" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:397px;display:flex;">(255)</div><div id="a58046" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:397px;">489</div><div id="a58049" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:397px;">861</div><div id="a58052" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:397px;">1,095</div><div id="a58055" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:397px;display:flex;">(227)</div><div id="a58058" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:397px;">525</div><div id="a58061" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:397px;">825</div><div id="a58064" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:397px;">1,123</div><div id="a58067" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:409px;">Disposals </div><div id="a58070" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:409px;">–</div><div id="a58073" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:409px;">–</div><div id="a58076" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:409px;">–</div><div id="a58079" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:409px;">–</div><div id="a58082" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:409px;">–</div><div id="a58085" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:409px;">–</div><div id="a58088" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:409px;">–</div><div id="a58091" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:409px;">–</div><div id="a58094" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:421px;">Write-offs</div><div id="a58100" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:421px;">–</div><div id="a58103" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:421px;">–</div><div id="a58106" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:421px;display:flex;">(1,247)</div><div id="a58109" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:421px;display:flex;">(1,247)</div><div id="a58112" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:421px;">–</div><div id="a58115" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:421px;">–</div><div id="a58118" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:421px;display:flex;">(1,196)</div><div id="a58121" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:421px;display:flex;">(1,196)</div><div id="a58124" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:433px;">Recoveries </div><div id="a58127" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:433px;">–</div><div id="a58130" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:433px;">–</div><div id="a58133" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:433px;">244</div><div id="a58136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:433px;">244</div><div id="a58139" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:433px;">–</div><div id="a58142" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:433px;">–</div><div id="a58145" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:433px;">262</div><div id="a58148" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:433px;">262</div><div id="a58151" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:445px;">Foreign exchange and other adjustments </div><div id="a58154" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:445px;">1</div><div id="a58157" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:445px;">–</div><div id="a58160" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:445px;">–</div><div id="a58163" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:445px;">1</div><div id="a58166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:445px;display:flex;">(1)</div><div id="a58169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:445px;display:flex;">(3)</div><div id="a58172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:445px;">–</div><div id="a58175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:445px;display:flex;">(4)</div><div id="a58178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:458px;">Balance, including off-balance sheet instruments, </div><div id="a58200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:469px;">at end of period </div><div id="a58203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:469px;">770</div><div id="a58206" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:469px;">1,174</div><div id="a58209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:469px;">262</div><div id="a58212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:469px;">2,206</div><div id="a58215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:469px;">708</div><div id="a58218" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:469px;">1,241</div><div id="a58221" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:469px;">262</div><div id="a58224" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:469px;">2,211</div><div id="a58227" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:481px;">Less: Allowance for off-balance sheet instruments</div><div id="a58230" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:481px;">7</div><div id="a58233" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:481px;">24</div><div id="a58236" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:346px;top:481px;">48</div><div id="a58239" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:481px;">–</div><div id="a58242" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:481px;">72</div><div id="a58245" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:481px;">25</div><div id="a58248" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:481px;">54</div><div id="a58251" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:481px;">–</div><div id="a58254" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:481px;">79</div><div id="a58257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:494px;">Balance at end of period </div><div id="a58259" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:494px;">$ </div><div id="a58261" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:494px;">746</div><div id="a58263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:494px;">$ </div><div id="a58265" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:494px;">1,126</div><div id="a58267" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:494px;">$ </div><div id="a58269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:494px;">262</div><div id="a58271" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:494px;">$ </div><div id="a58273" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:494px;">2,134</div><div id="a58275" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:494px;">$ </div><div id="a58277" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:494px;">683</div><div id="a58279" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:494px;">$ </div><div id="a58281" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:494px;">1,187</div><div id="a58283" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:494px;">$ </div><div id="a58285" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:494px;">262</div><div id="a58287" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:494px;">$ </div><div id="a58289" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:494px;">2,132</div><div id="a58292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:506px;">Credit Card</div><div id="a58293" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:57px;top:506px;">8</div><div id="a58312" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:517px;">Balance, including off-balance sheet instruments, </div><div id="a58334" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:529px;">at beginning of period </div><div id="a58336" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:529px;">$ </div><div id="a58338" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:529px;">944</div><div id="a58340" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:529px;">$ </div><div id="a58342" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:529px;">1,386</div><div id="a58344" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:529px;">$ </div><div id="a58346" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:529px;">460</div><div id="a58348" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:529px;">$ </div><div id="a58350" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:529px;">2,790</div><div id="a58352" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:529px;">$ </div><div id="a58354" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:529px;">947</div><div id="a58356" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:529px;">$ </div><div id="a58358" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:529px;">1,374</div><div id="a58360" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:529px;">$ </div><div id="a58362" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:529px;">378</div><div id="a58364" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:529px;">$ </div><div id="a58366" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:529px;">2,699</div><div id="a58369" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:541px;">Provision for credit losses</div><div id="a58390" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:553px;">Transfer to Stage 1</div><div id="a58391" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:553px;">1</div><div id="a58394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:553px;">822</div><div id="a58397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:553px;display:flex;">(794)</div><div id="a58400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:553px;display:flex;">(28)</div><div id="a58403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:553px;">–</div><div id="a58406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:510px;top:553px;">1,000</div><div id="a58409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:553px;display:flex;">(967)</div><div id="a58412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:553px;display:flex;">(33)</div><div id="a58415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:553px;">–</div><div id="a58419" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:565px;">Transfer to Stage 2 </div><div id="a58422" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:565px;display:flex;">(260)</div><div id="a58425" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:565px;">337</div><div id="a58428" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:565px;display:flex;">(77)</div><div id="a58431" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:565px;">–</div><div id="a58434" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:565px;display:flex;">(256)</div><div id="a58437" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:565px;">325</div><div id="a58440" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:565px;display:flex;">(69)</div><div id="a58443" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:565px;">–</div><div id="a58447" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:577px;">Transfer to Stage 3 </div><div id="a58450" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:577px;display:flex;">(22)</div><div id="a58453" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:335px;top:577px;display:flex;">(787)</div><div id="a58456" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:577px;">809</div><div id="a58459" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:577px;">–</div><div id="a58462" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:577px;display:flex;">(18)</div><div id="a58465" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:571px;top:577px;display:flex;">(768)</div><div id="a58468" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:577px;">786</div><div id="a58471" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:577px;">–</div><div id="a58475" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:589px;">Net remeasurement due to transfers into stage</div><div id="a58476" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:589px;">2</div><div id="a58479" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:589px;display:flex;">(325)</div><div id="a58482" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:589px;">367</div><div id="a58485" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:589px;">23</div><div id="a58488" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:589px;">65</div><div id="a58491" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:589px;display:flex;">(398)</div><div id="a58494" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:589px;">343</div><div id="a58497" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:589px;">20</div><div id="a58500" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:589px;display:flex;">(35)</div><div id="a58504" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:601px;">New originations or purchases</div><div id="a58505" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:601px;">3</div><div id="a58508" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:601px;">136</div><div id="a58511" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:601px;">n/a </div><div id="a58514" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:601px;">n/a </div><div id="a58517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:601px;">136</div><div id="a58520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:601px;">113</div><div id="a58523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:580px;top:601px;">n/a </div><div id="a58526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:601px;">n/a </div><div id="a58529" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:601px;">113</div><div id="a58533" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:613px;">Net repayments</div><div id="a58534" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:613px;">4</div><div id="a58537" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:613px;">9</div><div id="a58540" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:345px;top:613px;display:flex;">(1)</div><div id="a58543" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:405px;top:613px;">49</div><div id="a58546" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:613px;">57</div><div id="a58549" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:613px;display:flex;">(7)</div><div id="a58552" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:613px;">5</div><div id="a58555" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:613px;">54</div><div id="a58558" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:613px;">52</div><div id="a58562" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:625px;">Derecognition of financial assets (excluding</div><div id="a58584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:637px;">disposals and write-offs)</div><div id="a58587" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:637px;">5</div><div id="a58590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:281px;top:637px;display:flex;">(38)</div><div id="a58593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:340px;top:637px;display:flex;">(83)</div><div id="a58596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:394px;top:637px;display:flex;">(333)</div><div id="a58599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:637px;display:flex;">(454)</div><div id="a58602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:517px;top:637px;display:flex;">(49)</div><div id="a58605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:637px;display:flex;">(74)</div><div id="a58608" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:637px;display:flex;">(240)</div><div id="a58611" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:637px;display:flex;">(363)</div><div id="a58615" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:649px;">Changes to risk, parameters, and models</div><div id="a58616" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:649px;">6</div><div id="a58619" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:649px;display:flex;">(306)</div><div id="a58622" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:649px;">1,004</div><div id="a58625" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:649px;">802</div><div id="a58628" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:649px;">1,500</div><div id="a58631" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:649px;display:flex;">(400)</div><div id="a58634" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:649px;">1,120</div><div id="a58637" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:649px;">815</div><div id="a58640" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:649px;">1,535</div><div id="a58643" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:661px;">Disposals </div><div id="a58646" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:661px;">–</div><div id="a58649" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:661px;">–</div><div id="a58652" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:661px;">–</div><div id="a58655" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:661px;">–</div><div id="a58658" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:661px;">–</div><div id="a58661" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:661px;">–</div><div id="a58664" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:661px;">–</div><div id="a58667" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:661px;">–</div><div id="a58670" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:673px;">Write-offs</div><div id="a58676" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:673px;">–</div><div id="a58679" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:673px;">–</div><div id="a58682" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:673px;display:flex;">(1,598)</div><div id="a58685" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:445px;top:673px;display:flex;">(1,598)</div><div id="a58688" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:673px;">–</div><div id="a58691" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:673px;">–</div><div id="a58694" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:673px;display:flex;">(1,558)</div><div id="a58697" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:673px;display:flex;">(1,558)</div><div id="a58700" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:685px;">Recoveries </div><div id="a58703" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:685px;">–</div><div id="a58706" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:685px;">–</div><div id="a58709" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:685px;">331</div><div id="a58712" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:685px;">331</div><div id="a58715" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:528px;top:685px;">–</div><div id="a58718" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:588px;top:685px;">–</div><div id="a58721" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:685px;">293</div><div id="a58724" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:685px;">293</div><div id="a58727" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:697px;">Foreign exchange and other adjustments </div><div id="a58730" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:292px;top:697px;">–</div><div id="a58733" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:697px;">1</div><div id="a58736" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:697px;">–</div><div id="a58739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:697px;">1</div><div id="a58742" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:522px;top:697px;display:flex;">(3)</div><div id="a58745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:697px;display:flex;">(2)</div><div id="a58748" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:697px;display:flex;">(3)</div><div id="a58751" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:697px;display:flex;">(8)</div><div id="a58754" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:710px;">Balance, including off-balance sheet instruments, </div><div id="a58776" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:721px;">at end of period </div><div id="a58779" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:721px;">960</div><div id="a58782" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:721px;">1,430</div><div id="a58785" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:721px;">438</div><div id="a58788" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:721px;">2,828</div><div id="a58791" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:721px;">929</div><div id="a58794" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:721px;">1,356</div><div id="a58797" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:721px;">443</div><div id="a58800" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:721px;">2,728</div><div id="a58803" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:733px;">Less: Allowance for off-balance sheet instruments</div><div id="a58806" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:733px;">7</div><div id="a58809" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:733px;">207</div><div id="a58812" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:733px;">306</div><div id="a58815" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:411px;top:733px;">–</div><div id="a58818" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:733px;">513</div><div id="a58821" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:733px;">201</div><div id="a58824" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:733px;">295</div><div id="a58827" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:733px;">–</div><div id="a58830" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:733px;">496</div><div id="a58833" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:746px;">Balance at end of period </div><div id="a58835" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:244px;top:746px;">$ </div><div id="a58837" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:746px;">753</div><div id="a58839" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:303px;top:746px;">$ </div><div id="a58841" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:333px;top:746px;">1,124</div><div id="a58843" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:746px;">$ </div><div id="a58845" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:746px;">438</div><div id="a58847" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:421px;top:746px;">$ </div><div id="a58849" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:746px;">2,315</div><div id="a58851" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:746px;">$ </div><div id="a58853" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:746px;">728</div><div id="a58855" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:746px;">$ </div><div id="a58857" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:569px;top:746px;">1,061</div><div id="a58859" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:746px;">$ </div><div id="a58861" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:746px;">443</div><div id="a58863" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:746px;">$ </div><div id="a58865" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:687px;top:746px;">2,232</div></div><div id="TextBlockContainer313" style="position:relative;line-height:normal;width:727px;height:139px;"><div id="a58869_1_74" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Transfers represent stage transfer movements prior to ECL remeasurement.<div style="display:inline-block;width:4px"> </div></div><div id="a58876" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a58877" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2<div style="display:inline-block;width:4px"> </div>or 3) due to stage transfers necessitated by credit risk migration, as </div><div id="a58888" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2025<div style="display:inline-block;width:4px"> </div>Annual Consolidated Financial Statements, holding all other factors impacting the </div><div id="a58904" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:32px;">change in ECLs constant.<div style="display:inline-block;width:3px"> </div></div><div id="a58910" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:42px;">3</div><div id="a58911" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:43px;"><div style="display:inline-block;width:3px"> </div>Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. </div><div id="a58914" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">4</div><div id="a58915" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to cash flow changes associated with new draws or repayments<div style="display:inline-block;width:4px"> </div>on loans outstanding.<div style="display:inline-block;width:3px"> </div></div><div id="a58919" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">5</div><div id="a58920" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease<div style="display:inline-block;width:4px"> </div>associated with loans that were disposed or fully written off. </div><div id="a58924" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:74px;">6</div><div id="a58925" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:75px;"><div style="display:inline-block;width:3px"> </div>Represents the changes in the allowance related to current period changes in risk (e.g.,<div style="display:inline-block;width:4px"> </div>PD) caused by changes to macroeconomic factors, level of risk, parameters,<div style="display:inline-block;width:3px"> </div>and/or models, </div><div id="a58952" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:85px;">subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information<div style="display:inline-block;width:1px"> </div>”<div style="display:inline-block;width:2px"> </div>and “Expert Credit Judgment”<div style="display:inline-block;width:3px"> </div>sections of Note 2 and Note 3 of the </div><div id="a58974" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:96px;">Bank’s 2025 Annual Consolidated Financial Statements for further details.<div style="display:inline-block;width:4px"> </div></div><div id="a58980" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:106px;">7</div><div id="a58981" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:107px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet. </div><div id="a58986" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:117px;">8</div><div id="a58987" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:117px;"><div style="display:inline-block;width:3px"> </div>Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off<div style="display:inline-block;width:4px"> </div>at 180 days past due. Refer to Note 2 of the Bank’s 2025 Annual </div><div id="a58993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:128px;">Consolidated Financial Statements for further details.</div></div><div id="TextBlockContainer318" style="position:relative;line-height:normal;width:734px;height:363px;"><div id="div_316_XBRL_TS_777aae7103744ce7ac14fd662042a5ec" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer317" style="position:relative;line-height:normal;width:734px;height:363px;"><div id="a59009" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Allowance for Loan Losses by Stage </div><div id="a59010" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:171px;top:3px;">(Continued)</div><div id="a59030" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:15px;">(millions of Canadian dollars) </div><div id="a59032" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:italic;color:#000000;left:600px;top:15px;">For the nine months ended </div><div id="a59038" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:418px;top:27px;">July 31, 2026 </div><div id="a59040" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:27px;">July 31, 2025 </div><div id="a59046" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:265px;top:39px;">Stage 1 </div><div id="a59048" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:39px;">Stage 2 </div><div id="a59050" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:39px;">Stage 3 </div><div id="a59053" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:39px;">Total </div><div id="a59055" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:503px;top:39px;">Stage 1 </div><div id="a59057" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:39px;">Stage 2 </div><div id="a59059" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:39px;">Stage 3 </div><div id="a59062" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:39px;">Total </div><div id="a59065" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:51px;">Business and Government </div><div id="a59084" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:63px;">Balance, including off-balance sheet instruments, </div><div id="a59106" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:75px;">at beginning of period </div><div id="a59108" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:75px;">$ </div><div id="a59110" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:75px;">1,439</div><div id="a59112" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:75px;">$ </div><div id="a59114" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:75px;">2,092</div><div id="a59116" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:75px;">$ </div><div id="a59118" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:75px;">790</div><div id="a59120" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:75px;">$ </div><div id="a59122" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:75px;">4,321</div><div id="a59124" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:75px;">$ </div><div id="a59126" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:75px;">1,150</div><div id="a59128" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:75px;">$ </div><div id="a59130" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:75px;">1,937</div><div id="a59132" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:75px;">$ </div><div id="a59134" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:75px;">853</div><div id="a59136" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:75px;">$ </div><div id="a59138" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:75px;">3,940</div><div id="a59141" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Provision for credit losses</div><div id="a59162" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:99px;">Transfer to Stage 1</div><div id="a59163" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:98px;">1</div><div id="a59166" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:99px;">285</div><div id="a59169" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:99px;display:flex;">(285)</div><div id="a59172" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:99px;">–</div><div id="a59175" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:99px;">–</div><div id="a59178" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:99px;">277</div><div id="a59181" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:99px;display:flex;">(273)</div><div id="a59184" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:641px;top:99px;display:flex;">(4)</div><div id="a59187" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:99px;">–</div><div id="a59191" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:111px;">Transfer to Stage 2 </div><div id="a59194" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:111px;display:flex;">(455)</div><div id="a59197" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:111px;">466</div><div id="a59200" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:111px;display:flex;">(11)</div><div id="a59203" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:111px;">–</div><div id="a59206" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:111px;display:flex;">(517)</div><div id="a59209" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:111px;">548</div><div id="a59212" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:111px;display:flex;">(31)</div><div id="a59215" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:111px;">–</div><div id="a59219" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:123px;">Transfer to Stage 3 </div><div id="a59222" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:287px;top:123px;display:flex;">(6)</div><div id="a59225" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:123px;display:flex;">(254)</div><div id="a59228" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:123px;">260</div><div id="a59231" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:123px;">–</div><div id="a59234" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:123px;display:flex;">(6)</div><div id="a59237" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:123px;display:flex;">(405)</div><div id="a59240" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:123px;">411</div><div id="a59243" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:707px;top:123px;">–</div><div id="a59247" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:135px;">Net remeasurement due to transfers into stage</div><div id="a59248" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:209px;top:134px;">1</div><div id="a59251" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:135px;display:flex;">(87)</div><div id="a59254" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:135px;">123</div><div id="a59257" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:135px;">2</div><div id="a59260" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:135px;">38</div><div id="a59263" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:518px;top:135px;display:flex;">(75)</div><div id="a59266" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:135px;">145</div><div id="a59269" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:135px;">–</div><div id="a59272" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:135px;">70</div><div id="a59276" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">New originations or purchases</div><div id="a59277" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:146px;">1</div><div id="a59280" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:147px;">1,216</div><div id="a59283" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:147px;">n/a </div><div id="a59286" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:147px;">n/a </div><div id="a59289" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:147px;">1,216</div><div id="a59292" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:147px;">1,052</div><div id="a59295" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:581px;top:147px;">n/a </div><div id="a59298" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:147px;">n/a </div><div id="a59301" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:147px;">1,052</div><div id="a59305" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:159px;">Net repayments</div><div id="a59306" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:82px;top:158px;">1</div><div id="a59309" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:159px;">18</div><div id="a59312" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:341px;top:159px;display:flex;">(85)</div><div id="a59315" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:159px;display:flex;">(174)</div><div id="a59318" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:159px;display:flex;">(241)</div><div id="a59321" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:159px;">17</div><div id="a59324" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:159px;display:flex;">(22)</div><div id="a59327" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:159px;display:flex;">(116)</div><div id="a59330" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:159px;display:flex;">(121)</div><div id="a59334" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:171px;">Derecognition of financial assets (excluding</div><div id="a59356" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:183px;">disposals and write-offs)</div><div id="a59359" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:127px;top:182px;">1</div><div id="a59362" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:183px;display:flex;">(698)</div><div id="a59365" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:336px;top:183px;display:flex;">(668)</div><div id="a59368" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:183px;display:flex;">(398)</div><div id="a59371" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:446px;top:183px;display:flex;">(1,764)</div><div id="a59374" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:513px;top:183px;display:flex;">(546)</div><div id="a59377" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:183px;display:flex;">(709)</div><div id="a59380" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:183px;display:flex;">(243)</div><div id="a59383" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:682px;top:183px;display:flex;">(1,498)</div><div id="a59387" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:195px;">Changes to risk, parameters, and models</div><div id="a59388" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:194px;">1</div><div id="a59391" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:195px;display:flex;">(218)</div><div id="a59394" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:195px;">552</div><div id="a59397" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:195px;">1,054</div><div id="a59400" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:195px;">1,388</div><div id="a59403" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:524px;top:195px;">82</div><div id="a59406" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:195px;">872</div><div id="a59409" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:195px;">763</div><div id="a59412" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:195px;">1,717</div><div id="a59415" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:207px;">Disposals </div><div id="a59418" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:207px;">–</div><div id="a59421" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:207px;">–</div><div id="a59424" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:207px;display:flex;">(27)</div><div id="a59427" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:207px;display:flex;">(27)</div><div id="a59430" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:207px;">–</div><div id="a59433" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:207px;">–</div><div id="a59436" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:207px;display:flex;">(22)</div><div id="a59439" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:207px;display:flex;">(22)</div><div id="a59442" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Write-offs</div><div id="a59448" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:219px;">–</div><div id="a59451" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:219px;">–</div><div id="a59454" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:395px;top:219px;display:flex;">(884)</div><div id="a59457" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:454px;top:219px;display:flex;">(884)</div><div id="a59460" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:219px;">–</div><div id="a59463" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:219px;">–</div><div id="a59466" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:219px;display:flex;">(743)</div><div id="a59469" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:690px;top:219px;display:flex;">(743)</div><div id="a59472" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:231px;">Recoveries </div><div id="a59475" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:231px;">–</div><div id="a59478" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:231px;">–</div><div id="a59481" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:231px;">67</div><div id="a59484" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:231px;">67</div><div id="a59487" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:231px;">–</div><div id="a59490" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:589px;top:231px;">–</div><div id="a59493" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:231px;">56</div><div id="a59496" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:701px;top:231px;">56</div><div id="a59499" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:243px;">Foreign exchange and other adjustments </div><div id="a59502" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:288px;top:243px;">10</div><div id="a59505" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:352px;top:243px;">2</div><div id="a59508" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:400px;top:243px;display:flex;">(36)</div><div id="a59511" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:459px;top:243px;display:flex;">(24)</div><div id="a59514" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:243px;">9</div><div id="a59517" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:577px;top:243px;display:flex;">(12)</div><div id="a59520" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:243px;display:flex;">(31)</div><div id="a59523" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:695px;top:243px;display:flex;">(34)</div><div id="a59526" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:255px;">Balance, including off-balance sheet instruments, </div><div id="a59548" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:267px;">at end of period </div><div id="a59551" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:267px;">1,504</div><div id="a59554" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:267px;">1,943</div><div id="a59557" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:267px;">643</div><div id="a59560" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:267px;">4,090</div><div id="a59563" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:267px;">1,443</div><div id="a59566" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:267px;">2,081</div><div id="a59569" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:267px;">893</div><div id="a59572" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:267px;">4,417</div><div id="a59575" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Less: Allowance for off-balance sheet instruments</div><div id="a59578" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:278px;">2</div><div id="a59581" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:279px;">240</div><div id="a59584" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:279px;">216</div><div id="a59587" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:279px;">5</div><div id="a59590" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:279px;">461</div><div id="a59593" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:279px;">223</div><div id="a59596" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:279px;">212</div><div id="a59599" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:279px;">9</div><div id="a59602" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:279px;">444</div><div id="a59605" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:291px;">Balance at end of period </div><div id="a59608" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:291px;">1,264</div><div id="a59611" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:291px;">1,727</div><div id="a59614" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:401px;top:291px;">638</div><div id="a59617" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:291px;">3,629</div><div id="a59620" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:291px;">1,220</div><div id="a59623" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:291px;">1,869</div><div id="a59626" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:291px;">884</div><div id="a59629" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:291px;">3,973</div><div id="a59632" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:303px;">Total Allowance, including<div style="display:inline-block;width:4px"> </div>off-balance sheet<div style="display:inline-block;width:3px"> </div></div><div id="a59654" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:315px;">instruments, at end of period </div><div id="a59657" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:315px;">3,333</div><div id="a59660" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:315px;">4,773</div><div id="a59663" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:315px;">1,448</div><div id="a59666" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:315px;">9,554</div><div id="a59669" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:315px;">3,181</div><div id="a59672" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:315px;">4,849</div><div id="a59675" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:315px;">1,671</div><div id="a59678" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:315px;">9,701</div><div id="a59681" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:327px;">Less: Total Allowance for<div style="display:inline-block;width:4px"> </div>off-balance sheet </div><div id="a59702" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:339px;"><div style="display:inline-block;width:3px"> </div></div><div id="a59704" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:339px;">instruments</div><div id="a59705" style="position:absolute;font-family:'Arial';font-size:6.08px;font-weight:bold;font-style:normal;color:#000000;left:70px;top:339px;">2</div><div id="a59708" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:283px;top:339px;">471</div><div id="a59711" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:342px;top:339px;">570</div><div id="a59714" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:412px;top:339px;">5</div><div id="a59717" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:339px;">1,046</div><div id="a59720" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:339px;">449</div><div id="a59723" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:578px;top:339px;">561</div><div id="a59726" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:648px;top:339px;">9</div><div id="a59729" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:339px;">1,019</div><div id="a59732" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:351px;">Total Allowance for Loan Losses<div style="display:inline-block;width:4px"> </div>at end of period</div><div id="a59735" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:245px;top:351px;">$ </div><div id="a59737" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:351px;">2,862</div><div id="a59739" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:304px;top:351px;">$ </div><div id="a59741" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:334px;top:351px;">4,203</div><div id="a59743" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:363px;top:351px;">$ </div><div id="a59745" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:393px;top:351px;">1,443</div><div id="a59747" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:422px;top:351px;">$ </div><div id="a59749" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:351px;">8,508</div><div id="a59751" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:481px;top:351px;">$ </div><div id="a59753" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:351px;">2,732</div><div id="a59755" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:351px;">$ </div><div id="a59757" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:351px;">4,288</div><div id="a59759" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:351px;">$ </div><div id="a59761" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:351px;">1,662</div><div id="a59763" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:351px;">$ </div><div id="a59765" style="position:absolute;font-family:'Arial';font-size:9.28px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:351px;">8,682</div></div></div></div><div id="TextBlockContainer322" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="div_320_XBRL_TS_a2d6a713ebac4025a1d4b73d9916a00d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer321" style="position:relative;line-height:normal;width:542px;height:21px;"><div id="a59769_1_134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous<div style="display:inline-block;width:4px"> </div>page in this Note. </div><div id="a59778" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a59779" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>The allowance for loan losses for off-balance sheet instruments is recorded in Other liabilities on the Interim<div style="display:inline-block;width:4px"> </div>Consolidated Balance Sheet.</div></div></div></div> 101000000 223000000 96000000 420000000 106000000 174000000 68000000 348000000 33000000 -31000000 -2000000 0 28000000 -27000000 -1000000 0 -19000000 27000000 -8000000 0 -7000000 15000000 -8000000 0 0 -16000000 16000000 0 0 -13000000 13000000 0 -8000000 4000000 0 -4000000 -7000000 4000000 0 -3000000 10000000 10000000 7000000 7000000 -1000000 -1000000 0 -2000000 -1000000 -1000000 0 -2000000 -2000000 -12000000 -11000000 -25000000 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id="a60052_71_89" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:322px;top:0px;">The following table sets out average values<div style="display:inline-block;width:1px"> </div>of the macroeconomic variables over<div style="display:inline-block;width:1px"> </div>the four </div><div id="a60054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">calendar quarters starting with the current<div style="display:inline-block;width:1px"> </div>quarter, and the remaining 4-year forecast period for the base<div style="display:inline-block;width:1px"> </div>forecast and upside and downside scenarios<div style="display:inline-block;width:1px"> </div>used in </div><div id="a60057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">determining the Bank’s ECLs as at July 31, 2026.<div style="display:inline-block;width:1px"> </div>As the forecast period increases, information<div style="display:inline-block;width:1px"> </div>about the future becomes less readily<div style="display:inline-block;width:1px"> </div>available and projections are </div><div id="a60061" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">anchored on assumptions around structural relationships<div style="display:inline-block;width:1px"> </div>between economic parameters that<div style="display:inline-block;width:1px"> </div>are inherently much less certain. Economic uncertainty<div style="display:inline-block;width:1px"> </div>remains </div><div id="a60063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">elevated amid several key risks affecting the<div style="display:inline-block;width:1px"> </div>outlook, most notably the conflict in the<div style="display:inline-block;width:1px"> </div>Middle East and the ongoing U.S.-Canada<div style="display:inline-block;width:1px"> </div>trade negotiations. Further trade </div><div id="a60070" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">escalation or a prolonged Middle East<div style="display:inline-block;width:1px"> </div>conflict that results in renewed upward pressure<div style="display:inline-block;width:1px"> </div>on global energy prices pose downside risks<div style="display:inline-block;width:1px"> </div>to the economic outlook. </div><div id="a60072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">However, the Bank’s Canadian and U.S. downside scenarios already<div style="display:inline-block;width:1px"> </div>incorporate recession risks through the<div style="display:inline-block;width:1px"> </div>allowance process.</div></div><div id="TextBlockContainer334" style="position:relative;line-height:normal;width:732px;height:290px;"><div id="div_332_XBRL_TS_54586c118f0e48bd85244356ae25e265" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer333" style="position:relative;line-height:normal;width:732px;height:290px;"><div id="a60076" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Macroeconomic Variables </div><div id="a60110" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:701px;top:13px;">As at </div><div id="a60126" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:27px;">July 31, 2026 </div><div id="a60130" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:40px;">Base Forecast </div><div id="a60132" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:40px;">Upside Scenario </div><div id="a60134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:613px;top:40px;">Downside Scenario </div><div id="a60138" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:54px;">Average </div><div id="a60141" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:54px;">Remaining </div><div id="a60144" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:464px;top:54px;">Average </div><div id="a60147" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:524px;top:54px;">Remaining </div><div id="a60150" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:54px;">Average </div><div id="a60153" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:664px;top:54px;">Remaining </div><div id="a60158" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:66px;">Q3 2026- </div><div id="a60162" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:403px;top:66px;">4-year </div><div id="a60167" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:462px;top:66px;">Q3 2026- </div><div id="a60171" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:66px;">4-year </div><div id="a60176" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:66px;">Q3 2026- </div><div id="a60180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:683px;top:66px;">4-year </div><div id="a60186" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:80px;">Q2 2027</div><div id="a60187" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:80px;">1</div><div id="a60190" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:399px;top:80px;">period</div><div id="a60191" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:426px;top:80px;">1</div><div id="a60194" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:462px;top:80px;">Q2 2027</div><div id="a60195" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:80px;">1</div><div id="a60198" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:80px;">period</div><div id="a60199" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:80px;">1</div><div id="a60202" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:80px;">Q2 2027</div><div id="a60203" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:80px;">1</div><div id="a60206" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:679px;top:80px;">period</div><div id="a60207" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:706px;top:80px;">1</div><div id="a60209" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:720px;top:80px;"><div style="display:inline-block;width:2px"> </div></div><div id="a60211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:94px;">Unemployment rate </div><div id="a60232" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:107px;">Canada </div><div id="a60235" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:107px;">6.4</div><div id="a60237" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:364px;top:107px;">% </div><div id="a60240" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:107px;">5.9</div><div id="a60242" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:434px;top:107px;">% </div><div id="a60245" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:107px;">6.1</div><div id="a60247" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:504px;top:107px;">% </div><div id="a60250" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:107px;">5.7</div><div id="a60252" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:107px;">% </div><div id="a60255" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:107px;">7.7</div><div id="a60257" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:644px;top:107px;">% </div><div id="a60260" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:107px;">7.2</div><div id="a60262" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:107px;">% </div><div id="a60265" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">United States </div><div id="a60268" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:120px;">4.2</div><div id="a60272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:120px;">4.0</div><div id="a60276" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:120px;">4.0</div><div id="a60280" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:120px;">3.7</div><div id="a60284" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:120px;">5.5</div><div id="a60288" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:120px;">5.4</div><div id="a60291" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:133px;">Real GDP</div><div id="a60313" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">Canada </div><div id="a60316" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:147px;">1.4</div><div id="a60320" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:147px;">1.8</div><div id="a60324" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:147px;">1.9</div><div id="a60328" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:147px;">2.1</div><div id="a60332" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:147px;display:flex;">(0.8)</div><div id="a60336" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:147px;">2.1</div><div id="a60340" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:160px;">United States </div><div id="a60343" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:160px;">2.1</div><div id="a60347" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:160px;">2.0</div><div id="a60351" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:160px;">2.5</div><div id="a60355" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:160px;">2.4</div><div id="a60359" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:160px;display:flex;">(0.3)</div><div id="a60363" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:160px;">2.4</div><div id="a60366" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:173px;">Home prices</div><div id="a60388" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:186px;">Canada (average existing price)</div><div id="a60389" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:139px;top:186px;">2 </div><div id="a60392" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:186px;">1.1</div><div id="a60396" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:186px;">3.6</div><div id="a60400" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:186px;">3.0</div><div id="a60404" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:186px;">3.8</div><div id="a60408" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:186px;display:flex;">(4.1)</div><div id="a60412" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:186px;">2.8</div><div id="a60416" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:200px;">United States (CoreLogic HPI)</div><div id="a60417" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:133px;top:199px;">3 </div><div id="a60420" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:200px;">1.3</div><div id="a60424" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:416px;top:200px;">3.5</div><div id="a60428" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:486px;top:200px;">1.7</div><div id="a60432" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:556px;top:200px;">4.1</div><div id="a60436" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:200px;display:flex;">(6.0)</div><div id="a60440" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:696px;top:200px;">4.0</div><div id="a60443" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:213px;">Central bank policy interest rate </div><div id="a60464" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:226px;">Canada </div><div id="a60467" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:226px;">2.25</div><div id="a60471" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:226px;">2.25</div><div id="a60475" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:226px;">2.75</div><div id="a60479" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:226px;">2.75</div><div id="a60483" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:226px;">1.13</div><div id="a60487" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:226px;">1.42</div><div id="a60491" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:239px;">United States </div><div id="a60494" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:239px;">3.56</div><div id="a60498" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:239px;">3.25</div><div id="a60502" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:239px;">3.75</div><div id="a60506" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:239px;">3.75</div><div id="a60510" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:239px;">2.06</div><div id="a60514" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:239px;">2.30</div><div id="a60517" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:253px;">U.S. 10-year treasury yield </div><div id="a60522" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:253px;">4.20</div><div id="a60526" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:253px;">4.10</div><div id="a60530" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:253px;">4.58</div><div id="a60534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:253px;">4.58</div><div id="a60538" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:253px;">3.77</div><div id="a60542" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:253px;">3.70</div><div id="a60545" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:266px;">U.S. 10-year BBB spread (%-pts) </div><div id="a60552" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:266px;">1.53</div><div id="a60556" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:266px;">1.60</div><div id="a60560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:266px;">1.24</div><div id="a60564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:266px;">1.53</div><div id="a60568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:266px;">2.33</div><div id="a60572" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:266px;">1.91</div><div id="a60575" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:279px;">Exchange rate (U.S. dollar/Canadian dollar) </div><div id="a60577" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:306px;top:279px;">$ </div><div id="a60579" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:342px;top:279px;">0.74</div><div id="a60582" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:279px;">$ </div><div id="a60584" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:412px;top:279px;">0.75</div><div id="a60587" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:446px;top:279px;">$ </div><div id="a60589" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:482px;top:279px;">0.75</div><div id="a60592" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:279px;">$ </div><div id="a60594" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:279px;">0.76</div><div id="a60597" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:586px;top:279px;">$ </div><div id="a60599" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:622px;top:279px;">0.68</div><div id="a60602" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:279px;">$ </div><div id="a60604" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:279px;">0.70</div></div></div></div><div id="TextBlockContainer337" style="position:relative;line-height:normal;width:655px;height:36px;"><div id="a60608_1_128" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:3px;">The numbers represent average values for the quoted periods and the average of year-on-year growth for real GDP<div style="display:inline-block;width:4px"> </div>and home prices.</div><div id="a60657" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:14px;">2</div><div id="a60658" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:14px;"><div style="display:inline-block;width:3px"> </div>The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data<div style="display:inline-block;width:4px"> </div>is collected by the Canadian Real Estate Association. </div><div id="a60713" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:25px;">3</div><div id="a60714" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:25px;"><div style="display:inline-block;width:3px"> </div>The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases<div style="display:inline-block;width:4px"> </div>in the same home’s sales price over time.</div></div> 0.064 0.059 0.061 0.057 0.077 0.072 0.042 0.040 0.040 0.037 0.055 0.054 0.014 0.018 0.019 0.021 -0.008 0.021 0.021 0.020 0.025 0.024 -0.003 0.024 0.011 0.036 0.030 0.038 -0.041 0.028 0.013 0.035 0.017 0.041 -0.060 0.040 0.0225 0.0225 0.0275 0.0275 0.0113 0.0142 0.0356 0.0325 0.0375 0.0375 0.0206 0.0230 0.0420 0.0410 0.0458 0.0458 0.0377 0.0370 0.0153 0.0160 0.0124 0.0153 0.0233 0.0191 0.74 0.75 0.75 0.76 0.68 0.70 <div id="TextBlockContainer341" style="position:relative;line-height:normal;width:732px;height:39px;"><div id="a60891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the base ECL<div style="display:inline-block;width:1px"> </div>scenario compared to the probability-weighted<div style="display:inline-block;width:1px"> </div>ECLs, with the latter derived from<div style="display:inline-block;width:1px"> </div>three ECL scenarios for performing </div><div id="a60940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">loans and off-balance sheet instruments. The difference<div style="display:inline-block;width:1px"> </div>reflects the impact of deriving multiple<div style="display:inline-block;width:1px"> </div>scenarios around the base ECLs and resultant<div style="display:inline-block;width:1px"> </div>change in ECLs due </div><div id="a60990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">to non-linearity and sensitivity to using<div style="display:inline-block;width:1px"> </div>macroeconomic forecasts.</div></div><div id="TextBlockContainer345" style="position:relative;line-height:normal;width:734px;height:94px;"><div id="a61011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Change from Base to Probability-Weighted<div style="display:inline-block;width:1px"> </div>ECLs</div><div id="a61023" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a61034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:17px;">As at </div><div id="a61046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:523px;top:30px;">July 31, 2026 </div><div id="a61049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:30px;">October 31, 2025 </div><div id="a61052" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;">Probability-weighted ECLs </div><div id="a61064" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:43px;">$ </div><div id="a61066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:560px;top:43px;">8,106</div><div id="a61069" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:43px;">$ </div><div id="a61071" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:43px;">8,137</div><div id="a61074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Base ECLs </div><div id="a61085" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:560px;top:55px;">7,563</div><div id="a61089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:55px;">7,737</div><div id="a61092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Difference – in amount </div><div id="a61105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:69px;">$ </div><div id="a61107" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:568px;top:69px;">543</div><div id="a61110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:69px;">$ </div><div id="a61112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:69px;">400</div><div id="a61115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Difference – in percentage </div><div id="a61129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:571px;top:81px;">7.2</div><div id="a61131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:591px;top:81px;">% </div><div id="a61134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:81px;">5.2</div><div id="a61136" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:81px;">%</div></div> 8106000000 8137000000 7563000000 7737000000 543000000 400000000 0.072 0.052 <div id="TextBlockContainer349" style="position:relative;line-height:normal;width:734px;height:39px;"><div id="a61191_160_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:0px;">The </div><div id="a61243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">following table shows the estimated impact<div style="display:inline-block;width:1px"> </div>of staging on ECLs by presenting all performing<div style="display:inline-block;width:1px"> </div>loans and off-balance sheet instruments calculated<div style="display:inline-block;width:1px"> </div>using twelve-month </div><div id="a61291" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">ECLs compared to the current aggregate probability-weighted<div style="display:inline-block;width:1px"> </div>ECLs, holding all risk profiles constant.</div></div><div id="TextBlockContainer354" style="position:relative;line-height:normal;width:734px;height:82px;"><div id="div_352_XBRL_TS_b6d4ad1b99b645a6a8fc2bb2fc06e69b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer353" style="position:relative;line-height:normal;width:734px;height:82px;"><div id="a61322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Incremental Lifetime ECLs Impact</div><div id="a61329" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars)<div style="display:inline-block;width:2px"> </div></div><div id="a61337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a61345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:529px;top:30px;">July 31, 2026 </div><div id="a61348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:30px;">October 31, 2025 </div><div id="a61351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;">Probability-weighted ECLs </div><div id="a61359" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:43px;">$ </div><div id="a61361" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:43px;">8,106</div><div id="a61364" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:43px;">$ </div><div id="a61366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:43px;">8,137</div><div id="a61369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">All performing loans and off-balance sheet instruments<div style="display:inline-block;width:1px"> </div>using 12-month ECLs </div><div id="a61380" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:55px;">6,309</div><div id="a61384" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:55px;">6,435</div><div id="a61387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Incremental lifetime ECLs impact </div><div id="a61393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:69px;">$ </div><div id="a61395" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:566px;top:69px;">1,797</div><div id="a61398" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:69px;">$ </div><div id="a61400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:69px;">1,702</div></div></div></div> 8106000000 8137000000 6309000000 6435000000 1797000000 1702000000 89000000 101000000 <div id="TextBlockContainer359" style="position:relative;line-height:normal;width:716px;height:39px;"><div id="a61480_107_51" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:0px;">The following table summarizes loans that are<div style="display:inline-block;width:1px"> </div>past </div><div id="a61482" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">due but not impaired.<div style="display:inline-block;width:2px"> </div>Loans less than 31 days contractually past<div style="display:inline-block;width:1px"> </div>due are excluded as they do not generally<div style="display:inline-block;width:1px"> </div>reflect a borrower’s ability to meet<div style="display:inline-block;width:1px"> </div>their payment </div><div id="a61486" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">obligations.</div></div><div id="TextBlockContainer363" style="position:relative;line-height:normal;width:734px;height:141px;"><div id="a61491" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Loans Past Due but not Impaired</div><div id="a61492" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:163px;top:3px;">1</div><div id="a61509" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a61524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a61530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:469px;top:31px;">July 31, 2026 </div><div id="a61532" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:31px;">October 31, 2025 </div><div id="a61537" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:45px;"><div style="display:inline-block;width:3px"> </div></div><div id="a61540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:383px;top:45px;">31-60 </div><div id="a61545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:444px;top:45px;">61-89 </div><div id="a61552" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:45px;">31-60 </div><div id="a61557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:45px;">61-89 </div><div id="a61565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:59px;"><div style="display:inline-block;width:3px"> </div></div><div id="a61567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:59px;">days </div><div id="a61569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:446px;top:59px;">days </div><div id="a61571" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:59px;">Total </div><div id="a61573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:570px;top:59px;">days </div><div id="a61575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:59px;">days </div><div id="a61577" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:59px;">Total </div><div id="a61580" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:73px;">Residential mortgages </div><div id="a61582" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:73px;"><div style="display:inline-block;width:3px"> </div></div><div id="a61585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:73px;">$ </div><div id="a61587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:73px;">485</div><div id="a61589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:73px;">$ </div><div id="a61591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:73px;">146</div><div id="a61593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:475px;top:73px;">$ </div><div id="a61595" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:73px;">631</div><div id="a61597" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:73px;">$ </div><div id="a61599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:73px;">407</div><div id="a61601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:73px;">$ </div><div id="a61603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:73px;">129</div><div id="a61605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:73px;">$ </div><div id="a61607" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:73px;">536</div><div id="a61610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:86px;">Consumer instalment and other personal </div><div id="a61615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:86px;">1,004</div><div id="a61618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:86px;">287</div><div id="a61621" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:86px;">1,291</div><div id="a61624" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:86px;">930</div><div id="a61627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:86px;">301</div><div id="a61630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:86px;">1,231</div><div id="a61633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:100px;">Credit card </div><div id="a61638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:100px;">362</div><div id="a61641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:100px;">251</div><div id="a61644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:100px;">613</div><div id="a61647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:100px;">373</div><div id="a61650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:100px;">253</div><div id="a61653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:100px;">626</div><div id="a61656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:114px;">Business and government</div><div id="a61662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:392px;top:114px;">258</div><div id="a61665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:458px;top:114px;">91</div><div id="a61668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:114px;">349</div><div id="a61671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:574px;top:114px;">247</div><div id="a61674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:640px;top:114px;">85</div><div id="a61677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:114px;">332</div><div id="a61680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:128px;">Total </div><div id="a61682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:293px;top:128px;"><div style="display:inline-block;width:3px"> </div></div><div id="a61685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:128px;">$ </div><div id="a61687" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:384px;top:128px;">2,109</div><div id="a61689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:415px;top:128px;">$ </div><div id="a61691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:452px;top:128px;">775</div><div id="a61693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:475px;top:128px;">$ </div><div id="a61695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:506px;top:128px;">2,884</div><div id="a61697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:537px;top:128px;">$ </div><div id="a61699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:566px;top:128px;">1,957</div><div id="a61701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:128px;">$ </div><div id="a61703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:634px;top:128px;">768</div><div id="a61705" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:128px;">$ </div><div id="a61707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:128px;">2,725</div></div><div id="TextBlockContainer367" style="position:relative;line-height:normal;width:179px;height:11px;"><div id="a61711_1_42" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes loans that are measured at FVOCI.</div></div> 485000000 146000000 631000000 407000000 129000000 536000000 1004000000 287000000 1291000000 930000000 301000000 1231000000 362000000 251000000 613000000 373000000 253000000 626000000 258000000 91000000 349000000 247000000 85000000 332000000 2109000000 775000000 2884000000 1957000000 768000000 2725000000 <div id="TextBlockContainer370" style="position:relative;line-height:normal;width:319px;height:13px;"><div id="a61717" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 7: INVESTMENTS IN ASSOCIATES AND JOINT VENTURES</div></div><div id="TextBlockContainer372" style="position:relative;line-height:normal;width:732px;height:199px;"><div id="a61723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">INVESTMENT IN THE CHARLES SCHWAB CORPORATION<div style="display:inline-block;width:2px"> </div></div><div id="a61736" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On February 12, 2025, the Bank sold its entire<div style="display:inline-block;width:1px"> </div>remaining equity investment in The<div style="display:inline-block;width:1px"> </div>Charles Schwab Corporation (“Schwab”) through a<div style="display:inline-block;width:1px"> </div>registered offering and </div><div id="a61786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">share repurchase by Schwab. Immediately prior<div style="display:inline-block;width:1px"> </div>to the sale, TD held </div><div id="a61786_67_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:308px;top:27px;">184.7</div><div id="a61786_72_55" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:333px;top:27px;"><div style="display:inline-block;width:3px"> </div>million shares of Schwab’s common stock, representing </div><div id="a61786_127_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:585px;top:27px;">10.1</div><div id="a61786_131_22" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:27px;">% economic ownership. </div><div id="a61831" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">The sale of the shares resulted in proceeds<div style="display:inline-block;width:1px"> </div>of approximately $</div><div id="a61831_62_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:280px;top:40px;">21.0</div><div id="a61831_66_92" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:300px;top:40px;"><div style="display:inline-block;width:3px"> </div>billion and the Bank recognized in Other income<div style="display:inline-block;width:1px"> </div>(loss) a net gain on sale of approximately </div><div id="a61885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">$</div><div id="a61885_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:53px;">9.2</div><div id="a61885_4_161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:23px;top:53px;"><div style="display:inline-block;width:3px"> </div>billion. This gain is net of the release of<div style="display:inline-block;width:1px"> </div>related cumulative foreign currency translation<div style="display:inline-block;width:1px"> </div>from AOCI, the release of AOCI on designated<div style="display:inline-block;width:1px"> </div>net investment hedging </div><div id="a61937" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">items, and direct transaction costs. For segment<div style="display:inline-block;width:1px"> </div>reporting, the Bank recognized an after-tax<div style="display:inline-block;width:1px"> </div>gain of $</div><div id="a61937_102_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:450px;top:67px;">8.6</div><div id="a61937_105_39" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:67px;"><div style="display:inline-block;width:3px"> </div>billion in its Corporate segment and $</div><div id="a61937_144_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:67px;">184</div><div id="a61937_147_12" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:67px;"><div style="display:inline-block;width:3px"> </div>million of </div><div id="a61989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">underwriting fees in its Wholesale segment<div style="display:inline-block;width:1px"> </div>as a result of TD Securities acting as a lead<div style="display:inline-block;width:1px"> </div>bookrunner on the transaction. In the second<div style="display:inline-block;width:1px"> </div>quarter of fiscal 2026,<div style="display:inline-block;width:2px"> </div>the </div><div id="a62046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">Bank revised its estimate of taxes owed on<div style="display:inline-block;width:1px"> </div>the gain from its disposition of Schwab shares,<div style="display:inline-block;width:1px"> </div>which increased the Bank's after-tax gain<div style="display:inline-block;width:1px"> </div>to $</div><div id="a62046_137_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:93px;">8.9</div><div id="a62046_140_24" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:93px;"><div style="display:inline-block;width:3px"> </div>billion. Refer to Note </div><div id="a62106" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">15 for further details. </div><div id="a62114" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:120px;">The Bank discontinued recording its share<div style="display:inline-block;width:1px"> </div>of earnings available to common shareholders<div style="display:inline-block;width:1px"> </div>from its investment in Schwab following<div style="display:inline-block;width:1px"> </div>the sale. Prior to the sale, the </div><div id="a62164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">Bank accounted for its investment in<div style="display:inline-block;width:1px"> </div>Schwab using the equity method. The Bank’s<div style="display:inline-block;width:1px"> </div>share of Schwab’s earnings available to common<div style="display:inline-block;width:1px"> </div>shareholders was reported </div><div id="a62210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">with a one-month lag. The Bank’s share of net<div style="display:inline-block;width:1px"> </div>income from its prior investment in Schwab<div style="display:inline-block;width:1px"> </div>of $</div><div id="a62210_93_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:421px;top:147px;">305</div><div id="a62210_96_66" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:437px;top:147px;"><div style="display:inline-block;width:3px"> </div>million during the nine months ended July<div style="display:inline-block;width:1px"> </div>31, 2025, reflects net </div><div id="a62273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">income after adjustments for amortization of<div style="display:inline-block;width:1px"> </div>certain intangibles net of tax. </div><div id="a62295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:173px;">The Stockholder Agreement was terminated<div style="display:inline-block;width:1px"> </div>by the Bank’s sale of its equity investment in Schwab.<div style="display:inline-block;width:1px"> </div>The Bank continues to have a business<div style="display:inline-block;width:1px"> </div>relationship with </div><div id="a62343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">Schwab through the insured deposit account<div style="display:inline-block;width:1px"> </div>agreement (“Schwab IDA Agreement”).</div></div><div id="TextBlockContainer374" style="position:relative;line-height:normal;width:720px;height:66px;"><div id="a62368" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">INSURED DEPOSIT ACCOUNT AGREEMENT </div><div id="a62376" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On May 4, 2023, the Bank and Schwab entered<div style="display:inline-block;width:1px"> </div>into an amended Schwab IDA Agreement,<div style="display:inline-block;width:1px"> </div>with an initial expiration of July 1, 2034.<div style="display:inline-block;width:1px"> </div>Pursuant to the Schwab IDA </div><div id="a62432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Agreement, the Bank makes sweep deposit<div style="display:inline-block;width:1px"> </div>accounts available to clients of Schwab.<div style="display:inline-block;width:1px"> </div>Schwab designates a portion of the deposits<div style="display:inline-block;width:1px"> </div>with the Bank as fixed-rate </div><div id="a62482" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">obligation amounts. Remaining deposits are designated<div style="display:inline-block;width:1px"> </div>as floating-rate obligations. The IDA deposit<div style="display:inline-block;width:1px"> </div>floor is set at US$</div><div id="a62482_119_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:40px;">60</div><div id="a62482_121_11" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:40px;"><div style="display:inline-block;width:3px"> </div>billion.<div style="display:inline-block;width:3px"> </div></div><div id="a62521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:53px;">Refer to Note 26 of the Bank’s 2025 Annual<div style="display:inline-block;width:1px"> </div>Consolidated Financial Statements for further details<div style="display:inline-block;width:1px"> </div>on the Schwab IDA Agreement.</div></div> 184700000 0.101 21000000000.0 9200000000 8600000000 184000000 8900000000 305000000 60000000000 <div id="TextBlockContainer376" style="position:relative;line-height:normal;width:131px;height:13px;"><div id="a62563" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 8: OTHER ASSETS</div></div><div id="TextBlockContainer380" style="position:relative;line-height:normal;width:734px;height:162px;"><div id="div_378_XBRL_TS_d8303824c8874a5daf43f09bb34e5425" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer379" style="position:relative;line-height:normal;width:734px;height:162px;"><div id="a62567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Other Assets </div><div id="a62574" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a62577" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a62581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:592px;top:28px;">July 31 </div><div id="a62583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:28px;">October 31 </div><div id="a62587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:41px;">2026 </div><div id="a62589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:41px;">2025 </div><div id="a62592" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Accounts receivable and other items </div><div id="a62594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:547px;top:55px;">$ </div><div id="a62596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:55px;">8,135</div><div id="a62598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:55px;">$ </div><div id="a62600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:55px;">9,366</div><div id="a62603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Accrued interest </div><div id="a62606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:68px;">5,587</div><div id="a62609" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:68px;">5,674</div><div id="a62612" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Current income tax receivable </div><div id="a62615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:81px;">4,566</div><div id="a62618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:81px;">3,849</div><div id="a62621" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:95px;">Defined benefit asset </div><div id="a62623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:95px;"><div style="display:inline-block;width:3px"> </div></div><div id="a62625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:95px;">1,131</div><div id="a62627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:95px;"><div style="display:inline-block;width:3px"> </div></div><div id="a62629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:95px;">1,111</div><div id="a62632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:108px;">Investments in other associates and joint<div style="display:inline-block;width:1px"> </div>ventures</div><div id="a62633" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:229px;top:108px;">1</div><div id="a62636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:108px;">5,647</div><div id="a62639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:108px;">5,237</div><div id="a62642" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:122px;">Prepaid expenses </div><div id="a62645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:122px;">2,042</div><div id="a62648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:122px;">1,815</div><div id="a62651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Reinsurance contract assets </div><div id="a62654" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:135px;">947</div><div id="a62657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:135px;">936</div><div id="a62660" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:149px;">Total </div><div id="a62662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:547px;top:149px;">$ </div><div id="a62664" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:596px;top:149px;">28,055</div><div id="a62666" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:149px;">$ </div><div id="a62668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:149px;">27,988</div></div></div></div><div id="TextBlockContainer384" style="position:relative;line-height:normal;width:492px;height:11px;"><div id="div_382_XBRL_TS_259386e22563468bb809d13b8db62308" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer383" style="position:relative;line-height:normal;width:492px;height:11px;"><div id="a62671" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1 </div><div id="a62673" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">One</div><div id="a62673_3_111" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:24px;top:0px;"><div style="display:inline-block;width:2px"> </div>of these investments was disposed of by the Bank during the third quarter of fiscal 2025 for net proceeds of<div style="display:inline-block;width:4px"> </div>$</div><div id="a62673_114_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:0px;">133</div><div id="a62673_117_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:459px;top:0px;"><div style="display:inline-block;width:2px"> </div>million.</div></div></div></div> <div id="TextBlockContainer379" style="position:relative;line-height:normal;width:734px;height:162px;"><div id="a62567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Other Assets </div><div id="a62574" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a62577" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:14px;">As at </div><div id="a62581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:592px;top:28px;">July 31 </div><div id="a62583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:28px;">October 31 </div><div id="a62587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:604px;top:41px;">2026 </div><div id="a62589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:41px;">2025 </div><div id="a62592" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:55px;">Accounts receivable and other items </div><div id="a62594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:547px;top:55px;">$ </div><div id="a62596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:55px;">8,135</div><div id="a62598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:55px;">$ </div><div id="a62600" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:55px;">9,366</div><div id="a62603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:68px;">Accrued interest </div><div id="a62606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:68px;">5,587</div><div id="a62609" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:68px;">5,674</div><div id="a62612" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:81px;">Current income tax receivable </div><div id="a62615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:81px;">4,566</div><div id="a62618" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:81px;">3,849</div><div id="a62621" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:95px;">Defined benefit asset </div><div id="a62623" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:95px;"><div style="display:inline-block;width:3px"> </div></div><div id="a62625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:95px;">1,131</div><div id="a62627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:636px;top:95px;"><div style="display:inline-block;width:3px"> </div></div><div id="a62629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:95px;">1,111</div><div id="a62632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:108px;">Investments in other associates and joint<div style="display:inline-block;width:1px"> </div>ventures</div><div id="a62633" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:229px;top:108px;">1</div><div id="a62636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:108px;">5,647</div><div id="a62639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:108px;">5,237</div><div id="a62642" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:122px;">Prepaid expenses </div><div id="a62645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:122px;">2,042</div><div id="a62648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:122px;">1,815</div><div id="a62651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Reinsurance contract assets </div><div id="a62654" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:135px;">947</div><div id="a62657" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:135px;">936</div><div id="a62660" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:149px;">Total </div><div id="a62662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:547px;top:149px;">$ </div><div id="a62664" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:596px;top:149px;">28,055</div><div id="a62666" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:149px;">$ </div><div id="a62668" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:149px;">27,988</div></div><div id="TextBlockContainer383" style="position:relative;line-height:normal;width:492px;height:11px;"><div id="a62671" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1 </div><div id="a62673" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">One</div><div id="a62673_3_111" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:24px;top:0px;"><div style="display:inline-block;width:2px"> </div>of these investments was disposed of by the Bank during the third quarter of fiscal 2025 for net proceeds of<div style="display:inline-block;width:4px"> </div>$</div><div id="a62673_114_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:444px;top:0px;">133</div><div id="a62673_117_9" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:459px;top:0px;"><div style="display:inline-block;width:2px"> </div>million.</div></div> 8135000000 9366000000 5587000000 5674000000 4566000000 3849000000 1131000000 1111000000 5647000000 5237000000 2042000000 1815000000 947000000 936000000 28055000000 27988000000 1 133000000 <div id="TextBlockContainer386" style="position:relative;line-height:normal;width:104px;height:13px;"><div id="a62689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 9: DEPOSITS</div></div><div id="TextBlockContainer388" style="position:relative;line-height:normal;width:715px;height:66px;"><div id="a62693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Demand deposits are those for which the Bank does not have the right to require notice prior to withdrawal, which<div style="display:inline-block;width:4px"> </div>primarily include business and government </div><div id="a62743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">chequing accounts. Notice deposits are those for which the Bank can legally require notice prior to withdrawal,<div style="display:inline-block;width:4px"> </div>which include both savings and chequing </div><div id="a62789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">accounts. Term<div style="display:inline-block;width:4px"> </div>deposits are payable on a given date of maturity with terms ranging from one day to ten years and generally include fixed term deposits, </div><div id="a62841" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">guaranteed investment certificates, senior debt, and similar instruments. The aggregate amount of term deposits in<div style="display:inline-block;width:4px"> </div>denominations of $100,000 or more as at </div><div id="a62885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">July 31, 2026, was $</div><div id="a62885_20_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:53px;">553</div><div id="a62885_23_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:113px;top:53px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a62885_53_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:243px;top:53px;">544</div><div id="a62885_56_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:259px;top:53px;"><div style="display:inline-block;width:3px"> </div>billion).</div></div><div id="TextBlockContainer391" style="position:relative;line-height:normal;width:734px;height:320px;"><div id="a62918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Deposits</div><div id="a62940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a62957" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a62976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:30px;">July 31 </div><div id="a62978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:30px;">October 31 </div><div id="a62983" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:314px;top:43px;">By Type </div><div id="a62986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:43px;">By Country </div><div id="a62990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:43px;">2026 </div><div id="a62992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:43px;">2025 </div><div id="a62997" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:56px;">Demand </div><div id="a62999" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:252px;top:56px;">Notice </div><div id="a63002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:56px;">Term</div><div id="a63003" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:56px;">1</div><div id="a63007" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:56px;">Canada </div><div id="a63009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:56px;">United States </div><div id="a63011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:56px;">International </div><div id="a63015" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:617px;top:56px;">Total </div><div id="a63018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:56px;">Total </div><div id="a63021" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:70px;">Personal </div><div id="a63023" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:70px;">$ </div><div id="a63025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:70px;">28,004</div><div id="a63027" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:70px;">$ </div><div id="a63029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:70px;">482,682</div><div id="a63031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:70px;">$ </div><div id="a63033" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:70px;">134,487</div><div id="a63036" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:70px;">$ </div><div id="a63038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:70px;">359,306</div><div id="a63040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:428px;top:70px;">$ </div><div id="a63042" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:70px;">285,867</div><div id="a63044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:70px;">$ </div><div id="a63046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:562px;top:70px;">–</div><div id="a63049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:70px;">$ </div><div id="a63051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:70px;">645,173</div><div id="a63053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:70px;">$ </div><div id="a63055" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:70px;">650,396</div><div id="a63058" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Banks</div><div id="a63062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:83px;">9,917</div><div id="a63065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:83px;">422</div><div id="a63068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:83px;">25,726</div><div id="a63072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:83px;">21,568</div><div id="a63075" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:83px;">13,620</div><div id="a63078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:83px;">877</div><div id="a63082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:83px;">36,065</div><div id="a63085" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:83px;">27,233</div><div id="a63088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:96px;">Business and government</div><div id="a63089" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:122px;top:95px;letter-spacing:-0.22px;">2 </div><div id="a63092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:96px;">157,838</div><div id="a63095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:96px;">204,232</div><div id="a63098" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:96px;">217,416</div><div id="a63102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:96px;">421,657</div><div id="a63105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:96px;">156,929</div><div id="a63108" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:96px;">900</div><div id="a63112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:96px;">579,486</div><div id="a63115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:96px;">589,475</div><div id="a63121" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:109px;">195,759</div><div id="a63124" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:109px;">687,336</div><div id="a63127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:109px;">377,629</div><div id="a63131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:109px;">802,531</div><div id="a63134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:109px;">456,416</div><div id="a63137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:109px;">1,777</div><div id="a63141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:109px;">1,260,724</div><div id="a63144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:109px;">1,267,104</div><div id="a63147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:122px;">Trading</div><div id="a63151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:211px;top:122px;">–</div><div id="a63154" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:122px;">–</div><div id="a63157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:122px;">43,486</div><div id="a63161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:122px;">28,725</div><div id="a63164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:122px;">7,144</div><div id="a63167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:122px;">7,617</div><div id="a63171" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:122px;">43,486</div><div id="a63174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:122px;">37,882</div><div id="a63177" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Designated at fair value through </div><div id="a63199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:148px;">profit or loss</div><div id="a63200" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:71px;top:148px;">3 </div><div id="a63203" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:211px;top:148px;">–</div><div id="a63206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:148px;">–</div><div id="a63209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:148px;">212,671</div><div id="a63213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:148px;">46,451</div><div id="a63216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:148px;">93,795</div><div id="a63219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:148px;">72,425</div><div id="a63223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:148px;">212,671</div><div id="a63226" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:148px;">197,336</div><div id="a63229" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:162px;">Total</div><div id="a63232" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:162px;">$ </div><div id="a63234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:162px;">195,759</div><div id="a63236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:162px;">$ </div><div id="a63238" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:162px;">687,336</div><div id="a63240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:162px;">$ </div><div id="a63242" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:162px;">633,786</div><div id="a63245" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:162px;">$ </div><div id="a63247" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:162px;">877,707</div><div id="a63249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:428px;top:162px;">$ </div><div id="a63251" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:162px;">557,355</div><div id="a63253" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:162px;">$ </div><div id="a63255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:162px;">81,819</div><div id="a63258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:162px;">$ </div><div id="a63260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:162px;">1,516,881</div><div id="a63262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:162px;">$ </div><div id="a63264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:162px;">1,502,322</div><div id="a63267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:176px;">Non-interest-bearing deposits </div><div id="a63293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:188px;">included above</div><div id="a63294" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:90px;top:188px;">4 </div><div id="a63315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:201px;">Canada </div><div id="a63331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:201px;">$ </div><div id="a63333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:201px;">62,467</div><div id="a63335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:201px;">$ </div><div id="a63337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:201px;">60,796</div><div id="a63340" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:215px;">United States </div><div id="a63357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:215px;">74,350</div><div id="a63360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:215px;">73,364</div><div id="a63363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:228px;">International </div><div id="a63380" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:228px;">43</div><div id="a63383" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:228px;">1</div><div id="a63386" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:241px;">Interest-bearing deposits </div><div id="a63410" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:254px;">included above</div><div id="a63411" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:90px;top:254px;">4 </div><div id="a63432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:267px;">Canada </div><div id="a63449" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:267px;">815,240</div><div id="a63452" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:267px;">834,275</div><div id="a63455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:281px;">United States</div><div id="a63456" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:67px;top:280px;">5 </div><div id="a63473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:281px;">483,005</div><div id="a63476" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:281px;">468,328</div><div id="a63479" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:294px;">International </div><div id="a63496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:294px;">81,776</div><div id="a63499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:294px;">65,558</div><div id="a63502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:307px;">Total</div><div id="a63503" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:31px;top:307px;">2,6</div><div id="a63519" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:307px;">$ </div><div id="a63521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:307px;">1,516,881</div><div id="a63523" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:307px;">$ </div><div id="a63525" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:307px;">1,502,322</div></div><div id="TextBlockContainer396" style="position:relative;line-height:normal;width:723px;height:22px;"><div id="div_394_XBRL_TS_087d7a03c6e54120bbd4c075ef18f3ef" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer395" style="position:relative;line-height:normal;width:723px;height:22px;"><div id="a63528" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1 </div><div id="a63530" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">Includes $</div><div id="a63530_10_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:0px;">107.4</div><div id="a63530_15_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:69px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a63530_45_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:180px;top:0px;">104.3</div><div id="a63530_50_142" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion) of senior debt which is subject to the bank recapitalization “bail-in” regime. This regime provides<div style="display:inline-block;width:4px"> </div>certain statutory powers to the </div><div id="a63555" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:11px;">Canada Deposit Insurance Corporation, including the ability to convert specified eligible shares and liabilities into<div style="display:inline-block;width:4px"> </div>common shares in the event that the Bank becomes non-viable.</div></div></div></div><div id="TextBlockContainer399" style="position:relative;line-height:normal;width:728px;height:75px;"><div id="a63560" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">2 </div><div id="a63562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">Includes $</div><div id="a63562_10_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:0px;">62.4</div><div id="a63562_14_62" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:64px;top:0px;"><div style="display:inline-block;width:3px"> </div>billion relating to covered bondholders (October 31, 2025 – $</div><div id="a63562_76_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:299px;top:0px;">70.6</div><div id="a63562_80_11" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:316px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion). </div><div id="a63585" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:11px;">3</div><div id="a63586" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:11px;"><div style="display:inline-block;width:3px"> </div>Financial liabilities designated at FVTPL on the Interim Consolidated Balance Sheet also include $</div><div id="a63586_99_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:384px;top:11px;">351</div><div id="a63586_102_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:11px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a63586_132_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:11px;">299</div><div id="a63586_135_52" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:11px;"><div style="display:inline-block;width:2px"> </div>million) of loan commitments, financial guarantees </div><div id="a63644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:22px;">and other liabilities designated at FVTPL.</div><div id="a63656" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:32px;">4</div><div id="a63657" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:32px;"><div style="display:inline-block;width:3px"> </div>The geographical splits of the deposits are based on the point of origin of the deposits. </div><div id="a63660" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:43px;">5</div><div id="a63661" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:43px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a63661_11_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:43px;">11.2</div><div id="a63661_15_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:64px;top:43px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a63661_45_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:43px;">7.2</div><div id="a63661_48_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion) of U.S. federal funds deposited and $</div><div id="a63661_95_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:360px;top:43px;">13.3</div><div id="a63661_99_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:377px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a63661_129_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:489px;top:43px;">1.1</div><div id="a63661_132_49" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:501px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion) of deposits and advances with the FHLB.</div><div id="a63691" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:53px;">6</div><div id="a63692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:54px;"><div style="display:inline-block;width:3px"> </div>Includes deposits of $</div><div id="a63692_23_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:91px;top:54px;">802.8</div><div id="a63692_28_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:113px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a63692_58_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:224px;top:54px;">807.7</div><div id="a63692_63_43" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:246px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion) denominated in U.S. dollars and $</div><div id="a63692_106_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:407px;top:54px;">126.3</div><div id="a63692_111_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:428px;top:54px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a63692_141_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:54px;">111.1</div><div id="a63692_146_39" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:561px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion) denominated in other foreign </div><div id="a63755" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:64px;">currencies.</div></div> 553000000000 544000000000 <div id="TextBlockContainer392" style="position:relative;line-height:normal;width:734px;height:320px;"><div id="div_390_XBRL_TS_a2cfc6604b6d47d09bbce108ac257b4a" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer391" style="position:relative;line-height:normal;width:734px;height:320px;"><div id="a62918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Deposits</div><div id="a62940" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a62957" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:688px;top:17px;">As at </div><div id="a62976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:30px;">July 31 </div><div id="a62978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:30px;">October 31 </div><div id="a62983" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:314px;top:43px;">By Type </div><div id="a62986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:43px;">By Country </div><div id="a62990" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:43px;">2026 </div><div id="a62992" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:43px;">2025 </div><div id="a62997" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:56px;">Demand </div><div id="a62999" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:252px;top:56px;">Notice </div><div id="a63002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:325px;top:56px;">Term</div><div id="a63003" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:349px;top:56px;">1</div><div id="a63007" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:56px;">Canada </div><div id="a63009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:432px;top:56px;">United States </div><div id="a63011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:56px;">International </div><div id="a63015" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:617px;top:56px;">Total </div><div id="a63018" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:56px;">Total </div><div id="a63021" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:70px;">Personal </div><div id="a63023" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:70px;">$ </div><div id="a63025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:186px;top:70px;">28,004</div><div id="a63027" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:70px;">$ </div><div id="a63029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:70px;">482,682</div><div id="a63031" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:70px;">$ </div><div id="a63033" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:70px;">134,487</div><div id="a63036" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:70px;">$ </div><div id="a63038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:70px;">359,306</div><div id="a63040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:428px;top:70px;">$ </div><div id="a63042" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:70px;">285,867</div><div id="a63044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:70px;">$ </div><div id="a63046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:562px;top:70px;">–</div><div id="a63049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:70px;">$ </div><div id="a63051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:70px;">645,173</div><div id="a63053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:70px;">$ </div><div id="a63055" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:70px;">650,396</div><div id="a63058" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Banks</div><div id="a63062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:192px;top:83px;">9,917</div><div id="a63065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:266px;top:83px;">422</div><div id="a63068" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:83px;">25,726</div><div id="a63072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:83px;">21,568</div><div id="a63075" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:83px;">13,620</div><div id="a63078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:83px;">877</div><div id="a63082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:83px;">36,065</div><div id="a63085" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:83px;">27,233</div><div id="a63088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:96px;">Business and government</div><div id="a63089" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:122px;top:95px;letter-spacing:-0.22px;">2 </div><div id="a63092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:96px;">157,838</div><div id="a63095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:96px;">204,232</div><div id="a63098" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:96px;">217,416</div><div id="a63102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:96px;">421,657</div><div id="a63105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:96px;">156,929</div><div id="a63108" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:96px;">900</div><div id="a63112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:96px;">579,486</div><div id="a63115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:96px;">589,475</div><div id="a63121" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:109px;">195,759</div><div id="a63124" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:109px;">687,336</div><div id="a63127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:109px;">377,629</div><div id="a63131" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:109px;">802,531</div><div id="a63134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:109px;">456,416</div><div id="a63137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:109px;">1,777</div><div id="a63141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:109px;">1,260,724</div><div id="a63144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:109px;">1,267,104</div><div id="a63147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:122px;">Trading</div><div id="a63151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:211px;top:122px;">–</div><div id="a63154" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:122px;">–</div><div id="a63157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:322px;top:122px;">43,486</div><div id="a63161" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:122px;">28,725</div><div id="a63164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:471px;top:122px;">7,144</div><div id="a63167" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:543px;top:122px;">7,617</div><div id="a63171" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:122px;">43,486</div><div id="a63174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:122px;">37,882</div><div id="a63177" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Designated at fair value through </div><div id="a63199" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:148px;">profit or loss</div><div id="a63200" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:71px;top:148px;">3 </div><div id="a63203" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:211px;top:148px;">–</div><div id="a63206" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:148px;">–</div><div id="a63209" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:148px;">212,671</div><div id="a63213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:391px;top:148px;">46,451</div><div id="a63216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:465px;top:148px;">93,795</div><div id="a63219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:148px;">72,425</div><div id="a63223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:148px;">212,671</div><div id="a63226" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:148px;">197,336</div><div id="a63229" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:162px;">Total</div><div id="a63232" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:157px;top:162px;">$ </div><div id="a63234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:181px;top:162px;">195,759</div><div id="a63236" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:223px;top:162px;">$ </div><div id="a63238" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:247px;top:162px;">687,336</div><div id="a63240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:162px;">$ </div><div id="a63242" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:317px;top:162px;">633,786</div><div id="a63245" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:362px;top:162px;">$ </div><div id="a63247" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:386px;top:162px;">877,707</div><div id="a63249" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:428px;top:162px;">$ </div><div id="a63251" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:460px;top:162px;">557,355</div><div id="a63253" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:502px;top:162px;">$ </div><div id="a63255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:162px;">81,819</div><div id="a63258" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:162px;">$ </div><div id="a63260" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:162px;">1,516,881</div><div id="a63262" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:162px;">$ </div><div id="a63264" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:162px;">1,502,322</div><div id="a63267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:176px;">Non-interest-bearing deposits </div><div id="a63293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:188px;">included above</div><div id="a63294" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:90px;top:188px;">4 </div><div id="a63315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:201px;">Canada </div><div id="a63331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:201px;">$ </div><div id="a63333" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:201px;">62,467</div><div id="a63335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:201px;">$ </div><div id="a63337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:201px;">60,796</div><div id="a63340" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:215px;">United States </div><div id="a63357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:215px;">74,350</div><div id="a63360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:215px;">73,364</div><div id="a63363" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:228px;">International </div><div id="a63380" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:228px;">43</div><div id="a63383" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:228px;">1</div><div id="a63386" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:241px;">Interest-bearing deposits </div><div id="a63410" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:254px;">included above</div><div id="a63411" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:90px;top:254px;">4 </div><div id="a63432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:267px;">Canada </div><div id="a63449" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:267px;">815,240</div><div id="a63452" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:267px;">834,275</div><div id="a63455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:281px;">United States</div><div id="a63456" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:67px;top:280px;">5 </div><div id="a63473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:281px;">483,005</div><div id="a63476" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:675px;top:281px;">468,328</div><div id="a63479" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:294px;">International </div><div id="a63496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:294px;">81,776</div><div id="a63499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:294px;">65,558</div><div id="a63502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:307px;">Total</div><div id="a63503" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:31px;top:307px;">2,6</div><div id="a63519" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:307px;">$ </div><div id="a63521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:307px;">1,516,881</div><div id="a63523" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:307px;">$ </div><div id="a63525" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:307px;">1,502,322</div></div></div></div><div id="TextBlockContainer395" style="position:relative;line-height:normal;width:723px;height:22px;"><div id="a63528" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1 </div><div id="a63530" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">Includes $</div><div id="a63530_10_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:0px;">107.4</div><div id="a63530_15_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:69px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a63530_45_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:180px;top:0px;">104.3</div><div id="a63530_50_142" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:202px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion) of senior debt which is subject to the bank recapitalization “bail-in” regime. This regime provides<div style="display:inline-block;width:4px"> </div>certain statutory powers to the </div><div id="a63555" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:11px;">Canada Deposit Insurance Corporation, including the ability to convert specified eligible shares and liabilities into<div style="display:inline-block;width:4px"> </div>common shares in the event that the Bank becomes non-viable.</div></div><div id="TextBlockContainer400" style="position:relative;line-height:normal;width:728px;height:75px;"><div id="div_398_XBRL_TS_f46c63a2330e4897845af441ef78616d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer399" style="position:relative;line-height:normal;width:728px;height:75px;"><div id="a63560" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">2 </div><div id="a63562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:0px;">Includes $</div><div id="a63562_10_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:0px;">62.4</div><div id="a63562_14_62" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:64px;top:0px;"><div style="display:inline-block;width:3px"> </div>billion relating to covered bondholders (October 31, 2025 – $</div><div id="a63562_76_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:299px;top:0px;">70.6</div><div id="a63562_80_11" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:316px;top:0px;"><div style="display:inline-block;width:2px"> </div>billion). </div><div id="a63585" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:11px;">3</div><div id="a63586" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:11px;"><div style="display:inline-block;width:3px"> </div>Financial liabilities designated at FVTPL on the Interim Consolidated Balance Sheet also include $</div><div id="a63586_99_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:384px;top:11px;">351</div><div id="a63586_102_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:11px;"><div style="display:inline-block;width:2px"> </div>million (October 31, 2025 – $</div><div id="a63586_132_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:11px;">299</div><div id="a63586_135_52" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:527px;top:11px;"><div style="display:inline-block;width:2px"> </div>million) of loan commitments, financial guarantees </div><div id="a63644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:22px;">and other liabilities designated at FVTPL.</div><div id="a63656" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:32px;">4</div><div id="a63657" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:32px;"><div style="display:inline-block;width:3px"> </div>The geographical splits of the deposits are based on the point of origin of the deposits. </div><div id="a63660" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:43px;">5</div><div id="a63661" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:43px;"><div style="display:inline-block;width:3px"> </div>Includes $</div><div id="a63661_11_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:47px;top:43px;">11.2</div><div id="a63661_15_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:64px;top:43px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a63661_45_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:175px;top:43px;">7.2</div><div id="a63661_48_47" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:187px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion) of U.S. federal funds deposited and $</div><div id="a63661_95_4" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:360px;top:43px;">13.3</div><div id="a63661_99_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:377px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a63661_129_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:489px;top:43px;">1.1</div><div id="a63661_132_49" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:501px;top:43px;"><div style="display:inline-block;width:2px"> </div>billion) of deposits and advances with the FHLB.</div><div id="a63691" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:53px;">6</div><div id="a63692" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:54px;"><div style="display:inline-block;width:3px"> </div>Includes deposits of $</div><div id="a63692_23_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:91px;top:54px;">802.8</div><div id="a63692_28_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:113px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion (October 31, 2025 – $</div><div id="a63692_58_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:224px;top:54px;">807.7</div><div id="a63692_63_43" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:246px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion) denominated in U.S. dollars and $</div><div id="a63692_106_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:407px;top:54px;">126.3</div><div id="a63692_111_30" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:428px;top:54px;"><div style="display:inline-block;width:3px"> </div>billion (October 31, 2025 – $</div><div id="a63692_141_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:54px;">111.1</div><div id="a63692_146_39" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:561px;top:54px;"><div style="display:inline-block;width:2px"> </div>billion) denominated in other foreign </div><div id="a63755" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:64px;">currencies.</div></div></div></div> 28004000000 482682000000 134487000000 359306000000 285867000000 0 645173000000 650396000000 9917000000 422000000 25726000000 21568000000 13620000000 877000000 36065000000 27233000000 157838000000 204232000000 217416000000 421657000000 156929000000 900000000 579486000000 589475000000 195759000000 687336000000 377629000000 802531000000 456416000000 1777000000 1260724000000 1267104000000 0 0 43486000000 28725000000 7144000000 7617000000 43486000000 37882000000 0 0 212671000000 46451000000 93795000000 72425000000 212671000000 197336000000 195759000000 687336000000 633786000000 877707000000 557355000000 81819000000 1516881000000 1502322000000 62467000000 60796000000 74350000000 73364000000 43000000 1000000 815240000000 834275000000 483005000000 468328000000 81776000000 65558000000 1516881000000 1502322000000 107400000000 104300000000 62400000000 70600000000 351000000 299000000 11200000000 7200000000 13300000000 1100000000 802800000000 807700000000 126300000000 111100000000 <div id="TextBlockContainer402" style="position:relative;line-height:normal;width:154px;height:13px;"><div id="a63759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 10: OTHER LIABILITIES</div></div><div id="TextBlockContainer405" style="position:relative;line-height:normal;width:734px;height:207px;"><div id="a63764" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Other Liabilities </div><div id="a63771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a63774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:14px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a63779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:28px;">July 31 </div><div id="a63781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:28px;">October 31 </div><div id="a63786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:614px;top:41px;">2026 </div><div id="a63789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:41px;">2025 </div><div id="a63792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:56px;">Accounts payable, accrued expenses, and<div style="display:inline-block;width:1px"> </div>other items </div><div id="a63794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:56px;">$ </div><div id="a63796" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:56px;">8,475</div><div id="a63798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:56px;">$ </div><div id="a63800" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:56px;">8,954</div><div id="a63803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Accrued interest </div><div id="a63806" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:69px;">4,448</div><div id="a63809" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:69px;">4,652</div><div id="a63812" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Accrued salaries and employee benefits </div><div id="a63815" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:83px;">7,413</div><div id="a63818" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:83px;">7,313</div><div id="a63821" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:97px;">Cheques and other items in transit </div><div id="a63824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:97px;">1,188</div><div id="a63827" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:97px;">255</div><div id="a63830" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:110px;">Current income tax payable </div><div id="a63833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:110px;">318</div><div id="a63836" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:110px;">296</div><div id="a63839" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:124px;">Deferred tax liabilities </div><div id="a63842" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:124px;">301</div><div id="a63845" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:124px;">303</div><div id="a63848" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:138px;">Defined benefit liability </div><div id="a63851" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:138px;">1,328</div><div id="a63854" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:138px;">1,372</div><div id="a63857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:152px;">Lease liabilities </div><div id="a63860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:152px;">5,354</div><div id="a63863" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:152px;">5,352</div><div id="a63866" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:166px;">Liabilities related to structured entities </div><div id="a63869" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:166px;">3,110</div><div id="a63872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:166px;">4,008</div><div id="a63875" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:180px;">Provisions </div><div id="a63878" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:180px;">1,545</div><div id="a63881" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:180px;">1,735</div><div id="a63884" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:194px;">Total </div><div id="a63886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:194px;">$ </div><div id="a63888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:194px;">33,480</div><div id="a63890" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:194px;">$ </div><div id="a63892" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:680px;top:194px;">34,240</div></div> <div id="TextBlockContainer406" style="position:relative;line-height:normal;width:734px;height:207px;"><div id="div_404_XBRL_TS_040dd86190b84f188b7b832edeebaa9d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer405" style="position:relative;line-height:normal;width:734px;height:207px;"><div id="a63764" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Other Liabilities </div><div id="a63771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a63774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:14px;">As at<div style="display:inline-block;width:3px"> </div></div><div id="a63779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:602px;top:28px;">July 31 </div><div id="a63781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:662px;top:28px;">October 31 </div><div id="a63786" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:614px;top:41px;">2026 </div><div id="a63789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:41px;">2025 </div><div id="a63792" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:56px;">Accounts payable, accrued expenses, and<div style="display:inline-block;width:1px"> </div>other items </div><div id="a63794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:56px;">$ </div><div id="a63796" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:56px;">8,475</div><div id="a63798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:56px;">$ </div><div id="a63800" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:56px;">8,954</div><div id="a63803" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Accrued interest </div><div id="a63806" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:69px;">4,448</div><div id="a63809" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:69px;">4,652</div><div id="a63812" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Accrued salaries and employee benefits </div><div id="a63815" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:83px;">7,413</div><div id="a63818" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:83px;">7,313</div><div id="a63821" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:97px;">Cheques and other items in transit </div><div id="a63824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:97px;">1,188</div><div id="a63827" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:97px;">255</div><div id="a63830" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:110px;">Current income tax payable </div><div id="a63833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:110px;">318</div><div id="a63836" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:110px;">296</div><div id="a63839" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:124px;">Deferred tax liabilities </div><div id="a63842" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:124px;">301</div><div id="a63845" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:124px;">303</div><div id="a63848" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:138px;">Defined benefit liability </div><div id="a63851" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:138px;">1,328</div><div id="a63854" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:138px;">1,372</div><div id="a63857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:152px;">Lease liabilities </div><div id="a63860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:152px;">5,354</div><div id="a63863" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:152px;">5,352</div><div id="a63866" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:166px;">Liabilities related to structured entities </div><div id="a63869" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:166px;">3,110</div><div id="a63872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:166px;">4,008</div><div id="a63875" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:180px;">Provisions </div><div id="a63878" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:180px;">1,545</div><div id="a63881" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:180px;">1,735</div><div id="a63884" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:194px;">Total </div><div id="a63886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:194px;">$ </div><div id="a63888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:605px;top:194px;">33,480</div><div id="a63890" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:642px;top:194px;">$ </div><div id="a63892" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:680px;top:194px;">34,240</div></div></div></div> 8475000000 8954000000 4448000000 4652000000 7413000000 7313000000 1188000000 255000000 318000000 296000000 301000000 303000000 1328000000 1372000000 5354000000 5352000000 3110000000 4008000000 1545000000 1735000000 33480000000 34240000000 <div id="TextBlockContainer408" style="position:relative;line-height:normal;width:273px;height:13px;"><div id="a63908" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 11: SUBORDINATED NOTES AND DEBENTURES</div></div><div id="TextBlockContainer410" style="position:relative;line-height:normal;width:732px;height:159px;"><div id="a63913" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Issuances </div><div id="a63917" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On April 30, 2026, the Bank issued $</div><div id="a63917_36_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:167px;top:13px;">1</div><div id="a63917_37_127" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:172px;top:13px;"><div style="display:inline-block;width:3px"> </div>billion of Non-Viability Contingent Capital (NVCC)<div style="display:inline-block;width:1px"> </div>fixed rate reset notes constituting subordinated<div style="display:inline-block;width:1px"> </div>indebtedness of the Bank, </div><div id="a63926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">maturing on June 16, 2036. The notes will<div style="display:inline-block;width:1px"> </div>bear interest at a fixed rate of </div><div id="a63926_75_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:325px;top:27px;">4.208</div><div id="a63926_80_71" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:350px;top:27px;">% per annum (paid semi-annually) until<div style="display:inline-block;width:1px"> </div>June 16, 2031, and at the Daily </div><div id="a63935" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">Compounded Canadian Overnight Repo Rate<div style="display:inline-block;width:1px"> </div>Average plus </div><div id="a63935_53_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:270px;top:40px;">1.270</div><div id="a63935_58_96" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:295px;top:40px;">% thereafter (paid quarterly) until maturity<div style="display:inline-block;width:1px"> </div>on June 16, 2036. With prior approval of<div style="display:inline-block;width:1px"> </div>OSFI, the </div><div id="a63941" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Bank may, at its option, redeem the notes on or after June 16, 2031,<div style="display:inline-block;width:1px"> </div>in whole or in part, at par plus accrued and unpaid<div style="display:inline-block;width:1px"> </div>interest on not more than </div><div id="a63941_147_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:53px;">60</div><div id="a63941_149_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:658px;top:53px;"><div style="display:inline-block;width:3px"> </div>nor less than </div><div id="a63946" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">10</div><div id="a63946_2_26" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:67px;"><div style="display:inline-block;width:3px"> </div>days' notice to holders. </div><div id="a63949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">Subsequent to the quarter ended July 31, 2026,<div style="display:inline-block;width:1px"> </div>on August 5, 2026, the Bank issued $</div><div id="a63949_83_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:384px;top:93px;">382</div><div id="a63949_86_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:401px;top:93px;"><div style="display:inline-block;width:3px"> </div>million (SGD </div><div id="a63949_100_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:463px;top:93px;">350</div><div id="a63949_103_52" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:479px;top:93px;"><div style="display:inline-block;width:3px"> </div>million) of Fixed Rate Reset Callable Subordinated </div><div id="a63960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">Notes (NVCC) constituting subordinated indebtedness<div style="display:inline-block;width:1px"> </div>of the Bank, maturing on August 5, 2036.<div style="display:inline-block;width:1px"> </div>The notes will bear interest at a fixed rate of </div><div id="a63960_141_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:628px;top:107px;">3.125</div><div id="a63960_146_12" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:653px;top:107px;">% per annum </div><div id="a63962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">(paid semi-annually) until August 5, 2031, and<div style="display:inline-block;width:1px"> </div>at the 5-year SORA-OIS rate plus </div><div id="a63962_80_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:362px;top:120px;">1.048</div><div id="a63962_85_73" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:120px;">% thereafter (paid semi-annually) until<div style="display:inline-block;width:1px"> </div>maturity on August 5, 2036. With </div><div id="a63972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">prior approval of OSFI, the Bank may, at its option, redeem the notes<div style="display:inline-block;width:1px"> </div>on August 5, 2031, in whole but not in part,<div style="display:inline-block;width:1px"> </div>at par plus accrued and unpaid interest<div style="display:inline-block;width:1px"> </div>on not </div><div id="a63976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">more than </div><div id="a63976_10_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:52px;top:147px;">60</div><div id="a63976_12_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:63px;top:147px;"><div style="display:inline-block;width:3px"> </div>nor less than </div><div id="a63976_27_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:126px;top:147px;">10</div><div id="a63976_29_25" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:137px;top:147px;"><div style="display:inline-block;width:3px"> </div>days' notice to holders.</div></div><div id="TextBlockContainer412" style="position:relative;line-height:normal;width:712px;height:106px;"><div id="a63980" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Redemptions </div><div id="a63982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On March 4, 2026, the Bank redeemed all of<div style="display:inline-block;width:1px"> </div>its outstanding $</div><div id="a63982_60_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:276px;top:13px;">1.25</div><div id="a63982_64_9" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:13px;"><div style="display:inline-block;width:3px"> </div>billion </div><div id="a63982_73_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:327px;top:13px;">4.859</div><div id="a63982_78_71" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:352px;top:13px;">% NVCC Subordinated Notes due March<div style="display:inline-block;width:1px"> </div>4, 2031, constituting subordinated </div><div id="a64030" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">indebtedness of the Bank, at a redemption price<div style="display:inline-block;width:1px"> </div>of </div><div id="a64030_51_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:230px;top:27px;">100</div><div id="a64030_54_105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:247px;top:27px;"><div style="display:inline-block;width:3px"> </div>per cent of the principal amount, plus accrued<div style="display:inline-block;width:1px"> </div>and unpaid interest up to, but excluding,<div style="display:inline-block;width:1px"> </div>the redemption </div><div id="a64084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">date. </div><div id="a64087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">Subsequent to the quarter ended July 31, 2026,<div style="display:inline-block;width:1px"> </div>on August 11, 2026, the Bank announced that it intends to exercise<div style="display:inline-block;width:1px"> </div>its right to redeem all of its outstanding </div><div id="a64143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">US$</div><div id="a64143_3_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:23px;top:80px;">1.5</div><div id="a64143_6_9" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:37px;top:80px;"><div style="display:inline-block;width:3px"> </div>billion </div><div id="a64143_15_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:68px;top:80px;">3.625</div><div id="a64143_20_132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:93px;top:80px;">% NVCC Subordinated Notes due 2031 on<div style="display:inline-block;width:1px"> </div>September 15, 2026, at a redemption<div style="display:inline-block;width:1px"> </div>price of par, plus accrued and unpaid interest up to, but </div><div id="a64195" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">excluding, the redemption date.</div></div> 1000000000 0.04208 0.01270 P60D P10D 382000000 350000000 0.03125 0.01048 P60D P10D 1250000000 0.04859 1 1500000000 0.03625 <div id="TextBlockContainer414" style="position:relative;line-height:normal;width:96px;height:13px;"><div id="a64216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 12: EQUITY</div></div><div id="TextBlockContainer416" style="position:relative;line-height:normal;width:733px;height:93px;"><div id="a64220" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">On June 11, 2026, the Bank issued $</div><div id="a64220_35_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:168px;top:0px;">1.25</div><div id="a64220_39_117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:188px;top:0px;"><div style="display:inline-block;width:3px"> </div>billion of NVCC Additional Tier 1 Limited<div style="display:inline-block;width:1px"> </div>Recourse Capital Notes Series 7 (Series<div style="display:inline-block;width:1px"> </div>7 LRCNs). The Series 7 LRCNs will </div><div id="a64222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">bear interest at a rate of </div><div id="a64222_27_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:113px;top:13px;">5.918</div><div id="a64222_32_140" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:138px;top:13px;"><div style="display:inline-block;width:3px"> </div>per cent annually, payable quarterly, for the initial period ending on, but excluding,<div style="display:inline-block;width:1px"> </div>July 31, 2031. Thereafter, the interest rate on the </div><div id="a64224" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">LRCNs will reset every </div><div id="a64224_23_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:108px;top:27px;">five years</div><div id="a64224_33_74" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:150px;top:27px;"><div style="display:inline-block;width:3px"> </div>at a rate equal to the prevailing 5-year Government<div style="display:inline-block;width:1px"> </div>of Canada Yield plus </div><div id="a64224_107_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:478px;top:27px;">2.85</div><div id="a64224_111_36" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:497px;top:27px;"><div style="display:inline-block;width:3px"> </div>per cent. The LRCNs will mature<div style="display:inline-block;width:1px"> </div>on </div><div id="a64224_147_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:661px;top:27px;">July 31, 2086</div><div id="a64224_160_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:720px;top:27px;">. </div><div id="a64227" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">Concurrently with the issuance of the LRCNs,<div style="display:inline-block;width:1px"> </div>the Bank issued </div><div id="a64227_61_9" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:282px;top:40px;">1,250,000</div><div id="a64227_70_84" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:327px;top:40px;"><div style="display:inline-block;width:3px"> </div>Non-Cumulative 5-Year Fixed Rate Reset NVCC Preferred Shares, Series<div style="display:inline-block;width:1px"> </div>34 (Preferred </div><div id="a64233" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Shares Series 34). The Preferred Shares<div style="display:inline-block;width:1px"> </div>Series 34 are eliminated on the Bank’s Consolidated<div style="display:inline-block;width:1px"> </div>Financial Statements. With prior approval of OSFI,<div style="display:inline-block;width:1px"> </div>the Bank may, </div><div id="a64235" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">at its option, redeem the notes on or after<div style="display:inline-block;width:1px"> </div>July 31, 2031, in whole or in part, at par<div style="display:inline-block;width:1px"> </div>plus accrued and unpaid interest on not more<div style="display:inline-block;width:1px"> </div>than </div><div id="a64235_137_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:593px;top:67px;">60</div><div id="a64235_139_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:67px;"><div style="display:inline-block;width:3px"> </div>nor less than </div><div id="a64235_154_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:667px;top:67px;">10</div><div id="a64235_156_7" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:67px;"><div style="display:inline-block;width:3px"> </div>days' </div><div id="a64237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">notice to holders.</div></div><div id="TextBlockContainer420" style="position:relative;line-height:normal;width:719px;height:26px;"><div id="div_418_XBRL_TS_27e4649fd5e843349b8f74daf00730db" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer419" style="position:relative;line-height:normal;width:719px;height:26px;"><div id="a64240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the changes<div style="display:inline-block;width:1px"> </div>to the shares and other equity instruments<div style="display:inline-block;width:1px"> </div>issued and outstanding,<div style="display:inline-block;width:2px"> </div>and treasury instruments held as at and<div style="display:inline-block;width:1px"> </div>for the </div><div id="a64253" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">three and nine months ended July 31, 2026 and<div style="display:inline-block;width:1px"> </div>July 31, 2025.</div></div></div></div><div id="TextBlockContainer424" style="position:relative;line-height:normal;width:729px;height:438px;"><div id="div_422_XBRL_TS_41356f5de4564775a8a62186f0876ec7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer423" style="position:relative;line-height:normal;width:729px;height:438px;"><div id="a64273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Shares and Other Equity Instruments<div style="display:inline-block;width:1px"> </div>Issued and Outstanding and Treasury Instruments<div style="display:inline-block;width:1px"> </div>Held </div><div id="a64276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(thousands of shares or other equity instruments </div><div id="a64293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:22px;">and millions of Canadian dollars) </div><div id="a64295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:356px;top:22px;">For the three months ended </div><div id="a64298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:597px;top:22px;">For the nine months ended </div><div id="a64301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:34px;"><div style="display:inline-block;width:3px"> </div></div><div id="a64303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:34px;">July 31, 2026 </div><div id="a64305" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:34px;">July 31, 2025 </div><div id="a64308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:34px;">July 31, 2026 </div><div id="a64310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:34px;">July 31, 2025 </div><div id="a64315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:45px;">Number </div><div id="a64319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:389px;top:45px;">Number </div><div id="a64324" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:45px;">Number </div><div id="a64328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:45px;">Number </div><div id="a64335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:55px;">of shares </div><div id="a64338" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:55px;">Amount </div><div id="a64340" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:384px;top:55px;">of shares </div><div id="a64343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:55px;">Amount </div><div id="a64346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:55px;">of shares </div><div id="a64349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:55px;">Amount </div><div id="a64351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:55px;">of shares </div><div id="a64354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:682px;top:55px;">Amount </div><div id="a64357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:67px;">Common Shares </div><div id="a64373" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:77px;">Balance as at beginning of period </div><div id="a64375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:77px;">1,652,420</div><div id="a64377" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:77px;">$ </div><div id="a64379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:77px;">24,309</div><div id="a64381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:77px;">1,722,791</div><div id="a64383" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:77px;">$ </div><div id="a64385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:77px;">25,136</div><div id="a64388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:77px;">1,689,496</div><div id="a64390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:77px;">$ </div><div id="a64392" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:77px;">24,727</div><div id="a64394" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:77px;">1,750,272</div><div id="a64396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:77px;">$ </div><div id="a64398" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:77px;">25,373</div><div id="a64401" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:89px;">Proceeds from shares issued on exercise </div><div id="a64418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:100px;">of stock options </div><div id="a64420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:100px;">580</div><div id="a64423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:351px;top:100px;">52</div><div id="a64425" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:100px;">852</div><div id="a64428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:100px;">62</div><div id="a64431" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:100px;">2,276</div><div id="a64434" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:582px;top:100px;">202</div><div id="a64436" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:100px;">1,797</div><div id="a64439" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:100px;">131</div><div id="a64442" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:111px;">Shares issued as a result of dividend </div><div id="a64459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:122px;">reinvestment plan </div><div id="a64461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:122px;">–</div><div id="a64464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:122px;">–</div><div id="a64466" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:122px;">–</div><div id="a64469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:122px;">–</div><div id="a64472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:122px;">–</div><div id="a64475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:122px;">–</div><div id="a64477" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:122px;">1,575</div><div id="a64480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:122px;">130</div><div id="a64483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:133px;">Purchase of shares for cancellation and other </div><div id="a64485" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:270px;top:133px;display:flex;">(14,489)</div><div id="a64488" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:133px;display:flex;">(212)</div><div id="a64490" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:133px;display:flex;">(15,530)</div><div id="a64493" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:456px;top:133px;display:flex;">(227)</div><div id="a64496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:133px;display:flex;">(53,261)</div><div id="a64499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:133px;display:flex;">(780)</div><div id="a64501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:133px;display:flex;">(45,531)</div><div id="a64504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:133px;display:flex;">(663)</div><div id="a64507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:145px;">Balance as at end of period – common shares </div><div id="a64512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:145px;">1,638,511</div><div id="a64514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:145px;">$ </div><div id="a64516" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:145px;">24,149</div><div id="a64518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:145px;">1,708,113</div><div id="a64520" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:145px;">$ </div><div id="a64522" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:145px;">24,971</div><div id="a64525" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:145px;">1,638,511</div><div id="a64527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:145px;">$ </div><div id="a64529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:145px;">24,149</div><div id="a64531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:145px;">1,708,113</div><div id="a64533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:145px;">$ </div><div id="a64535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:145px;">24,971</div><div id="a64538" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:157px;">Preferred Shares and Other Equity Instruments </div><div id="a64554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:7px;top:168px;">Preferred Shares – Class A </div><div id="a64573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:179px;">Balance as at beginning of period </div><div id="a64575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:179px;">49,650</div><div id="a64577" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:179px;">$ </div><div id="a64579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:179px;">2,850</div><div id="a64581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:179px;">71,650</div><div id="a64583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:179px;">$ </div><div id="a64585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:179px;">3,400</div><div id="a64588" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:179px;">49,650</div><div id="a64590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:179px;">$ </div><div id="a64592" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:179px;">2,850</div><div id="a64594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:179px;">91,650</div><div id="a64596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:179px;">$ </div><div id="a64598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:179px;">3,900</div><div id="a64601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:191px;">Redemption of shares </div><div id="a64603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:191px;">–</div><div id="a64606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:191px;">–</div><div id="a64608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:191px;display:flex;">(14,000)</div><div id="a64611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:456px;top:191px;display:flex;">(350)</div><div id="a64614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:191px;">–</div><div id="a64617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:191px;">–</div><div id="a64619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:191px;display:flex;">(34,000)</div><div id="a64622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:191px;display:flex;">(850)</div><div id="a64625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:203px;">Balance as at end of period </div><div id="a64627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:203px;">49,650</div><div id="a64629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:203px;">$ </div><div id="a64631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:203px;">2,850</div><div id="a64633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:203px;">57,650</div><div id="a64635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:203px;">$ </div><div id="a64637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:203px;">3,050</div><div id="a64640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:203px;">49,650</div><div id="a64642" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:203px;">$ </div><div id="a64644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:203px;">2,850</div><div id="a64646" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:203px;">57,650</div><div id="a64648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:203px;">$ </div><div id="a64650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:203px;">3,050</div><div id="a64653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:7px;top:215px;">Other Equity Instruments</div><div id="a64654" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:127px;top:214px;">1</div><div id="a64670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:226px;">Balance as at beginning of period </div><div id="a64672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:226px;">7,251</div><div id="a64674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:226px;">$ </div><div id="a64676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:226px;">8,775</div><div id="a64678" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:226px;">6,501</div><div id="a64680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:226px;">$ </div><div id="a64682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:226px;">7,738</div><div id="a64685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:226px;">7,251</div><div id="a64687" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:226px;">$ </div><div id="a64689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:226px;">8,775</div><div id="a64691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:226px;">5,751</div><div id="a64693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:226px;">$ </div><div id="a64695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:226px;">6,988</div><div id="a64698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:238px;">Issue of limited recourse capital notes </div><div id="a64700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:238px;">1,250</div><div id="a64703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:238px;">1,250</div><div id="a64705" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:238px;">–</div><div id="a64708" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:238px;">–</div><div id="a64711" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:238px;">1,250</div><div id="a64714" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:238px;">1,250</div><div id="a64716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:238px;">750</div><div id="a64719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:238px;">750</div><div id="a64722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:250px;">Balance as at end of period </div><div id="a64724" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:250px;">8,501</div><div id="a64726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:250px;">$ </div><div id="a64728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:250px;">10,025</div><div id="a64730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:250px;">6,501</div><div id="a64732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:250px;">$ </div><div id="a64734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:250px;">7,738</div><div id="a64737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:250px;">8,501</div><div id="a64739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:250px;">$ </div><div id="a64741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:250px;">10,025</div><div id="a64743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:250px;">6,501</div><div id="a64745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:250px;">$ </div><div id="a64747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:250px;">7,738</div><div id="a64750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:262px;">Balance as at end of period – preferred<div style="display:inline-block;width:1px"> </div>shares </div><div id="a64770" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:272px;">and other equity instruments </div><div id="a64772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:272px;">58,151</div><div id="a64774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:272px;">$ </div><div id="a64776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:272px;">12,875</div><div id="a64778" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:272px;">64,151</div><div id="a64780" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:272px;">$ </div><div id="a64782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:272px;">10,788</div><div id="a64785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:272px;">58,151</div><div id="a64787" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:272px;">$ </div><div id="a64789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:272px;">12,875</div><div id="a64791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:272px;">64,151</div><div id="a64793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:272px;">$ </div><div id="a64795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:272px;">10,788</div><div id="a64798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:285px;">Treasury – common shares</div><div id="a64802" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:137px;top:285px;">2</div><div id="a64818" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:296px;">Balance as at beginning of period </div><div id="a64820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:296px;">369</div><div id="a64822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:296px;">$ </div><div id="a64824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:296px;display:flex;">(60)</div><div id="a64826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:296px;">313</div><div id="a64828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:296px;">$ </div><div id="a64830" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:296px;display:flex;">(26)</div><div id="a64833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:296px;">–</div><div id="a64835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:296px;">$ </div><div id="a64837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:296px;">–</div><div id="a64839" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:296px;">213</div><div id="a64841" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:296px;">$ </div><div id="a64843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:296px;display:flex;">(17)</div><div id="a64846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:308px;">Purchase of shares<div style="display:inline-block;width:2px"> </div></div><div id="a64848" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:308px;">18,436</div><div id="a64851" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:330px;top:308px;display:flex;">(2,949)</div><div id="a64853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:308px;">33,496</div><div id="a64856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:447px;top:308px;display:flex;">(3,222)</div><div id="a64859" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:308px;">67,352</div><div id="a64862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:308px;display:flex;">(9,162)</div><div id="a64864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:308px;">112,437</div><div id="a64867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:308px;display:flex;">(9,606)</div><div id="a64870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:319px;">Sale of shares </div><div id="a64872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:270px;top:319px;display:flex;">(18,691)</div><div id="a64875" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:319px;">2,990</div><div id="a64877" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:319px;display:flex;">(32,900)</div><div id="a64880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:319px;">3,156</div><div id="a64883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:319px;display:flex;">(67,238)</div><div id="a64886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:319px;">9,143</div><div id="a64888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:319px;display:flex;">(111,741)</div><div id="a64891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:319px;">9,531</div><div id="a64894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:331px;">Balance as at end of period – treasury </div><div id="a64914" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:342px;">– common shares </div><div id="a64918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:342px;">114</div><div id="a64920" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:342px;">$ </div><div id="a64922" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:342px;display:flex;">(19)</div><div id="a64924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:342px;">909</div><div id="a64926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:342px;">$ </div><div id="a64928" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:342px;display:flex;">(92)</div><div id="a64931" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:528px;top:342px;">114</div><div id="a64933" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:342px;">$ </div><div id="a64935" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:342px;display:flex;">(19)</div><div id="a64937" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:342px;">909</div><div id="a64939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:342px;">$ </div><div id="a64941" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:342px;display:flex;">(92)</div><div id="a64944" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:355px;">Treasury – preferred shares and </div><div id="a64964" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:366px;">other equity instruments</div><div id="a64965" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:132px;top:366px;">2</div><div id="a64981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:378px;">Balance as at beginning of period </div><div id="a64983" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:378px;">25</div><div id="a64985" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:378px;">$ </div><div id="a64987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:378px;display:flex;">(14)</div><div id="a64989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:378px;">141</div><div id="a64991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:378px;">$ </div><div id="a64993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:378px;display:flex;">(28)</div><div id="a64996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:534px;top:378px;">29</div><div id="a64998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:378px;">$ </div><div id="a65000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:587px;top:378px;display:flex;">(4)</div><div id="a65002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:378px;">163</div><div id="a65004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:378px;">$ </div><div id="a65006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:378px;display:flex;">(18)</div><div id="a65009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:390px;">Purchase of shares and other equity instruments<div style="display:inline-block;width:1px"> </div></div><div id="a65011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:390px;">1,671</div><div id="a65014" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:330px;top:390px;display:flex;">(2,022)</div><div id="a65016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:390px;">705</div><div id="a65019" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:390px;display:flex;">(73)</div><div id="a65022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:390px;">2,240</div><div id="a65025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:390px;display:flex;">(2,537)</div><div id="a65027" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:390px;">4,147</div><div id="a65030" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:390px;display:flex;">(1,460)</div><div id="a65033" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:401px;">Sale of shares and other equity instruments </div><div id="a65035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:401px;display:flex;">(1,595)</div><div id="a65038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:401px;">1,990</div><div id="a65040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:402px;top:401px;display:flex;">(779)</div><div id="a65043" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:401px;">99</div><div id="a65046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:513px;top:401px;display:flex;">(2,168)</div><div id="a65049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:401px;">2,495</div><div id="a65051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:401px;display:flex;">(4,243)</div><div id="a65054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:401px;">1,476</div><div id="a65057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:414px;">Balance as at end of period – treasury </div><div id="a65077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:425px;">– preferred shares and other equity<div style="display:inline-block;width:1px"> </div>instruments </div><div id="a65081" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:425px;">101</div><div id="a65083" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:425px;">$ </div><div id="a65085" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:425px;display:flex;">(46)</div><div id="a65087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:425px;">67</div><div id="a65089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:425px;">$ </div><div id="a65091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:467px;top:425px;display:flex;">(2)</div><div id="a65094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:528px;top:425px;">101</div><div id="a65096" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:425px;">$ </div><div id="a65098" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:425px;display:flex;">(46)</div><div id="a65100" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:425px;">67</div><div id="a65102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:425px;">$ </div><div id="a65104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:704px;top:425px;display:flex;">(2)</div></div></div></div><div id="TextBlockContainer427" style="position:relative;line-height:normal;width:698px;height:32px;"><div id="a65108_1_90" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For Other Equity Instruments, the number of shares represents the number of notes issued. </div><div id="a65137" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a65138" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>When the Bank purchases its own equity instruments as part of its trading business, they are classified as treasury<div style="display:inline-block;width:4px"> </div>instruments and the cost of these instruments is recorded as a </div><div id="a65199" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">reduction in equity.</div></div><div id="TextBlockContainer430" style="position:relative;line-height:normal;width:716px;height:39px;"><div id="a65218" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">DIVIDENDS </div><div id="a65220" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On August 26, 2026, the Board approved a<div style="display:inline-block;width:1px"> </div>dividend in an amount of one dollar and<div style="display:inline-block;width:1px"> </div>twelve cents ($</div><div id="a65220_96_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:442px;top:13px;">1.12</div><div id="a65220_100_58" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:462px;top:13px;">) per fully paid common share in the<div style="display:inline-block;width:1px"> </div>capital stock of the </div><div id="a65284" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">Bank for the quarter ending October 31, 2026,<div style="display:inline-block;width:1px"> </div>payable on and after October 31, 2026,<div style="display:inline-block;width:1px"> </div>to shareholders of record at the close<div style="display:inline-block;width:1px"> </div>of business on October 9, 2026.</div></div><div id="TextBlockContainer432" style="position:relative;line-height:normal;width:730px;height:119px;"><div id="a65346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">DIVIDEND REINVESTMENT PLAN </div><div id="a65348" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Bank offers a Dividend Reinvestment Plan<div style="display:inline-block;width:1px"> </div>(DRIP) for its common shareholders.<div style="display:inline-block;width:1px"> </div>Participation in the plan is optional and<div style="display:inline-block;width:1px"> </div>under the terms of the plan, cash </div><div id="a65400" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">dividends on common shares are used<div style="display:inline-block;width:1px"> </div>to purchase additional common shares. At<div style="display:inline-block;width:1px"> </div>the option of the Bank, the common shares<div style="display:inline-block;width:1px"> </div>may be issued from treasury at an </div><div id="a65454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">average market price based on the last five<div style="display:inline-block;width:1px"> </div>trading days before the date of the dividend<div style="display:inline-block;width:1px"> </div>payment, with a discount of between </div><div id="a65454_125_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:40px;">0</div><div id="a65454_126_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:563px;top:40px;">% to </div><div id="a65454_131_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:586px;top:40px;">5</div><div id="a65454_132_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:592px;top:40px;">% at the Bank’s discretion or </div><div id="a65515" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">purchased from the open market at market<div style="display:inline-block;width:1px"> </div>prices. </div><div id="a65531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:67px;">During the three and nine months ended July<div style="display:inline-block;width:1px"> </div>31, 2026, the Bank satisfied the DRIP requirements<div style="display:inline-block;width:1px"> </div>through open market common share purchases.<div style="display:inline-block;width:1px"> </div>During the </div><div id="a65580" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">three months ended July 31,<div style="display:inline-block;width:2px"> </div>2025, the Bank satisfied the DRIP requirements<div style="display:inline-block;width:1px"> </div>through open market common share purchases.<div style="display:inline-block;width:1px"> </div>During the nine months ended </div><div id="a65627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">July 31, 2025, the Bank satisfied the DRIP requirements<div style="display:inline-block;width:1px"> </div>through common shares issued from treasury<div style="display:inline-block;width:1px"> </div>with </div><div id="a65627_104_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:93px;">no</div><div id="a65627_106_53" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:491px;top:93px;"><div style="display:inline-block;width:3px"> </div>discount for the first three months and open<div style="display:inline-block;width:1px"> </div>market </div><div id="a65680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">common share purchases in the last<div style="display:inline-block;width:1px"> </div>six months.</div></div><div id="TextBlockContainer434" style="position:relative;line-height:normal;width:734px;height:146px;"><div id="a65697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NORMAL COURSE ISSUER BID </div><div id="a65706" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">On February 24, 2025, the Bank announced<div style="display:inline-block;width:1px"> </div>that the Toronto Stock Exchange (TSX) and OSFI had approved a normal course<div style="display:inline-block;width:1px"> </div>issuer bid (2025 NCIB) to purchase </div><div id="a65715" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">for cancellation up to </div><div id="a65715_23_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:27px;">100</div><div id="a65715_26_41" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:116px;top:27px;"><div style="display:inline-block;width:3px"> </div>million of its common shares for up to $</div><div id="a65715_67_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:292px;top:27px;">8</div><div id="a65715_68_91" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:298px;top:27px;"><div style="display:inline-block;width:3px"> </div>billion. The Bank completed its 2025<div style="display:inline-block;width:1px"> </div>NCIB in January 2026, under which it repurchased<div style="display:inline-block;width:1px"> </div>and </div><div id="a65720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">cancelled $</div><div id="a65720_11_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:54px;top:40px;">8</div><div id="a65720_12_32" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:60px;top:40px;"><div style="display:inline-block;width:3px"> </div>billion of its common shares.<div style="display:inline-block;width:2px"> </div></div><div id="a65726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:53px;">On January 16, 2026, the Bank announced<div style="display:inline-block;width:1px"> </div>that the TSX and OSFI have approved<div style="display:inline-block;width:1px"> </div>the Bank’s new normal course issuer bid (2026<div style="display:inline-block;width:1px"> </div>NCIB) to repurchase for </div><div id="a65737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">cancellation up to $</div><div id="a65737_20_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:90px;top:67px;">7</div><div id="a65737_21_45" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:96px;top:67px;"><div style="display:inline-block;width:3px"> </div>billion of its common shares, not<div style="display:inline-block;width:1px"> </div>to exceed </div><div id="a65737_66_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:290px;top:67px;">61</div><div id="a65737_68_88" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:301px;top:67px;"><div style="display:inline-block;width:3px"> </div>million common shares. The 2026 NCIB<div style="display:inline-block;width:1px"> </div>commenced on January 20, 2026, and will<div style="display:inline-block;width:1px"> </div>terminate </div><div id="a65739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">on (A) the earliest to occur of: (i) January 15,<div style="display:inline-block;width:1px"> </div>2027; (ii) the date on which the aggregate<div style="display:inline-block;width:1px"> </div>purchase cost of common shares purchased<div style="display:inline-block;width:1px"> </div>equals $</div><div id="a65739_141_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:629px;top:80px;">7</div><div id="a65739_142_24" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:635px;top:80px;"><div style="display:inline-block;width:3px"> </div>billion; and (iii) the </div><div id="a65741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">date on which the maximum number of<div style="display:inline-block;width:1px"> </div>common shares purchasable is reached; or (B)<div style="display:inline-block;width:1px"> </div>such earlier date as the Bank may determine.<div style="display:inline-block;width:1px"> </div>From the commencement of </div><div id="a65743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">the 2026 NCIB on January 20, 2026, to July 31,<div style="display:inline-block;width:1px"> </div>2026, the Bank repurchased </div><div id="a65743_74_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:346px;top:107px;">37.7</div><div id="a65743_78_59" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:365px;top:107px;"><div style="display:inline-block;width:3px"> </div>million shares under the program, at an average<div style="display:inline-block;width:1px"> </div>price of $</div><div id="a65743_137_6" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:107px;">143.31</div><div id="a65743_143_17" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:656px;top:107px;"><div style="display:inline-block;width:3px"> </div>per share for a </div><div id="a65752" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">total amount of $</div><div id="a65752_17_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:78px;top:120px;">5.4</div><div id="a65752_20_104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:92px;top:120px;"><div style="display:inline-block;width:3px"> </div>billion. During the three months ended<div style="display:inline-block;width:1px"> </div>July 31, 2026, the Bank repurchased and<div style="display:inline-block;width:1px"> </div>cancelled approximately </div><div id="a65752_124_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:562px;top:120px;">14.5</div><div id="a65752_128_31" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:582px;top:120px;"><div style="display:inline-block;width:3px"> </div>million shares under the 2026 </div><div id="a65763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">NCIB program, for a total of $</div><div id="a65763_30_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:134px;top:133px;">2.4</div><div id="a65763_33_9" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:148px;top:133px;"><div style="display:inline-block;width:3px"> </div>billion.</div></div> 1250000000 0.05918 P5Y 0.0285 2086-07-31 1250000 P60D P10D <div id="TextBlockContainer419" style="position:relative;line-height:normal;width:719px;height:26px;"><div id="a64240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the changes<div style="display:inline-block;width:1px"> </div>to the shares and other equity instruments<div style="display:inline-block;width:1px"> </div>issued and outstanding,<div style="display:inline-block;width:2px"> </div>and treasury instruments held as at and<div style="display:inline-block;width:1px"> </div>for the </div><div id="a64253" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">three and nine months ended July 31, 2026 and<div style="display:inline-block;width:1px"> </div>July 31, 2025.</div></div><div id="TextBlockContainer423" style="position:relative;line-height:normal;width:729px;height:438px;"><div id="a64273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Shares and Other Equity Instruments<div style="display:inline-block;width:1px"> </div>Issued and Outstanding and Treasury Instruments<div style="display:inline-block;width:1px"> </div>Held </div><div id="a64276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:12px;">(thousands of shares or other equity instruments </div><div id="a64293" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:22px;">and millions of Canadian dollars) </div><div id="a64295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:356px;top:22px;">For the three months ended </div><div id="a64298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:597px;top:22px;">For the nine months ended </div><div id="a64301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:34px;"><div style="display:inline-block;width:3px"> </div></div><div id="a64303" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:300px;top:34px;">July 31, 2026 </div><div id="a64305" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:34px;">July 31, 2025 </div><div id="a64308" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:537px;top:34px;">July 31, 2026 </div><div id="a64310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:657px;top:34px;">July 31, 2025 </div><div id="a64315" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:45px;">Number </div><div id="a64319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:389px;top:45px;">Number </div><div id="a64324" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:507px;top:45px;">Number </div><div id="a64328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:627px;top:45px;">Number </div><div id="a64335" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:55px;">of shares </div><div id="a64338" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:324px;top:55px;">Amount </div><div id="a64340" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:384px;top:55px;">of shares </div><div id="a64343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:445px;top:55px;">Amount </div><div id="a64346" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:55px;">of shares </div><div id="a64349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:561px;top:55px;">Amount </div><div id="a64351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:621px;top:55px;">of shares </div><div id="a64354" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:682px;top:55px;">Amount </div><div id="a64357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:67px;">Common Shares </div><div id="a64373" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:77px;">Balance as at beginning of period </div><div id="a64375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:77px;">1,652,420</div><div id="a64377" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:77px;">$ </div><div id="a64379" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:77px;">24,309</div><div id="a64381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:77px;">1,722,791</div><div id="a64383" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:77px;">$ </div><div id="a64385" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:77px;">25,136</div><div id="a64388" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:77px;">1,689,496</div><div id="a64390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:77px;">$ </div><div id="a64392" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:77px;">24,727</div><div id="a64394" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:77px;">1,750,272</div><div id="a64396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:77px;">$ </div><div id="a64398" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:77px;">25,373</div><div id="a64401" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:89px;">Proceeds from shares issued on exercise </div><div id="a64418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:100px;">of stock options </div><div id="a64420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:100px;">580</div><div id="a64423" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:351px;top:100px;">52</div><div id="a64425" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:100px;">852</div><div id="a64428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:100px;">62</div><div id="a64431" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:100px;">2,276</div><div id="a64434" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:582px;top:100px;">202</div><div id="a64436" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:100px;">1,797</div><div id="a64439" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:100px;">131</div><div id="a64442" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:111px;">Shares issued as a result of dividend </div><div id="a64459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:122px;">reinvestment plan </div><div id="a64461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:122px;">–</div><div id="a64464" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:122px;">–</div><div id="a64466" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:122px;">–</div><div id="a64469" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:122px;">–</div><div id="a64472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:122px;">–</div><div id="a64475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:122px;">–</div><div id="a64477" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:122px;">1,575</div><div id="a64480" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:122px;">130</div><div id="a64483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:133px;">Purchase of shares for cancellation and other </div><div id="a64485" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:270px;top:133px;display:flex;">(14,489)</div><div id="a64488" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:133px;display:flex;">(212)</div><div id="a64490" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:133px;display:flex;">(15,530)</div><div id="a64493" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:456px;top:133px;display:flex;">(227)</div><div id="a64496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:133px;display:flex;">(53,261)</div><div id="a64499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:133px;display:flex;">(780)</div><div id="a64501" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:133px;display:flex;">(45,531)</div><div id="a64504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:133px;display:flex;">(663)</div><div id="a64507" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:145px;">Balance as at end of period – common shares </div><div id="a64512" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:263px;top:145px;">1,638,511</div><div id="a64514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:145px;">$ </div><div id="a64516" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:145px;">24,149</div><div id="a64518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:145px;">1,708,113</div><div id="a64520" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:145px;">$ </div><div id="a64522" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:145px;">24,971</div><div id="a64525" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:145px;">1,638,511</div><div id="a64527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:145px;">$ </div><div id="a64529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:145px;">24,149</div><div id="a64531" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:618px;top:145px;">1,708,113</div><div id="a64533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:145px;">$ </div><div id="a64535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:145px;">24,971</div><div id="a64538" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:157px;">Preferred Shares and Other Equity Instruments </div><div id="a64554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:7px;top:168px;">Preferred Shares – Class A </div><div id="a64573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:179px;">Balance as at beginning of period </div><div id="a64575" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:179px;">49,650</div><div id="a64577" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:179px;">$ </div><div id="a64579" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:179px;">2,850</div><div id="a64581" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:179px;">71,650</div><div id="a64583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:179px;">$ </div><div id="a64585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:179px;">3,400</div><div id="a64588" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:179px;">49,650</div><div id="a64590" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:179px;">$ </div><div id="a64592" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:179px;">2,850</div><div id="a64594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:179px;">91,650</div><div id="a64596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:179px;">$ </div><div id="a64598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:179px;">3,900</div><div id="a64601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:191px;">Redemption of shares </div><div id="a64603" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:301px;top:191px;">–</div><div id="a64606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:191px;">–</div><div id="a64608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:191px;display:flex;">(14,000)</div><div id="a64611" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:456px;top:191px;display:flex;">(350)</div><div id="a64614" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:191px;">–</div><div id="a64617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:191px;">–</div><div id="a64619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:625px;top:191px;display:flex;">(34,000)</div><div id="a64622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:191px;display:flex;">(850)</div><div id="a64625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:203px;">Balance as at end of period </div><div id="a64627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:203px;">49,650</div><div id="a64629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:203px;">$ </div><div id="a64631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:203px;">2,850</div><div id="a64633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:203px;">57,650</div><div id="a64635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:203px;">$ </div><div id="a64637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:203px;">3,050</div><div id="a64640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:203px;">49,650</div><div id="a64642" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:203px;">$ </div><div id="a64644" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:203px;">2,850</div><div id="a64646" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:203px;">57,650</div><div id="a64648" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:203px;">$ </div><div id="a64650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:203px;">3,050</div><div id="a64653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:7px;top:215px;">Other Equity Instruments</div><div id="a64654" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:127px;top:214px;">1</div><div id="a64670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:226px;">Balance as at beginning of period </div><div id="a64672" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:226px;">7,251</div><div id="a64674" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:226px;">$ </div><div id="a64676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:226px;">8,775</div><div id="a64678" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:226px;">6,501</div><div id="a64680" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:226px;">$ </div><div id="a64682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:226px;">7,738</div><div id="a64685" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:226px;">7,251</div><div id="a64687" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:226px;">$ </div><div id="a64689" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:226px;">8,775</div><div id="a64691" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:226px;">5,751</div><div id="a64693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:226px;">$ </div><div id="a64695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:226px;">6,988</div><div id="a64698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:238px;">Issue of limited recourse capital notes </div><div id="a64700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:238px;">1,250</div><div id="a64703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:238px;">1,250</div><div id="a64705" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:419px;top:238px;">–</div><div id="a64708" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:473px;top:238px;">–</div><div id="a64711" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:238px;">1,250</div><div id="a64714" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:238px;">1,250</div><div id="a64716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:238px;">750</div><div id="a64719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:699px;top:238px;">750</div><div id="a64722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:250px;">Balance as at end of period </div><div id="a64724" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:250px;">8,501</div><div id="a64726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:250px;">$ </div><div id="a64728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:250px;">10,025</div><div id="a64730" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:400px;top:250px;">6,501</div><div id="a64732" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:250px;">$ </div><div id="a64734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:250px;">7,738</div><div id="a64737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:250px;">8,501</div><div id="a64739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:250px;">$ </div><div id="a64741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:250px;">10,025</div><div id="a64743" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:250px;">6,501</div><div id="a64745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:250px;">$ </div><div id="a64747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:250px;">7,738</div><div id="a64750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:262px;">Balance as at end of period – preferred<div style="display:inline-block;width:1px"> </div>shares </div><div id="a64770" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:272px;">and other equity instruments </div><div id="a64772" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:272px;">58,151</div><div id="a64774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:272px;">$ </div><div id="a64776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:331px;top:272px;">12,875</div><div id="a64778" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:272px;">64,151</div><div id="a64780" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:272px;">$ </div><div id="a64782" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:448px;top:272px;">10,788</div><div id="a64785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:272px;">58,151</div><div id="a64787" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:272px;">$ </div><div id="a64789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:272px;">12,875</div><div id="a64791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:632px;top:272px;">64,151</div><div id="a64793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:272px;">$ </div><div id="a64795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:685px;top:272px;">10,788</div><div id="a64798" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:285px;">Treasury – common shares</div><div id="a64802" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:137px;top:285px;">2</div><div id="a64818" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:296px;">Balance as at beginning of period </div><div id="a64820" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:296px;">369</div><div id="a64822" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:296px;">$ </div><div id="a64824" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:296px;display:flex;">(60)</div><div id="a64826" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:296px;">313</div><div id="a64828" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:296px;">$ </div><div id="a64830" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:296px;display:flex;">(26)</div><div id="a64833" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:296px;">–</div><div id="a64835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:296px;">$ </div><div id="a64837" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:593px;top:296px;">–</div><div id="a64839" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:296px;">213</div><div id="a64841" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:296px;">$ </div><div id="a64843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:296px;display:flex;">(17)</div><div id="a64846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:308px;">Purchase of shares<div style="display:inline-block;width:2px"> </div></div><div id="a64848" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:308px;">18,436</div><div id="a64851" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:330px;top:308px;display:flex;">(2,949)</div><div id="a64853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:394px;top:308px;">33,496</div><div id="a64856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:447px;top:308px;display:flex;">(3,222)</div><div id="a64859" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:514px;top:308px;">67,352</div><div id="a64862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:308px;display:flex;">(9,162)</div><div id="a64864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:626px;top:308px;">112,437</div><div id="a64867" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:308px;display:flex;">(9,606)</div><div id="a64870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:319px;">Sale of shares </div><div id="a64872" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:270px;top:319px;display:flex;">(18,691)</div><div id="a64875" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:319px;">2,990</div><div id="a64877" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:388px;top:319px;display:flex;">(32,900)</div><div id="a64880" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:454px;top:319px;">3,156</div><div id="a64883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:319px;display:flex;">(67,238)</div><div id="a64886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:319px;">9,143</div><div id="a64888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:319px;display:flex;">(111,741)</div><div id="a64891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:319px;">9,531</div><div id="a64894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:331px;">Balance as at end of period – treasury </div><div id="a64914" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:342px;">– common shares </div><div id="a64918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:342px;">114</div><div id="a64920" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:342px;">$ </div><div id="a64922" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:342px;display:flex;">(19)</div><div id="a64924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:342px;">909</div><div id="a64926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:342px;">$ </div><div id="a64928" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:342px;display:flex;">(92)</div><div id="a64931" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:528px;top:342px;">114</div><div id="a64933" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:342px;">$ </div><div id="a64935" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:342px;display:flex;">(19)</div><div id="a64937" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:342px;">909</div><div id="a64939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:342px;">$ </div><div id="a64941" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:342px;display:flex;">(92)</div><div id="a64944" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:355px;">Treasury – preferred shares and </div><div id="a64964" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:366px;">other equity instruments</div><div id="a64965" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:132px;top:366px;">2</div><div id="a64981" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:378px;">Balance as at beginning of period </div><div id="a64983" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:296px;top:378px;">25</div><div id="a64985" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:378px;">$ </div><div id="a64987" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:378px;display:flex;">(14)</div><div id="a64989" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:378px;">141</div><div id="a64991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:378px;">$ </div><div id="a64993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:378px;display:flex;">(28)</div><div id="a64996" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:534px;top:378px;">29</div><div id="a64998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:378px;">$ </div><div id="a65000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:587px;top:378px;display:flex;">(4)</div><div id="a65002" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:645px;top:378px;">163</div><div id="a65004" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:378px;">$ </div><div id="a65006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:378px;display:flex;">(18)</div><div id="a65009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:390px;">Purchase of shares and other equity instruments<div style="display:inline-block;width:1px"> </div></div><div id="a65011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:282px;top:390px;">1,671</div><div id="a65014" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:330px;top:390px;display:flex;">(2,022)</div><div id="a65016" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:390px;">705</div><div id="a65019" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:461px;top:390px;display:flex;">(73)</div><div id="a65022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:520px;top:390px;">2,240</div><div id="a65025" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:567px;top:390px;display:flex;">(2,537)</div><div id="a65027" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:390px;">4,147</div><div id="a65030" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:684px;top:390px;display:flex;">(1,460)</div><div id="a65033" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:401px;">Sale of shares and other equity instruments </div><div id="a65035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:275px;top:401px;display:flex;">(1,595)</div><div id="a65038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:401px;">1,990</div><div id="a65040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:402px;top:401px;display:flex;">(779)</div><div id="a65043" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:468px;top:401px;">99</div><div id="a65046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:513px;top:401px;display:flex;">(2,168)</div><div id="a65049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:401px;">2,495</div><div id="a65051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:630px;top:401px;display:flex;">(4,243)</div><div id="a65054" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:691px;top:401px;">1,476</div><div id="a65057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:414px;">Balance as at end of period – treasury </div><div id="a65077" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:15px;top:425px;">– preferred shares and other equity<div style="display:inline-block;width:1px"> </div>instruments </div><div id="a65081" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:290px;top:425px;">101</div><div id="a65083" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:313px;top:425px;">$ </div><div id="a65085" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:425px;display:flex;">(46)</div><div id="a65087" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:425px;">67</div><div id="a65089" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:431px;top:425px;">$ </div><div id="a65091" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:467px;top:425px;display:flex;">(2)</div><div id="a65094" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:528px;top:425px;">101</div><div id="a65096" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:425px;">$ </div><div id="a65098" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:581px;top:425px;display:flex;">(46)</div><div id="a65100" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:425px;">67</div><div id="a65102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:668px;top:425px;">$ </div><div id="a65104" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:704px;top:425px;display:flex;">(2)</div></div><div id="TextBlockContainer428" style="position:relative;line-height:normal;width:698px;height:32px;"><div id="div_426_XBRL_TS_fc2eae4c877a4ad6821331fd392abb6b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer427" style="position:relative;line-height:normal;width:698px;height:32px;"><div id="a65108_1_90" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">For Other Equity Instruments, the number of shares represents the number of notes issued. </div><div id="a65137" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a65138" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>When the Bank purchases its own equity instruments as part of its trading business, they are classified as treasury<div style="display:inline-block;width:4px"> </div>instruments and the cost of these instruments is recorded as a </div><div id="a65199" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">reduction in equity.</div></div></div></div> 1652420000 24309000000 1722791000 25136000000 1689496000 24727000000 1750272000 25373000000 580000 52000000 852000 62000000 2276000 202000000 1797000 131000000 0 0 0 0 0 0 1575000 130000000 14489000 212000000 15530000 227000000 53261000 780000000 45531000 663000000 1638511000 24149000000 1708113000 24971000000 1638511000 24149000000 1708113000 24971000000 49650000 2850000000 71650000 3400000000 49650000 2850000000 91650000 3900000000 0 0 14000000 350000000 0 0 34000000 850000000 49650000 2850000000 57650000 3050000000 49650000 2850000000 57650000 3050000000 7251000 8775000000 6501000 7738000000 7251000 8775000000 5751000 6988000000 1250000 1250000000 0 0 1250000 1250000000 750000 750000000 8501000 10025000000 6501000 7738000000 8501000 10025000000 6501000 7738000000 58151000 12875000000 64151000 10788000000 58151000 12875000000 64151000 10788000000 369000 -60000000 313000 -26000000 0 0 213000 -17000000 18436000 2949000000 33496000 3222000000 67352000 9162000000 112437000 9606000000 18691000 2990000000 32900000 3156000000 67238000 9143000000 111741000 9531000000 114000 -19000000 909000 -92000000 114000 -19000000 909000 -92000000 25000 -14000000 141000 -28000000 29000 -4000000 163000 -18000000 1671000 2022000000 705000 73000000 2240000 2537000000 4147000 1460000000 1595000 1990000000 779000 99000000 2168000 2495000000 4243000 1476000000 101000 -46000000 67000 -2000000 101000 -46000000 67000 -2000000 1.12 0 0.05 0 100000000 8000000000 8000000000 7000000000 61000000 7000000000 37700000 143.31 5400000000 14500000 2400000000 <div id="TextBlockContainer436" style="position:relative;line-height:normal;width:217px;height:13px;"><div id="a65770" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 13: SHARE-BASED COMPENSATION</div></div><div id="TextBlockContainer440" style="position:relative;line-height:normal;width:733px;height:79px;"><div id="a65776" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">For the three and nine months ended July<div style="display:inline-block;width:1px"> </div>31, 2026, the Bank recognized compensation<div style="display:inline-block;width:1px"> </div>expense for stock option awards of $</div><div id="a65776_120_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:558px;top:0px;">7.3</div><div id="a65776_123_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:572px;top:0px;"><div style="display:inline-block;width:3px"> </div>million and $</div><div id="a65776_137_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:631px;top:0px;">25.7</div><div id="a65776_141_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:651px;top:0px;"><div style="display:inline-block;width:3px"> </div>million, </div><div id="a65831" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">respectively (three and nine months ended<div style="display:inline-block;width:1px"> </div>July 31, 2025 – $</div><div id="a65831_59_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:272px;top:13px;">6.4</div><div id="a65831_62_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:286px;top:13px;"><div style="display:inline-block;width:3px"> </div>million and $</div><div id="a65831_76_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:345px;top:13px;">16.5</div><div id="a65831_80_73" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:364px;top:13px;"><div style="display:inline-block;width:3px"> </div>million, respectively). During the three<div style="display:inline-block;width:1px"> </div>months ended July 31, 2026 and </div><div id="a65894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">July 31, 2025, </div><div id="a65894_15_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:69px;top:27px;-sec-ix-hidden:ID_3242;">nil</div><div id="a65894_18_85" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:79px;top:27px;"><div style="display:inline-block;width:3px"> </div>stock options were granted by the Bank.<div style="display:inline-block;width:1px"> </div>During the nine months ended July 31, 2026, </div><div id="a65894_103_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:464px;top:27px;">1.6</div><div id="a65894_106_44" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:478px;top:27px;"><div style="display:inline-block;width:3px"> </div>million (nine months ended July 31, 2025 – </div><div id="a65894_150_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:674px;top:27px;">2.0</div><div id="a65894_153_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:688px;top:27px;"><div style="display:inline-block;width:3px"> </div>million) </div><div id="a65964" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">stock options were granted by the Bank at<div style="display:inline-block;width:1px"> </div>a weighted-average fair value of $</div><div id="a65964_76_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:344px;top:40px;">21.89</div><div id="a65964_81_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:369px;top:40px;"><div style="display:inline-block;width:3px"> </div>per option (July 31, 2025 – $</div><div id="a65964_111_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:498px;top:40px;">12.80</div><div id="a65964_116_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:523px;top:40px;"><div style="display:inline-block;width:3px"> </div>per option). </div><div id="div_438_XBRL_TS_81974ef46e4a4b5ab1aecef9274fed4f" style="position:absolute;left:0px;top:67px;float:left;"><div id="TextBlockContainer439" style="position:relative;line-height:normal;width:686px;height:13px;"><div id="a66020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the assumptions<div style="display:inline-block;width:1px"> </div>used for estimating the fair value of options<div style="display:inline-block;width:1px"> </div>for the nine months ended July 31, 2026<div style="display:inline-block;width:1px"> </div>and July 31, 2025.</div></div></div></div><div id="TextBlockContainer444" style="position:relative;line-height:normal;width:733px;height:118px;"><div id="div_442_XBRL_TS_4ce925c27d7f4109b54110bda3ac536b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer443" style="position:relative;line-height:normal;width:733px;height:118px;"><div id="a66078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Assumptions Used for Estimating the<div style="display:inline-block;width:1px"> </div>Fair Value of Options </div><div id="a66086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(in Canadian dollars, except as noted) </div><div id="a66088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:589px;top:14px;">For the nine months ended </div><div id="a66092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:586px;top:27px;">July 31 </div><div id="a66095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:676px;top:27px;">July 31 </div><div id="a66099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:40px;">2026 </div><div id="a66102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:40px;">2025 </div><div id="a66105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Risk-free interest rate </div><div id="a66110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:53px;">3.42</div><div id="a66112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:53px;">% </div><div id="a66115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:53px;">3.08</div><div id="a66117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:53px;">% </div><div id="a66119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:66px;">Option contractual life </div><div id="a66122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:66px;">10 years</div><div id="a66126" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:670px;top:66px;">10 years</div><div id="a66129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:79px;">Expected volatility </div><div id="a66132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:79px;">19.44</div><div id="a66134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:79px;">% </div><div id="a66137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:79px;">19.47</div><div id="a66139" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:79px;">% </div><div id="a66141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:92px;">Expected dividend yield </div><div id="a66144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:92px;">4.02</div><div id="a66146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:92px;">% </div><div id="a66149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:92px;">3.94</div><div id="a66151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:92px;">% </div><div id="a66153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:105px;">Exercise price/share price </div><div id="a66155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:105px;">$ </div><div id="a66157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:105px;">126.43</div><div id="a66160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:105px;">$ </div><div id="a66162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:105px;">75.76</div></div></div></div><div id="TextBlockContainer446" style="position:relative;line-height:normal;width:728px;height:39px;"><div id="a66166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The risk-free interest rate is based on Government<div style="display:inline-block;width:1px"> </div>of Canada benchmark bond yields as<div style="display:inline-block;width:1px"> </div>at the grant date. Expected volatility is<div style="display:inline-block;width:1px"> </div>calculated based on the historical </div><div id="a66170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">average daily volatility and expected dividend<div style="display:inline-block;width:1px"> </div>yield is based on dividend payouts in the last<div style="display:inline-block;width:1px"> </div>fiscal year. These assumptions are measured over a period </div><div id="a66172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">corresponding to the option contractual life.</div></div> 7300000 25700000 6400000 16500000 1600000 2000000.0 21.89 12.80 <div id="TextBlockContainer439" style="position:relative;line-height:normal;width:686px;height:13px;"><div id="a66020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the assumptions<div style="display:inline-block;width:1px"> </div>used for estimating the fair value of options<div style="display:inline-block;width:1px"> </div>for the nine months ended July 31, 2026<div style="display:inline-block;width:1px"> </div>and July 31, 2025.</div></div><div id="TextBlockContainer443" style="position:relative;line-height:normal;width:733px;height:118px;"><div id="a66078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Assumptions Used for Estimating the<div style="display:inline-block;width:1px"> </div>Fair Value of Options </div><div id="a66086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(in Canadian dollars, except as noted) </div><div id="a66088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:589px;top:14px;">For the nine months ended </div><div id="a66092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:586px;top:27px;">July 31 </div><div id="a66095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:676px;top:27px;">July 31 </div><div id="a66099" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:40px;">2026 </div><div id="a66102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:40px;">2025 </div><div id="a66105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Risk-free interest rate </div><div id="a66110" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:53px;">3.42</div><div id="a66112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:53px;">% </div><div id="a66115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:53px;">3.08</div><div id="a66117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:53px;">% </div><div id="a66119" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:66px;">Option contractual life </div><div id="a66122" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:580px;top:66px;">10 years</div><div id="a66126" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:670px;top:66px;">10 years</div><div id="a66129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:79px;">Expected volatility </div><div id="a66132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:595px;top:79px;">19.44</div><div id="a66134" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:79px;">% </div><div id="a66137" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:79px;">19.47</div><div id="a66139" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:79px;">% </div><div id="a66141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:92px;">Expected dividend yield </div><div id="a66144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:92px;">4.02</div><div id="a66146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:92px;">% </div><div id="a66149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:92px;">3.94</div><div id="a66151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:92px;">% </div><div id="a66153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:105px;">Exercise price/share price </div><div id="a66155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:105px;">$ </div><div id="a66157" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:105px;">126.43</div><div id="a66160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:105px;">$ </div><div id="a66162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:683px;top:105px;">75.76</div></div> 0.0342 0.0308 P10Y P10Y 0.1944 0.1947 0.0402 0.0394 126.43 75.76 <div id="TextBlockContainer448" style="position:relative;line-height:normal;width:167px;height:13px;"><div id="a66187" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 14: EMPLOYEE BENEFITS</div></div><div id="TextBlockContainer452" style="position:relative;line-height:normal;width:725px;height:39px;"><div id="div_450_XBRL_TS_ba0dd84a823749829e4cf788286e1309" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer451" style="position:relative;line-height:normal;width:725px;height:39px;"><div id="a66191" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes expenses for<div style="display:inline-block;width:1px"> </div>the Bank’s principal pension and non-pension post-retirement<div style="display:inline-block;width:1px"> </div>defined benefit plans and the Bank’s other<div style="display:inline-block;width:1px"> </div>material </div><div id="a66237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">defined benefit pension plans, for the<div style="display:inline-block;width:1px"> </div>three and nine months ended July 31, 2026<div style="display:inline-block;width:1px"> </div>and July 31,<div style="display:inline-block;width:2px"> </div>2025. Other employee defined benefit<div style="display:inline-block;width:1px"> </div>plans operated by the Bank </div><div id="a66296" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">and certain of its subsidiaries are not considered<div style="display:inline-block;width:1px"> </div>material for disclosure purposes.</div></div></div></div><div id="TextBlockContainer456" style="position:relative;line-height:normal;width:734px;height:320px;"><div id="div_454_XBRL_TS_1cb1fcff8fff47978cda90410819b5e2" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer455" style="position:relative;line-height:normal;width:734px;height:320px;"><div id="a66321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Defined Benefit Plan Expenses </div><div id="a66332" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a66338" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:14px;">Principal post-retirement </div><div id="a66342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:711px;top:14px;"><div style="display:inline-block;width:3px"> </div></div><div id="a66347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:27px;">Principal pension plans </div><div id="a66349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:515px;top:27px;">benefit plan </div><div id="a66351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:27px;">Other pension plans</div><div id="a66352" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:26px;">1</div><div id="a66360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:40px;">For the three months ended </div><div id="a66366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:327px;top:54px;">July 31 </div><div id="a66369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:54px;">July 31 </div><div id="a66372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:54px;">July 31 </div><div id="a66375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:54px;">July 31 </div><div id="a66378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:54px;">July 31 </div><div id="a66381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:54px;">July 31 </div><div id="a66387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:67px;">2026 </div><div id="a66390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:67px;">2025 </div><div id="a66393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:67px;">2026 </div><div id="a66396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:67px;">2025 </div><div id="a66399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:67px;">2026 </div><div id="a66402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:67px;">2025 </div><div id="a66405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">Service cost – benefits earned </div><div id="a66410" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:80px;">$ </div><div id="a66412" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:80px;">68</div><div id="a66414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:80px;">$ </div><div id="a66416" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:80px;">69</div><div id="a66418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:80px;">$ </div><div id="a66420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:80px;">1</div><div id="a66422" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:80px;">$ </div><div id="a66424" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:80px;">1</div><div id="a66426" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:80px;">$ </div><div id="a66428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:80px;">5</div><div id="a66430" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:80px;">$ </div><div id="a66432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:80px;">4</div><div id="a66435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:93px;">Net interest cost (income) on net defined<div style="display:inline-block;width:1px"> </div>benefit liability (asset) </div><div id="a66438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:93px;display:flex;">(12)</div><div id="a66441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:93px;display:flex;">(13)</div><div id="a66444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:93px;">4</div><div id="a66447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:93px;">5</div><div id="a66450" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:93px;">4</div><div id="a66453" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:93px;">5</div><div id="a66456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;">Interest cost on asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding<div style="display:inline-block;width:3px"> </div></div><div id="a66472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:120px;">requirement </div><div id="a66475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:120px;">–</div><div id="a66478" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:120px;">–</div><div id="a66481" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:120px;">–</div><div id="a66484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:120px;">–</div><div id="a66487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:120px;">1</div><div id="a66490" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:120px;">1</div><div id="a66493" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:133px;">Past service cost </div><div id="a66496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:133px;">–</div><div id="a66499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:133px;">–</div><div id="a66502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:133px;">–</div><div id="a66505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:133px;">–</div><div id="a66508" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:133px;">–</div><div id="a66511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:133px;">1</div><div id="a66514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:147px;">Defined benefit administrative expenses</div><div id="a66518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:147px;">3</div><div id="a66521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:147px;">3</div><div id="a66524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:147px;">–</div><div id="a66527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:147px;">–</div><div id="a66530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:147px;">1</div><div id="a66533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:147px;">1</div><div id="a66536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:160px;">Total </div><div id="a66538" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:160px;">$ </div><div id="a66540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:160px;">59</div><div id="a66542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:160px;">$ </div><div id="a66544" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:160px;">59</div><div id="a66546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:160px;">$ </div><div id="a66548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:160px;">5</div><div id="a66550" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:160px;">$ </div><div id="a66552" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:160px;">6</div><div id="a66554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:160px;">$ </div><div id="a66556" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:160px;">11</div><div id="a66558" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:160px;">$ </div><div id="a66560" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:160px;">12</div><div id="a66583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:187px;">For the nine months ended </div><div id="a66589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:327px;top:201px;">July 31 </div><div id="a66592" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:201px;">July 31 </div><div id="a66595" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:201px;">July 31 </div><div id="a66598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:201px;">July 31 </div><div id="a66601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:201px;">July 31 </div><div id="a66604" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:201px;">July 31 </div><div id="a66610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:213px;">2026 </div><div id="a66613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:213px;">2025 </div><div id="a66616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:213px;">2026 </div><div id="a66619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:213px;">2025 </div><div id="a66622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:213px;">2026 </div><div id="a66625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:213px;">2025 </div><div id="a66628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:227px;">Service cost – benefits earned </div><div id="a66633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:227px;">$ </div><div id="a66635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:227px;">205</div><div id="a66637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:227px;">$ </div><div id="a66639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:227px;">207</div><div id="a66641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:227px;">$ </div><div id="a66643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:227px;">4</div><div id="a66645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:227px;">$ </div><div id="a66647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:227px;">4</div><div id="a66649" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:227px;">$ </div><div id="a66651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:227px;">15</div><div id="a66653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:227px;">$ </div><div id="a66655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:227px;">14</div><div id="a66658" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:240px;">Net interest cost (income) on net defined<div style="display:inline-block;width:1px"> </div>benefit liability (asset) </div><div id="a66661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:240px;display:flex;">(35)</div><div id="a66664" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:240px;display:flex;">(38)</div><div id="a66667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:240px;">12</div><div id="a66670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:240px;">13</div><div id="a66673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:240px;">12</div><div id="a66676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:240px;">16</div><div id="a66679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:253px;">Interest cost on asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding<div style="display:inline-block;width:3px"> </div></div><div id="a66695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:267px;">requirement </div><div id="a66698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:267px;">–</div><div id="a66701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:267px;">–</div><div id="a66704" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:267px;">–</div><div id="a66707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:267px;">–</div><div id="a66710" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:267px;">1</div><div id="a66713" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:267px;">1</div><div id="a66716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:280px;">Past service cost </div><div id="a66719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:280px;">–</div><div id="a66722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:280px;">–</div><div id="a66725" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:280px;">–</div><div id="a66728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:280px;">–</div><div id="a66731" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:280px;">2</div><div id="a66734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:280px;">1</div><div id="a66737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:293px;">Defined benefit administrative expenses</div><div id="a66741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:293px;">8</div><div id="a66744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:293px;">8</div><div id="a66747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:293px;">–</div><div id="a66750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:293px;">–</div><div id="a66753" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:293px;">4</div><div id="a66756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:293px;">4</div><div id="a66759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:307px;">Total </div><div id="a66761" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:307px;">$ </div><div id="a66763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:307px;">178</div><div id="a66765" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:307px;">$ </div><div id="a66767" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:307px;">177</div><div id="a66769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:307px;">$ </div><div id="a66771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:307px;">16</div><div id="a66773" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:307px;">$ </div><div id="a66775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:307px;">17</div><div id="a66777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:307px;">$ </div><div id="a66779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:307px;">34</div><div id="a66781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:307px;">$ </div><div id="a66783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:307px;">36</div></div></div></div><div id="TextBlockContainer460" style="position:relative;line-height:normal;width:709px;height:22px;"><div id="div_458_XBRL_TS_23c90e7e4fb041cb81f3e9e053905457" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer459" style="position:relative;line-height:normal;width:709px;height:22px;"><div id="a66787_1_178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension<div style="display:inline-block;width:4px"> </div>plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension </div><div id="a66790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">plan, and supplemental executive defined benefit pension plans.</div></div></div></div><div id="TextBlockContainer463" style="position:relative;line-height:normal;width:689px;height:13px;"><div id="a66793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes expenses for<div style="display:inline-block;width:1px"> </div>the Bank’s defined contribution plans for the three<div style="display:inline-block;width:1px"> </div>and nine months ended July 31, 2026 and<div style="display:inline-block;width:1px"> </div>July 31, 2025.</div></div><div id="TextBlockContainer468" style="position:relative;line-height:normal;width:734px;height:86px;"><div id="div_466_XBRL_TS_3932ec5513f8411e91aa86f19a162108" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer467" style="position:relative;line-height:normal;width:734px;height:86px;"><div id="a66849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Defined Contribution Plan Expenses </div><div id="a66860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:13px;">(millions of Canadian dollars) </div><div id="a66862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:428px;top:13px;">For the three months ended </div><div id="a66864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:13px;">For the nine months ended </div><div id="a66870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:25px;">July 31 </div><div id="a66873" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:25px;">July 31 </div><div id="a66876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:25px;">July 31 </div><div id="a66879" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:25px;">July 31 </div><div id="a66885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:37px;">2026 </div><div id="a66888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:37px;">2025 </div><div id="a66891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:37px;">2026 </div><div id="a66894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:37px;">2025 </div><div id="a66897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:49px;">Defined contribution pension plans</div><div id="a66898" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:160px;top:49px;">1</div><div id="a66900" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:49px;">$ </div><div id="a66902" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:49px;">100</div><div id="a66904" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:49px;">$ </div><div id="a66906" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:49px;">82</div><div id="a66908" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:49px;">$ </div><div id="a66910" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:49px;">303</div><div id="a66912" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:49px;">$ </div><div id="a66914" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:49px;">273</div><div id="a66917" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:61px;">Government pension plans</div><div id="a66918" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:126px;top:60px;">2</div><div id="a66921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:61px;">148</div><div id="a66924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:61px;">128</div><div id="a66927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:61px;">534</div><div id="a66930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:61px;">488</div><div id="a66933" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:73px;">Total </div><div id="a66935" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:73px;">$ </div><div id="a66937" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:73px;">248</div><div id="a66939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:73px;">$ </div><div id="a66941" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:73px;">210</div><div id="a66943" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:73px;">$ </div><div id="a66945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:73px;">837</div><div id="a66947" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:73px;">$ </div><div id="a66949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:73px;">761</div></div></div></div><div id="TextBlockContainer472" style="position:relative;line-height:normal;width:503px;height:21px;"><div id="div_470_XBRL_TS_d672a994a56c490ba0ad38cc83d4592b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer471" style="position:relative;line-height:normal;width:503px;height:21px;"><div id="a66953_1_122" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k)<div style="display:inline-block;width:4px"> </div>plan. </div><div id="a66958" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a66959" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes Canada Pension Plan, Quebec Pension Plan, and Social Security under the U.S. </div><div id="a66961" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:356px;top:11px;">Federal Insurance Contributions Act</div><div id="a66962" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:494px;top:11px;">.</div></div></div></div><div id="TextBlockContainer476" style="position:relative;line-height:normal;width:721px;height:26px;"><div id="div_474_XBRL_TS_52e92a1824a54913b84ade8e26aa9e2e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer475" style="position:relative;line-height:normal;width:721px;height:26px;"><div id="a66965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the remeasurements<div style="display:inline-block;width:1px"> </div>recognized in OCI for the Bank’s principal pension<div style="display:inline-block;width:1px"> </div>and post-retirement defined benefit plans<div style="display:inline-block;width:1px"> </div>and certain of </div><div id="a66972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">the Bank’s other material defined benefit pension<div style="display:inline-block;width:1px"> </div>plans, for the three and nine months ended<div style="display:inline-block;width:1px"> </div>July 31, 2026 and July 31, 2025.</div></div></div></div><div id="TextBlockContainer479" style="position:relative;line-height:normal;width:734px;height:246px;"><div id="a66994" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Amounts Recognized in Other Comprehensive<div style="display:inline-block;width:1px"> </div>Income for Remeasurement of Defined<div style="display:inline-block;width:1px"> </div>Benefit Plans</div><div id="a66995" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:480px;top:3px;">1,2,3</div><div id="a66998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a67001" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:17px;">Principal post-retirement </div><div id="a67009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:28px;">Principal pension plans </div><div id="a67011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:515px;top:28px;">benefit plan </div><div id="a67013" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:614px;top:28px;">Other pension plans</div><div id="a67020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:41px;">For the three months ended </div><div id="a67026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:327px;top:53px;">July 31 </div><div id="a67029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:53px;">July 31 </div><div id="a67032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:53px;">July 31 </div><div id="a67035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:53px;">July 31 </div><div id="a67038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:53px;">July 31 </div><div id="a67041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:53px;">July 31 </div><div id="a67047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:64px;">2026 </div><div id="a67050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:64px;">2025 </div><div id="a67053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:64px;">2026 </div><div id="a67056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:64px;">2025 </div><div id="a67059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:64px;">2026 </div><div id="a67062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:64px;">2025 </div><div id="a67065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:77px;">Remeasurement gain/(loss) – financial </div><div id="a67070" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:77px;">$ </div><div id="a67072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:77px;">106</div><div id="a67074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:77px;">$ </div><div id="a67076" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:77px;">152</div><div id="a67078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:77px;">$ </div><div id="a67080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:77px;">9</div><div id="a67082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:77px;">$ </div><div id="a67084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:77px;">4</div><div id="a67086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:77px;">$ </div><div id="a67088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:77px;">8</div><div id="a67090" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:77px;">$ </div><div id="a67092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:77px;">4</div><div id="a67095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:89px;">Remeasurement gain/(loss) – return on plan<div style="display:inline-block;width:1px"> </div>assets less </div><div id="a67114" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:101px;">interest income </div><div id="a67117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:101px;display:flex;">(51)</div><div id="a67120" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:101px;display:flex;">(177)</div><div id="a67123" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:101px;">–</div><div id="a67126" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:101px;">–</div><div id="a67129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:101px;">–</div><div id="a67132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:101px;">–</div><div id="a67135" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:113px;">Change in asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding requirement </div><div id="a67138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:113px;display:flex;">(11)</div><div id="a67141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:113px;">–</div><div id="a67144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:113px;">–</div><div id="a67147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:113px;">–</div><div id="a67150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:113px;">–</div><div id="a67153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:113px;">–</div><div id="a67156" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:126px;">Total </div><div id="a67158" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:126px;">$ </div><div id="a67160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:126px;">44</div><div id="a67162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:126px;">$ </div><div id="a67164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:126px;display:flex;">(25)</div><div id="a67166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:126px;">$ </div><div id="a67168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:126px;">9</div><div id="a67170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:126px;">$ </div><div id="a67172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:126px;">4</div><div id="a67174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:126px;">$ </div><div id="a67176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:126px;">8</div><div id="a67178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:126px;">$ </div><div id="a67180" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:126px;">4</div><div id="a67201" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:150px;">For the nine months ended </div><div id="a67207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:327px;top:162px;">July 31 </div><div id="a67210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:162px;">July 31 </div><div id="a67213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:162px;">July 31 </div><div id="a67216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:162px;">July 31 </div><div id="a67219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:162px;">July 31 </div><div id="a67222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:162px;">July 31 </div><div id="a67228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:173px;">2026 </div><div id="a67231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:173px;">2025 </div><div id="a67234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:173px;">2026 </div><div id="a67237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:173px;">2025 </div><div id="a67240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:173px;">2026 </div><div id="a67243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:173px;">2025 </div><div id="a67246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:186px;">Remeasurement gain/(loss) – financial </div><div id="a67251" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:186px;">$ </div><div id="a67253" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:186px;">541</div><div id="a67255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:186px;">$ </div><div id="a67257" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:186px;">310</div><div id="a67259" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:186px;">$ </div><div id="a67261" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:186px;">27</div><div id="a67263" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:186px;">$ </div><div id="a67265" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:186px;">9</div><div id="a67267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:186px;">$ </div><div id="a67269" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:186px;">15</div><div id="a67271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:186px;">$ </div><div id="a67273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:186px;">8</div><div id="a67276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:197px;">Remeasurement gain/(loss) – return on plan<div style="display:inline-block;width:1px"> </div>assets less </div><div id="a67295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:209px;">interest income </div><div id="a67298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:209px;display:flex;">(472)</div><div id="a67301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:209px;display:flex;">(361)</div><div id="a67304" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:209px;">–</div><div id="a67307" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:209px;">–</div><div id="a67310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:209px;">–</div><div id="a67313" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:209px;">–</div><div id="a67316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:221px;">Change in asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding requirement </div><div id="a67319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:221px;display:flex;">(11)</div><div id="a67322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:221px;">–</div><div id="a67325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:221px;">–</div><div id="a67328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:221px;">–</div><div id="a67331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:221px;">–</div><div id="a67334" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:221px;">–</div><div id="a67337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:234px;">Total </div><div id="a67339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:234px;">$ </div><div id="a67341" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:234px;">58</div><div id="a67343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:234px;">$ </div><div id="a67345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:234px;display:flex;">(51)</div><div id="a67347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:234px;">$ </div><div id="a67349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:234px;">27</div><div id="a67351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:234px;">$ </div><div id="a67353" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:234px;">9</div><div id="a67355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:234px;">$ </div><div id="a67357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:234px;">15</div><div id="a67359" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:234px;">$ </div><div id="a67361" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:234px;">8</div></div><div id="TextBlockContainer484" style="position:relative;line-height:normal;width:728px;height:54px;"><div id="div_482_XBRL_TS_003ca0f01d724c4ba1562daa4df9440b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer483" style="position:relative;line-height:normal;width:728px;height:54px;"><div id="a67364" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1</div><div id="a67365" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:0px;"><div style="display:inline-block;width:2px"> </div>Excludes the Canada Trust defined benefit pension plan, TD Banknorth defined benefit<div style="display:inline-block;width:4px"> </div>pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension </div><div id="a67369" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:11px;">plan, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for<div style="display:inline-block;width:4px"> </div>disclosure purposes as these plans are not remeasured on </div><div id="a67373" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:22px;">a quarterly basis.<div style="display:inline-block;width:3px"> </div></div><div id="a67376" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:32px;">2</div><div id="a67377" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:32px;"><div style="display:inline-block;width:2px"> </div>Changes in discount rates and return on plan assets are reviewed and updated on a quarterly basis. All other assumptions<div style="display:inline-block;width:4px"> </div>are updated annually. </div><div id="a67381" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:43px;">3</div><div id="a67382" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:43px;"><div style="display:inline-block;width:2px"> </div>Amounts are presented on a pre-tax basis.</div></div></div></div> <div id="TextBlockContainer451" style="position:relative;line-height:normal;width:725px;height:39px;"><div id="a66191" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes expenses for<div style="display:inline-block;width:1px"> </div>the Bank’s principal pension and non-pension post-retirement<div style="display:inline-block;width:1px"> </div>defined benefit plans and the Bank’s other<div style="display:inline-block;width:1px"> </div>material </div><div id="a66237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">defined benefit pension plans, for the<div style="display:inline-block;width:1px"> </div>three and nine months ended July 31, 2026<div style="display:inline-block;width:1px"> </div>and July 31,<div style="display:inline-block;width:2px"> </div>2025. Other employee defined benefit<div style="display:inline-block;width:1px"> </div>plans operated by the Bank </div><div id="a66296" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">and certain of its subsidiaries are not considered<div style="display:inline-block;width:1px"> </div>material for disclosure purposes.</div></div><div id="TextBlockContainer455" style="position:relative;line-height:normal;width:734px;height:320px;"><div id="a66321" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Defined Benefit Plan Expenses </div><div id="a66332" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a66338" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:14px;">Principal post-retirement </div><div id="a66342" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:711px;top:14px;"><div style="display:inline-block;width:3px"> </div></div><div id="a66347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:27px;">Principal pension plans </div><div id="a66349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:515px;top:27px;">benefit plan </div><div id="a66351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:27px;">Other pension plans</div><div id="a66352" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:708px;top:26px;">1</div><div id="a66360" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:40px;">For the three months ended </div><div id="a66366" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:327px;top:54px;">July 31 </div><div id="a66369" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:54px;">July 31 </div><div id="a66372" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:54px;">July 31 </div><div id="a66375" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:54px;">July 31 </div><div id="a66378" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:54px;">July 31 </div><div id="a66381" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:54px;">July 31 </div><div id="a66387" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:67px;">2026 </div><div id="a66390" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:67px;">2025 </div><div id="a66393" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:67px;">2026 </div><div id="a66396" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:67px;">2025 </div><div id="a66399" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:67px;">2026 </div><div id="a66402" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:67px;">2025 </div><div id="a66405" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">Service cost – benefits earned </div><div id="a66410" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:80px;">$ </div><div id="a66412" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:80px;">68</div><div id="a66414" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:80px;">$ </div><div id="a66416" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:80px;">69</div><div id="a66418" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:80px;">$ </div><div id="a66420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:80px;">1</div><div id="a66422" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:80px;">$ </div><div id="a66424" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:80px;">1</div><div id="a66426" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:80px;">$ </div><div id="a66428" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:80px;">5</div><div id="a66430" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:80px;">$ </div><div id="a66432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:80px;">4</div><div id="a66435" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:93px;">Net interest cost (income) on net defined<div style="display:inline-block;width:1px"> </div>benefit liability (asset) </div><div id="a66438" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:93px;display:flex;">(12)</div><div id="a66441" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:93px;display:flex;">(13)</div><div id="a66444" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:93px;">4</div><div id="a66447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:93px;">5</div><div id="a66450" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:93px;">4</div><div id="a66453" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:93px;">5</div><div id="a66456" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:107px;">Interest cost on asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding<div style="display:inline-block;width:3px"> </div></div><div id="a66472" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:120px;">requirement </div><div id="a66475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:120px;">–</div><div id="a66478" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:120px;">–</div><div id="a66481" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:120px;">–</div><div id="a66484" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:120px;">–</div><div id="a66487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:120px;">1</div><div id="a66490" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:120px;">1</div><div id="a66493" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:133px;">Past service cost </div><div id="a66496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:133px;">–</div><div id="a66499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:133px;">–</div><div id="a66502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:133px;">–</div><div id="a66505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:133px;">–</div><div id="a66508" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:133px;">–</div><div id="a66511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:133px;">1</div><div id="a66514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:147px;">Defined benefit administrative expenses</div><div id="a66518" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:147px;">3</div><div id="a66521" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:147px;">3</div><div id="a66524" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:147px;">–</div><div id="a66527" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:147px;">–</div><div id="a66530" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:147px;">1</div><div id="a66533" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:147px;">1</div><div id="a66536" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:160px;">Total </div><div id="a66538" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:160px;">$ </div><div id="a66540" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:160px;">59</div><div id="a66542" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:160px;">$ </div><div id="a66544" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:160px;">59</div><div id="a66546" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:160px;">$ </div><div id="a66548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:160px;">5</div><div id="a66550" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:160px;">$ </div><div id="a66552" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:160px;">6</div><div id="a66554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:160px;">$ </div><div id="a66556" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:160px;">11</div><div id="a66558" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:160px;">$ </div><div id="a66560" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:160px;">12</div><div id="a66583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:187px;">For the nine months ended </div><div id="a66589" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:327px;top:201px;">July 31 </div><div id="a66592" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:201px;">July 31 </div><div id="a66595" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:201px;">July 31 </div><div id="a66598" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:201px;">July 31 </div><div id="a66601" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:201px;">July 31 </div><div id="a66604" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:201px;">July 31 </div><div id="a66610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:213px;">2026 </div><div id="a66613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:213px;">2025 </div><div id="a66616" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:213px;">2026 </div><div id="a66619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:213px;">2025 </div><div id="a66622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:213px;">2026 </div><div id="a66625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:213px;">2025 </div><div id="a66628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:227px;">Service cost – benefits earned </div><div id="a66633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:227px;">$ </div><div id="a66635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:227px;">205</div><div id="a66637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:227px;">$ </div><div id="a66639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:227px;">207</div><div id="a66641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:227px;">$ </div><div id="a66643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:227px;">4</div><div id="a66645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:227px;">$ </div><div id="a66647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:227px;">4</div><div id="a66649" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:227px;">$ </div><div id="a66651" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:227px;">15</div><div id="a66653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:227px;">$ </div><div id="a66655" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:227px;">14</div><div id="a66658" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:240px;">Net interest cost (income) on net defined<div style="display:inline-block;width:1px"> </div>benefit liability (asset) </div><div id="a66661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:240px;display:flex;">(35)</div><div id="a66664" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:240px;display:flex;">(38)</div><div id="a66667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:240px;">12</div><div id="a66670" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:240px;">13</div><div id="a66673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:240px;">12</div><div id="a66676" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:240px;">16</div><div id="a66679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:253px;">Interest cost on asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding<div style="display:inline-block;width:3px"> </div></div><div id="a66695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:267px;">requirement </div><div id="a66698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:267px;">–</div><div id="a66701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:267px;">–</div><div id="a66704" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:267px;">–</div><div id="a66707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:267px;">–</div><div id="a66710" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:267px;">1</div><div id="a66713" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:267px;">1</div><div id="a66716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:280px;">Past service cost </div><div id="a66719" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:280px;">–</div><div id="a66722" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:280px;">–</div><div id="a66725" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:280px;">–</div><div id="a66728" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:280px;">–</div><div id="a66731" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:280px;">2</div><div id="a66734" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:280px;">1</div><div id="a66737" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:293px;">Defined benefit administrative expenses</div><div id="a66741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:355px;top:293px;">8</div><div id="a66744" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:293px;">8</div><div id="a66747" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:293px;">–</div><div id="a66750" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:293px;">–</div><div id="a66753" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:293px;">4</div><div id="a66756" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:293px;">4</div><div id="a66759" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:307px;">Total </div><div id="a66761" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:307px;">$ </div><div id="a66763" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:307px;">178</div><div id="a66765" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:307px;">$ </div><div id="a66767" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:307px;">177</div><div id="a66769" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:307px;">$ </div><div id="a66771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:307px;">16</div><div id="a66773" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:307px;">$ </div><div id="a66775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:307px;">17</div><div id="a66777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:307px;">$ </div><div id="a66779" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:307px;">34</div><div id="a66781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:307px;">$ </div><div id="a66783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:307px;">36</div></div><div id="TextBlockContainer459" style="position:relative;line-height:normal;width:709px;height:22px;"><div id="a66787_1_178" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension<div style="display:inline-block;width:4px"> </div>plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension </div><div id="a66790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">plan, and supplemental executive defined benefit pension plans.</div></div> 68000000 69000000 1000000 1000000 5000000 4000000 -12000000 -13000000 4000000 5000000 4000000 5000000 0 0 0 0 1000000 1000000 0 0 0 0 0 -1000000 -3000000 -3000000 0 0 -1000000 -1000000 59000000 59000000 5000000 6000000 11000000 12000000 205000000 207000000 4000000 4000000 15000000 14000000 -35000000 -38000000 12000000 13000000 12000000 16000000 0 0 0 0 1000000 1000000 0 0 0 0 -2000000 -1000000 -8000000 -8000000 0 0 -4000000 -4000000 178000000 177000000 16000000 17000000 34000000 36000000 <div id="TextBlockContainer464" style="position:relative;line-height:normal;width:689px;height:13px;"><div id="div_462_XBRL_TS_ddf60a47cf3e4d4481f818caa9652733" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer463" style="position:relative;line-height:normal;width:689px;height:13px;"><div id="a66793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes expenses for<div style="display:inline-block;width:1px"> </div>the Bank’s defined contribution plans for the three<div style="display:inline-block;width:1px"> </div>and nine months ended July 31, 2026 and<div style="display:inline-block;width:1px"> </div>July 31, 2025.</div></div></div></div><div id="TextBlockContainer467" style="position:relative;line-height:normal;width:734px;height:86px;"><div id="a66849" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Defined Contribution Plan Expenses </div><div id="a66860" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:13px;">(millions of Canadian dollars) </div><div id="a66862" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:428px;top:13px;">For the three months ended </div><div id="a66864" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:13px;">For the nine months ended </div><div id="a66870" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:25px;">July 31 </div><div id="a66873" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:519px;top:25px;">July 31 </div><div id="a66876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:597px;top:25px;">July 31 </div><div id="a66879" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:25px;">July 31 </div><div id="a66885" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:449px;top:37px;">2026 </div><div id="a66888" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:529px;top:37px;">2025 </div><div id="a66891" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:609px;top:37px;">2026 </div><div id="a66894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:37px;">2025 </div><div id="a66897" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:49px;">Defined contribution pension plans</div><div id="a66898" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:160px;top:49px;">1</div><div id="a66900" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:49px;">$ </div><div id="a66902" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:49px;">100</div><div id="a66904" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:49px;">$ </div><div id="a66906" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:540px;top:49px;">82</div><div id="a66908" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:49px;">$ </div><div id="a66910" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:49px;">303</div><div id="a66912" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:49px;">$ </div><div id="a66914" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:49px;">273</div><div id="a66917" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:61px;">Government pension plans</div><div id="a66918" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:126px;top:60px;">2</div><div id="a66921" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:61px;">148</div><div id="a66924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:61px;">128</div><div id="a66927" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:61px;">534</div><div id="a66930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:61px;">488</div><div id="a66933" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:73px;">Total </div><div id="a66935" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:73px;">$ </div><div id="a66937" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:451px;top:73px;">248</div><div id="a66939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:477px;top:73px;">$ </div><div id="a66941" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:534px;top:73px;">210</div><div id="a66943" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:73px;">$ </div><div id="a66945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:611px;top:73px;">837</div><div id="a66947" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:73px;">$ </div><div id="a66949" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:73px;">761</div></div><div id="TextBlockContainer471" style="position:relative;line-height:normal;width:503px;height:21px;"><div id="a66953_1_122" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k)<div style="display:inline-block;width:4px"> </div>plan. </div><div id="a66958" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:10px;">2</div><div id="a66959" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:11px;"><div style="display:inline-block;width:3px"> </div>Includes Canada Pension Plan, Quebec Pension Plan, and Social Security under the U.S. </div><div id="a66961" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:356px;top:11px;">Federal Insurance Contributions Act</div><div id="a66962" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:494px;top:11px;">.</div></div> 100000000 82000000 303000000 273000000 148000000 128000000 534000000 488000000 248000000 210000000 837000000 761000000 <div id="TextBlockContainer475" style="position:relative;line-height:normal;width:721px;height:26px;"><div id="a66965" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the remeasurements<div style="display:inline-block;width:1px"> </div>recognized in OCI for the Bank’s principal pension<div style="display:inline-block;width:1px"> </div>and post-retirement defined benefit plans<div style="display:inline-block;width:1px"> </div>and certain of </div><div id="a66972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">the Bank’s other material defined benefit pension<div style="display:inline-block;width:1px"> </div>plans, for the three and nine months ended<div style="display:inline-block;width:1px"> </div>July 31, 2026 and July 31, 2025.</div></div><div id="TextBlockContainer480" style="position:relative;line-height:normal;width:734px;height:246px;"><div id="div_478_XBRL_TS_459a2e7246104ce580cdf98973e01889" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer479" style="position:relative;line-height:normal;width:734px;height:246px;"><div id="a66994" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Amounts Recognized in Other Comprehensive<div style="display:inline-block;width:1px"> </div>Income for Remeasurement of Defined<div style="display:inline-block;width:1px"> </div>Benefit Plans</div><div id="a66995" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:bold;font-style:normal;color:#000000;left:480px;top:3px;">1,2,3</div><div id="a66998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars) </div><div id="a67001" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:453px;top:17px;">Principal post-retirement </div><div id="a67009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:28px;">Principal pension plans </div><div id="a67011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:515px;top:28px;">benefit plan </div><div id="a67013" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:614px;top:28px;">Other pension plans</div><div id="a67020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:588px;top:41px;">For the three months ended </div><div id="a67026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:327px;top:53px;">July 31 </div><div id="a67029" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:53px;">July 31 </div><div id="a67032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:53px;">July 31 </div><div id="a67035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:53px;">July 31 </div><div id="a67038" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:53px;">July 31 </div><div id="a67041" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:53px;">July 31 </div><div id="a67047" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:64px;">2026 </div><div id="a67050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:64px;">2025 </div><div id="a67053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:64px;">2026 </div><div id="a67056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:64px;">2025 </div><div id="a67059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:64px;">2026 </div><div id="a67062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:64px;">2025 </div><div id="a67065" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:77px;">Remeasurement gain/(loss) – financial </div><div id="a67070" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:77px;">$ </div><div id="a67072" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:77px;">106</div><div id="a67074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:77px;">$ </div><div id="a67076" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:77px;">152</div><div id="a67078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:77px;">$ </div><div id="a67080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:77px;">9</div><div id="a67082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:77px;">$ </div><div id="a67084" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:77px;">4</div><div id="a67086" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:77px;">$ </div><div id="a67088" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:77px;">8</div><div id="a67090" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:77px;">$ </div><div id="a67092" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:77px;">4</div><div id="a67095" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:89px;">Remeasurement gain/(loss) – return on plan<div style="display:inline-block;width:1px"> </div>assets less </div><div id="a67114" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:101px;">interest income </div><div id="a67117" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:101px;display:flex;">(51)</div><div id="a67120" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:101px;display:flex;">(177)</div><div id="a67123" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:101px;">–</div><div id="a67126" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:101px;">–</div><div id="a67129" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:101px;">–</div><div id="a67132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:101px;">–</div><div id="a67135" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:113px;">Change in asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding requirement </div><div id="a67138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:113px;display:flex;">(11)</div><div id="a67141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:113px;">–</div><div id="a67144" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:113px;">–</div><div id="a67147" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:113px;">–</div><div id="a67150" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:113px;">–</div><div id="a67153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:113px;">–</div><div id="a67156" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:126px;">Total </div><div id="a67158" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:126px;">$ </div><div id="a67160" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:126px;">44</div><div id="a67162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:126px;">$ </div><div id="a67164" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:126px;display:flex;">(25)</div><div id="a67166" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:126px;">$ </div><div id="a67168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:126px;">9</div><div id="a67170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:126px;">$ </div><div id="a67172" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:126px;">4</div><div id="a67174" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:126px;">$ </div><div id="a67176" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:126px;">8</div><div id="a67178" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:126px;">$ </div><div id="a67180" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:126px;">4</div><div id="a67201" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:150px;">For the nine months ended </div><div id="a67207" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:327px;top:162px;">July 31 </div><div id="a67210" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:399px;top:162px;">July 31 </div><div id="a67213" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:162px;">July 31 </div><div id="a67216" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:162px;">July 31 </div><div id="a67219" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:162px;">July 31 </div><div id="a67222" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:162px;">July 31 </div><div id="a67228" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:339px;top:173px;">2026 </div><div id="a67231" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:409px;top:173px;">2025 </div><div id="a67234" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:173px;">2026 </div><div id="a67237" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:173px;">2025 </div><div id="a67240" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:173px;">2026 </div><div id="a67243" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:173px;">2025 </div><div id="a67246" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:186px;">Remeasurement gain/(loss) – financial </div><div id="a67251" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:186px;">$ </div><div id="a67253" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:186px;">541</div><div id="a67255" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:186px;">$ </div><div id="a67257" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:414px;top:186px;">310</div><div id="a67259" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:186px;">$ </div><div id="a67261" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:186px;">27</div><div id="a67263" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:186px;">$ </div><div id="a67265" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:186px;">9</div><div id="a67267" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:186px;">$ </div><div id="a67269" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:186px;">15</div><div id="a67271" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:186px;">$ </div><div id="a67273" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:186px;">8</div><div id="a67276" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:197px;">Remeasurement gain/(loss) – return on plan<div style="display:inline-block;width:1px"> </div>assets less </div><div id="a67295" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:209px;">interest income </div><div id="a67298" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:338px;top:209px;display:flex;">(472)</div><div id="a67301" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:209px;display:flex;">(361)</div><div id="a67304" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:209px;">–</div><div id="a67307" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:209px;">–</div><div id="a67310" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:209px;">–</div><div id="a67313" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:209px;">–</div><div id="a67316" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:221px;">Change in asset limitation and minimum<div style="display:inline-block;width:1px"> </div>funding requirement </div><div id="a67319" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:343px;top:221px;display:flex;">(11)</div><div id="a67322" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:425px;top:221px;">–</div><div id="a67325" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:495px;top:221px;">–</div><div id="a67328" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:221px;">–</div><div id="a67331" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:635px;top:221px;">–</div><div id="a67334" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:221px;">–</div><div id="a67337" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:234px;">Total </div><div id="a67339" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:297px;top:234px;">$ </div><div id="a67341" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:234px;">58</div><div id="a67343" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:367px;top:234px;">$ </div><div id="a67345" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:234px;display:flex;">(51)</div><div id="a67347" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:234px;">$ </div><div id="a67349" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:490px;top:234px;">27</div><div id="a67351" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:234px;">$ </div><div id="a67353" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:565px;top:234px;">9</div><div id="a67355" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:234px;">$ </div><div id="a67357" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:630px;top:234px;">15</div><div id="a67359" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:234px;">$ </div><div id="a67361" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:234px;">8</div></div></div></div><div id="TextBlockContainer483" style="position:relative;line-height:normal;width:728px;height:54px;"><div id="a67364" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:0px;">1</div><div id="a67365" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:0px;"><div style="display:inline-block;width:2px"> </div>Excludes the Canada Trust defined benefit pension plan, TD Banknorth defined benefit<div style="display:inline-block;width:4px"> </div>pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension </div><div id="a67369" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:11px;">plan, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for<div style="display:inline-block;width:4px"> </div>disclosure purposes as these plans are not remeasured on </div><div id="a67373" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:22px;">a quarterly basis.<div style="display:inline-block;width:3px"> </div></div><div id="a67376" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:32px;">2</div><div id="a67377" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:32px;"><div style="display:inline-block;width:2px"> </div>Changes in discount rates and return on plan assets are reviewed and updated on a quarterly basis. All other assumptions<div style="display:inline-block;width:4px"> </div>are updated annually. </div><div id="a67381" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:2px;top:43px;">3</div><div id="a67382" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:5px;top:43px;"><div style="display:inline-block;width:2px"> </div>Amounts are presented on a pre-tax basis.</div></div> 106000000 152000000 9000000 4000000 8000000 4000000 -51000000 -177000000 0 0 0 0 -11000000 0 0 0 0 0 44000000 -25000000 9000000 4000000 8000000 4000000 541000000 310000000 27000000 9000000 15000000 8000000 -472000000 -361000000 0 0 0 0 -11000000 0 0 0 0 0 58000000 -51000000 27000000 9000000 15000000 8000000 <div id="TextBlockContainer486" style="position:relative;line-height:normal;width:135px;height:13px;"><div id="a67404" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 15: INCOME TAXES</div></div><div id="TextBlockContainer488" style="position:relative;line-height:normal;width:721px;height:53px;"><div id="a67407" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Income Tax Adjustment on the Gain on Sale of Schwab Shares </div><div id="a67432" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">In the second quarter of fiscal 2026,<div style="display:inline-block;width:2px"> </div>the Bank revised its estimate of taxes owed<div style="display:inline-block;width:1px"> </div>on the gain from its disposition of Schwab<div style="display:inline-block;width:1px"> </div>shares in the prior year. The revision </div><div id="a67440" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">reflected the Bank's most recent tax filings<div style="display:inline-block;width:1px"> </div>and included<div style="display:inline-block;width:2px"> </div>previously inestimable information. The<div style="display:inline-block;width:1px"> </div>revision reduced the Bank's provision<div style="display:inline-block;width:1px"> </div>for income taxes by </div><div id="a67447" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">$</div><div id="a67447_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:40px;">288</div><div id="a67447_4_30" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:40px;"><div style="display:inline-block;width:3px"> </div>million in the prior quarter.</div></div><div id="TextBlockContainer490" style="position:relative;line-height:normal;width:733px;height:93px;"><div id="a67455" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">Other Tax Matters </div><div id="a67461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">The Canada Revenue Agency (CRA), Revenu<div style="display:inline-block;width:1px"> </div>Québec Agency (RQA) and Alberta<div style="display:inline-block;width:1px"> </div>Tax and Revenue Administration (ATRA) are denying certain dividend and </div><div id="a67463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">interest deductions claimed by the Bank.<div style="display:inline-block;width:1px"> </div>During the quarter, the CRA and the RQA reassessed the<div style="display:inline-block;width:1px"> </div>Bank for a total of $</div><div id="a67463_117_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:531px;top:27px;">4</div><div id="a67463_118_38" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:536px;top:27px;"><div style="display:inline-block;width:3px"> </div>million of additional income tax and </div><div id="a67466" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">interest. As at July 31, 2026, the CRA has reassessed<div style="display:inline-block;width:1px"> </div>the Bank for $</div><div id="a67466_68_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:309px;top:40px;">1,679</div><div id="a67466_73_74" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:40px;"><div style="display:inline-block;width:3px"> </div>million for the years 2011 to 2021, the RQA has reassessed<div style="display:inline-block;width:1px"> </div>the Bank for $</div><div id="a67466_147_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:666px;top:40px;">53</div><div id="a67466_149_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:40px;"><div style="display:inline-block;width:3px"> </div>million for </div><div id="a67479" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">the years 2011 to 2020, and the ATRA has reassessed the Bank for $</div><div id="a67479_66_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:312px;top:53px;">71</div><div id="a67479_68_80" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:323px;top:53px;"><div style="display:inline-block;width:3px"> </div>million for the years 2011 to 2020. In total, the Bank has been reassessed<div style="display:inline-block;width:1px"> </div>for </div><div id="a67485" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">$</div><div id="a67485_1_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:67px;">1,803</div><div id="a67485_6_158" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:34px;top:67px;"><div style="display:inline-block;width:3px"> </div>million of income tax and interest. The Bank<div style="display:inline-block;width:1px"> </div>expects to continue to be reassessed<div style="display:inline-block;width:1px"> </div>for open years. The Bank is of the view<div style="display:inline-block;width:1px"> </div>that its tax filing positions were </div><div id="a67490" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">appropriate and filed a Notice of Appeal with<div style="display:inline-block;width:1px"> </div>the Tax Court of Canada on March 21, 2023.</div></div> -288000000 4000000 1679000000 53000000 71000000 1803000000 <div id="TextBlockContainer492" style="position:relative;line-height:normal;width:173px;height:13px;"><div id="a67494" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 16: EARNINGS PER SHARE</div></div><div id="TextBlockContainer494" style="position:relative;line-height:normal;width:728px;height:66px;"><div id="a67498" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Basic earnings per share is calculated by<div style="display:inline-block;width:1px"> </div>dividing net income available to common<div style="display:inline-block;width:1px"> </div>shareholders by the weighted-average number<div style="display:inline-block;width:1px"> </div>of common shares outstanding </div><div id="a67504" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">for the period.<div style="display:inline-block;width:2px"> </div></div><div id="a67506" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:27px;">Diluted earnings per share is calculated using<div style="display:inline-block;width:1px"> </div>the same method as basic earnings per<div style="display:inline-block;width:1px"> </div>share except that certain adjustments are made<div style="display:inline-block;width:1px"> </div>to net income available </div><div id="a67510" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">to common shareholders and the weighted-average<div style="display:inline-block;width:1px"> </div>number of shares outstanding for the effects of<div style="display:inline-block;width:1px"> </div>all dilutive potential common shares<div style="display:inline-block;width:1px"> </div>that are assumed to be </div><div id="a67513" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">issued by the Bank.</div></div><div id="TextBlockContainer498" style="position:relative;line-height:normal;width:660px;height:13px;"><div id="div_496_XBRL_TS_0c8008441e88454b9210286d9acfa6e1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer497" style="position:relative;line-height:normal;width:660px;height:13px;"><div id="a67517" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the Bank’s basic and<div style="display:inline-block;width:1px"> </div>diluted earnings per share for the three and<div style="display:inline-block;width:1px"> </div>nine months ended July 31, 2026 and<div style="display:inline-block;width:1px"> </div>July 31, 2025.</div></div></div></div><div id="TextBlockContainer502" style="position:relative;line-height:normal;width:734px;height:195px;"><div id="div_500_XBRL_TS_b13ebd6b2b6149bf964ec5405d47e602" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer501" style="position:relative;line-height:normal;width:734px;height:195px;"><div id="a67572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Basic and Diluted Earnings Per Share </div><div id="a67583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:13px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a67585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:448px;top:13px;">For the three months ended </div><div id="a67587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:13px;">For the nine months ended </div><div id="a67593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:26px;">July 31 </div><div id="a67596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:26px;">July 31 </div><div id="a67599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:26px;">July 31 </div><div id="a67602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:26px;">July 31 </div><div id="a67606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:39px;">2026 </div><div id="a67608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:39px;">2025 </div><div id="a67610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:39px;">2026 </div><div id="a67612" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:39px;">2025 </div><div id="a67615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:52px;">Basic earnings per share </div><div id="a67626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:65px;">Net income available to common shareholders </div><div id="a67628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:65px;">$ </div><div id="a67630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:65px;">4,521</div><div id="a67632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:65px;">$ </div><div id="a67634" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:65px;">3,248</div><div id="a67636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:65px;">$ </div><div id="a67638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:65px;">12,512</div><div id="a67640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:65px;">$ </div><div id="a67642" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:65px;">16,884</div><div id="a67645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:78px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>(millions) </div><div id="a67650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:78px;">1,646.0</div><div id="a67653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:78px;">1,716.7</div><div id="a67656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:78px;">1,662.3</div><div id="a67659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:78px;">1,735.7</div><div id="a67662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:91px;">Basic earnings per share </div><div id="a67663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:129px;top:91px;">(Canadian dollars)</div><div id="a67665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:91px;">$ </div><div id="a67667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:91px;">2.75</div><div id="a67669" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:91px;">$ </div><div id="a67671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:91px;">1.89</div><div id="a67673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:91px;">$ </div><div id="a67675" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:621px;top:91px;">7.53</div><div id="a67677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:91px;">$ </div><div id="a67679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:91px;">9.73</div><div id="a67682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:105px;">Diluted earnings per share </div><div id="a67693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:117px;">Net income available to common shareholders<div style="display:inline-block;width:1px"> </div>including impact of dilutive securities </div><div id="a67695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:117px;">$ </div><div id="a67697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:117px;">4,521</div><div id="a67699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:117px;">$ </div><div id="a67701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:117px;">3,248</div><div id="a67703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:117px;">$ </div><div id="a67705" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:117px;">12,512</div><div id="a67707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:117px;">$ </div><div id="a67709" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:117px;">16,884</div><div id="a67712" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:130px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>(millions) </div><div id="a67717" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:130px;">1,646.0</div><div id="a67720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:130px;">1,716.7</div><div id="a67723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:130px;">1,662.3</div><div id="a67726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:130px;">1,735.7</div><div id="a67729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:143px;">Effect of dilutive securities </div><div id="a67741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:156px;">Stock options potentially exercisable (millions)</div><div id="a67742" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:156px;">1</div><div id="a67745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:156px;">6.2</div><div id="a67748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:557px;top:156px;">2.2</div><div id="a67751" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:156px;">5.3</div><div id="a67754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:156px;">1.3</div><div id="a67757" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:169px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>– diluted (millions) </div><div id="a67765" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:169px;">1,652.2</div><div id="a67768" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:169px;">1,718.9</div><div id="a67771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:169px;">1,667.6</div><div id="a67774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:169px;">1,737.0</div><div id="a67777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:182px;">Diluted earnings per share </div><div id="a67778" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:136px;top:182px;">(Canadian dollars)</div><div id="a67779" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:218px;top:182px;">1</div><div id="a67781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:182px;">$ </div><div id="a67783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:182px;">2.74</div><div id="a67785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:182px;">$ </div><div id="a67787" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:182px;">1.89</div><div id="a67789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:182px;">$ </div><div id="a67791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:621px;top:182px;">7.50</div><div id="a67793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:182px;">$ </div><div id="a67795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:182px;">9.72</div></div></div></div><div id="TextBlockContainer505" style="position:relative;line-height:normal;width:725px;height:32px;"><div id="a67799_1_93" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">For the three and nine months ended July 31, 2026, and the three months ended July 31, 2025, </div><div id="a67799_94_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:372px;top:0px;">no</div><div id="a67799_96_87" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:0px;"><div style="display:inline-block;width:3px"> </div>outstanding options were excluded from the computation of diluted earnings per share. </div><div id="a67811" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">For the nine months ended July 31, 2025, the computation of diluted earnings per share excluded average options<div style="display:inline-block;width:4px"> </div>outstanding of </div><div id="a67811_127_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:11px;">4.7</div><div id="a67811_130_51" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:11px;"><div style="display:inline-block;width:2px"> </div>million with a weighted-average exercise price of </div><div id="a67821" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">$</div><div id="a67821_1_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:21px;">92.91</div><div id="a67821_6_92" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:30px;top:21px;">, as the option price was greater than the average market price of the Bank’s common shares.</div></div> <div id="TextBlockContainer497" style="position:relative;line-height:normal;width:660px;height:13px;"><div id="a67517" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table presents the Bank’s basic and<div style="display:inline-block;width:1px"> </div>diluted earnings per share for the three and<div style="display:inline-block;width:1px"> </div>nine months ended July 31, 2026 and<div style="display:inline-block;width:1px"> </div>July 31, 2025.</div></div><div id="TextBlockContainer501" style="position:relative;line-height:normal;width:734px;height:195px;"><div id="a67572" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Basic and Diluted Earnings Per Share </div><div id="a67583" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:13px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a67585" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:448px;top:13px;">For the three months ended </div><div id="a67587" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:13px;">For the nine months ended </div><div id="a67593" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:467px;top:26px;">July 31 </div><div id="a67596" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:539px;top:26px;">July 31 </div><div id="a67599" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:607px;top:26px;">July 31 </div><div id="a67602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:679px;top:26px;">July 31 </div><div id="a67606" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:479px;top:39px;">2026 </div><div id="a67608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:549px;top:39px;">2025 </div><div id="a67610" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:619px;top:39px;">2026 </div><div id="a67612" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:39px;">2025 </div><div id="a67615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:52px;">Basic earnings per share </div><div id="a67626" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:65px;">Net income available to common shareholders </div><div id="a67628" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:65px;">$ </div><div id="a67630" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:65px;">4,521</div><div id="a67632" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:65px;">$ </div><div id="a67634" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:65px;">3,248</div><div id="a67636" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:65px;">$ </div><div id="a67638" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:65px;">12,512</div><div id="a67640" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:65px;">$ </div><div id="a67642" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:65px;">16,884</div><div id="a67645" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:78px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>(millions) </div><div id="a67650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:78px;">1,646.0</div><div id="a67653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:78px;">1,716.7</div><div id="a67656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:78px;">1,662.3</div><div id="a67659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:78px;">1,735.7</div><div id="a67662" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:91px;">Basic earnings per share </div><div id="a67663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:129px;top:91px;">(Canadian dollars)</div><div id="a67665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:91px;">$ </div><div id="a67667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:91px;">2.75</div><div id="a67669" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:91px;">$ </div><div id="a67671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:91px;">1.89</div><div id="a67673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:91px;">$ </div><div id="a67675" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:621px;top:91px;">7.53</div><div id="a67677" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:91px;">$ </div><div id="a67679" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:91px;">9.73</div><div id="a67682" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:105px;">Diluted earnings per share </div><div id="a67693" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:117px;">Net income available to common shareholders<div style="display:inline-block;width:1px"> </div>including impact of dilutive securities </div><div id="a67695" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:117px;">$ </div><div id="a67697" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:476px;top:117px;">4,521</div><div id="a67699" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:117px;">$ </div><div id="a67701" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:546px;top:117px;">3,248</div><div id="a67703" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:117px;">$ </div><div id="a67705" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:610px;top:117px;">12,512</div><div id="a67707" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:117px;">$ </div><div id="a67709" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:117px;">16,884</div><div id="a67712" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:130px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>(millions) </div><div id="a67717" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:130px;">1,646.0</div><div id="a67720" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:130px;">1,716.7</div><div id="a67723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:130px;">1,662.3</div><div id="a67726" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:130px;">1,735.7</div><div id="a67729" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:143px;">Effect of dilutive securities </div><div id="a67741" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:17px;top:156px;">Stock options potentially exercisable (millions)</div><div id="a67742" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:156px;">1</div><div id="a67745" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:487px;top:156px;">6.2</div><div id="a67748" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:557px;top:156px;">2.2</div><div id="a67751" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:627px;top:156px;">5.3</div><div id="a67754" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:697px;top:156px;">1.3</div><div id="a67757" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:169px;">Weighted-average number of common shares outstanding<div style="display:inline-block;width:1px"> </div>– diluted (millions) </div><div id="a67765" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:169px;">1,652.2</div><div id="a67768" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:538px;top:169px;">1,718.9</div><div id="a67771" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:608px;top:169px;">1,667.6</div><div id="a67774" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:169px;">1,737.0</div><div id="a67777" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:182px;">Diluted earnings per share </div><div id="a67778" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:136px;top:182px;">(Canadian dollars)</div><div id="a67779" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:218px;top:182px;">1</div><div id="a67781" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:437px;top:182px;">$ </div><div id="a67783" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:481px;top:182px;">2.74</div><div id="a67785" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:182px;">$ </div><div id="a67787" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:552px;top:182px;">1.89</div><div id="a67789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:577px;top:182px;">$ </div><div id="a67791" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:621px;top:182px;">7.50</div><div id="a67793" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:647px;top:182px;">$ </div><div id="a67795" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:692px;top:182px;">9.72</div></div><div id="TextBlockContainer506" style="position:relative;line-height:normal;width:725px;height:32px;"><div id="div_504_XBRL_TS_6a1d46cc47154350bcae3fde4c1c6de1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer505" style="position:relative;line-height:normal;width:725px;height:32px;"><div id="a67799_1_93" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">For the three and nine months ended July 31, 2026, and the three months ended July 31, 2025, </div><div id="a67799_94_2" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:372px;top:0px;">no</div><div id="a67799_96_87" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:381px;top:0px;"><div style="display:inline-block;width:3px"> </div>outstanding options were excluded from the computation of diluted earnings per share. </div><div id="a67811" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:11px;">For the nine months ended July 31, 2025, the computation of diluted earnings per share excluded average options<div style="display:inline-block;width:4px"> </div>outstanding of </div><div id="a67811_127_3" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:500px;top:11px;">4.7</div><div id="a67811_130_51" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:512px;top:11px;"><div style="display:inline-block;width:2px"> </div>million with a weighted-average exercise price of </div><div id="a67821" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:21px;">$</div><div id="a67821_1_5" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:8px;top:21px;">92.91</div><div id="a67821_6_92" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:30px;top:21px;">, as the option price was greater than the average market price of the Bank’s common shares.</div></div></div></div> 4521000000 3248000000 12512000000 16884000000 1646000000.0 1716700000 1662300000 1735700000 2.75 1.89 7.53 9.73 4521000000 3248000000 12512000000 16884000000 1646000000.0 1716700000 1662300000 1735700000 6200000 2200000 5300000 1300000 1652200000 1718900000 1667600000 1737000000.0 2.74 1.89 7.50 9.72 0 0 0 4700000 92.91 <div id="TextBlockContainer508" style="position:relative;line-height:normal;width:275px;height:13px;"><div id="a67836" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 17: PROVISIONS AND CONTINGENT<div style="display:inline-block;width:1px"> </div>LIABILITIES</div></div><div id="TextBlockContainer510" style="position:relative;line-height:normal;width:714px;height:26px;"><div id="a67840" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">Other than as described below, there have been no new significant<div style="display:inline-block;width:1px"> </div>events or transactions except as previously<div style="display:inline-block;width:1px"> </div>identified in Note 25 of the Bank’s 2025 Annual </div><div id="a67894" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">Consolidated Financial Statements.</div></div><div id="TextBlockContainer512" style="position:relative;line-height:normal;width:734px;height:880px;"><div id="a67901" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(a)</div><div id="a67903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:16px;top:0px;"><div style="display:inline-block;width:3px"> </div>LEGAL AND REGULATORY MATTERS </div><div id="a67906" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">In the ordinary course of business, the Bank<div style="display:inline-block;width:1px"> </div>and its subsidiaries are involved in various<div style="display:inline-block;width:1px"> </div>legal and regulatory actions, including but<div style="display:inline-block;width:1px"> </div>not limited to civil claims and </div><div id="a67908" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">lawsuits, regulatory examinations, investigations,<div style="display:inline-block;width:1px"> </div>audits, and requests for information by<div style="display:inline-block;width:1px"> </div>governmental, regulatory and self-regulatory<div style="display:inline-block;width:1px"> </div>agencies and law </div><div id="a67911" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">enforcement authorities in various jurisdictions,<div style="display:inline-block;width:1px"> </div>in respect of our businesses and compliance<div style="display:inline-block;width:1px"> </div>programs. The Bank establishes provisions<div style="display:inline-block;width:1px"> </div>when it becomes </div><div id="a67913" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">probable that the Bank will incur a loss and<div style="display:inline-block;width:1px"> </div>the amount can be reliably estimated.<div style="display:inline-block;width:1px"> </div>The Bank also estimates the aggregate range<div style="display:inline-block;width:1px"> </div>of reasonably possible losses </div><div id="a67916" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">(RPL) in its legal and regulatory actions (that<div style="display:inline-block;width:1px"> </div>is, those which are neither probable nor<div style="display:inline-block;width:1px"> </div>remote), in excess of provisions. However, the Bank does<div style="display:inline-block;width:1px"> </div>not disclose the </div><div id="a67919" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">specific possible loss associated with each underlying<div style="display:inline-block;width:1px"> </div>matter given the substantial uncertainty associated<div style="display:inline-block;width:1px"> </div>with each possible loss as described below and<div style="display:inline-block;width:1px"> </div>the </div><div id="a67922" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">negative consequences to the Bank’s resolution<div style="display:inline-block;width:1px"> </div>of the matters that comprise the<div style="display:inline-block;width:1px"> </div>RPL should individual possible losses be disclosed.<div style="display:inline-block;width:1px"> </div>As at July 31, 2026, the </div><div id="a67924" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">Bank’s RPL is from </div><div id="a67924_19_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:92px;top:107px;">zero</div><div id="a67924_23_19" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:111px;top:107px;"><div style="display:inline-block;width:3px"> </div>to approximately $</div><div id="a67924_42_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:196px;top:107px;">400</div><div id="a67924_45_34" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:212px;top:107px;"><div style="display:inline-block;width:3px"> </div>million (October 31, 2025 – from </div><div id="a67924_79_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:361px;top:107px;">zero</div><div id="a67924_83_19" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:380px;top:107px;"><div style="display:inline-block;width:3px"> </div>to approximately $</div><div id="a67924_102_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:465px;top:107px;">440.7</div><div id="a67924_107_51" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:490px;top:107px;"><div style="display:inline-block;width:3px"> </div>million). The Bank’s provisions and RPL represent </div><div id="a67930" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">the Bank’s best estimates based upon currently available<div style="display:inline-block;width:1px"> </div>information for actions for which estimates<div style="display:inline-block;width:1px"> </div>can be made, but there are a number of factors<div style="display:inline-block;width:1px"> </div>that could </div><div id="a67934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">cause the Bank’s actual losses to be significantly<div style="display:inline-block;width:1px"> </div>different from its provisions or RPL. For example,<div style="display:inline-block;width:1px"> </div>the Bank’s estimates involve significant judgment<div style="display:inline-block;width:1px"> </div>due to the </div><div id="a67936" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">varying stages of the proceedings, the existence<div style="display:inline-block;width:1px"> </div>of multiple defendants in many proceedings<div style="display:inline-block;width:1px"> </div>whose share of liability has yet to be determined,<div style="display:inline-block;width:1px"> </div>the numerous yet-</div><div id="a67939" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">unresolved issues in many of the proceedings,<div style="display:inline-block;width:1px"> </div>some of which are beyond the Bank’s control and/or<div style="display:inline-block;width:1px"> </div>involve novel legal theories and interpretations,<div style="display:inline-block;width:1px"> </div>the attendant </div><div id="a67942" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:173px;">uncertainty of the various potential outcomes<div style="display:inline-block;width:1px"> </div>of such proceedings, and the fact that the underlying<div style="display:inline-block;width:1px"> </div>matters will change from time to time. In<div style="display:inline-block;width:1px"> </div>addition, some actions </div><div id="a67945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">seek very large or indeterminate damages.<div style="display:inline-block;width:1px"> </div>Refer to Note 25 of the Bank’s 2025 Annual Consolidated<div style="display:inline-block;width:1px"> </div>Financial Statements for details on the Bank’s significant </div><div id="a67947" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:200px;">legal and regulatory matters. Based on<div style="display:inline-block;width:1px"> </div>the Bank’s current knowledge, and subject to<div style="display:inline-block;width:1px"> </div>the factors listed above as well as other uncertainties<div style="display:inline-block;width:1px"> </div>inherent in litigation and </div><div id="a67950" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:213px;">regulatory matters, other than as described<div style="display:inline-block;width:1px"> </div>below: (i) there have been no notable developments<div style="display:inline-block;width:1px"> </div>to the matters previously identified in Note<div style="display:inline-block;width:1px"> </div>25 of the Bank’s 2025 </div><div id="a67954" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:227px;">Annual Consolidated Financial Statements; and<div style="display:inline-block;width:1px"> </div>(ii) since October 31, 2025, no other legal<div style="display:inline-block;width:1px"> </div>or regulatory matter has arisen or progressed<div style="display:inline-block;width:1px"> </div>to the point that it would </div><div id="a67956" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:240px;">reasonably be expected to result in a material<div style="display:inline-block;width:1px"> </div>financial impact to the Bank. </div><div id="a67958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:253px;">As previously disclosed, on October 10, 2024,<div style="display:inline-block;width:1px"> </div>the Bank announced that, following active<div style="display:inline-block;width:1px"> </div>cooperation and engagement with authorities and<div style="display:inline-block;width:1px"> </div>regulators, it </div><div id="a67960" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:267px;">reached a resolution (the “Global Resolution”)<div style="display:inline-block;width:1px"> </div>of previously disclosed investigations related<div style="display:inline-block;width:1px"> </div>to its U.S. Bank Secrecy Act (BSA) and Anti-Money<div style="display:inline-block;width:1px"> </div>Laundering (AML) </div><div id="a67964" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:280px;">compliance programs (collectively, the “U.S. BSA/AML program”).<div style="display:inline-block;width:1px"> </div>The Bank and certain of its U.S. subsidiaries<div style="display:inline-block;width:1px"> </div>consented to orders with the Office of the </div><div id="a67966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:293px;">Comptroller of the Currency (OCC), the Federal<div style="display:inline-block;width:1px"> </div>Reserve Board, and the Financial Crimes<div style="display:inline-block;width:1px"> </div>Enforcement Network and entered into plea<div style="display:inline-block;width:1px"> </div>agreements with the </div><div id="a67968" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:307px;">Department of Justice (DOJ), Criminal<div style="display:inline-block;width:1px"> </div>Division, Money Laundering and Asset<div style="display:inline-block;width:1px"> </div>Recovery Section and the United States<div style="display:inline-block;width:1px"> </div>Attorney’s Office for the District of New </div><div id="a67970" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:320px;">Jersey. Details of the Global Resolution include: (i) a total payment<div style="display:inline-block;width:1px"> </div>of US$</div><div id="a67970_76_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:332px;top:320px;">3.088</div><div id="a67970_81_11" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:357px;top:320px;"><div style="display:inline-block;width:3px"> </div>billion ($</div><div id="a67970_92_5" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:397px;top:320px;">4.233</div><div id="a67970_97_69" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:422px;top:320px;"><div style="display:inline-block;width:3px"> </div>billion), all of which was provisioned during<div style="display:inline-block;width:1px"> </div>the 2024 fiscal year; </div><div id="a67973" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:333px;">(ii) TD Bank, N.A. (TDBNA) pleading guilty<div style="display:inline-block;width:1px"> </div>to one count of conspiring to fail to maintain<div style="display:inline-block;width:1px"> </div>an adequate AML program, failing<div style="display:inline-block;width:1px"> </div>to file accurate currency transaction </div><div id="a67976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:347px;">reports (CTRs) and launder money and<div style="display:inline-block;width:1px"> </div>TD Bank US Holding Company (TDBUSH)<div style="display:inline-block;width:1px"> </div>pleading guilty to two counts of causing<div style="display:inline-block;width:1px"> </div>TDBNA to fail to maintain an adequate </div><div id="a67978" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:360px;">AML program and to fail to file accurate<div style="display:inline-block;width:1px"> </div>CTRs; (iii) requirements to remediate the<div style="display:inline-block;width:1px"> </div>Bank’s U.S. BSA/AML program; (iv) a requirement<div style="display:inline-block;width:1px"> </div>to prioritize the funding and </div><div id="a67980" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:373px;">staffing of the remediation, which includes Board<div style="display:inline-block;width:1px"> </div>certifications for dividend distributions<div style="display:inline-block;width:1px"> </div>from certain of the Bank’s U.S. subsidiaries to the<div style="display:inline-block;width:1px"> </div>Bank; (v) formal </div><div id="a67982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:387px;">oversight of the U.S. BSA/AML remediation<div style="display:inline-block;width:1px"> </div>through an independent compliance monitorship;<div style="display:inline-block;width:1px"> </div>(vi) a prohibition against the average combined<div style="display:inline-block;width:1px"> </div>total assets of TD’s </div><div id="a67984" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:400px;">two U.S. banking subsidiaries (TDBNA and<div style="display:inline-block;width:1px"> </div>TD Bank USA, N.A.) (collectively, the “U.S. Bank”) exceeding<div style="display:inline-block;width:1px"> </div>US$</div><div id="a67984_105_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:490px;top:400px;">434</div><div id="a67984_108_49" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:507px;top:400px;"><div style="display:inline-block;width:3px"> </div>billion (representing the combined total assets </div><div id="a67986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:413px;">of the U.S. Bank as at September 30, 2024)<div style="display:inline-block;width:1px"> </div>(the “Asset Limitation”), and if the U.S. Bank<div style="display:inline-block;width:1px"> </div>does not achieve compliance with all actionable<div style="display:inline-block;width:1px"> </div>articles in the OCC </div><div id="a67988" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:427px;">consent orders (and for each successive<div style="display:inline-block;width:1px"> </div>year that the U.S. Bank remains non-compliant),<div style="display:inline-block;width:1px"> </div>the OCC may require the U.S. Bank to<div style="display:inline-block;width:1px"> </div>further reduce total consolidated </div><div id="a67991" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:440px;">assets by up to </div><div id="a67991_16_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:74px;top:440px;">7</div><div id="a67991_17_138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:79px;top:440px;">%; (vii) the U.S. Bank being subject to OCC<div style="display:inline-block;width:1px"> </div>supervisory approval processes for any<div style="display:inline-block;width:1px"> </div>additions of new bank products, services,<div style="display:inline-block;width:1px"> </div>markets, and </div><div id="a67993" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:454px;">stores prior to the OCC’s acceptance of the<div style="display:inline-block;width:1px"> </div>U.S. Bank’s improved AML policies and procedures,<div style="display:inline-block;width:1px"> </div>to ensure the AML risk of new initiatives is appropriately </div><div id="a67995" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:467px;">considered and mitigated; (viii) requirements<div style="display:inline-block;width:1px"> </div>for the Bank and TD Group U.S. Holdings,<div style="display:inline-block;width:1px"> </div>LLC (TDGUS) to retain a third party<div style="display:inline-block;width:1px"> </div>to assess the effectiveness of the </div><div id="a67998" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:480px;">corporate governance and U.S. management<div style="display:inline-block;width:1px"> </div>structure and composition to adequately<div style="display:inline-block;width:1px"> </div>oversee U.S. operations; (ix) requirements<div style="display:inline-block;width:1px"> </div>to comply with the terms of the </div><div id="a68000" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:494px;">plea agreements with the DOJ during a five-year<div style="display:inline-block;width:1px"> </div>term of probation (which could be extended<div style="display:inline-block;width:1px"> </div>as a result of the Bank failing to complete<div style="display:inline-block;width:1px"> </div>the compliance </div><div id="a68003" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:507px;">undertakings, failing to cooperate or to report<div style="display:inline-block;width:1px"> </div>alleged misconduct as required, or<div style="display:inline-block;width:1px"> </div>committing additional crimes); (x) an ongoing<div style="display:inline-block;width:1px"> </div>obligation to cooperate with DOJ </div><div id="a68006" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:520px;">investigations; and (xi) an ongoing obligation<div style="display:inline-block;width:1px"> </div>to report evidence or allegations of violations<div style="display:inline-block;width:1px"> </div>by the Bank, its affiliates, or their employees<div style="display:inline-block;width:1px"> </div>that may be a violation of </div><div id="a68009" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:534px;">U.S. federal law. The Bank is focused on meeting the<div style="display:inline-block;width:1px"> </div>terms of the consent orders and plea agreements,<div style="display:inline-block;width:1px"> </div>including meeting its requirements to remediate<div style="display:inline-block;width:1px"> </div>the </div><div id="a68011" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:547px;">Bank’s U.S. BSA/AML compliance programs.<div style="display:inline-block;width:1px"> </div>During the first fiscal quarter of 2025, the<div style="display:inline-block;width:1px"> </div>Bank fully paid the remainder of the monetary penalty<div style="display:inline-block;width:1px"> </div>owed pursuant to the </div><div id="a68013" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:560px;">consent orders and plea agreements that<div style="display:inline-block;width:1px"> </div>were entered into as part of the Global Resolution.<div style="display:inline-block;width:1px"> </div>The payment was covered by provisions previously<div style="display:inline-block;width:1px"> </div>taken by the Bank </div><div id="a68015" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:574px;">for this matter. </div><div id="a68017" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:587px;">As previously disclosed, the Bank and<div style="display:inline-block;width:1px"> </div>some former and current directors, officers and employees<div style="display:inline-block;width:1px"> </div>have been named as defendants in proposed<div style="display:inline-block;width:1px"> </div>class action </div><div id="a68020" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:600px;">lawsuits in the United States and Canada<div style="display:inline-block;width:1px"> </div>purporting to be brought on behalf of<div style="display:inline-block;width:1px"> </div>the Bank’s shareholders alleging, among other things,<div style="display:inline-block;width:1px"> </div>that a decline in the price of </div><div id="a68022" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:614px;">the Bank’s shares was the result of misleading disclosures<div style="display:inline-block;width:1px"> </div>with respect to the Bank’s AML compliance programs<div style="display:inline-block;width:1px"> </div>and/or the potential outcomes of the government </div><div id="a68024" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:627px;">agencies’ or regulators’ investigations.<div style="display:inline-block;width:1px"> </div>The two proposed class actions filed in<div style="display:inline-block;width:1px"> </div>the United States have been consolidated<div style="display:inline-block;width:1px"> </div>under the caption </div><div id="a68026" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:619px;top:627px;">Tiessen v. The </div><div id="a68027" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:4px;top:640px;">Toronto-Dominion Bank, et al., </div><div id="a68030" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:640px;">in the United States District Court for<div style="display:inline-block;width:1px"> </div>the Southern District of New York, and a consolidated amended complaint<div style="display:inline-block;width:1px"> </div>has been filed </div><div id="a68032" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:654px;">which names TD Bank, N.A., TDBUSH,<div style="display:inline-block;width:1px"> </div>and certain former and current officers as<div style="display:inline-block;width:1px"> </div>defendants. On May 30, 2025, the defendants<div style="display:inline-block;width:1px"> </div>filed a motion to dismiss in the </div><div id="a68034" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:4px;top:667px;">Tiessen </div><div id="a68035" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:41px;top:667px;">case, which is pending before the court. Out<div style="display:inline-block;width:1px"> </div>of the three proposed class actions in Ontario, </div><div id="a68036" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:446px;top:667px;">Parkin v. The Toronto-Dominion Bank, et al., </div><div id="a68039" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:646px;top:667px;">has been </div><div id="a68040" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:680px;">identified as the lead action with the other<div style="display:inline-block;width:1px"> </div>two Ontario actions being stayed. There remains<div style="display:inline-block;width:1px"> </div>one further proposed class action in Quebec<div style="display:inline-block;width:1px"> </div>which has been stayed. </div><div id="a68042" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:694px;">The </div><div id="a68043" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:24px;top:694px;">Parkin </div><div id="a68044" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:55px;top:694px;">certification hearing and the motion to seek<div style="display:inline-block;width:1px"> </div>leave under the </div><div id="a68045" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:320px;top:694px;">Securities Act </div><div id="a68046" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:384px;top:694px;">(Ontario) have been argued and the<div style="display:inline-block;width:1px"> </div>court's decision is pending. A putative </div><div id="a68048" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:707px;">shareholder derivative action, captioned </div><div id="a68049" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:183px;top:707px;">Rubin v. Masrani, et al., </div><div id="a68050" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:291px;top:707px;">has also been filed purportedly on behalf of<div style="display:inline-block;width:1px"> </div>TD in the United States in the Supreme<div style="display:inline-block;width:1px"> </div>Court of the </div><div id="a68051" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:720px;">State of New York, New York County,<div style="display:inline-block;width:4px"> </div>against certain former and current<div style="display:inline-block;width:1px"> </div>TD directors, officers and employees, and certain<div style="display:inline-block;width:1px"> </div>of TD’s U.S. affiliates and subsidiaries. </div><div id="a68053" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:734px;">The complaint asserts alleged breaches of<div style="display:inline-block;width:1px"> </div>duties and other claims against the individual<div style="display:inline-block;width:1px"> </div>defendants in connection with the Bank’s<div style="display:inline-block;width:1px"> </div>U.S. BSA/AML compliance </div><div id="a68055" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:747px;">programs. On October 31, 2025, TD filed a<div style="display:inline-block;width:1px"> </div>motion to dismiss the </div><div id="a68056" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:293px;top:747px;">Rubin </div><div id="a68057" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:322px;top:747px;">action, which is pending before the<div style="display:inline-block;width:1px"> </div>court. Certain purported TD shareholders<div style="display:inline-block;width:1px"> </div>have also </div><div id="a68058" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:760px;">filed an application in the Ontario Superior<div style="display:inline-block;width:1px"> </div>Court of Justice (</div><div id="a68059" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:268px;top:760px;">The Trustees of International Brotherhood of Electrical Workers,<div style="display:inline-block;width:1px"> </div>et al., v. The Toronto-Dominion Bank, </div><div id="a68062" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:4px;top:774px;">et al.</div><div id="a68063" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:25px;top:774px;">) seeking leave to bring a shareholder derivative<div style="display:inline-block;width:1px"> </div>action in the Delaware Court of Chancery<div style="display:inline-block;width:1px"> </div>on behalf of TD and TDBUSH against certain<div style="display:inline-block;width:1px"> </div>current and former </div><div id="a68066" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:787px;">directors and officers. The motion to seek leave<div style="display:inline-block;width:1px"> </div>was heard on April 21, 2026. On May 4, 2026,<div style="display:inline-block;width:1px"> </div>the Court issued its decision declining<div style="display:inline-block;width:1px"> </div>the application. The </div><div id="a68069" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:800px;">applicants filed a notice of appeal and<div style="display:inline-block;width:1px"> </div>the appeal is scheduled to be heard on March<div style="display:inline-block;width:1px"> </div>17, 2027. All of the proceedings are<div style="display:inline-block;width:1px"> </div>still in early stages. Losses or damages </div><div id="a68074" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:814px;">cannot be estimated at this time. </div><div id="a68076" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:827px;">As previously disclosed, the Bank has been<div style="display:inline-block;width:1px"> </div>named as a defendant in a purported<div style="display:inline-block;width:1px"> </div>class action lawsuit in the United States to be brought<div style="display:inline-block;width:1px"> </div>on behalf of First </div><div id="a68078" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:840px;">Horizon shareholders alleging that a decline<div style="display:inline-block;width:1px"> </div>in the price of First Horizon shares was<div style="display:inline-block;width:1px"> </div>the result of alleged misleading disclosures<div style="display:inline-block;width:1px"> </div>the Bank made with respect to its </div><div id="a68080" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:854px;">U.S. BSA/AML compliance programs and its<div style="display:inline-block;width:1px"> </div>effect on the Bank’s contemplated merger<div style="display:inline-block;width:1px"> </div>with First Horizon. The lawsuit also names<div style="display:inline-block;width:1px"> </div>some of the Bank’s former and </div><div id="a68082" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:867px;">current officers and a former employee as defendants.<div style="display:inline-block;width:1px"> </div>On November 26, 2025, the court dismissed<div style="display:inline-block;width:1px"> </div>plaintiffs’ complaint, but gave plaintiffs a final opportunity<div style="display:inline-block;width:1px"> </div>to </div></div><div id="TextBlockContainer514" style="position:relative;line-height:normal;width:733px;height:279px;"><div id="a68100" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">amend their complaint again to attempt<div style="display:inline-block;width:1px"> </div>to address its deficiencies. On January<div style="display:inline-block;width:1px"> </div>22, 2026, the plaintiffs did not amend their<div style="display:inline-block;width:1px"> </div>complaint and instead filed a notice of </div><div id="a68102" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">appeal. On February 26, 2026, three lawsuits<div style="display:inline-block;width:1px"> </div>brought by entities organized under<div style="display:inline-block;width:1px"> </div>the laws of the Cayman Islands were filed on<div style="display:inline-block;width:1px"> </div>an individual basis in New Jersey </div><div id="a68105" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">state court against the Bank, TDBNA,<div style="display:inline-block;width:1px"> </div>TDGUS and current and former officers and<div style="display:inline-block;width:1px"> </div>employees claiming they were induced<div style="display:inline-block;width:1px"> </div>to purchase and hold First Horizon stock </div><div id="a68108" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">based on TD's representations concerning<div style="display:inline-block;width:1px"> </div>TD's U.S. BSA/AML compliance programs<div style="display:inline-block;width:1px"> </div>and its effect on the Bank's contemplated<div style="display:inline-block;width:1px"> </div>merger with First Horizon </div><div id="a68111" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">(</div><div id="a68112" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:7px;top:53px;">Nineteen77 Global Multi-Strategy Alpha Master<div style="display:inline-block;width:1px"> </div>Ltd. et al v. The Toronto-Dominion Bank et al; AQR Arbitrage MA Offshore Fund L.P. et al v. The Toronto-</div><div id="a68118" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:4px;top:67px;">Dominion Bank et al; HBK Master Fund LP<div style="display:inline-block;width:1px"> </div>et al v. The Toronto-Dominion Bank et al</div><div id="a68121" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:67px;">.). On March 27, 2026, TD filed a notice<div style="display:inline-block;width:1px"> </div>to remove the cases to federal court, </div><div id="a68125" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">which plaintiffs are contesting. Losses or damages<div style="display:inline-block;width:1px"> </div>cannot be estimated at this time. </div><div id="a68128" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:93px;">U.S. government agencies are conducting<div style="display:inline-block;width:1px"> </div>inquiries or investigations related to fair access<div style="display:inline-block;width:1px"> </div>to banking, including pursuant to Executive<div style="display:inline-block;width:1px"> </div>Order 14331 </div><div id="a68130" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">(Guaranteeing Fair Banking for All Americans),<div style="display:inline-block;width:1px"> </div>which directed a review by certain government<div style="display:inline-block;width:1px"> </div>agencies of financial institutions’ policies<div style="display:inline-block;width:1px"> </div>and practices for </div><div id="a68132" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">providing, maintaining, or discontinuing<div style="display:inline-block;width:1px"> </div>financial products or services to customers<div style="display:inline-block;width:1px"> </div>or potential customers. The Bank is responding<div style="display:inline-block;width:1px"> </div>to requests from U.S. </div><div id="a68135" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">government agencies regarding, among other<div style="display:inline-block;width:1px"> </div>things, the Bank's policies and processes and<div style="display:inline-block;width:1px"> </div>the provision of services to customers<div style="display:inline-block;width:1px"> </div>and potential customers. </div><div id="a68138" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:147px;">As previously disclosed, the Bank is a defendant<div style="display:inline-block;width:1px"> </div>in Canada and/or the United States in a<div style="display:inline-block;width:1px"> </div>number of matters, including class actions,<div style="display:inline-block;width:1px"> </div>alleging claims in </div><div id="a68141" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">connection with various fees, practices and<div style="display:inline-block;width:1px"> </div>credit decisions. The cases are in various<div style="display:inline-block;width:1px"> </div>stages of maturity and include, among others:<div style="display:inline-block;width:1px"> </div>a Quebec action against </div><div id="a68143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:173px;">members of the financial services industry<div style="display:inline-block;width:1px"> </div>(including the Bank) regarding the existence<div style="display:inline-block;width:1px"> </div>and amount of the insufficient or non-sufficient<div style="display:inline-block;width:1px"> </div>funds fee, a Quebec action </div><div id="a68146" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">against certain brokers (including TD Direct<div style="display:inline-block;width:1px"> </div>Investing) regarding disclosure of foreign<div style="display:inline-block;width:1px"> </div>conversion fees, a Quebec action against members<div style="display:inline-block;width:1px"> </div>of the automobile </div><div id="a68149" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:200px;">insurance industry (including Primmum Insurance<div style="display:inline-block;width:1px"> </div>Company) regarding underwriting practices<div style="display:inline-block;width:1px"> </div>in Quebec, a class action that was certified<div style="display:inline-block;width:1px"> </div>against the Bank related </div><div id="a68151" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:213px;">to a specific class of employees and TD’s practice<div style="display:inline-block;width:1px"> </div>of treating amounts paid under the applicable<div style="display:inline-block;width:1px"> </div>compensation plans as inclusive of vacation<div style="display:inline-block;width:1px"> </div>pay and public </div><div id="a68153" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:227px;">holiday pay for those employees, and a Quebec<div style="display:inline-block;width:1px"> </div>action that was recently certified against<div style="display:inline-block;width:1px"> </div>members of the financial services industry (including<div style="display:inline-block;width:1px"> </div>the Bank) regarding </div><div id="a68155" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:240px;">certain mortgage<div style="display:inline-block;width:2px"> </div>prepayment charges. </div><div id="a68159" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:267px;">Refer to Note 15 for disclosures related<div style="display:inline-block;width:1px"> </div>to tax matters.</div></div><div id="TextBlockContainer516" style="position:relative;line-height:normal;width:733px;height:53px;"><div id="a68162" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:italic;color:#000000;left:4px;top:0px;">(b)</div><div id="a68165" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:17px;top:0px;"><div style="display:inline-block;width:3px"> </div>RESTRUCTURING CHARGES </div><div id="a68168" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">During fiscal 2026, the Bank undertook certain<div style="display:inline-block;width:1px"> </div>measures to reduce its cost base and achieve<div style="display:inline-block;width:1px"> </div>greater efficiency. The restructuring program concluded on </div><div id="a68170" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">January 31, 2026. For the three and nine months<div style="display:inline-block;width:1px"> </div>ended July 31, 2026, the Bank incurred pre-tax<div style="display:inline-block;width:1px"> </div>restructuring charges (recovery) of ($</div><div id="a68170_133_2" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:599px;top:27px;">10</div><div id="a68170_135_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:610px;top:27px;">) million and $</div><div id="a68170_150_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:27px;">184</div><div id="a68170_153_10" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:27px;"><div style="display:inline-block;width:3px"> </div>million, </div><div id="a68192" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">respectively (three and nine months ended<div style="display:inline-block;width:1px"> </div>July 31, 2025 – $</div><div id="a68192_59_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:272px;top:40px;">333</div><div id="a68192_62_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:289px;top:40px;"><div style="display:inline-block;width:3px"> </div>million and $</div><div id="a68192_76_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:347px;top:40px;">496</div><div id="a68192_79_24" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:364px;top:40px;"><div style="display:inline-block;width:3px"> </div>million, respectively).</div></div> 0 400000000 0 440700000 3088000000.000 4233000000 434000000000 0.07 -10000000 184000000 333000000 496000000 <div id="TextBlockContainer518" style="position:relative;line-height:normal;width:196px;height:13px;"><div id="a68223" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 18: SEGMENTED INFORMATION</div></div><div id="TextBlockContainer522" style="position:relative;line-height:normal;width:733px;height:266px;"><div id="a68226" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">For management reporting purposes, the Bank<div style="display:inline-block;width:1px"> </div>reports its results from business operations<div style="display:inline-block;width:1px"> </div>and activities under four key business<div style="display:inline-block;width:1px"> </div>segments:<div style="display:inline-block;width:3px"> </div>Canadian Personal </div><div id="a68241" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">and Commercial Banking, U.S. Banking,<div style="display:inline-block;width:1px"> </div>Wealth Management and Insurance, and Wholesale<div style="display:inline-block;width:1px"> </div>Banking. The Bank’s other activities are grouped<div style="display:inline-block;width:1px"> </div>into the Corporate </div><div id="a68284" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">segment. Effective the first quarter of 2026, the<div style="display:inline-block;width:1px"> </div>Bank renamed its U.S. Retail segment to<div style="display:inline-block;width:1px"> </div>U.S. Banking to better reflect the segment’s financial<div style="display:inline-block;width:1px"> </div>products and </div><div id="a68336" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:40px;">services.</div><div id="a68338" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:16px;top:53px;">Canadian Personal and Commercial<div style="display:inline-block;width:1px"> </div>Banking provides financial products and services<div style="display:inline-block;width:1px"> </div>to personal, small business and commercial<div style="display:inline-block;width:1px"> </div>customers, and includes </div><div id="a68376" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">TD Auto Finance Canada. U.S. Banking is<div style="display:inline-block;width:1px"> </div>comprised of personal and business banking<div style="display:inline-block;width:1px"> </div>in the U.S., TD Auto Finance U.S., and the<div style="display:inline-block;width:1px"> </div>U.S. wealth business.<div style="display:inline-block;width:2px"> </div>Effective </div><div id="a68429" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">the first quarter of 2026, non-interest income<div style="display:inline-block;width:1px"> </div>within U.S. Banking is adjusted for the Bank’s<div style="display:inline-block;width:1px"> </div>share of losses from community-based<div style="display:inline-block;width:1px"> </div>tax-advantaged investments </div><div id="a68482" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">accounted for using the equity method<div style="display:inline-block;width:1px"> </div>which are reclassified to provision for income<div style="display:inline-block;width:1px"> </div>taxes. The adjustment for the three and nine<div style="display:inline-block;width:1px"> </div>months ended July 31, 2026 was </div><div id="a68538" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">$</div><div id="a68538_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:107px;">185</div><div id="a68538_4_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:107px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a68538_17_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:83px;top:107px;">132</div><div id="a68538_20_15" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:107px;"><div style="display:inline-block;width:3px"> </div>million) and $</div><div id="a68538_35_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:162px;top:107px;">548</div><div id="a68538_38_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:178px;top:107px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a68538_51_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:235px;top:107px;">395</div><div id="a68538_54_70" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:252px;top:107px;"><div style="display:inline-block;width:3px"> </div>million), respectively (three and nine<div style="display:inline-block;width:1px"> </div>months ended July 31, 2025 – $</div><div id="a68538_124_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:560px;top:107px;">165</div><div id="a68538_127_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:576px;top:107px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a68538_140_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:633px;top:107px;">120</div><div id="a68538_143_14" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:650px;top:107px;"><div style="display:inline-block;width:3px"> </div>million) and </div><div id="a68594" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">$</div><div id="a68594_1_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:120px;">490</div><div id="a68594_4_13" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:26px;top:120px;"><div style="display:inline-block;width:3px"> </div>million (US$</div><div id="a68594_17_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:83px;top:120px;">349</div><div id="a68594_20_143" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:120px;"><div style="display:inline-block;width:3px"> </div>million), respectively). Comparative amounts<div style="display:inline-block;width:1px"> </div>have been reclassified to conform<div style="display:inline-block;width:1px"> </div>with the presentation adopted in the first<div style="display:inline-block;width:1px"> </div>quarter of 2026. On </div><div id="a68643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:133px;">February 12, 2025, the Bank sold its entire remaining<div style="display:inline-block;width:1px"> </div>equity investment in Schwab.<div style="display:inline-block;width:2px"> </div>Prior to the sale, the Bank’s investment in Schwab<div style="display:inline-block;width:1px"> </div>was reported in the U.S. </div><div id="a68700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">Banking segment,<div style="display:inline-block;width:3px"> </div>refer to Note 7 for further details.<div style="display:inline-block;width:2px"> </div>Wealth Management and Insurance includes the<div style="display:inline-block;width:1px"> </div>Canadian wealth business which provides investment </div><div id="a68739" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:160px;">products and services to institutional and retail<div style="display:inline-block;width:1px"> </div>investors, and the insurance business which<div style="display:inline-block;width:1px"> </div>provides property and casualty insurance,<div style="display:inline-block;width:1px"> </div>as well as life and health </div><div id="a68749" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:173px;">insurance products to customers across<div style="display:inline-block;width:1px"> </div>Canada. Wholesale Banking provides a wide<div style="display:inline-block;width:1px"> </div>range of capital markets, investment banking,<div style="display:inline-block;width:1px"> </div>and corporate banking </div><div id="a68780" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:187px;">products and services,<div style="display:inline-block;width:2px"> </div>including underwriting and distribution<div style="display:inline-block;width:1px"> </div>of new debt and equity issues, providing<div style="display:inline-block;width:1px"> </div>advice on strategic acquisitions and divestitures,<div style="display:inline-block;width:1px"> </div>and </div><div id="a68789" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:200px;">meeting the daily trading, funding, and investment<div style="display:inline-block;width:1px"> </div>needs of the Bank’s clients. The Corporate<div style="display:inline-block;width:1px"> </div>segment includes the effects of certain asset securitization </div><div id="a68812" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:213px;">programs, treasury management, elimination<div style="display:inline-block;width:1px"> </div>of taxable equivalent adjustments and other<div style="display:inline-block;width:1px"> </div>management reclassifications, corporate level<div style="display:inline-block;width:1px"> </div>tax items, and residual </div><div id="a68848" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:227px;">unallocated revenue and expenses. </div><div id="div_520_XBRL_TS_bc0bd7d70ae740ff8e1eba42df3bd990" style="position:absolute;left:0px;top:254px;float:left;"><div id="TextBlockContainer521" style="position:relative;line-height:normal;width:552px;height:13px;"><div id="a68857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the segment<div style="display:inline-block;width:1px"> </div>results for the three and nine months ended<div style="display:inline-block;width:1px"> </div>July 31, 2026 and July 31, 2025.</div></div></div></div><div id="TextBlockContainer526" style="position:relative;line-height:normal;width:736px;height:471px;"><div id="div_524_XBRL_TS_5e5f881449be4d4fa44bbfe82b75fa78" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer525" style="position:relative;line-height:normal;width:736px;height:471px;"><div id="a68874" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Results by Business Segment</div><div id="a68875" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:130px;top:3px;">1</div><div id="a68898" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:16px;">(millions of Canadian dollars) </div><div id="a68900" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:204px;top:16px;">Canadian<div style="display:inline-block;width:3px"> </div></div><div id="a68906" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:16px;">Wealth </div><div id="a68922" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:27px;">Personal and </div><div id="a68928" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:27px;">Management </div><div id="a68945" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:156px;top:39px;">Commercial Banking</div><div id="a68948" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:285px;top:39px;">U.S. Banking </div><div id="a68950" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:376px;top:39px;">and Insurance </div><div id="a68952" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:39px;">Wholesale Banking</div><div id="a68953" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:39px;">2</div><div id="a68955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:579px;top:39px;">Corporate</div><div id="a68956" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:620px;top:39px;">2</div><div id="a68958" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:699px;top:39px;">Total </div><div id="a68974" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:583px;top:52px;">For the three months ended July 31 </div><div id="a68980" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:173px;top:64px;">2026 </div><div id="a68983" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:223px;top:64px;">2025 </div><div id="a68986" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:271px;top:64px;">2026 </div><div id="a68989" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:319px;top:64px;">2025 </div><div id="a68992" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:367px;top:64px;">2026 </div><div id="a68995" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:64px;">2025 </div><div id="a68998" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:64px;">2026 </div><div id="a69001" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:64px;">2025 </div><div id="a69004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:64px;">2026 </div><div id="a69007" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:64px;">2025 </div><div id="a69010" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:652px;top:64px;">2026 </div><div id="a69013" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:64px;">2025 </div><div id="a69016" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:76px;">Net interest income (loss) </div><div id="a69018" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:76px;">$ </div><div id="a69020" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:76px;">4,528</div><div id="a69022" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:76px;">$ </div><div id="a69024" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:76px;">4,239</div><div id="a69026" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:76px;">$ </div><div id="a69028" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:76px;">3,352</div><div id="a69030" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:76px;">$ </div><div id="a69032" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:76px;">3,101</div><div id="a69034" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:76px;">$ </div><div id="a69036" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:76px;">466</div><div id="a69038" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:76px;">$ </div><div id="a69040" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:76px;">373</div><div id="a69042" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:76px;">$ </div><div id="a69044" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:76px;">270</div><div id="a69046" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:76px;">$ </div><div id="a69048" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:76px;">110</div><div id="a69050" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:76px;">$ </div><div id="a69052" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:76px;">680</div><div id="a69054" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:76px;">$ </div><div id="a69056" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:76px;">703</div><div id="a69058" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:76px;">$ </div><div id="a69060" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:76px;">9,296</div><div id="a69062" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:76px;">$ </div><div id="a69064" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:76px;">8,526</div><div id="a69067" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Non-interest income (loss)</div><div id="a69073" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:87px;">989</div><div id="a69076" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:87px;">1,002</div><div id="a69079" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:87px;">814</div><div id="a69082" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:87px;">541</div><div id="a69085" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:87px;">3,619</div><div id="a69088" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:87px;">3,300</div><div id="a69091" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:87px;">2,311</div><div id="a69094" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:87px;">1,953</div><div id="a69097" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:87px;display:flex;">(144)</div><div id="a69100" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:608px;top:87px;display:flex;">(25)</div><div id="a69103" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:87px;">7,589</div><div id="a69106" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:87px;">6,771</div><div id="a69109" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Total revenue</div><div id="a69113" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:100px;">5,517</div><div id="a69116" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:100px;">5,241</div><div id="a69119" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:100px;">4,166</div><div id="a69122" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:100px;">3,642</div><div id="a69125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:100px;">4,085</div><div id="a69128" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:100px;">3,673</div><div id="a69131" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:100px;">2,581</div><div id="a69134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:100px;">2,063</div><div id="a69137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:100px;">536</div><div id="a69140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:100px;">678</div><div id="a69143" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:100px;">16,885</div><div id="a69146" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:100px;">15,297</div><div id="a69149" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:112px;">Provision for (recovery of) </div><div id="a69177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:123px;">credit losses </div><div id="a69180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:123px;">478</div><div id="a69183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:123px;">463</div><div id="a69186" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:123px;">317</div><div id="a69189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:123px;">317</div><div id="a69192" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:123px;">–</div><div id="a69195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:123px;">–</div><div id="a69198" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:123px;">41</div><div id="a69201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:123px;">71</div><div id="a69204" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:123px;">81</div><div id="a69207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:123px;">120</div><div id="a69210" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:123px;">917</div><div id="a69213" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:123px;">971</div><div id="a69216" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:135px;">Insurance service expenses </div><div id="a69219" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:135px;">–</div><div id="a69222" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:135px;">–</div><div id="a69225" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:135px;">–</div><div id="a69228" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:135px;">–</div><div id="a69231" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:135px;">1,646</div><div id="a69234" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:135px;">1,563</div><div id="a69237" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:135px;">–</div><div id="a69240" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:135px;">–</div><div id="a69243" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:135px;">–</div><div id="a69246" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:135px;">–</div><div id="a69249" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:135px;">1,646</div><div id="a69252" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:135px;">1,563</div><div id="a69255" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:147px;">Non-interest expenses<div style="display:inline-block;width:3px"> </div></div><div id="a69260" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:147px;">2,131</div><div id="a69263" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:147px;">2,066</div><div id="a69266" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:147px;">2,554</div><div id="a69269" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:147px;">2,381</div><div id="a69272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:147px;">1,296</div><div id="a69275" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:147px;">1,155</div><div id="a69278" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:147px;">1,594</div><div id="a69281" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:147px;">1,493</div><div id="a69284" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:147px;">900</div><div id="a69287" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:147px;">1,427</div><div id="a69290" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:147px;">8,475</div><div id="a69293" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:147px;">8,522</div><div id="a69296" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Income (loss) before income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a69324" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:171px;">and share of net income from </div><div id="a69352" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:183px;">investment in Schwab </div><div id="a69355" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:183px;">2,908</div><div id="a69358" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:183px;">2,712</div><div id="a69361" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:183px;">1,295</div><div id="a69364" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:183px;">944</div><div id="a69367" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:183px;">1,143</div><div id="a69370" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:183px;">955</div><div id="a69373" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:183px;">946</div><div id="a69376" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:183px;">499</div><div id="a69379" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:183px;display:flex;">(445)</div><div id="a69382" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:183px;display:flex;">(869)</div><div id="a69385" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:183px;">5,847</div><div id="a69388" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:183px;">4,241</div><div id="a69391" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:196px;">Provision for (recovery of) </div><div id="a69419" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:207px;">income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a69422" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:207px;">813</div><div id="a69425" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:207px;">759</div><div id="a69428" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:207px;">221</div><div id="a69431" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:207px;">184</div><div id="a69434" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:207px;">302</div><div id="a69437" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:207px;">252</div><div id="a69440" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:207px;">203</div><div id="a69443" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:207px;">101</div><div id="a69446" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:207px;display:flex;">(307)</div><div id="a69449" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:207px;display:flex;">(391)</div><div id="a69452" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:207px;">1,232</div><div id="a69455" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:207px;">905</div><div id="a69458" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Share of net income from </div><div id="a69486" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:231px;">investment in Schwab</div><div id="a69487" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:231px;">3,4</div><div id="a69490" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:231px;">–</div><div id="a69493" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:231px;">–</div><div id="a69496" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:231px;">–</div><div id="a69499" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:231px;">–</div><div id="a69502" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:231px;">–</div><div id="a69505" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:231px;">–</div><div id="a69508" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:231px;">–</div><div id="a69511" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:231px;">–</div><div id="a69514" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:231px;">–</div><div id="a69517" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:231px;">–</div><div id="a69520" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:231px;">–</div><div id="a69523" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:231px;">–</div><div id="a69526" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:244px;">Net income (loss) </div><div id="a69528" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:244px;">$ </div><div id="a69530" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:244px;">2,095</div><div id="a69532" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:244px;">$ </div><div id="a69534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:244px;">1,953</div><div id="a69536" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:244px;">$ </div><div id="a69538" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:244px;">1,074</div><div id="a69540" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:244px;">$ </div><div id="a69542" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:244px;">760</div><div id="a69544" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:244px;">$ </div><div id="a69546" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:244px;">841</div><div id="a69548" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:244px;">$ </div><div id="a69550" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:244px;">703</div><div id="a69552" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:244px;">$ </div><div id="a69554" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:244px;">743</div><div id="a69556" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:244px;">$ </div><div id="a69558" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:244px;">398</div><div id="a69560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:244px;">$ </div><div id="a69562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:244px;display:flex;">(138)</div><div id="a69564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:244px;">$ </div><div id="a69566" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:244px;display:flex;">(478)</div><div id="a69568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:244px;">$ </div><div id="a69570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:244px;">4,615</div><div id="a69572" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:244px;">$ </div><div id="a69574" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:244px;">3,336</div><div id="a69617" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:586px;top:267px;">For the nine months ended July 31 </div><div id="a69623" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:173px;top:280px;">2026 </div><div id="a69626" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:223px;top:280px;">2025 </div><div id="a69629" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:271px;top:280px;">2026 </div><div id="a69632" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:319px;top:280px;">2025 </div><div id="a69635" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:367px;top:280px;">2026 </div><div id="a69638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:280px;">2025 </div><div id="a69641" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:280px;">2026 </div><div id="a69644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;">2025 </div><div id="a69647" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:280px;">2026 </div><div id="a69650" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:280px;">2025 </div><div id="a69653" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:652px;top:280px;">2026 </div><div id="a69656" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:280px;">2025 </div><div id="a69659" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:292px;">Net interest income (loss) </div><div id="a69661" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:292px;">$ </div><div id="a69663" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:166px;top:292px;">13,211</div><div id="a69665" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:292px;">$ </div><div id="a69667" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:216px;top:292px;">12,397</div><div id="a69669" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:292px;">$ </div><div id="a69671" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:292px;">9,844</div><div id="a69673" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:292px;">$ </div><div id="a69675" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:292px;">9,203</div><div id="a69677" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:292px;">$ </div><div id="a69679" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:292px;">1,295</div><div id="a69681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:292px;">$ </div><div id="a69683" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:292px;">1,104</div><div id="a69685" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:292px;">$ </div><div id="a69687" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:292px;">471</div><div id="a69689" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:292px;">$ </div><div id="a69691" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:292px;">48</div><div id="a69693" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:292px;">$ </div><div id="a69695" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:292px;">2,125</div><div id="a69697" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:292px;">$ </div><div id="a69699" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:292px;">1,765</div><div id="a69701" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:292px;">$ </div><div id="a69703" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:292px;">26,946</div><div id="a69705" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:292px;">$ </div><div id="a69707" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:292px;">24,517</div><div id="a69710" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:303px;">Non-interest income (loss) </div><div id="a69715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:303px;">2,983</div><div id="a69718" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:303px;">2,984</div><div id="a69721" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:303px;">2,191</div><div id="a69724" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:303px;">139</div><div id="a69727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:303px;">10,474</div><div id="a69730" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:303px;">9,670</div><div id="a69733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:303px;">6,973</div><div id="a69736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:303px;">6,144</div><div id="a69739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:303px;display:flex;">(300)</div><div id="a69742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:303px;">8,829</div><div id="a69745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:303px;">22,321</div><div id="a69748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:303px;">27,766</div><div id="a69751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:316px;">Total revenue </div><div id="a69754" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:166px;top:316px;">16,194</div><div id="a69757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:216px;top:316px;">15,381</div><div id="a69760" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:316px;">12,035</div><div id="a69763" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:316px;">9,342</div><div id="a69766" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:316px;">11,769</div><div id="a69769" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:316px;">10,774</div><div id="a69772" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:316px;">7,444</div><div id="a69775" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:316px;">6,192</div><div id="a69778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:316px;">1,825</div><div id="a69781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:316px;">10,594</div><div id="a69784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:316px;">49,267</div><div id="a69787" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:316px;">52,283</div><div id="a69790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:328px;">Provision for (recovery of) </div><div id="a69818" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:339px;">credit losses </div><div id="a69821" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:339px;">1,412</div><div id="a69824" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:339px;">1,606</div><div id="a69827" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:339px;">954</div><div id="a69830" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:339px;">1,210</div><div id="a69833" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:339px;">–</div><div id="a69836" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:339px;">–</div><div id="a69839" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:339px;">291</div><div id="a69842" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:339px;">266</div><div id="a69845" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:339px;">300</div><div id="a69848" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:339px;">442</div><div id="a69851" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:339px;">2,957</div><div id="a69854" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:339px;">3,524</div><div id="a69857" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:351px;">Insurance service expenses </div><div id="a69860" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:351px;">–</div><div id="a69863" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:351px;">–</div><div id="a69866" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:351px;">–</div><div id="a69869" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:351px;">–</div><div id="a69872" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:351px;">4,666</div><div id="a69875" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:351px;">4,487</div><div id="a69878" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:351px;">–</div><div id="a69881" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:351px;">–</div><div id="a69884" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:351px;">–</div><div id="a69887" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:351px;">–</div><div id="a69890" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:351px;">4,666</div><div id="a69893" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:351px;">4,487</div><div id="a69896" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:363px;">Non-interest expenses<div style="display:inline-block;width:3px"> </div></div><div id="a69901" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:363px;">6,366</div><div id="a69904" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:363px;">6,204</div><div id="a69907" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:363px;">7,498</div><div id="a69910" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:363px;">7,099</div><div id="a69913" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:363px;">3,803</div><div id="a69916" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:363px;">3,459</div><div id="a69919" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:363px;">4,666</div><div id="a69922" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:363px;">4,489</div><div id="a69925" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:363px;">3,267</div><div id="a69928" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:363px;">3,480</div><div id="a69931" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:363px;">25,600</div><div id="a69934" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:363px;">24,731</div><div id="a69937" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:376px;">Income (loss) before income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a69965" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:387px;">and share of net income from </div><div id="a69993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:399px;">investment in Schwab </div><div id="a69996" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:399px;">8,416</div><div id="a69999" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:399px;">7,571</div><div id="a70002" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:399px;">3,583</div><div id="a70005" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:399px;">1,033</div><div id="a70008" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:399px;">3,300</div><div id="a70011" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:399px;">2,828</div><div id="a70014" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:399px;">2,487</div><div id="a70017" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:399px;">1,437</div><div id="a70020" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:399px;display:flex;">(1,742)</div><div id="a70023" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:399px;">6,672</div><div id="a70026" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:399px;">16,044</div><div id="a70029" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:399px;">19,541</div><div id="a70032" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:412px;">Provision for (recovery of) </div><div id="a70060" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:423px;">income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a70063" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:423px;">2,352</div><div id="a70066" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:423px;">2,119</div><div id="a70069" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:423px;">656</div><div id="a70072" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:423px;">88</div><div id="a70075" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:423px;">865</div><div id="a70078" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:423px;">738</div><div id="a70081" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:423px;">571</div><div id="a70084" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:423px;">321</div><div id="a70087" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:423px;display:flex;">(1,309)</div><div id="a70090" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:423px;display:flex;">(678)</div><div id="a70093" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:423px;">3,135</div><div id="a70096" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:423px;">2,588</div><div id="a70099" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:435px;">Share of net income from </div><div id="a70127" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:447px;">investment in Schwab</div><div id="a70128" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:447px;">3,4</div><div id="a70131" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:447px;">–</div><div id="a70134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:447px;">–</div><div id="a70137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:447px;">–</div><div id="a70140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:447px;">277</div><div id="a70143" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:447px;">–</div><div id="a70146" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:447px;">–</div><div id="a70149" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:447px;">–</div><div id="a70152" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:447px;">–</div><div id="a70155" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:447px;">–</div><div id="a70158" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:447px;">28</div><div id="a70161" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:447px;">–</div><div id="a70164" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:447px;">305</div><div id="a70167" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:460px;">Net income (loss) </div><div id="a70169" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:460px;">$ </div><div id="a70171" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:460px;">6,064</div><div id="a70173" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:460px;">$ </div><div id="a70175" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:460px;">5,452</div><div id="a70177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:460px;">$ </div><div id="a70179" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:460px;">2,927</div><div id="a70181" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:460px;">$ </div><div id="a70183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:460px;">1,222</div><div id="a70185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:460px;">$ </div><div id="a70187" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:460px;">2,435</div><div id="a70189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:460px;">$ </div><div id="a70191" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:460px;">2,090</div><div id="a70193" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:460px;">$ </div><div id="a70195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:460px;">1,916</div><div id="a70197" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:460px;">$ </div><div id="a70199" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:460px;">1,116</div><div id="a70201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:460px;">$ </div><div id="a70203" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:460px;display:flex;">(433)</div><div id="a70205" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:460px;">$ </div><div id="a70207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:460px;">7,378</div><div id="a70209" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:460px;">$ </div><div id="a70211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:460px;">12,909</div><div id="a70213" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:460px;">$ </div><div id="a70215" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:460px;">17,258</div></div></div></div><div id="TextBlockContainer530" style="position:relative;line-height:normal;width:719px;height:75px;"><div id="div_528_XBRL_TS_0850ba24529d4db09b3042851055ba11" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer529" style="position:relative;line-height:normal;width:719px;height:75px;"><div id="a70219_1_183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an<div style="display:inline-block;width:4px"> </div>offsetting amount (representing the partners’ net share) recorded in </div><div id="a70222" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">non-interest expenses, resulting in no impact to Corporate reported net income (loss). Net income (loss) included<div style="display:inline-block;width:4px"> </div>in the U.S. Banking segment includes only the portion of revenue and </div><div id="a70231" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">credit losses attributable to the Bank under the agreements. </div><div id="a70233" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:32px;">2</div><div id="a70234" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Net interest income within Wholesale Banking is calculated on a taxable equivalent basis (TEB). The TEB adjustment<div style="display:inline-block;width:4px"> </div>reflected in Wholesale Banking is reversed in the Corporate </div><div id="a70237" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:43px;">segment.<div style="display:inline-block;width:3px"> </div></div><div id="a70239" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">3</div><div id="a70240" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>The after-tax amount for amortization of acquired intangibles was recorded in the Corporate segment. </div><div id="a70249" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">4</div><div id="a70250" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>The Bank’s share of Schwab’s earnings was reported with a one-month lag. Refer to<div style="display:inline-block;width:4px"> </div>Note 7 for further details.</div></div></div></div><div id="TextBlockContainer533" style="position:relative;line-height:normal;width:733px;height:107px;"><div id="a70272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Total Assets by Business Segment </div><div id="a70287" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:12px;">(millions of Canadian dollars) </div><div id="a70290" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:242px;top:12px;">Canadian </div><div id="a70295" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:12px;">Wealth </div><div id="a70307" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:227px;top:24px;">Personal and </div><div id="a70312" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:24px;">Management </div><div id="a70315" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:24px;">Wholesale </div><div id="a70324" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:195px;top:36px;">Commercial Banking </div><div id="a70326" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:36px;">U.S. Banking </div><div id="a70328" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:36px;">and Insurance </div><div id="a70330" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:36px;">Banking</div><div id="a70333" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:588px;top:36px;">Corporate</div><div id="a70336" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:693px;top:36px;">Total<div style="display:inline-block;width:3px"> </div></div><div id="a70342" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:643px;top:48px;">As at July 31, 2026 </div><div id="a70345" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:60px;">Total assets </div><div id="a70347" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:184px;top:60px;">$ </div><div id="a70349" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:60px;">635,303</div><div id="a70351" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:60px;">$ </div><div id="a70353" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:60px;">521,446</div><div id="a70355" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:376px;top:60px;">$ </div><div id="a70357" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:60px;">28,900</div><div id="a70359" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:60px;">$ </div><div id="a70361" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:60px;">768,679</div><div id="a70363" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:550px;top:60px;">$ </div><div id="a70365" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:60px;">157,533</div><div id="a70367" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:60px;">$ </div><div id="a70369" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:678px;top:60px;">2,111,861</div><div id="a70388" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:627px;top:84px;">As at October 31, 2025 </div><div id="a70391" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:96px;">Total assets </div><div id="a70393" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:184px;top:96px;">$ </div><div id="a70395" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:250px;top:96px;">616,115</div><div id="a70397" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:289px;top:96px;">$ </div><div id="a70399" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:337px;top:96px;">530,729</div><div id="a70401" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:96px;">$ </div><div id="a70403" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:96px;">25,231</div><div id="a70405" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:463px;top:96px;">$ </div><div id="a70407" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:96px;">754,391</div><div id="a70409" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:96px;">$ </div><div id="a70411" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:96px;">168,092</div><div id="a70413" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:96px;">$ </div><div id="a70415" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:96px;">2,094,558</div></div> 185000000 132000000 548000000 395000000 165000000 120000000 490000000 349000000 <div id="TextBlockContainer521" style="position:relative;line-height:normal;width:552px;height:13px;"><div id="a68857" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the segment<div style="display:inline-block;width:1px"> </div>results for the three and nine months ended<div style="display:inline-block;width:1px"> </div>July 31, 2026 and July 31, 2025.</div></div><div id="TextBlockContainer525" style="position:relative;line-height:normal;width:736px;height:471px;"><div id="a68874" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:3px;">Results by Business Segment</div><div id="a68875" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:130px;top:3px;">1</div><div id="a68898" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:16px;">(millions of Canadian dollars) </div><div id="a68900" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:204px;top:16px;">Canadian<div style="display:inline-block;width:3px"> </div></div><div id="a68906" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:406px;top:16px;">Wealth </div><div id="a68922" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:27px;">Personal and </div><div id="a68928" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:27px;">Management </div><div id="a68945" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:156px;top:39px;">Commercial Banking</div><div id="a68948" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:285px;top:39px;">U.S. Banking </div><div id="a68950" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:376px;top:39px;">and Insurance </div><div id="a68952" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:448px;top:39px;">Wholesale Banking</div><div id="a68953" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:527px;top:39px;">2</div><div id="a68955" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:579px;top:39px;">Corporate</div><div id="a68956" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:bold;font-style:normal;color:#000000;left:620px;top:39px;">2</div><div id="a68958" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:699px;top:39px;">Total </div><div id="a68974" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:583px;top:52px;">For the three months ended July 31 </div><div id="a68980" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:173px;top:64px;">2026 </div><div id="a68983" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:223px;top:64px;">2025 </div><div id="a68986" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:271px;top:64px;">2026 </div><div id="a68989" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:319px;top:64px;">2025 </div><div id="a68992" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:367px;top:64px;">2026 </div><div id="a68995" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:64px;">2025 </div><div id="a68998" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:64px;">2026 </div><div id="a69001" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:64px;">2025 </div><div id="a69004" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:64px;">2026 </div><div id="a69007" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:64px;">2025 </div><div id="a69010" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:652px;top:64px;">2026 </div><div id="a69013" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:64px;">2025 </div><div id="a69016" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:76px;">Net interest income (loss) </div><div id="a69018" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:76px;">$ </div><div id="a69020" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:76px;">4,528</div><div id="a69022" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:76px;">$ </div><div id="a69024" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:76px;">4,239</div><div id="a69026" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:76px;">$ </div><div id="a69028" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:76px;">3,352</div><div id="a69030" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:76px;">$ </div><div id="a69032" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:76px;">3,101</div><div id="a69034" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:76px;">$ </div><div id="a69036" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:76px;">466</div><div id="a69038" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:76px;">$ </div><div id="a69040" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:76px;">373</div><div id="a69042" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:76px;">$ </div><div id="a69044" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:76px;">270</div><div id="a69046" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:76px;">$ </div><div id="a69048" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:76px;">110</div><div id="a69050" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:76px;">$ </div><div id="a69052" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:76px;">680</div><div id="a69054" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:76px;">$ </div><div id="a69056" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:76px;">703</div><div id="a69058" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:76px;">$ </div><div id="a69060" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:76px;">9,296</div><div id="a69062" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:76px;">$ </div><div id="a69064" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:76px;">8,526</div><div id="a69067" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:87px;">Non-interest income (loss)</div><div id="a69073" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:87px;">989</div><div id="a69076" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:87px;">1,002</div><div id="a69079" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:87px;">814</div><div id="a69082" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:87px;">541</div><div id="a69085" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:87px;">3,619</div><div id="a69088" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:87px;">3,300</div><div id="a69091" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:87px;">2,311</div><div id="a69094" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:87px;">1,953</div><div id="a69097" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:87px;display:flex;">(144)</div><div id="a69100" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:608px;top:87px;display:flex;">(25)</div><div id="a69103" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:87px;">7,589</div><div id="a69106" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:87px;">6,771</div><div id="a69109" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:100px;">Total revenue</div><div id="a69113" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:100px;">5,517</div><div id="a69116" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:100px;">5,241</div><div id="a69119" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:100px;">4,166</div><div id="a69122" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:100px;">3,642</div><div id="a69125" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:100px;">4,085</div><div id="a69128" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:100px;">3,673</div><div id="a69131" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:100px;">2,581</div><div id="a69134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:100px;">2,063</div><div id="a69137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:100px;">536</div><div id="a69140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:100px;">678</div><div id="a69143" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:100px;">16,885</div><div id="a69146" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:100px;">15,297</div><div id="a69149" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:112px;">Provision for (recovery of) </div><div id="a69177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:123px;">credit losses </div><div id="a69180" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:123px;">478</div><div id="a69183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:123px;">463</div><div id="a69186" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:123px;">317</div><div id="a69189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:123px;">317</div><div id="a69192" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:123px;">–</div><div id="a69195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:123px;">–</div><div id="a69198" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:473px;top:123px;">41</div><div id="a69201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:123px;">71</div><div id="a69204" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:569px;top:123px;">81</div><div id="a69207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:123px;">120</div><div id="a69210" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:657px;top:123px;">917</div><div id="a69213" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:123px;">971</div><div id="a69216" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:135px;">Insurance service expenses </div><div id="a69219" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:135px;">–</div><div id="a69222" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:135px;">–</div><div id="a69225" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:135px;">–</div><div id="a69228" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:135px;">–</div><div id="a69231" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:135px;">1,646</div><div id="a69234" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:135px;">1,563</div><div id="a69237" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:135px;">–</div><div id="a69240" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:135px;">–</div><div id="a69243" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:135px;">–</div><div id="a69246" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:135px;">–</div><div id="a69249" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:135px;">1,646</div><div id="a69252" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:135px;">1,563</div><div id="a69255" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:147px;">Non-interest expenses<div style="display:inline-block;width:3px"> </div></div><div id="a69260" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:147px;">2,131</div><div id="a69263" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:147px;">2,066</div><div id="a69266" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:147px;">2,554</div><div id="a69269" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:147px;">2,381</div><div id="a69272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:147px;">1,296</div><div id="a69275" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:147px;">1,155</div><div id="a69278" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:147px;">1,594</div><div id="a69281" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:147px;">1,493</div><div id="a69284" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:147px;">900</div><div id="a69287" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:147px;">1,427</div><div id="a69290" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:147px;">8,475</div><div id="a69293" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:147px;">8,522</div><div id="a69296" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:160px;">Income (loss) before income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a69324" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:171px;">and share of net income from </div><div id="a69352" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:183px;">investment in Schwab </div><div id="a69355" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:183px;">2,908</div><div id="a69358" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:183px;">2,712</div><div id="a69361" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:183px;">1,295</div><div id="a69364" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:183px;">944</div><div id="a69367" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:183px;">1,143</div><div id="a69370" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:183px;">955</div><div id="a69373" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:183px;">946</div><div id="a69376" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:183px;">499</div><div id="a69379" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:183px;display:flex;">(445)</div><div id="a69382" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:183px;display:flex;">(869)</div><div id="a69385" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:183px;">5,847</div><div id="a69388" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:183px;">4,241</div><div id="a69391" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:196px;">Provision for (recovery of) </div><div id="a69419" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:207px;">income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a69422" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:178px;top:207px;">813</div><div id="a69425" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:228px;top:207px;">759</div><div id="a69428" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:207px;">221</div><div id="a69431" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:207px;">184</div><div id="a69434" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:207px;">302</div><div id="a69437" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:207px;">252</div><div id="a69440" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:207px;">203</div><div id="a69443" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:207px;">101</div><div id="a69446" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:207px;display:flex;">(307)</div><div id="a69449" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:207px;display:flex;">(391)</div><div id="a69452" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:207px;">1,232</div><div id="a69455" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:207px;">905</div><div id="a69458" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:219px;">Share of net income from </div><div id="a69486" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:231px;">investment in Schwab</div><div id="a69487" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:231px;">3,4</div><div id="a69490" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:231px;">–</div><div id="a69493" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:231px;">–</div><div id="a69496" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:231px;">–</div><div id="a69499" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:231px;">–</div><div id="a69502" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:231px;">–</div><div id="a69505" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:231px;">–</div><div id="a69508" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:231px;">–</div><div id="a69511" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:231px;">–</div><div id="a69514" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:231px;">–</div><div id="a69517" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:231px;">–</div><div id="a69520" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:231px;">–</div><div id="a69523" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:715px;top:231px;">–</div><div id="a69526" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:244px;">Net income (loss) </div><div id="a69528" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:244px;">$ </div><div id="a69530" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:244px;">2,095</div><div id="a69532" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:244px;">$ </div><div id="a69534" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:244px;">1,953</div><div id="a69536" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:244px;">$ </div><div id="a69538" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:244px;">1,074</div><div id="a69540" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:244px;">$ </div><div id="a69542" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:244px;">760</div><div id="a69544" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:244px;">$ </div><div id="a69546" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:244px;">841</div><div id="a69548" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:244px;">$ </div><div id="a69550" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:244px;">703</div><div id="a69552" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:244px;">$ </div><div id="a69554" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:244px;">743</div><div id="a69556" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:244px;">$ </div><div id="a69558" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:244px;">398</div><div id="a69560" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:244px;">$ </div><div id="a69562" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:244px;display:flex;">(138)</div><div id="a69564" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:244px;">$ </div><div id="a69566" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:244px;display:flex;">(478)</div><div id="a69568" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:244px;">$ </div><div id="a69570" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:244px;">4,615</div><div id="a69572" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:244px;">$ </div><div id="a69574" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:244px;">3,336</div><div id="a69617" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:586px;top:267px;">For the nine months ended July 31 </div><div id="a69623" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:173px;top:280px;">2026 </div><div id="a69626" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:223px;top:280px;">2025 </div><div id="a69629" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:271px;top:280px;">2026 </div><div id="a69632" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:319px;top:280px;">2025 </div><div id="a69635" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:367px;top:280px;">2026 </div><div id="a69638" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:415px;top:280px;">2025 </div><div id="a69641" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:280px;">2026 </div><div id="a69644" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:280px;">2025 </div><div id="a69647" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:559px;top:280px;">2026 </div><div id="a69650" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:604px;top:280px;">2025 </div><div id="a69653" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:652px;top:280px;">2026 </div><div id="a69656" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:700px;top:280px;">2025 </div><div id="a69659" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:292px;">Net interest income (loss) </div><div id="a69661" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:292px;">$ </div><div id="a69663" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:166px;top:292px;">13,211</div><div id="a69665" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:292px;">$ </div><div id="a69667" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:216px;top:292px;">12,397</div><div id="a69669" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:292px;">$ </div><div id="a69671" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:292px;">9,844</div><div id="a69673" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:292px;">$ </div><div id="a69675" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:292px;">9,203</div><div id="a69677" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:292px;">$ </div><div id="a69679" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:292px;">1,295</div><div id="a69681" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:292px;">$ </div><div id="a69683" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:292px;">1,104</div><div id="a69685" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:292px;">$ </div><div id="a69687" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:292px;">471</div><div id="a69689" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:292px;">$ </div><div id="a69691" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:521px;top:292px;">48</div><div id="a69693" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:292px;">$ </div><div id="a69695" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:292px;">2,125</div><div id="a69697" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:292px;">$ </div><div id="a69699" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:292px;">1,765</div><div id="a69701" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:292px;">$ </div><div id="a69703" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:292px;">26,946</div><div id="a69705" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:292px;">$ </div><div id="a69707" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:292px;">24,517</div><div id="a69710" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:303px;">Non-interest income (loss) </div><div id="a69715" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:303px;">2,983</div><div id="a69718" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:303px;">2,984</div><div id="a69721" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:303px;">2,191</div><div id="a69724" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:303px;">139</div><div id="a69727" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:303px;">10,474</div><div id="a69730" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:303px;">9,670</div><div id="a69733" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:303px;">6,973</div><div id="a69736" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:303px;">6,144</div><div id="a69739" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:303px;display:flex;">(300)</div><div id="a69742" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:303px;">8,829</div><div id="a69745" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:303px;">22,321</div><div id="a69748" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:303px;">27,766</div><div id="a69751" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:316px;">Total revenue </div><div id="a69754" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:166px;top:316px;">16,194</div><div id="a69757" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:216px;top:316px;">15,381</div><div id="a69760" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:264px;top:316px;">12,035</div><div id="a69763" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:316px;">9,342</div><div id="a69766" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:360px;top:316px;">11,769</div><div id="a69769" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:408px;top:316px;">10,774</div><div id="a69772" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:316px;">7,444</div><div id="a69775" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:316px;">6,192</div><div id="a69778" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:316px;">1,825</div><div id="a69781" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:597px;top:316px;">10,594</div><div id="a69784" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:316px;">49,267</div><div id="a69787" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:316px;">52,283</div><div id="a69790" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:328px;">Provision for (recovery of) </div><div id="a69818" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:339px;">credit losses </div><div id="a69821" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:339px;">1,412</div><div id="a69824" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:339px;">1,606</div><div id="a69827" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:339px;">954</div><div id="a69830" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:339px;">1,210</div><div id="a69833" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:339px;">–</div><div id="a69836" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:339px;">–</div><div id="a69839" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:339px;">291</div><div id="a69842" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:339px;">266</div><div id="a69845" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:564px;top:339px;">300</div><div id="a69848" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:609px;top:339px;">442</div><div id="a69851" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:339px;">2,957</div><div id="a69854" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:339px;">3,524</div><div id="a69857" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:351px;">Insurance service expenses </div><div id="a69860" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:351px;">–</div><div id="a69863" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:351px;">–</div><div id="a69866" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:351px;">–</div><div id="a69869" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:334px;top:351px;">–</div><div id="a69872" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:351px;">4,666</div><div id="a69875" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:351px;">4,487</div><div id="a69878" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:351px;">–</div><div id="a69881" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:351px;">–</div><div id="a69884" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:351px;">–</div><div id="a69887" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:619px;top:351px;">–</div><div id="a69890" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:351px;">4,666</div><div id="a69893" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:351px;">4,487</div><div id="a69896" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:363px;">Non-interest expenses<div style="display:inline-block;width:3px"> </div></div><div id="a69901" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:363px;">6,366</div><div id="a69904" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:363px;">6,204</div><div id="a69907" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:363px;">7,498</div><div id="a69910" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:363px;">7,099</div><div id="a69913" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:363px;">3,803</div><div id="a69916" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:363px;">3,459</div><div id="a69919" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:363px;">4,666</div><div id="a69922" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:363px;">4,489</div><div id="a69925" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:557px;top:363px;">3,267</div><div id="a69928" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:363px;">3,480</div><div id="a69931" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:363px;">25,600</div><div id="a69934" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:363px;">24,731</div><div id="a69937" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:376px;">Income (loss) before income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a69965" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:387px;">and share of net income from </div><div id="a69993" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:399px;">investment in Schwab </div><div id="a69996" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:399px;">8,416</div><div id="a69999" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:399px;">7,571</div><div id="a70002" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:399px;">3,583</div><div id="a70005" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:399px;">1,033</div><div id="a70008" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:399px;">3,300</div><div id="a70011" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:399px;">2,828</div><div id="a70014" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:399px;">2,487</div><div id="a70017" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:399px;">1,437</div><div id="a70020" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:399px;display:flex;">(1,742)</div><div id="a70023" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:399px;">6,672</div><div id="a70026" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:399px;">16,044</div><div id="a70029" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:399px;">19,541</div><div id="a70032" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:412px;">Provision for (recovery of) </div><div id="a70060" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:423px;">income taxes<div style="display:inline-block;width:3px"> </div></div><div id="a70063" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:423px;">2,352</div><div id="a70066" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:423px;">2,119</div><div id="a70069" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:276px;top:423px;">656</div><div id="a70072" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:329px;top:423px;">88</div><div id="a70075" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:372px;top:423px;">865</div><div id="a70078" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:420px;top:423px;">738</div><div id="a70081" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:468px;top:423px;">571</div><div id="a70084" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:516px;top:423px;">321</div><div id="a70087" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:423px;display:flex;">(1,309)</div><div id="a70090" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:603px;top:423px;display:flex;">(678)</div><div id="a70093" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:650px;top:423px;">3,135</div><div id="a70096" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:698px;top:423px;">2,588</div><div id="a70099" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:435px;">Share of net income from </div><div id="a70127" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:15px;top:447px;">investment in Schwab</div><div id="a70128" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:99px;top:447px;">3,4</div><div id="a70131" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:188px;top:447px;">–</div><div id="a70134" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:238px;top:447px;">–</div><div id="a70137" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:286px;top:447px;">–</div><div id="a70140" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:447px;">277</div><div id="a70143" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:382px;top:447px;">–</div><div id="a70146" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:430px;top:447px;">–</div><div id="a70149" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:478px;top:447px;">–</div><div id="a70152" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:526px;top:447px;">–</div><div id="a70155" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:574px;top:447px;">–</div><div id="a70158" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:614px;top:447px;">28</div><div id="a70161" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:667px;top:447px;">–</div><div id="a70164" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:705px;top:447px;">305</div><div id="a70167" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:460px;">Net income (loss) </div><div id="a70169" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:149px;top:460px;">$ </div><div id="a70171" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:171px;top:460px;">6,064</div><div id="a70173" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:198px;top:460px;">$ </div><div id="a70175" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:221px;top:460px;">5,452</div><div id="a70177" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:248px;top:460px;">$ </div><div id="a70179" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:269px;top:460px;">2,927</div><div id="a70181" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:296px;top:460px;">$ </div><div id="a70183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:317px;top:460px;">1,222</div><div id="a70185" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:344px;top:460px;">$ </div><div id="a70187" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:365px;top:460px;">2,435</div><div id="a70189" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:392px;top:460px;">$ </div><div id="a70191" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:413px;top:460px;">2,090</div><div id="a70193" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:440px;top:460px;">$ </div><div id="a70195" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:461px;top:460px;">1,916</div><div id="a70197" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:488px;top:460px;">$ </div><div id="a70199" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:509px;top:460px;">1,116</div><div id="a70201" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:536px;top:460px;">$ </div><div id="a70203" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:558px;top:460px;display:flex;">(433)</div><div id="a70205" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:584px;top:460px;">$ </div><div id="a70207" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:602px;top:460px;">7,378</div><div id="a70209" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:629px;top:460px;">$ </div><div id="a70211" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:645px;top:460px;">12,909</div><div id="a70213" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:460px;">$ </div><div id="a70215" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:693px;top:460px;">17,258</div></div><div id="TextBlockContainer529" style="position:relative;line-height:normal;width:719px;height:75px;"><div id="a70219_1_183" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:0px;">The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an<div style="display:inline-block;width:4px"> </div>offsetting amount (representing the partners’ net share) recorded in </div><div id="a70222" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:11px;">non-interest expenses, resulting in no impact to Corporate reported net income (loss). Net income (loss) included<div style="display:inline-block;width:4px"> </div>in the U.S. Banking segment includes only the portion of revenue and </div><div id="a70231" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:21px;">credit losses attributable to the Bank under the agreements. </div><div id="a70233" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:32px;">2</div><div id="a70234" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:32px;"><div style="display:inline-block;width:3px"> </div>Net interest income within Wholesale Banking is calculated on a taxable equivalent basis (TEB). The TEB adjustment<div style="display:inline-block;width:4px"> </div>reflected in Wholesale Banking is reversed in the Corporate </div><div id="a70237" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:9px;top:43px;">segment.<div style="display:inline-block;width:3px"> </div></div><div id="a70239" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:53px;">3</div><div id="a70240" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:53px;"><div style="display:inline-block;width:3px"> </div>The after-tax amount for amortization of acquired intangibles was recorded in the Corporate segment. </div><div id="a70249" style="position:absolute;font-family:'Arial';font-size:5.28px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:64px;">4</div><div id="a70250" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:64px;"><div style="display:inline-block;width:3px"> </div>The Bank’s share of Schwab’s earnings was reported with a one-month lag. Refer to<div style="display:inline-block;width:4px"> </div>Note 7 for further details.</div></div> 4528000000 4239000000 3352000000 3101000000 466000000 373000000 270000000 110000000 680000000 703000000 9296000000 8526000000 989000000 1002000000 814000000 541000000 3619000000 3300000000 2311000000 1953000000 -144000000 -25000000 7589000000 6771000000 5517000000 5241000000 4166000000 3642000000 4085000000 3673000000 2581000000 2063000000 536000000 678000000 16885000000 15297000000 -478000000 -463000000 -317000000 -317000000 0 0 -41000000 -71000000 -81000000 -120000000 -917000000 -971000000 0 0 0 0 1646000000 1563000000 0 0 0 0 1646000000 1563000000 2131000000 2066000000 2554000000 2381000000 1296000000 1155000000 1594000000 1493000000 900000000 1427000000 8475000000 8522000000 2908000000 2712000000 1295000000 944000000 1143000000 955000000 946000000 499000000 -445000000 -869000000 5847000000 4241000000 813000000 759000000 221000000 184000000 302000000 252000000 203000000 101000000 -307000000 -391000000 1232000000 905000000 0 0 0 0 0 0 0 0 0 0 0 0 2095000000 1953000000 1074000000 760000000 841000000 703000000 743000000 398000000 -138000000 -478000000 4615000000 3336000000 13211000000 12397000000 9844000000 9203000000 1295000000 1104000000 471000000 48000000 2125000000 1765000000 26946000000 24517000000 2983000000 2984000000 2191000000 139000000 10474000000 9670000000 6973000000 6144000000 -300000000 8829000000 22321000000 27766000000 16194000000 15381000000 12035000000 9342000000 11769000000 10774000000 7444000000 6192000000 1825000000 10594000000 49267000000 52283000000 -1412000000 -1606000000 -954000000 -1210000000 0 0 -291000000 -266000000 -300000000 -442000000 -2957000000 -3524000000 0 0 0 0 4666000000 4487000000 0 0 0 0 4666000000 4487000000 6366000000 6204000000 7498000000 7099000000 3803000000 3459000000 4666000000 4489000000 3267000000 3480000000 25600000000 24731000000 8416000000 7571000000 3583000000 1033000000 3300000000 2828000000 2487000000 1437000000 -1742000000 6672000000 16044000000 19541000000 2352000000 2119000000 656000000 88000000 865000000 738000000 571000000 321000000 -1309000000 -678000000 3135000000 2588000000 0 0 0 277000000 0 0 0 0 0 28000000 0 305000000 6064000000 5452000000 2927000000 1222000000 2435000000 2090000000 1916000000 1116000000 -433000000 7378000000 12909000000 17258000000 <div id="TextBlockContainer534" style="position:relative;line-height:normal;width:733px;height:107px;"><div id="div_532_XBRL_TS_0d23650de4d743d39ce8dd60c50029f9" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer533" style="position:relative;line-height:normal;width:733px;height:107px;"><div id="a70272" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:0px;">Total Assets by Business Segment </div><div id="a70287" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:6px;top:12px;">(millions of Canadian dollars) </div><div id="a70290" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:242px;top:12px;">Canadian </div><div id="a70295" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:427px;top:12px;">Wealth </div><div id="a70307" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:227px;top:24px;">Personal and </div><div id="a70312" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:402px;top:24px;">Management </div><div id="a70315" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:500px;top:24px;">Wholesale </div><div id="a70324" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:195px;top:36px;">Commercial Banking </div><div id="a70326" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:315px;top:36px;">U.S. Banking </div><div id="a70328" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:397px;top:36px;">and Insurance </div><div id="a70330" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:508px;top:36px;">Banking</div><div id="a70333" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:588px;top:36px;">Corporate</div><div id="a70336" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:693px;top:36px;">Total<div style="display:inline-block;width:3px"> </div></div><div id="a70342" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:643px;top:48px;">As at July 31, 2026 </div><div id="a70345" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:60px;">Total assets </div><div id="a70347" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:184px;top:60px;">$ </div><div id="a70349" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:250px;top:60px;">635,303</div><div id="a70351" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:289px;top:60px;">$ </div><div id="a70353" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:337px;top:60px;">521,446</div><div id="a70355" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:376px;top:60px;">$ </div><div id="a70357" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:429px;top:60px;">28,900</div><div id="a70359" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:463px;top:60px;">$ </div><div id="a70361" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:511px;top:60px;">768,679</div><div id="a70363" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:550px;top:60px;">$ </div><div id="a70365" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:60px;">157,533</div><div id="a70367" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:637px;top:60px;">$ </div><div id="a70369" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:678px;top:60px;">2,111,861</div><div id="a70388" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:italic;color:#000000;left:627px;top:84px;">As at October 31, 2025 </div><div id="a70391" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:bold;font-style:normal;color:#000000;left:6px;top:96px;">Total assets </div><div id="a70393" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:184px;top:96px;">$ </div><div id="a70395" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:250px;top:96px;">616,115</div><div id="a70397" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:289px;top:96px;">$ </div><div id="a70399" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:337px;top:96px;">530,729</div><div id="a70401" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:376px;top:96px;">$ </div><div id="a70403" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:429px;top:96px;">25,231</div><div id="a70405" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:463px;top:96px;">$ </div><div id="a70407" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:511px;top:96px;">754,391</div><div id="a70409" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:550px;top:96px;">$ </div><div id="a70411" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:598px;top:96px;">168,092</div><div id="a70413" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:637px;top:96px;">$ </div><div id="a70415" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:678px;top:96px;">2,094,558</div></div></div></div> 635303000000 521446000000 28900000000 768679000000 157533000000 2111861000000 616115000000 530729000000 25231000000 754391000000 168092000000 2094558000000 <div id="TextBlockContainer536" style="position:relative;line-height:normal;width:226px;height:13px;"><div id="a70420" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 19: INTEREST INCOME AND EXPENSE</div></div><div id="TextBlockContainer539" style="position:relative;line-height:normal;width:470px;height:13px;"><div id="a70424" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following tables present interest income<div style="display:inline-block;width:1px"> </div>and interest expense by basis of accounting<div style="display:inline-block;width:1px"> </div>measurement.</div></div><div id="TextBlockContainer543" style="position:relative;line-height:normal;width:734px;height:120px;"><div id="a70437" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Interest Income </div><div id="a70448" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a70451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:368px;top:14px;">For the three months ended </div><div id="a70454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:14px;">For the nine months ended </div><div id="a70459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:27px;">July 31, 2026 </div><div id="a70461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:432px;top:27px;">July 31, 2025 </div><div id="a70463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:27px;">July 31, 2026 </div><div id="a70465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">July 31, 2025 </div><div id="a70468" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Measured at amortized cost</div><div id="a70469" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:40px;">1</div><div id="a70471" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:40px;">$ </div><div id="a70473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:40px;">17,016</div><div id="a70475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:40px;">$ </div><div id="a70477" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:40px;">18,457</div><div id="a70479" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:40px;">$ </div><div id="a70481" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:40px;">51,292</div><div id="a70483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:40px;">$ </div><div id="a70485" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:40px;">56,528</div><div id="a70487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:40px;"><div style="display:inline-block;width:3px"> </div></div><div id="a70489" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Measured at FVOCI – Debt instruments</div><div id="a70493" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:182px;top:53px;">1</div><div id="a70496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:53px;">1,224</div><div id="a70499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:53px;">1,157</div><div id="a70502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:53px;">3,511</div><div id="a70505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:53px;">3,117</div><div id="a70511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:67px;">18,240</div><div id="a70514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:67px;">19,614</div><div id="a70517" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:67px;">54,803</div><div id="a70520" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:67px;">59,645</div><div id="a70523" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">Measured or designated at FVTPL </div><div id="a70526" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:80px;">2,645</div><div id="a70529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:80px;">2,049</div><div id="a70532" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:80px;">6,636</div><div id="a70535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:80px;">6,282</div><div id="a70538" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:93px;">Measured at FVOCI – Equity instruments</div><div id="a70545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:370px;top:93px;">73</div><div id="a70548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:93px;">81</div><div id="a70551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:93px;">196</div><div id="a70554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:93px;">271</div><div id="a70557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:107px;">Total </div><div id="a70559" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:107px;">$ </div><div id="a70561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:107px;">20,958</div><div id="a70563" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:107px;">$ </div><div id="a70565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:107px;">21,744</div><div id="a70567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:107px;">$ </div><div id="a70569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:107px;">61,635</div><div id="a70571" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:107px;">$ </div><div id="a70573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:107px;">66,198</div></div><div id="TextBlockContainer548" style="position:relative;line-height:normal;width:169px;height:11px;"><div id="div_546_XBRL_TS_7089b2ea957244e4a8cd9732b3b34ea7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer547" style="position:relative;line-height:normal;width:169px;height:11px;"><div id="a70577_1_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Interest income is calculated using EIRM.</div></div></div></div><div id="TextBlockContainer552" style="position:relative;line-height:normal;width:734px;height:81px;"><div id="div_550_XBRL_TS_0d425ccdc72048f4b04b2ca77b93824b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer551" style="position:relative;line-height:normal;width:734px;height:81px;"><div id="a70591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Interest Expense </div><div id="a70602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a70605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:368px;top:14px;">For the three months ended </div><div id="a70608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:14px;">For the nine months ended </div><div id="a70613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:27px;">July 31, 2026 </div><div id="a70615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:432px;top:27px;">July 31, 2025 </div><div id="a70617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:27px;">July 31, 2026 </div><div id="a70619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">July 31, 2025 </div><div id="a70622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:41px;">Measured at amortized cost</div><div id="a70623" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:41px;">1</div><div id="a70625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:41px;">$ </div><div id="a70627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:41px;">8,011</div><div id="a70629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:41px;">$ </div><div id="a70631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:41px;">10,605</div><div id="a70633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:41px;">$ </div><div id="a70635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:41px;">25,629</div><div id="a70637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:41px;">$ </div><div id="a70639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:41px;">33,047</div><div id="a70641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:41px;"><div style="display:inline-block;width:3px"> </div></div><div id="a70643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:54px;">Measured or designated at FVTPL</div><div id="a70647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:54px;">3,651</div><div id="a70650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:54px;">2,613</div><div id="a70653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:54px;">9,060</div><div id="a70656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:54px;">8,634</div><div id="a70659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:68px;">Total </div><div id="a70661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:68px;">$ </div><div id="a70663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:68px;">11,662</div><div id="a70665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:68px;">$ </div><div id="a70667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:68px;">13,218</div><div id="a70669" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:68px;">$ </div><div id="a70671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:68px;">34,689</div><div id="a70673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:68px;">$ </div><div id="a70675" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:68px;">41,681</div></div></div></div><div id="TextBlockContainer556" style="position:relative;line-height:normal;width:173px;height:11px;"><div id="div_554_XBRL_TS_6f4756e0d1bd4b369f23ac40c824a3d4" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer555" style="position:relative;line-height:normal;width:173px;height:11px;"><div id="a70679_1_42" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Interest expense is calculated using EIRM.</div></div></div></div> <div id="TextBlockContainer540" style="position:relative;line-height:normal;width:470px;height:13px;"><div id="div_538_XBRL_TS_d7de04a5e7174056ba28de5be5114f3f" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer539" style="position:relative;line-height:normal;width:470px;height:13px;"><div id="a70424" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following tables present interest income<div style="display:inline-block;width:1px"> </div>and interest expense by basis of accounting<div style="display:inline-block;width:1px"> </div>measurement.</div></div></div></div><div id="TextBlockContainer544" style="position:relative;line-height:normal;width:734px;height:120px;"><div id="div_542_XBRL_TS_150286fa1aa9426f83124816d435778f" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer543" style="position:relative;line-height:normal;width:734px;height:120px;"><div id="a70437" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Interest Income </div><div id="a70448" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a70451" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:368px;top:14px;">For the three months ended </div><div id="a70454" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:14px;">For the nine months ended </div><div id="a70459" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:27px;">July 31, 2026 </div><div id="a70461" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:432px;top:27px;">July 31, 2025 </div><div id="a70463" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:27px;">July 31, 2026 </div><div id="a70465" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">July 31, 2025 </div><div id="a70468" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:40px;">Measured at amortized cost</div><div id="a70469" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:40px;">1</div><div id="a70471" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:40px;">$ </div><div id="a70473" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:40px;">17,016</div><div id="a70475" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:40px;">$ </div><div id="a70477" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:40px;">18,457</div><div id="a70479" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:40px;">$ </div><div id="a70481" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:40px;">51,292</div><div id="a70483" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:40px;">$ </div><div id="a70485" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:40px;">56,528</div><div id="a70487" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:40px;"><div style="display:inline-block;width:3px"> </div></div><div id="a70489" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:53px;">Measured at FVOCI – Debt instruments</div><div id="a70493" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:182px;top:53px;">1</div><div id="a70496" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:53px;">1,224</div><div id="a70499" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:53px;">1,157</div><div id="a70502" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:53px;">3,511</div><div id="a70505" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:53px;">3,117</div><div id="a70511" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:67px;">18,240</div><div id="a70514" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:67px;">19,614</div><div id="a70517" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:67px;">54,803</div><div id="a70520" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:67px;">59,645</div><div id="a70523" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:80px;">Measured or designated at FVTPL </div><div id="a70526" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:80px;">2,645</div><div id="a70529" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:80px;">2,049</div><div id="a70532" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:80px;">6,636</div><div id="a70535" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:80px;">6,282</div><div id="a70538" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:93px;">Measured at FVOCI – Equity instruments</div><div id="a70545" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:370px;top:93px;">73</div><div id="a70548" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:480px;top:93px;">81</div><div id="a70551" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:93px;">196</div><div id="a70554" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:93px;">271</div><div id="a70557" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:107px;">Total </div><div id="a70559" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:107px;">$ </div><div id="a70561" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:107px;">20,958</div><div id="a70563" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:107px;">$ </div><div id="a70565" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:107px;">21,744</div><div id="a70567" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:107px;">$ </div><div id="a70569" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:107px;">61,635</div><div id="a70571" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:107px;">$ </div><div id="a70573" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:107px;">66,198</div></div></div></div><div id="TextBlockContainer547" style="position:relative;line-height:normal;width:169px;height:11px;"><div id="a70577_1_41" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Interest income is calculated using EIRM.</div></div><div id="TextBlockContainer551" style="position:relative;line-height:normal;width:734px;height:81px;"><div id="a70591" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:0px;">Interest Expense </div><div id="a70602" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:14px;">(millions of Canadian dollars) </div><div id="a70605" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:368px;top:14px;">For the three months ended </div><div id="a70608" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:592px;top:14px;">For the nine months ended </div><div id="a70613" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:319px;top:27px;">July 31, 2026 </div><div id="a70615" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:432px;top:27px;">July 31, 2025 </div><div id="a70617" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:539px;top:27px;">July 31, 2026 </div><div id="a70619" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:652px;top:27px;">July 31, 2025 </div><div id="a70622" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:41px;">Measured at amortized cost</div><div id="a70623" style="position:absolute;font-family:'Arial';font-size:6.72px;font-weight:normal;font-style:normal;color:#000000;left:130px;top:41px;">1</div><div id="a70625" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:41px;">$ </div><div id="a70627" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:41px;">8,011</div><div id="a70629" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:41px;">$ </div><div id="a70631" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:41px;">10,605</div><div id="a70633" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:41px;">$ </div><div id="a70635" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:41px;">25,629</div><div id="a70637" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:41px;">$ </div><div id="a70639" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:41px;">33,047</div><div id="a70641" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:721px;top:41px;"><div style="display:inline-block;width:3px"> </div></div><div id="a70643" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:54px;">Measured or designated at FVTPL</div><div id="a70647" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:356px;top:54px;">3,651</div><div id="a70650" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:466px;top:54px;">2,613</div><div id="a70653" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:576px;top:54px;">9,060</div><div id="a70656" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:54px;">8,634</div><div id="a70659" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:68px;">Total </div><div id="a70661" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:277px;top:68px;">$ </div><div id="a70663" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:350px;top:68px;">11,662</div><div id="a70665" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:387px;top:68px;">$ </div><div id="a70667" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:460px;top:68px;">13,218</div><div id="a70669" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:497px;top:68px;">$ </div><div id="a70671" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:570px;top:68px;">34,689</div><div id="a70673" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:607px;top:68px;">$ </div><div id="a70675" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:681px;top:68px;">41,681</div></div><div id="TextBlockContainer555" style="position:relative;line-height:normal;width:173px;height:11px;"><div id="a70679_1_42" style="position:absolute;font-family:'Arial';font-size:8.64px;font-weight:normal;font-style:normal;color:#000000;left:3px;top:0px;">Interest expense is calculated using EIRM.</div></div> 17016000000 18457000000 51292000000 56528000000 1224000000 1157000000 3511000000 3117000000 18240000000 19614000000 54803000000 59645000000 2645000000 2049000000 6636000000 6282000000 73000000 81000000 196000000 271000000 20958000000 21744000000 61635000000 66198000000 8011000000 10605000000 25629000000 33047000000 3651000000 2613000000 9060000000 8634000000 11662000000 13218000000 34689000000 41681000000 <div id="TextBlockContainer558" style="position:relative;line-height:normal;width:175px;height:13px;"><div id="a70694" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:4px;top:0px;">NOTE 20: REGULATORY CAPITAL</div></div><div id="TextBlockContainer562" style="position:relative;line-height:normal;width:733px;height:186px;"><div id="a70698" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The Bank manages its capital under guidelines<div style="display:inline-block;width:1px"> </div>established by OSFI. The regulatory<div style="display:inline-block;width:1px"> </div>capital guidelines measure capital in relation<div style="display:inline-block;width:1px"> </div>to credit, market, and operational </div><div id="a70700" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:13px;">risks. The Bank has various capital policies,<div style="display:inline-block;width:1px"> </div>procedures, and controls which it utilizes<div style="display:inline-block;width:1px"> </div>to achieve its goals and objectives. The<div style="display:inline-block;width:1px"> </div>Bank is designated as a domestic </div><div id="a70708" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:27px;">systemically important bank (D-SIB) and<div style="display:inline-block;width:1px"> </div>a global systemically important bank (G-SIB). </div><div id="a70716" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:53px;">Canadian banks designated as D-SIBs are required<div style="display:inline-block;width:1px"> </div>to comply with OSFI’s minimum targets for risk-based<div style="display:inline-block;width:1px"> </div>capital and leverage ratios. The minimum<div style="display:inline-block;width:1px"> </div>targets </div><div id="a70723" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:67px;">include a D-SIB surcharge and Domestic Stability<div style="display:inline-block;width:1px"> </div>Buffer (DSB) for Common Equity Tier 1 Capital, Tier 1 Capital, Total Capital and risk-based Total Loss </div><div id="a70740" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:80px;">Absorbing Capacity (TLAC) ratios. The<div style="display:inline-block;width:1px"> </div>DSB level was decreased to </div><div id="a70740_65_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:306px;top:80px;">3.0</div><div id="a70740_68_91" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:320px;top:80px;">% as of June 19, 2026, and as a result the<div style="display:inline-block;width:1px"> </div>published regulatory minimum targets are<div style="display:inline-block;width:1px"> </div>set at </div><div id="a70749" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:93px;">11.0</div><div id="a70749_4_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:23px;top:93px;">%, </div><div id="a70749_7_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:38px;top:93px;">12.5</div><div id="a70749_11_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:57px;top:93px;">%, </div><div id="a70749_14_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:72px;top:93px;">14.5</div><div id="a70749_18_6" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:91px;top:93px;">% and </div><div id="a70749_24_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:122px;top:93px;">24.5</div><div id="a70749_28_115" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:142px;top:93px;">%, respectively. The OSFI target includes the greater of the D-SIB<div style="display:inline-block;width:1px"> </div>or G-SIB surcharge, both of which are<div style="display:inline-block;width:1px"> </div>currently </div><div id="a70749_143_1" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:649px;top:93px;">1</div><div id="a70749_144_16" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:654px;top:93px;">% for the Bank. </div><div id="a70768" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:107px;">The OSFI target for leverage requires D-SIBs<div style="display:inline-block;width:1px"> </div>to hold a leverage ratio buffer of </div><div id="a70768_80_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:351px;top:107px;">0.50</div><div id="a70768_84_75" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:371px;top:107px;">% in addition to the existing minimum<div style="display:inline-block;width:1px"> </div>requirement. This sets the published </div><div id="a70775" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:120px;">regulatory minimum targets for leverage<div style="display:inline-block;width:1px"> </div>and TLAC leverage ratios at </div><div id="a70775_68_3" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:311px;top:120px;">3.5</div><div id="a70775_71_6" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:324px;top:120px;">% and </div><div id="a70775_77_4" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:356px;top:120px;">7.25</div><div id="a70775_81_18" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:375px;top:120px;">%, respectively.<div style="display:inline-block;width:3px"> </div></div><div id="a70780" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:147px;">The Bank complied with all minimum risk-based<div style="display:inline-block;width:1px"> </div>capital and leverage ratio requirements<div style="display:inline-block;width:1px"> </div>set by OSFI in the nine months ended July 31,<div style="display:inline-block;width:1px"> </div>2026.<div style="display:inline-block;width:2px"> </div></div><div id="div_560_XBRL_TS_472e3dff806746ed84827b7265d8a312" style="position:absolute;left:0px;top:173px;float:left;"><div id="TextBlockContainer561" style="position:relative;line-height:normal;width:511px;height:13px;"><div id="a70794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the Bank’s regulatory<div style="display:inline-block;width:1px"> </div>capital positions as at July 31, 2026 and<div style="display:inline-block;width:1px"> </div>October 31, 2025.</div></div></div></div><div id="TextBlockContainer566" style="position:relative;line-height:normal;width:733px;height:214px;"><div id="div_564_XBRL_TS_4add2dd1b7904d4e895b6ad46289751e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer565" style="position:relative;line-height:normal;width:733px;height:214px;"><div id="a70835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Regulatory Capital Position</div><div id="a70843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a70846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:17px;">As at </div><div id="a70850" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:586px;top:30px;">July 31 </div><div id="a70853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:659px;top:30px;">October 31 </div><div id="a70856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;"><div style="display:inline-block;width:3px"> </div></div><div id="a70859" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:43px;">2026 </div><div id="a70863" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:43px;">2025 </div><div id="a70866" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:57px;">Capital </div><div id="a70874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Common Equity Tier 1 Capital </div><div id="a70876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:69px;">$ </div><div id="a70878" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:69px;">93,186</div><div id="a70881" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:69px;">$ </div><div id="a70883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:69px;">93,579</div><div id="a70886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Tier 1 Capital </div><div id="a70889" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:83px;">105,319</div><div id="a70893" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:83px;">104,502</div><div id="a70896" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:96px;">Total Capital </div><div id="a70899" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:96px;">116,982</div><div id="a70903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:96px;">116,866</div><div id="a70906" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:109px;">Risk-weighted assets used in the calculation<div style="display:inline-block;width:1px"> </div>of capital ratios </div><div id="a70911" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:109px;">653,368</div><div id="a70915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:109px;">636,424</div><div id="a70918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:122px;">Capital and leverage ratios </div><div id="a70926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Common Equity Tier 1 Capital ratio </div><div id="a70929" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:135px;">14.3</div><div id="a70931" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:135px;">% </div><div id="a70934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:135px;">14.7</div><div id="a70936" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:135px;">% </div><div id="a70938" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:149px;">Tier 1 Capital ratio </div><div id="a70941" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:149px;">16.1</div><div id="a70945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:149px;">16.4</div><div id="a70948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:162px;">Total Capital ratio </div><div id="a70951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:162px;">17.9</div><div id="a70955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:162px;">18.4</div><div id="a70958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:175px;">Leverage ratio</div><div id="a70962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:175px;">4.5</div><div id="a70966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:175px;">4.6</div><div id="a70969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:188px;">TLAC Ratio </div><div id="a70972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:188px;">31.1</div><div id="a70976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:188px;">31.8</div><div id="a70979" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:201px;">TLAC Leverage Ratio </div><div id="a70982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:201px;">8.8</div><div id="a70986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:201px;">8.9</div></div></div></div> -0.030 0.110 0.125 0.145 0.245 0.01 0.01 0.0050 0.035 0.0725 <div id="TextBlockContainer561" style="position:relative;line-height:normal;width:511px;height:13px;"><div id="a70794" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:4px;top:0px;">The following table summarizes the Bank’s regulatory<div style="display:inline-block;width:1px"> </div>capital positions as at July 31, 2026 and<div style="display:inline-block;width:1px"> </div>October 31, 2025.</div></div><div id="TextBlockContainer565" style="position:relative;line-height:normal;width:733px;height:214px;"><div id="a70835" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:3px;">Regulatory Capital Position</div><div id="a70843" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:17px;">(millions of Canadian dollars, except<div style="display:inline-block;width:1px"> </div>as noted) </div><div id="a70846" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:italic;color:#000000;left:685px;top:17px;">As at </div><div id="a70850" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:586px;top:30px;">July 31 </div><div id="a70853" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:659px;top:30px;">October 31 </div><div id="a70856" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:43px;"><div style="display:inline-block;width:3px"> </div></div><div id="a70859" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:598px;top:43px;">2026 </div><div id="a70863" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:686px;top:43px;">2025 </div><div id="a70866" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:57px;">Capital </div><div id="a70874" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:69px;">Common Equity Tier 1 Capital </div><div id="a70876" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:551px;top:69px;">$ </div><div id="a70878" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:589px;top:69px;">93,186</div><div id="a70881" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:639px;top:69px;">$ </div><div id="a70883" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:677px;top:69px;">93,579</div><div id="a70886" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:83px;">Tier 1 Capital </div><div id="a70889" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:83px;">105,319</div><div id="a70893" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:83px;">104,502</div><div id="a70896" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:96px;">Total Capital </div><div id="a70899" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:96px;">116,982</div><div id="a70903" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:96px;">116,866</div><div id="a70906" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:109px;">Risk-weighted assets used in the calculation<div style="display:inline-block;width:1px"> </div>of capital ratios </div><div id="a70911" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:584px;top:109px;">653,368</div><div id="a70915" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:672px;top:109px;">636,424</div><div id="a70918" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:7px;top:122px;">Capital and leverage ratios </div><div id="a70926" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:135px;">Common Equity Tier 1 Capital ratio </div><div id="a70929" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:135px;">14.3</div><div id="a70931" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:626px;top:135px;">% </div><div id="a70934" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:135px;">14.7</div><div id="a70936" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:714px;top:135px;">% </div><div id="a70938" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:149px;">Tier 1 Capital ratio </div><div id="a70941" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:149px;">16.1</div><div id="a70945" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:149px;">16.4</div><div id="a70948" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:162px;">Total Capital ratio </div><div id="a70951" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:162px;">17.9</div><div id="a70955" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:162px;">18.4</div><div id="a70958" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:175px;">Leverage ratio</div><div id="a70962" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:175px;">4.5</div><div id="a70966" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:175px;">4.6</div><div id="a70969" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:188px;">TLAC Ratio </div><div id="a70972" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:601px;top:188px;">31.1</div><div id="a70976" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:689px;top:188px;">31.8</div><div id="a70979" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:7px;top:201px;">TLAC Leverage Ratio </div><div id="a70982" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:bold;font-style:normal;color:#000000;left:606px;top:201px;">8.8</div><div id="a70986" style="position:absolute;font-family:'Arial';font-size:10.08px;font-weight:normal;font-style:normal;color:#000000;left:694px;top:201px;">8.9</div></div> 93186000000 93579000000 105319000000 104502000000 116982000000 116866000000 653368000000 636424000000 0.143 0.147 0.161 0.164 0.179 0.184 0.045 0.046 0.311 0.318 0.088 0.089