<?xml version="1.0" encoding="UTF-8" standalone="no"?>
<inf:proxyVoteTable xmlns:inf="http://www.sec.gov/edgar/document/npxproxy/informationtable">
    <inf:proxyTable>
        <inf:issuerName>SNOWFLAKE INC.</inf:issuerName>
        <inf:cusip>833445109</inf:cusip>
        <inf:isin>US8334451098</inf:isin>
        <inf:meetingDate>7/2/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>80</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>80</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WALGREENS BOOTS ALLIANCE, INC.</inf:issuerName>
        <inf:cusip>931427108</inf:cusip>
        <inf:isin>US9314271084</inf:isin>
        <inf:meetingDate>7/11/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by nonbinding, advisory vote, certain compensation arrangements for the Company's named executive officers in connection with the Merger (the "Merger-Related Compensation Proposal").</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3226</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3226</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DXC TECHNOLOGY COMPANY</inf:issuerName>
        <inf:cusip>23355L106</inf:cusip>
        <inf:isin>US23355L1061</inf:isin>
        <inf:meetingDate>7/22/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, in a non-binding advisory vote, of our named executive officer compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>10</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LINDE PLC</inf:issuerName>
        <inf:cusip>G54950103</inf:cusip>
        <inf:isin>IE000S9YS762</inf:isin>
        <inf:meetingDate>7/29/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory and non-binding basis, the compensation of Linde plc's Named Executive Officers, as disclosed in the 2025 Proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>252</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>252</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LINDE PLC</inf:issuerName>
        <inf:cusip>G54950103</inf:cusip>
        <inf:isin>IE000S9YS762</inf:isin>
        <inf:meetingDate>7/29/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To recommend, on an advisory and non-binding basis, the frequency of holding future advisory shareholder votes on the compensation of Linde plc's Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>252</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>252</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>FOOT LOCKER, INC.</inf:issuerName>
        <inf:cusip>344849104</inf:cusip>
        <inf:isin>US3448491049</inf:isin>
        <inf:meetingDate>8/22/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>The Merger-Related Compensation Proposal: To approve on an advisory (non-binding) basis the compensation that may be paid or become payable to Foot Locker's named executive officers that is based on or otherwise relates to the merger.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>200</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NIKE, INC.</inf:issuerName>
        <inf:cusip>654106103</inf:cusip>
        <inf:isin>US6541061031</inf:isin>
        <inf:meetingDate>9/9/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve executive compensation by an advisory vote.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>6</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CONAGRA BRANDS, INC.</inf:issuerName>
        <inf:cusip>205887102</inf:cusip>
        <inf:isin>US2058871029</inf:isin>
        <inf:meetingDate>9/17/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>450</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>450</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GENERAL MILLS, INC.</inf:issuerName>
        <inf:cusip>370334104</inf:cusip>
        <inf:isin>US3703341046</inf:isin>
        <inf:meetingDate>9/30/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on Executive Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1600</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1600</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PAYCHEX, INC.</inf:issuerName>
        <inf:cusip>704326107</inf:cusip>
        <inf:isin>US7043261079</inf:isin>
        <inf:meetingDate>10/9/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>ADVISORY VOTE TO APPROVE NAMED EXECUTIVE OFFICER COMPENSATION.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1266</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1266</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ZIMVIE INC.</inf:issuerName>
        <inf:cusip>98888T107</inf:cusip>
        <inf:isin>US98888T1079</inf:isin>
        <inf:meetingDate>10/10/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>A proposal to approve, by advisory (non-binding) vote, the compensation that may be paid or become payable to the Company's named executive officers in connection with the consummation of the merger.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>16</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>16</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE PROCTER &amp; GAMBLE COMPANY</inf:issuerName>
        <inf:cusip>742718109</inf:cusip>
        <inf:isin>US7427181091</inf:isin>
        <inf:meetingDate>10/14/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve the Company's Executive Compensation (the "Say on Pay" vote)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>20228</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>20228</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MEDTRONIC PLC</inf:issuerName>
        <inf:cusip>G5960L103</inf:cusip>
        <inf:isin>IE00BTN1Y115</inf:isin>
        <inf:meetingDate>10/16/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approving, on an advisory basis, the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>141</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>141</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>KLA CORPORATION</inf:issuerName>
        <inf:cusip>482480100</inf:cusip>
        <inf:isin>US4824801009</inf:isin>
        <inf:meetingDate>11/5/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve on a non-binding, advisory basis our named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7054</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7054</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CARDINAL HEALTH, INC.</inf:issuerName>
        <inf:cusip>14149Y108</inf:cusip>
        <inf:isin>US14149Y1082</inf:isin>
        <inf:meetingDate>11/5/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>426</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>426</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>TESLA, INC.</inf:issuerName>
        <inf:cusip>88160R101</inf:cusip>
        <inf:isin>US88160R1014</inf:isin>
        <inf:meetingDate>11/6/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>A Tesla proposal for a non-binding advisory vote approving 2024 executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AUTOMATIC DATA PROCESSING, INC.</inf:issuerName>
        <inf:cusip>053015103</inf:cusip>
        <inf:isin>US0530151036</inf:isin>
        <inf:meetingDate>11/12/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on Executive Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>41</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>41</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SYSCO CORPORATION</inf:issuerName>
        <inf:cusip>871829107</inf:cusip>
        <inf:isin>US8718291078</inf:isin>
        <inf:meetingDate>11/14/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by advisory vote, the compensation paid to Sysco's named executive officers, as disclosed in Sysco's 2025 proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>141</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>141</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NORFOLK SOUTHERN CORPORATION</inf:issuerName>
        <inf:cusip>655844108</inf:cusip>
        <inf:isin>US6558441084</inf:isin>
        <inf:meetingDate>11/14/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation that may be paid or become payable to the named executive officers of Norfolk Southern in connection with the transactions contemplated by the merger agreement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>11598</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>11598</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ORACLE CORPORATION</inf:issuerName>
        <inf:cusip>68389X105</inf:cusip>
        <inf:isin>US68389X1054</inf:isin>
        <inf:meetingDate>11/18/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve the Compensation of our Named Executive Officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5116</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5116</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GALECTIN THERAPEUTICS INC.</inf:issuerName>
        <inf:cusip>363225202</inf:cusip>
        <inf:isin>US3632252025</inf:isin>
        <inf:meetingDate>12/3/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To vote on a non-binding advisory resolution to approve the compensation paid to Galectin's named executive officers, as disclosed in the proxy statement accompanying this letter.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1500</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1500</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GALECTIN THERAPEUTICS INC.</inf:issuerName>
        <inf:cusip>363225202</inf:cusip>
        <inf:isin>US3632252025</inf:isin>
        <inf:meetingDate>12/3/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To recommend, by non-binding vote, the frequency with which Galectin will conduct stockholder advisory votes on executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1500</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1500</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>3 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MICROSOFT CORPORATION</inf:issuerName>
        <inf:cusip>594918104</inf:cusip>
        <inf:isin>US5949181045</inf:isin>
        <inf:meetingDate>12/5/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation ("say-on-pay vote")</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>38528</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>38528</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>VIATRIS INC.</inf:issuerName>
        <inf:cusip>92556V106</inf:cusip>
        <inf:isin>US92556V1061</inf:isin>
        <inf:meetingDate>12/5/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of, on a non-binding advisory basis, the 2024 compensation of the named executive officers of the Company.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1248</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1248</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CISCO SYSTEMS, INC.</inf:issuerName>
        <inf:cusip>17275R102</inf:cusip>
        <inf:isin>US17275R1023</inf:isin>
        <inf:meetingDate>12/16/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8098</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8098</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>COMERICA INCORPORATED</inf:issuerName>
        <inf:cusip>200340107</inf:cusip>
        <inf:isin>US2003401070</inf:isin>
        <inf:meetingDate>1/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Proposal to approve, on an advisory (non-binding) basis, the merger-related compensation payments that will or may be paid to Comerica's named executive officers in connection with the first merger.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7114</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7114</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>COSTCO WHOLESALE CORPORATION</inf:issuerName>
        <inf:cusip>22160K105</inf:cusip>
        <inf:isin>US22160K1051</inf:isin>
        <inf:meetingDate>1/15/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2669</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2669</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>VISA INC.</inf:issuerName>
        <inf:cusip>92826C839</inf:cusip>
        <inf:isin>US92826C8394</inf:isin>
        <inf:meetingDate>1/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation paid to our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>103</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>103</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BECTON, DICKINSON AND COMPANY</inf:issuerName>
        <inf:cusip>075887109</inf:cusip>
        <inf:isin>US0758871091</inf:isin>
        <inf:meetingDate>1/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>HORMEL FOODS CORPORATION</inf:issuerName>
        <inf:cusip>440452100</inf:cusip>
        <inf:isin>US4404521001</inf:isin>
        <inf:meetingDate>1/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve the Named Executive Officer compensation as disclosed in the Company's 2026 annual meeting proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>397</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>397</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AIR PRODUCTS AND CHEMICALS, INC.</inf:issuerName>
        <inf:cusip>009158106</inf:cusip>
        <inf:isin>US0091581068</inf:isin>
        <inf:meetingDate>1/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote approving the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>30</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>30</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>JACOBS SOLUTIONS INC.</inf:issuerName>
        <inf:cusip>46982L108</inf:cusip>
        <inf:isin>US46982L1089</inf:isin>
        <inf:meetingDate>1/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>200</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WOODWARD, INC.</inf:issuerName>
        <inf:cusip>980745103</inf:cusip>
        <inf:isin>US9807451037</inf:isin>
        <inf:meetingDate>1/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Vote on an advisory resolution to approve the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>800</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>800</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ACCENTURE PLC</inf:issuerName>
        <inf:cusip>G1151C101</inf:cusip>
        <inf:isin>IE00B4BNMY34</inf:isin>
        <inf:meetingDate>1/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, in a non-binding vote, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>33</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>33</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EMERSON ELECTRIC CO.</inf:issuerName>
        <inf:cusip>291011104</inf:cusip>
        <inf:isin>US2910111044</inf:isin>
        <inf:meetingDate>2/3/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, by non-binding advisory vote, of Emerson Electric Co. executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GEOSPACE TECHNOLOGIES CORPORATION</inf:issuerName>
        <inf:cusip>37364X109</inf:cusip>
        <inf:isin>US37364X1090</inf:isin>
        <inf:meetingDate>2/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve the following non-binding, advisory resolution: "RESOLVED, that the stockholders approve the compensation of the Company's named executive officers as disclosed in the Company's 2026 proxy statement pursuant to Item 402 of Regulation S-K, (which disclosure includes the Overview of Company Compensation, the Summary Compensation Table and other executive compensation tables and related discussion)."</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3600</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3600</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMENTUM HOLDINGS, INC</inf:issuerName>
        <inf:cusip>023939101</inf:cusip>
        <inf:isin>US0239391016</inf:isin>
        <inf:meetingDate>2/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the Company's named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>212</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>212</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>APPLE INC.</inf:issuerName>
        <inf:cusip>037833100</inf:cusip>
        <inf:isin>US0378331005</inf:isin>
        <inf:meetingDate>2/24/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>JOHNSON CONTROLS INTERNATIONAL PLC</inf:issuerName>
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                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>TE CONNECTIVITY PLC</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>ANALOG DEVICES, INC.</inf:issuerName>
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            <inf:voteCategory>
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        <inf:otherVoteDescription>Advisory vote to approve the compensation of our named executive officers.</inf:otherVoteDescription>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>APPLIED MATERIALS, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>QUALCOMM INCORPORATED</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>QUALCOMM INCORPORATED</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approval on an advisory basis, of the frequency of future votes on our executive compensation.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
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    <inf:proxyTable>
        <inf:issuerName>THE WALT DISNEY COMPANY</inf:issuerName>
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        <inf:isin>US2546871060</inf:isin>
        <inf:meetingDate>3/18/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Consideration of an advisory vote to approve executive compensation.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>STARBUCKS CORPORATION</inf:issuerName>
        <inf:cusip>855244109</inf:cusip>
        <inf:isin>US8552441094</inf:isin>
        <inf:meetingDate>3/25/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approve, on a non-binding, advisory basis, the compensation of our named executive officers ("say-on-pay")</inf:otherVoteDescription>
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                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>HEWLETT PACKARD ENTERPRISE COMPANY</inf:issuerName>
        <inf:cusip>42824C109</inf:cusip>
        <inf:isin>US42824C1099</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve the Hewlett Packard Enterprise Company's executive compensation</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>SLB N.V.</inf:issuerName>
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        <inf:isin>AN8068571086</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted>FOR</inf:howVoted>
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    <inf:proxyTable>
        <inf:issuerName>DOW INC.</inf:issuerName>
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            <inf:voteCategory>
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        <inf:issuerName>DOW INC.</inf:issuerName>
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            <inf:voteCategory>
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            <inf:voteCategory>
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        <inf:issuerName>HP INC.</inf:issuerName>
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                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>TEXAS INSTRUMENTS INCORPORATED</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>515</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>AGNC INVESTMENT CORP.</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve the compensation of our named executive officers.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2000</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>CARNIVAL CORPORATION</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To hold a (non-binding) advisory vote to approve executive compensation.</inf:otherVoteDescription>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>THE BOEING COMPANY</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>752</inf:sharesVoted>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>BROADCOM INC</inf:issuerName>
        <inf:cusip>11135F101</inf:cusip>
        <inf:isin>US11135F1012</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the named executive officer compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>53797</inf:sharesVoted>
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        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>53797</inf:sharesVoted>
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        </inf:vote>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>FIFTH THIRD BANCORP</inf:issuerName>
        <inf:cusip>316773100</inf:cusip>
        <inf:isin>US3167731005</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>An advisory vote on approval of the Company's compensation of its named executive officers.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>83406</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>PUBLIC SERVICE ENTERPRISE GROUP INC.</inf:issuerName>
        <inf:cusip>744573106</inf:cusip>
        <inf:isin>US7445731067</inf:isin>
        <inf:meetingDate>4/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on the Approval of Executive Compensation.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>28193</inf:sharesVoted>
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        </inf:vote>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>THE PNC FINANCIAL SERVICES GROUP, INC.</inf:issuerName>
        <inf:cusip>693475105</inf:cusip>
        <inf:isin>US6934751057</inf:isin>
        <inf:meetingDate>4/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation.</inf:otherVoteDescription>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>9</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>THE CIGNA GROUP</inf:issuerName>
        <inf:cusip>125523100</inf:cusip>
        <inf:isin>US1255231003</inf:isin>
        <inf:meetingDate>4/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of executive compensation</inf:otherVoteDescription>
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        <inf:sharesVoted>105</inf:sharesVoted>
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        <inf:vote>
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                <inf:sharesVoted>105</inf:sharesVoted>
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        </inf:vote>
        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>EATON CORPORATION PLC</inf:issuerName>
        <inf:cusip>G29183103</inf:cusip>
        <inf:isin>IE00B8KQN827</inf:isin>
        <inf:meetingDate>4/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approving, on an advisory basis, the Company's executive compensation.</inf:otherVoteDescription>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>10148</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>PFIZER INC.</inf:issuerName>
        <inf:cusip>717081103</inf:cusip>
        <inf:isin>US7170811035</inf:isin>
        <inf:meetingDate>4/23/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>2026 advisory approval of executive compensation</inf:otherVoteDescription>
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        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3630</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>WARNER BROS. DISCOVERY, INC.</inf:issuerName>
        <inf:cusip>934423104</inf:cusip>
        <inf:isin>US9344231041</inf:isin>
        <inf:meetingDate>4/23/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory (non-binding) basis, the compensation that may be paid or become payable to WBD's named executive officers that is based on or otherwise relates to the Merger.</inf:otherVoteDescription>
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        <inf:sharesVoted>2207</inf:sharesVoted>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>FASTENAL COMPANY</inf:issuerName>
        <inf:cusip>311900104</inf:cusip>
        <inf:isin>US3119001044</inf:isin>
        <inf:meetingDate>4/23/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>JOHNSON &amp; JOHNSON</inf:issuerName>
        <inf:cusip>478160104</inf:cusip>
        <inf:isin>US4781601046</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>ABBOTT LABORATORIES</inf:issuerName>
        <inf:cusip>002824100</inf:cusip>
        <inf:isin>US0028241000</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Say on Pay - An Advisory Vote on the Approval of Executive Compensation</inf:otherVoteDescription>
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    <inf:proxyTable>
        <inf:issuerName>BADGER METER, INC.</inf:issuerName>
        <inf:cusip>056525108</inf:cusip>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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    <inf:proxyTable>
        <inf:issuerName>WELLS FARGO &amp; COMPANY</inf:issuerName>
        <inf:cusip>949746101</inf:cusip>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory resolution to approve executive compensation (Say on Pay).</inf:otherVoteDescription>
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        <inf:vote>
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        <inf:issuerName>EXELON CORPORATION</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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    <inf:proxyTable>
        <inf:issuerName>CONSTELLATION ENERGY CORP</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To consider and act on an advisory vote regarding the approval of compensation paid to named executive officers</inf:otherVoteDescription>
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        <inf:sharesVoted>2353</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2353</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CORTEVA INC.</inf:issuerName>
        <inf:cusip>22052L104</inf:cusip>
        <inf:isin>US22052L1044</inf:isin>
        <inf:meetingDate>4/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory resolution to approve executive compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>656</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>656</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CORTEVA INC.</inf:issuerName>
        <inf:cusip>22052L104</inf:cusip>
        <inf:isin>US22052L1044</inf:isin>
        <inf:meetingDate>4/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory resolution to approve the frequency of the stockholder vote on executive compensation of the Company's named executive officers.</inf:otherVoteDescription>
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        <inf:sharesVoted>656</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>656</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>INTERNATIONAL BUSINESS MACHINES CORP.</inf:issuerName>
        <inf:cusip>459200101</inf:cusip>
        <inf:isin>US4592001014</inf:isin>
        <inf:meetingDate>4/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>950</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>950</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE WILLIAMS COMPANIES, INC.</inf:issuerName>
        <inf:cusip>969457100</inf:cusip>
        <inf:isin>US9694571004</inf:isin>
        <inf:meetingDate>4/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an Advisory Basis, the Compensation of our Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>368</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>368</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PROLOGIS, INC.</inf:issuerName>
        <inf:cusip>74340W103</inf:cusip>
        <inf:isin>US74340W1036</inf:isin>
        <inf:meetingDate>4/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve the Company's Executive Compensation for 2025.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>27354</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>27354</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMERICAN ELECTRIC POWER COMPANY, INC.</inf:issuerName>
        <inf:cusip>025537101</inf:cusip>
        <inf:isin>US0255371017</inf:isin>
        <inf:meetingDate>4/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the Company's named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>287</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>287</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>TRUIST FINANCIAL CORPORATION</inf:issuerName>
        <inf:cusip>89832Q109</inf:cusip>
        <inf:isin>US89832Q1094</inf:isin>
        <inf:meetingDate>4/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve Truist's executive-compensation program.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>300</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>W.W. GRAINGER, INC.</inf:issuerName>
        <inf:cusip>384802104</inf:cusip>
        <inf:isin>US3848021040</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve on a non-binding, advisory basis the compensation of Grainger's Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>24</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>24</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MARATHON PETROLEUM CORPORATION</inf:issuerName>
        <inf:cusip>56585A102</inf:cusip>
        <inf:isin>US56585A1025</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the company's named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>927</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>927</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>APTIV PLC</inf:issuerName>
        <inf:cusip>G3265R107</inf:cusip>
        <inf:isin>JE00BTDN8H13</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Say-on-Pay - To approve, by advisory vote, executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>24110</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>24110</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE AES CORPORATION</inf:issuerName>
        <inf:cusip>00130H105</inf:cusip>
        <inf:isin>US00130H1059</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>99707</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>99707</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PULTEGROUP, INC.</inf:issuerName>
        <inf:cusip>745867101</inf:cusip>
        <inf:isin>US7458671010</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Say-on-pay: Advisory vote to approve executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>54356</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>54356</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMERIPRISE FINANCIAL, INC.</inf:issuerName>
        <inf:cusip>03076C106</inf:cusip>
        <inf:isin>US03076C1062</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve the compensation of the named executive officers by a nonbinding advisory vote.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>245</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>245</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE COCA-COLA COMPANY</inf:issuerName>
        <inf:cusip>191216100</inf:cusip>
        <inf:isin>US1912161007</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Conduct an advisory vote to approve executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5973</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5973</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE GOLDMAN SACHS GROUP, INC.</inf:issuerName>
        <inf:cusip>38141G104</inf:cusip>
        <inf:isin>US38141G1040</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation (Say on Pay)</inf:otherVoteDescription>
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        <inf:sharesVoted>151</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>151</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>RTX CORPORATION</inf:issuerName>
        <inf:cusip>75513E101</inf:cusip>
        <inf:isin>US75513E1010</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
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        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>METALLUS INC.</inf:issuerName>
        <inf:cusip>887399103</inf:cusip>
        <inf:isin>US8873991033</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of the company's named executive officers.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>CORNING INCORPORATED</inf:issuerName>
        <inf:cusip>219350105</inf:cusip>
        <inf:isin>US2193501051</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of our executive compensation (Say on Pay)</inf:otherVoteDescription>
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        <inf:sharesVoted>80155</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>80155</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>ALCON INC.</inf:issuerName>
        <inf:cusip>H01301128</inf:cusip>
        <inf:isin>CH0432492467</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Extraordinary Transaction Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Binding vote on the maximum aggregate amount of compensation of the Board of Directors for the next term of office, i.e. from the 2026 Annual General Meeting to the 2027 Annual General Meeting</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ALCON INC.</inf:issuerName>
        <inf:cusip>H01301128</inf:cusip>
        <inf:isin>CH0432492467</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Extraordinary Transaction Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Binding vote on the maximum aggregate amount of compensation of the Executive Committee for the following financial year, i.e. 2027</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SNAP-ON INCORPORATED</inf:issuerName>
        <inf:cusip>833034101</inf:cusip>
        <inf:isin>US8330341012</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of Snap-on Incorporated's named executive officers, as disclosed in "Compensation Discussion and Analysis" and "Executive Compensation Information" in the Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>200</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GILEAD SCIENCES, INC.</inf:issuerName>
        <inf:cusip>375558103</inf:cusip>
        <inf:isin>US3755581036</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of our Named Executive Officers as presented in the Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>300</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>OCCIDENTAL PETROLEUM CORPORATION</inf:issuerName>
        <inf:cusip>674599105</inf:cusip>
        <inf:isin>US6745991058</inf:isin>
        <inf:meetingDate>5/1/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>285</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>285</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LOUISIANA-PACIFIC CORPORATION</inf:issuerName>
        <inf:cusip>546347105</inf:cusip>
        <inf:isin>US5463471053</inf:isin>
        <inf:meetingDate>5/1/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>67</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>67</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AGNICO EAGLE MINES LIMITED</inf:issuerName>
        <inf:cusip>008474108</inf:cusip>
        <inf:isin>CA0084741085</inf:isin>
        <inf:meetingDate>5/1/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Consideration of and, if deemed advisable, the passing of a non-binding, advisory resolution accepting the Company's approach to executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7217</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7217</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BERKSHIRE HATHAWAY INC.</inf:issuerName>
        <inf:cusip>084670702</inf:cusip>
        <inf:isin>US0846707026</inf:isin>
        <inf:meetingDate>5/2/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding resolution to approve the compensation of the Company's Named Executive Officers, as described in the 2026 Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>847</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>847</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BERKSHIRE HATHAWAY INC.</inf:issuerName>
        <inf:cusip>084670702</inf:cusip>
        <inf:isin>US0846707026</inf:isin>
        <inf:meetingDate>5/2/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding resolution to determine the frequency (whether annual, biennial or triennial) with which shareholders of the Company shall be entitled to have an advisory vote on executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>847</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>847</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>3 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AFLAC INCORPORATED</inf:issuerName>
        <inf:cusip>001055102</inf:cusip>
        <inf:isin>US0010551028</inf:isin>
        <inf:meetingDate>5/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To consider the following non-binding advisory proposal: "Resolved, on an advisory basis, the shareholders of Aflac Incorporated approve the compensation of the named executive officers, as disclosed pursuant to the compensation disclosure rules of the Securities and Exchange Commission, including the Compensation Discussion and Analysis and accompanying tables and narrative in the Notice of 2026 Annual Meeting of Shareholders and Proxy Statement"</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>496</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>496</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BANK OF AMERICA CORPORATION</inf:issuerName>
        <inf:cusip>060505104</inf:cusip>
        <inf:isin>US0605051046</inf:isin>
        <inf:meetingDate>5/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approving our executive compensation (an advisory, non-binding "Say on Pay" resolution)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3963</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3963</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ELI LILLY AND COMPANY</inf:issuerName>
        <inf:cusip>532457108</inf:cusip>
        <inf:isin>US5324571083</inf:isin>
        <inf:meetingDate>5/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation paid to the company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8856</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8856</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DT MIDSTREAM, INC.</inf:issuerName>
        <inf:cusip>23345M107</inf:cusip>
        <inf:isin>US23345M1071</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory (non-binding) basis, the compensation of the Company's Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>467</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>467</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BAXTER INTERNATIONAL INC.</inf:issuerName>
        <inf:cusip>071813109</inf:cusip>
        <inf:isin>US0718131099</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation for 2025</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>438</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>438</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GE AEROSPACE</inf:issuerName>
        <inf:cusip>369604301</inf:cusip>
        <inf:isin>US3696043013</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Approval of Our Named Executives' Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2103</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2103</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DANAHER CORPORATION</inf:issuerName>
        <inf:cusip>235851102</inf:cusip>
        <inf:isin>US2358511028</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve on an advisory basis the Company's named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>12137</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>12137</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMERICAN EXPRESS COMPANY</inf:issuerName>
        <inf:cusip>025816109</inf:cusip>
        <inf:isin>US0258161092</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>823</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>823</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PENTAIR PLC</inf:issuerName>
        <inf:cusip>G7S00T104</inf:cusip>
        <inf:isin>IE00BLS09M33</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by nonbinding, advisory vote, the compensation of the named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1324</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1324</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DOMINION ENERGY, INC.</inf:issuerName>
        <inf:cusip>25746U109</inf:cusip>
        <inf:isin>US25746U1097</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on Approval of Executive Compensation (Say on Pay)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>500</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>500</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PEPSICO, INC.</inf:issuerName>
        <inf:cusip>713448108</inf:cusip>
        <inf:isin>US7134481081</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>33288</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>33288</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GENERAL DYNAMICS CORPORATION</inf:issuerName>
        <inf:cusip>369550108</inf:cusip>
        <inf:isin>US3695501086</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>757</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>757</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>STRYKER CORPORATION</inf:issuerName>
        <inf:cusip>863667101</inf:cusip>
        <inf:isin>US8636671013</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7424</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7424</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MODERNA, INC.</inf:issuerName>
        <inf:cusip>60770K107</inf:cusip>
        <inf:isin>US60770K1079</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding, advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MODERNA, INC.</inf:issuerName>
        <inf:cusip>60770K107</inf:cusip>
        <inf:isin>US60770K1079</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding, advisory basis, the frequency of future non-binding advisory votes to approve the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PHILIP MORRIS INTERNATIONAL INC.</inf:issuerName>
        <inf:cusip>718172109</inf:cusip>
        <inf:isin>US7181721090</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote Approving Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>4486</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4486</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ENBRIDGE INC.</inf:issuerName>
        <inf:cusip>29250N105</inf:cusip>
        <inf:isin>CA29250N1050</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Accept Enbridge's approach to executive compensation, as disclosed in the Management Information Circular.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>51344</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>51344</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ENTEGRIS, INC.</inf:issuerName>
        <inf:cusip>29362U104</inf:cusip>
        <inf:isin>US29362U1043</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, by non-binding vote, of the compensation paid to Entegris, Inc.'s named executive officers (advisory vote).</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>31</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>31</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NEWELL BRANDS INC.</inf:issuerName>
        <inf:cusip>651229106</inf:cusip>
        <inf:isin>US6512291062</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve an advisory resolution on named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>53</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>53</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EDWARDS LIFESCIENCES CORPORATION</inf:issuerName>
        <inf:cusip>28176E108</inf:cusip>
        <inf:isin>US28176E1082</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1728</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1728</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NORFOLK SOUTHERN CORPORATION</inf:issuerName>
        <inf:cusip>655844108</inf:cusip>
        <inf:isin>US6558441084</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of the advisory resolution on executive compensation, as disclosed in the proxy statement for the 2026 Annual Meeting of Shareholders.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>11747</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>11747</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DTE ENERGY COMPANY</inf:issuerName>
        <inf:cusip>233331107</inf:cusip>
        <inf:isin>US2333311072</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Provide a nonbinding vote to approve the Company's executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>984</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>984</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>VALERO ENERGY CORPORATION</inf:issuerName>
        <inf:cusip>91913Y100</inf:cusip>
        <inf:isin>US91913Y1001</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the 2025 compensation of named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>21445</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>21445</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>FIRST QUANTUM MINERALS LTD.</inf:issuerName>
        <inf:cusip>335934105</inf:cusip>
        <inf:isin>CA3359341052</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Say on Pay Advisory Vote BE IT RESOLVED, on an advisory basis, and not to diminish the role and responsibilities of the Board, that the Shareholders accept the approach to executive compensation disclosed in First Quantum Minerals Ltd's Management Information Circular relating to the 2026 Annual Meeting of Shareholders.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>475</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>475</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WEC ENERGY GROUP, INC.</inf:issuerName>
        <inf:cusip>92939U106</inf:cusip>
        <inf:isin>US92939U1060</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation of the named executive officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>4196</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4196</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GE HEALTHCARE TECHNOLOGIES INC.</inf:issuerName>
        <inf:cusip>36266G107</inf:cusip>
        <inf:isin>US36266G1076</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of our named executive officers' compensation in an advisory vote.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>789</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>789</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>UNITED PARCEL SERVICE, INC.</inf:issuerName>
        <inf:cusip>911312106</inf:cusip>
        <inf:isin>US9113121068</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>54032</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>54032</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DUKE ENERGY CORPORATION</inf:issuerName>
        <inf:cusip>26441C204</inf:cusip>
        <inf:isin>US26441C2044</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve Duke Energy's named executive officer compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2925</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2925</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BCE INC.</inf:issuerName>
        <inf:cusip>05534B760</inf:cusip>
        <inf:isin>CA05534B7604</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory resolution on executive compensation as described in section 3.4 of the management proxy circular</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>300</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>NISOURCE INC.</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>3M COMPANY</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>600</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote on executive compensation (Say-On-Pay).</inf:otherVoteDescription>
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        <inf:issuerName>ADVANCED MICRO DEVICES, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>THE SOUTHERN COMPANY</inf:issuerName>
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                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:issuerName>KINDER MORGAN, INC.</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of our named executive officers, as disclosed in the Proxy Statement</inf:otherVoteDescription>
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        <inf:sharesVoted>760</inf:sharesVoted>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>760</inf:sharesVoted>
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        <inf:issuerName>GLOBALSTAR, INC.</inf:issuerName>
        <inf:cusip>378973507</inf:cusip>
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        <inf:meetingDate>5/13/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approve, on an advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1000</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>PHILLIPS 66</inf:issuerName>
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        <inf:isin>US7185461040</inf:isin>
        <inf:meetingDate>5/13/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve our executive compensation.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:issuerName>AT&amp;T INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory Approval of Executive Compensation</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>14823</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>KIMBERLY-CLARK CORPORATION</inf:issuerName>
        <inf:cusip>494368103</inf:cusip>
        <inf:isin>US4943681035</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>ALTRIA GROUP, INC.</inf:issuerName>
        <inf:cusip>02209S103</inf:cusip>
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        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Non-Binding Advisory Vote to Approve the Compensation of Altria's Named Executive Officers</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5730</inf:sharesVoted>
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        <inf:issuerName>CONDUENT INCORPORATED</inf:issuerName>
        <inf:cusip>206787103</inf:cusip>
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        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approval, on an advisory basis, of the 2025 compensation of our named executive officers.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:issuerName>CBOE GLOBAL MARKETS, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approve, in a non-binding resolution, the compensation paid to our executive officers.</inf:otherVoteDescription>
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        <inf:sharesVoted>550</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:issuerName>MORGAN STANLEY</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:issuerName>UNION PACIFIC CORPORATION</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:issuerName>AMEREN CORPORATION</inf:issuerName>
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        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>COMPANY PROPOSAL - ADVISORY APPROVAL OF COMPENSATION OF THE NAMED EXECUTIVE OFFICERS DISCLOSED IN THE PROXY STATEMENT.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:issuerName>THE KRAFT HEINZ COMPANY</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>YUM! BRANDS, INC.</inf:issuerName>
        <inf:cusip>988498101</inf:cusip>
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        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory Vote on Executive Compensation.</inf:otherVoteDescription>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:issuerName>WYNDHAM HOTELS &amp; RESORTS, INC.</inf:issuerName>
        <inf:cusip>98311A105</inf:cusip>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>To vote on an advisory resolution to approve our executive compensation program.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:sharesVoted>400</inf:sharesVoted>
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        <inf:issuerName>MONDELEZ INTERNATIONAL, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>To approve, on an advisory basis, the Company's executive compensation</inf:otherVoteDescription>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>13332</inf:sharesVoted>
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        <inf:issuerName>QUEST DIAGNOSTICS INCORPORATED</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>An advisory resolution to approve the executive officer compensation disclosed in the Company's 2026 proxy statement.</inf:otherVoteDescription>
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        <inf:sharesVoted>450</inf:sharesVoted>
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        <inf:vote>
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                <inf:sharesVoted>450</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>CITIGROUP INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve our 2025 Executive Compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>520</inf:sharesVoted>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>520</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>XCEL ENERGY INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approval of Xcel Energy Inc.'s executive compensation in an advisory vote (say on pay vote)</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>INGREDION INCORPORATED</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>To approve, by advisory vote, the compensation of the Company's named executive officers.</inf:otherVoteDescription>
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        <inf:sharesVoted>413</inf:sharesVoted>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>413</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>GE VERNOVA INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approve the compensation of our named executive officers in an advisory vote</inf:otherVoteDescription>
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        <inf:sharesVoted>615</inf:sharesVoted>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>615</inf:sharesVoted>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>ZOETIS INC.</inf:issuerName>
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        <inf:isin>US98978V1035</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve our executive compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>29377</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>29377</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>ZOETIS INC.</inf:issuerName>
        <inf:cusip>98978V103</inf:cusip>
        <inf:isin>US98978V1035</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve the frequency of future advisory votes on our executive compensation.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
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    <inf:proxyTable>
        <inf:issuerName>AMAZON.COM, INC.</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</inf:otherVoteDescription>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>EOG RESOURCES, INC.</inf:issuerName>
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        <inf:isin>US26875P1012</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>To approve, by non-binding vote, the compensation of the Company's named executive officers.</inf:otherVoteDescription>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>AMERICAN TOWER CORPORATION</inf:issuerName>
        <inf:cusip>03027X100</inf:cusip>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>To approve, on an advisory basis, the Company's executive compensation.</inf:otherVoteDescription>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>THE HOME DEPOT, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation ("Say-on-Pay")</inf:otherVoteDescription>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>QUANTA SERVICES, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approval, by non-binding advisory vote, of the compensation of Quanta's named executive officers for fiscal year 2025;</inf:otherVoteDescription>
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        <inf:vote>
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    <inf:proxyTable>
        <inf:issuerName>FISERV, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>VERIZON COMMUNICATIONS</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve executive compensation</inf:otherVoteDescription>
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        <inf:issuerName>CHUBB LIMITED</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted></inf:howVoted>
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    <inf:proxyTable>
        <inf:issuerName>CHUBB LIMITED</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Maximum compensation of Executive Management for the 2027 calendar year</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHUBB LIMITED</inf:issuerName>
        <inf:cusip>H1467J104</inf:cusip>
        <inf:isin>CH0044328745</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Advisory vote to approve the Swiss compensation report</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHUBB LIMITED</inf:issuerName>
        <inf:cusip>H1467J104</inf:cusip>
        <inf:isin>CH0044328745</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation under U.S. securities law requirements</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>NEXTERA ENERGY, INC.</inf:issuerName>
        <inf:cusip>65339F101</inf:cusip>
        <inf:isin>US65339F1012</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, by non-binding advisory vote, of NextEra Energy's compensation of its named executive officers as disclosed in the proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>40608</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>40608</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>LABCORP HOLDINGS INC.</inf:issuerName>
        <inf:cusip>504922105</inf:cusip>
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        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by non-binding vote, the compensation of the Company's Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>35</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>35</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>WELLTOWER INC.</inf:issuerName>
        <inf:cusip>95040Q104</inf:cusip>
        <inf:isin>US95040Q1040</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>The approval, on an advisory basis, of the compensation of the named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>13869</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>13869</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>SERVICENOW, INC.</inf:issuerName>
        <inf:cusip>81762P102</inf:cusip>
        <inf:isin>US81762P1021</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve ServiceNow's named executive officer compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>250</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>250</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>SERVICENOW, INC.</inf:issuerName>
        <inf:cusip>81762P102</inf:cusip>
        <inf:isin>US81762P1021</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on the frequency of future advisory votes on executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>250</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>250</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
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    <inf:proxyTable>
        <inf:issuerName>THE ALLSTATE CORPORATION</inf:issuerName>
        <inf:cusip>020002101</inf:cusip>
        <inf:isin>US0200021014</inf:isin>
        <inf:meetingDate>5/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of the named executives.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5046</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5046</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>SOLSTICE ADVANCED MATERIALS INC.</inf:issuerName>
        <inf:cusip>83443Q103</inf:cusip>
        <inf:isin>US83443Q1031</inf:isin>
        <inf:meetingDate>5/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory, non-binding vote to approve executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>78</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>78</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SOLSTICE ADVANCED MATERIALS INC.</inf:issuerName>
        <inf:cusip>83443Q103</inf:cusip>
        <inf:isin>US83443Q1031</inf:isin>
        <inf:meetingDate>5/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory, non-binding vote to approve the frequency of future advisory votes on executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>78</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>78</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>HONEYWELL INTERNATIONAL INC.</inf:issuerName>
        <inf:cusip>438516106</inf:cusip>
        <inf:isin>US4385161066</inf:isin>
        <inf:meetingDate>5/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>10647</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>10647</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>ZIMMER BIOMET HOLDINGS, INC.</inf:issuerName>
        <inf:cusip>98956P102</inf:cusip>
        <inf:isin>US98956P1021</inf:isin>
        <inf:meetingDate>5/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on a non-binding advisory basis, named executive officer compensation ("Say on Pay").</inf:otherVoteDescription>
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        <inf:sharesVoted>160</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>160</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>MERCK &amp; CO., INC.</inf:issuerName>
        <inf:cusip>58933Y105</inf:cusip>
        <inf:isin>US58933Y1055</inf:isin>
        <inf:meetingDate>5/26/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding advisory vote to approve the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7822</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7822</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>EXXON MOBIL CORPORATION</inf:issuerName>
        <inf:cusip>30231G102</inf:cusip>
        <inf:isin>US30231G1022</inf:isin>
        <inf:meetingDate>5/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8208</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8208</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>CHEVRON CORPORATION</inf:issuerName>
        <inf:cusip>166764100</inf:cusip>
        <inf:isin>US1667641005</inf:isin>
        <inf:meetingDate>5/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
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        <inf:sharesVoted>21754</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>21754</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>OTIS WORLDWIDE CORPORATION</inf:issuerName>
        <inf:cusip>68902V107</inf:cusip>
        <inf:isin>US68902V1070</inf:isin>
        <inf:meetingDate>5/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>300</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>HERTZ GLOBAL HOLDINGS, INC.</inf:issuerName>
        <inf:cusip>42806J700</inf:cusip>
        <inf:isin>US42806J7000</inf:isin>
        <inf:meetingDate>5/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of our named executive officers.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>452</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>YUM CHINA HOLDINGS, INC.</inf:issuerName>
        <inf:cusip>98850P109</inf:cusip>
        <inf:isin>US98850P1093</inf:isin>
        <inf:meetingDate>5/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation</inf:otherVoteDescription>
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        <inf:sharesVoted>287</inf:sharesVoted>
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        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>287</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>GARRETT MOTION INC.</inf:issuerName>
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            <inf:voteCategory>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>An advisory vote to approve the Company's executive compensation.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:vote>
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                <inf:sharesVoted>3636</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>UNITEDHEALTH GROUP INCORPORATED</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory approval of the Company's executive compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>29</inf:sharesVoted>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>BOOKING HOLDINGS INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve 2025 executive compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>96</inf:sharesVoted>
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        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>RESTAURANT BRANDS INTERNATIONAL INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>RESIDEO TECHNOLOGIES, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>PALANTIR TECHNOLOGIES INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>701</inf:sharesVoted>
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        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>701</inf:sharesVoted>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>ALLEGION PLC</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Approve the compensation of our named executive officers on an advisory (non-binding) basis.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
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                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>ALLEGION PLC</inf:issuerName>
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        <inf:meetingDate>6/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory (non-binding) vote on whether an advisory shareholder vote to approve the compensation of the Company's named executive officers should occur every one, two or three years.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
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        <inf:issuerName>TRANE TECHNOLOGIES PLC</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>NETFLIX, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of named executive officer compensation.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>WALMART INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
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        <inf:sharesVoted>24604</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>ALPHABET INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve compensation awarded to named executive officers</inf:otherVoteDescription>
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        <inf:sharesVoted>46936</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>46936</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>COREWEAVE, INC.</inf:issuerName>
        <inf:cusip>21873S108</inf:cusip>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To vote on a non-binding advisory basis to approve the compensation of our named executive officers.</inf:otherVoteDescription>
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        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>COREWEAVE, INC.</inf:issuerName>
        <inf:cusip>21873S108</inf:cusip>
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        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To vote on a non-binding advisory basis on the frequency of future non-binding advisory votes to approve the compensation of our named executive officers.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>WARNER BROS. DISCOVERY, INC.</inf:issuerName>
        <inf:cusip>934423104</inf:cusip>
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        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ORGANON &amp; CO.</inf:issuerName>
        <inf:cusip>68622V106</inf:cusip>
        <inf:isin>US68622V1061</inf:isin>
        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on a non-binding advisory basis, the compensation of Organon's Named Executive Officers.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>261</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
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        <inf:issuerName>PORTILLO'S INC.</inf:issuerName>
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        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>300</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
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                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CME GROUP INC.</inf:issuerName>
        <inf:cusip>12572Q105</inf:cusip>
        <inf:isin>US12572Q1058</inf:isin>
        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1321</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1321</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
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        <inf:issuerName>TARGET CORPORATION</inf:issuerName>
        <inf:cusip>87612E106</inf:cusip>
        <inf:isin>US87612E1064</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Company proposal to approve, on an advisory basis, our executive compensation (Say on Pay).</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>790</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>790</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>FIDELITY NATIONAL FINANCIAL, INC.</inf:issuerName>
        <inf:cusip>31620R303</inf:cusip>
        <inf:isin>US31620R3030</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of a non-binding advisory resolution on the compensation paid to our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>138</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>138</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CATERPILLAR INC.</inf:issuerName>
        <inf:cusip>149123101</inf:cusip>
        <inf:isin>US1491231015</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>10972</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>10972</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>COMCAST CORPORATION</inf:issuerName>
        <inf:cusip>20030N101</inf:cusip>
        <inf:isin>US20030N1019</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>23995</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>23995</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ANNALY CAPITAL MANAGEMENT, INC.</inf:issuerName>
        <inf:cusip>035710839</inf:cusip>
        <inf:isin>US0357108390</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>375</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>375</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHIPOTLE MEXICAN GRILL, INC.</inf:issuerName>
        <inf:cusip>169656105</inf:cusip>
        <inf:isin>US1696561059</inf:isin>
        <inf:meetingDate>6/11/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>An advisory vote to approve the compensation of our executive officers as disclosed in the proxy statement ("say on pay").</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>45902</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>45902</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SHOPIFY INC.</inf:issuerName>
        <inf:cusip>82509L107</inf:cusip>
        <inf:isin>CA82509L1076</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding Advisory Vote on Executive Compensation Non-binding advisory vote that the shareholders accept Shopify Inc.'s approach to executive compensation as disclosed in the Management Information Circular for the Meeting.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1110</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1110</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>METLIFE, INC.</inf:issuerName>
        <inf:cusip>59156R108</inf:cusip>
        <inf:isin>US59156R1086</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory (non-binding) vote to approve the compensation paid to MetLife, Inc.'s Named Executive Officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>52223</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>52223</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NEXSTAR MEDIA GROUP, INC.</inf:issuerName>
        <inf:cusip>65336K103</inf:cusip>
        <inf:isin>US65336K1034</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To conduct an advisory vote on the compensation of our Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>60</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>60</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MASTERCARD INCORPORATED</inf:issuerName>
        <inf:cusip>57636Q104</inf:cusip>
        <inf:isin>US57636Q1040</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of Mastercard's executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>6270</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>6270</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GITLAB INC.</inf:issuerName>
        <inf:cusip>37637K108</inf:cusip>
        <inf:isin>US37637K1088</inf:isin>
        <inf:meetingDate>6/17/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on a non-binding advisory basis, the compensation paid by GitLab Inc. to its named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>200</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SOFI TECHNOLOGIES, INC.</inf:issuerName>
        <inf:cusip>83406F102</inf:cusip>
        <inf:isin>US83406F1021</inf:isin>
        <inf:meetingDate>6/17/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>173459</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>173459</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BJ'S WHOLESALE CLUB HOLDINGS, INC.</inf:issuerName>
        <inf:cusip>05550J101</inf:cusip>
        <inf:isin>US05550J1016</inf:isin>
        <inf:meetingDate>6/18/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an advisory (non-binding) basis, the compensation of the named executive officers of BJ's Wholesale Club Holdings, Inc.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>375</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>375</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BJ'S WHOLESALE CLUB HOLDINGS, INC.</inf:issuerName>
        <inf:cusip>05550J101</inf:cusip>
        <inf:isin>US05550J1016</inf:isin>
        <inf:meetingDate>6/18/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an advisory (non-binding) basis, the frequency of future advisory votes on the compensation of the named executive officers of BJ's Wholesale Club Holdings, Inc.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>375</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>375</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ADVANSIX INC</inf:issuerName>
        <inf:cusip>00773T101</inf:cusip>
        <inf:isin>US00773T1016</inf:isin>
        <inf:meetingDate>6/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>An advisory vote to approve executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>9</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>9</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NVIDIA CORPORATION</inf:issuerName>
        <inf:cusip>67066G104</inf:cusip>
        <inf:isin>US67066G1040</inf:isin>
        <inf:meetingDate>6/24/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of our executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>104155</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>104155</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:issuerName>F&amp;G ANNUITIES &amp; LIFE, INC.</inf:issuerName>
        <inf:cusip>30190A104</inf:cusip>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of a non-binding advisory resolution on the compensation paid to our named executive officers.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
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        <inf:issuerName>VERSANT MEDIA GROUP, INC.</inf:issuerName>
        <inf:cusip>925283103</inf:cusip>
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        <inf:meetingDate>6/25/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4</inf:sharesVoted>
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        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
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        <inf:issuerName>THE AES CORPORATION</inf:issuerName>
        <inf:cusip>00130H105</inf:cusip>
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        <inf:meetingDate>6/26/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>The Merger-Related Compensation Proposal: To consider and vote on a non-binding, advisory proposal to approve compensation that will or may become payable by us to our named executive officers in connection with the Merger.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>SNOWFLAKE INC.</inf:issuerName>
        <inf:cusip>833445109</inf:cusip>
        <inf:isin>US8334451098</inf:isin>
        <inf:meetingDate>6/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>80</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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