<?xml version="1.0" encoding="UTF-8" standalone="no"?>
<inf:proxyVoteTable xmlns:inf="http://www.sec.gov/edgar/document/npxproxy/informationtable">
    <inf:proxyTable>
        <inf:issuerName>SNOWFLAKE INC.</inf:issuerName>
        <inf:cusip>833445109</inf:cusip>
        <inf:isin>US8334451098</inf:isin>
        <inf:meetingDate>7/2/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>62</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>62</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect;  Grants are excessive</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BOOZ ALLEN HAMILTON HOLDING CORPORATION</inf:issuerName>
        <inf:cusip>099502106</inf:cusip>
        <inf:isin>US0995021062</inf:isin>
        <inf:meetingDate>7/23/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>175</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>175</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LINDE PLC</inf:issuerName>
        <inf:cusip>G54950103</inf:cusip>
        <inf:isin>IE000S9YS762</inf:isin>
        <inf:meetingDate>7/29/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory and non-binding basis, the compensation of Linde plc's Named Executive Officers, as disclosed in the 2025 Proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>106</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>106</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LINDE PLC</inf:issuerName>
        <inf:cusip>G54950103</inf:cusip>
        <inf:isin>IE000S9YS762</inf:isin>
        <inf:meetingDate>7/29/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To recommend, on an advisory and non-binding basis, the frequency of holding future advisory shareholder votes on the compensation of Linde plc's Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>106</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>106</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>E.L.F. BEAUTY, INC.</inf:issuerName>
        <inf:cusip>26856L103</inf:cusip>
        <inf:isin>US26856L1035</inf:isin>
        <inf:meetingDate>8/21/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ROCKET LAB CORPORATION</inf:issuerName>
        <inf:cusip>773121108</inf:cusip>
        <inf:isin>US7731211089</inf:isin>
        <inf:meetingDate>8/27/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers disclosed in the accompanying proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2700</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>2700</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CSW INDUSTRIALS, INC.</inf:issuerName>
        <inf:cusip>126402106</inf:cusip>
        <inf:isin>US1264021064</inf:isin>
        <inf:meetingDate>8/28/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, by non-binding vote, of executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>460</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>460</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHECK POINT SOFTWARE TECHNOLOGIES LTD.</inf:issuerName>
        <inf:cusip>M22465104</inf:cusip>
        <inf:isin>IL0010824113</inf:isin>
        <inf:meetingDate>9/3/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve the compensation for Check Point's Chief Executive Officer.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>186</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>186</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Poor overall compensation disclosure</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHECK POINT SOFTWARE TECHNOLOGIES LTD.</inf:issuerName>
        <inf:cusip>M22465104</inf:cusip>
        <inf:isin>IL0010824113</inf:isin>
        <inf:meetingDate>9/3/2025</inf:meetingDate>
        <inf:voteDescription>14A Extraordinary Transaction Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve the compensation for Check Point's Executive Chair of the Board.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>186</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>186</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CONAGRA BRANDS, INC.</inf:issuerName>
        <inf:cusip>205887102</inf:cusip>
        <inf:isin>US2058871029</inf:isin>
        <inf:meetingDate>9/17/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1920</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1920</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AEROVIRONMENT, INC.</inf:issuerName>
        <inf:cusip>008073108</inf:cusip>
        <inf:isin>US0080731088</inf:isin>
        <inf:meetingDate>9/25/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding advisory vote on the compensation of the company's Named Executive Officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>79</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>79</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>FEDEX CORPORATION</inf:issuerName>
        <inf:cusip>31428X106</inf:cusip>
        <inf:isin>US31428X1063</inf:isin>
        <inf:meetingDate>9/29/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>175</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>175</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PAYCHEX, INC.</inf:issuerName>
        <inf:cusip>704326107</inf:cusip>
        <inf:isin>US7043261079</inf:isin>
        <inf:meetingDate>10/9/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>ADVISORY VOTE TO APPROVE NAMED EXECUTIVE OFFICER COMPENSATION.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>333</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>333</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE PROCTER &amp; GAMBLE COMPANY</inf:issuerName>
        <inf:cusip>742718109</inf:cusip>
        <inf:isin>US7427181091</inf:isin>
        <inf:meetingDate>10/14/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve the Company's Executive Compensation (the "Say on Pay" vote)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7090</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7090</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LAM RESEARCH CORPORATION</inf:issuerName>
        <inf:cusip>512807306</inf:cusip>
        <inf:isin>US5128073062</inf:isin>
        <inf:meetingDate>11/4/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of the named executive officers of Lam Research, or "Say on Pay."</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CARDINAL HEALTH, INC.</inf:issuerName>
        <inf:cusip>14149Y108</inf:cusip>
        <inf:isin>US14149Y1082</inf:isin>
        <inf:meetingDate>11/5/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1713</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1713</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>KLA CORPORATION</inf:issuerName>
        <inf:cusip>482480100</inf:cusip>
        <inf:isin>US4824801009</inf:isin>
        <inf:meetingDate>11/5/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve on a non-binding, advisory basis our named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2613</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2613</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>APPLIED DIGITAL CORPORATION</inf:issuerName>
        <inf:cusip>038169207</inf:cusip>
        <inf:isin>US0381692070</inf:isin>
        <inf:meetingDate>11/5/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an advisory basis, the executive compensation of the Company's named executive officers as described in the proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1795</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>1795</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect;  Excessive compensation</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>TESLA, INC.</inf:issuerName>
        <inf:cusip>88160R101</inf:cusip>
        <inf:isin>US88160R1014</inf:isin>
        <inf:meetingDate>11/6/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>A Tesla proposal for a non-binding advisory vote approving 2024 executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1273</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>1273</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Concerning pay practices</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>TESLA, INC.</inf:issuerName>
        <inf:cusip>88160R101</inf:cusip>
        <inf:isin>US88160R1014</inf:isin>
        <inf:meetingDate>11/6/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>A Tesla proposal for a non-binding advisory vote approving 2024 executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AUTOMATIC DATA PROCESSING, INC.</inf:issuerName>
        <inf:cusip>053015103</inf:cusip>
        <inf:isin>US0530151036</inf:isin>
        <inf:meetingDate>11/12/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on Executive Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>187</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>187</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NORFOLK SOUTHERN CORPORATION</inf:issuerName>
        <inf:cusip>655844108</inf:cusip>
        <inf:isin>US6558441084</inf:isin>
        <inf:meetingDate>11/14/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation that may be paid or become payable to the named executive officers of Norfolk Southern in connection with the transactions contemplated by the merger agreement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>4216</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4216</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SYSCO CORPORATION</inf:issuerName>
        <inf:cusip>871829107</inf:cusip>
        <inf:isin>US8718291078</inf:isin>
        <inf:meetingDate>11/14/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by advisory vote, the compensation paid to Sysco's named executive officers, as disclosed in Sysco's 2025 proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>445</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>445</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ORACLE CORPORATION</inf:issuerName>
        <inf:cusip>68389X105</inf:cusip>
        <inf:isin>US68389X1054</inf:isin>
        <inf:meetingDate>11/18/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve the Compensation of our Named Executive Officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>250</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>250</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE CLOROX COMPANY</inf:issuerName>
        <inf:cusip>189054109</inf:cusip>
        <inf:isin>US1890541097</inf:isin>
        <inf:meetingDate>11/19/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>300</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PAYLOCITY HOLDING CORPORATION</inf:issuerName>
        <inf:cusip>70438V106</inf:cusip>
        <inf:isin>US70438V1061</inf:isin>
        <inf:meetingDate>12/4/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>70</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>70</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MICROSOFT CORPORATION</inf:issuerName>
        <inf:cusip>594918104</inf:cusip>
        <inf:isin>US5949181045</inf:isin>
        <inf:meetingDate>12/5/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation ("say-on-pay vote")</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>14004</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>14004</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PALO ALTO NETWORKS, INC.</inf:issuerName>
        <inf:cusip>697435105</inf:cusip>
        <inf:isin>US6974351057</inf:isin>
        <inf:meetingDate>12/9/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>204</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>204</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GUIDEWIRE SOFTWARE, INC.</inf:issuerName>
        <inf:cusip>40171V100</inf:cusip>
        <inf:isin>US40171V1008</inf:isin>
        <inf:meetingDate>12/15/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To conduct a non-binding, advisory vote to approve the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CISCO SYSTEMS, INC.</inf:issuerName>
        <inf:cusip>17275R102</inf:cusip>
        <inf:isin>US17275R1023</inf:isin>
        <inf:meetingDate>12/16/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1302</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1302</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AUTOZONE, INC.</inf:issuerName>
        <inf:cusip>053332102</inf:cusip>
        <inf:isin>US0533321024</inf:isin>
        <inf:meetingDate>12/17/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of an advisory vote on the compensation of named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WIX.COM LTD</inf:issuerName>
        <inf:cusip>M98068105</inf:cusip>
        <inf:isin>IL0011301780</inf:isin>
        <inf:meetingDate>12/18/2025</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Amendment and readoption of the compensation arrangement of the Company's non-executive directors, as required under Israeli law.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>42</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>42</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ZSCALER, INC.</inf:issuerName>
        <inf:cusip>98980G102</inf:cusip>
        <inf:isin>US98980G1022</inf:isin>
        <inf:meetingDate>1/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve on a non-binding, advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>104</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>104</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Poor compensation structure/performance conditions;  Concerning pay practices</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ZSCALER, INC.</inf:issuerName>
        <inf:cusip>98980G102</inf:cusip>
        <inf:isin>US98980G1022</inf:isin>
        <inf:meetingDate>1/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve on a non-binding, advisory basis, the frequency of future stockholder advisory votes on the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>104</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>104</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>COSTCO WHOLESALE CORPORATION</inf:issuerName>
        <inf:cusip>22160K105</inf:cusip>
        <inf:isin>US22160K1051</inf:isin>
        <inf:meetingDate>1/15/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1416</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>1416</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Excessive sign-on bonus</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BECTON, DICKINSON AND COMPANY</inf:issuerName>
        <inf:cusip>075887109</inf:cusip>
        <inf:isin>US0758871091</inf:isin>
        <inf:meetingDate>1/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>VISA INC.</inf:issuerName>
        <inf:cusip>92826C839</inf:cusip>
        <inf:isin>US92826C8394</inf:isin>
        <inf:meetingDate>1/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation paid to our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>760</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>760</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AIR PRODUCTS AND CHEMICALS, INC.</inf:issuerName>
        <inf:cusip>009158106</inf:cusip>
        <inf:isin>US0091581068</inf:isin>
        <inf:meetingDate>1/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote approving the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>16</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>16</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ACCENTURE PLC</inf:issuerName>
        <inf:cusip>G1151C101</inf:cusip>
        <inf:isin>IE00B4BNMY34</inf:isin>
        <inf:meetingDate>1/28/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, in a non-binding vote, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>85</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>85</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SPIRE INC.</inf:issuerName>
        <inf:cusip>84857L101</inf:cusip>
        <inf:isin>US84857L1017</inf:isin>
        <inf:meetingDate>1/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory nonbinding approval of resolution to approve compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>6</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WAFD, INC.</inf:issuerName>
        <inf:cusip>938824109</inf:cusip>
        <inf:isin>US9388241096</inf:isin>
        <inf:meetingDate>2/3/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>ADVISORY VOTE ON THE COMPENSATION OF WAFD, INC.'S NAMED EXECUTIVE OFFICERS.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>516</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>516</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EMERSON ELECTRIC CO.</inf:issuerName>
        <inf:cusip>291011104</inf:cusip>
        <inf:isin>US2910111044</inf:isin>
        <inf:meetingDate>2/3/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, by non-binding advisory vote, of Emerson Electric Co. executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>400</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>400</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ATMOS ENERGY CORPORATION</inf:issuerName>
        <inf:cusip>049560105</inf:cusip>
        <inf:isin>US0495601058</inf:isin>
        <inf:meetingDate>2/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Proposal for an advisory vote by shareholders to approve the compensation of the Company's named executive officers for fiscal 2025 ("Say-on-Pay").</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>APPLE INC.</inf:issuerName>
        <inf:cusip>037833100</inf:cusip>
        <inf:isin>US0378331005</inf:isin>
        <inf:meetingDate>2/24/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>30208</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>30208</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DEERE &amp; COMPANY</inf:issuerName>
        <inf:cusip>244199105</inf:cusip>
        <inf:isin>US2441991054</inf:isin>
        <inf:meetingDate>2/25/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation ("say-on-pay")</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>524</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>524</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WARNER BROS. DISCOVERY, INC.</inf:issuerName>
        <inf:cusip>934423104</inf:cusip>
        <inf:isin>US9344231041</inf:isin>
        <inf:meetingDate>2/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory (non-binding) basis, the compensation that may be paid or become payable to WBD's named executive officers that is based on or otherwise relates to the Merger.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WARNER BROS. DISCOVERY, INC.</inf:issuerName>
        <inf:cusip>934423104</inf:cusip>
        <inf:isin>US9344231041</inf:isin>
        <inf:meetingDate>2/27/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory (non-binding) basis, the compensation that may be paid or become payable to Warner Bros.' named executive officers that is based on otherwise relates to the Proposed Netflix Merger.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>AGAINST</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ANALOG DEVICES, INC.</inf:issuerName>
        <inf:cusip>032654105</inf:cusip>
        <inf:isin>US0326541051</inf:isin>
        <inf:meetingDate>3/11/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>272</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>272</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>TE CONNECTIVITY PLC</inf:issuerName>
        <inf:cusip>G87052109</inf:cusip>
        <inf:isin>IE000IVNQZ81</inf:isin>
        <inf:meetingDate>3/11/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>An advisory vote to approve named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>233</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>233</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>APPLIED MATERIALS, INC.</inf:issuerName>
        <inf:cusip>038222105</inf:cusip>
        <inf:isin>US0382221051</inf:isin>
        <inf:meetingDate>3/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of Applied Materials' named executive officers for fiscal year 2025.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>49</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>49</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>QUALCOMM INCORPORATED</inf:issuerName>
        <inf:cusip>747525103</inf:cusip>
        <inf:isin>US7475251036</inf:isin>
        <inf:meetingDate>3/17/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8378</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8378</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>QUALCOMM INCORPORATED</inf:issuerName>
        <inf:cusip>747525103</inf:cusip>
        <inf:isin>US7475251036</inf:isin>
        <inf:meetingDate>3/17/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval on an advisory basis, of the frequency of future votes on our executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8378</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8378</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE WALT DISNEY COMPANY</inf:issuerName>
        <inf:cusip>254687106</inf:cusip>
        <inf:isin>US2546871060</inf:isin>
        <inf:meetingDate>3/18/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Consideration of an advisory vote to approve executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8023</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8023</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ABB LTD</inf:issuerName>
        <inf:cusip>000375204</inf:cusip>
        <inf:isin>US0003752047</inf:isin>
        <inf:meetingDate>3/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Extraordinary Transaction Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of the compensation of the Board of Directors and the Executive Committee: Approval of the maximum aggregate amount of compensation of the Board of Directors for the next term of office, i.e., from the Annual General Meeting 2026 to the Annual General Meeting 2027</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>700</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>700</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ABB LTD</inf:issuerName>
        <inf:cusip>000375204</inf:cusip>
        <inf:isin>US0003752047</inf:isin>
        <inf:meetingDate>3/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Extraordinary Transaction Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of the compensation of the Board of Directors and the Executive Committee: Approval of the maximum aggregate amount of compensation of the Executive Committee for the following financial year, i.e., 2027</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>700</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>700</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>KEYSIGHT TECHNOLOGIES, INC.</inf:issuerName>
        <inf:cusip>49338L103</inf:cusip>
        <inf:isin>US49338L1035</inf:isin>
        <inf:meetingDate>3/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on a non-binding advisory basis, the compensation of Keysight's Named Executive Officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>STARBUCKS CORPORATION</inf:issuerName>
        <inf:cusip>855244109</inf:cusip>
        <inf:isin>US8552441094</inf:isin>
        <inf:meetingDate>3/25/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on a non-binding, advisory basis, the compensation of our named executive officers ("say-on-pay")</inf:otherVoteDescription>
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        <inf:sharesVoted>13257</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>13257</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ADOBE INC.</inf:issuerName>
        <inf:cusip>00724F101</inf:cusip>
        <inf:isin>US00724F1012</inf:isin>
        <inf:meetingDate>4/15/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1619</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1619</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CARRIER GLOBAL CORPORATION</inf:issuerName>
        <inf:cusip>14448C104</inf:cusip>
        <inf:isin>US14448C1045</inf:isin>
        <inf:meetingDate>4/15/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
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        <inf:sharesVoted>62</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>62</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SYNOPSYS, INC.</inf:issuerName>
        <inf:cusip>871607107</inf:cusip>
        <inf:isin>US8716071076</inf:isin>
        <inf:meetingDate>4/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of our named executive officers, as disclosed in the attached Proxy Statement.</inf:otherVoteDescription>
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        <inf:sharesVoted>4</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CELANESE CORPORATION</inf:issuerName>
        <inf:cusip>150870103</inf:cusip>
        <inf:isin>US1508701034</inf:isin>
        <inf:meetingDate>4/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>6</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CANADIAN IMPERIAL BANK OF COMMERCE</inf:issuerName>
        <inf:cusip>136069101</inf:cusip>
        <inf:isin>CA1360691010</inf:isin>
        <inf:meetingDate>4/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory resolution regarding our executive compensation approach</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>500</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>500</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>TEXAS INSTRUMENTS INCORPORATED</inf:issuerName>
        <inf:cusip>882508104</inf:cusip>
        <inf:isin>US8825081040</inf:isin>
        <inf:meetingDate>4/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Board proposal regarding advisory approval of the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>366</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>366</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE BOEING COMPANY</inf:issuerName>
        <inf:cusip>097023105</inf:cusip>
        <inf:isin>US0970231058</inf:isin>
        <inf:meetingDate>4/17/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an Advisory Basis, Named Executive Officer Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>554</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>554</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BROADCOM INC</inf:issuerName>
        <inf:cusip>11135F101</inf:cusip>
        <inf:isin>US11135F1012</inf:isin>
        <inf:meetingDate>4/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>21414</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>21414</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Concerning pay practices</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PUBLIC SERVICE ENTERPRISE GROUP INC.</inf:issuerName>
        <inf:cusip>744573106</inf:cusip>
        <inf:isin>US7445731067</inf:isin>
        <inf:meetingDate>4/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on the Approval of Executive Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>14485</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>14485</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WHIRLPOOL CORPORATION</inf:issuerName>
        <inf:cusip>963320106</inf:cusip>
        <inf:isin>US9633201069</inf:isin>
        <inf:meetingDate>4/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve Whirlpool Corporation's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>U.S. BANCORP</inf:issuerName>
        <inf:cusip>902973304</inf:cusip>
        <inf:isin>US9029733048</inf:isin>
        <inf:meetingDate>4/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>An advisory vote to approve the compensation of our executives disclosed in the proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>378</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>378</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EATON CORPORATION PLC</inf:issuerName>
        <inf:cusip>G29183103</inf:cusip>
        <inf:isin>IE00B8KQN827</inf:isin>
        <inf:meetingDate>4/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approving, on an advisory basis, the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5388</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5388</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE PNC FINANCIAL SERVICES GROUP, INC.</inf:issuerName>
        <inf:cusip>693475105</inf:cusip>
        <inf:isin>US6934751057</inf:isin>
        <inf:meetingDate>4/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>220</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>220</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE SHERWIN-WILLIAMS COMPANY</inf:issuerName>
        <inf:cusip>824348106</inf:cusip>
        <inf:isin>US8243481061</inf:isin>
        <inf:meetingDate>4/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Approval of the Compensation of the Named Executive Officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>30</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>30</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LIFE TIME GROUP HOLDINGS, INC.</inf:issuerName>
        <inf:cusip>53190C102</inf:cusip>
        <inf:isin>US53190C1027</inf:isin>
        <inf:meetingDate>4/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by a non-binding vote, the named executive officer compensation as disclosed in the proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>650</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>650</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PFIZER INC.</inf:issuerName>
        <inf:cusip>717081103</inf:cusip>
        <inf:isin>US7170811035</inf:isin>
        <inf:meetingDate>4/23/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>2026 advisory approval of executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>336</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>336</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WARNER BROS. DISCOVERY, INC.</inf:issuerName>
        <inf:cusip>934423104</inf:cusip>
        <inf:isin>US9344231041</inf:isin>
        <inf:meetingDate>4/23/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory (non-binding) basis, the compensation that may be paid or become payable to WBD's named executive officers that is based on or otherwise relates to the Merger.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>953</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>953</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Added excise tax gross-ups</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>JOHNSON &amp; JOHNSON</inf:issuerName>
        <inf:cusip>478160104</inf:cusip>
        <inf:isin>US4781601046</inf:isin>
        <inf:meetingDate>4/23/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>12641</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>12641</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:voteOtherInfo>Pay for performance disconnect</inf:voteOtherInfo>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>BADGER METER, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>CRANE COMPANY</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:sharesVoted>824</inf:sharesVoted>
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        <inf:issuerName>VALMONT INDUSTRIES, INC.</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted>AGAINST</inf:howVoted>
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        <inf:voteOtherInfo>Concerning pay practices</inf:voteOtherInfo>
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        <inf:issuerName>CONSTELLATION ENERGY CORP</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>STEPAN COMPANY</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:sharesVoted>10</inf:sharesVoted>
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                <inf:howVoted>FOR</inf:howVoted>
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        <inf:issuerName>THE WILLIAMS COMPANIES, INC.</inf:issuerName>
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        <inf:isin>US9694571004</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>EXELON CORPORATION</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>INTERNATIONAL BUSINESS MACHINES CORP.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>VISTRA CORP.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>APTIV PLC</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:issuerName>FIRST MID BANCSHARES, INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE COCA-COLA COMPANY</inf:issuerName>
        <inf:cusip>191216100</inf:cusip>
        <inf:isin>US1912161007</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Conduct an advisory vote to approve executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1330</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1330</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>COGNEX CORPORATION</inf:issuerName>
        <inf:cusip>192422103</inf:cusip>
        <inf:isin>US1924221039</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of Cognex's named executive officers, as described in the proxy statement including the Compensation Discussion and Analysis, compensation tables and narrative discussion ("say-on-pay").</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2430</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>2430</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PULTEGROUP, INC.</inf:issuerName>
        <inf:cusip>745867101</inf:cusip>
        <inf:isin>US7458671010</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Say-on-pay: Advisory vote to approve executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>17869</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>17869</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMERIPRISE FINANCIAL, INC.</inf:issuerName>
        <inf:cusip>03076C106</inf:cusip>
        <inf:isin>US03076C1062</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve the compensation of the named executive officers by a nonbinding advisory vote.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>145</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>145</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BORGWARNER INC.</inf:issuerName>
        <inf:cusip>099724106</inf:cusip>
        <inf:isin>US0997241064</inf:isin>
        <inf:meetingDate>4/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>14</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>14</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>INSPIRE MEDICAL SYSTEMS, INC.</inf:issuerName>
        <inf:cusip>457730109</inf:cusip>
        <inf:isin>US4577301090</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory (non-binding) basis, of the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>69</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>69</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>INSPIRE MEDICAL SYSTEMS, INC.</inf:issuerName>
        <inf:cusip>457730109</inf:cusip>
        <inf:isin>US4577301090</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory (non-binding) basis, of the frequency of future advisory votes on the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>69</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>69</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>RTX CORPORATION</inf:issuerName>
        <inf:cusip>75513E101</inf:cusip>
        <inf:isin>US75513E1010</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>155</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>155</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>INTUITIVE SURGICAL, INC.</inf:issuerName>
        <inf:cusip>46120E602</inf:cusip>
        <inf:isin>US46120E6023</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by advisory vote, the compensation of the Company's Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>15</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>15</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>OLIN CORPORATION</inf:issuerName>
        <inf:cusip>680665205</inf:cusip>
        <inf:isin>US6806652052</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>252</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>252</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CORNING INCORPORATED</inf:issuerName>
        <inf:cusip>219350105</inf:cusip>
        <inf:isin>US2193501051</inf:isin>
        <inf:meetingDate>4/30/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of our executive compensation (Say on Pay)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>34795</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>34795</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AGNICO EAGLE MINES LIMITED</inf:issuerName>
        <inf:cusip>008474108</inf:cusip>
        <inf:isin>CA0084741085</inf:isin>
        <inf:meetingDate>5/1/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Consideration of and, if deemed advisable, the passing of a non-binding, advisory resolution accepting the Company's approach to executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>74</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>74</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>OCCIDENTAL PETROLEUM CORPORATION</inf:issuerName>
        <inf:cusip>674599105</inf:cusip>
        <inf:isin>US6745991058</inf:isin>
        <inf:meetingDate>5/1/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>90</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>90</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BERKSHIRE HATHAWAY INC.</inf:issuerName>
        <inf:cusip>084670108</inf:cusip>
        <inf:isin>US0846701086</inf:isin>
        <inf:meetingDate>5/2/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding resolution to approve the compensation of the Company's Named Executive Officers, as described in the 2026 Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BERKSHIRE HATHAWAY INC.</inf:issuerName>
        <inf:cusip>084670108</inf:cusip>
        <inf:isin>US0846701086</inf:isin>
        <inf:meetingDate>5/2/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding resolution to determine the frequency (whether annual, biennial or triennial) with which shareholders of the Company shall be entitled to have an advisory vote on executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>1</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Management recommended 3 YEARS- An annual advisory vote on executive compensation is in the best interests of shareholders</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BERKSHIRE HATHAWAY INC.</inf:issuerName>
        <inf:cusip>084670702</inf:cusip>
        <inf:isin>US0846707026</inf:isin>
        <inf:meetingDate>5/2/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding resolution to approve the compensation of the Company's Named Executive Officers, as described in the 2026 Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2858</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2858</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BERKSHIRE HATHAWAY INC.</inf:issuerName>
        <inf:cusip>084670702</inf:cusip>
        <inf:isin>US0846707026</inf:isin>
        <inf:meetingDate>5/2/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding resolution to determine the frequency (whether annual, biennial or triennial) with which shareholders of the Company shall be entitled to have an advisory vote on executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2858</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>2858</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Management recommended 3 YEARS- An annual advisory vote on executive compensation is in the best interests of shareholders</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ELI LILLY AND COMPANY</inf:issuerName>
        <inf:cusip>532457108</inf:cusip>
        <inf:isin>US5324571083</inf:isin>
        <inf:meetingDate>5/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation paid to the company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>4405</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4405</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AFLAC INCORPORATED</inf:issuerName>
        <inf:cusip>001055102</inf:cusip>
        <inf:isin>US0010551028</inf:isin>
        <inf:meetingDate>5/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To consider the following non-binding advisory proposal: "Resolved, on an advisory basis, the shareholders of Aflac Incorporated approve the compensation of the named executive officers, as disclosed pursuant to the compensation disclosure rules of the Securities and Exchange Commission, including the Compensation Discussion and Analysis and accompanying tables and narrative in the Notice of 2026 Annual Meeting of Shareholders and Proxy Statement"</inf:otherVoteDescription>
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        <inf:sharesVoted>134</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>134</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BANK OF AMERICA CORPORATION</inf:issuerName>
        <inf:cusip>060505104</inf:cusip>
        <inf:isin>US0605051046</inf:isin>
        <inf:meetingDate>5/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approving our executive compensation (an advisory, non-binding "Say on Pay" resolution)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>605</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>605</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>UBER TECHNOLOGIES, INC.</inf:issuerName>
        <inf:cusip>90353T100</inf:cusip>
        <inf:isin>US90353T1007</inf:isin>
        <inf:meetingDate>5/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve 2025 named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>116</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>116</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>UBER TECHNOLOGIES, INC.</inf:issuerName>
        <inf:cusip>90353T100</inf:cusip>
        <inf:isin>US90353T1007</inf:isin>
        <inf:meetingDate>5/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on the frequency of future advisory votes on named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>116</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>116</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
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    <inf:proxyTable>
        <inf:issuerName>BAXTER INTERNATIONAL INC.</inf:issuerName>
        <inf:cusip>071813109</inf:cusip>
        <inf:isin>US0718131099</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation for 2025</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>719</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>719</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect</inf:voteOtherInfo>
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    <inf:proxyTable>
        <inf:issuerName>DOMINION ENERGY, INC.</inf:issuerName>
        <inf:cusip>25746U109</inf:cusip>
        <inf:isin>US25746U1097</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on Approval of Executive Compensation (Say on Pay)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>354</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>354</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BRISTOL-MYERS SQUIBB COMPANY</inf:issuerName>
        <inf:cusip>110122108</inf:cusip>
        <inf:isin>US1101221083</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve the Compensation of our Named Executive Officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>4945</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4945</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE HERSHEY COMPANY</inf:issuerName>
        <inf:cusip>427866108</inf:cusip>
        <inf:isin>US4278661081</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve named executive officer compensation on a non-binding advisory basis.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>623</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>623</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Concerning pay practices</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GE AEROSPACE</inf:issuerName>
        <inf:cusip>369604301</inf:cusip>
        <inf:isin>US3696043013</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Approval of Our Named Executives' Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>25</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>25</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DANAHER CORPORATION</inf:issuerName>
        <inf:cusip>235851102</inf:cusip>
        <inf:isin>US2358511028</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve on an advisory basis the Company's named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3780</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3780</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMERICAN EXPRESS COMPANY</inf:issuerName>
        <inf:cusip>025816109</inf:cusip>
        <inf:isin>US0258161092</inf:isin>
        <inf:meetingDate>5/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ENBRIDGE INC.</inf:issuerName>
        <inf:cusip>29250N105</inf:cusip>
        <inf:isin>CA29250N1050</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Accept Enbridge's approach to executive compensation, as disclosed in the Management Information Circular.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>23067</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>23067</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>FEDERAL REALTY INVESTMENT TRUST</inf:issuerName>
        <inf:cusip>313745101</inf:cusip>
        <inf:isin>US3137451015</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding, advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>143</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>143</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PHILIP MORRIS INTERNATIONAL INC.</inf:issuerName>
        <inf:cusip>718172109</inf:cusip>
        <inf:isin>US7181721090</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote Approving Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>300</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PEPSICO, INC.</inf:issuerName>
        <inf:cusip>713448108</inf:cusip>
        <inf:isin>US7134481081</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>14507</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>14507</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>STRYKER CORPORATION</inf:issuerName>
        <inf:cusip>863667101</inf:cusip>
        <inf:isin>US8636671013</inf:isin>
        <inf:meetingDate>5/6/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>PUBLIC STORAGE</inf:issuerName>
        <inf:cusip>74460D109</inf:cusip>
        <inf:isin>US74460D1090</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve the compensation of Public Storage's Named Executive Officers.</inf:otherVoteDescription>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>GENERAL DYNAMICS CORPORATION</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation</inf:otherVoteDescription>
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        <inf:vote>
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    <inf:proxyTable>
        <inf:issuerName>NUTRIEN LTD.</inf:issuerName>
        <inf:cusip>67077M108</inf:cusip>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Non-Binding Advisory Say on Pay A non-binding advisory resolution to accept the Corporation's approach to executive compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>5</inf:sharesVoted>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5</inf:sharesVoted>
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        <inf:voteManager>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>INVITATION HOMES INC.</inf:issuerName>
        <inf:cusip>46187W107</inf:cusip>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>45</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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        <inf:issuerName>NORFOLK SOUTHERN CORPORATION</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4538</inf:sharesVoted>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>EDWARDS LIFESCIENCES CORPORATION</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5240</inf:sharesVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>WEC ENERGY GROUP, INC.</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        <inf:otherVoteDescription>Advisory vote to approve executive compensation of the named executive officers</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>SOUTHWEST AIRLINES CO.</inf:issuerName>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7</inf:sharesVoted>
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        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>ARCHER-DANIELS-MIDLAND COMPANY</inf:issuerName>
        <inf:cusip>039483102</inf:cusip>
        <inf:isin>US0394831020</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on Executive Compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>2100</inf:sharesVoted>
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        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2100</inf:sharesVoted>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>VALERO ENERGY CORPORATION</inf:issuerName>
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        <inf:isin>US91913Y1001</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the 2025 compensation of named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>11985</inf:sharesVoted>
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        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>11985</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>ECOLAB INC.</inf:issuerName>
        <inf:cusip>278865100</inf:cusip>
        <inf:isin>US2788651006</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an advisory basis, the compensation of our named executive officers disclosed in the Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>UNITED PARCEL SERVICE, INC.</inf:issuerName>
        <inf:cusip>911312106</inf:cusip>
        <inf:isin>US9113121068</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, named executive officer compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>0</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
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            <inf:voteRecord>
                <inf:howVoted></inf:howVoted>
                <inf:sharesVoted>0</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>UNITED PARCEL SERVICE, INC.</inf:issuerName>
        <inf:cusip>911312106</inf:cusip>
        <inf:isin>US9113121068</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
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        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, named executive officer compensation.</inf:otherVoteDescription>
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        <inf:sharesVoted>100</inf:sharesVoted>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>GE HEALTHCARE TECHNOLOGIES INC.</inf:issuerName>
        <inf:cusip>36266G107</inf:cusip>
        <inf:isin>US36266G1076</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of our named executive officers' compensation in an advisory vote.</inf:otherVoteDescription>
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        <inf:sharesVoted>8</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8</inf:sharesVoted>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>DUKE ENERGY CORPORATION</inf:issuerName>
        <inf:cusip>26441C204</inf:cusip>
        <inf:isin>US26441C2044</inf:isin>
        <inf:meetingDate>5/7/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve Duke Energy's named executive officer compensation</inf:otherVoteDescription>
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        <inf:sharesVoted>215</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
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            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>ABBVIE INC.</inf:issuerName>
        <inf:cusip>00287Y109</inf:cusip>
        <inf:isin>US00287Y1091</inf:isin>
        <inf:meetingDate>5/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Say on Pay - An advisory vote on the approval of executive compensation</inf:otherVoteDescription>
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        <inf:sharesVoted>12606</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>12606</inf:sharesVoted>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>VULCAN MATERIALS COMPANY</inf:issuerName>
        <inf:cusip>929160109</inf:cusip>
        <inf:isin>US9291601097</inf:isin>
        <inf:meetingDate>5/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of our named executive officers.</inf:otherVoteDescription>
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        <inf:sharesVoted>25</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>25</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>CAPITAL ONE FINANCIAL CORPORATION</inf:issuerName>
        <inf:cusip>14040H105</inf:cusip>
        <inf:isin>US14040H1059</inf:isin>
        <inf:meetingDate>5/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on our Named Executive Officer compensation ("Say on Pay").</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
        <inf:voteOtherInfo>Grants are excessive</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MARRIOTT INTERNATIONAL, INC.</inf:issuerName>
        <inf:cusip>571903202</inf:cusip>
        <inf:isin>US5719032022</inf:isin>
        <inf:meetingDate>5/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>83</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>MASCO CORPORATION</inf:issuerName>
        <inf:cusip>574599106</inf:cusip>
        <inf:isin>US5745991068</inf:isin>
        <inf:meetingDate>5/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by non-binding advisory vote, the compensation paid to the Company's named executive officers, as disclosed pursuant to the compensation disclosure rules of the SEC, including the Compensation Discussion and Analysis, the compensation tables and the related materials disclosed in the Proxy Statement.</inf:otherVoteDescription>
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                <inf:howVoted>FOR</inf:howVoted>
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    <inf:proxyTable>
        <inf:issuerName>ILLINOIS TOOL WORKS INC.</inf:issuerName>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
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            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation of ITW's named executive officers.</inf:otherVoteDescription>
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        <inf:sharesVoted>300</inf:sharesVoted>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>COLGATE-PALMOLIVE COMPANY</inf:issuerName>
        <inf:cusip>194162103</inf:cusip>
        <inf:isin>US1941621039</inf:isin>
        <inf:meetingDate>5/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>111</inf:sharesVoted>
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        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
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                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>THE PROGRESSIVE CORPORATION</inf:issuerName>
        <inf:cusip>743315103</inf:cusip>
        <inf:isin>US7433151039</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Cast an advisory vote to approve our executive compensation program.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>50</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LOCKHEED MARTIN CORPORATION</inf:issuerName>
        <inf:cusip>539830109</inf:cusip>
        <inf:isin>US5398301094</inf:isin>
        <inf:meetingDate>5/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve the Compensation of our Named Executive Officers (Say-on-Pay)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>725</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>725</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE HANOVER INSURANCE GROUP, INC.</inf:issuerName>
        <inf:cusip>410867105</inf:cusip>
        <inf:isin>US4108671052</inf:isin>
        <inf:meetingDate>5/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>The advisory approval of the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>50</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PRUDENTIAL FINANCIAL, INC.</inf:issuerName>
        <inf:cusip>744320102</inf:cusip>
        <inf:isin>US7443201022</inf:isin>
        <inf:meetingDate>5/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>277</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>277</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CONOCOPHILLIPS</inf:issuerName>
        <inf:cusip>20825C104</inf:cusip>
        <inf:isin>US20825C1045</inf:isin>
        <inf:meetingDate>5/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Approval of Executive Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>21</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>21</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WASTE MANAGEMENT, INC.</inf:issuerName>
        <inf:cusip>94106L109</inf:cusip>
        <inf:isin>US94106L1098</inf:isin>
        <inf:meetingDate>5/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of our executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2716</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2716</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CORE LABORATORIES INC.</inf:issuerName>
        <inf:cusip>21867A105</inf:cusip>
        <inf:isin>US21867A1051</inf:isin>
        <inf:meetingDate>5/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation philosophy, policies and procedures described in the section entitled Compensation Discussion and Analysis ("CD&amp;A"), and the compensation of the Company's named executive officers as disclosed pursuant to the U.S. Securities and Exchange Commission's compensation disclosure rules, including the compensation tables.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CUMMINS INC.</inf:issuerName>
        <inf:cusip>231021106</inf:cusip>
        <inf:isin>US2310211063</inf:isin>
        <inf:meetingDate>5/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of our named executive officers as disclosed in the proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>6798</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>6798</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CSX CORPORATION</inf:issuerName>
        <inf:cusip>126408103</inf:cusip>
        <inf:isin>US1264081035</inf:isin>
        <inf:meetingDate>5/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory (non-binding) resolution to approve compensation for the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>200</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PACKAGING CORPORATION OF AMERICA</inf:issuerName>
        <inf:cusip>695156109</inf:cusip>
        <inf:isin>US6951561090</inf:isin>
        <inf:meetingDate>5/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Proposal to approve our executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5270</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5270</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EVEREST GROUP, LTD.</inf:issuerName>
        <inf:cusip>G3223R108</inf:cusip>
        <inf:isin>BMG3223R1088</inf:isin>
        <inf:meetingDate>5/13/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by non-binding advisory vote, 2025 compensation paid to the Company's Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>95</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>95</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>FIRST SOLAR, INC.</inf:issuerName>
        <inf:cusip>336433107</inf:cusip>
        <inf:isin>US3364331070</inf:isin>
        <inf:meetingDate>5/13/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of our named executive officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ELEVANCE HEALTH, INC.</inf:issuerName>
        <inf:cusip>036752103</inf:cusip>
        <inf:isin>US0367521038</inf:isin>
        <inf:meetingDate>5/13/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve the Compensation of Our Named Executive Officers ("Say-on-Pay").</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>103</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>103</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ADVANCED MICRO DEVICES, INC.</inf:issuerName>
        <inf:cusip>007903107</inf:cusip>
        <inf:isin>US0079031078</inf:isin>
        <inf:meetingDate>5/13/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve on a non-binding, advisory basis the compensation of the named executive officers, as disclosed in the proxy statement pursuant to the compensation disclosure rules of the U.S. Securities and Exchange Commission.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>787</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>787</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>VERALTO CORPORATION</inf:issuerName>
        <inf:cusip>92338C103</inf:cusip>
        <inf:isin>US92338C1036</inf:isin>
        <inf:meetingDate>5/13/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve on an advisory basis the Company's named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE SOUTHERN COMPANY</inf:issuerName>
        <inf:cusip>842587107</inf:cusip>
        <inf:isin>US8425871071</inf:isin>
        <inf:meetingDate>5/13/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>423</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>423</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EXTRA SPACE STORAGE INC.</inf:issuerName>
        <inf:cusip>30225T102</inf:cusip>
        <inf:isin>US30225T1025</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>30</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>30</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MARTIN MARIETTA MATERIALS, INC.</inf:issuerName>
        <inf:cusip>573284106</inf:cusip>
        <inf:isin>US5732841060</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, by a non-binding advisory vote, of the compensation of Martin Marietta Materials, Inc.'s named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>65</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>65</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MONSTER BEVERAGE CORPORATION</inf:issuerName>
        <inf:cusip>61174X109</inf:cusip>
        <inf:isin>US61174X1090</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Proposal to approve, on a non-binding, advisory basis, the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1600</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1600</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CVS HEALTH CORPORATION</inf:issuerName>
        <inf:cusip>126650100</inf:cusip>
        <inf:isin>US1266501006</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Say on Pay, a Proposal to Approve, on an Advisory Basis, the Company's Executive Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2419</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>AT&amp;T INC.</inf:issuerName>
        <inf:cusip>00206R102</inf:cusip>
        <inf:isin>US00206R1023</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Approval of Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5178</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5178</inf:sharesVoted>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>KIMBERLY-CLARK CORPORATION</inf:issuerName>
        <inf:cusip>494368103</inf:cusip>
        <inf:isin>US4943681035</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
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        <inf:sharesVoted>222</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>222</inf:sharesVoted>
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        </inf:vote>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>NUCOR CORPORATION</inf:issuerName>
        <inf:cusip>670346105</inf:cusip>
        <inf:isin>US6703461052</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of Nucor's named executive officer compensation in 2025</inf:otherVoteDescription>
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        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>200</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHENIERE ENERGY, INC.</inf:issuerName>
        <inf:cusip>16411R208</inf:cusip>
        <inf:isin>US16411R2085</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an advisory and non-binding basis, the compensation of the Company's named executive officers for 2025.</inf:otherVoteDescription>
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        <inf:sharesVoted>52</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>52</inf:sharesVoted>
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        </inf:vote>
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            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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    <inf:proxyTable>
        <inf:issuerName>ALTRIA GROUP, INC.</inf:issuerName>
        <inf:cusip>02209S103</inf:cusip>
        <inf:isin>US02209S1033</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-Binding Advisory Vote to Approve the Compensation of Altria's Named Executive Officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3494</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3494</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CBOE GLOBAL MARKETS, INC.</inf:issuerName>
        <inf:cusip>12503M108</inf:cusip>
        <inf:isin>US12503M1080</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, in a non-binding resolution, the compensation paid to our executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>25</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>25</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MORGAN STANLEY</inf:issuerName>
        <inf:cusip>617446448</inf:cusip>
        <inf:isin>US6174464486</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve the compensation of executives as disclosed in the proxy statement (non-binding advisory vote)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>22398</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>22398</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>UNION PACIFIC CORPORATION</inf:issuerName>
        <inf:cusip>907818108</inf:cusip>
        <inf:isin>US9078181081</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, by non-binding vote, the compensation of the Company's Named Executive Officers ("Say on Pay").</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1761</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1761</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE KRAFT HEINZ COMPANY</inf:issuerName>
        <inf:cusip>500754106</inf:cusip>
        <inf:isin>US5007541064</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>12</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>12</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>STANTEC INC.</inf:issuerName>
        <inf:cusip>85472N109</inf:cusip>
        <inf:isin>CA85472N1096</inf:isin>
        <inf:meetingDate>5/14/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Resolved, on an advisory basis and not to diminish the role and responsibilities of the board of directors, that the shareholders accept the approach to executive compensation disclosed in Stantec's Management Information Circular delivered in advance of the Meeting.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1025</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1025</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>INTERCONTINENTAL EXCHANGE, INC.</inf:issuerName>
        <inf:cusip>45866F104</inf:cusip>
        <inf:isin>US45866F1049</inf:isin>
        <inf:meetingDate>5/15/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by non-binding vote, the advisory resolution on executive compensation for named executive officers.</inf:otherVoteDescription>
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        <inf:sharesVoted>290</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>290</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LIVE OAK BANCSHARES, INC.</inf:issuerName>
        <inf:cusip>53803X105</inf:cusip>
        <inf:isin>US53803X1054</inf:isin>
        <inf:meetingDate>5/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Say-on-Pay Vote. Non-binding, advisory proposal to approve compensation paid to our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>259</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>259</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Insufficient response to shareholder dissent</inf:voteOtherInfo>
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    <inf:proxyTable>
        <inf:issuerName>ROPER TECHNOLOGIES, INC.</inf:issuerName>
        <inf:cusip>776696106</inf:cusip>
        <inf:isin>US7766961061</inf:isin>
        <inf:meetingDate>5/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1534</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1534</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WALKER &amp; DUNLOP, INC.</inf:issuerName>
        <inf:cusip>93148P102</inf:cusip>
        <inf:isin>US93148P1021</inf:isin>
        <inf:meetingDate>5/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory resolution to approve executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>74</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>74</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>OLD SECOND BANCORP, INC.</inf:issuerName>
        <inf:cusip>680277100</inf:cusip>
        <inf:isin>US6802771005</inf:isin>
        <inf:meetingDate>5/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Proposal to approve on a non-binding, advisory basis, the compensation of the Company's named executive officers, as described in the Company's Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>744659</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>744659</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>JPMORGAN CHASE &amp; CO.</inf:issuerName>
        <inf:cusip>46625H100</inf:cusip>
        <inf:isin>US46625H1005</inf:isin>
        <inf:meetingDate>5/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory resolution to approve executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>22355</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>22355</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>PRINCIPAL FINANCIAL GROUP, INC.</inf:issuerName>
        <inf:cusip>74251V102</inf:cusip>
        <inf:isin>US74251V1026</inf:isin>
        <inf:meetingDate>5/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of the compensation of our named executive officers</inf:otherVoteDescription>
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        <inf:sharesVoted>416</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
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                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
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    <inf:proxyTable>
        <inf:issuerName>UNITED AIRLINES HOLDINGS, INC.</inf:issuerName>
        <inf:cusip>910047109</inf:cusip>
        <inf:isin>US9100471096</inf:isin>
        <inf:meetingDate>5/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>A vote to approve, on a nonbinding advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>10</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMGEN INC.</inf:issuerName>
        <inf:cusip>031162100</inf:cusip>
        <inf:isin>US0311621009</inf:isin>
        <inf:meetingDate>5/19/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve our executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>273</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>273</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MCDONALD'S CORPORATION</inf:issuerName>
        <inf:cusip>580135101</inf:cusip>
        <inf:isin>US5801351017</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5867</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5867</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>XCEL ENERGY INC.</inf:issuerName>
        <inf:cusip>98389B100</inf:cusip>
        <inf:isin>US98389B1008</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of Xcel Energy Inc.'s executive compensation in an advisory vote (say on pay vote)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>400</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>400</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THERMO FISHER SCIENTIFIC INC.</inf:issuerName>
        <inf:cusip>883556102</inf:cusip>
        <inf:isin>US8835561023</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>An advisory vote to approve named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>640</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>640</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect;  Grants are excessive</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>FIRSTENERGY CORP.</inf:issuerName>
        <inf:cusip>337932107</inf:cusip>
        <inf:isin>US3379321074</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an Advisory Basis, Named Executive Officer Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>261</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>261</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ONEOK, INC.</inf:issuerName>
        <inf:cusip>682680103</inf:cusip>
        <inf:isin>US6826801036</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>An advisory vote to approve ONEOK, Inc.'s executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5663</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5663</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AVIS BUDGET GROUP, INC.</inf:issuerName>
        <inf:cusip>053774105</inf:cusip>
        <inf:isin>US0537741052</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To vote, on an advisory basis, on the approval of the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>24</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>24</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BLACKROCK, INC.</inf:issuerName>
        <inf:cusip>09290D101</inf:cusip>
        <inf:isin>US09290D1019</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, in a non-binding advisory vote, of the compensation for named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3118</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>3118</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>S&amp;P GLOBAL INC.</inf:issuerName>
        <inf:cusip>78409V104</inf:cusip>
        <inf:isin>US78409V1044</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an advisory basis, the executive compensation program for the Company's named executive officers, as described in the Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>312</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>312</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ROCKET LAB CORPORATION</inf:issuerName>
        <inf:cusip>773121108</inf:cusip>
        <inf:isin>US7731211089</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers disclosed in the accompanying proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2700</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2700</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NORTHROP GRUMMAN CORPORATION</inf:issuerName>
        <inf:cusip>666807102</inf:cusip>
        <inf:isin>US6668071029</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Proposal to approve, on an advisory basis, the compensation of the Company's Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3638</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3638</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMERICAN TOWER CORPORATION</inf:issuerName>
        <inf:cusip>03027X100</inf:cusip>
        <inf:isin>US03027X1000</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>15</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>15</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE TRAVELERS COMPANIES, INC.</inf:issuerName>
        <inf:cusip>89417E109</inf:cusip>
        <inf:isin>US89417E1091</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding vote to approve executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>163</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>163</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EOG RESOURCES, INC.</inf:issuerName>
        <inf:cusip>26875P101</inf:cusip>
        <inf:isin>US26875P1012</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by non-binding vote, the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>12999</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>12999</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMAZON.COM, INC.</inf:issuerName>
        <inf:cusip>023135106</inf:cusip>
        <inf:isin>US0231351067</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>17627</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>17627</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ZOETIS INC.</inf:issuerName>
        <inf:cusip>98978V103</inf:cusip>
        <inf:isin>US98978V1035</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve our executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>11590</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>11590</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ZOETIS INC.</inf:issuerName>
        <inf:cusip>98978V103</inf:cusip>
        <inf:isin>US98978V1035</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the frequency of future advisory votes on our executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>11590</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>11590</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>OLD DOMINION FREIGHT LINE, INC.</inf:issuerName>
        <inf:cusip>679580100</inf:cusip>
        <inf:isin>US6795801009</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>224</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>224</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>GE VERNOVA INC.</inf:issuerName>
        <inf:cusip>36828A101</inf:cusip>
        <inf:isin>US36828A1016</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve the compensation of our named executive officers in an advisory vote</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>306</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>306</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MONDELEZ INTERNATIONAL, INC.</inf:issuerName>
        <inf:cusip>609207105</inf:cusip>
        <inf:isin>US6092071058</inf:isin>
        <inf:meetingDate>5/20/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the Company's executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>4000</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4000</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>VERIZON COMMUNICATIONS</inf:issuerName>
        <inf:cusip>92343V104</inf:cusip>
        <inf:isin>US92343V1044</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>10598</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>10598</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LABCORP HOLDINGS INC.</inf:issuerName>
        <inf:cusip>504922105</inf:cusip>
        <inf:isin>US5049221055</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, by non-binding vote, the compensation of the Company's Named Executive Officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHUBB LIMITED</inf:issuerName>
        <inf:cusip>H1467J104</inf:cusip>
        <inf:isin>CH0044328745</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Maximum compensation of the Board of Directors until the next annual general meeting</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>143</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>143</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHUBB LIMITED</inf:issuerName>
        <inf:cusip>H1467J104</inf:cusip>
        <inf:isin>CH0044328745</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Maximum compensation of Executive Management for the 2027 calendar year</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>143</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>143</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHUBB LIMITED</inf:issuerName>
        <inf:cusip>H1467J104</inf:cusip>
        <inf:isin>CH0044328745</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Advisory vote to approve the Swiss compensation report</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>143</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>143</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHUBB LIMITED</inf:issuerName>
        <inf:cusip>H1467J104</inf:cusip>
        <inf:isin>CH0044328745</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation under U.S. securities law requirements</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>143</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>143</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>QUANTA SERVICES, INC.</inf:issuerName>
        <inf:cusip>74762E102</inf:cusip>
        <inf:isin>US74762E1029</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, by non-binding advisory vote, of the compensation of Quanta's named executive officers for fiscal year 2025;</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2677</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2677</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>REALTY INCOME CORPORATION</inf:issuerName>
        <inf:cusip>756109104</inf:cusip>
        <inf:isin>US7561091049</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>A non-binding advisory proposal to approve the compensation of our named executive officers as described in the Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1050</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1050</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CRANE NXT, CO.</inf:issuerName>
        <inf:cusip>224441105</inf:cusip>
        <inf:isin>US2244411052</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Say on Pay - An advisory vote to approve the compensation paid by the Company to its named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>824</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>824</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>KINSALE CAPITAL GROUP, INC.</inf:issuerName>
        <inf:cusip>49714P108</inf:cusip>
        <inf:isin>US49714P1084</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>48</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>48</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>FISERV, INC.</inf:issuerName>
        <inf:cusip>337738108</inf:cusip>
        <inf:isin>US3377381088</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of the named executive officers of Fiserv, Inc.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1135</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>1135</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect;  Concerning pay practices</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NEXTERA ENERGY, INC.</inf:issuerName>
        <inf:cusip>65339F101</inf:cusip>
        <inf:isin>US65339F1012</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, by non-binding advisory vote, of NextEra Energy's compensation of its named executive officers as disclosed in the proxy statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>23034</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>23034</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MARSH &amp; MCLENNAN COMPANIES, INC.</inf:issuerName>
        <inf:cusip>571748102</inf:cusip>
        <inf:isin>US5717481023</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory (Nonbinding) Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WELLTOWER INC.</inf:issuerName>
        <inf:cusip>95040Q104</inf:cusip>
        <inf:isin>US95040Q1040</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>The approval, on an advisory basis, of the compensation of the named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3965</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>3965</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Concerning pay practices;  Grants are excessive</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BLOOM ENERGY CORPORATION</inf:issuerName>
        <inf:cusip>093712107</inf:cusip>
        <inf:isin>US0937121079</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the fiscal 2025 compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1100</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1100</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE HOME DEPOT, INC.</inf:issuerName>
        <inf:cusip>437076102</inf:cusip>
        <inf:isin>US4370761029</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation ("Say-on-Pay")</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>4949</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>4949</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SERVICENOW, INC.</inf:issuerName>
        <inf:cusip>81762P102</inf:cusip>
        <inf:isin>US81762P1021</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve ServiceNow's named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1315</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1315</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SERVICENOW, INC.</inf:issuerName>
        <inf:cusip>81762P102</inf:cusip>
        <inf:isin>US81762P1021</inf:isin>
        <inf:meetingDate>5/21/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on the frequency of future advisory votes on executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
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        <inf:issuerName>FTAI AVIATION LTD.</inf:issuerName>
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        <inf:issuerName>ALAMOS GOLD INC.</inf:issuerName>
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                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5990</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>5990</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Excessive sign-on bonus</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DIGITAL REALTY TRUST, INC.</inf:issuerName>
        <inf:cusip>253868103</inf:cusip>
        <inf:isin>US2538681030</inf:isin>
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        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding, advisory basis, the compensation of the Company's named executive officers, as more fully described in the accompanying Proxy Statement (Say-on-Pay).</inf:otherVoteDescription>
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        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
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                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>18</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
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        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>LOWE'S COMPANIES, INC.</inf:issuerName>
        <inf:cusip>548661107</inf:cusip>
        <inf:isin>US5486611073</inf:isin>
        <inf:meetingDate>5/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the Company's named executive officer compensation in fiscal 2025.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>815</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>815</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WATSCO, INC.</inf:issuerName>
        <inf:cusip>942622200</inf:cusip>
        <inf:isin>US9426222009</inf:isin>
        <inf:meetingDate>6/1/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>To approve the advisory resolution regarding the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>216</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>216</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Grants Class B Shares</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DOCUSIGN, INC.</inf:issuerName>
        <inf:cusip>256163106</inf:cusip>
        <inf:isin>US2561631068</inf:isin>
        <inf:meetingDate>6/1/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of our named executive officers' compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>550</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>550</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DOCUSIGN, INC.</inf:issuerName>
        <inf:cusip>256163106</inf:cusip>
        <inf:isin>US2561631068</inf:isin>
        <inf:meetingDate>6/1/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the frequency of future non-binding votes on our named executive officers' compensation</inf:otherVoteDescription>
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        <inf:sharesVoted>550</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>550</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
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    <inf:proxyTable>
        <inf:issuerName>BOOKING HOLDINGS INC.</inf:issuerName>
        <inf:cusip>09857L108</inf:cusip>
        <inf:isin>US09857L1089</inf:isin>
        <inf:meetingDate>6/2/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
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        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve 2025 executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>375</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>375</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ROBINHOOD MARKETS, INC.</inf:issuerName>
        <inf:cusip>770700102</inf:cusip>
        <inf:isin>US7707001027</inf:isin>
        <inf:meetingDate>6/2/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>100</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>JOBY AVIATION, INC.</inf:issuerName>
        <inf:cusip>G65163100</inf:cusip>
        <inf:isin>KYG651631007</inf:isin>
        <inf:meetingDate>6/2/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, in a non-binding advisory vote, of the compensation of Joby's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5000</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5000</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CARS.COM INC.</inf:issuerName>
        <inf:cusip>14575E105</inf:cusip>
        <inf:isin>US14575E1055</inf:isin>
        <inf:meetingDate>6/3/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Approval of Executive Officer Compensation (Say on Pay).</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>150</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>150</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WALMART INC.</inf:issuerName>
        <inf:cusip>931142103</inf:cusip>
        <inf:isin>US9311421039</inf:isin>
        <inf:meetingDate>6/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>12105</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>12105</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EMCOR GROUP, INC.</inf:issuerName>
        <inf:cusip>29084Q100</inf:cusip>
        <inf:isin>US29084Q1004</inf:isin>
        <inf:meetingDate>6/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, by non-binding advisory vote, of named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EQUIPMENTSHARE.COM INC</inf:issuerName>
        <inf:cusip>29445S100</inf:cusip>
        <inf:isin>US29445S1006</inf:isin>
        <inf:meetingDate>6/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding and advisory basis, the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>6024</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>6024</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>EQUIPMENTSHARE.COM INC</inf:issuerName>
        <inf:cusip>29445S100</inf:cusip>
        <inf:isin>US29445S1006</inf:isin>
        <inf:meetingDate>6/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding and advisory basis, the frequency of future votes to approve the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>6024</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>6024</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NETFLIX, INC.</inf:issuerName>
        <inf:cusip>64110L106</inf:cusip>
        <inf:isin>US64110L1061</inf:isin>
        <inf:meetingDate>6/4/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>14863</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>14863</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ALPHABET INC.</inf:issuerName>
        <inf:cusip>02079K305</inf:cusip>
        <inf:isin>US02079K3059</inf:isin>
        <inf:meetingDate>6/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve compensation awarded to named executive officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>22812</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>22812</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Excessive compensation</inf:voteOtherInfo>
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    <inf:proxyTable>
        <inf:issuerName>OPENLANE, INC.</inf:issuerName>
        <inf:cusip>48238T109</inf:cusip>
        <inf:isin>US48238T1097</inf:isin>
        <inf:meetingDate>6/5/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>167</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>167</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
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        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>COREWEAVE, INC.</inf:issuerName>
        <inf:cusip>21873S108</inf:cusip>
        <inf:isin>US21873S1087</inf:isin>
        <inf:meetingDate>6/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To vote on a non-binding advisory basis to approve the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3340</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3340</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>COREWEAVE, INC.</inf:issuerName>
        <inf:cusip>21873S108</inf:cusip>
        <inf:isin>US21873S1087</inf:isin>
        <inf:meetingDate>6/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To vote on a non-binding advisory basis on the frequency of future non-binding advisory votes to approve the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3340</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3340</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MAGNITE, INC.</inf:issuerName>
        <inf:cusip>55955D100</inf:cusip>
        <inf:isin>US55955D1000</inf:isin>
        <inf:meetingDate>6/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>698</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>698</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MAGNITE, INC.</inf:issuerName>
        <inf:cusip>55955D100</inf:cusip>
        <inf:isin>US55955D1000</inf:isin>
        <inf:meetingDate>6/8/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation Vote Frequency</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on the frequency of future advisory votes on the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>698</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>698</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>1 YEAR</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CME GROUP INC.</inf:issuerName>
        <inf:cusip>12572Q105</inf:cusip>
        <inf:isin>US12572Q1058</inf:isin>
        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1809</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1809</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>STIFEL FINANCIAL CORP.</inf:issuerName>
        <inf:cusip>860630102</inf:cusip>
        <inf:isin>US8606301021</inf:isin>
        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of our named executive officers (say on pay).</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>1500</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>1500</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WARNER BROS. DISCOVERY, INC.</inf:issuerName>
        <inf:cusip>934423104</inf:cusip>
        <inf:isin>US9344231041</inf:isin>
        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To vote on an advisory resolution to approve the 2025 compensation of Warner Bros. Discovery, Inc.'s named executive officers, commonly referred to as a "Say-on-Pay" vote.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>953</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>953</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Concerning pay practices;  Grants are excessive;  Insufficient response to shareholder dissent</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>PORTILLO'S INC.</inf:issuerName>
        <inf:cusip>73642K106</inf:cusip>
        <inf:isin>US73642K1060</inf:isin>
        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote on Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>168</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>168</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE TJX COMPANIES, INC.</inf:issuerName>
        <inf:cusip>872540109</inf:cusip>
        <inf:isin>US8725401090</inf:isin>
        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of TJX's executive compensation (the say-on-pay vote)</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>379</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>379</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MERCADOLIBRE, INC.</inf:issuerName>
        <inf:cusip>58733R102</inf:cusip>
        <inf:isin>US58733R1023</inf:isin>
        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of our named executive officers for fiscal year 2025.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>336</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>336</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ULTA BEAUTY, INC.</inf:issuerName>
        <inf:cusip>90384S303</inf:cusip>
        <inf:isin>US90384S3031</inf:isin>
        <inf:meetingDate>6/9/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory resolution to approve the Company's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>11</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>11</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Concerning pay practices</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AMERICAN AIRLINES GROUP INC.</inf:issuerName>
        <inf:cusip>02376R102</inf:cusip>
        <inf:isin>US02376R1023</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>A proposal to approve, on a non-binding, advisory basis, executive compensation as disclosed in the Proxy Statement for the 2026 Annual Meeting of Stockholders</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>27</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>27</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BLACKBAUD, INC.</inf:issuerName>
        <inf:cusip>09227Q100</inf:cusip>
        <inf:isin>US09227Q1004</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>ADVISORY VOTE TO APPROVE THE 2025 COMPENSATION OF OUR NAMED EXECUTIVE OFFICERS.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>7</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>7</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>COMCAST CORPORATION</inf:issuerName>
        <inf:cusip>20030N101</inf:cusip>
        <inf:isin>US20030N1019</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote on executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>13522</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>13522</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Grants are excessive</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>INTERDIGITAL, INC.</inf:issuerName>
        <inf:cusip>45867G101</inf:cusip>
        <inf:isin>US45867G1013</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory resolution to approve executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>820</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>820</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CATERPILLAR INC.</inf:issuerName>
        <inf:cusip>149123101</inf:cusip>
        <inf:isin>US1491231015</inf:isin>
        <inf:meetingDate>6/10/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve Executive Compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8260</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>8260</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ROKU, INC.</inf:issuerName>
        <inf:cusip>77543R102</inf:cusip>
        <inf:isin>US77543R1023</inf:isin>
        <inf:meetingDate>6/11/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve our named executive officer compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>60</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>60</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Insufficient response to shareholder dissent</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SONIDA SENIOR LIVING, INC.</inf:issuerName>
        <inf:cusip>140475203</inf:cusip>
        <inf:isin>US1404752032</inf:isin>
        <inf:meetingDate>6/11/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To cast an advisory vote on executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>422</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>422</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CHIPOTLE MEXICAN GRILL, INC.</inf:issuerName>
        <inf:cusip>169656105</inf:cusip>
        <inf:isin>US1696561059</inf:isin>
        <inf:meetingDate>6/11/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>An advisory vote to approve the compensation of our executive officers as disclosed in the proxy statement ("say on pay").</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>24968</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>24968</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>TOAST, INC.</inf:issuerName>
        <inf:cusip>888787108</inf:cusip>
        <inf:isin>US8887871080</inf:isin>
        <inf:meetingDate>6/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory (non-binding) basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>150</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>150</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>FORTINET, INC.</inf:issuerName>
        <inf:cusip>34959E109</inf:cusip>
        <inf:isin>US34959E1091</inf:isin>
        <inf:meetingDate>6/12/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve named executive officer compensation, as disclosed in the Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3805</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3805</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DATADOG, INC.</inf:issuerName>
        <inf:cusip>23804L103</inf:cusip>
        <inf:isin>US23804L1035</inf:isin>
        <inf:meetingDate>6/15/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory vote to approve the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>62</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>62</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>HUBSPOT, INC.</inf:issuerName>
        <inf:cusip>443573100</inf:cusip>
        <inf:isin>US4435731009</inf:isin>
        <inf:meetingDate>6/15/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding advisory vote to approve the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>31</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>31</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>METLIFE, INC.</inf:issuerName>
        <inf:cusip>59156R108</inf:cusip>
        <inf:isin>US59156R1086</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory (non-binding) vote to approve the compensation paid to MetLife, Inc.'s Named Executive Officers</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>22683</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>22683</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>T-MOBILE US, INC.</inf:issuerName>
        <inf:cusip>872590104</inf:cusip>
        <inf:isin>US8725901040</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory Vote to Approve the Compensation Provided to the Company's Named Executive Officers for 2025.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>221</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>221</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Concerning pay practices</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>WORKDAY, INC.</inf:issuerName>
        <inf:cusip>98138H101</inf:cusip>
        <inf:isin>US98138H1014</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of our named executive officers as disclosed in the Proxy Statement.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>40</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>40</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Insufficient response to shareholder dissent;  Pay for performance disconnect</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>BLOCK, INC.</inf:issuerName>
        <inf:cusip>852234103</inf:cusip>
        <inf:isin>US8522341036</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>TO APPROVE, ON AN ADVISORY BASIS, THE COMPENSATION OF OUR NAMED EXECUTIVE OFFICERS.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>390</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>390</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SHOPIFY INC.</inf:issuerName>
        <inf:cusip>82509L107</inf:cusip>
        <inf:isin>CA82509L1076</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Non-binding Advisory Vote on Executive Compensation Non-binding advisory vote that the shareholders accept Shopify Inc.'s approach to executive compensation as disclosed in the Management Information Circular for the Meeting.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>8699</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>8699</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Insufficient response to shareholder dissent;  Concerning pay practices</inf:voteOtherInfo>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>MASTERCARD INCORPORATED</inf:issuerName>
        <inf:cusip>57636Q104</inf:cusip>
        <inf:isin>US57636Q1040</inf:isin>
        <inf:meetingDate>6/16/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of Mastercard's executive compensation</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>2817</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>2817</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>AUTODESK, INC.</inf:issuerName>
        <inf:cusip>052769106</inf:cusip>
        <inf:isin>US0527691069</inf:isin>
        <inf:meetingDate>6/17/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on an advisory (non-binding) basis, the compensation of Autodesk, Inc.'s named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>171</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>171</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SOFI TECHNOLOGIES, INC.</inf:issuerName>
        <inf:cusip>83406F102</inf:cusip>
        <inf:isin>US83406F1021</inf:isin>
        <inf:meetingDate>6/17/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of the Company's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>57939</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>57939</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>DELTA AIR LINES, INC.</inf:issuerName>
        <inf:cusip>247361702</inf:cusip>
        <inf:isin>US2473617023</inf:isin>
        <inf:meetingDate>6/18/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory basis, the compensation of Delta's named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>112</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>112</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>OKTA, INC.</inf:issuerName>
        <inf:cusip>679295105</inf:cusip>
        <inf:isin>US6792951054</inf:isin>
        <inf:meetingDate>6/18/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on an advisory non-binding basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5555</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5555</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>CAVA GROUP INC</inf:issuerName>
        <inf:cusip>148929102</inf:cusip>
        <inf:isin>US1489291021</inf:isin>
        <inf:meetingDate>6/22/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>126</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>126</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>NVIDIA CORPORATION</inf:issuerName>
        <inf:cusip>67066G104</inf:cusip>
        <inf:isin>US67066G1040</inf:isin>
        <inf:meetingDate>6/24/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Advisory approval of our executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>60511</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>60511</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>QUANTUM COMPUTING INC.</inf:issuerName>
        <inf:cusip>74766W108</inf:cusip>
        <inf:isin>US74766W1080</inf:isin>
        <inf:meetingDate>6/24/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approve, on a non-binding advisory basis, the compensation of the Company's named executive officers as disclosed in the proxy statement with respect to the Annual Meeting.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>5000</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>5000</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE KROGER CO.</inf:issuerName>
        <inf:cusip>501044101</inf:cusip>
        <inf:isin>US5010441013</inf:isin>
        <inf:meetingDate>6/25/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on an advisory basis, of Kroger's executive compensation.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>3740</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>3740</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>THE AES CORPORATION</inf:issuerName>
        <inf:cusip>00130H105</inf:cusip>
        <inf:isin>US00130H1059</inf:isin>
        <inf:meetingDate>6/26/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>The Merger-Related Compensation Proposal: To consider and vote on a non-binding, advisory proposal to approve compensation that will or may become payable by us to our named executive officers in connection with the Merger.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>39404</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>39404</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>ARCHER AVIATION INC.</inf:issuerName>
        <inf:cusip>03945R102</inf:cusip>
        <inf:isin>US03945R1023</inf:isin>
        <inf:meetingDate>6/26/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>Approval, on a non-binding advisory basis, of the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>20000</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>FOR</inf:howVoted>
                <inf:sharesVoted>20000</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
    </inf:proxyTable>
    <inf:proxyTable>
        <inf:issuerName>SNOWFLAKE INC.</inf:issuerName>
        <inf:cusip>833445109</inf:cusip>
        <inf:isin>US8334451098</inf:isin>
        <inf:meetingDate>6/29/2026</inf:meetingDate>
        <inf:voteDescription>14A Executive Compensation</inf:voteDescription>
        <inf:voteCategories>
            <inf:voteCategory>
                <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
            </inf:voteCategory>
        </inf:voteCategories>
        <inf:otherVoteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers.</inf:otherVoteDescription>
        <inf:voteSource>ISSUER</inf:voteSource>
        <inf:sharesVoted>62</inf:sharesVoted>
        <inf:sharesOnLoan>0</inf:sharesOnLoan>
        <inf:vote>
            <inf:voteRecord>
                <inf:howVoted>AGAINST</inf:howVoted>
                <inf:sharesVoted>62</inf:sharesVoted>
                <inf:managementRecommendation>FOR</inf:managementRecommendation>
            </inf:voteRecord>
        </inf:vote>
        <inf:voteManager>
            <inf:otherManagers>
                <inf:otherManager>0</inf:otherManager>
            </inf:otherManagers>
        </inf:voteManager>
        <inf:voteOtherInfo>Pay for performance disconnect;  Grants are excessive</inf:voteOtherInfo>
    </inf:proxyTable>
</inf:proxyVoteTable>
