v3.26.1
Operating Segments - Schedule of Operating Segments (Detail) - CAD ($)
$ in Millions
3 Months Ended 9 Months Ended
Jul. 31, 2026
Apr. 30, 2026
Jul. 31, 2025
Jul. 31, 2026
Jul. 31, 2025
Disclosure of operating segments [line items]          
Net interest income [1] $ 5,866 $ 5,521 $ 5,493 $ 16,969 $ 15,936
Non-interest income 4,669 [2],[3] 4,316 [2],[4] 3,993 [2],[5] 13,049 [2],[6] 12,002 [7],[8]
Total revenue 10,535 9,837 9,486 30,018 27,938
Provision for credit losses 1,079 1,217 1,041 3,472 3,601
Depreciation and amortization 398 410 405 1,193 1,201
Other non-interest expenses 5,158 4,779 4,684 14,851 15,489
Provision for income taxes 947 799 829 2,618 2,095
Net income 2,953 2,632 2,527 7,884 5,552
Net income attributable to non-controlling interests in subsidiaries 45 37 80 94 (18)
Net income attributable to equity holders of the Bank 2,908 2,595 2,447 7,790 5,570
Average assets 1,585,000 1,517,000 1,446,000 1,533,000 1,458,000
Average liabilities 1,495,000 1,429,000 1,360,000 1,444,000 1,373,000
Operating segments [member] | Canadian banking [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 2,837 2,703 2,641 8,274 7,812
Non-interest income 809 [2],[3] 780 [2],[4] 730 [2],[5] 2,369 [2],[6] 2,206 [7],[8]
Total revenue 3,646 3,483 3,371 10,643 10,018
Provision for credit losses 498 575 456 1,649 1,799
Depreciation and amortization 136 142 137 415 412
Other non-interest expenses 1,538 1,478 1,459 4,494 4,376
Provision for income taxes 403 353 361 1,119 947
Net income 1,071 935 958 2,966 2,484
Net income attributable to equity holders of the Bank 1,071 935 958 2,966 2,484
Average assets 477,000 475,000 463,000 475,000 461,000
Average liabilities 375,000 374,000 381,000 376,000 383,000
Operating segments [member] | International banking [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 2,192 2,094 2,245 6,432 6,593
Non-interest income 756 [2],[3] 765 [2],[4] 758 [2],[5] 2,336 [2],[6] 2,399 [7],[8]
Total revenue 2,948 2,859 3,003 8,768 8,992
Provision for credit losses 522 599 562 1,657 1,714
Depreciation and amortization 122 124 119 364 364
Other non-interest expenses 1,331 1,246 1,392 3,919 4,223
Provision for income taxes 207 154 219 589 580
Net income 766 736 711 2,239 2,111
Net income attributable to non-controlling interests in subsidiaries 41 35 41 96 114
Net income attributable to equity holders of the Bank 725 701 670 2,143 1,997
Average assets 215,000 211,000 223,000 215,000 227,000
Average liabilities 177,000 170,000 173,000 173,000 175,000
Operating segments [member] | Global Wealth Management [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 331 306 266 941 744
Non-interest income 1,566 [2],[3] 1,454 [2],[4] 1,338 [2],[5] 4,517 [2],[6] 3,980 [7],[8]
Total revenue 1,897 1,760 1,604 5,458 4,724
Provision for credit losses 6 4 4 14 10
Depreciation and amortization 46 47 48 138 143
Other non-interest expenses 1,148 1,069 982 3,318 2,906
Provision for income taxes 179 164 150 510 435
Net income 518 476 420 1,478 1,230
Net income attributable to non-controlling interests in subsidiaries 3 2 3 8 7
Net income attributable to equity holders of the Bank 515 474 417 1,470 1,223
Average assets 43,000 41,000 39,000 42,000 38,000
Average liabilities 58,000 55,000 50,000 56,000 47,000
Operating segments [member] | Global banking and markets [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 470 389 350 1,257 1,037
Non-interest income 1,544 [2],[3] 1,203 [2],[4] 1,180 [2],[5] 4,117 [2],[6] 3,545 [7],[8]
Total revenue 2,014 1,592 1,530 5,374 4,582
Provision for credit losses 53 38 19 151 77
Depreciation and amortization 56 59 65 168 194
Other non-interest expenses 1,068 906 829 2,933 2,469
Provision for income taxes 190 132 144 474 440
Net income 647 457 473 1,648 1,402
Net income attributable to non-controlling interests in subsidiaries       (1) (1)
Net income attributable to equity holders of the Bank 647 457 473 1,649 1,403
Average assets 617,000 568,000 493,000 577,000 502,000
Average liabilities 607,000 556,000 513,000 571,000 513,000
Operating segments [member] | Other smaller operating segments and corporate adjustments [member]          
Disclosure of operating segments [line items]          
Net interest income [1] 36 29 (9) 65 (250)
Non-interest income (6) [2],[3] 114 [2],[4],[9] 13 [2],[5] (290) [2],[6],[10] (128) [7],[8]
Total revenue 30 143 (22) (225) (378)
Provision for credit losses   1   1 1
Depreciation and amortization 38 38 36 108 88
Other non-interest expenses 73 80 [9] 22 187 [10] 1,515 [9]
Provision for income taxes (32) (4) (45) (74) (307)
Net income (49) 28 (35) (447) 1,675
Net income attributable to non-controlling interests in subsidiaries 1   36 (9) (138)
Net income attributable to equity holders of the Bank (50) 28 (71) (438) (1,537)
Average assets 233,000 222,000 228,000 224,000 230,000
Average liabilities $ 278,000 $ 274,000 $ 243,000 $ 268,000 $ 255,000
[1] Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure.
[2] Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets.
[3] Includes income from associated corporations for Canadian Banking – $(3), International Banking – $65, GBM – $1, and Other – $159.
[4] Includes income from associated corporations for Canadian Banking – $(2), International Banking – $65, and Other – $159.
[5] Includes income (on a taxable equivalent basis) from associated corporations for Canadian Banking – $(2), International Banking – $39, and Other – $120.
[6] Includes income from associated corporations for Canadian Banking – $(14), International Banking – $178, GBM – $1, and Other – $468.
[7] Card revenues and Banking services fees are mainly earned in Canadian Banking and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets.
[8] Includes income (on a taxable equivalent basis) from associated corporations for Canadian Banking – $20, International Banking – $112, and Other – $297.
[9] Includes the impairment loss related to the announced sale of the banking operations in Colombia, Costa Rica and Panama. Refer to Note 19 for further details.
[10] Includes the loss related to the sale of the banking operations in Colombia, Costa Rica and Panama. Refer to Note 19 for further details.