Loans, Impaired Loans and Allowance for Credit Losses -Summary of Carrying Value of Exposures by Risk Rating (Detail) - CAD ($)
$ in Millions |
Jul. 31, 2026 |
Apr. 30, 2026 |
Oct. 31, 2025 |
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
$ 777,884
|
$ 764,584
|
$ 778,508
|
| Allowance for credit losses |
|
7,329
|
7,150
|
7,463
|
| Carrying value of loans net of ACL |
|
770,555
|
$ 757,434
|
771,045
|
| Residential mortgages [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
366,643
|
|
370,191
|
| Allowance for credit losses |
|
1,495
|
|
1,460
|
| Carrying value of loans net of ACL |
|
365,148
|
|
368,731
|
| Residential mortgages [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
223,317
|
|
223,888
|
| Residential mortgages [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
89,361
|
|
88,575
|
| Residential mortgages [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
25,917
|
|
24,488
|
| Residential mortgages [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
8,244
|
|
9,009
|
| Residential mortgages [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,948
|
|
3,218
|
| Residential mortgages [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
13,798
|
|
18,110
|
| Residential mortgages [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,058
|
|
2,903
|
| Personal loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
108,016
|
|
110,567
|
| Allowance for credit losses |
|
2,272
|
|
2,432
|
| Carrying value of loans net of ACL |
|
105,744
|
|
108,135
|
| Personal loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
31,624
|
|
31,211
|
| Personal loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
22,003
|
|
21,826
|
| Personal loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
13,075
|
|
12,964
|
| Personal loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
14,163
|
|
15,990
|
| Personal loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,208
|
|
2,686
|
| Personal loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
23,998
|
|
24,819
|
| Personal loans [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
945
|
|
1,071
|
| Credit Card [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
16,365
|
|
18,045
|
| Allowance for credit losses |
|
1,157
|
|
1,355
|
| Carrying value of loans net of ACL |
|
15,208
|
|
16,690
|
| Credit Card [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,688
|
|
2,648
|
| Credit Card [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,822
|
|
3,182
|
| Credit Card [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,306
|
|
4,818
|
| Credit Card [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,127
|
|
5,152
|
| Credit Card [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1,178
|
|
1,224
|
| Credit Card [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
1,244
|
|
1,021
|
| Credit Card [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
0
|
|
|
| Undrawn loan commitments retail [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments net of ACL |
|
178,632
|
|
174,822
|
| Undrawn loan commitments retail [Member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
134,979
|
|
126,936
|
| Undrawn loan commitments retail [Member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
22,087
|
|
22,173
|
| Undrawn loan commitments retail [Member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
7,073
|
|
9,582
|
| Undrawn loan commitments retail [Member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
2,545
|
|
4,678
|
| Undrawn loan commitments retail [Member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
262
|
|
365
|
| Undrawn loan commitments retail [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
11,686
|
|
11,088
|
| Total retail loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
669,656
|
|
673,625
|
| Allowance for credit losses |
|
4,924
|
|
5,247
|
| Carrying value of loans net of ACL |
|
664,732
|
|
668,378
|
| Total retail loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
392,608
|
|
384,683
|
| Total retail loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
136,273
|
|
135,756
|
| Total retail loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
50,371
|
|
51,852
|
| Total retail loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
29,079
|
|
34,829
|
| Total retail loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
6,596
|
|
7,493
|
| Total retail loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
50,726
|
|
55,038
|
| Total retail loans [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,003
|
|
3,974
|
| Business and government [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
286,860
|
|
279,705
|
| Allowance for credit losses |
|
2,405
|
|
2,216
|
| Carrying value of loans net of ACL |
|
284,455
|
|
277,489
|
| Business and government [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
2,742
|
|
2,521
|
| Business and government [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,798
|
|
3,270
|
| Business and government [member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
149,608
|
|
140,271
|
| Business and government [member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
126,423
|
|
129,168
|
| Business and government [member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,289
|
|
4,475
|
| Undrawn loan commitments business and government [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
334,513
|
|
311,347
|
| Carrying value of undrawn loan commitments net of ACL |
|
334,311
|
|
311,172
|
| Allowance for credit losses |
|
202
|
|
175
|
| Undrawn loan commitments business and government [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
4,582
|
|
4,594
|
| Undrawn loan commitments business and government [Member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
73
|
|
31
|
| Undrawn loan commitments business and government [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
266,217
|
|
243,738
|
| Undrawn loan commitments business and government [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
62,853
|
|
61,977
|
| Undrawn loan commitments business and government [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
788
|
|
1,007
|
| Total Non Retail Loans [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
621,373
|
|
591,052
|
| Allowance for credit losses |
|
2,607
|
|
2,391
|
| Carrying value of loans net of ACL |
|
618,766
|
|
588,661
|
| Total Non Retail Loans [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
7,324
|
|
7,115
|
| Total Non Retail Loans [Member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,871
|
|
3,301
|
| Total Non Retail Loans [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
415,825
|
|
384,009
|
| Total Non Retail Loans [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
189,276
|
|
191,145
|
| Total Non Retail Loans [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
5,077
|
|
5,482
|
| Stage one exposure [Member] | Residential mortgages [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
337,767
|
|
339,517
|
| Allowance for credit losses |
|
209
|
|
196
|
| Carrying value of loans net of ACL |
|
337,558
|
|
339,321
|
| Stage one exposure [Member] | Residential mortgages [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
220,338
|
|
219,905
|
| Stage one exposure [Member] | Residential mortgages [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
85,951
|
|
83,755
|
| Stage one exposure [Member] | Residential mortgages [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
15,788
|
|
15,870
|
| Stage one exposure [Member] | Residential mortgages [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,400
|
|
3,002
|
| Stage one exposure [Member] | Residential mortgages [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
7
|
|
48
|
| Stage one exposure [Member] | Residential mortgages [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
13,283
|
|
16,937
|
| Stage one exposure [Member] | Personal loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
96,629
|
|
97,801
|
| Allowance for credit losses |
|
578
|
|
613
|
| Carrying value of loans net of ACL |
|
96,051
|
|
97,188
|
| Stage one exposure [Member] | Personal loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
31,474
|
|
31,009
|
| Stage one exposure [Member] | Personal loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
21,269
|
|
21,075
|
| Stage one exposure [Member] | Personal loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
13,037
|
|
12,886
|
| Stage one exposure [Member] | Personal loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
8,797
|
|
10,331
|
| Stage one exposure [Member] | Personal loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
45
|
|
35
|
| Stage one exposure [Member] | Personal loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
22,007
|
|
22,465
|
| Stage one exposure [Member] | Credit Card [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
12,951
|
|
14,421
|
| Allowance for credit losses |
|
263
|
|
338
|
| Carrying value of loans net of ACL |
|
12,688
|
|
14,083
|
| Stage one exposure [Member] | Credit Card [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,687
|
|
2,646
|
| Stage one exposure [Member] | Credit Card [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,819
|
|
3,171
|
| Stage one exposure [Member] | Credit Card [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,289
|
|
4,792
|
| Stage one exposure [Member] | Credit Card [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,325
|
|
3,210
|
| Stage one exposure [Member] | Credit Card [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
12
|
|
20
|
| Stage one exposure [Member] | Credit Card [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
819
|
|
582
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments net of ACL |
|
175,528
|
|
171,452
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
134,786
|
|
126,681
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
22,045
|
|
22,102
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
7,066
|
|
9,569
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
2,177
|
|
4,047
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
3
|
|
14
|
| Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
9,451
|
|
9,039
|
| Stage one exposure [Member] | Total retail loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
622,875
|
|
623,191
|
| Allowance for credit losses |
|
1,050
|
|
1,147
|
| Carrying value of loans net of ACL |
|
621,825
|
|
622,044
|
| Stage one exposure [Member] | Total retail loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
389,285
|
|
380,241
|
| Stage one exposure [Member] | Total retail loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
132,084
|
|
130,103
|
| Stage one exposure [Member] | Total retail loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
40,180
|
|
43,117
|
| Stage one exposure [Member] | Total retail loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
15,699
|
|
20,590
|
| Stage one exposure [Member] | Total retail loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
67
|
|
117
|
| Stage one exposure [Member] | Total retail loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
45,560
|
|
49,023
|
| Stage one exposure [Member] | Business and government [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
271,836
|
|
263,280
|
| Allowance for credit losses |
|
733
|
|
713
|
| Carrying value of loans net of ACL |
|
271,103
|
|
262,567
|
| Stage one exposure [Member] | Business and government [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
2,717
|
|
2,485
|
| Stage one exposure [Member] | Business and government [member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
148,716
|
|
138,789
|
| Stage one exposure [Member] | Business and government [member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
120,397
|
|
121,999
|
| Stage one exposure [Member] | Business and government [member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
6
|
|
7
|
| Stage one exposure [Member] | Undrawn loan commitments business and government [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
331,030
|
|
307,366
|
| Carrying value of undrawn loan commitments net of ACL |
|
330,880
|
|
307,225
|
| Allowance for credit losses |
|
150
|
|
141
|
| Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
4,581
|
|
4,593
|
| Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
265,216
|
|
242,637
|
| Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
61,233
|
|
60,136
|
| Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
0
|
|
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
602,866
|
|
570,646
|
| Allowance for credit losses |
|
883
|
|
854
|
| Carrying value of loans net of ACL |
|
601,983
|
|
569,792
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
7,298
|
|
7,078
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
413,932
|
|
381,426
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
181,630
|
|
182,135
|
| Stage one exposure [Member] | Total Non Retail Loans [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
6
|
|
7
|
| Stage two exposure [Member] | Residential mortgages [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
25,818
|
|
27,771
|
| Allowance for credit losses |
|
436
|
|
424
|
| Carrying value of loans net of ACL |
|
25,382
|
|
27,347
|
| Stage two exposure [Member] | Residential mortgages [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,979
|
|
3,983
|
| Stage two exposure [Member] | Residential mortgages [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,410
|
|
4,820
|
| Stage two exposure [Member] | Residential mortgages [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
10,129
|
|
8,618
|
| Stage two exposure [Member] | Residential mortgages [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
5,844
|
|
6,007
|
| Stage two exposure [Member] | Residential mortgages [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,941
|
|
3,170
|
| Stage two exposure [Member] | Residential mortgages [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
515
|
|
1,173
|
| Stage two exposure [Member] | Personal loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
10,442
|
|
11,695
|
| Allowance for credit losses |
|
1,138
|
|
1,215
|
| Carrying value of loans net of ACL |
|
9,304
|
|
10,480
|
| Stage two exposure [Member] | Personal loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
150
|
|
202
|
| Stage two exposure [Member] | Personal loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
734
|
|
751
|
| Stage two exposure [Member] | Personal loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
38
|
|
78
|
| Stage two exposure [Member] | Personal loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
5,366
|
|
5,659
|
| Stage two exposure [Member] | Personal loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
2,163
|
|
2,651
|
| Stage two exposure [Member] | Personal loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
1,991
|
|
2,354
|
| Stage two exposure [Member] | Credit Card [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,414
|
|
3,624
|
| Allowance for credit losses |
|
894
|
|
1,017
|
| Carrying value of loans net of ACL |
|
2,520
|
|
2,607
|
| Stage two exposure [Member] | Credit Card [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1
|
|
2
|
| Stage two exposure [Member] | Credit Card [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3
|
|
11
|
| Stage two exposure [Member] | Credit Card [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
17
|
|
26
|
| Stage two exposure [Member] | Credit Card [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1,802
|
|
1,942
|
| Stage two exposure [Member] | Credit Card [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1,166
|
|
1,204
|
| Stage two exposure [Member] | Credit Card [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
425
|
|
439
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments net of ACL |
|
3,104
|
|
3,370
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
193
|
|
255
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
42
|
|
71
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
7
|
|
13
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
368
|
|
631
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
259
|
|
351
|
| Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
2,235
|
|
2,049
|
| Stage two exposure [Member] | Total retail loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
42,778
|
|
46,460
|
| Allowance for credit losses |
|
2,468
|
|
2,656
|
| Carrying value of loans net of ACL |
|
40,310
|
|
43,804
|
| Stage two exposure [Member] | Total retail loans [member] | Very low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
3,323
|
|
4,442
|
| Stage two exposure [Member] | Total retail loans [member] | Low probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,189
|
|
5,653
|
| Stage two exposure [Member] | Total retail loans [member] | Medium probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
10,191
|
|
8,735
|
| Stage two exposure [Member] | Total retail loans [member] | High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
13,380
|
|
14,239
|
| Stage two exposure [Member] | Total retail loans [member] | Very High probability of default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
6,529
|
|
7,376
|
| Stage two exposure [Member] | Total retail loans [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
5,166
|
|
6,015
|
| Stage two exposure [Member] | Business and government [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
11,226
|
|
13,155
|
| Allowance for credit losses |
|
580
|
|
606
|
| Carrying value of loans net of ACL |
|
10,646
|
|
12,549
|
| Stage two exposure [Member] | Business and government [member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
25
|
|
36
|
| Stage two exposure [Member] | Business and government [member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
892
|
|
1,482
|
| Stage two exposure [Member] | Business and government [member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
6,026
|
|
7,169
|
| Stage two exposure [Member] | Business and government [member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
4,283
|
|
4,468
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
3,410
|
|
3,950
|
| Carrying value of undrawn loan commitments net of ACL |
|
3,371
|
|
3,916
|
| Allowance for credit losses |
|
39
|
|
34
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[1] |
1
|
|
1
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
1,001
|
|
1,101
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
1,620
|
|
1,841
|
| Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
|
788
|
|
1,007
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
14,636
|
|
17,105
|
| Allowance for credit losses |
|
619
|
|
640
|
| Carrying value of loans net of ACL |
|
14,017
|
|
16,465
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] | Loans not graded [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[1] |
26
|
|
37
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] | Investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
1,893
|
|
2,583
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] | Non investment grade [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
7,646
|
|
9,010
|
| Stage two exposure [Member] | Total Non Retail Loans [Member] | Watch list [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
|
5,071
|
|
5,475
|
| Stage three exposure [Member] | Residential mortgages [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,058
|
|
2,903
|
| Allowance for credit losses |
[2] |
850
|
|
840
|
| Carrying value of loans net of ACL |
[2] |
2,208
|
|
2,063
|
| Stage three exposure [Member] | Residential mortgages [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,058
|
|
2,903
|
| Stage three exposure [Member] | Personal loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
945
|
|
1,071
|
| Allowance for credit losses |
[2] |
556
|
|
604
|
| Carrying value of loans net of ACL |
[2] |
389
|
|
467
|
| Stage three exposure [Member] | Personal loans [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
945
|
|
1,071
|
| Stage three exposure [Member] | Total retail loans [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
4,003
|
|
3,974
|
| Allowance for credit losses |
[2] |
1,406
|
|
1,444
|
| Carrying value of loans net of ACL |
[2] |
2,597
|
|
2,530
|
| Stage three exposure [Member] | Total retail loans [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
4,003
|
|
3,974
|
| Stage three exposure [Member] | Business and government [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,798
|
|
3,270
|
| Allowance for credit losses |
[2] |
1,092
|
|
897
|
| Carrying value of loans net of ACL |
[2] |
2,706
|
|
2,373
|
| Stage three exposure [Member] | Business and government [member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,798
|
|
3,270
|
| Stage three exposure [Member] | Undrawn loan commitments business and government [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[2] |
73
|
|
31
|
| Carrying value of undrawn loan commitments net of ACL |
[2] |
60
|
|
31
|
| Allowance for credit losses |
[2] |
13
|
|
|
| Stage three exposure [Member] | Undrawn loan commitments business and government [Member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of undrawn loan commitments before ACL |
[2] |
73
|
|
31
|
| Stage three exposure [Member] | Total Non Retail Loans [Member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
3,871
|
|
3,301
|
| Allowance for credit losses |
[2] |
1,105
|
|
897
|
| Carrying value of loans net of ACL |
[2] |
2,766
|
|
2,404
|
| Stage three exposure [Member] | Total Non Retail Loans [Member] | Default [member] |
|
|
|
|
| Disclosure of detailed information about financial instruments [line items] |
|
|
|
|
| Carrying value of loans before ACL |
[2] |
$ 3,871
|
|
$ 3,301
|
|
|