v3.26.1
Consolidated Balance Sheet - CAD ($)
$ in Millions
Jul. 31, 2026
Oct. 31, 2025
Assets    
Cash and Cash Equivalents $ 74,086 [1] $ 67,484
Interest Bearing Deposits with Banks 3,200 2,838
Securities (Note 2)    
Trading 204,818 192,303
Fair value through profit or loss 23,760 21,354
Fair value through other comprehensive income 137,070 113,209
Debt securities at amortized cost 92,978 96,610
Securities (Note 2) 458,626 423,476
Securities Borrowed or Purchased Under Resale Agreements 109,018 129,421
Loans (Note 3)    
Residential mortgages 196,924 196,033
Consumer instalment and other personal 94,269 92,741
Credit cards 12,041 12,649
Business and government 398,508 380,788
Loans gross of allowance for loan losses 701,742 682,211
Allowance for credit losses (Note 3) (5,247) (5,050)
Loans, net 696,495 677,161
Other Assets    
Derivative instruments 67,997 57,151
Customers’ liability under acceptances 1,432 711
Premises and equipment 6,331 6,252
Goodwill 16,086 16,797
Intangible assets 5,158 4,758
Current tax assets 1,965 1,970
Deferred tax assets 3,162 2,732
Receivable from brokers, dealers and clients 45,928 43,167
Other 49,201 42,884
Other Assets 197,260 176,422
Total Assets 1,538,685 1,476,802
Liabilities and Equity    
Deposits (Note 4) 1,017,834 976,202
Other Liabilities    
Derivative instruments 69,597 58,729
Acceptances 1,432 711
Securities sold but not yet purchased 51,098 54,876
Securities lent or sold under repurchase agreements 124,983 134,967
Securitization and structured entities’ liabilities 62,911 51,562
Insurance-related liabilities (Note 5) 21,300 20,436
Payable to brokers, dealers and clients 50,945 45,170
Other 44,517 37,549
Other Liabilities 426,783 404,000
Subordinated Debt (Note 4) 7,495 8,500
Total Liabilities 1,452,112 1,388,702
Equity    
Contributed surplus 403 373
Retained earnings 47,734 47,377
Accumulated other comprehensive income 7,207 7,986
Total shareholders’ equity 86,523 88,051
Non-controlling interest in subsidiaries 50 49
Total Equity 86,573 88,100
Total Liabilities and Equity 1,538,685 1,476,802
Preferred shares and other equity instruments    
Equity    
Issued capital 7,706 8,956
Total Equity 7,706 8,956
Common shares    
Equity    
Issued capital 23,473 23,359
Total Equity $ 23,473 $ 23,359
[1] We are required to maintain reserves or minimum balances with certain central banks, regulatory bodies and counterparties, totalling $61 million as at July 31, 2026 ($108 million as at October 31, 2025).