v3.26.1
Consolidated Statement of Income - CAD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Jul. 31, 2026
Apr. 30, 2026
Jul. 31, 2025
Jul. 31, 2026
Jul. 31, 2025
Interest, Dividend and Fee Income          
Loans $ 9,407 $ 8,868 $ 9,594 $ 27,518 $ 29,216
Securities (Note 2) 4,278 4,251 3,929 12,480 12,027
Securities borrowed or purchased under resale agreements 1,529 1,321 1,540 4,233 4,553
Deposits with banks 573 574 679 1,733 2,223
Interest, Dividend and Fee Income 15,787 15,014 15,742 45,964 48,019
Interest Expense          
Deposits 6,211 5,938 7,008 18,397 22,400
Securities sold but not yet purchased and securities lent or sold under repurchase agreements 2,760 2,657 2,227 7,687 6,790
Subordinated debt 109 105 118 323 344
Other liabilities 1,140 1,046 893 3,079 2,494
Interest Expense 10,220 9,746 10,246 29,486 32,028
Net Interest Income 5,567 5,268 5,496 16,478 15,991
Non-Interest Revenue          
Securities commissions and fees 325 323 286 964 849
Deposit and payment service charges 460 449 447 1,358 1,345
Trading revenues 850 883 406 2,599 2,027
Lending fees 358 327 327 1,025 1,013
Card fees 237 245 207 743 627
Investment management and custodial fees 741 676 589 2,095 1,719
Mutual fund revenues 463 420 376 1,304 1,092
Underwriting and advisory fees 500 504 453 1,430 1,248
Securities gains, other than trading (Note 2) 53 86 49 224 173
Foreign exchange gains, other than trading 81 86 65 243 203
Insurance service results (Note 5) 94 100 89 263 303
Insurance investment results (Notes 2 and 5) 66 51 29 193 85
Share of profit in associates and joint ventures 51 37 45 129 92
Other revenues 50 112 124 239 166
Non-Interest Revenue 4,329 4,299 3,492 12,809 10,942
Total Revenue 9,896 9,567 8,988 29,287 26,933
Provision for Credit Losses (Note 3) 722 739 797 2,207 2,862
Non-Interest Expense          
Employee compensation 3,167 3,083 2,955 9,802 9,040
Premises and equipment 1,209 1,140 1,081 3,489 3,253
Amortization of intangible assets 302 296 278 892 862
Advertising and business development 269 194 198 643 582
Communications 86 85 82 252 263
Professional fees 176 152 172 496 459
Association, clearing and annual regulator fees 81 79 71 231 232
Other (Note 13) 1,388 301 268 1,956 860
Non-Interest Expense 6,678 5,330 5,105 17,761 15,551
Income Before Provision for Income Taxes 2,496 3,498 3,086 9,319 8,520
Provision for income taxes (Note 11) 746 868 756 2,450 2,090
Net Income 1,750 2,630 2,330 6,869 6,430
Attributable to:          
Bank shareholders 1,748 2,626 2,327 6,864 6,421
Non-controlling interest in subsidiaries 2 4 3 5 9
Net Income $ 1,750 $ 2,630 $ 2,330 $ 6,869 $ 6,430
Earnings Per Common Share (Canadian $) (Note 10)          
Basic (in canadian dollars per share) $ 2.38 $ 3.54 $ 3.14 $ 9.33 $ 8.48
Diluted (in canadian dollars per share) 2.38 3.53 3.14 9.30 8.47
Dividends per common share          
Earnings Per Common Share (Canadian $) (Note 10)          
Dividends per common share (in canadian dollars per share) $ 1.71 $ 1.67 $ 1.63 $ 5.05 $ 4.81