The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 34,497,192 72,226 SH SOLE 0 0 72,226
ISHARES TR CORE S&P TTL STK 464287150 26,255,844 249,509 SH SOLE 0 0 249,509
ISHARES TR MSCI ACWI EX US 464288240 20,136,749 394,529 SH SOLE 0 0 394,529
ISHARES TR CORE TOTAL USD 46434V613 13,855,806 300,756 SH SOLE 0 0 300,756
ISHARES TR MSCI INTL QUALTY 46434V456 13,534,503 360,344 SH SOLE 0 0 360,344
ISHARES TR MSCI USA QLT FCT 46432F339 13,326,011 90,567 SH SOLE 0 0 90,567
APPLE INC COM 037833100 8,202,970 42,606 SH SOLE 0 0 42,606
ISHARES TR CORE HIGH DV ETF 46429B663 6,630,428 65,011 SH SOLE 0 0 65,011
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,674,367 101,929 SH SOLE 0 0 101,929
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,637,776 23,766 SH SOLE 0 0 23,766
ISHARES TR TRS FLT RT BD 46434V860 5,388,026 106,757 SH SOLE 0 0 106,757
ISHARES TR NATIONAL MUN ETF 464288414 4,839,097 44,637 SH SOLE 0 0 44,637
MICROSOFT CORP COM 594918104 4,804,243 12,776 SH SOLE 0 0 12,776
ISHARES TR EAFE VALUE ETF 464288877 4,788,809 91,916 SH SOLE 0 0 91,916
ISHARES TR MBS ETF 464288588 4,683,914 49,787 SH SOLE 0 0 49,787
ISHARES TR 20 YR TR BD ETF 464287432 3,945,708 39,904 SH SOLE 0 0 39,904
ISHARES TR EAFE GRWTH ETF 464288885 3,496,093 36,098 SH SOLE 0 0 36,098
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 3,418,391 136,354 SH SOLE 0 0 136,354
ISHARES TR CORE MSCI INTL 46435G326 3,133,277 49,219 SH SOLE 0 0 49,219
ISHARES TR CORE S&P MCP ETF 464287507 2,913,229 10,511 SH SOLE 0 0 10,511
AMAZON COM INC COM 023135106 2,777,159 18,278 SH SOLE 0 0 18,278
AIM ETF PRODUCTS TRUST US LRGCP B20 OCT 00888H505 2,732,414 83,509 SH SOLE 0 0 83,509
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 2,693,470 15,981 SH SOLE 0 0 15,981
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 2,667,120 77,465 SH SOLE 0 0 77,465
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,614,985 39,329 SH SOLE 0 0 39,329
JPMORGAN CHASE & CO COM 46625H100 2,463,598 14,483 SH SOLE 0 0 14,483
ISHARES TR IBOXX INV CP ETF 464287242 2,443,151 22,078 SH SOLE 0 0 22,078
ISHARES TR US TREAS BD ETF 46429B267 2,189,254 95,020 SH SOLE 0 0 95,020
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,170,500 4 SH SOLE 0 0 4
ISHARES INC CORE MSCI EMKT 46434G103 2,049,490 40,520 SH SOLE 0 0 40,520
NVIDIA CORPORATION COM 67066G104 1,795,297 3,625 SH SOLE 0 0 3,625
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,712,504 3,921 SH SOLE 0 0 3,921
ISHARES TR U.S. TECH ETF 464287721 1,498,047 12,204 SH SOLE 0 0 12,204
HOME DEPOT INC COM 437076102 1,494,035 4,311 SH SOLE 0 0 4,311
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,452,184 30,317 SH SOLE 0 0 30,317
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,425,822 2,810 SH SOLE 0 0 2,810
TESLA INC COM 88160R101 1,422,300 5,724 SH SOLE 0 0 5,724
ISHARES TR SHRT NAT MUN ETF 464288158 1,401,785 13,296 SH SOLE 0 0 13,296
ALPHABET INC CAP STK CL A 02079K305 1,360,022 9,736 SH SOLE 0 0 9,736
ISHARES TR S&P 500 GRWT ETF 464287309 1,324,989 17,643 SH SOLE 0 0 17,643
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 1,223,370 47,546 SH SOLE 0 0 47,546
ISHARES TR TIPS BD ETF 464287176 1,160,144 10,793 SH SOLE 0 0 10,793
INNOVATOR ETFS TR GRWT100 PWR BF 45782C466 1,129,841 27,101 SH SOLE 0 0 27,101
BROADCOM INC COM 11135F101 1,095,988 982 SH SOLE 0 0 982
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,065,343 2,987 SH SOLE 0 0 2,987
ISHARES TR CORE US AGGBD ET 464287226 1,049,261 10,572 SH SOLE 0 0 10,572
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,010,753 19,799 SH SOLE 0 0 19,799
ISHARES TR ESG AWR MSCI USA 46435G425 949,787 9,052 SH SOLE 0 0 9,052
ISHARES TR MSCI USA MIN VOL 46429B697 946,864 12,135 SH SOLE 0 0 12,135
VISA INC COM CL A 92826C839 941,869 3,618 SH SOLE 0 0 3,618
META PLATFORMS INC CL A 30303M102 914,633 2,584 SH SOLE 0 0 2,584
PROCTER AND GAMBLE CO COM 742718109 898,628 6,132 SH SOLE 0 0 6,132
ELI LILLY & CO COM 532457108 851,890 1,461 SH SOLE 0 0 1,461
SPDR SER TR PRTFLO S&P500 GW 78464A409 835,761 12,846 SH SOLE 0 0 12,846
BANK AMERICA CORP COM 060505104 826,112 24,536 SH SOLE 0 0 24,536
ISHARES TR JPMORGAN USD EMG 464288281 804,524 9,034 SH SOLE 0 0 9,034
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 786,584 23,320 SH SOLE 0 0 23,320
UNITEDHEALTH GROUP INC COM 91324P102 716,832 1,362 SH SOLE 0 0 1,362
COMCAST CORP NEW CL A 20030N101 716,804 16,347 SH SOLE 0 0 16,347
ALPHABET INC CAP STK CL C 02079K107 697,040 4,946 SH SOLE 0 0 4,946
KLA CORP COM NEW 482480100 691,166 1,189 SH SOLE 0 0 1,189
JOHNSON & JOHNSON COM 478160104 678,923 4,332 SH SOLE 0 0 4,332
MERCK & CO INC COM 58933Y105 673,553 6,178 SH SOLE 0 0 6,178
CHEVRON CORP NEW COM 166764100 652,462 4,374 SH SOLE 0 0 4,374
ADOBE INC COM 00724F101 638,959 1,071 SH SOLE 0 0 1,071
ABBVIE INC COM 00287Y109 635,372 4,100 SH SOLE 0 0 4,100
COCA COLA CO COM 191216100 627,885 10,655 SH SOLE 0 0 10,655
CISCO SYS INC COM 17275R102 616,668 12,206 SH SOLE 0 0 12,206
MASTERCARD INCORPORATED CL A 57636Q104 616,594 1,446 SH SOLE 0 0 1,446
BOEING CO COM 097023105 603,213 2,314 SH SOLE 0 0 2,314
WALMART INC COM 931142103 575,730 3,652 SH SOLE 0 0 3,652
ENTERPRISE PRODS PARTNERS L COM 293792107 575,326 21,834 SH SOLE 0 0 21,834
FAIR ISAAC CORP COM 303250104 569,201 489 SH SOLE 0 0 489
AMGEN INC COM 031162100 567,463 1,970 SH SOLE 0 0 1,970
AIM ETF PRODUCTS TRUST ALLIANZIM US LRG 00888H687 546,563 20,998 SH SOLE 0 0 20,998
HARTFORD FINL SVCS GROUP INC COM 416515104 545,619 6,788 SH SOLE 0 0 6,788
AIM ETF PRODUCTS TRUST ALLIANZIM US LRG 00888H711 542,928 21,003 SH SOLE 0 0 21,003
MCDONALDS CORP COM 580135101 542,559 1,830 SH SOLE 0 0 1,830
THE CIGNA GROUP COM 125523100 542,170 1,811 SH SOLE 0 0 1,811
AIM ETF PRODUCTS TRUST US LRGCP B20 JAN 00888H802 535,280 17,666 SH SOLE 0 0 17,666
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 526,992 2,400 SH SOLE 0 0 2,400
VANGUARD STAR FDS VG TL INTL STK F 921909768 521,292 8,994 SH SOLE 0 0 8,994
ISHARES TR RUSSELL 2000 ETF 464287655 515,624 2,569 SH SOLE 0 0 2,569
BLACKSTONE INC COM 09260D107 511,243 3,905 SH SOLE 0 0 3,905
COSTCO WHSL CORP NEW COM 22160K105 502,626 761 SH SOLE 0 0 761
RTX CORPORATION COM 75513E101 486,519 5,782 SH SOLE 0 0 5,782
MCKESSON CORP COM 58155Q103 475,480 1,027 SH SOLE 0 0 1,027
PEPSICO INC COM 713448108 475,054 2,797 SH SOLE 0 0 2,797
AIM ETF PRODUCTS TRUST US LRGCP B20 DEC 00888H794 466,071 16,437 SH SOLE 0 0 16,437
APPLIED MATLS INC COM 038222105 462,961 2,857 SH SOLE 0 0 2,857
BOOKING HOLDINGS INC COM 09857L108 454,044 128 SH SOLE 0 0 128
ISHARES TR S&P 100 ETF 464287101 443,653 1,986 SH SOLE 0 0 1,986
ABBOTT LABS COM 002824100 433,503 3,938 SH SOLE 0 0 3,938
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 432,478 31,339 SH SOLE 0 0 31,339
ALTRIA GROUP INC COM 02209S103 418,419 10,372 SH SOLE 0 0 10,372
INTEL CORP COM 458140100 407,518 8,110 SH SOLE 0 0 8,110
ORACLE CORP COM 68389X105 403,481 3,827 SH SOLE 0 0 3,827
PHILIP MORRIS INTL INC COM 718172109 402,004 4,273 SH SOLE 0 0 4,273
DISNEY WALT CO COM 254687106 393,835 4,362 SH SOLE 0 0 4,362
PFIZER INC COM 717081103 390,450 13,562 SH SOLE 0 0 13,562
ADVANCED MICRO DEVICES INC COM 007903107 386,656 2,623 SH SOLE 0 0 2,623
SALESFORCE INC COM 79466L302 379,711 1,443 SH SOLE 0 0 1,443
ISHARES TR CORE S&P SCP ETF 464287804 374,490 3,459 SH SOLE 0 0 3,459
MARATHON PETE CORP COM 56585A102 373,473 2,517 SH SOLE 0 0 2,517
BUILDERS FIRSTSOURCE INC COM 12008R107 371,108 2,223 SH SOLE 0 0 2,223
SPDR S&P 500 ETF TR TR UNIT 78462F103 369,820 778 SH SOLE 0 0 778
ISHARES TR RUS 1000 ETF 464287622 365,004 1,392 SH SOLE 0 0 1,392
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 364,247 7,745 SH SOLE 0 0 7,745
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 359,389 2,635 SH SOLE 0 0 2,635
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 352,190 6,273 SH SOLE 0 0 6,273
SYNCHRONY FINANCIAL COM 87165B103 341,417 8,940 SH SOLE 0 0 8,940
ARCHER DANIELS MIDLAND CO COM 039483102 338,640 4,689 SH SOLE 0 0 4,689
CARDINAL HEALTH INC COM 14149Y108 338,184 3,355 SH SOLE 0 0 3,355
NETFLIX INC COM 64110L106 334,487 687 SH SOLE 0 0 687
TEXAS INSTRS INC COM 882508104 333,249 1,955 SH SOLE 0 0 1,955
LOWES COS INC COM 548661107 328,261 1,475 SH SOLE 0 0 1,475
CITIGROUP INC COM NEW 172967424 325,409 6,326 SH SOLE 0 0 6,326
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 323,833 1,970 SH SOLE 0 0 1,970
DEERE & CO COM 244199105 322,268 806 SH SOLE 0 0 806
INTERNATIONAL BUSINESS MACHS COM 459200101 321,539 1,966 SH SOLE 0 0 1,966
AMERICAN INTL GROUP INC COM NEW 026874784 320,051 4,724 SH SOLE 0 0 4,724
CONOCOPHILLIPS COM 20825C104 316,987 2,731 SH SOLE 0 0 2,731
CATERPILLAR INC COM 149123101 316,071 1,069 SH SOLE 0 0 1,069
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 314,415 896 SH SOLE 0 0 896
INNOVATOR ETFS TR INTRNL DEV JAN 45782C524 313,372 10,308 SH SOLE 0 0 10,308
GENERAL DYNAMICS CORP COM 369550108 310,306 1,195 SH SOLE 0 0 1,195
PIMCO ETF TR ACTIVE BD ETF 72201R775 309,686 3,350 SH SOLE 0 0 3,350
PHILLIPS 66 COM 718546104 308,441 2,317 SH SOLE 0 0 2,317
WILLIAMS COS INC COM 969457100 308,280 8,851 SH SOLE 0 0 8,851
DISCOVER FINL SVCS COM 254709108 307,363 2,735 SH SOLE 0 0 2,735
ISHARES GOLD TR ISHARES NEW 464285204 304,356 7,798 SH SOLE 0 0 7,798
MORGAN STANLEY COM NEW 617446448 304,345 3,264 SH SOLE 0 0 3,264
DOW INC COM 260557103 303,539 5,535 SH SOLE 0 0 5,535
VERIZON COMMUNICATIONS INC COM 92343V104 301,439 7,996 SH SOLE 0 0 7,996
LOCKHEED MARTIN CORP COM 539830109 295,837 653 SH SOLE 0 0 653
GENERAL ELECTRIC CO COM NEW 369604301 293,549 2,300 SH SOLE 0 0 2,300
NEXTERA ENERGY INC COM 65339F101 284,485 4,684 SH SOLE 0 0 4,684
ONEOK INC NEW COM 682680103 281,020 4,002 SH SOLE 0 0 4,002
TRAVELERS COMPANIES INC COM 89417E109 280,592 1,473 SH SOLE 0 0 1,473
WELLS FARGO CO NEW COM 949746101 271,645 5,519 SH SOLE 0 0 5,519
AT&T INC COM 00206R102 270,564 16,124 SH SOLE 0 0 16,124
VALERO ENERGY CORP COM 91913Y100 269,692 2,075 SH SOLE 0 0 2,075
CHUBB LIMITED COM H1467J104 267,858 1,185 SH SOLE 0 0 1,185
GILEAD SCIENCES INC COM 375558103 266,766 3,293 SH SOLE 0 0 3,293
LINDE PLC SHS G54950103 262,962 640 SH SOLE 0 0 640
UNITED PARCEL SERVICE INC CL B 911312106 262,942 1,672 SH SOLE 0 0 1,672
ISHARES TR US INFRASTRUC 46435U713 260,836 6,477 SH SOLE 0 0 6,477
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 259,024 3,348 SH SOLE 0 0 3,348
KROGER CO COM 501044101 256,067 5,602 SH SOLE 0 0 5,602
AMERICAN EXPRESS CO COM 025816109 253,428 1,353 SH SOLE 0 0 1,353
CHENIERE ENERGY INC COM NEW 16411R208 251,968 1,476 SH SOLE 0 0 1,476
CF INDS HLDGS INC COM 125269100 243,906 3,068 SH SOLE 0 0 3,068
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 242,349 2,171 SH SOLE 0 0 2,171
STARBUCKS CORP COM 855244109 242,041 2,521 SH SOLE 0 0 2,521
S&P GLOBAL INC COM 78409V104 241,849 549 SH SOLE 0 0 549
HOLOGIC INC COM 436440101 241,715 3,383 SH SOLE 0 0 3,383
PNC FINL SVCS GROUP INC COM 693475105 241,256 1,558 SH SOLE 0 0 1,558
DUKE ENERGY CORP NEW COM NEW 26441C204 238,203 2,455 SH SOLE 0 0 2,455
CAPITAL ONE FINL CORP COM 14040H105 237,983 1,815 SH SOLE 0 0 1,815
INTUIT COM 461202103 235,636 377 SH SOLE 0 0 377
UNION PAC CORP COM 907818108 234,567 955 SH SOLE 0 0 955
THERMO FISHER SCIENTIFIC INC COM 883556102 229,307 432 SH SOLE 0 0 432
EATON CORP PLC SHS G29183103 228,297 948 SH SOLE 0 0 948
MEDTRONIC PLC SHS G5960L103 227,286 2,759 SH SOLE 0 0 2,759
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 223,440 1,311 SH SOLE 0 0 1,311
PROLOGIS INC. COM 74340W103 221,991 1,665 SH SOLE 0 0 1,665
TJX COS INC NEW COM 872540109 221,298 2,359 SH SOLE 0 0 2,359
STATE STR CORP COM 857477103 215,881 2,787 SH SOLE 0 0 2,787
LENNAR CORP CL A 526057104 215,810 1,448 SH SOLE 0 0 1,448
EQUIFAX INC COM 294429105 214,895 869 SH SOLE 0 0 869
ISHARES TR RUS 1000 GRW ETF 464287614 213,289 704 SH SOLE 0 0 704
BANK NEW YORK MELLON CORP COM 064058100 211,479 4,063 SH SOLE 0 0 4,063
INVESCO QQQ TR UNIT SER 1 46090E103 210,216 513 SH SOLE 0 0 513
NVR INC COM 62944T105 210,014 30 SH SOLE 0 0 30
EXPEDITORS INTL WASH INC COM 302130109 208,862 1,642 SH SOLE 0 0 1,642
ILLINOIS TOOL WKS INC COM 452308109 206,488 788 SH SOLE 0 0 788
TARGA RES CORP COM 87612G101 206,403 2,376 SH SOLE 0 0 2,376
CINTAS CORP COM 172908105 203,096 337 SH SOLE 0 0 337
STRYKER CORPORATION COM 863667101 201,836 674 SH SOLE 0 0 674
MPLX LP COM UNIT REP LTD 55336V100 201,262 5,481 SH SOLE 0 0 5,481
VANGUARD INDEX FDS GROWTH ETF 922908736 200,828 646 SH SOLE 0 0 646
VIATRIS INC COM 92556V106 158,757 14,659 SH SOLE 0 0 14,659