The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 36,076,717 75,634 SH SOLE 0 0 75,634
ISHARES TR MSCI USA QLT FCT 46432F339 17,706,335 121,643 SH SOLE 0 0 121,643
ISHARES TR CORE MSCI INTL 46435G326 15,279,955 226,169 SH SOLE 0 0 226,169
ISHARES TR MSCI INTL QUALTY 46434V456 8,416,841 213,734 SH SOLE 0 0 213,734
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,672,609 67,893 SH SOLE 0 0 67,893
ISHARES TR MSCI EAFE MIN VL 46429B689 6,628,083 86,337 SH SOLE 0 0 86,337
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,868,707 24,307 SH SOLE 0 0 24,307
ISHARES TR CORE S&P SCP ETF 464287804 5,436,162 47,473 SH SOLE 0 0 47,473
ISHARES TR CORE S&P MCP ETF 464287507 5,410,777 19,114 SH SOLE 0 0 19,114
APPLE INC COM 037833100 4,680,110 26,356 SH SOLE 0 0 26,356
ISHARES TR CORE DIV GRWTH 46434V621 3,742,314 67,332 SH SOLE 0 0 67,332
ISHARES TR CORE S&P US GWT 464287671 3,118,047 26,963 SH SOLE 0 0 26,963
ISHARES TR CORE S&P US VLU 464287663 2,668,927 34,961 SH SOLE 0 0 34,961
MICROSOFT CORP COM 594918104 2,627,845 7,814 SH SOLE 0 0 7,814
ISHARES TR CORE S&P TTL STK 464287150 2,609,883 24,396 SH SOLE 0 0 24,396
ISHARES INC CORE MSCI EMKT 46434G103 2,593,195 43,321 SH SOLE 0 0 43,321
TESLA INC COM 88160R101 2,552,124 2,415 SH SOLE 0 0 2,415
ISHARES TR RUS MD CP GR ETF 464287481 2,508,455 21,771 SH SOLE 0 0 21,771
ISHARES TR RUS 1000 GRW ETF 464287614 2,478,335 8,110 SH SOLE 0 0 8,110
AMAZON COM INC COM 023135106 2,387,387 716 SH SOLE 0 0 716
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,834,763 33,414 SH SOLE 0 0 33,414
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,811,354 35,475 SH SOLE 0 0 35,475
ISHARES TR EAFE VALUE ETF 464288877 1,450,476 28,785 SH SOLE 0 0 28,785
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,429,913 2,762 SH SOLE 0 0 2,762
ALPHABET INC CAP STK CL A 02079K305 1,225,448 423 SH SOLE 0 0 423
JPMORGAN CHASE & CO COM 46625H100 1,218,633 7,696 SH SOLE 0 0 7,696
ISHARES TR RUSSELL 2000 ETF 464287655 982,616 4,417 SH SOLE 0 0 4,417
ISHARES TR CORE US AGGBD ET 464287226 970,794 8,510 SH SOLE 0 0 8,510
EQUIFAX INC COM 294429105 868,422 2,966 SH SOLE 0 0 2,966
ISHARES TR NATIONAL MUN ETF 464288414 825,239 7,097 SH SOLE 0 0 7,097
SPDR SER TR PRTFLO S&P500 GW 78464A409 787,024 10,860 SH SOLE 0 0 10,860
DISNEY WALT CO COM 254687106 783,186 5,056 SH SOLE 0 0 5,056
UNITEDHEALTH GROUP INC COM 91324P102 748,733 1,491 SH SOLE 0 0 1,491
HOME DEPOT INC COM 437076102 726,428 1,750 SH SOLE 0 0 1,750
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 716,703 2,397 SH SOLE 0 0 2,397
ALPHABET INC CAP STK CL C 02079K107 659,739 228 SH SOLE 0 0 228
META PLATFORMS INC CL A 30303M102 648,483 1,928 SH SOLE 0 0 1,928
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 624,469 2,453 SH SOLE 0 0 2,453
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 614,691 1,408 SH SOLE 0 0 1,408
JOHNSON & JOHNSON COM 478160104 597,094 3,490 SH SOLE 0 0 3,490
PFIZER INC COM 717081103 591,102 10,010 SH SOLE 0 0 10,010
VISA INC COM CL A 92826C839 573,781 2,648 SH SOLE 0 0 2,648
BROADCOM INC COM 11135F101 527,041 792 SH SOLE 0 0 792
SPDR S&P 500 ETF TR TR UNIT 78462F103 481,609 1,014 SH SOLE 0 0 1,014
ISHARES TR CORE MSCI TOTAL 46432F834 474,660 6,691 SH SOLE 0 0 6,691
BLACKSTONE INC COM 09260D107 460,370 3,558 SH SOLE 0 0 3,558
ISHARES TR MSCI AC ASIA ETF 464288182 452,783 5,475 SH SOLE 0 0 5,475
BERKSHIRE HATHAWAY INC DEL CL A 084670108 450,662 1 SH SOLE 0 0 1
NVIDIA CORPORATION COM 67066G104 447,659 1,522 SH SOLE 0 0 1,522
BK OF AMERICA CORP COM 060505104 447,632 10,061 SH SOLE 0 0 10,061
ISHARES TR 20 YR TR BD ETF 464287432 441,903 2,982 SH SOLE 0 0 2,982
ISHARES TR RUS MDCP VAL ETF 464287473 439,467 3,591 SH SOLE 0 0 3,591
PROCTER AND GAMBLE CO COM 742718109 421,901 2,579 SH SOLE 0 0 2,579
NEXTERA ENERGY INC COM 65339F101 413,334 4,427 SH SOLE 0 0 4,427
MASTERCARD INCORPORATED CL A 57636Q104 408,098 1,136 SH SOLE 0 0 1,136
CISCO SYS INC COM 17275R102 402,186 6,347 SH SOLE 0 0 6,347
ISHARES TR RUS 1000 ETF 464287622 398,698 1,508 SH SOLE 0 0 1,508
ENTERPRISE PRODS PARTNERS L COM 293792107 392,425 17,870 SH SOLE 0 0 17,870
COMCAST CORP NEW CL A 20030N101 386,434 7,678 SH SOLE 0 0 7,678
ABBVIE INC COM 00287Y109 364,914 2,695 SH SOLE 0 0 2,695
RAYTHEON TECHNOLOGIES CORP COM 75513E101 364,245 4,232 SH SOLE 0 0 4,232
VANGUARD INDEX FDS GROWTH ETF 922908736 345,288 1,076 SH SOLE 0 0 1,076
CHEVRON CORP NEW COM 166764100 339,967 2,897 SH SOLE 0 0 2,897
ISHARES TR RUS MID CAP ETF 464287499 332,787 4,009 SH SOLE 0 0 4,009
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 330,071 1,922 SH SOLE 0 0 1,922
BOEING CO COM 097023105 329,596 1,637 SH SOLE 0 0 1,637
ISHARES TR GLOBAL TECH ETF 464287291 326,457 5,070 SH SOLE 0 0 5,070
COSTCO WHSL CORP NEW COM 22160K105 324,342 571 SH SOLE 0 0 571
MEDTRONIC PLC SHS G5960L103 314,385 3,039 SH SOLE 0 0 3,039
MORGAN STANLEY COM NEW 617446448 312,247 3,181 SH SOLE 0 0 3,181
INVESCO QQQ TR UNIT SER 1 46090E103 307,152 772 SH SOLE 0 0 772
ISHARES TR MSCI ACWI EX US 464288240 300,407 5,403 SH SOLE 0 0 5,403
VANGUARD INDEX FDS MID CAP ETF 922908629 298,396 1,171 SH SOLE 0 0 1,171
PEPSICO INC COM 713448108 294,450 1,695 SH SOLE 0 0 1,695
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 286,107 2,794 SH SOLE 0 0 2,794
DEERE & CO COM 244199105 284,012 828 SH SOLE 0 0 828
ABBOTT LABS COM 002824100 282,324 2,006 SH SOLE 0 0 2,006
AMGEN INC COM 031162100 282,083 1,254 SH SOLE 0 0 1,254
REGENERON PHARMACEUTICALS COM 75886F107 273,448 433 SH SOLE 0 0 433
FEDEX CORP COM 31428X106 262,658 1,016 SH SOLE 0 0 1,016
UNITED PARCEL SERVICE INC CL B 911312106 256,608 1,197 SH SOLE 0 0 1,197
FIDELITY NATL INFORMATION SV COM 31620M106 254,647 2,333 SH SOLE 0 0 2,333
SALESFORCE COM INC COM 79466L302 250,826 987 SH SOLE 0 0 987
PNC FINL SVCS GROUP INC COM 693475105 236,413 1,179 SH SOLE 0 0 1,179
THERMO FISHER SCIENTIFIC INC COM 883556102 235,536 353 SH SOLE 0 0 353
ZOETIS INC CL A 98978V103 233,781 958 SH SOLE 0 0 958
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 231,222 28,095 SH SOLE 0 0 28,095
JOHNSON CTLS INTL PLC SHS G51502105 228,562 2,811 SH SOLE 0 0 2,811
BOOKING HOLDINGS INC COM 09857L108 227,927 95 SH SOLE 0 0 95
LILLY ELI & CO COM 532457108 225,235 815 SH SOLE 0 0 815
WALMART INC COM 931142103 225,109 1,556 SH SOLE 0 0 1,556
QUALCOMM INC COM 747525103 224,534 1,228 SH SOLE 0 0 1,228
ANTHEM INC COM 036752103 218,847 472 SH SOLE 0 0 472
COCA COLA CO COM 191216100 216,966 3,664 SH SOLE 0 0 3,664
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 215,981 521 SH SOLE 0 0 521
ISHARES TR S&P 500 GRWT ETF 464287309 215,869 2,580 SH SOLE 0 0 2,580
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 214,888 1,902 SH SOLE 0 0 1,902
VERIZON COMMUNICATIONS INC COM 92343V104 214,595 4,130 SH SOLE 0 0 4,130
ADOBE SYSTEMS INCORPORATED COM 00724F101 213,782 377 SH SOLE 0 0 377
PHILIP MORRIS INTL INC COM 718172109 213,560 2,248 SH SOLE 0 0 2,248
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 209,894 2,583 SH SOLE 0 0 2,583
DISCOVER FINL SVCS COM 254709108 208,248 1,802 SH SOLE 0 0 1,802
CVS HEALTH CORP COM 126650100 206,629 2,003 SH SOLE 0 0 2,003
ORACLE CORP COM 68389X105 206,047 2,363 SH SOLE 0 0 2,363
SYNCHRONY FINANCIAL COM 87165B103 206,037 4,441 SH SOLE 0 0 4,441
DANAHER CORPORATION COM 235851102 203,986 620 SH SOLE 0 0 620
AT&T INC COM 00206R102 200,927 8,168 SH SOLE 0 0 8,168
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 121,102 12,966 SH SOLE 0 0 12,966