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      <totLiabs>2720.83</totLiabs>
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        <fairValLevel>1</fairValLevel>
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        <name>Schwab U.S. Large-Cap ETF</name>
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        <fairValLevel>1</fairValLevel>
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        <name>Schwab U.S. Small-Cap ETF</name>
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        <fairValLevel>1</fairValLevel>
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      <invstOrSec>
        <name>Schwab International Equity ETF</name>
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      <invstOrSec>
        <name>Schwab U.S. Aggregate Bond ETF</name>
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        <fairValLevel>1</fairValLevel>
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      <invstOrSec>
        <name>Schwab U.S. REIT ETF</name>
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        <fairValLevel>1</fairValLevel>
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        <fairValLevel>1</fairValLevel>
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        <payoffProfile>Long</payoffProfile>
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        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>
        
        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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    </invstOrSecs>
    <explntrNotes>
      <explntrNote note="Monthly returns presented in Item B.5(a) have been calculated without deducting any applicable sales loads or redemption fees. The fund does not have sales loads or redemption fees." noteItem="B.5.a"/>
    </explntrNotes>
    <signature>
      <ncom:dateSigned>2026-07-27</ncom:dateSigned>
      <ncom:nameOfApplicant>SCHWAB CAPITAL TRUST</ncom:nameOfApplicant>
      <ncom:signature>Dana Smith</ncom:signature>
      <ncom:signerName>Dana Smith</ncom:signerName>
      <ncom:title>CFO</ncom:title>
    </signature>
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  <documents>XXXX</documents>
</edgarSubmission>
