The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,955,287 7,468 SH SOLE 0 0 0 7,468
AIRBNB INC COM CL A 009066101 247,715 1,339 SH SOLE 0 0 0 1,339
ALPHABET INC CAP STK CL C 02079K107 492,646 1,457 SH SOLE 0 0 0 1,457
ALPHABET INC CAP STK CL A 02079K305 1,146,850 3,366 SH SOLE 0 0 0 3,366
AMAZON COM INC COM 023135106 1,794,163 6,898 SH SOLE 0 0 0 6,898
APPLE INC COM 037833100 2,846,159 9,143 SH SOLE 0 0 0 9,143
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 313,022 630 SH SOLE 0 0 0 630
BLACKROCK ETF TRUST II SHOR DURA HI ETF 092528108 442,389 19,995 SH SOLE 0 0 0 19,995
BLACKSTONE INC COM 09260D107 226,117 1,600 SH SOLE 0 0 0 1,600
BROWN & BROWN INC COM 115236101 347,714 4,824 SH SOLE 0 0 0 4,824
CATERPILLAR INC COM 149123101 221,786 272 SH SOLE 0 0 0 272
CME GROUP INC COM 12572Q105 312,042 1,152 SH SOLE 0 0 0 1,152
COSTCO WHOLESALE CORPORATION COM 22160K105 211,329 226 SH SOLE 0 0 0 226
DANAHER CORP DEL COM 235851102 298,388 1,382 SH SOLE 0 0 0 1,382
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 7,764,203 134,329 SH SOLE 0 0 0 134,329
DIREXION SHARES ETF TRUST DAI SEM BUL ETF 25459W458 296,464 2,426 SH SOLE 0 0 0 2,426
ELI LILLY & CO COM 532457108 286,212 230 SH SOLE 0 0 0 230
EXXON MOBIL CORP COM 30231G102 246,458 1,483 SH SOLE 0 0 0 1,483
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 12,962,373 307,968 SH SOLE 0 0 0 307,968
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 2,282,326 28,004 SH SOLE 0 0 0 28,004
FIRST TR EXCHANGE-TRADED ALP COM SHS 33733F101 207,881 1,110 SH SOLE 0 0 0 1,110
GILEAD SCIENCES INC COM 375558103 678,471 4,730 SH SOLE 0 0 0 4,730
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109 42,885 12,218 SH SOLE 0 0 0 12,218
INVESCO EXCHANGE TRADED FD T LARG CAP GRO ETF 46137V746 241,754 1,550 SH SOLE 0 0 0 1,550
INVESCO QQQ TR UNIT SER 1 46090E103 1,675,743 2,349 SH SOLE 0 0 0 2,349
ISHARES INC CORE MSCI EMKT 46434G103 2,043,214 25,049 SH SOLE 0 0 0 25,049
ISHARES TR CORE S&P MCP ETF 464287507 569,046 7,451 SH SOLE 0 0 0 7,451
ISHARES TR CORE S&P SCP ETF 464287804 711,212 4,859 SH SOLE 0 0 0 4,859
ISHARES TR SP SMCP600VL ETF 464287879 843,880 6,137 SH SOLE 0 0 0 6,137
ISHARES TR S&P SML 600 GWT 464287887 3,001,416 17,364 SH SOLE 0 0 0 17,364
ISHARES TR CORE S&P500 ETF 464287200 444,280 580 SH SOLE 0 0 0 580
ISHARES TR MSCI EAFE ETF 464287465 2,835,090 26,410 SH SOLE 0 0 0 26,410
ISHARES TR RUS MD CP GR ETF 464287481 1,889,501 13,283 SH SOLE 0 0 0 13,283
ISHARES TR MSCI EMG MKT ETF 464287234 710,807 10,670 SH SOLE 0 0 0 10,670
ISHARES TR S&P 100 ETF 464287101 358,282 951 SH SOLE 0 0 0 951
JOHNSON & JOHNSON COM 478160104 371,644 1,390 SH SOLE 0 0 0 1,390
JPMORGAN CHASE & CO COM 46625H100 2,815,221 8,008 SH SOLE 0 0 0 8,008
MERCK & CO INC COM 58933Y105 280,250 1,881 SH SOLE 0 0 0 1,881
META PLATFORMS INC CL A 30303M102 330,251 605 SH SOLE 0 0 0 605
MICROSOFT CORP COM 594918104 1,636,697 3,402 SH SOLE 0 0 0 3,402
MOTOROLA SOLUTIONS INC COM NEW 620076307 551,305 1,164 SH SOLE 0 0 0 1,164
NVIDIA CORPORATION COM 67066G104 1,929,289 8,897 SH SOLE 0 0 0 8,897
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,530,878 111,150 SH SOLE 0 0 0 111,150
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,239,677 35,308 SH SOLE 0 0 0 35,308
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,463,253 40,466 SH SOLE 0 0 0 40,466
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 20,039,333 710,111 SH SOLE 0 0 0 710,111
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,629,980 75,901 SH SOLE 0 0 0 75,901
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 38,525,589 1,097,595 SH SOLE 0 0 0 1,097,595
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 34,082,140 979,372 SH SOLE 0 0 0 979,372
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 218,036 3,420 SH SOLE 0 0 0 3,420
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 239,450 1,389 SH SOLE 0 0 0 1,389
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 3,860,138 28,807 SH SOLE 0 0 0 28,807
SPDR GOLD TR GOLD SHS 78463V107 256,631 618 SH SOLE 0 0 0 618
SPDR SERIES TRUST ST STR SP DIV 78464A763 907,063 5,738 SH SOLE 0 0 0 5,738
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 2,966,056 127,299 SH SOLE 0 0 0 127,299
SPDR SERIES TRUST ST STR P500GRW 78464A409 299,645 2,501 SH SOLE 0 0 0 2,501
STARBUCKS CORP COM 855244109 222,141 2,136 SH SOLE 0 0 0 2,136
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 749,658 983 SH SOLE 0 0 0 983
STIFEL FINL CORP COM 860630102 222,785 2,789 SH SOLE 0 0 0 2,789
TARGET CORP COM 87612E106 486,618 3,075 SH SOLE 0 0 0 3,075
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 271,670 3,500 SH SOLE 0 0 0 3,500
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,548,278 2,200 SH SOLE 0 0 0 2,200
VANGUARD INDEX FDS VALUE ETF 922908744 2,930,999 13,016 SH SOLE 0 0 0 13,016
VANGUARD INDEX FDS MID CAP ETF 922908629 19,482,874 236,070 SH SOLE 0 0 0 236,070
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,037,352 32,475 SH SOLE 0 0 0 32,475
VANGUARD INDEX FDS SMALL CP ETF 922908751 221,369 731 SH SOLE 0 0 0 731
VANGUARD INDEX FDS GROWTH ETF 922908736 2,299,736 26,382 SH SOLE 0 0 0 26,382
VANGUARD INDEX FDS SML CP GRW ETF 922908595 7,089,799 19,906 SH SOLE 0 0 0 19,906
VANGUARD INDEX FDS TOTAL STK MKT 922908769 692,839 1,840 SH SOLE 0 0 0 1,840
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,518,683 208,575 SH SOLE 0 0 0 208,575
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 668,531 7,866 SH SOLE 0 0 0 7,866
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 624,452 12,605 SH SOLE 0 0 0 12,605
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,763,996 77,118 SH SOLE 0 0 0 77,118
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 736,365 10,109 SH SOLE 0 0 0 10,109
VISA INC COM CL A 92826C839 258,260 706 SH SOLE 0 0 0 706
WALMART INC COM 931142103 658,636 6,343 SH SOLE 0 0 0 6,343