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          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_RealEstateSecuritiesRiskMember" xlink:label="loc_cik0000925683_RealEstateSecuritiesRiskMember_200616" />
          <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cef_AllRisksMember_200074" xlink:to="loc_cik0000925683_RealEstateSecuritiesRiskMember_200616" use="optional" order="19" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_SmallAndMidsizedCompanyRiskMember" xlink:label="loc_cik0000925683_SmallAndMidsizedCompanyRiskMember_200617" />
          <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_cef_AllRisksMember_200074" xlink:to="loc_cik0000925683_SmallAndMidsizedCompanyRiskMember_200617" use="optional" order="20" />
        </link:definitionLink>
        <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link" >
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_BankingIndustryRiskMember" xml:lang="en-US">Banking industry risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_BankingIndustryRiskMember" xlink:to="lab_cik0000925683_BankingIndustryRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_ChangingDistributionLevelAndReturnOfCapitalRiskMember" xlink:label="loc_cik0000925683_ChangingDistributionLevelAndReturnOfCapitalRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_ChangingDistributionLevelAndReturnOfCapitalRiskMember" xml:lang="en-US">Changing distribution level And return of capital risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_ChangingDistributionLevelAndReturnOfCapitalRiskMember" xlink:to="lab_cik0000925683_ChangingDistributionLevelAndReturnOfCapitalRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_ConcentrationRiskMember" xlink:label="loc_cik0000925683_ConcentrationRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_ConcentrationRiskMember" xml:lang="en-US">Concentration risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_ConcentrationRiskMember" xlink:to="lab_cik0000925683_ConcentrationRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_CreditAndCounterpartyRiskMember" xlink:label="loc_cik0000925683_CreditAndCounterpartyRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_CreditAndCounterpartyRiskMember" xml:lang="en-US">Credit and counterparty risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_CreditAndCounterpartyRiskMember" xlink:to="lab_cik0000925683_CreditAndCounterpartyRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_EconomicAndMarketEventsRiskMember" xlink:label="loc_cik0000925683_EconomicAndMarketEventsRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_EconomicAndMarketEventsRiskMember" xml:lang="en-US">Economic and market events risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_EconomicAndMarketEventsRiskMember" xlink:to="lab_cik0000925683_EconomicAndMarketEventsRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_EquitySecuritiesRiskMember" xlink:label="loc_cik0000925683_EquitySecuritiesRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_EquitySecuritiesRiskMember" xml:lang="en-US">Equity securities risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_EquitySecuritiesRiskMember" xlink:to="lab_cik0000925683_EquitySecuritiesRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_EsgIntegrationRiskMember" xlink:label="loc_cik0000925683_EsgIntegrationRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_EsgIntegrationRiskMember" xml:lang="en-US">ESG integration risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_EsgIntegrationRiskMember" xlink:to="lab_cik0000925683_EsgIntegrationRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_FixedIncomeSecuritiesRiskMember" xlink:label="loc_cik0000925683_FixedIncomeSecuritiesRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_FixedIncomeSecuritiesRiskMember" xml:lang="en-US">Fixed income securities risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_FixedIncomeSecuritiesRiskMember" xlink:to="lab_cik0000925683_FixedIncomeSecuritiesRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_ForeignSecuritiesRiskMember" xlink:label="loc_cik0000925683_ForeignSecuritiesRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_ForeignSecuritiesRiskMember" xml:lang="en-US">Foreign securities risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_ForeignSecuritiesRiskMember" xlink:to="lab_cik0000925683_ForeignSecuritiesRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_HedgingDerivativesAndOtherStrategicTransactionsRiskMember" xlink:label="loc_cik0000925683_HedgingDerivativesAndOtherStrategicTransactionsRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_HedgingDerivativesAndOtherStrategicTransactionsRiskMember" xml:lang="en-US">Hedging, derivatives, and other strategic transactions risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_HedgingDerivativesAndOtherStrategicTransactionsRiskMember" xlink:to="lab_cik0000925683_HedgingDerivativesAndOtherStrategicTransactionsRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_LargeCompanyRiskMember" xlink:label="loc_cik0000925683_LargeCompanyRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_LargeCompanyRiskMember" xml:lang="en-US">Large company risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_LargeCompanyRiskMember" xlink:to="lab_cik0000925683_LargeCompanyRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_LeveragingRiskMember" xlink:label="loc_cik0000925683_LeveragingRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_LeveragingRiskMember" xml:lang="en-US">Leveraging risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_LeveragingRiskMember" xlink:to="lab_cik0000925683_LeveragingRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_LiquidityRiskMember" xlink:label="loc_cik0000925683_LiquidityRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_LiquidityRiskMember" xml:lang="en-US">Liquidity risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_LiquidityRiskMember" xlink:to="lab_cik0000925683_LiquidityRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_LowerRatedAndHighyieldFixedincomeSecuritiesRiskMember" xlink:label="loc_cik0000925683_LowerRatedAndHighyieldFixedincomeSecuritiesRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_LowerRatedAndHighyieldFixedincomeSecuritiesRiskMember" xml:lang="en-US">Lower rated and highyield fixedincome securities risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_LowerRatedAndHighyieldFixedincomeSecuritiesRiskMember" xlink:to="lab_cik0000925683_LowerRatedAndHighyieldFixedincomeSecuritiesRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_OperationalAndCybersecurityRiskMember" xlink:label="loc_cik0000925683_OperationalAndCybersecurityRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_OperationalAndCybersecurityRiskMember" xml:lang="en-US">Operational and cybersecurity risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_OperationalAndCybersecurityRiskMember" xlink:to="lab_cik0000925683_OperationalAndCybersecurityRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_PreferredAndConvertibleSecuritiesRiskMember" xlink:label="loc_cik0000925683_PreferredAndConvertibleSecuritiesRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_PreferredAndConvertibleSecuritiesRiskMember" xml:lang="en-US">Preferred and convertible securities risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_PreferredAndConvertibleSecuritiesRiskMember" xlink:to="lab_cik0000925683_PreferredAndConvertibleSecuritiesRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_PrincipalRisksMember" xlink:label="loc_cik0000925683_PrincipalRisksMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_PrincipalRisksMember" xml:lang="en-US">Principal Risks [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_PrincipalRisksMember" xlink:to="lab_cik0000925683_PrincipalRisksMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_RealEstateInvestmentTrustRiskReitMember" xlink:label="loc_cik0000925683_RealEstateInvestmentTrustRiskReitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_RealEstateInvestmentTrustRiskReitMember" xml:lang="en-US">Real estate investment trust risk (REIT) [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_RealEstateInvestmentTrustRiskReitMember" xlink:to="lab_cik0000925683_RealEstateInvestmentTrustRiskReitMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_RealEstateSecuritiesRiskMember" xlink:label="loc_cik0000925683_RealEstateSecuritiesRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_RealEstateSecuritiesRiskMember" xml:lang="en-US">Real estate securities risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_RealEstateSecuritiesRiskMember" xlink:to="lab_cik0000925683_RealEstateSecuritiesRiskMember" />
          <link:loc xlink:type="locator" xlink:href="cik0000925683-20260630.xsd#cik0000925683_SmallAndMidsizedCompanyRiskMember" xlink:label="loc_cik0000925683_SmallAndMidsizedCompanyRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0000925683_SmallAndMidsizedCompanyRiskMember" xml:lang="en-US">Small and midsized company risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0000925683_SmallAndMidsizedCompanyRiskMember" xlink:to="lab_cik0000925683_SmallAndMidsizedCompanyRiskMember" />
        </link:labelLink>
      </link:linkbase>
    </appinfo>
  </annotation>
  <import namespace="http://xbrl.sec.gov/cef/2026" schemaLocation="https://xbrl.sec.gov/cef/2026/cef-2026.xsd" />
  <import namespace="http://xbrl.sec.gov/cef-pre/2026" schemaLocation="https://xbrl.sec.gov/cef/2026/cef-2026_pre.xsd" />
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
  <import namespace="http://xbrl.sec.gov/dei/2026" schemaLocation="https://xbrl.sec.gov/dei/2026/dei-2026.xsd" />
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd" />
  <element name="BankingIndustryRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_BankingIndustryRiskMember" substitutionGroup="xbrli:item" />
  <element name="ChangingDistributionLevelAndReturnOfCapitalRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_ChangingDistributionLevelAndReturnOfCapitalRiskMember" substitutionGroup="xbrli:item" />
  <element name="ConcentrationRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_ConcentrationRiskMember" substitutionGroup="xbrli:item" />
  <element name="CreditAndCounterpartyRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_CreditAndCounterpartyRiskMember" substitutionGroup="xbrli:item" />
  <element name="EconomicAndMarketEventsRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_EconomicAndMarketEventsRiskMember" substitutionGroup="xbrli:item" />
  <element name="EquitySecuritiesRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_EquitySecuritiesRiskMember" substitutionGroup="xbrli:item" />
  <element name="EsgIntegrationRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_EsgIntegrationRiskMember" substitutionGroup="xbrli:item" />
  <element name="FixedIncomeSecuritiesRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_FixedIncomeSecuritiesRiskMember" substitutionGroup="xbrli:item" />
  <element name="ForeignSecuritiesRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_ForeignSecuritiesRiskMember" substitutionGroup="xbrli:item" />
  <element name="HedgingDerivativesAndOtherStrategicTransactionsRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_HedgingDerivativesAndOtherStrategicTransactionsRiskMember" substitutionGroup="xbrli:item" />
  <element name="LargeCompanyRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_LargeCompanyRiskMember" substitutionGroup="xbrli:item" />
  <element name="LeveragingRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_LeveragingRiskMember" substitutionGroup="xbrli:item" />
  <element name="LiquidityRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_LiquidityRiskMember" substitutionGroup="xbrli:item" />
  <element name="LowerRatedAndHighyieldFixedincomeSecuritiesRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_LowerRatedAndHighyieldFixedincomeSecuritiesRiskMember" substitutionGroup="xbrli:item" />
  <element name="OperationalAndCybersecurityRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_OperationalAndCybersecurityRiskMember" substitutionGroup="xbrli:item" />
  <element name="PreferredAndConvertibleSecuritiesRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_PreferredAndConvertibleSecuritiesRiskMember" substitutionGroup="xbrli:item" />
  <element name="PrincipalRisksMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_PrincipalRisksMember" substitutionGroup="xbrli:item" />
  <element name="RealEstateInvestmentTrustRiskReitMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_RealEstateInvestmentTrustRiskReitMember" substitutionGroup="xbrli:item" />
  <element name="RealEstateSecuritiesRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_RealEstateSecuritiesRiskMember" substitutionGroup="xbrli:item" />
  <element name="SmallAndMidsizedCompanyRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000925683_SmallAndMidsizedCompanyRiskMember" substitutionGroup="xbrli:item" />
</schema>
