<?xml version="1.0" encoding="UTF-8"?>
<proxyVoteTable xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:iso="http://www.sec.gov/edgar/iso_statecodes" xmlns:sccom="http://www.sec.gov/edgar/sccommon" xmlns:ns10="http://www.sec.gov/edgar/statecodes" xmlns="http://www.sec.gov/edgar/document/npxproxy/informationtable">
	<proxyTable>
		<issuerName>ABBOTT LABORATORIES</issuerName>
		<cusip>002824100</cusip>
		<isin>US0028241000</isin>
		<meetingDate>4/24/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Say on Pay - An Advisory Vote on
the Approval of Executive
Compensation</otherVoteDescription>
		<sharesVoted>3</sharesVoted>
		<sharesOnLoan>11</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>3</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ABBVIE INC.</issuerName>
		<cusip>00287Y109</cusip>
		<isin>US00287Y1091</isin>
		<meetingDate>5/08/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Say on Pay - An advisory vote on the
approval of executive compensation</otherVoteDescription>
		<sharesVoted>600</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>600</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ADOBE INC.</issuerName>
		<cusip>00724F101</cusip>
		<isin>US00724F1012</isin>
		<meetingDate>4/15/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approve, on an advisory basis, the
compensation of our named
executive officers.</otherVoteDescription>
		<sharesVoted>4</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>4</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ADOBE INC.</issuerName>
		<cusip>00724F101</cusip>
		<isin>US00724F1012</isin>
		<meetingDate>4/15/2026</meetingDate>
		<voteDescription>Submit Severance Agreement to
Shareholder Vote</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>CORPORATE GOVERNANCE</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Stockholder Proposal Regarding
Vote on Golden Parachutes.</otherVoteDescription>
		<sharesVoted>4</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>AGAINST</howVoted>
				<sharesVoted>4</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ADVANCED MICRO DEVICES,
INC.</issuerName>
		<cusip>007903107</cusip>
		<isin>US0079031078</isin>
		<meetingDate>5/13/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approve on a non-binding, advisory
basis the compensation of the
named executive officers, as
disclosed in the proxy statement
pursuant to the compensation
disclosure rules of the U.S.
Securities and Exchange
Commission.</otherVoteDescription>
		<sharesVoted>40</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>40</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE ALLSTATE CORPORATION</issuerName>
		<cusip>020002101</cusip>
		<isin>US0200021014</isin>
		<meetingDate>5/22/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve the
compensation of the named
executives.</otherVoteDescription>
		<sharesVoted>520</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>520</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE ALLSTATE CORPORATION</issuerName>
		<cusip>020002101</cusip>
		<isin>US0200021014</isin>
		<meetingDate>5/22/2026</meetingDate>
		<voteDescription>Miscellaneous -- Environmental &amp;
Social Counterproposal</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>CORPORATE GOVERNANCE</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Shareholder proposal requesting a
report on use of ESG and DEI
metrics in executive compensation.</otherVoteDescription>
		<sharesVoted>520</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>AGAINST</howVoted>
				<sharesVoted>520</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ALPHABET INC.</issuerName>
		<cusip>02079K305</cusip>
		<isin>US02079K3059</isin>
		<meetingDate>6/05/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve
compensation awarded to named
executive officers</otherVoteDescription>
		<sharesVoted>34</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>34</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ALTRIA GROUP, INC.</issuerName>
		<cusip>02209S103</cusip>
		<isin>US02209S1033</isin>
		<meetingDate>5/14/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Non-Binding Advisory Vote to
Approve the Compensation of
Altria's Named Executive Officers</otherVoteDescription>
		<sharesVoted>640</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>640</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>AMAZON.COM, INC.</issuerName>
		<cusip>023135106</cusip>
		<isin>US0231351067</isin>
		<meetingDate>5/20/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>ADVISORY VOTE TO APPROVE
EXECUTIVE COMPENSATION</otherVoteDescription>
		<sharesVoted>2016</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>2016</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>AMAZON.COM, INC.</issuerName>
		<cusip>023135106</cusip>
		<isin>US0231351067</isin>
		<meetingDate>5/20/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>ADVISORY VOTE TO APPROVE
EXECUTIVE COMPENSATION</otherVoteDescription>
		<sharesVoted>8</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>8</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>AMERICAN EXPRESS COMPANY</issuerName>
		<cusip>025816109</cusip>
		<isin>US0258161092</isin>
		<meetingDate>5/05/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
the Company's executive
compensation.</otherVoteDescription>
		<sharesVoted>800</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>800</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>AMERICAN INTERNATIONAL
GROUP, INC.</issuerName>
		<cusip>026874784</cusip>
		<isin>US0268747849</isin>
		<meetingDate>5/13/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation.</otherVoteDescription>
		<sharesVoted>197</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>197</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ANALOG DEVICES, INC.</issuerName>
		<cusip>032654105</cusip>
		<isin>US0326541051</isin>
		<meetingDate>3/11/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve the
compensation of our named
executive officers.</otherVoteDescription>
		<sharesVoted>4</sharesVoted>
		<sharesOnLoan>26</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>4</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>APOLLO GLOBAL
MANAGEMENT, INC.</issuerName>
		<cusip>03769M106</cusip>
		<isin>US03769M1062</isin>
		<meetingDate>6/08/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>An advisory vote to approve the
compensation of AGM's named
executive officers (Say on Pay).</otherVoteDescription>
		<sharesVoted>534</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>534</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>APOLLO GLOBAL
MANAGEMENT, INC.</issuerName>
		<cusip>03769M106</cusip>
		<isin>US03769M1062</isin>
		<meetingDate>6/08/2026</meetingDate>
		<voteDescription>Advisory Vote on Say on Pay
Frequency</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>An advisory vote on the frequency
of future advisory votes to approve
the compensation of AGM's named
executive officers (Say on
Frequency).</otherVoteDescription>
		<sharesVoted>534</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>1 YEAR</howVoted>
				<sharesVoted>534</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>APPLE INC.</issuerName>
		<cusip>037833100</cusip>
		<isin>US0378331005</isin>
		<meetingDate>2/24/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve executive
compensation</otherVoteDescription>
		<sharesVoted>2884</sharesVoted>
		<sharesOnLoan>46</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>2884</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>APPLE INC.</issuerName>
		<cusip>037833100</cusip>
		<isin>US0378331005</isin>
		<meetingDate>2/24/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve executive
compensation</otherVoteDescription>
		<sharesVoted>966</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>966</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>AVERY DENNISON
CORPORATION</issuerName>
		<cusip>053611109</cusip>
		<isin>US0536111091</isin>
		<meetingDate>4/30/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
our executive compensation.</otherVoteDescription>
		<sharesVoted>27</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>27</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>BERKSHIRE HATHAWAY INC.</issuerName>
		<cusip>084670702</cusip>
		<isin>US0846707026</isin>
		<meetingDate>5/02/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Non-binding resolution to approve
the compensation of the Company's
Named Executive Officers, as
described in the 2026 Proxy
Statement.</otherVoteDescription>
		<sharesVoted>111</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>111</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>BERKSHIRE HATHAWAY INC.</issuerName>
		<cusip>084670702</cusip>
		<isin>US0846707026</isin>
		<meetingDate>5/02/2026</meetingDate>
		<voteDescription>Advisory Vote on Say on Pay
Frequency</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Non-binding resolution to
determine the frequency (whether
annual, biennial or triennial) with
which shareholders of the Company
shall be entitled to have an advisory
vote on executive compensation.</otherVoteDescription>
		<sharesVoted>111</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>1 YEAR</howVoted>
				<sharesVoted>111</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>BERKSHIRE HATHAWAY INC.</issuerName>
		<cusip>084670702</cusip>
		<isin>US0846707026</isin>
		<meetingDate>5/02/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Non-binding resolution to approve
the compensation of the Company's
Named Executive Officers, as
described in the 2026 Proxy
Statement.</otherVoteDescription>
		<sharesVoted>98</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>98</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>BERKSHIRE HATHAWAY INC.</issuerName>
		<cusip>084670702</cusip>
		<isin>US0846707026</isin>
		<meetingDate>5/02/2026</meetingDate>
		<voteDescription>Advisory Vote on Say on Pay
Frequency</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Non-binding resolution to
determine the frequency (whether
annual, biennial or triennial) with
which shareholders of the Company
shall be entitled to have an advisory
vote on executive compensation.</otherVoteDescription>
		<sharesVoted>98</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>1 YEAR</howVoted>
				<sharesVoted>98</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>BLACKROCK, INC.</issuerName>
		<cusip>09290D101</cusip>
		<isin>US09290D1019</isin>
		<meetingDate>5/20/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, in a non-binding advisory
vote, of the compensation for
named executive officers.</otherVoteDescription>
		<sharesVoted>14</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>14</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE BOEING COMPANY</issuerName>
		<cusip>097023105</cusip>
		<isin>US0970231058</isin>
		<meetingDate>4/17/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approve, on an Advisory Basis,
Named Executive Officer
Compensation.</otherVoteDescription>
		<sharesVoted>6</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>6</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>BOSTON SCIENTIFIC
CORPORATION</issuerName>
		<cusip>101137107</cusip>
		<isin>US1011371077</isin>
		<meetingDate>4/30/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on a non-binding,
advisory basis, the compensation of
our named executive officers.</otherVoteDescription>
		<sharesVoted>2000</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>2000</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>BROADCOM INC</issuerName>
		<cusip>11135F101</cusip>
		<isin>US11135F1012</isin>
		<meetingDate>4/20/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve the named
executive officer compensation.</otherVoteDescription>
		<sharesVoted>330</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>330</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>B2GOLD CORP.</issuerName>
		<cusip>11777Q209</cusip>
		<isin>CA11777Q2099</isin>
		<meetingDate>6/04/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve a non-binding advisory
resolution accepting the Company's
approach to executive
compensation, as described in the
Management Information Circular
of the Company.</otherVoteDescription>
		<sharesVoted>200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>200</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CDW CORPORATION</issuerName>
		<cusip>12514G108</cusip>
		<isin>US12514G1085</isin>
		<meetingDate>5/21/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on an advisory basis,
named executive officer
compensation.</otherVoteDescription>
		<sharesVoted>33</sharesVoted>
		<sharesOnLoan>4</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>33</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE CIGNA GROUP</issuerName>
		<cusip>125523100</cusip>
		<isin>US1255231003</isin>
		<meetingDate>4/22/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory approval of executive
compensation</otherVoteDescription>
		<sharesVoted>85</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>85</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CME GROUP INC.</issuerName>
		<cusip>12572Q105</cusip>
		<isin>US12572Q1058</isin>
		<meetingDate>6/09/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote on the compensation
of our named executive officers.</otherVoteDescription>
		<sharesVoted>24</sharesVoted>
		<sharesOnLoan>1</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>24</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CAMDEN PROPERTY TRUST</issuerName>
		<cusip>133131102</cusip>
		<isin>US1331311027</isin>
		<meetingDate>5/08/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, by an advisory vote, of
executive compensation.</otherVoteDescription>
		<sharesVoted>403</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>403</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CAPITAL ONE FINANCIAL
CORPORATION</issuerName>
		<cusip>14040H105</cusip>
		<isin>US14040H1059</isin>
		<meetingDate>5/08/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote on our Named
Executive Officer compensation
("Say on Pay").</otherVoteDescription>
		<sharesVoted>198</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>198</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CAPITAL ONE FINANCIAL
CORPORATION</issuerName>
		<cusip>14040H105</cusip>
		<isin>US14040H1059</isin>
		<meetingDate>5/08/2026</meetingDate>
		<voteDescription>Submit Severance Agreement to
Shareholder Vote</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>CORPORATE GOVERNANCE</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Stockholder proposal to require a
shareholder vote on golden
parachute arrangements.</otherVoteDescription>
		<sharesVoted>198</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>AGAINST</howVoted>
				<sharesVoted>198</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CARRIER GLOBAL
CORPORATION</issuerName>
		<cusip>14448C104</cusip>
		<isin>US14448C1045</isin>
		<meetingDate>4/15/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation</otherVoteDescription>
		<sharesVoted>140</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>140</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CHEVRON CORPORATION</issuerName>
		<cusip>166764100</cusip>
		<isin>US1667641005</isin>
		<meetingDate>5/27/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation</otherVoteDescription>
		<sharesVoted>131</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>131</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CHEVRON CORPORATION</issuerName>
		<cusip>166764100</cusip>
		<isin>US1667641005</isin>
		<meetingDate>5/27/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation</otherVoteDescription>
		<sharesVoted>278</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>278</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CINTAS CORPORATION</issuerName>
		<cusip>172908105</cusip>
		<isin>US1729081059</isin>
		<meetingDate>10/28/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on an advisory basis,
named executive officer
compensation.</otherVoteDescription>
		<sharesVoted>11</sharesVoted>
		<sharesOnLoan>13</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>11</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>COCA-COLA CONSOLIDATED,
INC.</issuerName>
		<cusip>191098102</cusip>
		<isin>US1910981026</isin>
		<meetingDate>5/12/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
Coca-Cola Consolidated's named
executive officer compensation in
fiscal 2025.</otherVoteDescription>
		<sharesVoted>740</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>740</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE COCA-COLA COMPANY</issuerName>
		<cusip>191216100</cusip>
		<isin>US1912161007</isin>
		<meetingDate>4/29/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Conduct an advisory vote to
approve executive compensation</otherVoteDescription>
		<sharesVoted>570</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>570</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE COCA-COLA COMPANY</issuerName>
		<cusip>191216100</cusip>
		<isin>US1912161007</isin>
		<meetingDate>4/29/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Conduct an advisory vote to
approve executive compensation</otherVoteDescription>
		<sharesVoted>3</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>3</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>COMCAST CORPORATION</issuerName>
		<cusip>20030N101</cusip>
		<isin>US20030N1019</isin>
		<meetingDate>6/10/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote on executive
compensation</otherVoteDescription>
		<sharesVoted>893</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>893</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CONSTELLATION ENERGY CORP</issuerName>
		<cusip>21037T109</cusip>
		<isin>US21037T1097</isin>
		<meetingDate>4/28/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To consider and act on an advisory
vote regarding the approval of
compensation paid to named
executive officers</otherVoteDescription>
		<sharesVoted>813</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>813</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CRONOS GROUP INC.</issuerName>
		<cusip>22717L101</cusip>
		<isin>CA22717L1013</isin>
		<meetingDate>6/18/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Adoption of an advisory (non-
binding) resolution to approve the
compensation of the Company's
named executive officers as
disclosed in the proxy statement
dated April 24, 2026.</otherVoteDescription>
		<sharesVoted>20</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>20</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CRONOS GROUP INC.</issuerName>
		<cusip>22717L101</cusip>
		<isin>CA22717L1013</isin>
		<meetingDate>6/18/2026</meetingDate>
		<voteDescription>Advisory Vote on Say on Pay
Frequency</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Adoption of an advisory (non-
binding) resolution on the frequency
of future "say on pay" votes as
disclosed in the proxy statement
dated April 24, 2026.</otherVoteDescription>
		<sharesVoted>20</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>1 YEAR</howVoted>
				<sharesVoted>20</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>DANAHER CORPORATION</issuerName>
		<cusip>235851102</cusip>
		<isin>US2358511028</isin>
		<meetingDate>5/05/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve on an advisory basis the
Company's named executive officer
compensation.</otherVoteDescription>
		<sharesVoted>631</sharesVoted>
		<sharesOnLoan>5</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>631</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>DANAHER CORPORATION</issuerName>
		<cusip>235851102</cusip>
		<isin>US2358511028</isin>
		<meetingDate>5/05/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve on an advisory basis the
Company's named executive officer
compensation.</otherVoteDescription>
		<sharesVoted>90</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>90</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>DENALI THERAPEUTICS INC.</issuerName>
		<cusip>24823R105</cusip>
		<isin>US24823R1059</isin>
		<meetingDate>6/03/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote on executive
compensation.</otherVoteDescription>
		<sharesVoted>500</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>500</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>DUKE ENERGY CORPORATION</issuerName>
		<cusip>26441C204</cusip>
		<isin>US26441C2044</isin>
		<meetingDate>5/07/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve Duke
Energy's named executive officer
compensation</otherVoteDescription>
		<sharesVoted>70</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>70</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EQT CORPORATION</issuerName>
		<cusip>26884L109</cusip>
		<isin>US26884L1098</isin>
		<meetingDate>4/14/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve named
executive officer compensation</otherVoteDescription>
		<sharesVoted>221</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>221</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ECOLAB INC.</issuerName>
		<cusip>278865100</cusip>
		<isin>US2788651006</isin>
		<meetingDate>5/07/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approve, on an advisory basis, the
compensation of our named
executive officers disclosed in the
Proxy Statement.</otherVoteDescription>
		<sharesVoted>490</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>490</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EDISON INTERNATIONAL</issuerName>
		<cusip>281020107</cusip>
		<isin>US2810201077</isin>
		<meetingDate>4/23/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation</otherVoteDescription>
		<sharesVoted>402</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>402</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EDWARDS LIFESCIENCES
CORPORATION</issuerName>
		<cusip>28176E108</cusip>
		<isin>US28176E1082</isin>
		<meetingDate>5/07/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation</otherVoteDescription>
		<sharesVoted>42</sharesVoted>
		<sharesOnLoan>4</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>42</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EMERSON ELECTRIC CO.</issuerName>
		<cusip>291011104</cusip>
		<isin>US2910111044</isin>
		<meetingDate>2/03/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, by non-binding advisory
vote, of Emerson Electric Co.
executive compensation.</otherVoteDescription>
		<sharesVoted>2</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>2</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EMERSON ELECTRIC CO.</issuerName>
		<cusip>291011104</cusip>
		<isin>US2910111044</isin>
		<meetingDate>2/03/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, by non-binding advisory
vote, of Emerson Electric Co.
executive compensation.</otherVoteDescription>
		<sharesVoted>28</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>28</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ENBRIDGE INC.</issuerName>
		<cusip>29250N105</cusip>
		<isin>CA29250N1050</isin>
		<meetingDate>5/06/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Accept Enbridge's approach to
executive compensation, as
disclosed in the Management
Information Circular.</otherVoteDescription>
		<sharesVoted>45</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>45</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ENCOMPASS HEALTH
CORPORATION</issuerName>
		<cusip>29261A100</cusip>
		<isin>US29261A1007</isin>
		<meetingDate>5/07/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>An advisory vote to approve
executive compensation.</otherVoteDescription>
		<sharesVoted>950</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>950</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EXELON CORPORATION</issuerName>
		<cusip>30161N101</cusip>
		<isin>US30161N1019</isin>
		<meetingDate>4/28/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve the
compensation paid to Exelon's
named executive officers.</otherVoteDescription>
		<sharesVoted>513</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>513</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EXELON CORPORATION</issuerName>
		<cusip>30161N101</cusip>
		<isin>US30161N1019</isin>
		<meetingDate>4/28/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve the
compensation paid to Exelon's
named executive officers.</otherVoteDescription>
		<sharesVoted>2656</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>2656</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EXXON MOBIL CORPORATION</issuerName>
		<cusip>30231G102</cusip>
		<isin>US30231G1022</isin>
		<meetingDate>5/27/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation</otherVoteDescription>
		<sharesVoted>458</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>458</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EXXON MOBIL CORPORATION</issuerName>
		<cusip>30231G102</cusip>
		<isin>US30231G1022</isin>
		<meetingDate>5/27/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation</otherVoteDescription>
		<sharesVoted>120</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>120</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>FORTIVE CORPORATION</issuerName>
		<cusip>34959J108</cusip>
		<isin>US34959J1088</isin>
		<meetingDate>6/09/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve on an advisory basis
Fortive's named executive officer
compensation.</otherVoteDescription>
		<sharesVoted>302</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>302</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>FREEPORT-MCMORAN INC.</issuerName>
		<cusip>35671D857</cusip>
		<isin>US35671D8570</isin>
		<meetingDate>6/10/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
the compensation of our named
executive officers.</otherVoteDescription>
		<sharesVoted>368</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>368</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ARTHUR J. GALLAGHER &amp; CO.</issuerName>
		<cusip>363576109</cusip>
		<isin>US3635761097</isin>
		<meetingDate>5/12/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an Advisory Basis, of
the Compensation of our Named
Executive Officers.</otherVoteDescription>
		<sharesVoted>1014</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1014</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>GENERAL DYNAMICS
CORPORATION</issuerName>
		<cusip>369550108</cusip>
		<isin>US3695501086</isin>
		<meetingDate>5/06/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation</otherVoteDescription>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>GENERAL MOTORS COMPANY</issuerName>
		<cusip>37045V100</cusip>
		<isin>US37045V1008</isin>
		<meetingDate>6/02/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Approval of Named
Executive Officer Compensation</otherVoteDescription>
		<sharesVoted>316</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>316</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>GENERAL MOTORS COMPANY</issuerName>
		<cusip>37045V100</cusip>
		<isin>US37045V1008</isin>
		<meetingDate>6/02/2026</meetingDate>
		<voteDescription>Advisory Vote on Say on Pay
Frequency</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Proposal to Approve, on an Advisory
Basis, the Frequency of Future
Advisory Votes on Named Executive
Officer Compensation</otherVoteDescription>
		<sharesVoted>316</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>1 YEAR</howVoted>
				<sharesVoted>316</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>GILEAD SCIENCES, INC.</issuerName>
		<cusip>375558103</cusip>
		<isin>US3755581036</isin>
		<meetingDate>4/30/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on an advisory basis,
the compensation of our Named
Executive Officers as presented in
the Proxy Statement.</otherVoteDescription>
		<sharesVoted>88</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>88</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>W.W. GRAINGER, INC.</issuerName>
		<cusip>384802104</cusip>
		<isin>US3848021040</isin>
		<meetingDate>4/29/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve on a non-binding,
advisory basis the compensation of
Grainger's Named Executive
Officers.</otherVoteDescription>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>2</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>GUIDEWIRE SOFTWARE, INC.</issuerName>
		<cusip>40171V100</cusip>
		<isin>US40171V1008</isin>
		<meetingDate>12/15/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To conduct a non-binding, advisory
vote to approve the compensation
of our named executive officers.</otherVoteDescription>
		<sharesVoted>4</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>4</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE HOME DEPOT, INC.</issuerName>
		<cusip>437076102</cusip>
		<isin>US4370761029</isin>
		<meetingDate>5/21/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation ("Say-on-Pay")</otherVoteDescription>
		<sharesVoted>77</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>77</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE HOME DEPOT, INC.</issuerName>
		<cusip>437076102</cusip>
		<isin>US4370761029</isin>
		<meetingDate>5/21/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation ("Say-on-Pay")</otherVoteDescription>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>HONEYWELL INTERNATIONAL
INC.</issuerName>
		<cusip>438516106</cusip>
		<isin>US4385161066</isin>
		<meetingDate>5/22/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation.</otherVoteDescription>
		<sharesVoted>4</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>4</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>HUBBELL INCORPORATED</issuerName>
		<cusip>443510607</cusip>
		<isin>US4435106079</isin>
		<meetingDate>5/05/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, by advisory vote, the
compensation of our Named
Executive Officers as presented in
the 2026 Proxy Statement.</otherVoteDescription>
		<sharesVoted>26</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>26</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>IDEXX LABORATORIES, INC.</issuerName>
		<cusip>45168D104</cusip>
		<isin>US45168D1046</isin>
		<meetingDate>5/12/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote on Executive
Compensation. To approve a
nonbinding advisory resolution on
the Company's executive
compensation (Proposal Three).</otherVoteDescription>
		<sharesVoted>8</sharesVoted>
		<sharesOnLoan>6</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>8</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ILLINOIS TOOL WORKS INC.</issuerName>
		<cusip>452308109</cusip>
		<isin>US4523081093</isin>
		<meetingDate>5/08/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve executive
compensation of ITW's named
executive officers.</otherVoteDescription>
		<sharesVoted>3</sharesVoted>
		<sharesOnLoan>29</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>3</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>INTERNATIONAL BUSINESS
MACHINES CORP.</issuerName>
		<cusip>459200101</cusip>
		<isin>US4592001014</isin>
		<meetingDate>4/28/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote on Executive
Compensation</otherVoteDescription>
		<sharesVoted>42</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>42</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>JPMORGAN CHASE &amp; CO.</issuerName>
		<cusip>46625H100</cusip>
		<isin>US46625H1005</isin>
		<meetingDate>5/19/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory resolution to approve
executive compensation</otherVoteDescription>
		<sharesVoted>88</sharesVoted>
		<sharesOnLoan>2</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>88</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>JPMORGAN CHASE &amp; CO.</issuerName>
		<cusip>46625H100</cusip>
		<isin>US46625H1005</isin>
		<meetingDate>5/19/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory resolution to approve
executive compensation</otherVoteDescription>
		<sharesVoted>393</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>393</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>JOHNSON &amp; JOHNSON</issuerName>
		<cusip>478160104</cusip>
		<isin>US4781601046</isin>
		<meetingDate>4/23/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation</otherVoteDescription>
		<sharesVoted>655</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>655</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>JOHNSON &amp; JOHNSON</issuerName>
		<cusip>478160104</cusip>
		<isin>US4781601046</isin>
		<meetingDate>4/23/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation</otherVoteDescription>
		<sharesVoted>155</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>155</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>KINDER MORGAN, INC.</issuerName>
		<cusip>49456B101</cusip>
		<isin>US49456B1017</isin>
		<meetingDate>5/13/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
the compensation of our named
executive officers, as disclosed in
the Proxy Statement</otherVoteDescription>
		<sharesVoted>410</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>410</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>LOWE'S COMPANIES, INC.</issuerName>
		<cusip>548661107</cusip>
		<isin>US5486611073</isin>
		<meetingDate>5/29/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve the
Company's named executive officer
compensation in fiscal 2025.</otherVoteDescription>
		<sharesVoted>12</sharesVoted>
		<sharesOnLoan>30</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>12</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>MARSH &amp; MCLENNAN
COMPANIES, INC.</issuerName>
		<cusip>571748102</cusip>
		<isin>US5717481023</isin>
		<meetingDate>5/21/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory (Nonbinding) Vote to
Approve Named Executive Officer
Compensation</otherVoteDescription>
		<sharesVoted>20</sharesVoted>
		<sharesOnLoan>2</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>20</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>MASTERCARD INCORPORATED</issuerName>
		<cusip>57636Q104</cusip>
		<isin>US57636Q1040</isin>
		<meetingDate>6/16/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory approval of Mastercard's
executive compensation</otherVoteDescription>
		<sharesVoted>4</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>4</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>MERCK &amp; CO., INC.</issuerName>
		<cusip>58933Y105</cusip>
		<isin>US58933Y1055</isin>
		<meetingDate>5/26/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Non-binding advisory vote to
approve the compensation of our
named executive officers.</otherVoteDescription>
		<sharesVoted>16</sharesVoted>
		<sharesOnLoan>1</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>16</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>MERCK &amp; CO., INC.</issuerName>
		<cusip>58933Y105</cusip>
		<isin>US58933Y1055</isin>
		<meetingDate>5/26/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Non-binding advisory vote to
approve the compensation of our
named executive officers.</otherVoteDescription>
		<sharesVoted>240</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>240</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>METLIFE, INC.</issuerName>
		<cusip>59156R108</cusip>
		<isin>US59156R1086</isin>
		<meetingDate>6/16/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory (non-binding) vote to
approve the compensation paid to
MetLife, Inc.'s Named Executive
Officers</otherVoteDescription>
		<sharesVoted>302</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>302</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>MICROSOFT CORPORATION</issuerName>
		<cusip>594918104</cusip>
		<isin>US5949181045</isin>
		<meetingDate>12/05/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation
("say-on-pay vote")</otherVoteDescription>
		<sharesVoted>1444</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1444</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>MICROSOFT CORPORATION</issuerName>
		<cusip>594918104</cusip>
		<isin>US5949181045</isin>
		<meetingDate>12/05/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation
("say-on-pay vote")</otherVoteDescription>
		<sharesVoted>277</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>277</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>MODERNA, INC.</issuerName>
		<cusip>60770K107</cusip>
		<isin>US60770K1079</isin>
		<meetingDate>5/06/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on a non-binding,
advisory basis, the compensation of
our named executive officers.</otherVoteDescription>
		<sharesVoted>700</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>700</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>MODERNA, INC.</issuerName>
		<cusip>60770K107</cusip>
		<isin>US60770K1079</isin>
		<meetingDate>5/06/2026</meetingDate>
		<voteDescription>Advisory Vote on Say on Pay
Frequency</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on a non-binding,
advisory basis, the frequency of
future non-binding advisory votes to
approve the compensation of our
named executive officers.</otherVoteDescription>
		<sharesVoted>700</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>1 YEAR</howVoted>
				<sharesVoted>700</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>MONDELEZ INTERNATIONAL,
INC.</issuerName>
		<cusip>609207105</cusip>
		<isin>US6092071058</isin>
		<meetingDate>5/20/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on an advisory basis,
the Company's executive
compensation</otherVoteDescription>
		<sharesVoted>613</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>613</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>NORDSON CORPORATION</issuerName>
		<cusip>655663102</cusip>
		<isin>US6556631025</isin>
		<meetingDate>3/02/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on an advisory basis,
the compensation of our named
executive officers.</otherVoteDescription>
		<sharesVoted>6</sharesVoted>
		<sharesOnLoan>15</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>6</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>NORTHROP GRUMMAN
CORPORATION</issuerName>
		<cusip>666807102</cusip>
		<isin>US6668071029</isin>
		<meetingDate>5/20/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Proposal to approve, on an advisory
basis, the compensation of the
Company's Named Executive
Officers.</otherVoteDescription>
		<sharesVoted>48</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>48</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>NORTHROP GRUMMAN
CORPORATION</issuerName>
		<cusip>666807102</cusip>
		<isin>US6668071029</isin>
		<meetingDate>5/20/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Proposal to approve, on an advisory
basis, the compensation of the
Company's Named Executive
Officers.</otherVoteDescription>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>NVIDIA CORPORATION</issuerName>
		<cusip>67066G104</cusip>
		<isin>US67066G1040</isin>
		<meetingDate>6/24/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory approval of our executive
compensation.</otherVoteDescription>
		<sharesVoted>21</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>21</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>NVIDIA CORPORATION</issuerName>
		<cusip>67066G104</cusip>
		<isin>US67066G1040</isin>
		<meetingDate>6/24/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory approval of our executive
compensation.</otherVoteDescription>
		<sharesVoted>80</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>80</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ORACLE CORPORATION</issuerName>
		<cusip>68389X105</cusip>
		<isin>US68389X1054</isin>
		<meetingDate>11/18/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve the
Compensation of our Named
Executive Officers</otherVoteDescription>
		<sharesVoted>332</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>332</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ORACLE CORPORATION</issuerName>
		<cusip>68389X105</cusip>
		<isin>US68389X1054</isin>
		<meetingDate>11/18/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve the
Compensation of our Named
Executive Officers</otherVoteDescription>
		<sharesVoted>256</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>256</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>OTIS WORLDWIDE
CORPORATION</issuerName>
		<cusip>68902V107</cusip>
		<isin>US68902V1070</isin>
		<meetingDate>5/27/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation</otherVoteDescription>
		<sharesVoted>70</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>70</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE PNC FINANCIAL SERVICES
GROUP, INC.</issuerName>
		<cusip>693475105</cusip>
		<isin>US6934751057</isin>
		<meetingDate>4/22/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve named
executive officer compensation.</otherVoteDescription>
		<sharesVoted>114</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>114</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>PTC INC.</issuerName>
		<cusip>69370C100</cusip>
		<isin>US69370C1009</isin>
		<meetingDate>2/11/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve the
compensation of our named
executive officers (say-on-pay).</otherVoteDescription>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>41</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>PALANTIR TECHNOLOGIES INC.</issuerName>
		<cusip>69608A108</cusip>
		<isin>US69608A1088</isin>
		<meetingDate>6/03/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve named
executive officer compensation.</otherVoteDescription>
		<sharesVoted>9</sharesVoted>
		<sharesOnLoan>1</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>9</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>PAYPAL HOLDINGS, INC.</issuerName>
		<cusip>70450Y103</cusip>
		<isin>US70450Y1038</isin>
		<meetingDate>5/19/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation.</otherVoteDescription>
		<sharesVoted>481</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>481</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>PHILIP MORRIS
INTERNATIONAL INC.</issuerName>
		<cusip>718172109</cusip>
		<isin>US7181721090</isin>
		<meetingDate>5/06/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote Approving Executive
Compensation</otherVoteDescription>
		<sharesVoted>439</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>439</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>PLUG POWER INC.</issuerName>
		<cusip>72919P202</cusip>
		<isin>US72919P2020</isin>
		<meetingDate>7/03/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>The approval of the non-binding,
advisory vote regarding the
compensation of the Company's
named executive officers as
described in the proxy statement.</otherVoteDescription>
		<sharesVoted>82</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>82</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE PROCTER &amp; GAMBLE
COMPANY</issuerName>
		<cusip>742718109</cusip>
		<isin>US7427181091</isin>
		<meetingDate>10/14/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve the
Company's Executive Compensation
(the "Say on Pay" vote)</otherVoteDescription>
		<sharesVoted>177</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>177</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE PROGRESSIVE
CORPORATION</issuerName>
		<cusip>743315103</cusip>
		<isin>US7433151039</isin>
		<meetingDate>5/08/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Cast an advisory vote to approve
our executive compensation
program.</otherVoteDescription>
		<sharesVoted>25</sharesVoted>
		<sharesOnLoan>6</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>25</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE PROGRESSIVE
CORPORATION</issuerName>
		<cusip>743315103</cusip>
		<isin>US7433151039</isin>
		<meetingDate>5/08/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Cast an advisory vote to approve
our executive compensation
program.</otherVoteDescription>
		<sharesVoted>106</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>106</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>QUALCOMM INCORPORATED</issuerName>
		<cusip>747525103</cusip>
		<isin>US7475251036</isin>
		<meetingDate>3/17/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
the compensation of our named
executive officers.</otherVoteDescription>
		<sharesVoted>119</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>119</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>QUALCOMM INCORPORATED</issuerName>
		<cusip>747525103</cusip>
		<isin>US7475251036</isin>
		<meetingDate>3/17/2026</meetingDate>
		<voteDescription>Advisory Vote on Say on Pay
Frequency</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval on an advisory basis, of
the frequency of future votes on our
executive compensation.</otherVoteDescription>
		<sharesVoted>119</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>1 YEAR</howVoted>
				<sharesVoted>119</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>RB GLOBAL, INC.</issuerName>
		<cusip>74935Q107</cusip>
		<isin>CA74935Q1072</isin>
		<meetingDate>4/30/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of a
non-binding resolution on the
compensation of the Company's
named executive officers as
described in the accompanying
proxy statement.</otherVoteDescription>
		<sharesVoted>7</sharesVoted>
		<sharesOnLoan>53</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>7</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>RTX CORPORATION</issuerName>
		<cusip>75513E101</cusip>
		<isin>US75513E1010</isin>
		<meetingDate>4/30/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation</otherVoteDescription>
		<sharesVoted>226</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>226</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>RTX CORPORATION</issuerName>
		<cusip>75513E101</cusip>
		<isin>US75513E1010</isin>
		<meetingDate>4/30/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Executive
Compensation</otherVoteDescription>
		<sharesVoted>288</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>288</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>REALTY INCOME
CORPORATION</issuerName>
		<cusip>756109104</cusip>
		<isin>US7561091049</isin>
		<meetingDate>5/21/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>A non-binding advisory proposal to
approve the compensation of our
named executive officers as
described in the Proxy Statement.</otherVoteDescription>
		<sharesVoted>200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>200</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ROLLINS, INC.</issuerName>
		<cusip>775711104</cusip>
		<isin>US7757111049</isin>
		<meetingDate>4/28/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To hold an advisory (non-binding)
vote to approve the compensation
of the Company's named executive
officers.</otherVoteDescription>
		<sharesVoted>220</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>220</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE SCOTTS MIRACLE-GRO
COMPANY</issuerName>
		<cusip>810186106</cusip>
		<isin>US8101861065</isin>
		<meetingDate>1/26/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
the compensation of the Company's
named executive officers.</otherVoteDescription>
		<sharesVoted>1050</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1050</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>SEMPRA</issuerName>
		<cusip>816851109</cusip>
		<isin>US8168511090</isin>
		<meetingDate>5/12/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory approval of our executive
compensation</otherVoteDescription>
		<sharesVoted>704</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>704</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>SIMON PROPERTY GROUP, INC.</issuerName>
		<cusip>828806109</cusip>
		<isin>US8288061091</isin>
		<meetingDate>5/13/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve the
Compensation of our Named
Executive Officers.</otherVoteDescription>
		<sharesVoted>417</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>417</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>STARBUCKS CORPORATION</issuerName>
		<cusip>855244109</cusip>
		<isin>US8552441094</isin>
		<meetingDate>3/25/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approve, on a non-binding, advisory
basis, the compensation of our
named executive officers ("say-on-
pay")</otherVoteDescription>
		<sharesVoted>1635</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1635</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>STRYKER CORPORATION</issuerName>
		<cusip>863667101</cusip>
		<isin>US8636671013</isin>
		<meetingDate>5/06/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation.</otherVoteDescription>
		<sharesVoted>166</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>166</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>SYNOPSYS, INC.</issuerName>
		<cusip>871607107</cusip>
		<isin>US8716071076</isin>
		<meetingDate>4/16/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on an advisory basis,
the compensation of our named
executive officers, as disclosed in
the attached Proxy Statement.</otherVoteDescription>
		<sharesVoted>10</sharesVoted>
		<sharesOnLoan>8</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>10</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>SYNCHRONY FINANCIAL</issuerName>
		<cusip>87165B103</cusip>
		<isin>US87165B1035</isin>
		<meetingDate>6/24/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation.</otherVoteDescription>
		<sharesVoted>70</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>70</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>SYSCO CORPORATION</issuerName>
		<cusip>871829107</cusip>
		<isin>US8718291078</isin>
		<meetingDate>11/14/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, by advisory vote, the
compensation paid to Sysco's
named executive officers, as
disclosed in Sysco's 2025 proxy
statement.</otherVoteDescription>
		<sharesVoted>10</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>10</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE TJX COMPANIES, INC.</issuerName>
		<cusip>872540109</cusip>
		<isin>US8725401090</isin>
		<meetingDate>6/09/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory approval of TJX's executive
compensation (the say-on-pay vote)</otherVoteDescription>
		<sharesVoted>301</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>301</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE TJX COMPANIES, INC.</issuerName>
		<cusip>872540109</cusip>
		<isin>US8725401090</isin>
		<meetingDate>6/09/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory approval of TJX's executive
compensation (the say-on-pay vote)</otherVoteDescription>
		<sharesVoted>70</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>70</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>T-MOBILE US, INC.</issuerName>
		<cusip>872590104</cusip>
		<isin>US8725901040</isin>
		<meetingDate>6/16/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve the
Compensation Provided to the
Company's Named Executive
Officers for 2025.</otherVoteDescription>
		<sharesVoted>226</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>226</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>TESLA, INC.</issuerName>
		<cusip>88160R101</cusip>
		<isin>US88160R1014</isin>
		<meetingDate>11/06/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>A Tesla proposal for a non-binding
advisory vote approving 2024
executive compensation.</otherVoteDescription>
		<sharesVoted>125</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>125</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>TESLA, INC.</issuerName>
		<cusip>88160R101</cusip>
		<isin>US88160R1014</isin>
		<meetingDate>11/06/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>A Tesla proposal for a non-binding
advisory vote approving 2024
executive compensation.</otherVoteDescription>
		<sharesVoted>721</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>721</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>TEXAS INSTRUMENTS
INCORPORATED</issuerName>
		<cusip>882508104</cusip>
		<isin>US8825081040</isin>
		<meetingDate>4/16/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Board proposal regarding advisory
approval of the Company's
executive compensation.</otherVoteDescription>
		<sharesVoted>72</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>72</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>TEXAS PACIFIC LAND
CORPORATION</issuerName>
		<cusip>88262P102</cusip>
		<isin>US88262P1021</isin>
		<meetingDate>11/06/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, by non-binding advisory
vote, the executive compensation
paid to the Company's named
executive officers.</otherVoteDescription>
		<sharesVoted>490</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>490</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>TILRAY BRANDS, INC.</issuerName>
		<cusip>88688T100</cusip>
		<isin>US88688T1007</isin>
		<meetingDate>11/18/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval of the non-binding
advisory resolution on the named
executive officer compensation.</otherVoteDescription>
		<sharesVoted>25</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>25</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE TRAVELERS COMPANIES,
INC.</issuerName>
		<cusip>89417E109</cusip>
		<isin>US89417E1091</isin>
		<meetingDate>5/20/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Non-binding vote to approve
executive compensation.</otherVoteDescription>
		<sharesVoted>188</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>188</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>TYLER TECHNOLOGIES, INC.</issuerName>
		<cusip>902252105</cusip>
		<isin>US9022521051</isin>
		<meetingDate>5/05/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Approval of Our Executive
Compensation.</otherVoteDescription>
		<sharesVoted>390</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>390</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>UL SOLUTIONS INC.</issuerName>
		<cusip>903731107</cusip>
		<isin>US9037311076</isin>
		<meetingDate>5/20/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>The approval, on an advisory basis,
of the compensation of the
Company's named executive officers
as disclosed in the Proxy Statement.</otherVoteDescription>
		<sharesVoted>100</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>UNION PACIFIC CORPORATION</issuerName>
		<cusip>907818108</cusip>
		<isin>US9078181081</isin>
		<meetingDate>5/14/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approve, by non-binding vote, the
compensation of the Company's
Named Executive Officers ("Say on
Pay").</otherVoteDescription>
		<sharesVoted>26</sharesVoted>
		<sharesOnLoan>1</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>26</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>UNION PACIFIC CORPORATION</issuerName>
		<cusip>907818108</cusip>
		<isin>US9078181081</isin>
		<meetingDate>5/14/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approve, by non-binding vote, the
compensation of the Company's
Named Executive Officers ("Say on
Pay").</otherVoteDescription>
		<sharesVoted>119</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>119</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>UNIVERSAL CORPORATION</issuerName>
		<cusip>913456109</cusip>
		<isin>US9134561094</isin>
		<meetingDate>8/05/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approve a non-binding advisory
resolution approving the
compensation of the named
executive officers.</otherVoteDescription>
		<sharesVoted>11</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>11</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>VISA INC.</issuerName>
		<cusip>92826C839</cusip>
		<isin>US92826C8394</isin>
		<meetingDate>1/27/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on an advisory basis,
the compensation paid to our
named executive officers.</otherVoteDescription>
		<sharesVoted>236</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>236</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>VISA INC.</issuerName>
		<cusip>92826C839</cusip>
		<isin>US92826C8394</isin>
		<meetingDate>1/27/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on an advisory basis,
the compensation paid to our
named executive officers.</otherVoteDescription>
		<sharesVoted>54</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>54</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>VULCAN MATERIALS COMPANY</issuerName>
		<cusip>929160109</cusip>
		<isin>US9291601097</isin>
		<meetingDate>5/08/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
the compensation of our named
executive officers.</otherVoteDescription>
		<sharesVoted>154</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>154</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>WEC ENERGY GROUP, INC.</issuerName>
		<cusip>92939U106</cusip>
		<isin>US92939U1060</isin>
		<meetingDate>5/07/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory vote to approve executive
compensation of the named
executive officers</otherVoteDescription>
		<sharesVoted>2133</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>2133</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>WALMART INC.</issuerName>
		<cusip>931142103</cusip>
		<isin>US9311421039</isin>
		<meetingDate>6/04/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Advisory Vote to Approve Named
Executive Officer Compensation</otherVoteDescription>
		<sharesVoted>7534</sharesVoted>
		<sharesOnLoan>839</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>7534</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>WASTE MANAGEMENT, INC.</issuerName>
		<cusip>94106L109</cusip>
		<isin>US94106L1098</isin>
		<meetingDate>5/12/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
our executive compensation.</otherVoteDescription>
		<sharesVoted>131</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>131</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>WASTE MANAGEMENT, INC.</issuerName>
		<cusip>94106L109</cusip>
		<isin>US94106L1098</isin>
		<meetingDate>5/12/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approval, on an advisory basis, of
our executive compensation.</otherVoteDescription>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>THE WILLIAMS COMPANIES,
INC.</issuerName>
		<cusip>969457100</cusip>
		<isin>US9694571004</isin>
		<meetingDate>4/28/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>Approve, on an Advisory Basis, the
Compensation of our Named
Executive Officers.</otherVoteDescription>
		<sharesVoted>1373</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>1373</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>ACCENTURE PLC</issuerName>
		<cusip>G1151C101</cusip>
		<isin>IE00B4BNMY34</isin>
		<meetingDate>1/28/2026</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, in a non-binding vote,
the compensation of our named
executive officers.</otherVoteDescription>
		<sharesVoted>14</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>14</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>LINDE PLC</issuerName>
		<cusip>G54950103</cusip>
		<isin>IE000S9YS762</isin>
		<meetingDate>7/29/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on an advisory and non-
binding basis, the compensation of
Linde plc's Named Executive
Officers, as disclosed in the 2025
Proxy statement.</otherVoteDescription>
		<sharesVoted>101</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>101</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>LINDE PLC</issuerName>
		<cusip>G54950103</cusip>
		<isin>IE000S9YS762</isin>
		<meetingDate>7/29/2025</meetingDate>
		<voteDescription>Advisory Vote on Say on Pay
Frequency</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To recommend, on an advisory and
non-binding basis, the frequency of
holding future advisory shareholder
votes on the compensation of Linde
plc's Named Executive Officers.</otherVoteDescription>
		<sharesVoted>101</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>1 YEAR</howVoted>
				<sharesVoted>101</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>STERIS PLC</issuerName>
		<cusip>G8473T100</cusip>
		<isin>IE00BFY8C754</isin>
		<meetingDate>7/31/2025</meetingDate>
		<voteDescription>Advisory Vote to Ratify Named
Executive Officers' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>To approve, on a non-binding
advisory basis, the compensation of
the Company's named executive
officers as disclosed pursuant to the
disclosure rules of the U.S.
Securities and Exchange
Commission, including the
compensation discussion and
analysis and the tabular and
narrative disclosure contained in the
Company's proxy statement dated
June 12, 2025.</otherVoteDescription>
		<sharesVoted>23</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>23</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
</proxyVoteTable>
