| Schedule of Short Term Loans Consisted |
Short-term loans consisted of the following:
| | |
As of March 31, 2026 | | |
As of March 31, 2025 | |
| Postal Saving Bank of China | |
| 1,014,787 | | |
| 2,480,466 | |
| Agricultural Bank of China | |
| - | | |
| 620,117 | |
| Bank of China | |
| 724,848 | | |
| - | |
| Total | |
$ | 1,739,635 | | |
$ | 3,100,583 | |
|
| Schedule of Short Term Loans |
Short-term loans as of March 31, 2026 consisted
of the following:
| For the fiscal year ended March 31, 2026 secured short-term bank loans | | Loan commencement date | | Loan maturity date | | Loan amount in RMB | | | Loan amount in USD | | | Effective interest rate | | | Postal Savings Bank of China | | 2026/1/7 | | 2027/1/6 | | | 3,000,000 | | | | 434,909 | | | | 2.86 | % | | Postal Savings Bank of China | | 2025/6/30 | | 2026/6/29 | | | 1,800,000 | | | | 260,945 | | | | 2.86 | % | | Postal Savings Bank of China | | 2025/7/1 | | 2026/6/30 | | | 2,200,000 | | | | 318,933 | | | | 2.86 | % | | Bank of China | | 2026/2/26 | | 2027/2/25 | | | 5,000,000 | | | | 724,848 | | | | 3.00 | % | | Total secured short-term bank loans as of March 31, 2026 | | | | | | | 12,000,000 | | | $ | 1,739,635 | | | | | | | For the fiscal year ended March 31, 2025 secured short-term bank loans | | Loan commencement date | | Loan maturity date | | Loan amount in RMB | | | Loan amount in USD | | | Effective interest rate | | | Postal Savings Bank of China | | 2024/7/30 | | 2025/7/29 | | | 4,000,000 | | | $ | 551,215 | | | | 3.40 | % | | Postal Savings Bank of China | | 2024/8/27 | | 2025/8/26 | | | 5,000,000 | | | | 689,018 | | | | 3.20 | % | | Postal Savings Bank of China | | 2024/9/2 | | 2025/9/1 | | | 5,000,000 | | | | 689,018 | | | | 3.20 | % | | Postal Savings Bank of China | | 2024/9/6 | | 2025/9/5 | | | 4,000,000 | | | | 551,215 | | | | 3.20 | % | | Agricultural Bank of China | | 2024/6/17 | | 2025/6/16 | | | 500,000 | | | | 68,903 | | | | 3.26 | % | | Agricultural Bank of China | | 2024/11/25 | | 2025/11/24 | | | 2,000,000 | | | | 275,607 | | | | 3.26 | % | | Agricultural Bank of China | | 2025/3/19 | | 2026/3/18 | | | 2,000,000 | | | | 275,607 | | | | 3.26 | % | | Total secured short-term bank loans as of March 31, 2025 | | | | | | | 22,500,000 | | | $ | 3,100,583 | | | | | |
|
| Schedule of Long-Term Loans Consisted |
Long-term loans as of March 31, 2026 consisted
of the following:
| For the fiscal year ended March 31, 2026 secured Long-term bank loans | | Loan commencement date | | Loan maturity date | | Loan amount in RMB | | | Loan amount in USD | | | Effective interest rate | | | Postal Savings Bank of China | | 2026/3/27 | | 2029/1/22 | | | 965,064 | | | $ | 139,905 | | | | 2.86 | % | | Postal Savings Bank of China | | 2026/1/26 | | 2029/1/22 | | | 3,270,280 | | | | 474,091 | | | | 2.86 | % | | Total secured Long-term bank loans as of March 31, 2026 | | | | | | | 4,235,344 | | | $ | 613,996 | | | | | |
|