Exhibit 99.1
Nissan Auto Receivables 2022-B Owner Trust
Servicer’s Certificate
| Collection Period |
31-Jul-26 | 30/360 Days | 30 | Collection Period Start | 1-Jul-26 | |||||||||||
| Distribution Date |
17-Aug-26 | Actual/360 Days | 33 | Collection Period End | 31-Jul-26 | |||||||||||
| Prior Month Settlement Date | 15-Jul-26 | |||||||||||||||
| Current Month Settlement Date | 17-Aug-26 |
| Coupon Rate | Initial Balance | Beginning Balance | Ending Balance | Pool Factor | ||||||||||||||||
| Pool Balance |
1,477,843,167.03 | 138,582,973.31 | 125,093,052.69 | 0.096067 | ||||||||||||||||
| Yield Supplement Overcollaterization |
|
175,694,119.15 | 5,295,980.43 | 4,580,603.22 | ||||||||||||||||
| Total Adjusted Pool Balance |
|
1,302,149,047.88 | 133,286,992.88 | 120,512,449.47 | ||||||||||||||||
| Total Adjusted Securities |
1,302,149,047.88 | 133,286,992.88 | 120,512,449.47 | 0.092549 | ||||||||||||||||
| Class A-1 Notes |
3.68800 | % | 270,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
| Class A-2a Notes |
4.50000 | % | 443,300,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
| Class A-2b Notes |
0.00000 | % | 0.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
| Class A-3 Notes |
4.46000 | % | 443,300,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
| Class A-4 Notes |
4.45000 | % | 93,400,000.00 | 81,137,945.00 | 68,363,401.59 | 0.731942 | ||||||||||||||
| Certificates |
0.00000 | % | 52,149,047.88 | 52,149,047.88 | 52,149,047.88 | 1.000000 | ||||||||||||||
| Principal Payment |
Interest Payment | Principal per $1000 Face Amount |
Interest per $1000 Face Amount |
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| Class A-1 Notes |
0.00 | 0.00 | — | — | ||||||||||||||||
| Class A-2a Notes |
0.00 | 0.00 | — | — | ||||||||||||||||
| Class A-2b Notes |
0.00 | 0.00 | — | — | ||||||||||||||||
| Class A-3 Notes |
0.00 | 0.00 | — | — | ||||||||||||||||
| Class A-4 Notes |
12,774,543.41 | 300,886.55 | 136.7724134 | 3.2214834 | ||||||||||||||||
| Certificates |
0.00 | 0.00 | — | — | ||||||||||||||||
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| Total Securities |
12,774,543.41 | 300,886.55 | ||||||||||||||||||
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| I. COLLECTIONS |
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| Interest: |
||||||||||||||||||||
| Interest Collections |
335,886.33 | |||||||||||||||||||
| Repurchased Loan Proceeds Related to Interest |
|
0.00 | ||||||||||||||||||
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| Total Interest Collections |
335,886.33 | |||||||||||||||||||
| Principal: |
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| Principal Collections |
13,351,567.92 | |||||||||||||||||||
| Repurchased Loan Proceeds Related to Principal |
|
0.00 | ||||||||||||||||||
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| Total Principal Collections |
13,351,567.92 | |||||||||||||||||||
| Recoveries of Defaulted Receivables |
|
121,752.17 | ||||||||||||||||||
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| Total Collections |
13,809,206.42 | |||||||||||||||||||
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| II. COLLATERAL POOL BALANCE DATA |
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| Number | Amount | |||||||||||||||||||
| Adjusted Pool Balance - Beginning of Period |
|
21,860 | 133,286,992.88 | |||||||||||||||||
| Total Principal Payment |
12,774,543.41 | |||||||||||||||||||
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| 20,948 | 120,512,449.47 | |||||||||||||||||||
Nissan Auto Receivables 2022-B Owner Trust
Servicer’s Certificate
| III. DISTRIBUTIONS |
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| Total Collections |
13,809,206.42 | |||
| Reserve Account Draw |
0.00 | |||
| Total Available for Distribution |
13,809,206.42 | |||
| 1. Reimbursement of Advance |
0.00 | |||
| 2. Servicing Fee: |
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| Servicing Fee Due |
115,485.81 | |||
| Servicing Fee Paid |
115,485.81 | |||
| Servicing Fee Shortfall |
0.00 | |||
| 3. Interest: |
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| Class A-1 Notes Monthly Interest |
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| Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-1 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-1 Notes Monthly Interest Distributable Amount |
0.00 | |||
| Class A-1 Notes Monthly Interest Paid |
0.00 | |||
| Change in Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2a Notes Monthly Interest |
||||
| Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2a Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-2a Notes Monthly Interest Distributable Amount |
0.00 | |||
| Class A-2a Notes Monthly Interest Paid |
0.00 | |||
| Change in Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2b Notes Monthly Interest |
||||
| Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2b Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-2b Notes Monthly Interest Distributable Amount |
0.00 | |||
| Class A-2b Notes Monthly Interest Paid |
0.00 | |||
| Change in Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-3 Notes Monthly Interest |
||||
| Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-3 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-3 Notes Monthly Interest Distributable Amount |
0.00 | |||
| Class A-3 Notes Monthly Interest Paid |
0.00 | |||
| Change in Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-4 Notes Monthly Interest |
||||
| Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-4 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-4 Notes Monthly Interest Distributable Amount |
300,886.55 | |||
| Class A-4 Notes Monthly Interest Paid |
300,886.55 | |||
| Change in Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
Nissan Auto Receivables 2022-B Owner Trust
Servicer’s Certificate
| Total Note Monthly Interest |
||||||||
| Total Note Monthly Interest Due |
300,886.55 | |||||||
| Total Note Monthly Interest Paid |
300,886.55 | |||||||
| Total Note Interest Carryover Shortfall |
0.00 | |||||||
| Change in Total Note Interest Carryover Shortfall |
0.00 | |||||||
| Total Available for Principal Distribution |
13,392,834.06 | |||||||
| 4. Total Monthly Principal Paid on the Notes |
12,774,543.41 | |||||||
| Total Noteholders’ Principal Carryover Shortfall |
0.00 | |||||||
| Total Noteholders’ Principal Distributable Amount |
12,774,543.41 | |||||||
| Change in Total Noteholders’ Principal Carryover Shortfall |
0.00 | |||||||
| 5. Total Monthly Principal Paid on the Certificates |
0.00 | |||||||
| Total Certificateholders’ Principal Carryover Shortfall |
0.00 | |||||||
| Total Certificateholders’ Principal Distributable Amount |
0.00 | |||||||
| Change in Total Certificateholders’ Principal Carryover Shortfall |
0.00 | |||||||
| Remaining Available Collections |
618,290.65 | |||||||
| Deposit from Remaining Available Collections to fund Reserve Account |
|
0.00 | ||||||
| Remaining Available Collections Released to Certificateholder |
618,290.65 | |||||||
| V. RESERVE ACCOUNT |
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| Initial Reserve Account Amount |
3,255,372.62 | |||||||
| Required Reserve Account Amount |
3,255,372.62 | |||||||
| Beginning Reserve Account Balance |
3,255,372.62 | |||||||
| Deposit of Remaining Available Collections |
0.00 | |||||||
| Ending Reserve Account Balance |
3,255,372.62 | |||||||
| Required Reserve Account Amount for Next Period |
3,255,372.62 | |||||||
| VI. POOL STATISTICS |
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| Weighted Average Coupon |
2.91 | % | ||||||
| Weighted Average Remaining Maturity |
16.70 | |||||||
| Amount | Number | |||||||
| Principal on Defaulted Receivables |
138,352.70 | 16 | ||||||
| Principal Recoveries of Defaulted Receivables |
121,752.17 | |||||||
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| Monthly Net Losses |
16,600.53 | |||||||
| Pool Balance at Beginning of Collection Period |
138,582,973.31 | |||||||
| Net Loss Ratio for Third Preceding Collection Period |
-0.29 | % | ||||||
| Net Loss Ratio for Second Preceding Collection Period |
-0.74 | % | ||||||
| Net Loss Ratio for Preceding Collection Period |
-1.33 | % | ||||||
| Net Loss Ratio for Current Collection Period |
0.14 | % | ||||||
| Four-Month Average Net Loss Ratio |
-0.55 | % | ||||||
| Cumulative Net Losses for all Periods |
4,668,744.99 | |||||||
Nissan Auto Receivables 2022-B Owner Trust
Servicer’s Certificate
| Amount | Number | % of Receivables (EOP Balance) |
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| Delinquent Receivables: |
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| 31-60 Days Delinquent |
1,465,952.46 | 158 | 1.17 | % | ||||||||
| 61-90 Days Delinquent |
245,802.26 | 26 | 0.20 | % | ||||||||
| 91-120 Days Delinquent |
64,789.11 | 10 | 0.05 | % | ||||||||
| More than 120 Days |
0.00 | 0 | 0.00 | % | ||||||||
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| Total 31+ Days Delinquent Receivables: |
1,776,543.83 | 194 | 1.42 | % | ||||||||
| 61+ Days Delinquencies as Percentage of Receivables (EOP): |
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| Delinquency Ratio for Third Preceding Collection Period |
0.21 | % | 0.14 | % | ||||||||
| Delinquency Ratio for Second Preceding Collection Period |
0.24 | % | 0.16 | % | ||||||||
| Delinquency Ratio for Preceding Collection Period |
0.21 | % | 0.16 | % | ||||||||
| Delinquency Ratio for Current Collection Period |
0.25 | % | 0.17 | % | ||||||||
| Four-Month Average Delinquency Ratio |
0.23 | % | 0.16 | % | ||||||||
| 60 Day Delinquent Receivables |
340,354.06 | |||||||||||
| Delinquency Percentage |
0.27 | % | ||||||||||
| Delinquency Trigger |
4.90 | % | ||||||||||
| Does the Delinquency Percentage exceed the Delinquency Trigger? |
No | |||||||||||
| Principal Balance of Extensions |
843,326.70 | |||||||||||
| Number of Extensions |
79 | |||||||||||
| VII. STATEMENTS TO NOTEHOLDERS |
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| 1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
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NO | ||||||||||
| 2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables? |
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NO | ||||||||||
| 3. Has there been an issuance of notes or other securities backed by the Receivables? |
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NO | ||||||||||
| 4. Has there been a material change in the underwriting, origination or acquisition of Receivables? |
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NO | ||||||||||