v3.26.1
Consolidated Statements of Income (Loss) - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2024
Interest income      
Loans $ 271,445 $ 262,992 $ 256,007
Taxable investment securities 46,976 53,247 63,313
Tax-exempt investment securities 139 234 336
Other interest-earning assets 5,753 8,003 9,212
Total interest income 324,313 324,476 328,868
Interest expense      
Deposits 128,661 140,258 122,414
Borrowings 40,369 49,275 63,860
Total interest expense 169,030 189,533 186,274
Net interest income 155,283 134,943 142,594
Provision for credit losses 1,698 2,366 6,226
Net interest income after provision for credit losses 153,585 132,577 136,368
Non-interest income      
Fees and service charges 4,175 2,490 2,609
Loss on sale and call of securities 0 0 (18,135)
Gain (loss) on sale of loans 932 806 (282)
Loss on sale of other real estate owned 0 0 (974)
Income from bank owned life insurance 10,751 10,672 9,076
Electronic banking fees and charges 1,738 1,717 2,357
Other income 5,229 3,367 3,356
Total non-interest income 22,825 19,052 (1,993)
Non-interest expense      
Salaries and employee benefits 76,747 70,870 69,220
Net occupancy expense of premises 12,320 11,524 11,033
Equipment and systems 15,807 15,703 15,223
Advertising and marketing 2,385 1,877 1,396
Federal deposit insurance premium 5,320 5,911 5,980
Directors' compensation 1,227 1,355 1,506
Goodwill impairment 0 0 97,370
Other expense 15,202 13,390 13,423
Total non-interest expense 129,008 120,630 215,151
Income (loss) before income taxes 47,402 30,999 (80,776)
Income tax benefit 11,138 4,924 5,891
Net income (loss) $ 36,264 $ 26,075 $ (86,667)
Net income (loss) per common share (EPS)      
Basic (in dollars per share) $ 0.58 $ 0.42 $ (1.39)
Diluted (in dollars per share) $ 0.57 $ 0.42 $ (1.39)
Weighted average number of common shares outstanding      
Basic (in shares) 62,866 62,508 62,444
Diluted (in shares) 63,220 62,716 62,444