| Summary of Regulatory Capital Levels |
The following tables present information regarding the Bank’s regulatory capital levels at June 30, 2026 and 2025: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | At June 30, 2026 | | Actual | | For Capital
Adequacy Purposes | | To Be Well Capitalized
Under Prompt
Corrective Action
Provisions | | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | | (Dollars in Thousands) | | Total capital (to risk-weighted assets) | $ | 716,311 | | | 14.38 | % | | $ | 398,556 | | | 8.00 | % | | $ | 498,196 | | | 10.00 | % | | Tier 1 capital (to risk-weighted assets) | 669,370 | | | 13.44 | % | | 298,917 | | | 6.00 | % | | 398,556 | | | 8.00 | % | | Common equity tier 1 capital (to risk-weighted assets) | 669,370 | | | 13.44 | % | | 224,188 | | | 4.50 | % | | 323,827 | | | 6.50 | % | | Tier 1 capital (to adjusted total assets) | 669,370 | | | 8.83 | % | | 303,109 | | | 4.00 | % | | 378,886 | | | 5.00 | % |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | At June 30, 2025 | | Actual | | For Capital
Adequacy Purposes | | To Be Well Capitalized
Under Prompt
Corrective Action
Provisions | | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | | (Dollars in Thousands) | | Total capital (to risk-weighted assets) | $ | 704,969 | | | 14.49 | % | | $ | 389,184 | | | 8.00 | % | | $ | 486,481 | | | 10.00 | % | | Tier 1 capital (to risk-weighted assets) | 662,232 | | | 13.61 | % | | 291,888 | | | 6.00 | % | | 389,184 | | | 8.00 | % | | Common equity tier 1 capital (to risk-weighted assets) | 662,232 | | | 13.61 | % | | 218,916 | | | 4.50 | % | | 316,212 | | | 6.50 | % | | Tier 1 capital (to adjusted total assets) | 662,232 | | | 8.68 | % | | 305,162 | | | 4.00 | % | | 381,453 | | | 5.00 | % |
The following tables present information regarding the consolidated Company’s regulatory capital levels at June 30, 2026 and 2025: | | | | | | | | | | | | | | | | | | | | | | | | | At June 30, 2026 | | Actual | | For Capital
Adequacy Purposes | | Amount | | Ratio | | Amount | | Ratio | | (Dollars in Thousands) | | Total capital (to risk-weighted assets) | $ | 761,657 | | | 15.27 | % | | $ | 398,916 | | | 8.00 | % | | Tier 1 capital (to risk-weighted assets) | 714,716 | | | 14.33 | % | | 299,187 | | | 6.00 | % | | Common equity tier 1 capital (to risk-weighted assets) | 714,716 | | | 14.33 | % | | 224,390 | | | 4.50 | % | | Tier 1 capital (to adjusted total assets) | 714,716 | | | 9.41 | % | | 303,751 | | | 4.00 | % |
| | | | | | | | | | | | | | | | | | | | | | | | | At June 30, 2025 | | Actual | | For Capital
Adequacy Purposes | | Amount | | Ratio | | Amount | | Ratio | | (Dollars in Thousands) | | Total capital (to risk-weighted assets) | $ | 748,323 | | | 15.37 | % | | $ | 389,434 | | | 8.00 | % | | Tier 1 capital (to risk-weighted assets) | 705,586 | | | 14.49 | % | | 292,076 | | | 6.00 | % | | Common equity tier 1 capital (to risk-weighted assets) | 705,586 | | | 14.49 | % | | 219,057 | | | 4.50 | % | | Tier 1 capital (to adjusted total assets) | 705,586 | | | 9.23 | % | | 305,661 | | | 4.00 | % |
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